CN108241972A - A kind of informal voucher method of commerce based on block chain - Google Patents
A kind of informal voucher method of commerce based on block chain Download PDFInfo
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- CN108241972A CN108241972A CN201810025720.1A CN201810025720A CN108241972A CN 108241972 A CN108241972 A CN 108241972A CN 201810025720 A CN201810025720 A CN 201810025720A CN 108241972 A CN108241972 A CN 108241972A
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- Prior art keywords
- informal voucher
- informal
- voucher
- block chain
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
Abstract
The present invention relates to a kind of informal voucher method of commerce based on block chain, using block chain technology as technical support, with reference to existing informal voucher technology, as Jingdone district informal voucher, Ali spend, a kind of correctness and integrality that can ensure informal voucher information is developed, and can accurately trace the method for commerce of each state of each informal voucher.Under such method of commerce, block chain informal voucher holder can be by private key signature informal voucher is transferred other people on block chain the features such as, improve the sales volume and the market competitiveness of informal voucher holder, reduce occupancy and demand of the informal voucher publisher to budgets for operation, both the correctness and integrality of informal voucher information can have been ensured, it is also ensured that the uninterrupted series of endorsement transfer of informal voucher.
Description
Technical field
The present invention relates to block chain technical fields, are related to a kind of informal voucher method of commerce based on block chain.
Background technology
Existing informal voucher method of commerce whether there is the limitation of amount of money starting point, can transfer the possession of before the deadline, and informal voucher holder can be with
The features such as informal voucher is transferred other people by endorsement, improves the sales volume and the market competitiveness of informal voucher holder, reduces
Informal voucher publisher is to the occupancy and demand of budgets for operation.But either on line or under line, all there are informal voucher information to play tricks, in vain
The problems such as one oversold of item.Although theoretically informal voucher can be transferred other people, and one white by informal voucher holder by endorsing
Item can repeatedly endorse multiple transfer, but the problems such as can not accurately be traced due to informal voucher information, can not realize the continuous friendship of informal voucher
Easy or circulation-trade.
In conclusion currently needing to provide a kind of technical solution, it can ensure the correctness and integrality of informal voucher information, and
Each state of each informal voucher can accurately be traced.
Invention content
In view of this, the present invention provides a kind of informal voucher counterparty based on block chain solved or part solves the above problems
Method.
To achieve the effect that above-mentioned technical proposal, the technical scheme is that：A kind of informal voucher transaction based on block chain
Method includes the following contents：
The role of informal voucher method of commerce includes：Informal voucher, informal voucher publisher, supplier, investor, customer, dealer；It is informal voucher, white
Publisher, supplier, investor, customer, sell commercial city at least one；
Informal voucher can require informal voucher publisher to cash after informal voucher expires, may also act as digital asset sell to investor or
Customer also can be directly used for payment payment for goods；Informal voucher publisher can be focal pointe, and focal pointe is used in block chain
Informal voucher is issued, and informal voucher is cashed after informal voucher expires, also can directly receive the informal voucher that dealer possesses, and to dealer and informal voucher
Equivalent goods and services；Supplier directly obtains informal voucher from informal voucher publisher, supplier informal voucher can be mortgaged to customer or
Investor, wherein supplier can be divided into Tier One supplier, two level supplier, N grades of suppliers；Investor obtains white from supplier
After item, after informal voucher expires, to informal voucher, publisher cashes informal voucher；Customer, can be to dealer's branch after supplier obtains informal voucher
It pays informal voucher and substitutes payment for goods and the commodity of acquisition and informal voucher equivalence；Dealer directly receives the informal voucher that customer possesses, and to customer with
The commodity of informal voucher equivalence can also use informal voucher directly to be paid to informal voucher publisher, and obtain the commodity of informal voucher equivalence；
The transfer of informal voucher is all that the private key signature for shifting informal voucher instruction is sent to block chain by informal voucher holder, and block chain leads to
The common recognition book keeping operation change informal voucher owner is crossed, including following processing step：
