CN109213889A - A kind of method and device that customer information merges - Google Patents
A kind of method and device that customer information merges Download PDFInfo
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- CN109213889A CN109213889A CN201811130254.XA CN201811130254A CN109213889A CN 109213889 A CN109213889 A CN 109213889A CN 201811130254 A CN201811130254 A CN 201811130254A CN 109213889 A CN109213889 A CN 109213889A
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Abstract
The invention discloses the method and device that a kind of customer information merges, this method acquires client's biological information when client holds current certificate information transacting business, using the biometrics identification technology of recognition of face；The target certificate information in default biological information database is obtained further according to client's biological information；Finally current certificate information and target certificate information are merged.The method that the customer information provided through the invention merges, client's biological information is acquired using the biometrics identification technology of recognition of face, form the biological information database of banking system, and when client holds auxiliary certificate acquiring related service, customer information is improved, realizes the merging of customer information, same client is limited and holds different certificates and be only capable of completing once to open an account signing, user experience is promoted, and realizes and effectively prevents the problem of certificate such as falsely uses at the direct bring financial risks.
Description
Technical field
The invention belongs to technical field of data processing, a kind of method merged more particularly to customer information and dress
It sets.
Background technique
Currently, to the different certificates of same client, there is no limit same client can be held in the systems such as many finance, security
There is different certificates, such as: identity card, passport, officer's identity card etc. can complete multiple signing of opening an account in systems.And mesh
The preceding audit to client and certificate be all judged by artificial eye identification client facial feature and certificate photograph whether one
It causes to complete to veritify, and the False Rate of this naked eyes identification audit is higher, is difficult to avoid falsely using identity card to a certain extent, peddle
The illegal activities such as customer information.Such as: in banking system, same client holds different certificates, such as identity card, passport, army
Official's card etc. can complete signing of opening an account in banking system, and banking system is not limited same client, therefore, from client
Angle is set out, and is unable to fully understand client traffic demand, and then influence customer experience；From system monitoring angle, Wu Fayou
Effect prevents certificate and the direct bring financial risks such as falsely uses.
Summary of the invention
The method and device merged it is an object of the invention to propose a kind of customer information, with solve in the prior art due to
To the different certificates of same client, there is no limit allow same client to hold different certificates and complete signings of repeatedly opening an account, cause
User experience is poor and can not effectively prevent the problem of certificate such as falsely uses at the direct bring financial risks.
In order to achieve the above objectives, the present invention provides following technical schemes:
A kind of method that customer information merges, comprising:
When client holds current certificate information transacting business, visitor is acquired using the biometrics identification technology of recognition of face
Family biological information；
The target certificate information in default biological information database is obtained according to client's biological information；
The current certificate information and the target certificate information are merged.
Further, the mesh obtained according to client's biological information in default biological information database
The step of marking certificate information, comprising:
The client's biology stored in client's biological information and the default biological information database is special
Reference breath carries out multiple cross comparison, obtains comparison result；
When the comparison result is that client's biological information is present in the default biological information database
When middle, the target certificate information is extracted from described extract in default biological information database.
Further, the target in default biological information database is being obtained according to client's biological information
Before the step of certificate information, further includes:
Construct the default biological information database.
Further, the step of building default biological information database, comprising:
Customer basis data are obtained, the customer basis data include: customer name, identification card number, gender and mobile phone
Number；
Client's biological information, client's biological information conduct are acquired by the biometrics identification technology
Identify the exclusive identification code of client；
Default biological information database is established according to the customer basis data and client's biological information.
Further, it after the step of current certificate information and the target certificate information being merged, also wraps
It includes:
The current certificate information is stored into the default biological information database, and with the target certificate
Information is associated.
A kind of device that customer information merges, comprising:
First processing units, for utilizing the biology of recognition of face when client holds current certificate information transacting business
Feature identification technique acquires client's biological information；
The second processing unit, for being obtained in default biological information database according to client's biological information
Target certificate information；
Third processing unit, for merging the current certificate information and the target certificate information.
Further, described the second processing unit includes:
Comparing unit, for will be stored in client's biological information and the default biological information database
Client's biological information carry out multiple cross comparison, obtain comparison result；
Extraction unit, for being that client's biological information is present in the default biology spy when the comparison result
When levying in information database, the target certificate information is extracted from described extract in default biological information database.
Further, before described the second processing unit, further includes:
Construction unit, for constructing the default biological information database.
