CN109409920B - Method, device and storage medium for issuing scores of sub-merchants - Google Patents
Method, device and storage medium for issuing scores of sub-merchants Download PDFInfo
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- CN109409920B CN109409920B CN201811004084.0A CN201811004084A CN109409920B CN 109409920 B CN109409920 B CN 109409920B CN 201811004084 A CN201811004084 A CN 201811004084A CN 109409920 B CN109409920 B CN 109409920B
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
- G06Q30/0232—Frequent usage rewards other than merchandise, cash or travel
Abstract
The invention provides a method, equipment and a storage medium for issuing scores of merchants, wherein the method comprises the following steps: receiving sub-merchant point issuing request information submitted by a client of a sub-merchant; sending the sub-merchant point issuing request information to an auditing end; receiving audit information returned by an audit terminal, and if the audit is passed, sending information to be issued of the sub-merchant points to a client of the sub-merchant; and after receiving the guarantee fund recharging confirmation information sent by the point issuing system, signing the sub-merchant point issuing request information by using a private key to obtain signature information, and sending the signature information to the point issuing system. The method associates the credit issuing operation of the child merchant with the parent merchant, and the child merchant can issue the credit of the child merchant only after the child merchant passes the endorsement of the parent merchant, so that the condition that the child merchant with insufficient credit has a deception user is avoided, and the problem that the reputation of the block chain platform is influenced while the deception user of the child merchant is avoided.
Description
Technical Field
The invention relates to the technical field of internet finance, in particular to a sub-merchant point issuing method.
Background
In order to encourage the user to consume, after the user consumes the service provided by the enterprise, the enterprise feeds back the user in a form of issuing points to the user, and the user can exchange corresponding rights and interests to the enterprise by means of the points. Due to the advantages of high public confidence, high liquidity and the like, the block chain is widely used for providing credit issuing service for different enterprises. However, some blockchain platforms unconditionally provide issue credit services to various enterprises in order to attract the enterprises to use blockchain services. Such a credit issuing service has many disadvantages, for example, many enterprises applying for the credit issuing service have bad reputations, and there are cases of cheating users and over-issuing credits; furthermore, due to the fact that the condition that the points are overflowed exists in many enterprises, the users cannot exchange the equity for the points after a period of time, the consequence that the users abnormally stop exchanging the equity is caused, the equity of the users is damaged, and meanwhile the credit of the block chain platform is also influenced.
In view of the above, there is a need to provide a technical solution to solve the above problems.
Disclosure of Invention
Accordingly, the present invention provides a method for issuing sub-merchant points that solves or partially solves the above-mentioned problems.
In a first aspect, the present invention provides a method for issuing points of a sub-merchant, comprising:
receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
receiving audit information returned by an audit end, if the audit is passed, sending information of a credit to be issued of the sub-merchant to a client of the sub-merchant, so that the sub-merchant can send charging request information of the guarantee fund to an credit issuing system after receiving the information of the credit to be issued of the sub-merchant, wherein the credit issuing system freezes a universal credit equivalent to a charging amount in a prepaid credit address after receiving the charging request information and receiving the charging amount, the prepaid credit address is an address for storing the universal credit of the credit issuing system, and the credit issuing system is configured in a block chain network;
after receiving the guarantee fund recharging confirmation information sent by the point issuing system, signing the sub-merchant point issuing request information by using a private key to obtain signature information, and sending the signature information to the point issuing system so that the point issuing system sends the corresponding sub-merchant point to the parent merchant point address according to the sub-merchant point issuing request information.
In a second aspect, the present invention provides a method for issuing points of a sub-merchant, comprising:
receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
receiving audit information returned by an audit terminal, and if the audit is passed, signing the sub-merchant point issuing request information through a private key to generate sub-merchant point issuing information;
and sending the sub-merchant point issuing information to a point issuing system so that the point issuing system freezes a plurality of general points of the parent merchant according to the sub-merchant point issuing information, and sends the corresponding sub-merchant points to the point addresses of the parent merchant, wherein the point issuing system is configured in the block chain network.
