CN111179038A - Network payment management system and method - Google Patents
Network payment management system and method Download PDFInfo
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- CN111179038A CN111179038A CN201911420831.3A CN201911420831A CN111179038A CN 111179038 A CN111179038 A CN 111179038A CN 201911420831 A CN201911420831 A CN 201911420831A CN 111179038 A CN111179038 A CN 111179038A
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- 238000000034 method Methods 0.000 title claims description 7
- 238000012360 testing method Methods 0.000 claims description 28
- 238000012795 verification Methods 0.000 claims description 21
- 238000007726 management method Methods 0.000 claims description 17
- 238000011161 development Methods 0.000 claims description 14
- 230000004913 activation Effects 0.000 claims description 4
- 238000012550 audit Methods 0.000 claims description 4
- 238000010586 diagram Methods 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/18—Legal services; Handling legal documents
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Abstract
The invention discloses a network payment management system, which comprises a payment item access module, a payment channel access module and an intelligent terminal, wherein the payment item access module and the payment channel access module are respectively connected with the intelligent terminal; the payment item access module is used for accessing the entrusted payment service into the intelligent terminal, the payment channel access module is used for accessing the payment channel cooperation service into the intelligent terminal, and the intelligent terminal is used for providing a matching data interface and an operation carrier for the payment item access module and the payment channel access module. The invention integrally solves the compatibility among different payment modes, realizes the single-point access, unified management and one-time clearing of users, and avoids the technical requirements of repeated labor and time-saving functions.
Description
Technical Field
The invention relates to a network payment management system and a network payment management method, and belongs to the technical field of the Internet.
Background
The existing network payment means are various, the terminal based on different payment means usually carries out repeated operation, and the terminal is incompatible with each other, so that a network payment management system and a method are urgently needed to be developed, the compatibility among different payment methods is solved, the single-point access, unified management and one-time settlement of a user are realized, and the functions of repeated labor and time saving are avoided.
Disclosure of Invention
The invention aims to overcome the technical defects in the prior art, solve the technical problems and provide a network payment management system and a network payment management method.
The invention adopts the following technical scheme: a network payment management system is characterized by comprising a payment item access module, a payment channel access module and an intelligent terminal, wherein the payment item access module and the payment channel access module are respectively connected with the intelligent terminal; the payment item access module is used for accessing the entrusted payment service into the intelligent terminal, the payment channel access module is used for accessing the payment channel cooperation service into the intelligent terminal, and the intelligent terminal is used for providing a matching data interface and an operation carrier for the payment item access module and the payment channel access module.
As a preferred embodiment, the payment item access module includes: the payment contract approval system comprises a payment contract input module, a payment contract execution module and a payment contract approval module, wherein the payment contract input module is connected with the payment contract execution module, and the payment contract execution module is connected with the payment contract approval module.
As a better embodiment, the payment contract entry module is used for completing entry of a commission payment contract; the payment contract execution module is used for checking the terms of the payment contract, approving the signing of the entrusted payment contract and configuring entrusted service access parameters, and is also used for completing interface programming, testing and trial payment verification matched with the intelligent terminal, and issuing service activation after the trial payment verification is passed; the payment contract approval module is used for responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution module for trial payment verification.
As a preferred embodiment, the payment channel access module includes: the device comprises a channel contract input module, a channel contract execution module, a channel contract approval module and a channel contract auditing module, wherein the channel contract input module is connected with the channel contract execution module, the channel contract execution module is connected with the channel contract approval module, and the channel contract approval module is connected with the channel contract auditing module.
As a better embodiment, the channel contract entering module is used for entering a payment service channel cooperation contract; the channel contract execution module is used for sending the payment service channel cooperation contract from the channel contract input module to the channel contract approval module for approval, and responding the feedback of the channel contract approval module to carry out interface development, service test and service online operation; the channel contract approval module is used for receiving the payment service channel cooperation contract of the channel contract execution module to carry out clause approval and sending the payment service channel cooperation contract to the channel contract auditing module for auditing; the channel contract auditing module audits the payment service channel cooperative contract audited by the channel contract auditing module to send a contract signing instruction to the channel contract execution module for interface development and service test operation, receives a screenshot and a message from the channel contract execution module, then sends the screenshot and the message to the channel contract auditing module for approval, and responds to the channel contract execution module for service online operation.
