CN111553730A - Mobile phone bank coupon sharing method and related device - Google Patents
Mobile phone bank coupon sharing method and related device Download PDFInfo
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- CN111553730A CN111553730A CN202010344323.8A CN202010344323A CN111553730A CN 111553730 A CN111553730 A CN 111553730A CN 202010344323 A CN202010344323 A CN 202010344323A CN 111553730 A CN111553730 A CN 111553730A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0221—Re-usable coupons
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72403—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality
- H04M1/72409—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality by interfacing with external accessories
- H04M1/72412—User interfaces specially adapted for cordless or mobile telephones with means for local support of applications that increase the functionality by interfacing with external accessories using two-way short-range wireless interfaces
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
Abstract
The application provides a mobile phone bank coupon sharing method and a related device. And then, acquiring account information of a second user aiming at the mobile phone bank through a near field communication technology. And sending the account information and the coupon code to a mobile banking coupon management system so that the mobile banking coupon management system can configure the target coupon for the mobile banking account of the second user. In the process of sharing the coupons, the first user and the second user perform information interaction through the near field communication technology, so that the mobile phone bank coupons are shared among different users, and the use experience of the users on mobile phone banks is improved. In addition, the first user can share the mobile phone bank coupon with more users supporting the near field communication technology in a short distance, a one-to-many coupon sharing mechanism is achieved, and the efficiency of sharing the mobile phone bank coupon is improved.
Description
Technical Field
The application relates to the technical field of data processing, in particular to a mobile phone bank coupon sharing method and a related device.
Background
With the expansion of the business scenes and marketing activities of the mobile banking, some marketing activities with social attributes, such as friend's circle praise, group purchase, coupon sharing and the like, can greatly promote the monthly active customer count of the mobile banking and improve the stickiness of the user to the mobile banking. How to efficiently share the mobile phone bank coupons among multiple users to improve the use experience of the users for the mobile phone banks, so as to improve the viscosity of the users for the mobile phone banks is a problem to be solved urgently.
Disclosure of Invention
In order to improve the use experience of a user for a mobile phone bank, the application provides a mobile phone bank coupon sharing method and a related device.
On one hand, the embodiment of the application provides a method for sharing mobile banking coupons, and the method comprises the following steps:
determining a target coupon to be shared from a mobile banking account of a first user; the target coupon is identified by a coupon code;
acquiring account information of a second user aiming at the mobile phone bank based on a near field communication technology;
and sending the account information and the coupon code to a mobile phone bank coupon management system so that the mobile phone bank coupon management system configures the target coupon for the mobile phone bank account of the second user.
In a possible implementation manner, the acquiring account information of the second user for the mobile banking based on the near field communication technology includes:
acquiring a mobile phone number of a second user based on a near field communication technology;
determining that the mobile phone number is associated with the mobile phone bank;
and acquiring account information of the second user aiming at the mobile phone bank according to the mobile phone number.
In one possible implementation, the method further includes:
and if the mobile phone number is determined not to be correlated with the mobile phone bank, prompting the second user to bind the mobile phone number to the mobile phone bank.
In one possible implementation, before sending the account information and the coupon code to a mobile banking coupon management system, the method further includes:
determining whether the second user meets a preset condition for distributing the target coupon according to the account information and the coupon code;
if yes, the step of sending the account information and the coupon code to a mobile phone bank coupon management system is executed;
if not, prompting that the first user fails to share the target coupon, and prompting that the second user does not meet the target coupon sharing condition.
On the other hand, the embodiment of the application provides a mobile banking coupon sharing device, which comprises a determining unit, an obtaining unit and a configuration unit:
the determining unit is used for determining a target coupon to be shared from a mobile banking account of the first user; the target coupon is identified by a coupon code;
the acquiring unit is used for acquiring account information of a second user aiming at the mobile phone bank based on a near field communication technology;
the configuration unit is configured to send the account information and the coupon code to a mobile banking coupon management system, so that the mobile banking coupon management system configures the target coupon for the mobile banking account of the second user.
