CN113283893A - Resource transfer processing method, device, storage medium and electronic equipment - Google Patents
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Abstract
The application discloses a resource transfer processing method, a device, a storage medium and electronic equipment, which relate to the technical field of Internet, wherein the method is applied to a first terminal and comprises the following steps: acquiring a resource transfer strategy and resource transfer indication information; uploading the resource transfer strategy to a server; monitoring the terminal state of the first terminal; and when the terminal state is monitored to meet the preset condition, sending the resource transfer indication information to the server, wherein the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal. The method and the device effectively improve the reliability and stability of resource transfer.
Description
Technical Field
The present application relates to the field of internet technologies, and in particular, to a resource transfer processing method and apparatus, a storage medium, and an electronic device.
Background
With the development of science and technology, the resource transfer mode of people has been developed from the traditional physical resource transfer mode to the network resource transfer mode based on mobile devices such as mobile phones.
The increase of the use frequency of the mobile equipment by people also increases the abnormal conditions of the mobile equipment, and the abnormal conditions are difficult to be effectively coped with, so that the reliability and the stability of the resource transfer on the network are difficult to be ensured, and once the mobile equipment is abnormal, the normal life can be seriously influenced.
Disclosure of Invention
The embodiment of the application provides a resource transfer processing scheme, which can effectively improve the reliability and stability of resource transfer.
In order to solve the above technical problem, an embodiment of the present application provides the following technical solutions:
according to an embodiment of the present application, a resource transfer processing method is applied to a first terminal, and the method includes: acquiring a resource transfer strategy and resource transfer indication information; uploading the resource transfer strategy to a server; monitoring the terminal state of the first terminal; and when the terminal state is monitored to meet the preset condition, sending the resource transfer indication information to the server, wherein the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
In some embodiments of the present application, the obtaining the resource transfer policy and the resource transfer indication information includes: acquiring object characteristic information of a target object using the first terminal, a resource transfer account, a first calling strategy and a second calling strategy as the resource transfer strategy; acquiring first indication information and second indication information as the resource transfer indication information, wherein the first indication information is used for indicating that the resource transfer account is called based on the first calling strategy, and the second indication information is used for indicating that the resource transfer account is called based on the second calling strategy.
In some embodiments of the present application, the terminal status includes a power level of the first terminal, and the resource transfer indication information includes first indication information; when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps: and when the electric quantity is monitored to be smaller than a first preset threshold value, transmitting the first indication information to the server.
In some embodiments of the present application, the resource transfer information includes first object characteristic information and first billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives the resource transfer information sent by the second terminal, verifying the first object characteristic information based on the object characteristic information in the resource transfer strategy; and after the first object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a first calling strategy and the first bill information to complete resource transfer.
In some embodiments of the present application, the terminal state comprises an operational state of the first terminal; the resource transfer indication information comprises second indication information; when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps: and when the running state is monitored to accord with a preset state, transmitting the second indication information to the server.
In some embodiments of the present application, the resource transfer information includes second object characteristic information and second billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives resource transfer information sent by a second terminal, verifying the second object characteristic information based on object characteristic information in the resource transfer strategy; and after the second object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a second calling strategy and the second bill information to complete resource transfer.
In some embodiments of the present application, the monitoring the terminal status of the first terminal includes: monitoring the position information, the use data and the electric quantity of the first terminal; determining an operating state of the first terminal based on the location information and the usage data; and taking the running state and the electric quantity as the terminal state.
According to an embodiment of the present application, a resource transfer processing apparatus is applied to a first terminal, and the apparatus includes: the acquisition module is used for acquiring a resource transfer strategy and resource transfer indication information; the uploading module is used for uploading the resource transfer strategy to a server; the monitoring module is used for monitoring the terminal state of the first terminal; and the processing module is used for sending the resource transfer indication information to the server when the terminal state is monitored to meet the preset condition, and the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
According to another embodiment of the present application, a storage medium has stored thereon computer-readable instructions which, when executed by a processor of a computer, cause the computer to perform the method of the embodiments of the present application.
According to another embodiment of the present application, an electronic device may include: a memory storing computer readable instructions; and a processor for reading the computer readable instructions stored in the memory to perform the methods of the embodiments.