In a third aspect, the present invention also provides an apparatus comprising one or more processors and memory, wherein the memory contains instructions executable by the one or more processors to cause the one or more processors to perform a method of sub-merchant point issuance provided in accordance with the various embodiments of the present invention.
In a fourth aspect, the present invention also provides a storage medium storing a computer program for causing a computer to execute the method for issuing a sub-merchant point provided according to the embodiments of the present invention.
The beneficial results of the invention are as follows: the invention provides a method, equipment and a storage medium for issuing scores of merchants, wherein the method comprises the following steps: receiving sub-merchant point issuing request information submitted by a client of a sub-merchant; sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information; receiving audit information returned by an audit end, if the audit is passed, sending information of a credit to be issued of the sub-merchant to a client of the sub-merchant, so that the sub-merchant can send charging request information of the guarantee fund to an credit issuing system after receiving the information of the credit to be issued of the sub-merchant, wherein the credit issuing system freezes a universal credit equivalent to a charging amount in a prepaid credit address after receiving the charging request information and receiving the charging amount, the prepaid credit address is an address for storing the universal credit of the credit issuing system, and the credit issuing system is configured in a block chain network; after receiving the guarantee fund recharging confirmation information sent by the point issuing system, signing the sub-merchant point issuing request information by using a private key to obtain signature information, and sending the signature information to the point issuing system so that the point issuing system sends the corresponding sub-merchant point to the parent merchant point address according to the sub-merchant point issuing request information. The method associates the credit issuing operation of the child merchant with the parent merchant, and the child merchant can issue the credit of the child merchant only after the child merchant passes the endorsement of the parent merchant, so that the condition that the child merchant with insufficient credit has a deception user is avoided, and the problem that the reputation of the block chain platform is influenced while the deception user of the child merchant is avoided.
Drawings
Other features, objects and advantages of the present application will become more apparent upon reading of the following detailed description of non-limiting embodiments thereof, made with reference to the accompanying drawings in which:
fig. 1 is a schematic view of a scenario of issuing a sub-merchant score according to an embodiment of the present invention.
Fig. 2 is a flowchart of a method for issuing points of a sub-merchant according to an embodiment of the present invention.
Fig. 3 is a flowchart of a method for issuing points of a sub-merchant according to an embodiment of the present invention.
Fig. 4 is a schematic structural diagram of an apparatus according to an embodiment of the present invention.
Detailed Description
The present application will be described in further detail with reference to the following drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the relevant invention and not restrictive of the invention. It should be noted that, for convenience of description, only the portions related to the present invention are shown in the drawings.
It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict. The present application will be described in detail below with reference to the embodiments with reference to the attached drawings.
Fig. 1 is a schematic view of a scenario of issuing a sub-merchant score according to an embodiment of the present invention. As shown in fig. 1, in this embodiment, a parent merchant 200 is a large group with a good reputation, a child merchant 400 is a child company under the flag of the parent merchant 200, the parent merchant is provided with a parent merchant point address 210, and the parent merchant point address 210 is used for storing parent merchant points and child merchant points 211 of each child merchant; the point issuing system 300 is configured in a block chain network, the point issuing system 300 is provided with a prepaid fee address 310, and the prepaid fee address 310 is used for storing general points 311; the audit end 100, the parent merchant 200 and the credit issuing system 300 together provide the child merchant credit issuing service for the child merchant 400. The following describes the sub-merchant point issuing method provided by the present invention in detail with reference to fig. 2.
