CN111801698A - Payment two-dimensional code management method, payment two-dimensional code management equipment, payment system and storage medium - Google Patents
Payment two-dimensional code management method, payment two-dimensional code management equipment, payment system and storage medium Download PDFInfo
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- CN111801698A CN111801698A CN201980010273.5A CN201980010273A CN111801698A CN 111801698 A CN111801698 A CN 111801698A CN 201980010273 A CN201980010273 A CN 201980010273A CN 111801698 A CN111801698 A CN 111801698A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
A payment two-dimensional code management method, a device, a payment system and a computer storage medium are provided, wherein the payment two-dimensional code management method comprises the following steps: acquiring two-dimensional code generation information of a cash receiving terminal (S101); calling a code generation interface of the gateway to enable the gateway to generate a payment two-dimensional code based on the two-dimensional code generation information (S102); and receiving the payment two-dimensional code returned by the gateway, and providing a download link of the payment two-dimensional code to the cash receiving terminal (S103). The payment two-dimensional code management method can automatically generate the corresponding payment two-dimensional code according to the two-dimensional code generation information of the collection terminal, and improves the rapidness and the safety of electronic payment.
Description
Technical Field
The application relates to the technical field of electronic payment, in particular to a payment two-dimensional code management method, payment two-dimensional code management equipment, a payment system and a computer storage medium.
Background
With the continuous development of scientific technology, the shopping payment mode has gradually evolved from cash payment mode to electronic payment mode. The use of cash has been gradually reduced, then in the existing electronic payment technology, most of the payment machines based on the two-dimensional code are in a scanned mode, that is, a user presents a payment code/bar code on a mobile phone, and a store owner actively scans the payment code of the user and deducts money. This requires the equipment of the merchant to be equipped with a camera module, and has a certain requirement on the precision of the camera module, and the merchant needs to manually input money every time, which is not suitable for the small and high-volume merchants. In addition, in the bar code payment service, the security has higher requirement, and if the security is lower, the payment limit can be controlled.
Technical solution
The application provides a payment two-dimensional code management method, payment two-dimensional code management equipment, a payment system and a computer storage medium, and aims to solve the problems that in the prior art, an electronic payment process is complicated, and payment experience of a user and a merchant is poor.
In order to solve the technical problem, the application provides a payment two-dimensional code management method, which includes:
acquiring two-dimensional code generation information of a money receiving terminal;
calling a code generation interface of a gateway to enable the gateway to generate the payment two-dimensional code based on the two-dimensional code generation information;
and receiving the payment two-dimensional code returned by the gateway, and providing a download link of the payment two-dimensional code to the collection terminal.
In order to solve the technical problem, the application provides a payment system, which at least comprises a collection terminal, a payment platform and a gateway, wherein the collection terminal and the gateway are respectively in communication connection with the payment platform;
the payment receiving terminal is used for sending two-dimensional code generation information to the payment platform;
the payment platform is used for sending the two-dimensional code generation information to the gateway through a code generation interface of the gateway;
the gateway is used for generating the payment two-dimensional code based on the two-dimensional code generation information and returning the payment two-dimensional code to the payment platform;
the payment platform is further used for providing the download link of the payment two-dimensional code to the collection terminal.
In order to solve the technical problem, the application provides a payment two-dimensional code management device, which includes an acquisition module, a processing module and a download module, wherein the acquisition module and the download module are respectively coupled with the processing module;
the acquisition module is used for acquiring the two-dimensional code generation information of the cash receiving terminal;
the processing module is used for calling a code generation interface of the gateway so that the gateway generates the payment two-dimensional code based on the two-dimensional code generation information;
and the download module is used for receiving the payment two-dimensional code returned by the gateway and providing a download link of the payment two-dimensional code to the cash receiving terminal.
In order to solve the above technical problem, the present application provides a payment two-dimensional code management device, where the payment platform management device includes a memory and a processor coupled to the memory;
wherein the memory is used for storing a computer program, and the processor is used for executing the computer program to realize the payment two-dimensional code management method.
