CN111429092B

CN111429092B - Method, apparatus, device and computer readable medium for paying an accumulation fund

Info

Publication number: CN111429092B
Application number: CN202010197210.XA
Authority: CN
Inventors: 陆军辉; 吴凯亮
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2020-03-19
Filing date: 2020-03-19
Publication date: 2023-06-16
Anticipated expiration: 2040-03-19
Also published as: CN111429092A

Abstract

The invention discloses a method, a device, equipment and a computer readable medium for paying an accumulation fund, and relates to the technical field of computers. One embodiment of the method comprises the following steps: based on the business classification of the public accumulation fund account-arriving notification, matching the public accumulation fund account-arriving notification to the payment unit; identifying a to-be-billed record of the deposit billing notification, and determining a to-be-billed type of the deposit billing notification; and processing the deposit payment notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs. According to the embodiment, the automation degree of the accumulation fund payment service can be effectively improved, and further the handling efficiency and the cabinet leaving rate of the accumulation fund payment service are improved.

Description

Method, apparatus, device and computer readable medium for paying an accumulation fund

Technical Field

The present invention relates to the field of computer technologies, and in particular, to a method, an apparatus, a device, and a computer readable medium for paying an accumulation fund.

Background

The deposit accumulation is the house accumulation which is borne by a unit, the house accumulation of a person paying for the person of the person, and the house accumulation which is voluntarily paid for non-fixed staff such as individual business businessman, free professional, non-full-day staff, and the like, are stored in the house accumulation banking special households, including collection payment, supplement payment, and the like.

The collection and payment is a process of paying the unit of the account opening registration in the fund center, paying the unit of the total amount in a month in a specified period, collecting the house accumulation for the employee to pay to the fund center.

The unit sponsor can self-pick up the application of the intersection payment check through the unit end or the online business hall and remit the money to the banking specialist of the accumulation, but still needs to inform the bank counter to pay and deposit accounts.

In the counter business handling process, the counter personnel needs to manually search the public accumulation fund account-arriving notification pushed by the bank according to the payment amount, the unit account number, the payment amount and the time, match the verification record of the unit, and pay the payment account after the matching is successful.

In the process of implementing the present invention, the inventor finds that at least the following problems exist in the prior art: the accumulation fund payment service volume increases faster, and the existing foreground service personnel cannot support the accumulation fund payment service volume, so that the counter queuing time increases; and during payment, a teller must be on duty, so that the cabinet leaving rate is low, and the risk of manual misoperation exists.

Disclosure of Invention

In view of this, embodiments of the present invention provide a method, an apparatus, a device, and a computer readable medium for paying an accumulation of money, which can improve the automation degree of an accumulation of money paying service, and further effectively improve the handling efficiency and the leave rate of the accumulation of money paying service.

To achieve the above object, according to one aspect of the embodiments of the present invention, there is provided a method for paying an accumulation fund, including:

based on the business classification of the public accumulation fund account-arriving notification, matching the public accumulation fund account-arriving notification to the payment unit;

identifying a to-be-billed record of the deposit billing notification, and determining a to-be-billed type of the deposit billing notification;

and processing the deposit payment notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs.

The business classification based on the public accumulation fund account-arriving notification, before matching the public accumulation fund account-arriving notification belongs to a payment unit, further comprises:

periodically receiving the public accumulation fund account-arriving notification;

and analyzing the accumulation fund account-arriving notification to acquire the business classification of the accumulation fund account-arriving notification.

The to-be-credited type comprises: and the collection, compensation and hanging account are stored.

The to-be-credited type comprises: collecting and paying;

the step of processing the deposit receipt notification according to the type to be checked in to complete deposit payment of the unit to which the deposit belongs, comprises the following steps:

the amount of the deposit receipt notification is greater than or equal to the collection verification amount, or the amount of the deposit receipt is greater than or equal to the collection verification amount, and the amount of the deposit receipt comprises the amount of the deposit receipt notification and the existing deposit receipt balance;

And according to the type to be checked in, finishing the accumulation fund payment of the unit to which the accumulation fund belongs.

The to-be-credited type comprises: supplementing;

the amount of the deposit cash-out notice is larger than or equal to the additional payment verification amount, or the amount of the deposit is larger than or equal to the additional payment verification amount, and the amount of the deposit comprises the amount of the deposit cash-out notice and the existing deposit balance;

The to-be-credited type comprises: collecting and paying;

and processing the deposit payment notification according to the order of the collection verification records to finish the deposit payment of the unit to which the deposit belongs.

The collection and payment verification records comprise verification months from small to large.

The to-be-credited type comprises: the payment complement, the record to be checked in includes a collection payment verification record and a payment complement verification record;

and the sum of the deposit receipt notification is greater than or equal to the sum of the collection check sum and the compensation check sum, and the deposit receipt payment of the unit to which the deposit belongs is completed according to the collection and then the compensation.

and the sum of the deposit account-arrival notification is larger than or equal to the collection check sum, and the difference between the sum of the deposit account-arrival notification and the collection check sum is smaller than the compensation check sum, so that deposit payment of the unit to which the deposit belongs is completed according to collection.

and the amount of the deposit receipt notification is smaller than the collection verification amount and is greater than or equal to the compensation verification amount, so that deposit payment of the unit to which the deposit belongs is completed according to the compensation.

The method further comprises the steps of:

dividing a plurality of the public accumulation fund account-arriving notices into a plurality of tasks, wherein the tasks are executed in parallel.

According to a second aspect of an embodiment of the present invention, there is provided an apparatus for paying an accumulation fund, including:

the matching module is used for matching the public accumulation fund account-arriving notification belonging to a payment unit based on the business classification of the public accumulation fund account-arriving notification;

the identification module is used for identifying a to-be-checked-in record of the accumulation fund to-be-checked-in notice and determining the to-be-checked-in type of the accumulation fund to-be-checked-in notice;

and the processing module is used for processing the deposit payment notification according to the to-be-checked-in type so as to finish deposit payment of the unit to which the deposit belongs.

According to a third aspect of an embodiment of the present invention, there is provided an electronic device for paying an accumulation fund, including:

one or more processors;

storage means for storing one or more programs,

the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the methods as described above.

According to a fourth aspect of embodiments of the present invention, there is provided a computer readable medium having stored thereon a computer program which when executed by a processor implements a method as described above.

One embodiment of the above invention has the following advantages or benefits: based on the business classification of the public accumulation fund account-arriving notice, matching the public accumulation fund account-arriving notice belonging to a payment unit; identifying a record to be checked-in of the deposit check-in notification, and determining the type to be checked-in of the deposit check-in notification; and processing the deposit payment notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs. The method and the system can automatically match the deposit payment notification, process the deposit payment notification according to the type to be checked, and further pay the deposit, so that the automation degree of the deposit payment service can be effectively improved, and further the handling efficiency and the cabinet leaving rate of the deposit payment service are improved.

Further effects of the above-described non-conventional alternatives are described below in connection with the embodiments.

Drawings

The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:

FIG. 1 is a schematic diagram of the main flow of a method of depositing an accumulation fund according to an embodiment of the invention;

FIG. 2 is a flow diagram of a matching aggregate fund to account notification according to an embodiment of the present invention;

FIG. 3 is a schematic diagram of processing an aggregate fund to account notification in accordance with an embodiment of the present invention;

FIG. 4 is a schematic flow chart of a deposit fund according to an embodiment of the present invention;

FIG. 5 is a schematic flow chart of a collect process according to an embodiment of the present invention;

FIG. 6 is a schematic flow chart of compensation according to an embodiment of the invention;

FIG. 7 is a schematic flow chart of hanging account deposit according to an embodiment of the present invention;

FIG. 8 is a schematic diagram of the main structure of an apparatus for depositing an accumulation fund according to an embodiment of the present invention;

FIG. 9 is an exemplary system architecture diagram in which embodiments of the present invention may be applied;

fig. 10 is a schematic diagram of a computer system suitable for use in implementing an embodiment of the invention.