In the embodiment of the application, the first terminal can obtain a resource transfer strategy and resource transfer indication information; uploading the resource transfer strategy to a server; monitoring a terminal state of a first terminal; and when the terminal state is monitored to meet the preset condition, sending resource transfer indication information to the server, wherein the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
In this way, when the terminal state of the first terminal meets the predetermined condition, resource transfer processing can be performed based on the second terminal, and the resource transfer processing operation of the second terminal authorizes the second terminal through the server based on the resource transfer instruction information when the first terminal monitors that the terminal state meets the predetermined condition, so that the situations of abnormity and the like of the terminal state of the first terminal can be effectively avoided, and the reliability and the stability of resource transfer are effectively improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 shows a schematic diagram of a system to which embodiments of the present application may be applied.
FIG. 2 shows a flow diagram of a resource transfer processing method according to one embodiment of the present application.
Fig. 3 shows a block diagram of a resource transfer processing apparatus according to an embodiment of the present application.
FIG. 4 shows a block diagram of an electronic device according to an embodiment of the application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
In the description that follows, specific embodiments of the present application will be described with reference to steps and symbols executed by one or more computers, unless otherwise indicated. Accordingly, these steps and operations will be referred to, several times, as being performed by a computer, the computer performing operations involving a processing unit of the computer in electronic signals representing data in a structured form. This operation transforms the data or maintains it at locations in the computer's memory system, which may be reconfigured or otherwise altered in a manner well known to those skilled in the art. The data maintains a data structure that is a physical location of the memory that has particular characteristics defined by the data format. However, while the principles of the application have been described in language specific to above, it is not intended to be limited to the specific form set forth herein, and it will be recognized by those of ordinary skill in the art that various of the steps and operations described below may be implemented in hardware.
FIG. 1 shows a schematic diagram of a system 100 to which embodiments of the present application may be applied. As shown in fig. 1, the system 100 may include a server 101, a first terminal 102, and a second terminal 103. The first terminal 102 and the second terminal 103 may be any computer devices, such as a computer, a mobile phone, a smart watch, and a home appliance. The server 101 may be a server cluster or a cloud service, etc. In one example, the first terminal 102 is a user terminal and the second terminal 103 is a merchant terminal.
The server 101 may be connected to the first terminal 102 and the second terminal 103 by wired or wireless connections.
In an implementation manner of this example, the first terminal 102 may obtain a resource transfer policy and resource transfer indication information; uploading the resource transfer policy to the server 101; monitoring a terminal state of the first terminal 102; when it is monitored that the terminal state meets the predetermined condition, the resource transfer instruction information is sent to the server 101, and the resource transfer instruction information is used for instructing the server 101 to perform resource transfer operation based on the resource transfer policy and the resource transfer information when receiving the resource transfer information of the second terminal 103.
Fig. 2 schematically shows a flow diagram of a resource transfer processing method according to an embodiment of the present application. The execution subject of the resource transfer processing method may be any device, such as the first terminal 102 shown in fig. 1.
As shown in fig. 2, the resource transfer processing method may include steps S210 to S240.
Step S210, acquiring a resource transfer strategy and resource transfer indication information;
step S220, uploading the resource transfer strategy to a server;
step S230, monitoring a terminal state of the first terminal;
step S240, when it is monitored that the terminal state meets the predetermined condition, sending resource transfer instruction information to the server, where the resource transfer instruction information is used to instruct the server to perform a resource transfer operation based on the resource transfer policy and the resource transfer information when receiving the resource transfer information of the second terminal.
The following describes specific procedures of the respective steps performed when the resource transfer process is performed.
In step S210, a resource transfer policy and resource transfer instruction information are acquired.
In the embodiment of the present example, the resource transfer policy is a defined policy for transferring resources, for example, payment resources in a payment scenario. The resource transfer instruction information is instruction information for authorizing a second terminal other than the first terminal to perform resource transfer application instead of the first terminal.
The manner of obtaining the resource transfer policy and the resource transfer instruction information may be to obtain a resource transfer policy defined by the user in a related application on the first terminal according to a requirement, for example, in a payment scenario, a payment resource transfer policy defined by the user in a payment application may be obtained.
In one embodiment, step S210, acquiring a resource transfer policy and resource transfer indication information, includes:
acquiring object characteristic information of a target object using a first terminal, a resource transfer account, a first calling strategy and a second calling strategy as resource transfer strategies; and acquiring first indication information and second indication information as resource transfer indication information, wherein the first indication information is used for indicating that the resource transfer account is called based on a first calling strategy, and the second indication information is used for indicating that the resource transfer account is called based on a second calling strategy.