In order to solve the above technical problem, the present application provides a computer storage medium for storing a computer program, where the computer program is executed by a processor to implement the payment two-dimensional code management method as described above.
Different from the prior art, the beneficial effects of this application lie in: the payment two-dimensional code management equipment acquires two-dimensional code generation information of a money receiving terminal; calling a code generation interface of the gateway so that the gateway generates a payment two-dimensional code based on the two-dimensional code generation information; and receiving the payment two-dimensional code returned by the gateway, and providing a download link of the payment two-dimensional code to the collection terminal. The payment two-dimensional code management method can automatically generate the corresponding payment two-dimensional code according to the two-dimensional code generation information of the payment receiving terminal, and improves the rapidness and the safety of electronic payment.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic flowchart of a first embodiment of a payment two-dimensional code management method provided in the present application;
FIG. 2 is a schematic diagram of a two-dimensional code management interface in the embodiment shown in FIG. 1;
fig. 3 is a schematic flowchart of a second embodiment of a payment two-dimensional code management method provided in the present application;
FIG. 4 is a schematic diagram of a batch two-dimensional code generation interface in the embodiment shown in FIG. 3;
FIG. 5 is a schematic diagram of a batch two-dimensional code generation interface in the embodiment shown in FIG. 3;
fig. 6 is a schematic flowchart of a payment two-dimensional code management method according to a third embodiment of the present application
FIG. 7 is a schematic block diagram of an embodiment of a payment system provided herein;
fig. 8 is a schematic structural diagram of an embodiment of a payment two-dimensional code management device provided in the present application;
fig. 9 is a schematic structural diagram of another embodiment of a payment two-dimensional code management device provided in the present application;
FIG. 10 is a schematic structural diagram of an embodiment of a computer storage medium provided in the present application.
Modes for carrying out the invention
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In order to solve the problems that the existing electronic payment process is complicated and payment experience of users and merchants is poor, the application provides a payment two-dimensional code management method. Referring to fig. 1 in detail, fig. 1 is a schematic flowchart of a first embodiment of a payment two-dimensional code management method provided by the present application, and the payment two-dimensional code management method of the present application is applied to a payment two-dimensional code management device.
The payment two-dimensional code management device can be a server, a terminal device and a system with the server and the terminal device matched with each other. Correspondingly, each part, such as each unit, subunit, module, and submodule, included in the payment two-dimensional code management device may be all disposed in the server, may also be all disposed in the terminal device, and may also be disposed in the server and the terminal device, respectively.
Further, the server may be hardware or software. When the server is hardware, it may be implemented as a distributed server cluster formed by multiple servers, or may be implemented as a single server. When the server is software, it may be implemented as a plurality of software or software modules, for example, software or software modules for providing distributed servers, or as a single software or software module, and is not limited herein.
It should be noted that, in the description of the payment two-dimensional code management method of the present application, the management device is unified as an execution subject.
As shown in fig. 1, the payment two-dimensional code management method of the embodiment specifically includes the following steps:
s101: and acquiring the two-dimensional code generation information of the cash collection terminal.
The payment page management is realized between the payment platform and the merchant through the payment receiving terminal of the embodiment, and the payment receiving terminal can be terminal equipment such as a smart phone, a POS machine and a tablet personal computer. The identification, instructions, information, etc. sent or obtained by the merchant may likewise occur between the checkout terminal and the payment platform or gateway.
The management equipment can be provided with a payment platform, and data management of information interaction is carried out through the payment platform. After the cash receiving terminal completes the establishment of the merchant file on the payment platform, the cash receiving terminal can use the functional authority provided on the payment platform, such as the payment two-dimensional code management function of the application. Specifically, the management device first acquires a two-dimensional code generation instruction of the cash receiving terminal, and displays a two-dimensional code generation interface based on the two-dimensional code generation instruction. And a plurality of input boxes are arranged on the two-dimensional code generation interface and are used for facilitating the collection terminal to input the two-dimensional code generation information in the input boxes. Then, the management device acquires the two-dimensional code generation information input by the cash receiving terminal on the two-dimensional code generation interface. The two-dimensional code generation information comprises bill number information, amount information, remark information and the like.
