CN109285076A - Intelligent core protects processing method, server and storage medium - Google Patents
Intelligent core protects processing method, server and storage medium Download PDFInfo
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- CN109285076A CN109285076A CN201810121886.3A CN201810121886A CN109285076A CN 109285076 A CN109285076 A CN 109285076A CN 201810121886 A CN201810121886 A CN 201810121886A CN 109285076 A CN109285076 A CN 109285076A
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Abstract
The invention discloses intelligent cores to protect in processing method, server and storage medium, and intelligent core protects the information of insuring that processing method receives the insurer that user terminal is sent, and whether the healthy informing item of exception in information of insuring described in judgement is selected；When the healthy informing item of the exception is selected, according to the disease type being selected in abnormal healthy informing item, the corresponding disease questionnaire of the disease type is extracted from questionnaire data library and feeds back to user terminal；The disease questionnaire for receiving user terminal feedback calculates insurance risk value according to the option of the answer weight of problem shown in disease questionnaire and selected option point；When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and feeds back to user terminal.Provide core guarantor's conclusion automatically according to the answer choice that insurer submits reduces the task amount of core guarantor, also shortens Review Cycle of insuring without turning artificial treatment.
Description
Technical field
The present invention relates to cores to protect technical field, and in particular to intelligent core protects processing method, server and storage medium.
Background technique
It is existing insure during, when insurer insure the filling out of data by the mode (namely passing through internet) on line
When writing, if chosen abnormal healthy informing item (such as have selected insurer have a heart disease, the options such as hepatitis B), this is insured
People insure data be submitted to insure systems inspection after turn manual examination and verification.The auditor of manual examination and verification is first according to abnormal healthy announcement
Know that item is corresponding and print the papery letters comprising multiple investigation problems, and papery letters and confirmation receipt are handed to fastly insure together
People.Insurer passs core guarantor after completing the answer signature of papery letters and the signature of confirmation receipt fastly.Cause entirely to examine in this way
The time cycle of core process is long, and there are the risks that letters are lost during express delivery.
Therefore, the existing technology needs to be improved and developed.
Summary of the invention
Place in view of above-mentioned deficiencies of the prior art, the purpose of the present invention is to provide a kind of intelligent core protect processing method,
Server and storage medium detect after insurer chooses abnormal healthy informings item, generation disease questionnaire is filled in insurer, root
Core is provided automatically according to the answer choice that insurer submits and protects conclusion, without turning artificial treatment, reduces the task amount of core guarantor, also
Shorten Review Cycle of insuring.
In order to achieve the above object, this invention takes following technical schemes:
A kind of intelligence core guarantor's processing method comprising following steps:
The information of insuring for the insurer that user terminal is sent is received, whether is the healthy informing item of exception in information of insuring described in judgement
It is selected；
When the healthy informing item of the exception is selected, according to the disease type being selected in abnormal healthy informing item, from questionnaire
The corresponding disease questionnaire of the disease type is extracted in database and feeds back to user terminal；
The disease questionnaire for receiving user terminal feedback, according to the option of the answer weight of problem shown in disease questionnaire and selected option
Divide and calculates insurance risk value；
When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and feeds back to use
Family terminal.
It is protected in processing method in the intelligent core, it is described when the healthy informing item of the exception is selected, according to exception
Health informs the disease type being selected in item, and the corresponding disease questionnaire of the disease type is extracted from questionnaire data library and is fed back
Include: to the step of user terminal
A questionnaire data library is created, the disease corresponding with disease type write in advance is stored in the questionnaire data library and is asked
An answer weight is arranged to problem each in disease questionnaire in volume, to the option setting options point of each problem；
The disease type being selected in the abnormal healthy informing item of identification is searched from questionnaire data library using disease name as keyword
Rigging has the disease questionnaire of same keyword and feeds back to user terminal.
It is protected in processing method in the intelligent core, one questionnaire data library of the creation is deposited in the questionnaire data library
The disease questionnaire corresponding with disease type write in advance is stored up, an answer weight is arranged to problem each in disease questionnaire, to respectively asking
The step of option setting options of topic are divided include:
A questionnaire data library and several documents are created, the topic of input is received and the first row of a document is written；From the document
The second row the problem of starting, receiving input and option and be written；
Corresponding answer weight is arranged to problem each in disease questionnaire in the weighted value for receiving input, receives the score value of input to respectively asking
Corresponding option point is arranged in the option of topic；
When detection document is closed, the document is stored as a set of disease questionnaire and the topic for extracting document orders the disease questionnaire
Name；
It is enclosed behind disease questionnaire title and numbers and be transmitted to after being set as initial value the storage of questionnaire data library.
It is protected in processing method in the intelligent core, the disease type being selected in the abnormal healthy informing item of identification,
Using disease name as keyword, search has the disease questionnaire of same keyword and feeds back to user terminal from questionnaire data library
The step of in, further includes:
If there are many selected disease types of detection, respectively with the entitled keyword of every kind of disease, in questionnaire data library
Successively search has the disease questionnaire of same keyword and feeds back to user terminal；
If a kind of corresponding more set disease questionnaires of disease, feed back a set of disease questionnaire to user terminal at random.