In this embodiment, the object feature information is acquired feature information for identifying a unique identity of the target object, and the object feature information may include fingerprint information of the target object, face feature information, and the like. The resource transfer account is an account for storing resources, such as a bank card number and a wallet account in a payment scenario. The first calling policy, that is, the second calling policy, is two different calling policies, and each calling policy may include a corresponding resource transfer account calling order, a threshold of transfer amount of a resource in each resource transfer account, and a verification manner (for example, a specific facial expression is needed for verification) required for transferring the resource in each resource transfer account.
The first indication information and the second indication information are indication information in the resource transfer indication information. The first indication information is different from the second indication information, the first indication information is used for indicating that the resource transfer account is called based on the first calling strategy, the second indication information is used for indicating that the resource transfer account is called based on the second calling strategy, and the sending of the corresponding first indication information or the corresponding second indication information can be triggered under different terminal states, so that the flexibility and the reliability of substituting resource transfer for authorization are guaranteed.
In step S220, the resource transfer policy is uploaded to the server.
In the embodiment of the present example, after obtaining the resource transfer policy, the first terminal may upload the resource transfer policy to the server in real time, for example, a user may click a control in an application to upload the resource transfer policy to the server, so that the server processes the resource transfer request (including resource transfer information) of each terminal according to the resource transfer policy.
In step S230, a terminal state of the first terminal is monitored.
In the embodiment of the present example, the terminal status, that is, the status describing the usage of the terminal, may include a power amount and an operation status. The operation state refers to various states of the first terminal during operation, and the operation state may include a state of whether to be stolen, a state of whether to be stuck, and the like.
Monitoring the terminal status of the first terminal may include: monitoring the terminal state of the first terminal in real time to ensure monitoring accuracy; the terminal state of the first terminal can be monitored according to a preset time interval, so that the monitoring accuracy and the use performance of the first terminal can be guaranteed; the terminal state of the first terminal may also be monitored when a user triggers a specific operation (e.g., opens a specific application or performs a specific operation in an application), so as to further ensure the usability of the first terminal.
In one embodiment, the step S230 of monitoring the terminal status of the first terminal includes:
monitoring position information, use data and electric quantity of the first terminal; determining an operating state of the first terminal based on the location information and the usage data; and taking the running state and the electric quantity as the terminal state.
The position information is positioning information of the first terminal, and can be monitored according to a legal protocol through Beidou positioning and the like; the use data is data generated when the first terminal is used, and the use data can comprise use habit data such as an application trigger sequence, a touch sequence of a control in an application and the like, and use state data such as network flow and whether the application is stuck during running; the amount of power is the amount of power remaining in the energy storage device, such as a battery, in the first terminal.
Based on the monitored position information and the usage data, whether the first terminal is in an abnormal operation state or not can be analyzed. In one example, whether the first terminal has an operation state suspected of being stolen can be determined based on comparison between the monitored position information and the use habit data in the use data and the historically collected position information and use data of the first terminal; in one example, whether the first terminal is in a smooth network operation state may be determined according to a network condition in a location area corresponding to the location information based on the monitored location information and the usage state data in the usage data.
In step S240, when it is monitored that the terminal state meets the predetermined condition, the resource transfer instruction information is sent to the server, and the resource transfer instruction information is used to instruct the server to perform a resource transfer operation based on the resource transfer policy and the resource transfer information when receiving the resource transfer information of the second terminal.
In the embodiment of the present example, the predetermined condition is a state condition corresponding to a terminal state, for example, the predetermined condition may include theft, network unsmooth, or power amount smaller than a predetermined size. When the terminal state of the first terminal is monitored to meet the preset condition, the resource transfer indication information is sent to the server, namely, a second terminal except the first terminal can be authorized through the resource transfer indication information, and the authorized second terminal can carry out resource transfer application based on a resource transfer strategy uploaded to the server by the first terminal.
The second terminal may send resource transfer information to the server, where the resource transfer information may be resource transfer information carried in a resource transfer application autonomously initiated by the second terminal, and the resource transfer information may include object feature information (e.g., first object feature information or second object feature information) uniquely indicating identity information of the target user, and resource billing information (e.g., an amount of resource to be transferred, such as a payment amount).