The invention also provides a network payment management method, which is characterized by comprising the following steps: accessing a payment project; and accessing a payment channel.
As a preferred embodiment, the step of accessing the payment item specifically includes:
step SS 11: a payment contract entering step, which specifically comprises the following steps: completing the input of the entrusted payment contract;
step SS 12: the payment contract execution step specifically comprises the following steps: checking the terms of the payment contract, approving the signing of the entrusted payment contract, configuring entrusted service access parameters, completing interface programming, testing and trial payment verification of the matched intelligent terminal, and opening the issuing service after the trial payment verification is passed;
step SS 13: the payment contract approval step specifically comprises the following steps: and responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution step for trial payment verification.
As a preferred embodiment, the step of accessing the payment channel specifically includes:
step SS 21: a channel contract entering step, which specifically comprises the following steps: inputting a payment service channel cooperation contract;
step SS 22: the channel contract execution step specifically comprises the following steps: sending the payment service channel cooperation contract from the channel contract input step to a channel contract approval step for approval, and responding to the feedback of the channel contract approval step to carry out interface development, service test and service online operation;
step SS 23: the channel contract execution step specifically comprises the following steps: receiving the payment service channel cooperation contract for term approval of the channel contract execution step and sending the payment service channel cooperation contract to the channel contract approval step for approval;
step SS 24: the channel contract auditing step specifically comprises the following steps: and sending a contract signing instruction to the payment service channel cooperation contract approved by the channel contract approval step, feeding the contract signing instruction back to the channel contract execution step for interface development and service test operation, receiving the screenshot and the message from the channel contract execution step, sending the screenshot and the message to the channel contract approval step for approval, and responding to the channel contract execution step for service online operation.
The invention achieves the following beneficial effects: aiming at the technical requirements that the existing network payment means are various, the terminals based on different payment means usually carry out repeated operation and have incompatible ports, a payment contract input module is used for completing the input of a consignment payment contract by researching and developing a network payment management system and a method; the payment contract execution module is used for checking the terms of the payment contract, approving the signing of the entrusted payment contract and configuring entrusted service access parameters, and is also used for completing interface programming, testing and trial payment verification matched with the intelligent terminal, and issuing service activation is carried out after the trial payment verification is passed; the payment contract approval module is used for responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back the third-party merchant and the customized payment page to the payment contract execution module for trial payment verification; the channel contract input module is used for inputting a payment service channel cooperation contract; the channel contract execution module is used for sending the payment service channel cooperation contract from the channel contract input module to the channel contract approval module for approval, and responding to the feedback of the channel contract approval module to carry out interface development, service test and service online operation; the channel contract approval module is used for receiving the payment service channel cooperation contract of the channel contract execution module to perform clause approval and sending the clause approval to the channel contract approval module for approval; the channel contract auditing module audits the payment service channel cooperation contract audited by the channel contract auditing module, sends a contract signing instruction to the channel contract execution module for interface development and service test operation, receives a screenshot and a message from the channel contract execution module, then sends the screenshot and the message to the channel contract auditing module for approval, and responds to the channel contract execution module for service online operation, thereby integrally solving the compatibility among different payment modes, realizing the technical requirements of single-point access, unified management and one-time settlement of a user, avoiding repeated labor and saving time.
Drawings
Fig. 1 is a schematic structural diagram of a preferred embodiment of the payment item access step of the present invention.
Fig. 2 is a schematic structural diagram of a preferred embodiment of the payment channel access step of the present invention.
Detailed Description
The invention is further described below with reference to the accompanying drawings. The following examples are only for illustrating the technical solutions of the present invention more clearly, and the protection scope of the present invention is not limited thereby.
A network payment management system is characterized by comprising a payment item access module, a payment channel access module and an intelligent terminal, wherein the payment item access module and the payment channel access module are respectively connected with the intelligent terminal; the payment item access module is used for accessing the entrusted payment service into the intelligent terminal, the payment channel access module is used for accessing the payment channel cooperation service into the intelligent terminal, and the intelligent terminal is used for providing a matching data interface and an operation carrier for the payment item access module and the payment channel access module.
