CN110322312A - A kind of shared lease method of commerce based on block chain - Google Patents
A kind of shared lease method of commerce based on block chain Download PDFInfo
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- CN110322312A CN110322312A CN201910216817.5A CN201910216817A CN110322312A CN 110322312 A CN110322312 A CN 110322312A CN 201910216817 A CN201910216817 A CN 201910216817A CN 110322312 A CN110322312 A CN 110322312A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
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Abstract
The invention belongs to public service administrative skill field, specially a kind of shared lease method of commerce based on block chain.The method of the present invention is the following steps are included: owner installs smart lock in kinds of goods to be leased, and smart lock runs the intelligent contract of lightweight as node, and owner issues the information of lease of oneself, and intelligent contract is written in information;Rent side buys lease time, and intelligent contract is written, can only contract automatically generate corresponding password and be sent to rent side;After time expires, intelligent contract allows password to fail automatically;Intelligent contract deducts lease digital cash and is sent to owner.This method using the decentralization of block chain, can not distort, retrospective characteristic, it provides for user in the endorsement of no third-party institution, safe and reliable, reliable article leasehold method of commerce, increase transaction flexibility, remove intermediary's deduction from the case where removing third party's endorsement, improves income.The present invention such as can be used for leasing, hire a car at the valuable kinds of goods lease field.
Description
Technical field
The invention belongs to public service administrative skill fields, and in particular to a kind of shared lease counterparty based on block chain
Method.
Background technique
The leasing market of China is mainly in the lease for concentrating on house, automobile and large machines building materials.According to statistics, current complete
Population is leased up to 1.9 hundred million people by state, is mainly made of floating population and graduates.According to data, end to 2015
Our floating population reaches 2.47 hundred million people.On the other hand, China leasing market total scale has reached scale up to 1.3 trillion
Member, a tier 2 cities accounting are total up to 5 one-tenth.Think the main battle ground of Science in Future in China leasing market just in one, tier 2 cities, therefore
One, tier 2 cities partition computing market scale is significant.
Maximum is exactly market of renting a house, and it mainly includes three aspects that Chinese housing system, which is constituted: one is transaction city
, the second is leasing market, the third is housing support market.Trade market is the leading role of real-estate market, housing support at present
System Speed-up Establishment and formation scale in recent years, and leasing market is still within autonomous state.Especially lease demand
Housing can only be obtained by second-hand house market, and new rent is substantially absent and rents market, be rented market so as to cause firmly rent
There are a large amount of supply and demand mismatch, the problems such as irregular marketing and moral hazard
In this part thing of renting a house, traditional intermediary, shops is both past tense, and carries out formula now.Because landlord is issued by shops
Article rental information, if being comparatively the selection most saved worry --- house rental information is hung up net by oneself, then will
It is connected to " consulting " phone of many intermediaries, unbearably it is disturbed.Many intermediaries do not stint for passenger flow and issue low price dummy message, catch
Fish is more, but conversion ratio as one can imagine.Many lessees's " Tan Zhongjie discoloration ", that has kept away it is too late.Lessee's experience is poor, passes through simultaneously
Discipline people is bullied, and intermediary company does not make money, this is the extremely low caused lopsided market of an efficiency.
Automobile rent industry is referred to as " rising industry ", it has many advantages, such as arbitrarily replace without year checking maintenance, vehicle,
By controlling cost gradually by domestic enterprises and institutions and personal favor to hire a car instead of buying car.China's automobile leasing row
The current enterprise's number of industry has reached thousands of families, but most scope of the enterprise very littles, and 80% enterprise operation automobile is less than 50,70%
The formal employee of enterprise is less than 5, and 85% enterprise's automobile leasing website number is lower than 2, and small and scattered feature is presented in market.
From the point of view of industry integration degree, the market share shared by preceding 10 enterprises only 11%, first 5 only account for 8%, although in the industry
Automobile leasing enterprise with considerable scale, several families is formed, but overall market share is still lower compared to mature market, scale is leading
Automobile rental corporation also not yet forms leasehold network throughout the country so far, is extremely difficult to the effect of scale economy.
The typical practice that internet promotes industry efficiency is intermediateization.Rent a house, hire a car it is different from pass-along deal, relatively not
So heavy decision, the sensitive lessee of agency expense are more likely to find personal straight tenantry source.Then also there is C2C in leasing market
The mode of intermediary is gone, that is, allows owner and lessee's direct dealing.Problem is that the C-terminal source of goods too disperses and information is opaque, compares
For, there is absolute predominance in intermediary on obtaining the source of goods.At least currently come, C2C can take up sub-fraction market, but short-term
It inside feels like doing and is difficult greatly.