Fig. 2 is a flowchart of a method for issuing points of a sub-merchant according to an embodiment of the present invention. As shown in fig. 2, in this embodiment, the present invention provides a method for issuing points of a sub-merchant, including:
s11: receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
s13: sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
s15: receiving audit information returned by an audit end, if the audit is passed, sending information of a credit to be issued of the sub-merchant to a client of the sub-merchant, so that the sub-merchant can send charging request information of the guarantee fund to an credit issuing system after receiving the information of the credit to be issued of the sub-merchant, wherein the credit issuing system freezes a universal credit equivalent to a charging amount in a prepaid credit address after receiving the charging request information and receiving the charging amount, the prepaid credit address is an address for storing the universal credit of the credit issuing system, and the credit issuing system is configured in a block chain network;
s17: after receiving the guarantee fund recharging confirmation information sent by the point issuing system, signing the sub-merchant point issuing request information by using a private key to obtain signature information, and sending the signature information to the point issuing system so that the point issuing system sends the corresponding sub-merchant point to the parent merchant point address according to the sub-merchant point issuing request information.
Specifically, taking the application scenario shown in fig. 1 as an example, suppose that the sub-trader 400 applies for issuing a sub-trader credit named ABC, the total issued amount of the ABC sub-trader credits is 1 hundred million, the sub-trader 400 charges 100 thousands of fares to guarantee the guarantee fund of the ABC sub-trader credits, the exchange ratio of the sub-trader credits 211 to the universal credits 311 is 100:1, and the exchange ratio of the universal credits 311 to the fares is 1: 1.
In step S11, the parent merchant 200 receives the child merchant point issuance request information submitted by the client of the child merchant 400;
in step S13, the parent merchant 200 sends the child merchant point issue request information to the auditing terminal 100, so that the auditing terminal 100 performs an auditing operation on the child merchant point issue request information;
in step S15, the parent merchant 200 receives the audit information returned by the audit terminal 100, and if the audit is passed, sends information to be issued of the sub-merchant 'S score to the client of the sub-merchant 400, so that after the sub-merchant 400 receives the information to be issued of the sub-merchant' S score, the sub-merchant 400 sends the recharging request information of the security deposit of the 100-thousand-law currency to the distributor system 300, wherein after receiving the information of the request of the security deposit of the 100-thousand-law currency and receiving the recharging amount of the asset of the 100-thousand-law currency, the distributor system 300 freezes the universal score equivalent to the 100-thousand-law currency, that is, the 100-thousand universal scores 311 in the prepaid gold address 310;
in step S17, after receiving the deposit fund recharge confirmation information sent by the credit issuing system 300, the parent merchant 200 signs the sub-merchant credit issue request information with a private key to obtain signature information, and sends the signature information to the credit issuing system 300, so that the credit issuing system 300 sends 1 million sub-merchant credits 211 to the parent merchant credit address 210 according to the sub-merchant credit issue request information.
The above embodiment describes the method for issuing the sub-merchant points, which is provided by the invention, by taking the example that the sub-merchant applies for issuing the sub-merchant points named ABC, the total issuing amount of the ABC sub-merchant points is 1 hundred million, the guarantee fund for guaranteeing the ABC sub-merchant points is used for charging the sub-merchant by 100 thousands of French coins, the exchange ratio of the sub-merchant points to the general points is 100:1, and the exchange ratio of the general points to the French coins is 1:1, in further embodiments, the sub-merchant point issuing method provided by the present invention is not limited to the above examples, and the recharged assets can be configured as any transaction assets such as gold and silver that can perform standardized transactions according to actual needs, and the exchange proportion of the sub-merchant points and the general points and the exchange proportion of the general points and the legal coins are configured into the proportion of different amounts, so that the same technical effect can be realized.