Further, the two-dimensional code generation interface is also provided with a confirm button and a cancel button. When the management device receives an input instruction related to the cancel button, the management device exits the payment two-dimensional code management function. When the management equipment receives an input instruction related to the determination button, the two-dimensional code generation information is acquired in an asynchronous processing mode, and the two-dimensional code generation process in the following steps is carried out.
Before the step of obtaining the two-dimensional generation instruction of the collection terminal, the collection terminal needs to log in a payment platform. Specifically, the management device provides a login interface consisting of a plurality of input boxes for the collection terminal through the payment platform. The login interface at least comprises an account number input box, a password input box, a verification code input box and a login button. After the account information and the verification code are input by the collection terminal, the login button is clicked, and a login instruction is sent to upload the account information to the payment platform. And when the payment platform receives the login instruction, the login information stored in the public cloud is called.
The management equipment calls a verification function of the public cloud through the payment platform, and verifies whether account and secret information input by a user is matched with the stored login information through the public cloud. If not, returning first login failure information to prompt that the user account password is input wrongly; and if so, further checking the login authority of the user on the payment platform. If the user does not have the login authority, returning second login failure information to prompt the user that the system authority is not opened; and if the user has the login right, displaying a payment platform interface comprising the merchant file corresponding to the system right.
When the account information of the user is correct and the user has the login right, the management device displays a two-dimensional code management interface shown in fig. 2 through the payment platform. The two-dimensional code management interface of fig. 2 provides a two-dimensional code history creation record and corresponding operation buttons, such as operation buttons of "retry", "detail", "download", and the like, for a user to refer to and manage the two-dimensional code history creation record. For example, when the user selects the "details" button, the management apparatus displays more two-dimensional code history creation records; when the user selects a 'retry' button, the management equipment regenerates the payment two-dimensional code according to the corresponding two-dimensional code history creation record; when the user selects a 'download' button, the management device provides a payment two-dimensional code download link corresponding to the collection terminal two-dimensional code history creation record.
S102: and calling a code generation interface of the gateway so that the gateway generates the payment two-dimensional code based on the two-dimensional code generation information.
After the management equipment acquires the two-dimensional code generation information of the cash collection terminal, the management equipment calls a code generation interface of the gateway, so that the two-dimensional code generation function of the gateway is called to generate the payment two-dimensional code based on the two-dimensional code generation information. When the payment platform is configured, the payment platform and the gateway agree on an identification field, the gateway can identify a code generation request of the payment platform based on the identification field, and then the gateway executes special processing logic, namely only generates a payment two-dimensional code and creates a payment order. Furthermore, when the generated payment two-dimensional code is returned by the code generation interface of the gateway, a payment order number configured by the gateway needs to be additionally returned, and the payment order number is convenient for the payment platform to be subsequently associated with a bill generated by the payment two-dimensional code.
S103: and receiving the payment two-dimensional code returned by the gateway, and providing a download link of the payment two-dimensional code to the collection terminal.
The management equipment receives the payment two-dimensional code returned by the gateway and provides a download link of the payment two-dimensional code to the collection terminal. As shown in the two-dimension code management interface of fig. 2, the payment terminal may download the payment two-dimension code through the download link provided by the management device by clicking the download button.
In this embodiment, the payment two-dimensional code management device acquires two-dimensional code generation information of the payment terminal; calling a code generation interface of the gateway so that the gateway generates a payment two-dimensional code based on the two-dimensional code generation information; and receiving the payment two-dimensional code returned by the gateway, and providing a download link of the payment two-dimensional code to the collection terminal. The payment two-dimensional code management method can automatically generate the corresponding payment two-dimensional code according to the two-dimensional code generation information of the payment receiving terminal, and improves the rapidness and the safety of electronic payment.