Intermediary is the main channel of traditional lease and internet lease, and no matter traditional industries or internet industry,
It still needs to endorse by company between owner and lessee, for right not in both parties hand, this just has risk, can also damage
The interests of evil both sides.Block chain technology is a better solution, block chain be capable of providing one it is reliable, quick and it is low at
This mode goes to reach the transaction between lessee and owner, and block chain can both accomplish the same trust endorsement of company, without
Concluded the transaction by intermediary.
The present invention using it is distributed using block chain, the characteristics such as can not distort, can be traced and propose one kind and do not having effectively
The method leased safely in the case where having third-party institution's endorsement.
Block chain is a kind of a kind of chain type number for being sequentially in time combined into data block in such a way that sequence is connected
According to structure, and the distributed account book that can not be distorted He can not forge guaranteed in a manner of cryptography.Broadly, block chain skill
Art is to verify to know together algorithm with storing data, using distributed node to generate and update number using block linked data structure
According to, the safety that guarantees in the way of cryptography data transmission and access, utilize and closed by the intelligence that automatized script code forms
About program the completely new distributed basis framework and calculation paradigm of one kind with operation data.
Block chain format is initially used for bit coin, as solving the problems, such as database security and do not need the administrator trusted
Solution.First piece of block chain is implemented in generalities in 2008, and in next year as digital cash bit coin by middle acute hearing
Core component, by using peer-to-peer network and distributed timestamp server, block chain database is automatically managed.Than
The invention of special coin block chain makes it first and solves the digital cash that dual branch goes wrong, and the design of bit coin is always other
The inspiration of block chain application.
Nowadays block chain technology develops rapidly, and can be divided into shared chain, alliance's chain, privately owned chain, this method can be at these three
It is realized in any one in chain, and the deployment success on the hyperledger of IBM and ether mill.
Summary of the invention
Present invention aims at solving to have in traditional rent method using intermediary as medium, leasing company, which does, to be trusted
The problems such as endorsement, owner lessee's two-sided information is opaque, and leasing company is non-honest, proposes a kind of shared lease method of commerce.
Shared rent method proposed by the present invention, be based on block chain technology, i.e., using block chain it is distributed, can not usurp
The characteristics such as change, can be traced, the method for the article leasehold of safe and convenient in the case where the endorsement of no third-party institution.
Shared lease method of commerce proposed by the present invention, transaction step and corresponding bottom including a kind of trade mode both sides
The intelligent contract of layer, specific as follows:
(1) transaction step of owner side, specifically:
(1) owner installs smart lock;
(2) owner submit personal information, Vehicle Certificate, room this etc. prove oneself be owner certificate information to platform for audit, the letter
Breath will not be written into block chain storage organization.(3) are entered step if be proved to be successful, otherwise enter step (9);
(3) information truth of platform validation owner is effective, and block chain is written in voucher of the owner after renting article and verifying;
(4) lessee buys corresponding commodity in platform and confirms lease duration;
(5) intelligent contract sends Transaction Information and gives owner's smart lock, transaction write-in block chain storage organization;
(6) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(7) the lease end time is reached, intelligent contract enters lease end state, destroys dynamic password, dynamic password is made to fail;
(8) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(9) transaction terminates.
(2), the transaction step of lessee side, specifically:
(1) lessee buys respective articles in platform and confirms lease duration;
(2) intelligent contract enters inspection state, this lease of intelligent contract checking lessee number account balance whether it is enough payment
Transaction is freezed if meeting, and enters step (3), and step (1) is otherwise arrived;
(3) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(4) lessee uses article by password;
(5) lease time terminates, and lessee returns article, and intelligent contract enters lease end state, destroys dynamic password, makes dynamic
Password failure, lessee cannot be introduced into article at this time;
(6) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(7) transaction terminates.