In a possible implementation manner, the obtaining unit is configured to:
acquiring a mobile phone number of a second user based on a near field communication technology;
determining that the mobile phone number is associated with the mobile phone bank;
and acquiring account information of the second user aiming at the mobile phone bank according to the mobile phone number.
In a possible implementation manner, the apparatus further includes a prompting unit:
and if the mobile phone number is determined not to be correlated with the mobile phone bank, prompting the second user to bind the mobile phone number to the mobile phone bank.
In a possible implementation manner, the determining unit is further configured to:
determining whether the second user meets a preset condition for distributing the target coupon according to the account information and the coupon code;
if yes, the step of sending the account information and the coupon code to a mobile phone bank coupon management system is executed;
if not, prompting that the first user fails to share the target coupon, and prompting that the second user does not meet the target coupon sharing condition.
On the other hand, the embodiment of the application provides a device for sharing mobile banking coupons, and the device comprises a processor and a memory:
the memory is used for storing a computer program;
the processor is configured to perform the method of the above aspect according to the computer program.
In another aspect, an embodiment of the present application provides a computer-readable storage medium, where the computer-readable storage medium is configured to store a computer program, where the computer program is used for the method in the foregoing aspect.
According to the technical scheme, the first user can determine the target coupon to be shared from the mobile phone bank account, wherein the target coupon is identified through the coupon code. Under the condition that the first user is in close range with the second user, the account information of the second user aiming at the mobile phone bank can be obtained through a near field communication technology. And then, the account information and the coupon code are sent to a mobile banking coupon management system, so that the mobile banking coupon management system can configure the target coupon for the mobile banking account of the second user. In the process of sharing the coupons, the first user and the second user perform information interaction through the near field communication technology, so that the mobile phone bank coupons are shared among different users, and the use experience of the users on mobile phone banks is improved. In addition, the first user can share the mobile phone bank coupon with more users supporting the near field communication technology in a short distance, a one-to-many coupon sharing mechanism is achieved, and the efficiency of sharing the mobile phone bank coupon is improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments described in the present application, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a schematic view of an application scenario of a mobile banking coupon sharing method according to an embodiment of the present application;
fig. 2 is a schematic flowchart of a method for sharing a mobile banking coupon according to an embodiment of the present application;
fig. 3 is a schematic structural diagram of a mobile banking coupon sharing device according to an embodiment of the present disclosure;
fig. 4 is a schematic structural diagram of another mobile banking coupon sharing device according to an embodiment of the present application.
Detailed Description
In order to make the technical solutions of the present application better understood, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
In order to improve the use experience of a user for a mobile phone bank, the application provides a mobile phone bank coupon sharing method and a related device. The method for sharing the mobile banking coupons can be applied to mobile banking coupon sharing equipment with data processing capacity, such as terminal equipment. The terminal device can be a mobile phone, a desktop computer, a portable computer, and the like.
Referring to fig. 1, fig. 1 is a schematic view of an application scenario of a mobile banking coupon sharing method according to an embodiment of the present application. The application scenario shown in fig. 1 includes a terminal device 101 used by a first user, a terminal device 102 used by a second user, and a server 103. The terminal device 101 is configured to execute the method for sharing the mobile banking coupon provided in the embodiment of the present application, and a mobile banking coupon management system is deployed in the server 103.
As shown in fig. 1, a first user logs in a mobile phone bank by using a terminal device 101 and checks coupons existing in an account of the mobile phone bank, so as to determine a target coupon to be shared. Wherein the target coupon is identified by a coupon code.
After the first user selects the target coupon to be shared, the second user may bring the terminal device 102 close to the terminal device 101 of the first user, so that the terminal device 101 may obtain account information of the second user for the mobile banking from the terminal device 102 through the near field communication technology. And the mobile phone bank to which the account information corresponding to the second user belongs corresponds to the bank to which the target coupon selected by the first user belongs.