It is protected in processing method in the intelligent core, described enclose behind disease questionnaire title is numbered and be set as just
The step of questionnaire data library stores is transmitted to after initial value includes:
Whether the disease questionnaire of same names is had in inquiry questionnaire data library；
If the disease questionnaire without same names, is enclosed behind disease questionnaire title and number and transmitted after being set as initial value
It is stored to questionnaire data library；
If there is the disease questionnaire of same names, stored after adding 1 to the value of the number of the disease questionnaire title to questionnaire data library.
It is protected in processing method in the intelligent core, the calculation formula of the insurance risk value are as follows:, wherein V indicates insurance risk value, W1Expression problem 1
Answer weight, O1The corresponding option point of option selected by the insurer of expression problem 1, W2The answer weight of expression problem 2, O2Table
Show the corresponding option point of option selected by the insurer of problem 2, WnThe answer weight of expression problem n, OnThe insurer of expression problem n
The corresponding option point of selected option, Wn+1The answer weight of expression problem n+1, On+1Insurer's answer of expression problem n+1 is corresponding
Option point, n is positive integer.
It is protected in processing method in the intelligent core, described when the insurance risk value of insurer is less than preset first wind
When dangerous threshold value, core is protected in the step of notification information passed through feeds back to user terminal, further includes:
Judge that the insurance risk value of insurer is greater than or equal to first risk threshold value and is less than preset second risk threshold value
When, the disease questionnaire after insure information and the answer of the notification information, insurer that need artificial nucleus to protect to business personnel's terminal feedback.
It is protected in processing method in the intelligent core, described when the insurance risk value of insurer is less than preset first wind
When dangerous threshold value, core is protected in the step of notification information passed through feeds back to user terminal, further includes:
When the insurance risk value for judging insurer is greater than or equal to second risk threshold value, feeding back to office manager's terminal is needed
Disease questionnaire after insure information and the answer of notification information, insurer that artificial nucleus protect.
A kind of intelligence core protects the application server of processing, comprising: processor, memory, communication bus；On the memory
It is stored with the computer-readable program that can be executed by the processor；
The communication bus realizes the connection communication between processor and memory；
The processor realizes that intelligent core described in any one as above protects processing method when executing the computer-readable program
In step.
A kind of computer readable storage medium, the computer-readable recording medium storage have one or more program,
One or more of programs can be executed by one or more processor, to realize intelligent core described in any one as above
Protect the step in processing method.
Compared to the prior art, intelligent core provided by the invention is protected in processing method, server and storage medium, the intelligence
Energy core protects the information of insuring that processing method receives the insurer that user terminal is sent, and the exception in information of insuring described in judgement is healthy
Inform whether item is selected；When the healthy informing item of the exception is selected, according to the disease being selected in abnormal healthy informing item
Sick type extracts the corresponding disease questionnaire of the disease type from questionnaire data library and feeds back to user terminal；It is whole to receive user
The disease questionnaire for holding feedback calculates wind of insuring according to the option of the answer weight of problem shown in disease questionnaire and selected option point
Danger value；When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and is fed back to
User terminal.Providing core guarantor's conclusion automatically according to the answer choice that insurer submits reduces core guarantor without turning artificial treatment
Task amount, also shorten Review Cycle of insuring.
Detailed description of the invention
Fig. 1 is the flow chart that intelligent core provided by the invention protects processing method；
Fig. 2 is the flow chart that intelligent core provided by the invention protects step S20 in processing method；
Fig. 3 is the flow chart that intelligent core provided by the invention protects step S21 in processing method；
Fig. 4 is the running environment schematic diagram of the preferred embodiment for the application server that intelligent core provided by the invention protects processing；
Fig. 5 is the functional block diagram of the preferred embodiment for the application server that the present invention installs intelligent core guarantor processing.
Specific embodiment
It is longer in view of the healthy Review Cycle of exception of insurer in the prior art, the shortcomings that there are letters risk of missing, this
A kind of intelligent core of being designed to provide of invention protects processing method, server and storage medium, detects that insurer chooses exception
Health inform item after, generate disease questionnaire filled in insurer, according to insurer submit answer choice provide automatically core protect knot
By reducing the task amount of core guarantor, also shorten Review Cycle of insuring without turning artificial treatment.For make the purpose of the present invention,
Technical solution and effect are clearer, clear, and the present invention is described in more detail as follows in conjunction with drawings and embodiments.It should
Understand, described herein specific examples are only used to explain the present invention, is not intended to limit the present invention.
Referring to Fig. 1, its flow chart for protecting processing method for intelligent core provided by the invention.As shown in Figure 1, the intelligence
Core protect processing method the following steps are included:
S10, the information of insuring for receiving the insurer that user terminal is sent, the healthy informing item of exception in information of insuring described in judgement
Whether it is selected.