The server performs similarity matching on the object characteristic information in the resource transfer information and the object characteristic information in the resource transfer strategy uploaded by the first terminal stored in the server, and if the object characteristic information is matched and the server receives the resource transfer indication information sent by the first terminal, the server can perform resource transfer operation based on the resource transfer strategy uploaded by the first terminal and the resource transfer information uploaded by the second terminal.
In one embodiment, the terminal status includes power of the first terminal, and the resource transfer indication information includes first indication information; in step S240, when it is monitored that the terminal state meets the predetermined condition, the method sends the resource transfer indication information to the server, including: and when the monitored electric quantity is smaller than a first preset threshold value, transmitting first indication information to the server.
In one embodiment, the resource transfer information includes first object characteristic information and first billing information; in step S240, when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including:
when receiving the resource transfer information sent by the second terminal, the server verifies the first object characteristic information based on the object characteristic information in the resource transfer strategy; and after the first object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on the first calling strategy and the first bill information to complete resource transfer.
The first indication information is indication information corresponding to the abnormal electric quantity in the first terminal, and when the electric quantity is smaller than a first preset threshold value, it indicates that the first terminal has the possibility of being out of service, and at the moment, the first indication information is transmitted to the server to temporarily authorize the second terminal, so that the resource transfer can be smoothly performed. For example, when the power of the user's mobile phone (first terminal) is low, the first indication information is sent to the server in advance to authorize the second terminal other than the mobile phone, and the user can perform the payment resource transfer process based on the second terminal.
In an embodiment, after the first indication information is transmitted to the server, if it is monitored that the electric quantity in the first terminal is greater than a second predetermined threshold, the first terminal may send resource transfer termination information to the server, so that the server does not perform resource transfer when receiving the resource transfer information sent by the second terminal, and performs resource transfer only when receiving the resource transfer information sent by the first terminal.
In one embodiment, the terminal state comprises an operational state of the first terminal; the resource transfer indication information comprises second indication information; in step S240, when it is monitored that the terminal state meets a predetermined condition, sending the resource transfer indication information to the server, including:
and when the monitored running state accords with the preset state, transmitting second indication information to the server.
In one embodiment, the resource transfer information includes second object characteristic information and second billing information; in step S240, when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including:
when receiving the resource transfer information sent by the second terminal, the server verifies the second object characteristic information based on the object characteristic information in the resource transfer strategy; and after the second object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a second calling strategy and the second bill information to complete resource transfer.
The running state meeting the predetermined state may include that the first terminal is suspected to be stolen or the network is not smooth, and at this time, the second indication information is transmitted to the server to temporarily authorize the second terminal, so that the resource transfer can be performed smoothly. For example, when a mobile phone (first terminal) of the user is suspected to be stolen or the network is not smooth, the second indication information is sent to the server in advance to authorize other second terminals except the mobile phone, and the user can perform payment resource transfer processing based on the second terminals.
In an embodiment, after the second indication information is transmitted to the server, if it is monitored that there is no suspicion of theft or the network is smooth in the first terminal, the first terminal may send resource transfer termination information to the server, so that the server does not perform resource transfer when receiving the resource transfer information sent by the second terminal, and performs resource transfer only when receiving the resource transfer information sent by the first terminal.
In an embodiment, the resource transfer policy further includes an acquired third call policy, and the call policy may include a resource transfer account call sequence corresponding to the first terminal, a threshold of transfer amount of the resource in each resource transfer account, and a verification manner (for example, a specific facial expression is needed for verification) required for the transfer of the resource in each resource transfer account. When the server receives the resource transfer information transmitted by the first terminal, the server can verify third object characteristic information in the resource transfer information transmitted by the first terminal based on the object characteristic information in the resource transfer strategy; and after the third object characteristic information passes the verification, calling the resource transfer account in the resource transfer strategy based on a third calling strategy and third bill information in the resource transfer information transmitted by the first terminal so as to complete resource transfer.
The third calling policy is a calling policy different from the first calling policy and the second calling policy, and the third calling policy may include a corresponding resource transfer account calling order, a threshold of a transfer amount of a resource in each resource transfer account, and a verification manner required for transferring the resource in each resource transfer account (for example, only simpler facial expressions are required for verification in comparison with the first calling policy and the second calling policy) and the like.