Then, the terminal device 101 may transmit account information corresponding to the second user and a coupon code corresponding to the target coupon to the server 103. The server 103 configures the target coupon for the mobile banking account of the second user through the mobile banking coupon management system.
In the process of sharing the coupons, the first user and the second user perform information interaction through the near field communication technology, so that the mobile phone bank coupons are shared among different users, and the use experience of the users on mobile phone banks is improved.
In addition, the first user can also share the target coupon for a plurality of users supporting the near field communication technology in the same area, so that a one-to-many coupon sharing mechanism is realized, and the efficiency of sharing the mobile phone bank coupon is improved.
The method for sharing the mobile banking coupons provided by the embodiment of the application is described below with reference to the accompanying drawings.
Referring to fig. 1, fig. 1 is a schematic flowchart of a method for sharing a mobile banking coupon according to an embodiment of the present application. In fig. 1, a terminal device used by a first user is described as an execution subject, and the method includes the following steps:
s101: and determining a target coupon to be shared from a mobile banking account of the first user.
It is understood that banks can provide online banking services to users by developing mobile banking applications (apps). The mobile banking refers to a channel mode that a bank uses a smart phone as a carrier to enable a customer to use banking services on the terminal, and also refers to a mode that the customer and the bank are connected by using a mobile phone and other mobile devices to handle related banking services or provide financial services for the customer. The mobile banking is a product and a channel, and belongs to the category of electronic banking.
In practical application, a first user can open a mobile phone bank app through terminal equipment to view existing coupons in a mobile phone bank account, so that a target coupon can be selected from the existing coupons for sharing to other users. Wherein the target coupon is identified by a coupon code. The coupon is an electronic coupon provided by a mobile banking to a user, and the user can use the electronic coupon in the process of purchasing bank products by using the mobile banking. Such as financial product coupons. The selection of the coupon can be determined according to the existing coupon condition of the first user mobile phone account information and the coupon condition provided by the bank to which the mobile phone bank belongs, and is not limited herein.
S102: and acquiring account information of a second user aiming at the mobile phone bank based on the near field communication technology.
In practical application, a first user may bring a terminal device close to a terminal device used by a second user, and then obtain account information of the second user for a mobile banking through Near Field Communication (NFC) technology. The account information is used for identifying mobile banking information corresponding to the user. For example, the user's corresponding mobile banking login name. In practical applications, the setting can be set according to application requirements, and is not limited herein.
The NFC technology is integrated and evolved from a non-contact Radio Frequency Identification (RFID) technology and an interconnection technology, and by integrating functions of an inductive card reader, an inductive card, and point-to-point communication on a single chip, applications such as mobile payment, electronic ticketing, door control, mobile identity recognition, and anti-counterfeiting are implemented by using a mobile terminal.
In a possible implementation manner, the terminal device of the first user may obtain Subscriber Identity Module (SIM) information of the second user based on the NFC technology, and then obtain a mobile phone number of the second user from the SIM information. After determining that the mobile phone number of the second user is associated with the mobile phone bank, the terminal device may obtain account information of the second user for the mobile phone bank according to the mobile phone number.
Because the terminal device of the first user can perform data interaction with the mobile terminal held by the second user based on the NFC technology, the first user can automatically acquire account information of the second user for a mobile banking without manual operation, and the account information is used for sharing coupons of the mobile banking, so that the coupon sharing efficiency is improved.
It can be understood that, if the first user inquires that the mobile phone number is not associated with the mobile phone bank according to the mobile phone number of the second user, that is, the mobile phone number of the second user is not bound to the mobile phone bank, for this reason, the second user can be prompted to bind the mobile phone number to the mobile phone bank in a message display mode, so that the first user terminal device can obtain account information of the second user for the mobile phone bank according to the mobile phone number bound to the mobile phone bank, and therefore the mobile phone bank coupon can be shared.