When insuring, insurer can log in online user terminal, its information of insuring is filled on the interface of insuring of pop-up.Institute
Stating information of insuring includes insurer's name, contact number, the insurance kind type insured, time limit of insuring, abnormal healthy informing item etc..Institute
Stating abnormal healthy informing item includes influencing to insure successful disease and setting in the several insurance listed at disease name rear
Tick boxes.When disease type is arranged, settable 30 class major disease, such as heart disease, hepatitis B, kidney stone, malignant tumour, urgency
Myocardial inyaretion, cerebral apoplexy sequela, vitals transplanting or transplantation of hematopoietic stem cell, bypass operation of coronary artery, uremia,
Multiple deficiency of skeletal limb etc.), the suffered from anamnesis of insurant, genetic disease, vision correcting surgery etc..According to abnormal healthy informing
Choose situation and can identify the illness type of the insurer.If the health states of insurer have abnormal (as once suffered from
Disease and rehabilitation or just in the disease treatment stage), then need to insure chosen on interface it is corresponding in the abnormal healthy informing item of throwing
Disease name is chosen multinomial when having multinomial.It is not necessarily to choose if health.Insurer clicks after the completion of filling in and insures on interface
Completion icon, user terminal detection completes icon when being clicked, the information of insuring of the insurer is sent to core insurance system.Core
After insurance system receives the information of insuring of insurer, that is, it can determine whether the healthy informing item of the exception in the information of insuring is chosen
In.It chooses, needs to carry out core guarantor, it is unselected then without further audit.
S20, when the healthy informing item of the exception is selected, healthy inform the disease class being selected in item according to abnormal
Type extracts the corresponding disease questionnaire of the disease type from questionnaire data library and feeds back to user terminal.
When one or more diseases are checked in abnormal healthy the informings item of detection, then basis is chosen disease type is from asking
Corresponding problem is extracted in volume databases and generates disease questionnaire, and disease questionnaire is fed back into user terminal.As shown in Fig. 2,
The step S20 is specifically included:
S21, one questionnaire data library of creation, store the disease corresponding with disease type write in advance in the questionnaire data library
An answer weight is arranged to problem each in disease questionnaire in questionnaire, to the option setting options point of each problem.
This step stores the disease questionnaire of various disease type by one questionnaire data library of creation.Please refer to Fig. 3,
Its flow chart that step S21 in processing method is protected for intelligent core provided by the invention.
As shown in figure 3, the step 21 includes:
S211, one questionnaire data library of creation and several documents, receive the topic of input and the first row of document are written；From document
The second row the problem of starting, receiving input and option and be written.
A document is first created by core guarantor, topic is written in the first row of document, such as XX(disease name) disease questionnaire.From
Second row of document starts to write several problems related to the disease, to understand when user suffered from or just suffered from the disease
Physical condition.
Corresponding answer weight is arranged to problem each in disease questionnaire in S212, the weighted value for receiving input, receives input
Corresponding option point is arranged to the option of each problem in score value.
One answer weight is arranged to each problem, answer weight is used to indicate that the importance of the problem, the value of answer weight to be got over
It more can reflect influence of the disease to success rate of insuring greatly.Answer weight can be obtained based on big data processing, or by core guarantor
Member is arranged according to the actual situation.Preferably, 10 problems are arranged in a set of disease questionnaire, and 3 options are arranged in each problem.To each choosing
Item setting options point, for option point for indicating insurance risk, the more big then risk of option point is higher.For example, if user suffered from kidney knot
Stone, then the problems in questionnaire includes: problem 1: it is currently in any treatment stage, A, has been fully recovered, B, is hospitalized, C, medication.It asks
Topic 2: if being hospitalized, it is currently in what stage, A, operation preparation stage, B observes the stage, C, prepares the discharge stage.If 3 choosings
Item is not complyed with and can not be selected, then the option of the topic is divided into 0.
When S213, detection document are closed, the document is stored as a set of disease questionnaire and extracts the topic of document to this
The name of disease questionnaire.
S214, it is enclosed behind disease questionnaire title and numbers and be transmitted to questionnaire data inventory after being set as initial value
Storage.
After the completion of several problems are write, when detection document is closed, the document is stored as a set of disease questionnaire and is mentioned
It takes the topic of document to name the disease questionnaire, is enclosed behind disease questionnaire title after numbering and being set as initial value 1
It is transmitted to the storage of questionnaire data library.Compared with prior art, it is saved without clicking, without the title of manual modification disease questionnaire,
Current Content is automatically saved when closed and is named, and is operated more convenient and is not in that leakage saves the wind for leading to loss of data
Danger.
At least a set of disease questionnaire is all accordingly set for each disease.If setting covers disease questionnaire, by this article
Shelves be stored as a set of disease questionnaire and extract document topic come to the disease questionnaire name after, first inquire questionnaire data library in be
The no disease questionnaire for having same names, nothing, which is then enclosed behind disease questionnaire title, to be numbered and transmits after being set as initial value 1
It is stored to questionnaire data library；Have, is stored after adding 1 to the value of the number of the disease questionnaire title to questionnaire data library.Such as existing XX
Disease questionnaire 1, then when a set of XX disease questionnaire is arranged, topic automatically becomes XX disease questionnaire 2.