In this way, based on steps S210 to S240, when the terminal state of the first terminal meets the predetermined condition, the resource transfer processing may be performed based on the second terminal, and the resource transfer processing operation of the second terminal is to authorize the second terminal through the server based on the resource transfer instruction information when the first terminal monitors that the terminal state of the first terminal meets the predetermined condition, so that the situations such as abnormality of the terminal state of the first terminal can be effectively avoided, and the reliability and stability of resource transfer are effectively improved.
In order to better implement the resource transfer processing method provided in the embodiments of the present application, a resource transfer processing apparatus based on the resource transfer processing method is also provided in the embodiments of the present application. The terms are the same as those in the resource transfer processing method, and specific implementation details can refer to the description in the method embodiment. Fig. 3 shows a block diagram of a resource transfer processing apparatus according to an embodiment of the present application.
As shown in fig. 3, the resource transfer processing apparatus 300 is applied to the first terminal, and the resource transfer processing apparatus 300 may include an acquisition module 310, an upload module 320, a monitoring module 330, and a processing module 340.
The acquisition module 310 may be configured to acquire a resource transfer policy and resource transfer indication information; the uploading module 320 may be configured to upload the resource transfer policy to a server; the monitoring module 330 may be configured to monitor a terminal status of the first terminal; the processing module 340 may be configured to send the resource transfer indication information to the server when it is monitored that the terminal state meets a predetermined condition, where the resource transfer indication information is used to indicate that the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information when receiving the resource transfer information of the second terminal.
In one embodiment, the acquisition module 310 includes: the first acquisition unit is used for acquiring object characteristic information, a resource transfer account, a first calling strategy and a second calling strategy of a target object using the first terminal as the resource transfer strategy; and the second acquisition unit is used for acquiring first indication information and second indication information as the resource transfer indication information, the first indication information is used for indicating that the resource transfer account is called based on the first calling strategy, and the second indication information is used for indicating that the resource transfer account is called based on the second calling strategy.
In one embodiment, the terminal status includes a power level of the first terminal, and the resource transfer indication information includes first indication information; the processing module 340 includes: the first processing unit is used for transmitting the first indication information to the server when the fact that the electric quantity is smaller than a first preset threshold value is monitored.
In one embodiment, the resource transfer information includes first object characteristic information and first billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives the resource transfer information sent by the second terminal, verifying the first object characteristic information based on the object characteristic information in the resource transfer strategy; and after the first object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a first calling strategy and the first bill information to complete resource transfer.
In one embodiment, the terminal state comprises an operational state of the first terminal; the resource transfer indication information comprises second indication information; the processing module 340 includes: and the second processing unit is used for transmitting the second indication information to the server when the running state is monitored to accord with a preset state.
In one embodiment, the resource transfer information includes second object characteristic information and second billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives resource transfer information sent by a second terminal, verifying the second object characteristic information based on object characteristic information in the resource transfer strategy; and after the second object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a second calling strategy and the second bill information to complete resource transfer.
In one embodiment, the monitoring module includes: the information monitoring unit is used for monitoring the position information, the use data and the electric quantity of the first terminal; an operation state determination unit configured to determine an operation state of the first terminal based on the location information and the usage data; and the terminal state determining unit is used for taking the running state and the electric quantity as the terminal state.
In this way, based on the resource transfer processing apparatus 300, when the terminal state of the first terminal meets the predetermined condition, the resource transfer processing can be performed based on the second terminal, and the resource transfer processing operation of the second terminal authorizes the second terminal through the server based on the resource transfer instruction information when the first terminal monitors that the terminal state of the first terminal meets the predetermined condition, so that the situations such as abnormality of the terminal state of the first terminal can be effectively avoided, and the reliability and stability of resource transfer can be effectively improved.
It should be noted that although in the above detailed description several modules or units of the device for action execution are mentioned, such a division is not mandatory. Indeed, the features and functionality of two or more modules or units described above may be embodied in one module or unit, according to embodiments of the application. Conversely, the features and functions of one module or unit described above may be further divided into embodiments by a plurality of modules or units.