Due to the fact that different merchants have different business scales, merchants with smaller business scales only need to generate a single payment two-dimensional code every time, and merchants with larger business scales need to generate a large batch of payment two-dimensional codes every time. Therefore, for the embodiment shown in fig. 1, the present application further proposes another specific payment two-dimensional code management method. Referring to fig. 3, fig. 3 is a schematic flowchart of a payment two-dimensional code management method according to a second embodiment of the present application.
As shown in fig. 3, the payment two-dimensional code management method of the embodiment specifically includes the following steps:
s201: and displaying a batch two-dimensional code generation interface based on the batch two-dimensional code generation instruction, wherein the batch two-dimensional code generation interface comprises a template downloading button and a file importing button.
The two-dimensional code management interface of fig. 2 further provides a two-dimensional code generation button and a two-dimensional code batch generation button.
When the management device receives a single two-dimensional code generation instruction related to the two-dimensional code generation button, the management device starts a single two-dimensional code generation function. Specifically, the management device displays a single two-dimensional code generation interface as shown in fig. 4 based on the single two-dimensional code generation instruction, where the single two-dimensional code generation interface of fig. 3 includes a bill number input box and an amount input box.
And when the management equipment receives a batch two-dimensional code generation instruction related to the batch two-dimensional code generation button, the management equipment starts a batch two-dimensional code generation function. Specifically, the management device displays a batch two-dimensional code generation interface as shown in fig. 5 based on the batch two-dimensional code generation instruction, where the batch two-dimensional code generation interface of fig. 4 includes a download module button and an import file button.
S202: and downloading the two-dimension code generation information file uploaded by the collection terminal from the batch two-dimension code generation interface.
When the single two-dimensional code generation function is started, the management equipment identifies first input information of the bill number input box and the amount input box from the single two-dimensional code generation interface.
And when the batch two-dimensional code generation function is started, the management equipment downloads the two-dimensional code generation information file uploaded by the cash collection terminal from the batch two-dimensional code generation interface. The two-dimensional code generation information file can be any one format file of a word file, an execl file and a txt file, and at least two pieces of two-dimensional code generation information are recorded in the two-dimensional code generation information file.
Specifically, after generation of the batch two-dimensional codes is started, the management device firstly receives a template downloading instruction of the money receiving terminal, wherein the template downloading instruction is triggered by a downloading model button. Then, the management device acquires a network address of the collection terminal for downloading the template instruction, and sends the two-dimensional code generation information template to the collection terminal according to the network address of the collection terminal. And the collection terminal fills second input information into the two-dimensional code generation information template to form a two-dimensional code generation information file. The second input information at least comprises a plurality of account numbers and a plurality of corresponding money amounts.
S203: and acquiring second input information from the two-dimensional code generation information file.
S204: and judging whether the second input information accords with a preset check rule.
When the single two-dimensional code generation function is started, the management device needs to judge whether the first input information meets a preset check rule. For example, the input information in the bill number input box should be a numeric character string of a preset length; the input in the amount entry box should be a numeric string and the default currency for the amount is HKD, or other currency.
When the batch two-dimensional code generation function is started, the management equipment needs to judge whether the first input information meets a preset check rule. The judgment content is the same as that of the single two-dimensional code, and is not described herein again.
S205: and returning verification failure information.
When the verification fails, the management equipment returns verification failure information to remind the money receiving terminal to input the first input information or the second input information again, and the verification failure information comprises the position of error information in the first input information or the second input information.
S206: and generating two-dimensional code generation information from the second input information.
When the verification is successful, the management equipment further generates two-dimensional code generation information according to the first input information or the second input information.
After S103 in the embodiment shown in fig. 1, the present application further provides another specific payment two-dimensional code management method, specifically refer to fig. 6, and fig. 6 is a flowchart of a third embodiment of the payment two-dimensional code management method provided in the present application.
As shown in fig. 6, the payment two-dimensional code management method of the embodiment specifically includes the following steps:
s301: and acquiring code scanning information of the user based on the payment two-dimensional code, wherein the code scanning information comprises an account identification of the payment account of the user.