Detailed Description

Exemplary embodiments of the present invention will now be described with reference to the accompanying drawings, in which various details of the embodiments of the present invention are included to facilitate understanding, and are to be considered merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

At present, the business of paying the accumulation of the public needs to be handled at the counter by the unit manager carrying corresponding data such as funds, checks and the like. During the payment and billing process, the teller must be on duty and need to repeatedly query whether there is an accumulation fund to be notified.

Because other transactions can also generate a large amount of deposit account-checking notices, the deposit account-checking notices need to be matched, and information such as unit account number checking, deposit account-checking notice flow, payment account checking, payment amount checking and the like is checked, the risk of misoperation exists, and the handling time is long.

With the rapid increase of the accumulation fund paying service volume, waiting for a long time for the accumulation fund to be paid at the counter, the existing foreground service personnel cannot support the accumulation fund, so that the queuing time of the counter is increased; and during payment, a teller must be on duty, so that the cabinet leaving rate is low, and the risk of manual misoperation exists.

In order to solve the technical problems of low cabinet leaving rate and risk of manual misoperation, the following technical scheme in the embodiment of the invention can be adopted.

Referring to fig. 1, fig. 1 is a schematic diagram of a main flow of a method for paying an accumulation fund according to an embodiment of the present invention, and in a case that a matched accumulation fund account-arriving notification belongs to a payment unit, the accumulation fund is paid according to a to-be-checked-in type of the accumulation fund account-arriving notification. As shown in fig. 1, the method specifically comprises the following steps:

s101, based on business classification of the public accumulation fund account-arriving notification, matching the public accumulation fund account-arriving notification belongs to a payment unit.

The bank pushes the accumulation fund to account notification. After receiving the deposit receipt notification, the deposit receipt notification needs to be parsed to pay the deposit receipt.

Referring to fig. 2, fig. 2 is a schematic flow diagram of a matching log-out notification according to an embodiment of the present invention, specifically including:

s201, periodically receiving a log-in account-out notification.

In one embodiment of the invention, an accumulation fund statement is received periodically. Specifically, by a timer, a log-out notification is periodically received. The unused public accumulation fund account-arriving notification can be matched with a payment unit, and then the business such as collecting payment, supplementing payment or hanging account for deposit is transacted. In addition, the periodic receipt of the log-out notification may also be triggered manually.

S202, analyzing the public accumulation fund account-arriving notification to acquire the business classification of the public accumulation fund account-arriving notification.

And after receiving the pushed deposit account notification, analyzing the deposit account notification. The invalid information may first be filtered and the deleted log-out notification recorded. As one example, the deduplication data may be deleted using one or more of the following parameters: transaction date, bank serial number, private account number, opposite account number, occurrence, private balance and positive mark. As another example, invalid data is deleted. Such as: and deleting the private number.

After filtering the invalid information, the fund is notified, writing the settlement receipt notification list and the bank settlement flow water meter.

The fund-to-account notification may be used for collection and loans. Wherein, the collection is to match the public accumulation fund to the account notification to the payment unit; the loan is to notify the matching person of the payment of the public accumulation fund.

The notification of the receipt of the fund includes a business classification, wherein the business classification includes one of a collection, a loan, and an unknown. It can be appreciated that the fund-to-account notification is parsed and the business classification of the fund-to-account notification is known.

If the business classification of the fund-to-account notification is the collection, then S203 is executed; if the business classification of the fund-to-account notification is unknown, then S204 is executed; the business class of the fund-to-account notification is loan, S205 is performed.

S203, matching payment units.

If the business classification of the public accumulation fund account-arriving notification is the collection, the public accumulation fund account-arriving notification can be used for matching the payment unit.

As one example, an asynchronous task is triggered periodically, based on a pre-registered unit to compare a public settlement account number with a payment account number of a public backlog statement. And if the comparison is successful, matching the fund to the corresponding unit. When a group unit belongs to a plurality of sub-units and shares a group settlement account, the sub-unit settlement account or sub-unit identification code is used for distinguishing the sub-units.

S204, matching payment units and then matching individual repayment.

The business classification for the deposit receipt notification is unknown, and it is not clear whether the deposit receipt notification is a payment unit or a personal payment. Then, the payment units can be matched first, and then the personal repayment can be matched.

S205, matching individual repayment.

The business classification for the deposit receipt notification is a loan, then the deposit receipt notification is known to be a matching personal repayment.

S206, judging whether the matching is successful.

The public accumulation fund arrives at the account to inform that the matched payment unit is successful, and the matched unit is successful, so that the public accumulation fund can be paid; and (5) notifying the public accumulation that the matching payment unit fails, and carrying out manual matching if the matching fails.

The public accumulation fund arrives at the account to inform that the matched payment unit or the matched individual repayment is successful, the matching is successful, and the public accumulation fund is paid according to the matched payment unit or the matched individual repayment; and the public accumulation fund payment notification are successful in matching the payment unit and the personal payment, or the public accumulation fund payment notification and the personal payment are failed, and the manual matching is performed.

The account of the accumulation fund is notified that the matched individuals pay successfully, and the matched individuals pay successfully, so that the accumulation fund can be paid; and notifying the matching personal of payment failure by the accumulation fund to pay, and carrying out manual matching if the matching is failed.

In the embodiment of fig. 2, the matching of the fund to account notifications may be based on the business classification of the fund to account notifications belonging to the payment entity.

S102, identifying a record to be checked-in of the deposit check-in notification, and determining the type to be checked-in of the deposit check-in notification.

In the embodiment of the invention, the types to be checked-in of the deposit check-out notification comprise the following three types: and the collection, compensation and hanging account are stored.

The compensation refers to the residential fund of the unit, which is not paid and is slowly paid, and the residential fund of the staff, which is not paid and is less paid.

The hanging account deposit is to deposit temporary deposit under a unit public deposit account. Temporary deposit in the public accumulation business belongs to temporary deposit, and aims at the account-arriving funds of a principal, and the system provides temporary deposit access accounts for separating funds and accounts transfer in the business of collecting, supplementing, externally transferring and the like.

Referring to fig. 3, fig. 3 is a schematic diagram of processing an aggregate fund to account notification according to an embodiment of the present invention, specifically including:

s301, receiving a public accumulation fund account notification.

And receiving the deposit receipt notification, and sequentially judging according to the processing sequence of the deposit payment. The processing sequence of the accumulated deposit is sequentially collection, compensation and account hanging and storing. In addition, the specific steps of paying the accumulation fund of the public service can be added or deleted according to the actual requirements.

As one example, a verification record of the unit to which the log-out notification belongs may be identified to determine the type of outstanding posting to which the log-out notification is to be made.

S302, judging whether the collection is made.

And judging whether a collection and payment verification record exists in the unit to which the received public accumulation fund account-arrival notification belongs. If the received log-out notification matches the collection approval record of the affiliated unit, S303 is executed; if the received log-out notification does not match the collection approval record of the affiliated unit, S304 is executed.

S303, collecting and paying the accumulation fund.

And according to the account-checking notice of the accumulation fund, matching the collection and payment verification records to collect the accumulation fund, and collecting funds into the individual household of the collection and payment verification center unit.

S304, judging whether the payment is made up.

And judging whether the received public accumulation fund account-arriving notification is matched with the payment supplement verification record of the affiliated unit or not. If the received public accumulation fund account-arriving notice is matched with the payment supplement verification record of the affiliated unit, S305 is executed; if the received log-out notification cannot be matched with the payment approval record of the affiliated unit, S306 is executed.

S305, compensation of the public accumulation fund.

And matching the compensation verification records according to the public accumulation fund account-arriving notice to compensate the public accumulation fund, and enabling funds to be paid into the individual household under the compensation verification center unit.

S306, judging whether to hang account processing.