1) informal voucher publisher issues informal voucher on block chain；
2) informal voucher publisher can pay informal voucher to supplier；
3) after supplier receives informal voucher, informal voucher is paid to customer or investor；
4) customer buys commodity using informal voucher to dealer；
5) dealer buys commodity using informal voucher to informal voucher publisher；
6) after investor obtains informal voucher, after informal voucher expires, to informal voucher, publisher cashes；
7) informal voucher publisher cashes to investor and recycles informal voucher；
Informal voucher is that informal voucher publisher promises to undertake a kind of number money paid in the following some time on the voucher of valuables and block chain
Production, can be currency, virtual coin, bill, account due, warehouse receipt, commodity, service, credits, security, can be in some following time
Implementation is completed a business transaction；
The valuables that informal voucher can be paid are unique, unduplicated, can not be distorted, and informal voucher information can chase after on block chain
It traces back, informal voucher information includes informal voucher promoter, informal voucher initiates the date, informal voucher represents the amount of money of valuables and quantity, informal voucher promoter
Signature；
When there is multiple informal voucher publishers to issue different informal vouchers, informal voucher owner can use intelligent contract to summarize and share
A kind of informal voucher can be exchanged into other a variety of informal vouchers of equal value, can be divided in portion a variety of by informal voucher quantity, informal voucher owner
Informal voucher, but can not also be divided in portion, the proportional assignment method of informal voucher can be handled by according to following steps：
1) multiple informal voucher publishers issue informal voucher on block chain respectively；
2) all informal vouchers are all put into block chain, and according to intelligent contract, informal voucher is divided in portion；
A variety of informal vouchers can be issued after summarizing it is new summarize block chain informal voucher, it is new to summarize block chain informal voucher and enjoy in proportion
The equity of a variety of informal vouchers, multiple informal voucher publishers can give the corresponding new block chain informal voucher that summarizes to possess by the retrospect of block chain
Person honours corresponding equity；
The new block chain informal voucher summarized can be used for paying, and can also sell；
New block chain informal voucher can be then reduced into the original block chain informal voucher of multiple publishers；
New block chain informal voucher can be then reduced into the original block chain informal voucher of multiple publishers, then summarize and generate new remittance
Total block chain informal voucher, can be paid or be transferred the possession of
The present invention useful achievement be：The present invention provides a kind of informal voucher method of commerce based on block chain, with block chain technology
For technical support, with reference to existing informal voucher technology, as Jingdone district informal voucher, Ali spend, informal voucher information can be ensured by developing one kind
Correctness and integrality, and can accurately trace the method for commerce of each state of each informal voucher.In such counterparty
Under method, block chain informal voucher holder can improve by private key signature informal voucher is transferred other people on block chain the features such as
The sales volume and the market competitiveness of informal voucher holder, reduces occupancy and demand of the informal voucher publisher to budgets for operation, both may be used
To ensure the correctness of informal voucher information and integrality, it is also ensured that the uninterrupted series of endorsement transfer of informal voucher.
Description of the drawings
Fig. 1 is role's schematic diagram of the informal voucher method of commerce of the present invention；；
Fig. 2 is the schematic diagram of the informal voucher method of commerce of the present invention；
Fig. 3 is the schematic diagram that the different informal voucher publisher informal vouchers of the present invention are shared.
Specific implementation method
In order to which technical problems, technical solutions and advantages to be solved are more clearly understood, below in conjunction with reality
Example is applied, the present invention will be described in detail.It should be noted that specific embodiment described herein is only explaining this hair
It is bright, it is not intended to limit the present invention, can realize that the product of said function belongs to equivalent replacement and improvement, be all contained in the present invention's
Within protection domain.Specific method is as follows：
Embodiment 1：The present embodiment specifically illustrates the step of informal voucher method of commerce based on block chain, as shown in Figure 1, Figure 2 and Fig. 3：
Such as Fig. 1, middle informal voucher method of commerce mainly includes informal voucher publisher in the present embodiment（101）, informal voucher（102）, supplier
（103）, customer（104）, dealer（105）And investor（106）.