S103: and sending the account information and the coupon code to a mobile phone bank coupon management system so that the mobile phone bank coupon management system configures the target coupon for the mobile phone bank account of the second user.
After the first user acquires account information of a second user for a mobile phone bank, the account information and the coupon code of the target coupon can be sent to the mobile phone bank coupon management system, so that the mobile phone bank coupon management system configures the target coupon for the mobile phone bank account of the second user, and the existing target coupon of the mobile phone bank account of the first user can be shared to the second user.
It can be understood that, in practical application, the target coupon can be shared by a second user and also can be shared by other multiple users supporting the near field communication technology in the same area, so that a one-to-many sharing mechanism of the mobile banking coupon can be realized, the efficiency of sharing the mobile banking coupon among multiple users is improved, and the use experience of the user on the mobile banking is improved.
It will be appreciated that there may be some variation in the objects for distribution of different types of coupons. For example, the object of VIP coupon distribution is a VIP user.
Based on the above, in a possible implementation manner, before the terminal device sends the account information and the coupon code to the mobile banking coupon management system, whether the second user meets the preset condition for distributing the target coupon may be determined according to the account information and the coupon code.
If the second user meets the preset condition for distributing the target coupon, executing whether the second user meets the preset condition for distributing the target coupon;
if the second user does not meet the preset condition for distributing the target coupon, the first user can be prompted to fail in sharing the target coupon in an information display mode, and the second user is prompted to not meet the target coupon sharing condition.
According to the mobile phone bank coupon sharing method provided by the embodiment, the first user can determine the target coupon to be shared from the mobile phone bank account, wherein the target coupon is identified through the coupon code. Under the condition that the first user is in close range with the second user, the account information of the second user aiming at the mobile phone bank can be obtained through a near field communication technology. And then, the account information and the coupon code are sent to a mobile banking coupon management system, so that the mobile banking coupon management system can configure the target coupon for the mobile banking account of the second user. In the process of sharing the coupons, the first user and the second user perform information interaction through the near field communication technology, so that the mobile phone bank coupons are shared among different users, and the use experience of the users on mobile phone banks is improved. In addition, the first user can share the mobile phone bank coupon with more users supporting the near field communication technology in a short distance, a one-to-many coupon sharing mechanism is achieved, and the efficiency of sharing the mobile phone bank coupon is improved.
For convenience of understanding, a device for executing the method for sharing a mobile banking coupon provided by the embodiment of the present application is described below. As shown in fig. 3, the mobile banking coupon sharing device 300 includes a mobile banking coupon module 301, an NFC transmitting module 302, an NFC receiving module 303, a shared customer authentication module 304, and a coupon sharing module 305:
wherein, the mobile banking coupon module 301: and inquiring all coupons under the mobile phone account of the first user, and providing a sharing entrance. The first user may select a target coupon that the first user wishes to share with the second user, and send a coupon code C of the target coupon to the NFC transmission module 302.
The NFC transmission module 302: receiving the coupon code C transmitted by the mobile banking coupon module 301, acquiring SIM information of the mobile phone used by the first user, acquiring the mobile phone number M of the first user from the SIM information, and transmitting the coupon code C and the mobile phone number M to the NFC receiving module 303.
NFC receiving module 303: the system is configured to acquire the coupon code C and the phone number M of the first user transmitted by the NFC transmitting module 302, acquire the SIM information of the second user using the mobile phone, acquire the phone number N from the SIM information, and transmit the coupon code C, the phone number M, and the phone number N to the shared customer authentication module 304.
Shared client authentication module 304: and the method is used for confirming the validity of the second user identity, namely confirming whether the mobile phone number N of the second user is bound with the mobile phone bank. And if the authentication is successful, searching account information A of the second user for the mobile phone bank. Then, the account information a, the coupon code C, the mobile phone number M, and the mobile phone number N are sent to the coupon sharing module 305.