And judging whether the received public accumulation fund account-arriving notification is allowed to be stored into the hung account under the condition that the matched collection payment verification and the complementary payment verification fail. If the received public accumulation fund account-arriving notification is allowed to be stored into the hung account for processing when the collection payment verification and the compensation payment verification are not successfully matched, executing S307; and if the received public accumulation fund account-arriving notification is not successfully matched with the collection payment verification and the compensation payment verification, the account-hanging processing is not allowed to be carried out, and the process is ended.

S307, account hanging processing.

And according to the accumulated fund account-arriving notification, storing the account-hanging of the affiliated unit.

In the embodiment of the invention, a plurality of deposit account-arriving notices can be received in the same time period, and in order to improve the processing efficiency of processing the deposit account-arriving notices and avoid delaying the deposit account-arriving notices, the plurality of deposit account-arriving notices can be divided into a plurality of tasks, and the plurality of tasks are executed in parallel.

Specifically, a large number of log-out notifications need to be processed for a period of time, and the JAVA application single thread processes the large number of log-out notifications in order. If the blocking time of one of the log-out notification is long, the waiting time of the other log-out notification may be long.

Therefore, a large amount of accumulated fund account-arriving notification can be divided into a plurality of tasks, the computing capacity of the multi-core CPU of the computer is fully utilized, and a plurality of threads are created to enable a plurality of processors of the computer to execute the tasks in parallel. Each thread may also restart an asynchronous thread, so there will be a large number of threads executing in parallel. The parallel execution can fully utilize CPU resources, and the speed of processing the public accumulation fund account-arriving notification is accelerated.

In addition, the fast processing of the deposit receipt notification enables funds to be rapidly entered into account, and the deposit receipt can be paid at a second-level speed, so that interest loss of worker deposit receipt is reduced or even avoided.

S103, processing the deposit receipt notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs.

In the embodiment of the invention, the types to be checked-in include: and the collection, compensation and hanging account are stored. In the case where the type to be checked-in includes only the collect payment or the make-up payment, the accumulation fund may be paid in the following manner.

Referring to fig. 4, fig. 4 is a schematic flow chart of depositing an accumulation fund according to an embodiment of the invention, which specifically includes:

s401, the amount of the deposit receipt notification is larger than or equal to the check amount, or the amount of the deposit receipt is larger than or equal to the check amount, and the amount of the deposit receipt comprises the amount of the deposit receipt notification and the existing deposit receipt balance.

The amount of the public accumulation fund account-arriving notification is larger than or equal to the check amount, and the check amount can be the collection check amount or the compensation check amount.

The amount of the deposit on the account includes the amount of the deposit account statement and the existing account balance. It will be appreciated that the amount of the multiple checkout deposit is included in the checkout deposit account. Thus, the deposit can be paid with the amount deposited by the checkout.

Under the condition that the amount deposited by the account is used, the amount deposited by the account is larger than or equal to the check amount, and the check amount can be the collection check amount or the compensation check amount.

S402, processing the deposit receipt notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs.

And when the amount of the deposit receipt notification is greater than or equal to the check amount or the amount of the deposit receipt deposit is greater than or equal to the check amount, the deposit receipt notification can be processed according to the type to be checked to finish deposit receipt payment of the unit to which the deposit receipt belongs.

Specifically, according to the collection, recording accounts of the account-arrival notification of the accumulation fund to collect the accumulation fund; or according to the compensation, recording the account of the account-arriving notice of the accumulation fund to pay the accumulation fund.

In one embodiment of the present invention, the record to be checked in includes a collection verification record and a compensation verification record, and in the case that the type to be checked in includes compensation, the public accumulation can be paid in the following manner.

Mode one

And the sum of the deposit receipt notification is greater than or equal to the sum of the collection verification sum and the compensation verification sum, and the deposit receipt payment of the unit to which the deposit belongs is completed according to the collection and then the compensation.

That is, the amount of the deposit receipt notification is sufficient to pay the collection verification amount and the compensation verification amount, and then the collection can be prioritized, and then the compensation can be performed to pay the deposit.

Mode two

And if the sum of the deposit receipt notification is greater than or equal to the collection approval amount and the difference between the sum of the deposit receipt notification and the collection approval amount is smaller than the compensation approval amount, the deposit receipt payment of the unit to which the deposit belongs is completed according to the collection.

It will be appreciated that the amount of the fund receipt notification is insufficient to pay the payment approval amount and the payment supplement approval amount. Since the amount of money to be paid is paid in a month, the amount of money to be paid is not paid, and the priority of the amount of money to be paid is higher than the priority of the amount of money to be paid. Under the condition that the amount notified by the payment of the accumulation fund is enough to pay the payment verification amount of the collection and insufficient to pay the payment verification amount of the collection and the payment verification amount of the compensation, the accumulation fund can be paid preferentially according to the collection.

Mode three

And the amount of the deposit receipt notification is smaller than the collection verification amount and is greater than or equal to the compensation verification amount, so that deposit receipt payment of the unit to which the deposit belongs is completed according to the compensation.

The amount of the deposit receipt notification is insufficient to pay the payment approval amount and the payment approval amount. Moreover, the amount of the deposit receipt notification is insufficient to pay the payment approval amount, and the amount of the deposit receipt notification can only pay the payment approval amount. Then, whether the compensation is carried out or not can be preset, and if the compensation is carried out under the condition, the public accumulation fund is paid according to the compensation. If the payment cannot be made under the conditions, the public accumulation fund is not paid.

In the embodiment of the invention, the business classification based on the deposit receipt notification is matched with the deposit receipt notification belonging to the payment unit; identifying a record to be checked-in of the deposit check-in notification, and determining the type to be checked-in of the deposit check-in notification; and processing the deposit receipt notification according to the type to be checked in, and recording the account of the deposit receipt notification to pay the deposit receipt. The method and the system can automatically match the deposit payment notification, process the deposit payment notification according to the type to be checked, and further pay the deposit, so that the automation degree of the deposit payment service can be effectively improved, and further the handling efficiency and the cabinet leaving rate of the deposit payment service are improved.

In order to more clearly describe the technical scheme in the embodiment of the invention, the collection, the compensation and the account hanging deposit are respectively described below with reference to the accompanying drawings.

Referring to fig. 5, fig. 5 is a schematic flow chart of collection according to an embodiment of the present invention, specifically including:

inquiring whether the public accumulation fund account-arriving notification which is matched with the unit exists or not, if so, traversing the public accumulation fund account-arriving notification which is matched with the unit to be processed one by one; if not, the automatic collection and payment is finished.

For each pending deposit check-out notice that has been matched to the unit, querying whether there is a verification record that matches the amount of the deposit check-out notice. If yes, collecting and paying processing is carried out, and if not, collecting and paying processing is finished.

S501, whether a collection verification record exists or not.

The collection verification (Collective Payment) is a step of verifying and confirming information such as collection amount and number of people before the collection of each period of the unit is completed. The collection verification record is used for recording the collection verification content.

In the embodiment of the invention, if the collection verification record does not exist, the collection process is ended; and if judging that the collection verification record exists, executing S502.

S502, matching a unit collection verification record.

Under the condition that the collection verification records exist, a matching unit is needed to collect the public accumulation fund. In particular, the mechanism level traversal at the center of the accumulation fund may be followed. Each mechanism comprises a plurality of management parts, each management part is traversed one by one, and whether the management parts have collection and payment verification records or not is checked.

If all units belonging to the management part do not have the collection verification record, returning to the management part to continuously check the next management part.

If a plurality of collecting, paying and verifying records exist in the subordinate unit of the management part, the records need to be processed one by one. The deposit settlement notification can be processed according to the order of the collection verification records, and accounts of the deposit settlement notification are recorded to collect deposit, wherein the order of the collection verification records comprises the order of verification months from small to large.

In one embodiment of the invention, it is also possible to check if there are parallel asynchronous tasks in the same unit, including processing one or more collection verification records. If the unit has parallel asynchronous tasks, the unit waits for the next round of timing task processing in order to prevent the accounting conflict, and inserts a record in an automatic accounting LIST (EV_LIST_TIMINGBUSIBOOK) in the state that: status=3/fail.