In addition, an embodiment of the present application further provides an electronic device, where the electronic device may be a terminal or a server, as shown in fig. 4, which shows a schematic structural diagram of the electronic device according to the embodiment of the present application, and specifically:
the electronic device may include components such as a processor 401 of one or more processing cores, memory 402 of one or more computer-readable storage media, a power supply 403, and an input unit 404. Those skilled in the art will appreciate that the electronic device configuration shown in fig. 4 does not constitute a limitation of the electronic device and may include more or fewer components than those shown, or some components may be combined, or a different arrangement of components. Wherein:
the processor 401 is a control center of the electronic device, connects various parts of the entire computer device using various interfaces and lines, and performs various functions of the computer device and processes data by operating or executing software programs and/or modules stored in the memory 402 and calling data stored in the memory 402, thereby integrally monitoring the electronic device. Optionally, processor 401 may include one or more processing cores; preferably, the processor 401 may integrate an application processor and a modem processor, wherein the application processor mainly handles operating systems, user pages, application programs, and the like, and the modem processor mainly handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 401.
The memory 402 may be used to store software programs and modules, and the processor 401 executes various functional applications and data processing by operating the software programs and modules stored in the memory 402. The memory 402 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data created according to use of the computer device, and the like. Further, the memory 402 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, the memory 402 may also include a memory controller to provide the processor 401 access to the memory 402.
The electronic device further comprises a power supply 403 for supplying power to the various components, and preferably, the power supply 403 is logically connected to the processor 401 through a power management system, so that functions of managing charging, discharging, and power consumption are realized through the power management system. The power supply 403 may also include any component of one or more dc or ac power sources, recharging systems, power failure detection circuitry, power converters or inverters, power status indicators, and the like.
The electronic device may further include an input unit 404, and the input unit 404 may be used to receive input numeric or character information and generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function control.
Although not shown, the electronic device may further include a display unit and the like, which are not described in detail herein. Specifically, in this embodiment, the processor 401 in the electronic device loads the executable file corresponding to the process of one or more application programs into the memory 402 according to the following instructions, and the processor 401 runs the application program stored in the memory 402, so as to implement various functions, for example, the processor 401 may execute the following steps:
acquiring a resource transfer strategy and resource transfer indication information of a first terminal; uploading the resource transfer strategy to a server; monitoring the terminal state of the first terminal; and when the terminal state is monitored to meet the preset condition, sending the resource transfer indication information to the server, wherein the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
In some embodiments of the present application, the obtaining the resource transfer policy and the resource transfer indication information includes: acquiring object characteristic information of a target object using the first terminal, a resource transfer account, a first calling strategy and a second calling strategy as the resource transfer strategy; acquiring first indication information and second indication information as the resource transfer indication information, wherein the first indication information is used for indicating that the resource transfer account is called based on the first calling strategy, and the second indication information is used for indicating that the resource transfer account is called based on the second calling strategy.
In some embodiments of the present application, the terminal status includes a power level of the first terminal, and the resource transfer indication information includes first indication information; when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps: and when the electric quantity is monitored to be smaller than a first preset threshold value, transmitting the first indication information to the server.
In some embodiments of the present application, the resource transfer information includes first object characteristic information and first billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives the resource transfer information sent by the second terminal, verifying the first object characteristic information based on the object characteristic information in the resource transfer strategy; and after the first object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a first calling strategy and the first bill information to complete resource transfer.
In some embodiments of the present application, the terminal state comprises an operational state of the first terminal; the resource transfer indication information comprises second indication information; when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps: and when the running state is monitored to accord with a preset state, transmitting the second indication information to the server.
In some embodiments of the present application, the resource transfer information includes second object characteristic information and second billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including: when the server receives resource transfer information sent by a second terminal, verifying the second object characteristic information based on object characteristic information in the resource transfer strategy; and after the second object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a second calling strategy and the second bill information to complete resource transfer.
In some embodiments of the present application, the monitoring the terminal status of the first terminal includes: monitoring the position information, the use data and the electric quantity of the first terminal; determining an operating state of the first terminal based on the location information and the usage data; and taking the running state and the electric quantity as the terminal state.
It will be understood by those skilled in the art that all or part of the steps of the methods of the above embodiments may be performed by a computer program, which may be stored in a computer-readable storage medium and loaded and executed by a processor, or by related hardware controlled by the computer program.
To this end, the present application further provides a storage medium, in which a computer program is stored, where the computer program can be loaded by a processor to execute the steps in any one of the methods provided in the present application.
