CN111639933A - Block chain electronic creditor certificate implementation method and system - Google Patents

Block chain electronic creditor certificate implementation method and system Download PDF

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Publication number
CN111639933A
CN111639933A CN201910157054.1A CN201910157054A CN111639933A CN 111639933 A CN111639933 A CN 111639933A CN 201910157054 A CN201910157054 A CN 201910157054A CN 111639933 A CN111639933 A CN 111639933A
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CN
China
Prior art keywords
electronic
creditor
block chain
transaction
certificate
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
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CN201910157054.1A
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Chinese (zh)
Inventor
梁樑
黄林
黄学柱
朱香友
李书生
陈洪兵
曾水保
袁礼山
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Anhui Sea Converge Financial Investment Group Co ltd
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Anhui Sea Converge Financial Investment Group Co ltd
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Priority to CN201910157054.1A priority Critical patent/CN111639933A/en
Publication of CN111639933A publication Critical patent/CN111639933A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56Financial cryptography, e.g. electronic payment or e-cash

Abstract

According to the block chain electronic creditor certificate realization method and system, the electronic creditor is generated on the block chain, so that the authenticity and the anti-repudiation performance of transaction information can be ensured. The method comprises the following steps: s100, setting a Peer node to be responsible for receiving an electronic credit transaction request; s200, an Order node is set to be responsible for carrying out global sequencing on the received electronic credit transactions in the network; s300, setting a CA node to be responsible for identity management of electronic creditor transaction members in the network; s400, packaging and uploading the electronic creditor transaction data involved in the steps S200 and S300, and storing the electronic creditor transaction data on a block chain as an electronic creditor certificate. The block chain electronic creditor certificate realization method of the invention forms an electronic creditor on the block chain when the trading credit contract is signed through the two parties A and B in the trade, the trade is the creditor, and the electronic creditor is generated on the block chain when the trade is finished.