In the transaction step of owner side, the detailed process of the intelligence contract is as follows:
(1) owner sends information to be verified to platform, into verifying owner's state;
(2) platform validation owner information success, writes information into block chain into (2) are entered step, otherwise return step (1);
(3) owner releases news, into rental status, write-in release information;
(4) lessee is waited;
(5) lessee leases, into verifying lessee's state;
(6) lessee's account balance is enough, rent freeze, into cryptographic state is generated, otherwise returns to state to be rented;
(7) dynamic password is generated, block chain is written, sends password to lessee owner, into rental status;
(8) lease time terminates, and destroys password, and the rent freezed is turned straight owner's account from lessee's account;
(9) terminate.
In the transaction step of lessee side, the detailed process of the intelligence contract are as follows:
(1) intelligent contract enters state to be rented;
(2) lessee send lease request, can only contract enter verifying lessee's state;
(3) lessee's account balance is enough, rent freeze, into cryptographic state is generated, enters step (3), otherwise returns to shape to be rented
State enters step (1);
(4) dynamic password is generated, block chain is written, sends password to lessee owner, into rental status;
(5) lease time terminates, and destroys password, and the rent freezed is turned straight owner's account from lessee's account;
(6) terminate.
Compared with prior art, beneficial effects of the present invention:
The invention proposes the rent methods based on block chain, have decentralization, can not distort, it is difficult to the advantages that attacking.Solution
The problems such as determined existing leasehold mode Xia You intermediary and leasing company exists, and information is opaque between renting square object master, and rent is pumped into.
Method provided by the invention can be handed in safe, credible, retrospective completion lease in the case where no third-party institution endorses
Easily.
Detailed description of the invention
Fig. 1 is the flow chart of this method trade mode.
Fig. 2 is the flow chart of the intelligent contract of this method owner transaction.
Fig. 3 is the flow chart of the intelligent contract of this method lessee transaction.
Specific embodiment
Specific embodiments of the present invention will be described in detail with reference to the accompanying drawing.The present embodiment is with the technology of the present invention
Implemented under premised on scheme, so that those skilled in the relevant art are better understood when technical characterstic and function of the invention
Feature, but protection scope of the present invention is not limited to following embodiments.
In the present embodiment, programming language JavaScript, Python, html, block chain are ether mills
(Ethereum), browser chrome.
In conventional transaction mode, the information of seller's publication is: 535,500 yuan of BMW daily, details of owner A publication
Are as follows: " vehicle condition is good ", attached drawing 1 describe the process of the step, and detailed process is as follows.
One, owner A hires out step, and attached drawing 2 describes the process of the step intelligence contract:
(1) owner A installs smart lock;
(2) owner A submit personal information, Vehicle Certificate, room this etc. prove oneself be owner certificate information to platform for audit, the letter
Breath will not be written into block chain storage organization.(3) are entered step if be proved to be successful, otherwise enter step (9);
(3) information truth of platform validation owner is effective, and voucher of the owner after renting article and verifying is saved in block chain
Storage organization in;
(4) lessee A buys corresponding commodity in platform and confirms lease duration;
(5) intelligent contract enters inspection state, this lease of intelligent contract checking lessee number A account balance whether it is enough payment
Transaction is freezed if meeting, and enters step (6), and step (4) are otherwise arrived;
(5) intelligent contract sends Transaction Information and gives owner's smart lock, transaction write-in block chain storage organization;
(6) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(4) lessee uses article by password;
(7) the lease end time is reached, intelligent contract enters lease end state, destroys dynamic password, dynamic password is made to fail;
(8) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(9) transaction terminates.
Two, lessee B leases step, and attached drawing 3 describes the process of the step intelligence contract:
(1) lessee B buys corresponding commodity in platform and confirms lease duration;
(2) intelligent contract enters inspection state, this lease of intelligent contract checking lessee B number account balance whether it is enough payment
Transaction is freezed if meeting, and enters step (3), and step (1) is otherwise arrived;
(3) intelligent contract sends Transaction Information and gives owner's smart lock, transaction write-in block chain storage organization;
(4) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(5) lessee uses article by password;
(6) the lease end time is reached, intelligent contract enters lease end state, destroys dynamic password, dynamic password is made to fail;
(7) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(8) transaction terminates.