Such as Fig. 2, the informal voucher method of commerce based on block chain in the present embodiment mainly includes the following steps that：
Step S201：Informal voucher publisher（101）Informal voucher is issued on block chain（102）；
Step S202：Informal voucher publisher（101）The reasons such as through want of funds, by informal voucher（102）It mortgages to supplier（103）；
Step S203：Supplier（103）Receive informal voucher（102）Afterwards, by informal voucher（102）It mortgages to customer（104）Or investor
（105）；
Step S204：Customer（104）Use informal voucher（102）To dealer（105）Buy commodity；
Step S205：Dealer（105）Use informal voucher（102）To informal voucher publisher（101）Buy commodity；
Step S206：Investor（106）Obtain informal voucher（102）Afterwards, in informal voucher（102）After date expires, to informal voucher publisher
（101）It cashes；
Step S207：Informal voucher publisher（101）To investor（106）It cashes and recycles informal voucher（102）.
Such as Fig. 3, the different informal voucher publisher informal vouchers in the present embodiment, which are shared, to be mainly included the following steps that：
Step S301：Multiple informal voucher publishers issue informal voucher on block chain respectively：Assuming that informal voucher publisher A, informal voucher publisher
B, informal voucher publisher C has issued informal voucher A, informal voucher B, informal voucher C on block chain respectively, and first possesses the informal voucher A of X ten thousand, and second possesses Y ten thousand
Informal voucher B, third possesses the informal voucher C of Z ten thousand, and X:Y:Z=i:k:J, wherein, i, k, j are respectively the first and second the third shared in the amount of money is summarized
Ratio, i=X/ (X+Y+Z), k=Y/ (X+Y+Z), j=Z/ (X+Y+Z)；
Step S302：All informal vouchers are all put into block chain, and according to intelligent contract, informal voucher is divided in portion：X:Y:Z=i:k:J,
After being distributed by intelligent contract, final first possesses the informal voucher of (i* (X+Y+Z)) ten thousand, and second possesses the informal voucher of (k* (X+Y+Z)) ten thousand, and third gathers around
There is the informal voucher of (j* (X+Y+Z)) ten thousand.
Compared with prior art, the beneficial effects of the invention are as follows the informal voucher method of commerce based on block chain is disclosed, with area
Block chain technology is technical support, with reference to existing informal voucher technology, as Jingdone district informal voucher, Ali spend, developing one kind can ensure
The correctness and integrality of informal voucher information, and can accurately trace the method for commerce of each state of each informal voucher.Herein
Under kind method of commerce, informal voucher can be transferred the spies such as other people by block chain informal voucher holder by private key signature on block chain
Point improves the sales volume and the market competitiveness of informal voucher holder, reduces informal voucher publisher to the occupancy of budgets for operation and needs
It asks, can both ensure the correctness and integrality of informal voucher information, it is also ensured that the uninterrupted series of endorsement transfer of informal voucher.
The foregoing is merely the preferred embodiments of the invention, are not limited to the claims of the present invention.
It is described above simultaneously, for those skilled in the technology concerned it would be appreciated that and implementing, therefore other are based on institute of the present invention
The equivalent change that disclosure is completed, should be included in the covering scope of the claims.