Further, the construction unit includes:
Acquiring unit, for obtaining customer basis data, the customer basis data include: customer name, identification card number,
Gender and cell-phone number；
Acquisition unit, for acquiring client's biological information by the biometrics identification technology, the client is raw
Exclusive identification code of the object characteristic information as mark client；
Unit is established, it is special for establishing default biology according to the customer basis data and client's biological information
Levy information database.
Further, further includes:
Fourth processing unit, for storing the current certificate information to the default biological information database
In, and be associated with the target certificate information.
It can be seen via above technical scheme that compared with prior art, merging the invention discloses a kind of customer information
Method and device, this method utilize the living things feature recognition of recognition of face when client holds current certificate information transacting business
Technology acquires client's biological information；It is obtained in default biological information database further according to client's biological information
Target certificate information；Finally current certificate information and target certificate information are merged.The client's letter provided through the invention
Combined method is ceased, client's biological information is acquired using the biometrics identification technology of recognition of face, forms banking system
Biological information database improve customer information, realize client's letter and when client holds auxiliary certificate acquiring related service
The merging of breath, limits same client and holds different certificates and be only capable of completing once to open an account signing, promotes user experience, and realization has
Effect prevents the problem of certificate such as falsely uses at the direct bring financial risks.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of invention for those of ordinary skill in the art without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is the method flow diagram that a kind of customer information provided in an embodiment of the present invention merges；
Fig. 2 is a kind of specific implementation flow chart of the step S102 in Fig. 1 provided in an embodiment of the present invention；
Fig. 3 is the flow chart provided in an embodiment of the present invention for constructing default biological information database；
Fig. 4 is the method flow diagram that another customer information provided in an embodiment of the present invention merges；
Fig. 5 is a kind of specific implementation flow chart of the step S402 in Fig. 4 provided in an embodiment of the present invention；
Fig. 6 is the flow chart provided in an embodiment of the present invention for constructing default types of facial makeup in Beijing operas information database；
Fig. 7 is the structure drawing of device that a kind of customer information provided in an embodiment of the present invention merges.
Specific embodiment
Term is explained:
Recognition of face: being a kind of biological identification technology for carrying out identification based on facial feature information of people.With camera shooting
Machine or camera acquire image or video flowing containing face, and automatic detection and tracking face in the picture, and then to detection
The face that arrives carries out a series of the relevant technologies of face, usually also referred to as Identification of Images, face recognition.
Living things feature recognition: living things feature recognition (BIOMETRICS) technology is referred to and is consolidated by computer using human body
Some physiological characteristics (fingerprint, iris, face phase, DNA etc.) or behavioural characteristic (gait, keystroke habit etc.) carry out personal identification mirror
Fixed technology.
For in the prior art the technical issues of, the present invention illustrates by taking banking system as an example, and technology in the prior art is asked
The resolving ideas of topic includes: that the biometrics identification technology of recognition of face is embedded into the client of banking system to open an account in signing,
Complete veritification, the association of the basic information (name, identification card number, gender, cell-phone number) of client；Client opens an account with the bank signing
When, the merging of customer information is completed, is verified by uniqueness, the same client for limiting different certificates, which can only open an account, to contract once.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
As shown in Figure 1, this method specifically includes as follows the embodiment of the invention provides a kind of method that customer information merges
Step:
S101, when client holds current certificate information transacting business, utilize the biometrics identification technology of recognition of face
Acquire client's biological information.
In embodiments of the present invention, client by (such as sales counter) handles banking system related service by all kinds of means when, by adopting
Client's biological information is acquired with the biometrics identification technology of recognition of face, which includes: to utilize human body
Intrinsic physiological characteristic (fingerprint, iris, face phase, DNA etc.) or behavioural characteristic (gait, keystroke habit etc.).
S102, the target certificate information in default biological information database is obtained according to client's biological information.
In embodiments of the present invention, it is captured by the capture to client and obtains client's biological information, it is quick into system
The multiple cross comparison that default biological information database completes customer information is searched for, and feedback ratio pair is as a result, according to comparison
As a result corresponding target certificate information is obtained from default biological information database.
Further, as shown in Fig. 2, being a kind of specific implementation of above-mentioned steps S102, then special according to client's biology
The step of acquisition of information presets the target certificate information in biological information database is levied, can specifically include following steps:
S201, the client's biological characteristic stored in client's biological information and default biological information database is believed
Breath carries out multiple cross comparison, obtains comparison result.
S202, when comparison result be client's biological information be present in default biological information database when, then
Target certificate information is extracted from default biological information database.