For each collection verification record, if the unit has contracted collection subscription, because the unit will make batch deduction in the form of automatic collection running lot after subscription, an automatic account entry LIST (EV_LIST_TIMINGBUSIBOOK) is newly added, and the state is: status = 3/fail; the abstract is as follows: the unit is a contract collecting and paying contract signing unit, only check and check are made, and automatic account entering processing is not performed.

And for each collection verification record, if no record of success or failure of the unit in the month exists in an automatic account entry LIST (EV_LIST_TIMINGB USIBOOK), confirming that the unit can automatically enter the collection in the month.

And (3) for each collection verification record, if the automatic account entering asynchronous task of the last collection fails to be executed. That is, if there is a record of the automatic payment entering failure of the unit of the month in the ev_list_time_buffer table, the record in the ev_list_time_buffer table is deleted. Among other things, whether asynchronous task execution failed may be queried based on the batch number (batch no) in the checklist (ev_list_cpaybook).

And (3) for each collection verification record, if the automatic account entering asynchronous task of the last collection is successfully executed. Namely, if the record of successful automatic account entry of the remittance of the month of the unit exists in the EV_LIST_TIMINGBUSIBOOK table, a record of EV_LIST_TIMINGBUSIBOOK is newly inserted, and the state is as follows: status=3/fail to prevent repeated billing or repeated billing after collection and billing.

In the embodiment of the invention, each new addition of EV_LIST_TIMINGBUSIBOOK is to judge whether to delete the existing failure record first and then judge whether to add the new success/failure record, so as to ensure that only one record is the latest information. As one example, the state of one record in ev_list_time gbusiband is: status = 3/fail; the abstract is as follows: "transaction has been successful or checked out, must be deleted before automatic entry-! .

S503, judging a processing mode.

Query for all aggregate fund to account notifications (evactcangedtlllist) that match successfully to the unit and are unused.

If the unit has the successfully matched deposit receipt notification, judging the processing mode of the deposit receipt notification. In particular, the processing mode may be determined based on parameters in the aggregate fund to account notification. The modes comprise single-stroke matching, storing and storing after matching. The single matching is to judge whether the single account-arriving funds are completely equal to the collection and payment check-out amount. Deposit refers to the amount in the account of the unit being registered in the account of the unit for deposit of the fund into account. And firstly, matching and then storing, namely firstly judging whether a single account-arriving fund is completely equal to the collection and payment verification amount, carrying out collection and payment transaction if the account-arriving fund is equal to the collection and payment verification amount, and temporarily storing the amount in the public accumulation account-arriving notification in the account of the unit if the account-arriving fund is not equal to the collection and payment verification amount.

As one example, if the value of the parameter in the log-out notification is 1, it indicates that the processing mode is to execute S504 for single-stroke matching; if the value of the parameter in the account deposit notification is 2, the processing mode is to hang the account for deposit, and S505 is executed; and if the value of the parameter in the accumulation fund account-arriving notification is 3, the processing mode is that the matching is performed by a single stroke, and if the matching is unsuccessful, the account is hung for storing, and S506 is executed.

S504, collecting and billing.

In the embodiment of the present invention, whether the amount of funds notified according to the deposit receipt is consistent with the approved amount may be classified into the following two cases.

And if the fund amount of the fund receipt notification is consistent with the approved amount, directly collecting and billing. As an example, an asynchronous task (AsynServiceTask) for handling collection payment accounting is initiated, and once a note is successful, accounting of the unit is completed, and an automatic account entry list is newly added, with the following states: status = 2/success; the abstract is as follows: and automatically handling the collection payment billing at fixed time.

The fund amount of the public accumulation fund account-arriving notification is inconsistent with the approved amount, or the unit is submitted to account, or the unit is a contract collection unit, an automatic account-entering list is newly added, and the state is as follows: status = 3/fail; the abstract is as follows: there is no log-in notification that matches its amount.

S505, hanging an account for storing.

If the number of the deposit and account-arrival notices Evactchand is greater than 0, the funds to be processed of the unit need to be automatically stored into a hanging account one by one, and then the amount stored by the hanging account is collected and paid. And the collection and payment verification record to be processed waits for the next automatic account entering processing.

If the unit does not have the matched deposit account-entering notification, the reason is that the deposit account-entering notification matched with the unit is stored in the unit hanging account after the last automatic account-entering notification, and the unit collection and payment verification record is processed by using the hanging account funds at the moment, the balance of the unit hanging account is inquired: if the temporary deposit balance is greater than or equal to the collection and payment approval amount, an asynchronous task is initiated to transact collection and payment accounting, and an automatic account entry list is inserted, wherein the state is as follows: status = 2/success; if the temporary deposit balance is smaller than the collection and payment approval amount, the account is not reserved, and an automatic account entry list is inserted, wherein the state is as follows: status=3/fail, summary is: hanging an account may be used to account for insufficient balance payment, current balance ….

S506, firstly matching the two strokes, and if the matching is unsuccessful, hanging the account for storing.

In the embodiment of the present invention, whether the amount of the deposit receipt notification is consistent with the approval amount may be classified into the following two cases.

And if the fund amount of the fund receipt notification is consistent with the approved amount, directly collecting and billing. As one example, an asynchronous task (AsynServiceTask) is initiated to transact the payment of a sink. Once a note is successful, the accounting of the unit is completed, and an automatic account entry list is newly added, and the state is as follows: status = 2/success; the abstract is as follows: and automatically handling the collection payment billing at fixed time.

And the fund amount of the deposit cash-out notice is inconsistent with the check amount, the deposit cash-out notice of the unit meeting the conditions is stored into the hung account of the unit, and the amount deposited by the hung account is used for judging whether the accounting can be fully transacted. And if the amount is sufficient, initiating an asynchronous task to begin to transact the collection payment accounting, and if the amount is insufficient, not accounting, and inserting an automatic account entry list, wherein the state and the abstract are consistent with those in the step S505.

S507, registering tracking information.

After the batch collection is completed, i.e., after S501 to 506 are completed, tracking information is registered. The method comprises the following steps: and counting the current time, accumulating the successful number of the automatic account entering of the current execution, the number of the execution failure in the execution and the execution failure, and pushing the message to the corresponding teller. Wherein, the executing asynchronous task is executed.

Referring to fig. 6, fig. 6 is a schematic flow chart of compensation according to an embodiment of the present invention, specifically including:

s601, whether a complementary payment verification record exists.

Checking whether the additional approval records exist in the subordinate units of the management unit, and if the additional approval business records exist, marking the additional approval records as bfoBJs as an example.

If the additional payment verification record exists, S602 is executed; and if the payment supplement verification record does not exist, ending the automatic payment supplement entering.

Specifically, the payment approval records (bfo) of the units below are traversed, and if the automatic payment approval record has information of successful automatic accounting in an automatic accounting LIST (EV_LIST_TIMINGBUSIBOOK), the business is successfully submitted, and the business does not need to be submitted again. As an example, it may be identified by traffic sequence number (busiid) and status (status) =2/success.

It is checked whether the same unit has parallel batch tasks. If the unit has parallel batch tasks, the unit waits for the next round of timing task processing, and newly adds an automatic account entry list, and the state is as follows: status=3/fail.

Inquiring whether matched complementary payment verification records exist or not according to all the accumulation fund account-checking notices which are successfully matched to the unit and are not used. Wherein all the log-out notifications that match successfully to the unit and are unused can be noted as: evactchand getlist.

S602, judging a processing mode.

And judging the processing mode of the accumulated fund account-arriving notification. In particular, the processing mode may be determined based on parameters in the aggregate fund to account notification. As one example, the parameter is a parameter 0000001271 in a collect payment automatic entry billing rule.