Claims (2)
1. a kind of informal voucher method of commerce based on block chain, which is characterized in that include the following contents：
The role of informal voucher method of commerce includes：Informal voucher, informal voucher publisher, supplier, investor, customer, dealer；It is described white
Item, the informal voucher publisher, the supplier, the investor, the customer, it is described sell commercial city at least one；
The informal voucher can require the informal voucher publisher to cash after informal voucher expires, and may also act as digital asset and sell to
Investor or customer also can be directly used for payment payment for goods；Informal voucher publisher can be focal pointe, and the focal pointe uses
In issuing the informal voucher on block chain, and the informal voucher is cashed after the informal voucher expires, described sell also can be directly received
The informal voucher that quotient possesses, and to the dealer and the goods and services of informal voucher equivalence；The supplier is directly from institute
It stating informal voucher publisher and obtains the informal voucher, the supplier can mortgage the informal voucher to the customer or the investor,
Wherein described supplier can be divided into Tier One supplier, two level supplier, N grades of suppliers；The investor is from the supplier
After obtaining the informal voucher, after the informal voucher expires, the informal voucher is cashed to the informal voucher publisher；The customer is from the confession
After quotient is answered to obtain the informal voucher, informal voucher can be paid to the dealer and substitutes payment for goods and the quotient of acquisition and informal voucher equivalence
Product；The dealer directly receives the informal voucher that customer possesses, and to the customer and the commodity of informal voucher equivalence, also may be used
The informal voucher to be used directly to be paid to informal voucher publisher, and obtain the commodity of informal voucher equivalence；
The transfer of the informal voucher is all that the private key signature for shifting informal voucher instruction is sent to block chain by informal voucher holder, described
Block chain is by the change informal voucher owner that keeps accounts that knows together, including following processing step：
1) the informal voucher publisher issues the informal voucher on the block chain；
2) the informal voucher publisher can pay the informal voucher to the supplier；
3) after the supplier receives the informal voucher, the informal voucher is paid to the customer or the investor；
4) customer buys commodity using the informal voucher to the dealer；
5) dealer buys commodity using the informal voucher to the informal voucher publisher；
6) it after the investor obtains the informal voucher, after the informal voucher expires, is cashed to the informal voucher publisher；
7) the informal voucher publisher cashes to the investor and recycles the informal voucher.
2. a kind of informal voucher method of commerce based on block chain according to claim 1, which is characterized in that including：
The informal voucher is that the informal voucher publisher promises to undertake one kind on the payment voucher of valuables of following some time and block chain
Digital asset, can be currency, virtual coin, bill, account due, warehouse receipt, commodity, service, credits, security, can it is following certain
A time implements to complete a business transaction；
The valuables that the informal voucher can be paid are unique, unduplicated, can not be distorted, and informal voucher information can be in the area
It is traced on block chain, the informal voucher information represents the amount of money sum number of valuables including informal voucher promoter, informal voucher initiation date, informal voucher
Amount, informal voucher promoter signature；
When there is multiple informal voucher publishers to issue the different informal vouchers, informal voucher owner can use intelligent contract to converge
Always and share the informal voucher quantity, a kind of informal voucher can be exchanged into other a variety of informal vouchers of equal value by the informal voucher owner, can
It to be divided in portion a variety of informal vouchers, but can not also be divided in portion, the proportional assignment method of the informal voucher can be by
It is handled according to following steps：
1) multiple informal voucher publishers issue the informal voucher on block chain respectively；
2) all informal vouchers are all put into the block chain, and according to intelligent contract, the informal voucher is divided in portion；
A variety of informal vouchers can be issued after summarizing it is new summarize block chain informal voucher, it is described it is new summarize block chain informal voucher can be in proportion
Enjoy the equity of a variety of informal vouchers, multiple informal voucher publishers can give by the retrospect of block chain corresponding new summarizes block chain