The disease type being selected in S22, the abnormal healthy informing item of identification, using disease name as keyword, from questionnaire number
There is the disease questionnaire of same keyword according to search in library and feed back to user terminal.
If having selected a variety of diseases, respectively with the entitled keyword of every kind of disease, tool is searched in questionnaire data library
Have the disease questionnaire of same keyword, if a kind of disease have cover disease questionnaires, feed back a set of disease questionnaire at random to insuring
People.In this way when core insurance system obtain insurer feedback the healthy informing item of exception, can quickly be obtained in questionnaire data library
Disease questionnaire corresponding with the healthy informing item of exception, and disease questionnaire is fed back into user terminal.
S30, the disease questionnaire for receiving user terminal feedback, according to the answer weight of problem shown in disease questionnaire and selected choosing
The option point of item calculates insurance risk value.
Insurer on the subscriber terminal answers to every set disease questionnaire, clicks after the completion of answer and completes to be sent to
Core insurance system.After core insurance system receives the disease questionnaire of feedback, insurance risk value is calculated automatically on backstage, insurance risk value
Calculation formula are as follows:, wherein n is positive integer, and V is indicated
Insurance risk value, W1The answer weight of expression problem 1, O1The corresponding option point of option selected by the insurer of expression problem 1, W2Table
Show the answer weight of problem 2, O2The corresponding option point of option selected by the insurer of expression problem 2, and so on, WnExpression problem n
Answer weight, OnThe corresponding option point of option selected by the insurer of expression problem n, Wn+1The answer weight of expression problem n+1,
On+1The corresponding option point of insurer's answer of expression problem n+1, n is positive integer.
Assuming that a set of disease questionnaire include 10 problems, be denoted as respectively problem 1(answer weight be 0.15), problem 2(answer
Weight be 0.05), problem 3(answer weight be 0.1), problem 4(answer weight be 0.1), problem 5(answer weight be 0.13),
Problem 6(answer weight be 0.07), problem 7(answer weight be 0.15), problem 8(answer weight be 0.05), problem 9(answer
Weight be 0.12), problem 10(answer weight be 0.08).Each problem is respectively provided with 3 options, is denoted as option A(option respectively
Be divided into 10 points), option B(option be divided into 7 points), option C(option be divided into 4 points).It is to be appreciated that above-mentioned answer weight and choosing
The numerical value of item point is merely illustrative, can correspond to modification according to the actual situation.
Insurer is as follows to the answer of disease questionnaire: the answer of problem 1 is A, the answer of problem 2 is C, the answer of problem 3
Answer for B, problem 4 is B, the answer of problem 5 is A, the answer of problem 6 is C, the answer of problem 7 is C, the answer of problem 8 is
B, the answer of problem 9 is B, and problem 10 is A, then insurance risk value V=0.15 × 10+0.05 × 4+0.1 × 7+0.1 of disease
×7+0.13×10+0.07×4+0.15×4+0.05×7+0.12×7+0.08×10 =7.27。
If having chosen a variety of diseases, insurer need to answer a set of disease questionnaire of every kind of disease, by calculated every set
The insurance risk value sum of disease questionnaire is the insurance risk value of the insurer.
S40, when the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information that passes through
Feed back to user terminal.
Core insurance system protects handbook according to the core of oneself company or other insurance companies to determine risk threshold value.Work as insurer
Insurance risk value when being less than preset first risk threshold value (such as 6), although showing that user the feelings of health anomalies occurred before
Condition, but cured, insurance risk value is small, then the notification information protected by core to user terminal feedback, i.e., after directly passing through
Platform server shows " protecting by core " on the subscriber terminal.
Preferably, in the step S30, further includes: judge that the insurance risk value of insurer is greater than or equal to described the
One risk threshold value and be less than preset second risk threshold value when, to business personnel's terminal feedback need artificial nucleus protect notification information, throw
Disease questionnaire after insure information and the answer of guarantor.
When insurance risk value is greater than or equal to first risk threshold value and is less than pre-set second risk threshold value
When (such as 9), i.e., when insurance risk value is between the first risk threshold value and the second risk threshold value, indicate the letter of insuring of the insurer
Breath needs business personnel's further progress core with common horizontal professional experiences to protect；Then by need artificial nucleus protect notification information, should
Disease questionnaire after the information of insuring of insurer, selected option is sent to business personnel's terminal together, is artificially examined by business personnel
Core.After business personnel makes the decision of such as Jia Fei or extension, the notification information for adding and taking or delaying is inputted by business personnel's terminal
And it is transmitted on user terminal and shows.
Preferably, in the step S30, further includes: described in being greater than or equal to when the insurance risk value for judging insurer
When the second risk threshold value, the notification information that needs artificial nucleus to protect to office manager's terminal feedback, insuring for insurer and are answered information
Disease questionnaire after multiple.