After the management equipment completes generation of the payment two-dimensional code, the collection terminal sends the payment two-dimensional code to a user for code scanning transaction. The user can input the code scanning information of the user by scanning the payment two-dimensional code, wherein the code scanning information at least comprises the account identification of the payment account of the user.
S302: and acquiring the information of the card issuer and the information of the acquirer from the code scanning information so as to inform the card issuer and the acquirer to complete the payment transaction.
The management equipment acquires issuer information and acquirer information of the payment account from an account number identification of the user payment account. On one hand, the management equipment informs the issuer of the creation time of the payment transaction item, the related amount, the acquirer information and the like so that the issuer transfers the related amount to the acquirer; on the other hand, the acquirer confirms the related amount and informs the money receiving terminal of successful money receiving and the gateway of the order payment state.
S303: and sending the payment transaction result to the user, the collection terminal and the gateway.
In order to implement the above payment two-dimensional code management method, the present application provides a payment system, and specifically refer to fig. 7, where fig. 7 is a schematic structural diagram of an embodiment of the payment system provided in the present application.
As shown in fig. 7, the payment system 600 of this embodiment at least includes a payment receiving terminal 61, a payment platform 62 and a gateway 63, where the payment receiving terminal 61 and the gateway 63 establish communication connection with the payment platform 62 respectively.
And the cash receiving terminal 61 is used for sending the two-dimensional code generation information to the payment platform 62.
And the payment platform 62 is configured to send two-dimensional code generation information to the gateway 63 through a code generation interface of the gateway 63.
The gateway 63 is used for generating a payment two-dimensional code based on the two-dimensional code generation information and returning the payment two-dimensional code to the payment platform 62;
the payment platform 62 is further configured to provide a download link of the payment two-dimensional code to the payment receiving terminal 61.
In order to implement the above payment two-dimensional code management method, the present application further provides a payment two-dimensional code management device, specifically refer to fig. 8, and fig. 8 is a schematic structural diagram of an embodiment of the payment two-dimensional code management device provided in the present application.
As shown in fig. 8, the payment two-dimensional code management apparatus 700 of the present embodiment includes an obtaining module 71, a processing module 72, and a downloading module 73, wherein the obtaining module 71 and the downloading module 73 are respectively coupled to the processing module 72;
the obtaining module 71 is configured to obtain two-dimensional code generation information of the cash receiving terminal.
And the processing module 72 is configured to call a code generation interface of the gateway, so that the gateway generates the payment two-dimensional code based on the two-dimensional code generation information.
And the downloading module 73 is configured to receive the payment two-dimensional code returned by the gateway, and provide a downloading link of the payment two-dimensional code to the cash receiving terminal.
Wherein, the payment two-dimensional code management device 700 further comprises a display module 74, and the display module 74 is coupled with the processing module 72.
The obtaining module 71 is configured to obtain a two-dimensional code generation instruction of the cash receiving terminal.
And the display module 74 is configured to display a two-dimensional code generation interface based on the two-dimensional code generation instruction.
And the processing module 72 is configured to obtain two-dimensional code generation information from the two-dimensional code generation interface.
Wherein, the payment two-dimensional code management device 700 further comprises a transaction module 75, the transaction module 75 is coupled with the processing module 72;
the obtaining module 71 is configured to obtain code scanning information of the user based on the payment two-dimensional code, where the code scanning information includes an account id of a payment account of the user.
And the transaction module 75 is used for performing payment transaction processing according to the code scanning information.
In order to implement the above payment two-dimensional code management method, the present application further provides another payment two-dimensional code management device, specifically refer to fig. 9, and fig. 9 is a schematic structural diagram of another embodiment of the payment two-dimensional code management device provided in the present application.
As shown in fig. 9, the payment two-dimensional code management device 800 of the present embodiment includes a processor 81, a memory 82, an input-output device 83, and a bus 84.
The processor 81, the memory 82, and the input/output device 83 are respectively connected to the bus 84, the memory 82 stores a computer program, and the processor 81 is configured to execute the computer program to implement the payment two-dimensional code management method according to the above embodiment.