Informal voucher owner honours corresponding equity；
The new block chain informal voucher summarized can be used for paying, and can also sell；
The new block chain informal voucher can be then reduced into the original block chain informal voucher of multiple publishers；
The new block chain informal voucher can be then reduced into the original block chain informal voucher of multiple publishers, then carry out summarizing life
Cheng Xin's summarizes block chain informal voucher, can be paid or be transferred the possession of.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810025720.1A CN108241972A (en) | 2018-01-11 | 2018-01-11 | A kind of informal voucher method of commerce based on block chain |
| PCT/CN2019/070171 WO2019137283A1 (en) | 2018-01-11 | 2019-01-03 | Iou transaction method based on block chain |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810025720.1A CN108241972A (en) | 2018-01-11 | 2018-01-11 | A kind of informal voucher method of commerce based on block chain |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108241972A true CN108241972A (en) | 2018-07-03 |
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ID=62699524
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810025720.1A Pending CN108241972A (en) | 2018-01-11 | 2018-01-11 | A kind of informal voucher method of commerce based on block chain |
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|---|---|
| CN (1) | CN108241972A (en) |
| WO (1) | WO2019137283A1 (en) |
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| CN109033252A (en) * | 2018-07-06 | 2018-12-18 | 方刚 | A kind of truck data processing method based on block chain |
| CN109255605A (en) * | 2018-09-18 | 2019-01-22 | 杭州复杂美科技有限公司 | Working lunch method of payment, equipment and storage medium |
| CN109359958A (en) * | 2018-09-18 | 2019-02-19 | 杭州复杂美科技有限公司 | Working lunch method of payment, equipment and storage medium |
| CN109376885A (en) * | 2018-09-18 | 2019-02-22 | 杭州复杂美科技有限公司 | Group's meal method of payment, equipment and storage medium |
| CN109377208A (en) * | 2018-10-24 | 2019-02-22 | 天津理工大学 | A kind of wisdom chemical industrial park credit payment based on block chain and circulation method |
| CN109447788A (en) * | 2018-10-31 | 2019-03-08 | 杭州复杂美科技有限公司 | Loan method, equipment and storage medium |
| CN109598142A (en) * | 2018-12-05 | 2019-04-09 | 腾讯科技（深圳）有限公司 | Credits voucher generation method, device, electronic equipment and storage medium |
| CN109767219A (en) * | 2019-01-11 | 2019-05-17 | 深圳市链联科技有限公司 | A kind of accounts receivable circulation method based on block chain technology |
| WO2019137283A1 (en) * | 2018-01-11 | 2019-07-18 | 杭州复杂美科技有限公司 | Iou transaction method based on block chain |
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| CN111639933A (en) * | 2019-03-01 | 2020-09-08 | 安徽海汇金融投资集团有限公司 | Block chain electronic creditor certificate implementation method and system |
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| CN109033252A (en) * | 2018-07-06 | 2018-12-18 | 方刚 | A kind of truck data processing method based on block chain |
| CN109255605A (en) * | 2018-09-18 | 2019-01-22 | 杭州复杂美科技有限公司 | Working lunch method of payment, equipment and storage medium |
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| CN109377208A (en) * | 2018-10-24 | 2019-02-22 | 天津理工大学 | A kind of wisdom chemical industrial park credit payment based on block chain and circulation method |
| CN109447788A (en) * | 2018-10-31 | 2019-03-08 | 杭州复杂美科技有限公司 | Loan method, equipment and storage medium |
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| CN109767219A (en) * | 2019-01-11 | 2019-05-17 | 深圳市链联科技有限公司 | A kind of accounts receivable circulation method based on block chain technology |
| CN111639933A (en) * | 2019-03-01 | 2020-09-08 | 安徽海汇金融投资集团有限公司 | Block chain electronic creditor certificate implementation method and system |
| CN111915341A (en) * | 2019-05-10 | 2020-11-10 | 阿里巴巴集团控股有限公司 | Data processing method, device and equipment |
| WO2020228562A1 (en) * | 2019-05-10 | 2020-11-19 | 阿里巴巴集团控股有限公司 | Method, apparatus and device for processing data |
| CN111210331A (en) * | 2020-01-04 | 2020-05-29 | 链农(深圳)信息科技有限公司 | Agricultural supply chain financial service platform based on block chain |
| CN111429303A (en) * | 2020-01-04 | 2020-07-17 | 链农(深圳)信息科技有限公司 | Service platform based on block chain |
| CN111325534A (en) * | 2020-02-18 | 2020-06-23 | 杭州复杂美科技有限公司 | Acceptance method, apparatus and storage medium |
| CN111680111A (en) * | 2020-05-29 | 2020-09-18 | 泰康保险集团股份有限公司 | Accounting method and device, computer equipment and computer readable storage medium |
| CN111680111B (en) * | 2020-05-29 | 2023-09-01 | 泰康保险集团股份有限公司 | Billing method and device, computer equipment and computer readable storage medium |
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| WO2019137283A1 (en) | 2019-07-18 |
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