Coupon sharing module 305: receiving the account information A, the coupon code C, the mobile phone number M and the mobile phone number N transmitted by the shared customer authentication module 304, transmitting the account information A, the coupon code C, the mobile phone number M and the mobile phone number N to a mobile phone bank coupon management system, inquiring the issuing condition of the coupon code C, and if the account information A meets the condition, configuring the target coupon for the account information A of the second user.
Aiming at the method for sharing the mobile phone bank coupons, the embodiment of the application also provides a device for sharing the mobile phone bank coupons. As shown in fig. 4, the mobile banking coupon sharing apparatus 400 includes a determining unit 401, an obtaining unit 402, and a configuring unit 403:
the determining unit 401 is configured to determine a target coupon to be shared from a mobile banking account of a first user; the target coupon is identified by a coupon code;
the obtaining unit 402 is configured to obtain account information of a second user for the mobile banking based on a near field communication technology;
the configuration unit 403 is configured to send the account information and the coupon code to a mobile banking coupon management system, so that the mobile banking coupon management system configures the target coupon for the mobile banking account of the second user.
In a possible implementation manner, the obtaining unit 402 is configured to:
acquiring a mobile phone number of a second user based on a near field communication technology;
determining that the mobile phone number is associated with the mobile phone bank;
and acquiring account information of the second user aiming at the mobile phone bank according to the mobile phone number.
In a possible implementation manner, the apparatus further includes a prompting unit:
and if the mobile phone number is determined not to be correlated with the mobile phone bank, prompting the second user to bind the mobile phone number to the mobile phone bank.
In a possible implementation manner, the determining unit 401 is further configured to:
determining whether the second user meets a preset condition for distributing the target coupon according to the account information and the coupon code;
if yes, the step of sending the account information and the coupon code to a mobile phone bank coupon management system is executed;
if not, prompting that the first user fails to share the target coupon, and prompting that the second user does not meet the target coupon sharing condition.
According to the mobile phone bank coupon sharing device provided by the embodiment, the first user can determine the target coupon to be shared from the mobile phone bank account, wherein the target coupon is identified through the coupon code. Under the condition that the first user is in close range with the second user, the account information of the second user aiming at the mobile phone bank can be obtained through a near field communication technology. And then, the account information and the coupon code are sent to a mobile banking coupon management system, so that the mobile banking coupon management system can configure the target coupon for the mobile banking account of the second user. In the process of sharing the coupons, the first user and the second user perform information interaction through the near field communication technology, so that the mobile phone bank coupons are shared among different users, and the use experience of the users on mobile phone banks is improved. In addition, the first user can share the mobile phone bank coupon with more users supporting the near field communication technology in a short distance, a one-to-many coupon sharing mechanism is achieved, and the efficiency of sharing the mobile phone bank coupon is improved.
The embodiment of the application further provides a coupon sharing device for the mobile phone bank, and the device comprises a processor and a memory:
the memory is used for storing a computer program;
the processor is used for executing the method for sharing the mobile banking coupons provided by the embodiment according to the computer program.
The embodiment of the application also provides a computer-readable storage medium, wherein the computer-readable storage medium is used for storing a computer program, and the computer program is used for executing the method for sharing the mobile banking coupons provided by the embodiment.