When insurance risk value is greater than or equal to the second risk threshold value, it is special to indicate that the information of insuring of the insurer needs to have
Office manager's further progress core of industry experience is protected.Then by the information of insuring of the notification information, the insurer that need artificial nucleus to protect, choosing
Disease questionnaire after determining option is sent to office manager's terminal together, is artificially audited by office manager.When office manager does
After the decision for example delayed or declinatured out, extension or the notification information declinatured are inputted by office manager's terminal and are transmitted to user
It is shown in terminal.
Referring to Fig. 4, Fig. 4 is the schematic diagram of internal structure of computer equipment in one embodiment.The computer equipment can
To be terminal, be also possible to server, wherein terminal can be smart phone, tablet computer, laptop, desktop computer,
Personal digital assistant and wearable device etc. have the electronic equipment of communication function.Server can be independent server,
It can be the server cluster of multiple server compositions.Referring to Fig. 4, which includes the place connected by system bus
Manage device, non-volatile memory medium, built-in storage and network interface.Wherein, the non-volatile memory medium of the computer equipment
Can storage program area and computer-readable program, which is performed, and processor may make to execute one kind
The method that intelligent core protects processing.The processor of the computer equipment supports entire computer for providing configuration and computing capability
The operation of equipment.Computer-readable program can be stored in the built-in storage, when which is executed by processor,
Processor may make to execute a kind of method that intelligent core protects processing.The network interface of computer equipment is used to carry out network communication,
Each problem in disease questionnaire and option are such as exported to user terminal.It will be understood by those skilled in the art that being shown in Fig. 4
Structure, only the block diagram of part-structure relevant to application scheme, does not constitute and is applied to it to application scheme
On computer equipment restriction, specific computer equipment may include than more or fewer components as shown in the figure, or
Certain components are combined, or with different component layouts.
The present invention also provides the application servers that a kind of intelligent core protects processing comprising processor 10, memory 20 and aobvious
Show device 30.Fig. 4 illustrates only the members that intelligent core protects the application server of processing, it should be understood that being not required for
Implement all components shown, the implementation that can be substituted is more or less component.
The memory 20 can be each component that the intelligent core protects the application server of processing in some embodiments
Internal storage unit, such as the hard disk or memory of application server.The memory 20 in further embodiments can also be with
It is the External memory equipment of each component for the application server that the intelligent core protects processing, such as intelligent core protects the application clothes of processing
The plug-in type hard disk being equipped on each component of business device, intelligent memory card (Smart Media Card, SMC), secure digital
(Secure Digital, SD) card, flash card (Flash Card) etc..Further, the memory 20 can also both include
It also includes External memory equipment that the intelligence core, which protects the internal storage unit of the application server of processing,.The memory 20 is used for
Storage is installed on the application software and Various types of data that the intelligent core protects the application server of processing, such as the intelligent core of the installation
Protect the program code etc. of the application server of processing.The memory 20, which can be also used for temporarily storing, to have exported or has incited somebody to action
The data to be exported.In one embodiment, it is stored with intelligent core on memory 20 and protects processing routine 40, which protects processing journey
Sequence 40 can be performed by processor 10, to realize that the intelligent core of each embodiment of the application protects processing method.
The processor 10 can be in some embodiments a central processing unit (Central Processing Unit,
CPU), microprocessor or other data processing chips, for running the program code or processing data that the memory 20 stores,
Such as it executes the intelligent core and protects processing method etc..
The display 30 can be light-emitting diode display, liquid crystal display, touch-control liquid crystal display in some embodiments
And OLED(Organic Light-E is based on MITting Diode, Organic Light Emitting Diode) touch device etc..The display
30 for being shown in the information handled in the intelligent core guarantor processing.The intelligence core protects the component of the application server of processing
10-30 is in communication with each other by system bus.
In one embodiment, it is realized when processor 10 executes intelligent core guarantor processing routine 40 in the memory 20 following
Step:
The information of insuring for the insurer that user terminal is sent is received, whether is the healthy informing item of exception in information of insuring described in judgement
It is selected；
When the healthy informing item of the exception is selected, according to the disease type being selected in abnormal healthy informing item, from questionnaire
The corresponding disease questionnaire of the disease type is extracted in database and feeds back to user terminal；
The disease questionnaire for receiving user terminal feedback, according to the option of the answer weight of problem shown in disease questionnaire and selected option
Divide and calculates insurance risk value；
When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and feeds back to use
Family terminal.
Further, described when the healthy informing item of the exception is selected, it is selected according in abnormal healthy informing item
Disease type, the step of corresponding disease questionnaire of the disease type is extracted from questionnaire data library and feeds back to user terminal packet
It includes:
A questionnaire data library is created, the disease corresponding with disease type write in advance is stored in the questionnaire data library and is asked
An answer weight is arranged to problem each in disease questionnaire in volume, to the option setting options point of each problem；
The disease type being selected in the abnormal healthy informing item of identification is searched from questionnaire data library using disease name as keyword
Rigging has the disease questionnaire of same keyword and feeds back to user terminal.