Description

Block chain electronic creditor certificate implementation method and system
Technical Field
The invention relates to the technical field of electronic creditors, in particular to a block chain electronic creditor certificate implementation method and system.
Background
The block chain is a technical scheme for maintaining a reliable database in a centralized and distrusted mode. Any number of nodes participating in the system compute and record all information, data, over a period of time in the system to a block of data (block) by a cryptographic algorithm and generate a fingerprint of the block for linking the next block and checking.
The blockchain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism and an encryption algorithm. The consensus mechanism is a mathematical algorithm for establishing trust and obtaining rights and interests among different nodes in the blockchain system.
In a narrow sense, the blockchain is a distributed account book which is a chain data structure formed by combining data blocks in a sequential connection mode according to a time sequence and is guaranteed in a cryptographic mode and cannot be tampered and forged. Broadly speaking, the blockchain technique is a completely new distributed infrastructure and computing paradigm that utilizes blockchain data structures to verify and store data, utilizes distributed node consensus algorithms to generate and update data, cryptographically secure data transmission and access, and utilizes intelligent contracts composed of automated script code to program and manipulate data.
If the block chain is applied to the electronic creditor transaction, the data on the block chain cannot be tampered, so that the authenticity and the resistance of transaction information can be ensured.
Disclosure of Invention
According to the block chain electronic creditor certificate realization method and system, the electronic creditor is generated on the block chain, so that the authenticity and the anti-repudiation performance of transaction information can be ensured.
In order to achieve the purpose, the invention adopts the following technical scheme:
a block chain electronic credence certificate realization method comprises the following steps:
s100, setting a Peer node to be responsible for receiving an electronic credit transaction request;
s200, an Order node is set to be responsible for carrying out global sequencing on the received electronic credit transactions in the network;
s300, setting a CA node to be responsible for identity management of electronic creditor transaction members in the network;
s400, packaging and uploading the electronic creditor transaction data involved in the steps S200 and S300, and storing the electronic creditor transaction data on a block chain as an electronic creditor certificate.
Further, the step 300 specifically adopts a digital certificate mechanism to implement PKI services.
Further, the step 300 includes:
the CA module is responsible for issuing and invalidating certificates and receiving requests from the RA;
the RA module verifies the user identity, verifies the data validity, is responsible for registration and verification, and sends the user identity to the CA module after the verification is passed;
the certificate database is used for storing certificates.
In another aspect, the invention provides a block chain electronic creditor certificate implementation system, including,
the electronic credit transaction receiving module is used for receiving an electronic credit transaction request;
the electronic credit transaction sequencing module is used for globally sequencing the received electronic credit transactions in the network;
the electronic credit right transaction member identity management module is used for managing the identity of the electronic credit right transaction member in the network;
and the electronic creditor certificate generation and storage module is used for packaging and uploading the related electronic creditor transaction data and storing the electronic creditor transaction data on the block chain as the electronic creditor certificate.
Further, the electronic creditor transaction member identity management module specifically adopts a digital certificate mechanism to realize PKI service.
Further, the electronic creditor transaction membership management module comprises,
the CA module is responsible for issuing and invalidating certificates and receiving requests from the RA;
the RA module verifies the user identity, verifies the data validity, is responsible for registration and verification, and sends the user identity to the CA module after the verification is passed;
the certificate database is used for storing certificates.
According to the technical scheme, the block chain electronic creditor certificate realization method and system form an electronic creditor, namely a creditor, on the block chain while signing in the trade credit contract through the two parties of the trade, and generate the electronic creditor on the block chain while trading. Meanwhile, the creditor and the debt outsider can check the current electronic credit balance through the credit wallet function provided by the system, and the creditor can transfer the credit to a third party through the transfer function of the electronic credit wallet; after the debt is due, the debt can be cashed to the debt holder through the debt wallet; after the credit of the creditor is cashed, the balance of the credit is correspondingly reduced; the entire life cycle of the claim may be viewed on the chain. Due to the fact that data on the block chain cannot be tampered, authenticity and resistance to repudiation of transaction information are guaranteed.
Drawings
FIG. 1 is a flow chart of a method of the present invention;
FIG. 2 is a system block diagram of the present invention;
fig. 3 is a system deployment diagram of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention.
As shown in fig. 1, the method for implementing a block chain electronic creditor certificate in this embodiment includes the following steps:
s100, setting a Peer node to be responsible for receiving a transaction request;
the Peer node is a service or software with a certain function in the network; maintaining an account book in each Peer node, wherein the data of the account book is a file system;
s200, an Order node is set to be responsible for carrying out global sequencing on the received transactions in the network;
specifically, a transaction is received, and a block is generated. And is responsible for policy management of the consensus mechanism;
s300, setting a CA node to be responsible for member identity management in the network;
at present, a digital certificate mechanism is adopted to realize PKI service. The device comprises the following three components:
1. CA: responsible for issuing and revoking certificates, receives requests from the RA. Is the most core component in the PKI service and mainly completes the management of the public key.
2. RA: the user identity is verified, the data validity is verified, the user identity is responsible for registration and verification, and the user identity is sent to a CA after the verification is passed;
3. a certificate database: and storing the certificate.
On the other hand, the embodiment of the invention also discloses a block chain electronic creditor certificate realization system, which comprises,
the electronic credit transaction receiving module is used for receiving an electronic credit transaction request;
the electronic credit transaction sequencing module is used for globally sequencing the received electronic credit transactions in the network;
the electronic credit right transaction member identity management module is used for managing the identity of the electronic credit right transaction member in the network;
and the electronic creditor certificate generation and storage module is used for packaging and uploading the related electronic creditor transaction data and storing the electronic creditor transaction data on the block chain as the electronic creditor certificate.
The electronic creditor transaction member identity management module specifically adopts a digital certificate mechanism to realize PKI service.
The electronic creditor transaction membership management module comprises,
the CA module is responsible for issuing and invalidating certificates and receiving requests from the RA;
the RA module verifies the user identity, verifies the data validity, is responsible for registration and verification, and sends the user identity to the CA module after the verification is passed;
the certificate database is used for storing certificates.
The following describes the implementation steps of this embodiment in detail with reference to fig. 2 and 3:
1. and submitting the transaction information of the current time by the creditor through the creditor wallet client. Including contract name, creditor, debtor, contract amount, contract time.
2. And the debtor confirms the information of the transaction record submitted by the debtor through the debtor wallet client. After the confirmation, the information of the transaction is packaged and sent to the chain to generate a new block.
3. The creditor can transfer the currently held creditor to a designated account through the creditor wallet client.
4. The creditor needs to select a current held creditor and a system client, and inputs the transfer amount. After confirming that no error exists, submitting the data to the system. The system extracts the information of the transfer, and extracts the issuer, the transferee, the credit right mark of the transfer, the transfer amount and the transfer time of the transaction. The system packs, chains and stores the data on the block chain.
5. The claim is redeemable. After the electronic credit right on the block chain is expired, the debtor can realize online real-time cashing to the current holder through the credit right wallet client.
6. The debtor selects a debt right to be due and carries out cashing operation. The cashing adopts on-line full-amount cashing. The debtor selects the currently bound bank card to pay.
7. After the payment is finished, the state of the creditor right is changed into the cashed state, the creditor receives the cashing fund of the creditor right in real time, the creditor right is realized, and the operations such as online circulation and the like can not be carried out any more.
8. The system extracts the redemption information of the current time, wherein the redemption information comprises creditors, debtors, creditor labels, operation types (redemption), payment bank card numbers, payment amounts, payment time and the like, and the information is packed and linked and stored in a block chain. The debt right is finished, and all links can be inquired on the block chain. The information can not be falsified, the repudiation is prevented, and the debt dispute between the creditor and the debtor is avoided.
The above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