In a preferred embodiment, when the sub-merchant has a violation, the point issuing system deducts a number of frozen general points in the prepaid address according to the violation. Specifically, it is assumed that there are application scenarios in which the sub-merchants offer multiple equities to the user, including equity a, equity B, and equity C, and different equity needs to be redeemed using different numbers of sub-merchant points, for example, 1000 ABC sub-merchant points may be redeemed for equity a, 2000 sub-merchant points may be redeemed for equity B, and 3000 sub-merchant points may be redeemed for equity C. The user has 1000 ABC sub-merchant points, applies for using 1000 ABC sub-merchant points to exchange the equity A, and in the overtime, the operation of the father merchant, the auditing end and the point issuing system is correct, but the user does not receive the exchanged equity. At this time, the sub-trader is considered to have illegal operation, and the point issuing system deducts a plurality of frozen general points in the address of the reserve payment according to the illegal operation.
In the above embodiment, the method that the sub-merchant does not issue the equity to the user on time is taken as the violation operation, when the sub-merchant has the violation operation, the point issuing system deducts a plurality of frozen general points in the reimbursement address according to the violation operation is elaborated, and the violation operation can also be other violation operations such as the random change of the number of the sub-merchant points and the exchange ratio of the equity by the sub-merchant.
In a preferred embodiment, when the number of illegal operations of the sub-merchant is greater than a pre-configured first threshold value, the credit issuing system unfreezes the frozen general credits in the spare payment address according to the credit redemption information submitted by the user holding the sub-merchant credit and issues the unfrozen general credits to the user, wherein the credit redemption information is request information for the user to apply for redeeming the credit with the sub-merchant credit. Specifically, assume that there is an application scenario where a user applies for using 1000 ABC sub-merchant points for redemption, the first threshold is 5, and the sub-merchant has 5 violations, at which time, the parent merchant performs the following steps:
the father merchant forwards the point exchange request information of the son merchant submitted by the client of the user to the point issuing system, and writes the point exchange request information into the block chain, so that the point issuing system can unfreeze the general points corresponding to the point exchange request information and then issue the general points to the user after acquiring the point exchange request information through the data of the synchronous block chain;
in a preferred embodiment, the sub-trader is certified, wherein the certification comprises certification of at least one of: the name of the child merchant, the trademark of the child merchant, and the organization code of the child merchant.
In a preferred embodiment, the sub-merchant credit issuance request information includes at least one of: the method comprises the following steps of creating address information of sub-merchant points, name information of the sub-merchant points, symbol information of the sub-merchant points, introduction information of the sub-merchant points, issuing total amount information of the sub-merchant points and exchange proportion of the sub-merchant points and general points.
Specifically, taking the sub-merchant integral with the sub-merchant release name of ABC as an example, assuming that the name of the ABC sub-merchant integral is AaB bCC, the symbol information of the ABC sub-merchant integral is ABC, and the total release amount of the ABC sub-merchant integral is 1 hundred million; the sub-merchant point issuing request information comprises creator address information of the ABC sub-merchant point; name information of ABC sub-merchant points: AaBbCC; symbolic information of ABC sub-merchant points: ABC; introducing information of ABC sub-merchant points; total amount information of ABC sub-house points issued: 1 hundred million; the exchange ratio of the ABC sub-merchant points to the universal points is as follows: 100:1.
Fig. 3 is a flowchart of a method for issuing points of a sub-merchant according to an embodiment of the present invention. As shown in fig. 3, in this embodiment, the present invention provides a method for issuing points of a sub-merchant, including:
s21: receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
s23: sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
s25: receiving audit information returned by an audit terminal, and if the audit is passed, signing the sub-merchant point issuing request information through a private key to generate sub-merchant point issuing information;
s27: and sending the sub-merchant point issuing information to a point issuing system so that the point issuing system freezes a plurality of general points of the parent merchant according to the sub-merchant point issuing information, and sends the corresponding sub-merchant points to the point addresses of the parent merchant, wherein the point issuing system is configured in the block chain network.