One questionnaire data library of the creation, stored in the questionnaire data library write in advance it is corresponding with disease type
An answer weight is arranged to problem each in disease questionnaire in disease questionnaire, and the step of dividing the option setting options of each problem includes:
A questionnaire data library and several documents are created, the topic of input is received and the first row of a document is written；From the document
The second row the problem of starting, receiving input and option and be written；
Corresponding answer weight is arranged to problem each in disease questionnaire in the weighted value for receiving input, receives the score value of input to respectively asking
Corresponding option point is arranged in the option of topic；
When detection document is closed, the document is stored as a set of disease questionnaire and the topic for extracting document orders the disease questionnaire
Name；
It is enclosed behind disease questionnaire title and numbers and be transmitted to after being set as initial value the storage of questionnaire data library.
The disease type being selected in the abnormal healthy informing item of identification, using disease name as keyword, from questionnaire number
In the step of there is the disease questionnaire of same keyword and feed back to user terminal according to search in library, further includes:
If there are many selected disease types of detection, respectively with the entitled keyword of every kind of disease, in questionnaire data library
Successively search has the disease questionnaire of same keyword and feeds back to user terminal；
If a kind of corresponding more set disease questionnaires of disease, feed back a set of disease questionnaire to user terminal at random.
The storage of questionnaire data library is numbered and be transmitted to after being set as initial value to described enclose behind disease questionnaire title
The step of include:
Whether the disease questionnaire of same names is had in inquiry questionnaire data library；
If the disease questionnaire without same names, is enclosed behind disease questionnaire title and number and transmitted after being set as initial value
It is stored to questionnaire data library；
If there is the disease questionnaire of same names, stored after adding 1 to the value of the number of the disease questionnaire title to questionnaire data library.
The calculation formula of the insurance risk value are as follows:,
Wherein, V indicates insurance risk value, W1The answer weight of expression problem 1, O1Option selected by the insurer of expression problem 1 is corresponding
Option point, W2The answer weight of expression problem 2, O2The corresponding option point of option selected by the insurer of expression problem 2, WnExpression is asked
Inscribe the answer weight of n, OnThe corresponding option point of option selected by the insurer of expression problem n, Wn+1The answer of expression problem n+1 is weighed
Weight, On+1The corresponding option point of insurer's answer of expression problem n+1, n is positive integer.
Described when the insurance risk value of insurer is less than preset first risk threshold value, core is protected to the notice passed through and is believed
In the step of breath feeds back to user terminal, further includes:
Judge that the insurance risk value of insurer is greater than or equal to first risk threshold value and is less than preset second risk threshold value
When, the disease questionnaire after insure information and the answer of the notification information, insurer that need artificial nucleus to protect to business personnel's terminal feedback.
Described when the insurance risk value of insurer is less than preset first risk threshold value, core is protected to the notice passed through and is believed
In the step of breath feeds back to user terminal, further includes:
When the insurance risk value for judging insurer is greater than or equal to second risk threshold value, feeding back to office manager's terminal is needed
Disease questionnaire after insure information and the answer of notification information, insurer that artificial nucleus protect.
Referring to Fig. 5, the function of the preferred embodiment of its application server for installing intelligent core guarantor processing routine for the present invention
It can module map.In the present embodiment, one or more modules can be divided by installing intelligent core guarantor processing routine, one
Or multiple modules are stored in the memory, and by one or more processors (the present embodiment is the processor) institute
It executes, to complete the present invention.For example, the application server for installing intelligent core guarantor processing routine, which can be divided into, to be sentenced in Fig. 5
Disconnected module 31, generation module 32, computing module 33 and processing module 34.The so-called module of the present invention is to refer to complete specific function
The series of computation machine program segment of energy protects processing routine in the intelligent core Bao Chu more suitable for describing the intelligent core than program
Implementation procedure in the application server of reason.The function of the module 31-34 will specifically be introduced by being described below.
Judgment module 31, the information of insuring of the insurer for receiving user terminal transmission, in information of insuring described in judgement
The healthy informing item of exception whether be selected.
Generation module 32, for being chosen according in abnormal healthy informing item when the healthy informing item of the exception is selected
In disease type, the corresponding disease questionnaire of the disease type is extracted from questionnaire data library and feeds back to user terminal.
Computing module 33, for receiving the disease questionnaire of user terminal feedback, according to the answer of problem shown in disease questionnaire
The option of weight and selected option point calculates insurance risk value.
Processing module 34, for core being protected logical when the insurance risk value of insurer is less than preset first risk threshold value
The notification information crossed feeds back to user terminal.
Further, the generation module 32 includes creating unit and search unit, in which:
The creating unit stores write in advance and disease in the questionnaire data library for creating a questionnaire data library
An answer weight is arranged to problem each in disease questionnaire in the corresponding disease questionnaire of type, to the option setting options point of each problem.
Described search unit, the disease type being selected in abnormal healthy informing item for identification, is to close with disease name
Key word, search has the disease questionnaire of same keyword and feeds back to user terminal from questionnaire data library.