Claims (6)

1. A block chain electronic creditor certificate implementation method is characterized by comprising the following steps: the method comprises the following steps:
s100, setting a Peer node to be responsible for receiving an electronic credit transaction request;
s200, an Order node is set to be responsible for carrying out global sequencing on the received electronic credit transactions in the network;
s300, setting a CA node to be responsible for identity management of electronic creditor transaction members in the network;
s400, packaging and uploading the electronic creditor transaction data involved in the steps S200 and S300, and storing the electronic creditor transaction data on a block chain as an electronic creditor certificate.
2. The method of claim 1, wherein the block chain electronic creditor certificate is: the step 300 specifically adopts a digital certificate mechanism to implement PKI services.
3. The method of claim 2, wherein the block chain electronic creditor certificate is: the step 300 includes:
the CA module is responsible for issuing and invalidating certificates and receiving requests from the RA;
the RA module verifies the user identity, verifies the data validity, is responsible for registration and verification, and sends the user identity to the CA module after the verification is passed;
the certificate database is used for storing certificates.
4. A block chain electronic creditor certificate implementation system is characterized in that: comprises the steps of (a) preparing a mixture of a plurality of raw materials,
the electronic credit transaction receiving module is used for receiving an electronic credit transaction request;
the electronic credit transaction sequencing module is used for globally sequencing the received electronic credit transactions in the network;
the electronic credit right transaction member identity management module is used for managing the identity of the electronic credit right transaction member in the network;
and the electronic creditor certificate generation and storage module is used for packaging and uploading the related electronic creditor transaction data and storing the electronic creditor transaction data on the block chain as the electronic creditor certificate.
5. The system of claim 4, wherein the system comprises: the electronic creditor transaction member identity management module specifically adopts a digital certificate mechanism to realize PKI service.
6. The system of claim 4, wherein the system comprises: the electronic creditor transaction membership management module comprises,
the CA module is responsible for issuing and invalidating certificates and receiving requests from the RA;
the RA module verifies the user identity, verifies the data validity, is responsible for registration and verification, and sends the user identity to the CA module after the verification is passed;
the certificate database is used for storing certificates.
CN201910157054.1A 2019-03-01 2019-03-01 Block chain electronic creditor certificate implementation method and system Pending CN111639933A (en)

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Cited By (2)

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CN113313520A (en) * 2021-05-28 2021-08-27 安徽海汇金融投资集团有限公司 Block chain-based welfare ticket issuing method and system
CN114066446A (en) * 2021-11-16 2022-02-18 上海鸿米信息科技有限责任公司 Block chain data processing method and device, storage medium and block chain link points

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Application publication date: 20200908