Specifically, taking the application scenario shown in fig. 1 as an example, suppose that a sub-merchant 400 applies for issuing a sub-merchant credit named ABC, the total issued amount of the ABC sub-merchant credit is 1 hundred million, a parent merchant 200 applies for the credit issuing system to freeze a universal credit of 100 thousands of fares belonging to the parent merchant 200 as a guarantee fund for guaranteeing the ABC sub-merchant credit, the exchange ratio of the sub-merchant credit 211 to the universal credit 311 is 100:1, and the exchange ratio of the universal credit 311 to the fares is 1: 1.
In step S21, the parent merchant 200 receives the child merchant point issuance request information submitted by the client of the child merchant 400;
in step S23, the parent merchant 200 sends the child merchant point issue request information to the auditing terminal 100, so that the auditing terminal 100 performs an auditing operation on the child merchant point issue request information;
in step S25, the parent merchant 200 receives the audit information returned by the audit terminal 100, and if the audit is passed, signs the child merchant point issuance request information through the private key to generate child merchant point issuance information;
in step S27, the parent merchant 200 sends the child merchant point issuance information to the point issuance system 300, so that the point issuance system 300 freezes the value of 100 thousands French, i.e., 100 thousands universal points 311, of the parent merchant 200 according to the child merchant point issuance information, and sends 1 million child merchant points 211 to the parent merchant point address 210.
In the above embodiment, the sub-merchant applies for issuing a sub-merchant credit named ABC, the total amount of issued ABC sub-merchant credits is 1 hundred million, the parent merchant application credit issuing system freezes a universal credit of 100 thousands of fares belonging to a parent merchant 200 as a guarantee fund for guaranteeing the ABC sub-merchant credits, the exchange ratio of the sub-merchant credits to the universal credits is 100:1, and the exchange ratio of the universal credits to the fares is 1:1, the method for issuing the sub-merchant credits provided by the present invention is described, in further embodiments, the method for issuing the sub-merchant credits provided by the present invention is not limited to the above example, the charged assets can be configured as any transaction assets capable of performing standardized transactions such as gold, silver and the like according to actual requirements, and the exchange ratio of the sub-merchant credits to the universal credits and the exchange ratio of the universal credits are configured as ratios of different amounts, the same technical effect can be achieved.
In a preferred embodiment, when the sub-merchant has a violation, the point issuing system deducts a number of frozen general points in the prepaid address according to the violation. Specifically, it is assumed that there are application scenarios in which the sub-merchants offer multiple equities to the user, including equity a, equity B, and equity C, and different equity needs to be redeemed using different numbers of sub-merchant points, for example, 1000 ABC sub-merchant points may be redeemed for equity a, 2000 sub-merchant points may be redeemed for equity B, and 3000 sub-merchant points may be redeemed for equity C. The user has 1000 ABC sub-merchant points, applies for using 1000 ABC sub-merchant points to exchange the equity A, and in the overtime, the operation of the father merchant, the auditing end and the point issuing system is correct, but the user does not receive the exchanged equity. At this time, the sub-trader is considered to have illegal operation, and the point issuing system deducts a plurality of frozen general points in the address of the reserve payment according to the illegal operation.
In the above embodiment, the method that the sub-merchant does not issue the equity to the user on time is taken as the violation operation, when the sub-merchant has the violation operation, the point issuing system deducts a plurality of frozen general points in the reimbursement address according to the violation operation is elaborated, and the violation operation can also be other violation operations such as the random change of the number of the sub-merchant points and the exchange ratio of the equity by the sub-merchant.
In a preferred embodiment, when the number of illegal operations of the sub-merchant is greater than a pre-configured first threshold value, the credit issuing system unfreezes the frozen general credits in the spare payment address according to the credit redemption information submitted by the user holding the sub-merchant credit and issues the unfrozen general credits to the user, wherein the credit redemption information is request information for the user to apply for redeeming the credit with the sub-merchant credit. Specifically, assume that there is an application scenario where a user applies for using 1000 ABC sub-merchant points for redemption, the first threshold is 5, and the sub-merchant has 5 violations, at which time, the parent merchant performs the following steps:
the father merchant forwards the point exchange request information of the son merchant submitted by the client of the user to the point issuing system, and writes the point exchange request information into the block chain, so that the point issuing system can unfreeze the general points corresponding to the point exchange request information and then issue the general points to the user after acquiring the point exchange request information through the data of the synchronous block chain;
in a preferred embodiment, the sub-trader is certified, wherein the certification comprises certification of at least one of: the name of the child merchant, the trademark of the child merchant, and the organization code of the child merchant.