As a preferred embodiment, the payment item access module includes: the payment contract approval system comprises a payment contract input module, a payment contract execution module and a payment contract approval module, wherein the payment contract input module is connected with the payment contract execution module, and the payment contract execution module is connected with the payment contract approval module.
As a better embodiment, the payment contract entry module is used for completing entry of a commission payment contract; the payment contract execution module is used for checking the terms of the payment contract, approving the signing of the entrusted payment contract and configuring entrusted service access parameters, and is also used for completing interface programming, testing and trial payment verification matched with the intelligent terminal, and issuing service activation after the trial payment verification is passed; the payment contract approval module is used for responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution module for trial payment verification.
As a preferred embodiment, the payment channel access module includes: the device comprises a channel contract input module, a channel contract execution module, a channel contract approval module and a channel contract auditing module, wherein the channel contract input module is connected with the channel contract execution module, the channel contract execution module is connected with the channel contract approval module, and the channel contract approval module is connected with the channel contract auditing module.
As a better embodiment, the channel contract entering module is used for entering a payment service channel cooperation contract; the channel contract execution module is used for sending the payment service channel cooperation contract from the channel contract input module to the channel contract approval module for approval, and responding the feedback of the channel contract approval module to carry out interface development, service test and service online operation; the channel contract approval module is used for receiving the payment service channel cooperation contract of the channel contract execution module to carry out clause approval and sending the payment service channel cooperation contract to the channel contract auditing module for auditing; the channel contract auditing module audits the payment service channel cooperative contract audited by the channel contract auditing module to send a contract signing instruction to the channel contract execution module for interface development and service test operation, receives a screenshot and a message from the channel contract execution module, then sends the screenshot and the message to the channel contract auditing module for approval, and responds to the channel contract execution module for service online operation.
The invention also provides a network payment management method, which is characterized by comprising the following steps: accessing a payment project; and accessing a payment channel.
As shown in fig. 1, as a preferred embodiment, the step of accessing the payment item specifically includes:
step SS 11: a payment contract entering step, which specifically comprises the following steps: completing the input of the entrusted payment contract;
step SS 12: the payment contract execution step specifically comprises the following steps: checking the terms of the payment contract, approving the signing of the entrusted payment contract, configuring entrusted service access parameters, completing interface programming, testing and trial payment verification of the matched intelligent terminal, and opening the issuing service after the trial payment verification is passed;
step SS 13: the payment contract approval step specifically comprises the following steps: and responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution step for trial payment verification.
As shown in fig. 2, as a preferred embodiment, the step of accessing the payment channel specifically includes:
step SS 21: a channel contract entering step, which specifically comprises the following steps: inputting a payment service channel cooperation contract;
step SS 22: the channel contract execution step specifically comprises the following steps: sending the payment service channel cooperation contract from the channel contract input step to a channel contract approval step for approval, and responding to the feedback of the channel contract approval step to carry out interface development, service test and service online operation;
step SS 23: the channel contract execution step specifically comprises the following steps: receiving the payment service channel cooperation contract for term approval of the channel contract execution step and sending the payment service channel cooperation contract to the channel contract approval step for approval;
step SS 24: the channel contract auditing step specifically comprises the following steps: and sending a contract signing instruction to the payment service channel cooperation contract approved by the channel contract approval step, feeding the contract signing instruction back to the channel contract execution step for interface development and service test operation, receiving the screenshot and the message from the channel contract execution step, sending the screenshot and the message to the channel contract approval step for approval, and responding to the channel contract execution step for service online operation.
The above description is only a preferred embodiment of the present invention, and it should be noted that, for those skilled in the art, several modifications and variations can be made without departing from the technical principle of the present invention, and these modifications and variations should also be regarded as the protection scope of the present invention.
Claims (8)
1. The network payment management system is characterized by comprising a payment item access module, a payment channel access module and an intelligent terminal, wherein the payment item access module and the payment channel access module are respectively connected with the intelligent terminal.
2. The system of claim 1, wherein the payment item access module comprises: the payment contract approval system comprises a payment contract input module, a payment contract execution module and a payment contract approval module, wherein the payment contract input module is connected with the payment contract execution module, and the payment contract execution module is connected with the payment contract approval module.