Further, the creating unit includes document setup subelement, score value setting subelement and names subelement,
In:
The document setup subelement receives the topic of input and write-in for creating a questionnaire data library and several documents
The first row of one document；Since second row of the document, receives the problem of inputting and option and be written.
Subelement is arranged in the score value, and weighted value for receiving input is corresponding to problem each in disease questionnaire setting to be answered
Weight is inscribed, corresponding option point is arranged to the option of each problem in the score value for receiving input.
The document when being closed for detecting document, is stored as a set of disease questionnaire and extracted by the name subelement
The topic of document names the disease questionnaire；It is enclosed behind disease questionnaire title and numbers and be transmitted to after being set as initial value
The storage of questionnaire data library.
Further, the name subelement, specifically for whether there is the disease of same names in inquiry questionnaire data library
Questionnaire；If the disease questionnaire without same names, is enclosed behind disease questionnaire title and number and passed after being set as initial value
Transport to the storage of questionnaire data library；If there is the disease questionnaire of same names, deposited after adding 1 to the value of the number of the disease questionnaire title
It stores up to questionnaire data library.
Further, described search unit is also used to, if there are many disease types that detection is selected, respectively with every kind of disease
The entitled keyword of disease, successively search has the disease questionnaire of same keyword and feeds back to user's end in questionnaire data library
End；If a kind of corresponding more set disease questionnaires of disease, feed back a set of disease questionnaire to user terminal at random.
Further, the computing module 33 calculates the calculation formula of insurance risk value are as follows:, wherein V indicates insurance risk value, W1Expression problem
1 answer weight, O1The corresponding option point of option selected by the insurer of expression problem 1, W2The answer weight of expression problem 2, O2Table
Show the corresponding option point of option selected by the insurer of problem 2, WnThe answer weight of expression problem n, OnThe insurer of expression problem n
The corresponding option point of selected option, Wn+1The answer weight of expression problem n+1, On+1Insurer's answer of expression problem n+1 is corresponding
Option point, n is positive integer.
Further, the processing module 34 is also used to judge that the insurance risk value of insurer is greater than or equal to described first
Risk threshold value and be less than preset second risk threshold value when, to business personnel's terminal feedback need artificial nucleus protect notification information, insure
Disease questionnaire after insure information and the answer of people.
Further, the processing module 34 is also used to when judge the insurance risk value of insurer more than or equal to described the
When two risk threshold values, insure information and the answer of the notification information, insurer that need artificial nucleus to protect to office manager's terminal feedback
Disease questionnaire afterwards.
In conclusion intelligence core provided by the invention is protected in processing method, server and storage medium, the intelligence core is protected
Processing method receives the information of insuring for the insurer that user terminal is sent, the healthy informing item of exception in information of insuring described in judgement
Whether it is selected；When the healthy informing item of the exception is selected, the disease type being selected in item is informed according to exception is healthy,
The corresponding disease questionnaire of the disease type is extracted from questionnaire data library and feeds back to user terminal；Receive user terminal feedback
Disease questionnaire calculates insurance risk value according to the option of the answer weight of problem shown in disease questionnaire and selected option point；When
When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and feeds back to user's end
End.After recognizing insurer and having chosen abnormal healthy informing item, by core guarantor make a decision needs data generate a disease ask
Volume, is filled in when insurer being allowed to insure, and is provided core automatically according to the answer choice that insurer submits and is protected conclusion, without turning artificial place
Reason, reduces the task amount of core guarantor, also shortens insure Review Cycle and case processing timeliness.
Certainly, those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method,
It is that related hardware (such as processor, controller etc.) can be instructed to complete by computer program, described program can be stored in
In one computer-readable storage medium, which may include the process such as above-mentioned each method embodiment when being executed.Wherein
The storage medium can be memory, magnetic disk, CD etc..
It should be understood that the application of the present invention is not limited to the above for those of ordinary skills can
With improvement or transformation based on the above description, all these modifications and variations all should belong to the guarantor of appended claims of the present invention
Protect range.
Claims (10)
1. a kind of intelligence core protects processing method, which comprises the steps of:
The information of insuring for the insurer that user terminal is sent is received, whether is the healthy informing item of exception in information of insuring described in judgement
It is selected；
When the healthy informing item of the exception is selected, according to the disease type being selected in abnormal healthy informing item, from questionnaire
The corresponding disease questionnaire of the disease type is extracted in database and feeds back to user terminal；
The disease questionnaire for receiving user terminal feedback, according to the option of the answer weight of problem shown in disease questionnaire and selected option
Divide and calculates insurance risk value；
When the insurance risk value of insurer is less than preset first risk threshold value, core is protected into the notification information passed through and feeds back to use
Family terminal.