In the present embodiment, the processor 81 may also be referred to as a CPU (Central Processing Unit). The processor 81 may be an integrated circuit chip having signal processing capabilities. Processor 81 may also be a general purpose processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components. A general purpose processor may be a microprocessor or the processor 81 may be any conventional processor or the like.
The present application also provides a computer storage medium, as shown in fig. 10, a computer storage medium 900 is used for storing a computer program 91, and the computer program 91, when executed by a processor, is used to implement the method in the embodiment of the payment two-dimensional code management method provided in the present application.
The method related in the embodiments of the payment two-dimensional code management method provided by the application, when implemented, exists in the form of a software functional unit and is sold or used as an independent product, and may be stored in a device, for example, a computer-readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) or a processor (processor) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above description is only an embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes performed by the present specification and drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (15)
1. A payment two-dimensional code management method is characterized by comprising the following steps:
acquiring two-dimensional code generation information of a money receiving terminal;
calling a code generation interface of a gateway to enable the gateway to generate the payment two-dimensional code based on the two-dimensional code generation information;
receiving the payment two-dimensional code returned by the gateway;
and generating a download link of the payment two-dimensional code.
2. The payment two-dimensional code management method of claim 1,
the step of obtaining the two-dimensional code generation information of the money receiving terminal comprises the following steps:
acquiring a two-dimensional code generation instruction;
displaying a two-dimensional code generation interface based on the two-dimensional code generation instruction;
and acquiring two-dimensional code generation information from the two-dimensional code generation interface.
3. The payment two-dimensional code management method of claim 2,
the two-dimension code generation instruction comprises a single two-dimension code generation instruction and a batch two-dimension code generation instruction;
the step of displaying a two-dimensional code generation interface based on the two-dimensional code generation instruction includes:
displaying a single two-dimensional code generation interface based on the single two-dimensional code generation instruction, wherein the single two-dimensional code generation interface comprises a bill number input box and an amount input box;
and displaying a batch two-dimensional code generation interface based on the batch two-dimensional code generation instruction, wherein the batch two-dimensional code generation interface comprises a template downloading button and a file importing button.
4. The payment two-dimensional code management method of claim 3,
the step of obtaining two-dimensional code generation information from the two-dimensional code generation interface includes:
identifying first input information of the bill number input box and the amount input box from the single two-dimensional code generation interface;
judging whether the first input information accords with a preset check rule or not;
if not, returning verification failure information;
and if so, generating the two-dimensional code generation information based on the first input information.
5. The payment two-dimensional code management method of claim 3,
the step of obtaining two-dimensional code generation information from the two-dimensional code generation interface includes:
downloading the two-dimension code generation information file uploaded by the collection terminal from the batch two-dimension code generation interface;
acquiring second input information from the two-dimensional code generation information file;
judging whether the second input information accords with a preset check rule or not;
if not, returning verification failure information;
and if so, generating two-dimensional code generation information by the second input information.
6. The payment two-dimensional code management method of claim 5,
before the step of downloading the two-dimensional code generation information file uploaded by the collection terminal from the batch two-dimensional code generation interface, the payment two-dimensional code management method comprises the following steps of:
acquiring a download template instruction of the collection terminal, wherein the download template instruction is triggered by the download model button;
sending a two-dimensional code generation information template to the collection terminal based on the download template instruction so that the collection terminal fills the second input information according to the two-dimensional code generation information template;
and receiving the two-dimensional code generation information file returned by the collection terminal.
7. The payment two-dimensional code management method of claim 2,
before the step of obtaining the two-dimensional code generation instruction of the cash collection terminal, the payment two-dimensional code management method comprises the following steps:
acquiring login information of the collection terminal, and judging whether the login information of the collection terminal is correct or not;
and if so, displaying a two-dimension code management interface, wherein the two-dimension code management interface comprises a two-dimension code generating button, a two-dimension code batch generating button and a two-dimension code record generating function.