In embodiments of the present invention, it by being identified to client's biological information, matches and presets life in banking system
Customer information in object characteristic information data library completes the certification to unique ID of client.
It should be noted that obtaining the target in default biological information database according to client's biological information
Before the step of certificate information, further includes: construct default biological information database.
In the embodiment of the present invention, by acquiring client's biological information, customer information acquisition is completed, according to customer information
Construct the biological information database of unique identification client.
Further, as shown in figure 3, the step of constructing default biological information database, can specifically include as follows
Step:
S301, customer basis data are obtained, which includes: customer name, identification card number, gender and hand
Machine number.
S302, client's biological information, client's biological information conduct are acquired by biometrics identification technology
Identify the exclusive identification code of client.
S303, default biological information database is established according to customer basis data and client's biological information.
It should be noted that in embodiments of the present invention, client is when banking system is contracted, first in systems first
Establish the basic information of client, comprising: the information such as customer name, identification card number, gender and corresponding cell-phone number), it adopts simultaneously
Collect unique ID that face information identifies client as bank's built-in system, for completing the certification of ID unique to client, and identity
The certification of the regulatory agencies such as card, passport, officer's identity card is used as assistant authentification certificate, establishes biology of the banking system based on recognition of face
Characteristic information data library.
S103, current certificate information and target certificate information are merged.
It should be noted that in embodiments of the present invention, after the completion of proof of identity, being believed by the client certificate held instantly
While ceasing transacting business, the information such as the certificate of client are improved, customer information is completed and merges.
S104, current certificate information is stored into default biological information database, and with target certificate information into
Row association.
The method that a kind of customer information provided in an embodiment of the present invention merges, holds current certificate information in client and handles industry
When business, client's biological information is acquired using the biometrics identification technology of recognition of face；Believe further according to client's biological characteristic
Breath obtains the target certificate information in default biological information database；Finally by current certificate information and target certificate information
It merges.The method that the customer information provided through the invention merges, is adopted using the biometrics identification technology of recognition of face
Collect client's biological information, forms the biological information database of banking system, and hold auxiliary certificate acquiring phase in client
When the business of pass, improve customer information, realize the merging of customer information, limit same client hold different certificates be only capable of completing it is primary
It opens an account signing, promotes user experience, and realize and effectively prevent the problem of certificate such as falsely uses at the direct bring financial risks.
As shown in figure 4, the embodiment of the invention also discloses the methods that another customer information merges, specifically, this method
In using the types of facial makeup in Beijing operas information in biometrics identification technology as biological information, this method specifically comprises the following steps:
S401, when client holds current certificate information transacting business, utilize the biometrics identification technology of recognition of face
Acquire client's types of facial makeup in Beijing operas information.
In embodiments of the present invention, client by (such as sales counter) handles banking system related service by all kinds of means when, by adopting
Client's types of facial makeup in Beijing operas information is acquired with the biometrics identification technology of recognition of face.
S402, the target certificate information in types of facial makeup in Beijing operas information database is preset according to client's types of facial makeup in Beijing operas acquisition of information.
In embodiments of the present invention, it is captured by the capture to client and obtains client's types of facial makeup in Beijing operas information, into system fast search
The multiple cross that default types of facial makeup in Beijing operas information database completes customer information compares, and feedback ratio pair is as a result, according to comparison result from pre-
If obtaining corresponding target certificate information in types of facial makeup in Beijing operas information database.
Further, as shown in figure 5, being a kind of specific implementation of above-mentioned steps S402, then believed according to client's types of facial makeup in Beijing operas
Breath obtains the step of target certificate information in default types of facial makeup in Beijing operas information database, can specifically include following steps:
S501, the client's types of facial makeup in Beijing operas information stored in client's types of facial makeup in Beijing operas information and default types of facial makeup in Beijing operas information database is subjected to multiple friendship
Fork compares, and obtains comparison result.
S502, when comparison result be client's types of facial makeup in Beijing operas information be present in the default types of facial makeup in Beijing operas information database when, from the default types of facial makeup in Beijing operas
Target certificate information is extracted in information database.
In embodiments of the present invention, it by being identified to client's types of facial makeup in Beijing operas information, matches and presets types of facial makeup in Beijing operas letter in banking system
The customer information in database is ceased, the certification to unique ID of client is completed.
It should be noted that presetting the target certificate information in types of facial makeup in Beijing operas information database according to client's types of facial makeup in Beijing operas acquisition of information
The step of before, further includes: construct default types of facial makeup in Beijing operas information database.