In a preferred embodiment, the sub-merchant credit issuance request information includes at least one of: the method comprises the following steps of creating address information of sub-merchant points, name information of the sub-merchant points, symbol information of the sub-merchant points, introduction information of the sub-merchant points, issuing total amount information of the sub-merchant points and exchange proportion of the sub-merchant points and general points.
Specifically, taking the sub-merchant integral with the sub-merchant release name of ABC as an example, assuming that the name of the ABC sub-merchant integral is AaB bCC, the symbol information of the ABC sub-merchant integral is ABC, and the total release amount of the ABC sub-merchant integral is 1 hundred million; the sub-merchant point issuing request information comprises creator address information of the ABC sub-merchant point; name information of ABC sub-merchant points: AaBbCC; symbolic information of ABC sub-merchant points: ABC; introducing information of ABC sub-merchant points; total amount information of ABC sub-house points issued: 1 hundred million; the exchange ratio of the ABC sub-merchant points to the universal points is as follows: 100:1.
Fig. 4 is a schematic structural diagram of an apparatus according to an embodiment of the present invention.
As shown in fig. 4, as another aspect, the present application also provides an apparatus including one or more Central Processing Units (CPUs) 401 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)402 or a program loaded from a storage section 408 into a Random Access Memory (RAM) 403. In the RAM403, various programs and data necessary for the operation of the device are also stored. The CPU401, ROM402, and RAM403 are connected to each other via a bus 404. An input/output (I/O) interface 405 is also connected to bus 404.
The following components are connected to the I/O interface 405: an input section 406 including a keyboard, a mouse, and the like; an output section 407 including a display such as a cathode ray tube (crt), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 408 including a hard disk and the like; and a communication section 409 including a network interface card such as a LAN card, a modem, or the like. The communication section 409 performs communication processing via a network such as the internet. A driver 410 is also connected to the I/O interface 405 as needed. A removable medium 411 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 410 as necessary, so that a computer program read out therefrom is mounted into the storage section 408 as necessary.
In particular, according to an embodiment of the present disclosure, the sub-merchant point issuing method described in any of the above embodiments may be implemented as a computer software program. For example, embodiments of the present disclosure include a computer program product comprising a computer program tangibly embodied on a machine-readable medium, the computer program comprising program code for performing a method of sub-merchant point issuance. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 409, and/or installed from the removable medium 411.
As yet another aspect, the present application also provides a computer-readable storage medium, which may be the computer-readable storage medium included in the apparatus of the above-described embodiment; or it may be a separate computer readable storage medium not incorporated into the device. The computer readable storage medium stores one or more programs for use by one or more processors in performing the sub-merchant point issuing method described in the present application.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
The units or modules described in the embodiments of the present application may be implemented by software or hardware. The described units or modules may also be provided in a processor, for example, each of the described units may be a software program provided in a computer or a mobile intelligent device, or may be a separately configured hardware device. Wherein the designation of a unit or module does not in some way constitute a limitation of the unit or module itself.
The above description is only a preferred embodiment of the application and is illustrative of the principles of the technology employed. It will be appreciated by those skilled in the art that the scope of the invention herein disclosed is not limited to the particular combination of features described above, but also encompasses other arrangements formed by any combination of the above features or their equivalents without departing from the spirit of the present application. For example, the above features may be replaced with (but not limited to) features having similar functions disclosed in the present application.