As one example, if the value of the parameter in the log-out notification is 1, it indicates that the processing mode is single-stroke matching execution S603; if the value of the parameter in the account deposit notification is 2, the processing mode is to hang the account for deposit, and S606 is executed; the value of the parameter in the log-in account-out notification is 3, which indicates that the processing mode is that the single-stroke matching is executed first, and the account is hung up for storing in S607 if the single-stroke matching is unsuccessful. If the parameter is null or not in the log-out notification, an error log is output: 0000001271 parameter value range is 1 or 2, current value is null value-! And finishing the automatic accounting processing of the additional payment.

S603, whether to collect priority.

The collection priority refers to that collection accounting records and compensation accounting records are simultaneously available, and collection accounting is handled preferentially. If the funds are insufficient to transact the remittance and payment, the payment can be matched to transact the remittance and payment; if the payment is not processed, the account is not processed or stored.

In the embodiment of the invention, whether the collection is prioritized can be judged according to the parameters 0000001272 of the collection and payment automatic account entry priority rule.

As an example, if the parameter is 1, it indicates that the collection is prioritized, and S604 is executed; if the parameter is 2, it indicates that there is an unprocessed remittance approval, and if no additional payment is transacted, S605 is executed. As an example, when the parameter is 2, if the collection and the compensation verification records are simultaneously performed, the collection and the compensation accounting is preferably handled; if the funds are insufficient to transact the remittance, the payment is not permitted to transact the compensation.

In addition, if the parameter is null or no, an error log is output: 0000001272 parameter value range is 1 or 2, current value is null value-! And ends.

S604, paying supplement accounting under the collecting priority.

In one embodiment of the present invention, the value of the collect payment automatic entry billing rule parameter 0000001271 is determined, and if the value is 1, the processing mode is single-stroke matching. And traversing each accumulation fund account-arriving notice when the number of the accumulation fund account-arriving notices (Evactchand account-arriving notices) matched by the unit is greater than 0.

If the number of the collection verification records bfoHJs of the unit is greater than 0 and the sum of the accumulated fund to account notification is equal to the sum of the first collection verification record so as to ensure that the collection verification records are processed from small to large according to months, an asynchronous task is added, the accumulated fund to account notification is used for processing the collection verification records corresponding to the unit, and an automatic account entry list (state: status=2/success) is inserted.

If the collection and payment processing is successful, the circulation traversal of the public accumulation fund account arrival notice in the collection and payment verification record of the unit is skipped to be processed, the collection and payment verification record to be processed of the unit is continuously processed, and before the collection and payment verification is processed, the collection and payment verification record is still queried and processed; otherwise, the automatic account entry list is newly added, and the state is as follows: status = 3/fail; the abstract is as follows: there is no log-in notification that matches its amount.

If the unit has no collection verification record and the amount of the accumulated fund account-arriving notification is equal to the compensation amount of the unit complement verification record (bfo), adding an asynchronous task, using the accumulated fund account-arriving notification to transact the complement verification record corresponding to the unit, and inserting an automatic account-entering list, wherein the state is as follows: status = 2/success. If the compensation processing is successful, the processing of the compensation verification record of the unit is jumped out, and the next compensation verification record of the unit is continuously processed; if the compensation processing fails, an automatic account entry list is newly added, and the state is as follows: status=3/fail, and then the unit is processed with the unit's next log-in check-out notice of the payment. If the amount of the deposit receipt notification is not equal to the amount of the supplement verification record (bfo) of the unit, the next deposit receipt notification matched by the unit is continuously checked.

If the unit has no matched public accumulation fund account-arriving notification, an automatic account-entering list is newly added, and the state is as follows: status = 3/fail; the abstract is as follows: and (5) no accumulation fund account-arriving notice matched with the amount of the money is ended.

S605, the untreated collection approval is provided, and the payment accounting in the payment supplementing mode is not transacted.

Traversing each compensation verification under the unit, and if the quantity of the collection verification records bfoHJs of the unit is greater than 0, failing the automatic accounting processing of the compensation verification. Meanwhile, an automatic account entry list is newly added, and the state is as follows: status=3/fail, summary is: the collection records with verification state are not checked out, and according to the check-in rule, automatic check-in of the additional payment is not allowed-! . And finally, jumping out of the processing of the compensation verification record of the unit, and continuing to process the next compensation verification record of the unit.

If the unit has no collection verification record and the amount of the accumulated fund account-arriving notification is equal to the compensation amount of the unit complement verification record (bfo), adding an asynchronous task, using the accumulated fund account-arriving notification to transact the complement verification record corresponding to the unit, and inserting an automatic account-entering list, wherein the state is as follows: status = 2/success.

If the compensation processing is successful, the processing of the compensation verification record of the unit is jumped out, and the next compensation verification record of the unit is continuously processed; if the compensation processing fails, an automatic account entry list is newly added, and the state is as follows: status=3/fail, and then the unit is processed with the unit's next log-in check-out notice of the payment. If the amount of the deposit receipt notification is not equal to the amount of the supplement verification record (bfo) of the unit, the next deposit receipt notification matched by the unit is continuously checked.

S606, hanging an account for storing.

And judging the value of the remittance payment automatic account entry accounting rule parameter 0000001271, and if the value is 2, storing the remittance payment automatic account entry accounting rule parameter 0000001271 into the hanging account in a processing mode.

If the number of the deposit account arrival notice Evactchand getlist matched with the unit is greater than 0, the funds to be processed of the unit need to be automatically stored in the hanging account. And the step of automatically storing the payment information into the hung account is carried out after the payment supplementing process is finished, so that the public accumulation fund account-arriving notification is not processed at the moment, and the payment supplementing verification record waits for the next automatic account-entering process.

If the unit does not have the matched public accumulation fund account-arriving notification, judging whether the collection is prioritized according to the parameters 0000001272 of the automatic account-entering priority rule of the collection and payment.

If the parameter is 1, representing the collection priority, judging whether the unit has a collection verification record to be processed; if the to-be-processed collection verification record exists, inquiring whether the balance of the unit hanging account is enough to handle the unit collection verification: if the automatic account entry list is enough, initiating asynchronous task transaction, collection and payment accounting, and inserting the automatic account entry list into the automatic account entry list, wherein the state is as follows: status=2/success, then process the unit next make-up verification record; if not, inquiring the balance of the unit hanging account: if the temporary deposit balance is greater than or equal to the additional payment verification amount, initiating an asynchronous task to transact additional payment and account, and inserting an automatic account checking list, wherein the state is as follows: status = 2/success; if the temporary deposit balance is smaller than the payment approval amount, the accounting is not performed, and an automatic account entry list is inserted, wherein the state is as follows: status=3/fail, summary is: the hanging account may be billed with insufficient balance to make up for payment, the current balance ….

If the to-be-processed collection and payment verification record does not exist, inquiring the balance of the unit hanging account: if the temporary deposit balance is greater than or equal to the additional payment verification amount, initiating an asynchronous task to transact additional payment and account, and inserting an automatic account checking list, wherein the state is as follows: status = 2/success; if the temporary deposit balance is smaller than the payment approval amount, the accounting is not performed, and an automatic account entry list is inserted, wherein the state is as follows: status=3/fail, summary is: the hanging account may be billed with insufficient balance to make up for payment, the current balance ….

If the parameter is 2, the untreated collection and payment approval exists, and the payment is not transacted; inquiring whether the unit has a collecting and paying verification record to be processed; if the to-be-processed collection verification record exists, the automatic accounting processing of the compensation verification fails. Meanwhile, an automatic account entry list is newly added, and the state is as follows: status=3/fail, summary is: the collection records with verification state are not checked out, and according to the check-in rule, automatic check-in of the additional payment is not allowed-! And finally, jumping out of the processing of the compensation verification record of the unit, and continuing to process the next compensation verification record of the unit.