8. The payment two-dimensional code management method of claim 1,
after the step of receiving the payment two-dimensional code returned by the gateway and providing the download link of the payment two-dimensional code to the cash receiving terminal, the payment two-dimensional code management method comprises the following steps:
acquiring code scanning information of a user based on the payment two-dimensional code, wherein the code scanning information comprises an account identification of a payment account of the user;
and carrying out payment transaction processing according to the code scanning information.
9. The payment two-dimensional code management method of claim 8,
the step of processing payment transaction according to the code scanning information comprises the following steps:
acquiring card issuer information and acquirer information from the code scanning information so as to inform the card issuer and the acquirer to complete payment transaction;
and sending the payment transaction result to the user, the collection terminal and the gateway.
10. The payment system is characterized by at least comprising a collection terminal, a payment platform and a gateway, wherein the collection terminal and the gateway are respectively in communication connection with the payment platform;
the payment receiving terminal is used for sending two-dimensional code generation information to the payment platform;
the payment platform is used for sending the two-dimensional code generation information to the gateway through a code generation interface of the gateway;
the gateway is used for generating the payment two-dimensional code based on the two-dimensional code generation information and returning the payment two-dimensional code to the payment platform;
the payment platform is further used for providing the download link of the payment two-dimensional code to the collection terminal.
11. The payment two-dimensional code management device is characterized by comprising an acquisition module, a processing module and a downloading module, wherein the acquisition module and the downloading module are respectively coupled with the processing module;
the acquisition module is used for acquiring the two-dimensional code generation information of the cash receiving terminal;
the processing module is used for calling a code generation interface of the gateway so that the gateway generates the payment two-dimensional code based on the two-dimensional code generation information;
and the download module is used for receiving the payment two-dimensional code returned by the gateway and providing a download link of the payment two-dimensional code to the cash receiving terminal.
12. The payment two-dimensional code management apparatus of claim 11,
the payment two-dimensional code management device further comprises a display module, and the display module is coupled with the processing module;
the acquisition module is used for acquiring a two-dimensional code generation instruction of the cash receiving terminal;
the display module is used for displaying a two-dimensional code generation interface based on the two-dimensional code generation instruction;
and the processing module is used for acquiring two-dimension code generation information from the two-dimension code generation interface.
13. The payment two-dimensional code management apparatus of claim 12,
the payment two-dimensional code management device further comprises a transaction module coupled with the processing module;
the acquisition module is used for acquiring code scanning information of a user based on the payment two-dimensional code, wherein the code scanning information comprises an account identification of a payment account of the user;
and the transaction module is used for carrying out payment transaction processing according to the code scanning information.
14. A payment two-dimensional code management device, comprising a memory and a processor coupled to the memory;
wherein the memory is used for storing a computer program, and the processor is used for executing the computer program to realize the payment two-dimensional code management method of any one of claims 1-9.
15. A computer storage medium for storing a computer program which, when executed by a processor, is configured to implement a payment two-dimensional code management method according to any one of claims 1 to 9.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2019/113672 WO2021081704A1 (en) | 2019-10-28 | 2019-10-28 | Two-dimensional payment code management method and device, payment system, and storage medium |
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| Publication Number | Publication Date |
|---|---|
| CN111801698A true CN111801698A (en) | 2020-10-20 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201980010273.5A Pending CN111801698A (en) | 2019-10-28 | 2019-10-28 | Payment two-dimensional code management method, payment two-dimensional code management equipment, payment system and storage medium |
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| Country | Link |
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| CN (1) | CN111801698A (en) |
| PH (1) | PH12020551354A1 (en) |
| WO (1) | WO2021081704A1 (en) |
Cited By (1)
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| CN113159757A (en) * | 2021-01-19 | 2021-07-23 | 中国银联股份有限公司 | Payment code generation method and device |
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- 2019-10-28 WO PCT/CN2019/113672 patent/WO2021081704A1/en active Application Filing
- 2019-10-28 CN CN201980010273.5A patent/CN111801698A/en active Pending
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| Publication number | Publication date |
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| PH12020551354A1 (en) | 2021-08-16 |
| WO2021081704A1 (en) | 2021-05-06 |
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