Claims (12)
1. A method for issuing points from a sub-merchant, comprising:
receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
receiving audit information returned by an audit end, if the audit is passed, sending credit pending information of the sub-merchant to a client of the sub-merchant, so that the sub-merchant can send guarantee fund recharging request information to an credit issuing system after receiving the credit pending information of the sub-merchant, wherein the credit issuing system freezes general credits equivalent to recharging money in a prepaid credit address after receiving the recharging request information and receiving recharging money, the prepaid credit address is an address used by the credit issuing system for storing the general credits, and the credit issuing system is configured in a block chain network;
and after receiving the guarantee fund recharging confirmation information sent by the point issuing system, signing the sub-merchant point issuing request information by using a private key to obtain signature information, and sending the signature information to the point issuing system so that the point issuing system sends the corresponding sub-merchant point to a parent merchant point address according to the sub-merchant point issuing request information.
2. The method according to claim 1, wherein when the sub-merchant has a violation operation, the credit issuing system deducts a number of frozen general credits from the prepaid address according to the violation operation.
3. The method according to claim 1, wherein when the number of violating operations of the sub-merchant is greater than a pre-configured first threshold value, the credit issuing system unfreezes the frozen general credits in the reimbursement address according to the credit redemption information submitted by the user holding the sub-merchant credits, and issues the unfrozen general credits to the user, wherein the credit redemption information is request information for the user to apply for redeeming the credits using the sub-merchant credits.
4. The method of claim 1, wherein the sub-merchants are certified, wherein the certified authentication comprises authenticating at least one of: the name of the child merchant, the trademark of the child merchant, and the organization code of the child merchant.
5. The method of claim 1, wherein the sub-merchant credit issuance request information includes at least one of: the system comprises creator address information of the sub-merchant points, name information of the sub-merchant points, symbol information of the sub-merchant points, introduction information of the sub-merchant points, issuing total amount information of the sub-merchant points and exchange proportion of the sub-merchant points and universal points.
6. A method for issuing points from a sub-merchant, comprising:
receiving sub-merchant point issuing request information submitted by a client of a sub-merchant;
sending the sub-merchant point issuing request information to an auditing end so that the auditing end can audit the sub-merchant point issuing request information;
receiving audit information returned by an audit terminal, and if the audit is passed, signing the sub-merchant point issuing request information through a private key to generate sub-merchant point issuing information;
and sending the sub-merchant point issuing information to a point issuing system so that the point issuing system freezes a plurality of general points of a parent merchant according to the sub-merchant point issuing information and sends corresponding sub-merchant points to a parent merchant point address, wherein the point issuing system is configured in a block chain network.
7. The method according to claim 6, wherein when the sub-merchant has a violation, the credit issuing system deducts a number of frozen general credits from the prepaid address according to the violation.
8. The method according to claim 6, wherein when the number of illegal operations of the sub-merchant is greater than a pre-configured first threshold value, the point issuing system unfreezes the frozen general points in the reimbursement address according to the interest redemption information submitted by the user holding the sub-merchant points, and issues the unfrozen general points to the user, wherein the interest redemption information is request information for the user to apply for redeeming the interest using the sub-merchant points.
9. The method of claim 6, wherein the sub-merchants are certified, wherein the certified authentication comprises authenticating at least one of: the name of the child merchant, the trademark of the child merchant, and the organization code of the child merchant.
10. The method of claim 6, wherein the sub-merchant credit issuance request information includes at least one of: the system comprises creator address information of the sub-merchant points, name information of the sub-merchant points, symbol information of the sub-merchant points, introduction information of the sub-merchant points, issuing total amount information of the sub-merchant points and exchange proportion of the sub-merchant points and universal points.
11. An apparatus for issuing sub-merchant points, the apparatus comprising:
one or more processors;
a memory for storing one or more programs,
the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the method recited in any of claims 1-10.
12. A storage medium storing a computer program, characterized in that the program, when executed by a processor, implements the method according to any one of claims 1-10.
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