If the to-be-processed collection verification record does not exist, inquiring whether the balance of the unit hanging account is enough to handle the unit collection verification record: if enough, adding an asynchronous task, and inserting an automatic account entry list, wherein the state is as follows: status = 2/success; if not, the account is not pre-checked, and an automatic account entry list is inserted, and the state is as follows: status=3/fail, summary is: the hanging account may be billed with insufficient balance to make up for payment, the current balance ….

S607, firstly matching singly, if not, hanging the account and storing the account

In one embodiment of the invention, the value of the remittance automatic accounting rules parameter 0000001271 is judged, if the value is 3, the processing mode is that single matching is executed first, and if the single matching is unsuccessful, the account is hung up for storing.

And circularly traversing the to-be-processed complement verification record. And (3) each compensation verification, firstly executing the corresponding single matching step in S603, and then executing S606 if the single fund matching fails.

S608, registering the tracking information.

After the completion of the batch compensation, i.e., after S604 or 607, the tracking information is registered. The method comprises the following steps: and counting the current time, accumulating the successful number of the automatic account entering of the current execution, the number of the execution failure in the execution and the execution failure, and pushing the message to the corresponding teller.

Referring to fig. 7, fig. 7 is a schematic diagram of a flow of hanging account deposit according to an embodiment of the present invention, which specifically includes:

s701, automatically storing into a hanging account.

And verifying the automatic accounting entry and counting rule parameter 0000001271 of the remittance and compensation payment, and if the parameter is 1, indicating that the processing mode is single-stroke matching. That is, the accounting can be handled only if the check amount is equal to the single account settlement notification amount, and at this time, the account settlement notification does not need to be automatically deposited into the hung account, and S705 is executed.

If the parameter is 2, the processing mode is deposit, namely automatic deposit into the hanging account. All the log-in account-out notices are uniformly deposited into temporary deposit and then the amount of the hung account is matched, that is, S702 is executed.

If the parameter is 3, the processing mode is that single-stroke matching is performed firstly, and then the account is not successfully stored. All the accumulated fund account-arriving notices firstly check whether the unit has a collection payment or a compensation payment verification record with the amount equal to the account-arriving notice. If yes, the account hanging and storing is not processed by the account deposit and account-arriving notification; if not, a notification indicating that the fund is to be deposited into the hanging account is executed S704.

In addition, if the parameter is null or there is no such parameter, an error log is made: 0000001271 parameter value range is 1 or 2, current value is null value-! And ends.

S702, determining an accumulation fund account-arriving notification

Querying all the log-out notifications that match successfully to the unit and are unused, the log-out notification being noted as one example: evactchand getlist. EvActchange dtlList is greater than 0, S703 is performed; otherwise, S705 is performed.

S703, existence of task to be executed

Specifically, every log-on notification is traversed, and a unit business information table (arBusicorps) is queried through a unit account number.

If no corresponding unit information is found in the arBusicorps, the unit account number may be a group temporary account number.

The group temporary deposit account number is a virtual set of a plurality of subunits, and can be used for temporary deposit maintenance, allocation and other operations of a plurality of subunits subordinate to the group. Here, the group temporary deposit account number is an automatic check-in of the group temporary deposit. Then, the information of the temporary deposit individual is queried and assembled into a conventional unit arBusiform, an array new ArBusiform [1] is created, and assigned to arBusiform.

If no corresponding unit information is found in the arBusicorps and the unit account is not the group temporary storage account, outputting an info level log, ending the processing of the accumulation fund account-arriving notification and continuing to process the next stroke.

Then, it is queried whether the business has been transacted with the fund-to-account notification.

If the ev_list_timingbus has the public accumulation account notification, that is, there is a record of successful automatic account entry corresponding to the account notification service serial number (ywlsh), it indicates that the service has successfully initiated automatic account entry, without re-submitting, and inserting an automatic account entry LIST, where the state is: status = 3/fail; the abstract is as follows: the fund has successfully initiated automatic accounting, please confirm whether to initiate again, if so, please delete the previous record according to the service serial number, the service serial number is ….

If the public accumulation fund account-arriving notice is not matched with the service, namely: the method has no collection and payment verification record and no supplement and payment verification record; alternatively, the amounts do not match; alternatively, 0000001271 parameter set to 2 is deposited directly into temporary deposit, then: it is checked whether there are parallel asynchronous tasks under the same organization.

If the unit has parallel asynchronous tasks, the unit waits for the next round of timing task processing, and executes S705, and adds an automatic account entry list in the state: status=3/fail.

If the unit does not have parallel asynchronous tasks, it means that the log-in notification can be used to deposit on the hung account, i.e., S704 is performed.

S704, asynchronous registration billing.

In one embodiment of the invention, an asynchronous task is initiated to begin transacting a temporary deposit service. If the unit is a signing unit, an error log is made: the contract collecting and paying contract signing unit does not allow automatic deposit of temporary deposit, and inserts an automatic account entry list, and the state is as follows: status = 3/fail; if the signing unit is not adopted and the asynchronous task billing is successful, the automatic billing list is inserted after the temporary deposit is successful, and the state is as follows: status = 2/success.

S705 registering tracking information

After the batch fund processing is performed, that is, after S701 to S704 are completed, the current accumulated execution success, execution failure, number of executing strokes and occurrence amount from the current day are counted, and then the message is pushed to the corresponding teller, so that the teller can know the situation in real time.

The following describes the technical solution in the embodiment of the present invention in an exemplary manner with reference to specific several scenarios.

Scene 1:

2 public accumulation fund account-checking notices with the same amount are provided in the same unit on the same day, and 2 collection and payment verification are performed.

By adopting the technical scheme provided by the embodiment of the invention, the first public accumulation fund account-arriving notification is successful in collecting and paying automatic account-entering. And a second accumulation fund account-arrival notice, wherein the automatic account-arrival failure of the collection and payment is realized.

The anti-duplication prompt is inquired in the timing automatic account checking transaction, the temporary deposit account checking failure detail is checked in the settlement inquiry, and the error reprocessing is carried out by clicking the account checking pen after the fact that the account checking is not repeated is manually confirmed. Reinitiating the collection, inquiring the billing result of the 'timed automatic billing inquiry transaction', and displaying successful billing of the collection.

Scene 2:

the same unit has 2 identical public accumulation fund account-checking notices on the same day, and 1 collection payment approval.

The first account accumulation and payment notification is successful in collecting and paying automatic account entry; and a second accumulation fund account-arrival notice, wherein the automatic account-arrival failure of the collection and payment is realized. The anti-duplication prompt is inquired in the timing automatic account checking transaction, and the temporary deposit account checking failure detail is inquired in the settlement inquiry. After the person confirms that the pen is repeatedly booked, clicking the pen to perform error termination processing. The "settlement state" before termination is "processing error", and the "settlement state" after termination is "all failure".

And inquiring the billing result of the timing automatic check-in inquiry again, displaying temporary deposit billing failure, and updating the check-in fund handling state to be "not handled". For the data of "not transacted" of "check-out failure", the "cancel match" is made in the check-out notification match of the accumulation fund, the "click" mark special user details need not be checked out "in the" manual check-out of the bank special user details ", and the fund check-out mode in the" account detail query "is changed into" need not be checked out ".

Scene 3:

first, parameters related to the payment of the public accumulation fund are explained.

(1) The automatic accounting parameter 0000001267,0 of the payment or not represents no; and 1 represents.

(2) And the automatic remittance payment entry accounting rule parameters 0000001271.

1 represents: only if the check amount is equal to the single account notification amount, accounting can be handled; 2 represents: and all the account-in notices are unified, account-in is firstly carried out and then account-in amount is matched and booked.

(3) And the automatic collect payment entry priority rule parameter 0000001272.

And 1 represents collection priority. Meanwhile, the collection and payment approval records and the supplement and payment approval records are processed in priority. If the funds are insufficient, the collection payment can be matched. If the payment is not fully processed, the account is not processed or hung.

And 2, an untreated collection verification record is presented, and no compensation is handled. Meanwhile, the collection and payment approval records and the supplement and payment approval records are processed in priority. If the funds are insufficient to transact the remittance, the payment is not permitted to transact the compensation.