3. The network payment management system of claim 2, wherein the payment contract entry module is configured to complete entry of a consignment contract; the payment contract execution module is used for checking the terms of the payment contract, approving the signing of the entrusted payment contract and configuring entrusted service access parameters, and is also used for completing interface programming, testing and trial payment verification matched with the intelligent terminal, and issuing service activation after the trial payment verification is passed; the payment contract approval module is used for responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution module for trial payment verification.
4. The system of claim 1, wherein the payment channel access module comprises: the device comprises a channel contract input module, a channel contract execution module, a channel contract approval module and a channel contract auditing module, wherein the channel contract input module is connected with the channel contract execution module, the channel contract execution module is connected with the channel contract approval module, and the channel contract approval module is connected with the channel contract auditing module.
5. The system according to claim 4, wherein the channel contract entering module is used for entering a payment service channel cooperation contract; the channel contract execution module is used for sending the payment service channel cooperation contract from the channel contract input module to the channel contract approval module for approval, and responding the feedback of the channel contract approval module to carry out interface development, service test and service online operation; the channel contract approval module is used for receiving the payment service channel cooperation contract of the channel contract execution module to carry out clause approval and sending the payment service channel cooperation contract to the channel contract auditing module for auditing; the channel contract auditing module audits the payment service channel cooperative contract audited by the channel contract auditing module to send a contract signing instruction to the channel contract execution module for interface development and service test operation, receives a screenshot and a message from the channel contract execution module, then sends the screenshot and the message to the channel contract auditing module for approval, and responds to the channel contract execution module for service online operation.
6. A management method using the network payment management system of claim 1, comprising the following steps: accessing a payment project; and accessing a payment channel.
7. The method according to claim 6, wherein the payment item accessing step specifically includes:
step SS 11: a payment contract entering step, which specifically comprises the following steps: completing the input of the entrusted payment contract;
step SS 12: the payment contract execution step specifically comprises the following steps: checking the terms of the payment contract, approving the signing of the entrusted payment contract, configuring entrusted service access parameters, completing interface programming, testing and trial payment verification of the matched intelligent terminal, and opening the issuing service after the trial payment verification is passed;
step SS 13: the payment contract approval step specifically comprises the following steps: and responding to interface programming and testing operations of the self-matching intelligent terminal, adding a third-party merchant and customizing a payment page, and feeding back to the payment contract execution step for trial payment verification.
8. The method according to claim 6, wherein the step of accessing the payment channel specifically includes:
step SS 21: a channel contract entering step, which specifically comprises the following steps: inputting a payment service channel cooperation contract;
step SS 22: the channel contract execution step specifically comprises the following steps: sending the payment service channel cooperation contract from the channel contract input step to a channel contract approval step for approval, and responding to the feedback of the channel contract approval step to carry out interface development, service test and service online operation;
step SS 23: the channel contract execution step specifically comprises the following steps: receiving the payment service channel cooperation contract for term approval of the channel contract execution step and sending the payment service channel cooperation contract to the channel contract approval step for approval;
step SS 24: the channel contract auditing step specifically comprises the following steps: and sending a contract signing instruction to the payment service channel cooperation contract approved by the channel contract approval step, feeding the contract signing instruction back to the channel contract execution step for interface development and service test operation, receiving the screenshot and the message from the channel contract execution step, sending the screenshot and the message to the channel contract approval step for approval, and responding to the channel contract execution step for service online operation.
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CN110264185A (en) * | 2019-07-23 | 2019-09-20 | 中国工商银行股份有限公司 | A kind of multi-functional fare payment system, device and method |
CN110414966A (en) * | 2019-07-03 | 2019-11-05 | 长沙秋点兵信息科技有限公司 | A kind of fee payment method and system, e-commerce platform |
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- 2019-12-31 CN CN201911420831.3A patent/CN111179038A/en active Pending
Patent Citations (4)
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CN101916480A (en) * | 2010-09-02 | 2010-12-15 | 苏州泽佑科技有限公司 | Self-service payment method |
CN106503983A (en) * | 2016-11-09 | 2017-03-15 | 国网上海市电力公司 | A kind of integration payment access management system |
CN110414966A (en) * | 2019-07-03 | 2019-11-05 | 长沙秋点兵信息科技有限公司 | A kind of fee payment method and system, e-commerce platform |
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