Wherein the storage medium may include: read Only Memory (ROM), Random Access Memory (RAM), magnetic or optical disks, and the like.
Since the computer program stored in the storage medium can execute the steps in any method provided in the embodiments of the present application, the beneficial effects that can be achieved by the methods provided in the embodiments of the present application can be achieved, for details, see the foregoing embodiments, and are not described herein again.
Other embodiments of the present application will be apparent to those skilled in the art from consideration of the specification and practice of the embodiments disclosed herein. This application is intended to cover any variations, uses, or adaptations of the invention following, in general, the principles of the application and including such departures from the present disclosure as come within known or customary practice within the art to which the invention pertains.
It will be understood that the present application is not limited to the embodiments that have been described above and shown in the drawings, but that various modifications and changes can be made without departing from the scope thereof.
Claims (10)
1. A resource transfer processing method is applied to a first terminal, and comprises the following steps:
acquiring a resource transfer strategy and resource transfer indication information;
uploading the resource transfer strategy to a server;
monitoring the terminal state of the first terminal;
and when the terminal state is monitored to meet the preset condition, sending the resource transfer indication information to the server, wherein the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
2. The method of claim 1, wherein the obtaining the resource transfer policy and the resource transfer indication information comprises:
acquiring object characteristic information of a target object using the first terminal, a resource transfer account, a first calling strategy and a second calling strategy as the resource transfer strategy;
acquiring first indication information and second indication information as the resource transfer indication information, wherein the first indication information is used for indicating that the resource transfer account is called based on the first calling strategy, and the second indication information is used for indicating that the resource transfer account is called based on the second calling strategy.
3. The method of claim 1, wherein the terminal status comprises power of the first terminal, and the resource transfer indication information comprises first indication information;
when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps:
and when the electric quantity is monitored to be smaller than a first preset threshold value, transmitting the first indication information to the server.
4. The method of claim 3, wherein the resource transfer information comprises first object characteristic information and first billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including:
when the server receives the resource transfer information sent by the second terminal, verifying the first object characteristic information based on the object characteristic information in the resource transfer strategy;
and after the first object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a first calling strategy and the first bill information to complete resource transfer.
5. The method of claim 1, wherein the terminal state comprises an operational state of the first terminal; the resource transfer indication information comprises second indication information;
when the condition that the terminal state meets the preset condition is monitored, the resource transfer indication information is sent to the server, and the method comprises the following steps:
and when the running state is monitored to accord with a preset state, transmitting the second indication information to the server.
6. The method of claim 5, wherein the resource transfer information comprises second object characteristic information and second billing information; when receiving the resource transfer information of the second terminal, the server performs a resource transfer operation based on the resource transfer policy and the resource transfer information, including:
when the server receives resource transfer information sent by a second terminal, verifying the second object characteristic information based on object characteristic information in the resource transfer strategy;
and after the second object characteristic information passes verification, calling a resource transfer account in the resource transfer strategy based on a second calling strategy and the second bill information to complete resource transfer.
7. The method of claim 1, wherein the monitoring the terminal status of the first terminal comprises:
monitoring the position information, the use data and the electric quantity of the first terminal;
determining an operating state of the first terminal based on the location information and the usage data;
and taking the running state and the electric quantity as the terminal state.
8. A resource transfer processing apparatus, applied to a first terminal, the apparatus comprising:
the acquisition module is used for acquiring a resource transfer strategy and resource transfer indication information;
the uploading module is used for uploading the resource transfer strategy to a server;
the monitoring module is used for monitoring the terminal state of the first terminal;
and the processing module is used for sending the resource transfer indication information to the server when the terminal state is monitored to meet the preset condition, and the resource transfer indication information is used for indicating the server to perform resource transfer operation based on the resource transfer strategy and the resource transfer information when receiving the resource transfer information of the second terminal.
9. A storage medium having stored thereon computer readable instructions which, when executed by a processor of a computer, cause the computer to perform the method of any of claims 1 to 7.
10. An electronic device, comprising: a memory storing computer readable instructions; a processor reading computer readable instructions stored by the memory to perform the method of any of claims 1 to 7.
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| CN202110589833.6A CN113283893A (en) | 2021-05-28 | 2021-05-28 | Resource transfer processing method, device, storage medium and electronic equipment |
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