2. intelligence core according to claim 1 protects processing method, which is characterized in that described to work as the healthy informing item of the exception
When selected, according to the disease type being selected in abnormal healthy informing item, the disease type pair is extracted from questionnaire data library
The disease questionnaire answered and the step of feeding back to user terminal includes:
A questionnaire data library is created, the disease corresponding with disease type write in advance is stored in the questionnaire data library and is asked
An answer weight is arranged to problem each in disease questionnaire in volume, to the option setting options point of each problem；
The disease type being selected in the abnormal healthy informing item of identification is searched from questionnaire data library using disease name as keyword
Rigging has the disease questionnaire of same keyword and feeds back to user terminal.
3. intelligence core according to claim 2 protects processing method, which is characterized in that one questionnaire data library of the creation,
The disease questionnaire corresponding with disease type write in advance is stored in the questionnaire data library, and problem each in disease questionnaire is arranged
One answer weight, the step of dividing the option setting options of each problem include:
A questionnaire data library and several documents are created, the topic of input is received and the first row of a document is written；From the document
The second row the problem of starting, receiving input and option and be written；
Corresponding answer weight is arranged to problem each in disease questionnaire in the weighted value for receiving input, receives the score value of input to respectively asking
Corresponding option point is arranged in the option of topic；
When detection document is closed, the document is stored as a set of disease questionnaire and the topic for extracting document orders the disease questionnaire
Name；
It is enclosed behind disease questionnaire title and numbers and be transmitted to after being set as initial value the storage of questionnaire data library.
4. intelligence core according to claim 2 protects processing method, which is characterized in that in the abnormal healthy informing item of the identification
Selected disease type, using disease name as keyword, there is the disease of same keyword to ask for search from questionnaire data library
In the step of rolling up and feeding back to user terminal, further includes:
If there are many selected disease types of detection, respectively with the entitled keyword of every kind of disease, in questionnaire data library
Successively search has the disease questionnaire of same keyword and feeds back to user terminal；
If a kind of corresponding more set disease questionnaires of disease, feed back a set of disease questionnaire to user terminal at random.
5. intelligence core according to claim 3 protects processing method, which is characterized in that described behind disease questionnaire title
Enclosing the step of storage of questionnaire data library is transmitted to after numbering and being set as initial value includes:
Whether the disease questionnaire of same names is had in inquiry questionnaire data library；
If the disease questionnaire without same names, is enclosed behind disease questionnaire title and number and transmitted after being set as initial value
It is stored to questionnaire data library；
If there is the disease questionnaire of same names, stored after adding 1 to the value of the number of the disease questionnaire title to questionnaire data library.
6. intelligent core protects processing method according to claim 1 or 5, which is characterized in that the calculating of the insurance risk value
Formula are as follows:, wherein V indicates insurance risk value, W1
The answer weight of expression problem 1, O1The corresponding option point of option selected by the insurer of expression problem 1, W2The answer of expression problem 2
Weight, O2The corresponding option point of option selected by the insurer of expression problem 2, WnThe answer weight of expression problem n, OnExpression problem n
Insurer selected by option corresponding option point, Wn+1The answer weight of expression problem n+1, On+1The insurer of expression problem n+1
The corresponding option point of answer, n is positive integer.
7. intelligence core according to claim 6 protects processing method, which is characterized in that in the insurance risk as insurer
When value is less than preset first risk threshold value, core is protected in the step of notification information passed through feeds back to user terminal, further includes:
Judge that the insurance risk value of insurer is greater than or equal to first risk threshold value and is less than preset second risk threshold value
When, the disease questionnaire after insure information and the answer of the notification information, insurer that need artificial nucleus to protect to business personnel's terminal feedback.
8. intelligence core according to claim 6 protects processing method, which is characterized in that in the insurance risk as insurer
When value is less than preset first risk threshold value, core is protected in the step of notification information passed through feeds back to user terminal, further includes:
When the insurance risk value for judging insurer is greater than or equal to second risk threshold value, feeding back to office manager's terminal is needed
Disease questionnaire after insure information and the answer of notification information, insurer that artificial nucleus protect.
9. the application server that a kind of intelligence core protects processing characterized by comprising processor, memory, communication bus；Institute
State the computer-readable program for being stored with and being executed on memory by the processor；
The communication bus realizes the connection communication between processor and memory；
The processor realizes that the intelligent core as described in claim 1-8 any one is protected when executing the computer-readable program
Step in processing method.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage have one or
Multiple programs, one or more of programs can be executed by one or more processor, to realize that claim 1-8 such as appoints
Intelligent core described in meaning one protects the step in processing method.
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| CN110111207A (en) * | 2019-04-12 | 2019-08-09 | 中国平安人寿保险股份有限公司 | Core protects method and relevant device |
| CN110232636A (en) * | 2019-04-23 | 2019-09-13 | 中国平安人寿保险股份有限公司 | One seed nucleus protects method and apparatus |
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| CN110634568A (en) * | 2019-08-15 | 2019-12-31 | 阿里巴巴集团控股有限公司 | Health care information display method and device |
| CN110704482A (en) * | 2019-09-05 | 2020-01-17 | 平安健康保险股份有限公司 | Full disease automatic underwriting method, device, computer equipment and storage medium |
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Application publication date: 20190129 |