(4) Whether the payment transaction synchronizes the accounting parameter 0000000264,0 represents no; and 1 represents.

Second, the parameters include:

the automatic accounting rules parameter 0000001271 of the collect payment selects 1: and (5) directly handling.

The automatic accounting rules parameter 0000001272 of the collect payment selects 1: and collecting and paying priority.

Under the environment of the two parameters, the sum of the public accumulation fund account-checking notification and the verification amount are successfully matched, and the automatic account-checking success can be achieved.

The unit only has a collection check or a compensation check, the amount of the unit public accumulation fund account-arrival notification is equal to the check amount, and the collection or compensation automatic account-entry accounting is successful.

The unit has 1 multi-month collection verification, the amount of the unit accumulation fund account-arrival notification is equal to the multi-month collection verification amount, and the automatic account-arrival of collection is successful.

The unit accumulation fund account-arriving notification amount is larger than the sum of the collection verification and the compensation verification amount, and the system does not perform automatic account-entering processing.

The unit accumulation fund account-arriving notification amount is larger than the collection check amount and the compensation check amount, but smaller than the sum of the two check amounts, and cannot be automatically checked.

The unit has 1 multi-month collection and approval, the amount of the unit public accumulation fund account-arrival notification is larger or smaller than the multi-month collection and approval amount, and the system does not perform automatic account-entering processing.

Scene 4:

the account is firstly hung and stored, and then payment is handled.

The automatic accounting rules parameter 0000001271 of the collect payment selects 2: the account is hung first.

The automatic accounting rules parameter 0000001272 of the collect payment selects 2: the untreated collection and payment approval is carried out, and the supplement and payment is not processed.

Under the parameter environment, the amount of the fund account-arriving notification is firstly deposited by hanging an account, and then taken out from the hanging account for payment; and the untreated collection approval exists, and the compensation is not allowed.

The unit pays 1 collection and 1 compensation and pays the approval and 1 compensation respectively, and the amounts of the two approval are the same. However, the same amount of the fund account-arriving notification is only one, the fund account-arriving notification is stored in the hung account, then the automatic account-entering of the collection and payment is completed, and the compensation payment is not processed.

The amount of the unit deposit settlement notice is larger than the sum of the amount of the collection verification and the compensation verification, the deposit settlement notice is hung on an account to be deposited, the deposit of the collection and the compensation is completed, and the surplus amount is reserved for temporary deposit of the unit.

The unit accumulation fund account-arriving notification amount is larger than the collection check amount and the compensation check amount, but is smaller than the sum of the two check amounts. The amount of the deposit receipt notification is hung up and stored, then the deposit receipt of the collection payment is completed, the payment is not transacted, and the surplus amount is reserved for temporary deposit.

The unit does not collect payment approval, and 1 payment approval is collected. The amount of the deposit receipt notification is greater than the payback verification amount. And the amount of the deposit fund account-entering notification is hung on an account to be stored, then the self-account-entering of the compensation payment is completed, and the surplus amount is reserved for temporary deposit.

The unit accumulation fund account-arriving notification amount is smaller than the collection check amount, but larger than the compensation check amount. The amount of the deposit receipt notification is deposited by hanging an account, and the payment is not transacted, and the amount of the deposit receipt notification is totally deposited into the temporary deposit.

The unit accumulation fund account-arriving notice is smaller than the collection verification amount and the compensation verification amount. The amount of the deposit receipt notification is deposited by hanging an account, and the payment is not transacted, and the amount of the deposit receipt notification is totally deposited into the temporary deposit.

The unit has 1 multi-month collection verification, the amount of the public accumulation fund account-arrival notification is smaller than the multi-month collection verification amount, the collection and accounting is failed, and the amount of the public accumulation fund account-arrival notification is recorded into the temporary deposit of the unit.

The unit has 1 multi-month collection approval, and the unit has temporary deposit balance, and the sum of the deposit receipt notification and the temporary deposit amount is larger than the multi-month collection approval. The amount of the deposit receipt notification is firstly hung on an account to be deposited, the automatic receipt payment for multi-month collection is successful, and the remaining amount is deposited into a temporary deposit unit.

The unit has a plurality of single month collection verification and 1 compensation verification, and the amount of the public accumulation fund account arrival notice is larger than the single month collection verification amount plus the compensation verification amount, but smaller than the sum of the plurality of single month collection verification amounts and the compensation verification amount.

As an example, the collection approval was made for 10 and 11 months, and the 1-stroke compensation approval was made. The amount of the public accumulation fund account-arriving notification is greater than 10 months of the amount of the payment approval and the amount of the supplement payment approval, but is less than the sum of 10 months of the amount of the payment approval, 11 months of the amount of the payment approval and the amount of the supplement payment approval. Automatic account entry for 10 months of collection and payment is successful, 11 months of collection and payment is unsuccessful, and the rest amount is recorded into a temporary deposit of a unit.

The unit has a plurality of single month collection approval, and also has 1 compensation approval, and the amount of the public accumulation fund account arrival notice is smaller than the single month collection approval amount and is larger than the compensation approval amount. The amount of the deposit receipt notification is firstly hung on an account to be deposited, the collection payment and accounting are unsuccessful, the compensation payment and accounting are unsuccessful, and the amount of the deposit receipt notification is deposited into a temporary deposit of a unit.

The unit temporary deposit balance is larger than the check amount of the single month collection, after the unit collects 1 collection and checks, the collection is automatically checked successfully when the timer polls, and the inquiry business flow display has 2 records: 1 temporary deposit and withdrawal and 1 collection and accounting, and 1 collection and accounting successful record is inquired according to the automatic accounting result of the timer.

Referring to fig. 8, fig. 8 is a schematic diagram of a main structure of an apparatus for paying an accumulation fund according to an embodiment of the present invention, where the apparatus for paying an accumulation fund may implement a method for paying an accumulation fund, as shown in fig. 8, the apparatus for paying an accumulation fund specifically includes:

and the matching module 801 is configured to match the public accumulation fund account-arriving notification to the payment unit based on the service classification of the public accumulation fund account-arriving notification.

The identifying module 802 is configured to identify a to-be-checked-in record of the log-in notification, and determine a to-be-checked-in type of the log-in notification.

And the processing module 803 is used for processing the deposit receipt notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs.

In one embodiment of the present invention, the matching module 801 is further configured to periodically receive an account-for-accumulation notification;

and analyzing the deposit account notification to obtain the business classification of the deposit account notification.

In one embodiment of the invention, the types to be credited include: and the collection, compensation and hanging account are stored.

In one embodiment of the invention, the types to be credited include: collecting and paying; the processing module 803 is specifically configured to make the amount of the deposit receipt notification greater than or equal to the payment verification amount, or make the amount of the deposit receipt greater than or equal to the payment verification amount, where the amount of the deposit receipt includes the amount of the deposit receipt notification and the existing account receipt balance;

And according to the type to be checked in, finishing the accumulation payment of the unit to which the accumulation belongs.

In one embodiment of the invention, the types to be credited include: supplementing; the processing module 803 is specifically configured to make the amount of the deposit receipt notification greater than or equal to the additional payment verification amount, or make the amount of the deposit receipt greater than or equal to the additional payment verification amount, where the amount of the deposit receipt includes the amount of the deposit receipt notification and the existing deposit receipt balance;

In one embodiment of the invention, the types to be credited include: collecting and paying; the processing module 803 is specifically configured to process the deposit payment notification according to the order of the collection payment and the collection payment verification record, so as to complete the deposit payment of the unit to which the deposit belongs.

In one embodiment of the invention, the order in which the accounting records are collected includes an order in which accounting months are from small to large.

In one embodiment of the invention, the types to be credited include: the payment supplement records to be checked in comprise a collection payment verification record and a payment supplement verification record; the processing module 803 is specifically configured to complete the deposit payment of the unit to which the deposit payment belongs according to the first payment and then the second payment when the sum of the deposit payment account-arrival notification is greater than or equal to the sum of the payment verification sum and the compensation verification sum.