Claims (3)
1. a kind of shared lease method of commerce based on block chain, which is characterized in that the friendship of two sides including trade mode a kind of
Easy step and corresponding bottom intelligence contract:
(1) transaction step of owner side are as follows:
(1) owner installs smart lock;
(2) owner submit personal information, Vehicle Certificate, room this etc. prove oneself be owner certificate information to platform for audit, if
It is proved to be successful and enters step (3), otherwise enter step (9);
(3) information truth of platform validation owner is effective, and block chain is written in voucher of the owner after renting article and verifying;
(4) lessee buys corresponding commodity in platform and confirms lease duration;
(5) intelligent contract sends Transaction Information and gives owner's smart lock, transaction write-in block chain storage organization;
(6) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(7) the lease end time is reached, intelligent contract enters lease end state, destroys dynamic password, dynamic password is made to fail;
(8) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(9) transaction terminates
(2) transaction step of lessee side are as follows:
(1) lessee buys corresponding commodity in platform and confirms lease duration;
(2) intelligent contract enters inspection state, this lease of intelligent contract checking lessee number account balance whether it is enough payment
Transaction is freezed if meeting, and enters step (3), and step (1) is otherwise arrived;
(3) intelligent contract enters generation cryptographic state, and smart lock generates a dynamic password, password is sent to lessee and object
It is main, and block chain is written after encrypting, into lease beginning state and start timing;
(4) lessee uses article by password;
(5) lease time terminates, and lessee returns article, and intelligent contract enters lease end state, destroys dynamic password, makes dynamic
Password failure, lessee is not available article at this time;
(6) intelligent contract enters payment status, and corresponding digital cash is gone to owner's account from lessee's account automatically;
(7) transaction terminates.
2. the shared lease method of commerce according to claim 1 based on block chain, which is characterized in that the friendship in owner side
In easy step, the detailed process of the intelligence contract is as follows:
(1) owner sends information to be verified to platform, into verifying owner's state;
(2) platform validation owner information success, writes information into block chain into (2) are entered step, otherwise return step (1);
(3) owner releases news, into rental status, write-in release information;
(4) lessee is waited;
(5) lessee leases, into verifying lessee's state;
(6) lessee's account balance is enough, rent freeze, into cryptographic state is generated, otherwise returns to state to be rented;
(7) dynamic password is generated, block chain is written, sends password to lessee owner, into rental status;
(8) lease time terminates, and destroys password, and the rent freezed is turned straight owner's account from lessee's account;
(9) terminate.
3. the shared lease method of commerce according to claim 1 based on block chain, which is characterized in that the transaction of lessee side
In step, the detailed process of the intelligence contract are as follows:
(1) intelligent contract enters state to be rented;
(2) lessee send lease request, can only contract enter verifying lessee's state;
(3) lessee's account balance is enough, rent freeze, into cryptographic state is generated, enters step (3), otherwise returns to shape to be rented
State enters step (1);
(4) dynamic password is generated, block chain is written, sends password to lessee owner, into rental status;
(5) lease time terminates, and destroys password, and the rent freezed is turned straight owner's account from lessee's account;
(6) terminate.
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Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
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CN111343157A (en) * | 2020-02-11 | 2020-06-26 | 南京峰凯云歌数据科技有限公司 | Information encryption system based on block chain |
CN111667345A (en) * | 2020-06-08 | 2020-09-15 | 上海啼不住信息科技发展有限公司 | Shared store management system |
CN112053156A (en) * | 2020-05-12 | 2020-12-08 | 杭州复杂美科技有限公司 | Pet reception method, equipment and storage medium |
CN112598466A (en) * | 2020-12-23 | 2021-04-02 | 南京知麦信息科技有限公司 | Agricultural machinery self-service payment leasing method based on alliance chain |
CN113139847A (en) * | 2021-04-10 | 2021-07-20 | 北京币格科技有限公司 | Parking space sharing operation method, system and device based on block link certificate |
WO2022005434A1 (en) * | 2020-07-03 | 2022-01-06 | Havelsan Hava Elektronik San. Ve Tic. A.S. | A trusted zone-based method for safe storage and transfer of blockchain registered digital keys |
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CN111343157A (en) * | 2020-02-11 | 2020-06-26 | 南京峰凯云歌数据科技有限公司 | Information encryption system based on block chain |
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CN112598466B (en) * | 2020-12-23 | 2023-12-26 | 南京知麦信息科技有限公司 | Agricultural machinery self-service payment renting method based on alliance chain |
CN113139847A (en) * | 2021-04-10 | 2021-07-20 | 北京币格科技有限公司 | Parking space sharing operation method, system and device based on block link certificate |
CN113139847B (en) * | 2021-04-10 | 2023-10-17 | 北京币格科技有限公司 | Parking space sharing operation method, system and device based on blockchain communication certificate |
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