It should be understood that in the present application, "at least one" means one or more, "a plurality" means two or more. "and/or" for describing an association relationship of associated objects, indicating that there may be three relationships, e.g., "a and/or B" may indicate: only A, only B and both A and B are present, wherein A and B may be singular or plural. The character "/" generally indicates that the former and latter associated objects are in an "or" relationship. "at least one of the following" or similar expressions refer to any combination of these items, including any combination of single item(s) or plural items. For example, at least one (one) of a, b, or c, may represent: a, b, c, "a and b", "a and c", "b and c", or "a and b and c", wherein a, b, c may be single or plural.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the apparatus embodiment, since it is substantially similar to the method embodiment, it is relatively simple to describe, and reference may be made to some descriptions of the method embodiment for relevant points. The above-described apparatus embodiments are merely illustrative, and the units and modules described as separate components may or may not be physically separate. In addition, some or all of the units and modules may be selected according to actual needs to achieve the purpose of the solution of the embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The foregoing is merely a preferred embodiment of the invention and is not intended to limit the invention in any manner. Although the present invention has been described with reference to the preferred embodiments, it is not intended to be limited thereto. Those skilled in the art can make numerous possible variations and modifications to the present teachings, or modify equivalent embodiments to equivalent variations, without departing from the scope of the present teachings, using the methods and techniques disclosed above. Therefore, any simple modification, equivalent change and modification made to the above embodiments according to the technical essence of the present invention are still within the scope of the protection of the technical solution of the present invention, unless the contents of the technical solution of the present invention are departed.
Claims (10)
1. A mobile banking coupon sharing method is characterized by comprising the following steps:
determining a target coupon to be shared from a mobile banking account of a first user; the target coupon is identified by a coupon code;
acquiring account information of a second user aiming at the mobile phone bank based on a near field communication technology;
and sending the account information and the coupon code to a mobile phone bank coupon management system so that the mobile phone bank coupon management system configures the target coupon for the mobile phone bank account of the second user.
2. The method of claim 1, wherein the obtaining account information of the second user for the mobile banking based on the near field communication technology comprises:
acquiring a mobile phone number of a second user based on a near field communication technology;
determining that the mobile phone number is associated with the mobile phone bank;
and acquiring account information of the second user aiming at the mobile phone bank according to the mobile phone number.
3. The method of claim 2, further comprising:
and if the mobile phone number is determined not to be correlated with the mobile phone bank, prompting the second user to bind the mobile phone number to the mobile phone bank.
4. The method of claim 1, wherein prior to sending the account information and the coupon code to a cell phone banking coupon management system, the method further comprises:
determining whether the second user meets a preset condition for distributing the target coupon according to the account information and the coupon code;
if yes, the step of sending the account information and the coupon code to a mobile phone bank coupon management system is executed;
if not, prompting that the first user fails to share the target coupon, and prompting that the second user does not meet the target coupon sharing condition.
5. The mobile banking coupon sharing device is characterized by comprising a determining unit, an obtaining unit and a configuration unit:
the determining unit is used for determining a target coupon to be shared from a mobile banking account of the first user; the target coupon is identified by a coupon code;
the acquiring unit is used for acquiring account information of a second user aiming at the mobile phone bank based on a near field communication technology;
the configuration unit is configured to send the account information and the coupon code to a mobile banking coupon management system, so that the mobile banking coupon management system configures the target coupon for the mobile banking account of the second user.
6. The apparatus of claim 5, wherein the obtaining unit is configured to:
acquiring a mobile phone number of a second user based on a near field communication technology;
determining that the mobile phone number is associated with the mobile phone bank;
and acquiring account information of the second user aiming at the mobile phone bank according to the mobile phone number.
7. The method of claim 6, wherein the device further comprises a prompting unit:
and if the mobile phone number is determined not to be correlated with the mobile phone bank, prompting the second user to bind the mobile phone number to the mobile phone bank.
8. The method of claim 7, wherein the determining unit is further configured to:
determining whether the second user meets a preset condition for distributing the target coupon according to the account information and the coupon code;
if yes, the step of sending the account information and the coupon code to a mobile phone bank coupon management system is executed;
if not, prompting that the first user fails to share the target coupon, and prompting that the second user does not meet the target coupon sharing condition.
9. An apparatus for cell phone bank coupon sharing, the apparatus comprising a processor and a memory:
the memory is used for storing a computer program;
the processor is configured to perform the method of any of claims 1-4 in accordance with the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium is used to store a computer program for performing the method of any of claims 1-4.
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113554827A (en) * | 2021-07-22 | 2021-10-26 | 中国工商银行股份有限公司 | Customer information service method and device based on near field communication |
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