In one embodiment of the invention, the types to be credited include: the payment supplement records to be checked in comprise a collection payment verification record and a payment supplement verification record; the processing module 803 is specifically configured to complete the deposit payment of the unit to which the deposit payment belongs according to the deposit payment if the amount of the deposit payment notification is greater than or equal to the payment verification amount and the difference between the amount of the deposit payment notification and the payment verification amount is less than the payment verification amount.

In one embodiment of the invention, the types to be credited include: the payment supplement records to be checked in comprise a collection payment verification record and a payment supplement verification record; the processing module 803 is specifically configured to complete the payment of the principal of the unit to which the principal belongs according to the additional payment if the amount of the principal payment notification is less than the amount of the collection verification and greater than or equal to the additional payment verification.

In one embodiment of the present invention, the processing module 803 is further configured to divide the plurality of public accumulation fund to account notifications into a plurality of tasks, and the plurality of tasks are executed in parallel.

FIG. 9 illustrates an exemplary system architecture 900 of a method of or apparatus for paying an accumulation fund to which embodiments of the invention may be applied.

As shown in fig. 9, system architecture 900 may include

terminal devices

901, 902, 903, a network 904, and a server 905. The network 904 is the medium used to provide communications links between the

terminal devices

901, 902, 903 and the server 905. The network 904 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

A user may interact with the server 905 over the network 904 using the

terminal devices

901, 902, 903 to receive or send messages, etc. Various communication client applications may be installed on the

terminal devices

901, 902, 903, such as shopping class applications, web browser applications, search class applications, instant messaging tools, mailbox clients, social platform software, and the like (by way of example only).

Terminal devices

901, 902, 903 may be a variety of electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablets, laptop and desktop computers, and the like.

The server 905 may be a server that provides various services, such as a background management server (by way of example only) that provides support for shopping-type websites browsed by users using

terminal devices

901, 902, 903. The background management server may analyze and process the received data such as the product information query request, and feedback the processing result (e.g., the target push information, the product information—only an example) to the terminal device.

It should be noted that, the method for paying the public accumulation fund provided by the embodiment of the present invention is generally executed by the server 905, and accordingly, the device for paying the public accumulation fund is generally disposed in the server 905.

It should be understood that the number of terminal devices, networks and servers in fig. 9 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

Referring now to FIG. 10, there is illustrated a schematic diagram of a computer system 1000 suitable for use in implementing an embodiment of the present invention. The terminal device shown in fig. 10 is only an example, and should not impose any limitation on the functions and the scope of use of the embodiment of the present invention.

As shown in fig. 10, the computer system 1000 includes a Central Processing Unit (CPU) 1001, which can execute various appropriate actions and processes according to a program stored in a Read Only Memory (ROM) 1002 or a program loaded from a storage section 1008 into a Random Access Memory (RAM) 1003. In the RAM 1003, various programs and data required for the operation of the system 1000 are also stored. The CPU 1001, ROM 1002, and RAM 1003 are connected to each other by a bus 1004. An input/output (I/O) interface 1005 is also connected to bus 1004.

The following components are connected to the I/O interface 1005: an input section 1006 including a keyboard, a mouse, and the like; an output portion 1007 including a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), etc., and a speaker, etc.; a storage portion 1008 including a hard disk or the like; and a communication section 1009 including a network interface card such as a LAN card, a modem, or the like. The communication section 1009 performs communication processing via a network such as the internet. The drive 1010 is also connected to the I/O interface 1005 as needed. A removable medium 1011, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like, is installed as needed in the drive 1010, so that a computer program read out therefrom is installed as needed in the storage section 1008.

In particular, according to embodiments of the present disclosure, the processes described above with reference to flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method shown in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network via the communication portion 1009, and/or installed from the removable medium 1011. The above-described functions defined in the system of the present invention are performed when the computer program is executed by a Central Processing Unit (CPU) 1001.

The computer readable medium shown in the present invention may be a computer readable signal medium or a computer readable storage medium, or any combination of the two. The computer readable storage medium can be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or a combination of any of the foregoing. More specific examples of the computer-readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, the computer-readable signal medium may include a data signal propagated in baseband or as part of a carrier wave, with the computer-readable program code embodied therein. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination of the foregoing. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The modules involved in the embodiments of the present invention may be implemented in software or in hardware. The described modules may also be provided in a processor, for example, as: a processor includes a transmitting unit, an acquiring unit, a determining unit, and a first processing unit. The names of these units do not constitute a limitation on the unit itself in some cases, and for example, the transmitting unit may also be described as "a unit that transmits a picture acquisition request to a connected server".

As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be present alone without being fitted into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to include:

According to the technical scheme of the embodiment of the invention, the business classification based on the public accumulation fund account-arriving notification is matched with the public accumulation fund account-arriving notification to belong to a payment unit; identifying a record to be checked-in of the deposit check-in notification, and determining the type to be checked-in of the deposit check-in notification; and processing the deposit payment notification according to the type to be checked in to finish deposit payment of the unit to which the deposit belongs. The method and the system can automatically match the deposit payment notification, process the deposit payment notification according to the type to be checked, and further pay the deposit, so that the automation degree of the deposit payment service can be improved, and further the handling efficiency and the cabinet leaving rate of the deposit payment service are effectively improved.

The above embodiments do not limit the scope of the present invention. It will be apparent to those skilled in the art that various modifications, combinations, sub-combinations and alternatives can occur depending upon design requirements and other factors. Any modifications, equivalent substitutions and improvements made within the spirit and principles of the present invention should be included in the scope of the present invention.

Claims

1. A method of depositing an accumulation of funds, comprising:

based on the business classification of the public accumulation fund account-arriving notice, matching the public accumulation fund account-arriving notice to belong to a payment unit, wherein the business classification comprises one of the following, collection, loan and unknown;

identifying a to-be-billed record of the public accumulation fund billing notification, determining a to-be-billed type of the public accumulation fund billing notification, wherein the to-be-billed record comprises a collection verification record and a compensation verification record, and the to-be-billed type comprises: collecting payment, supplementing payment and hanging account deposit;

2. The method of claim 1, wherein the business classification based on the principal receipt notification matches the principal receipt notification before belonging to a payment unit, further comprising:

3. The method of claim 1, wherein the type of to-be-credited comprises: collecting and paying;

4. The method of claim 1, wherein the type of to-be-credited comprises: supplementing;

5. The method of claim 1, wherein the type of to-be-credited comprises: collecting and paying;

6. The method of claim 5, wherein the order of collecting payment approval records includes an order of approval months from small to large.

7. The method of claim 1, wherein the type of to-be-credited comprises: supplementing;

8. The method of claim 1, wherein the type of to-be-credited comprises: supplementing;

9. The method of claim 1, wherein the type of to-be-credited comprises: supplementing;

10. The method of depositing an accumulation fund of claim 1, further comprising:

11. An apparatus for depositing an accumulation of funds, comprising:

The matching module is used for matching the public accumulation fund account arrival notification belonging to a payment unit based on the business classification of the public accumulation fund account arrival notification, wherein the business classification comprises one of the following, collection, loan and unknown;

the identification module is used for identifying a to-be-checked record of the public accumulation fund to-be-checked notification, determining a to-be-checked type of the public accumulation fund to-be-checked notification, wherein the to-be-checked record comprises a collection payment verification record and a compensation payment verification record, and the to-be-checked type comprises: collecting payment, supplementing payment and hanging account deposit;

12. An electronic device for depositing an accumulation of funds, comprising:

one or more processors;

storage means for storing one or more programs,

when executed by the one or more processors, causes the one or more processors to implement the method of any of claims 1-10.

13. A computer readable medium, on which a computer program is stored, characterized in that the program, when being executed by a processor, implements the method according to any of claims 1-10.