In the embodiment of the present invention, by acquiring client's types of facial makeup in Beijing operas information, customer information acquisition is completed, is constructed according to customer information
The types of facial makeup in Beijing operas information database of unique identification client.
Further, as shown in fig. 6, the step of constructing default types of facial makeup in Beijing operas information database, can specifically include following steps:
S601, customer basis data are obtained, which includes: customer name, identification card number, gender and hand
Machine number.
S602, client's types of facial makeup in Beijing operas information is acquired by biometrics identification technology, client's types of facial makeup in Beijing operas information is as mark client
Exclusive identification code.
S603, default types of facial makeup in Beijing operas information database is established according to customer basis data and client's types of facial makeup in Beijing operas information.
It should be noted that in embodiments of the present invention, client is when banking system is contracted, first in systems first
Establish the basic information of client, comprising: the information such as customer name, identification card number, gender and corresponding cell-phone number), it adopts simultaneously
Collect unique ID that face information identifies client as bank's built-in system, for completing the certification of ID unique to client, and identity
The certification of the regulatory agencies such as card, passport, officer's identity card is used as assistant authentification certificate, establishes the types of facial makeup in Beijing operas of the banking system based on recognition of face
Information database.
S403, current certificate information and target certificate information are merged.
It should be noted that in embodiments of the present invention, after the completion of proof of identity, being believed by the client certificate held instantly
While ceasing transacting business, the information such as the certificate of client are improved, customer information is completed and merges.
S404, current certificate information is stored into default types of facial makeup in Beijing operas information database, and is closed with target certificate information
Connection.
The method that a kind of customer information provided in an embodiment of the present invention merges, holds current certificate information in client and handles industry
When business, client's types of facial makeup in Beijing operas information is acquired using the biometrics identification technology of recognition of face；It is pre- further according to client's types of facial makeup in Beijing operas acquisition of information
If the target certificate information in types of facial makeup in Beijing operas information database；Finally current certificate information and target certificate information are merged.It is logical
The method that customer information provided by the invention merges is crossed, is believed using biometrics identification technology acquisition client's types of facial makeup in Beijing operas of recognition of face
Breath forms the types of facial makeup in Beijing operas information database of banking system, and when client holds auxiliary certificate acquiring related service, improves client's letter
Breath, realizes the merging of customer information, limits same client and holds different certificates and is only capable of completing once to open an account signing, promotion user's body
It tests, and realizes and effectively prevent the problem of certificate such as falsely uses at the direct bring financial risks.
Method is described in detail in aforementioned present invention disclosed embodiment, diversified forms can be used for method of the invention
Device realize that therefore the invention also discloses a kind of devices, and specific embodiment is given below and is described in detail.
As shown in fig. 7, the device specifically includes the embodiment of the invention provides the device that a kind of customer information merges: the
One processing unit 701, the second processing unit 702 and third processing unit 703, in which:
First processing units 701, for utilizing the life of recognition of face when client holds current certificate information transacting business
Object feature identification technique acquires client's biological information；
The second processing unit 702, for being obtained in default biological information database according to client's biological information
Target certificate information；
Third processing unit 703, for merging current certificate information and target certificate information.
Further, described the second processing unit 702 includes: comparing unit 7021 and extraction unit 7022, in which:
Comparing unit 7021, the visitor for will be stored in client's biological information and default biological information database
Family biological information carries out multiple cross comparison, obtains comparison result；
Extraction unit 7022, for being that client's biological information is present in default biological information number when comparison result
When according in library, target certificate information is extracted from default biological information database.
Further, before described the second processing unit, further includes:
Construction unit, for constructing default biological information database.
Specifically, the construction unit includes:
Acquiring unit, for obtaining customer basis data, the customer basis data include: customer name, identification card number,
Gender and cell-phone number；
Acquisition unit, for acquiring client's biological information by biometrics identification technology, client's biology is special
Exclusive identification code of the reference breath as mark client；
Unit is established, for establishing default biological information number according to customer basis data and client's biological information
According to library.
On the basis of above-mentioned, the device further include: fourth processing unit 704, the fourth processing unit 704 are used for
Current certificate information is stored into default biological information database, and is associated with target certificate information.
The device that a kind of customer information provided in an embodiment of the present invention merges, first processing units hold current card in client
When part information transacting business, client's types of facial makeup in Beijing operas information is acquired using the biometrics identification technology of recognition of face；The second processing unit
The target certificate information in types of facial makeup in Beijing operas information database is preset according to client's types of facial makeup in Beijing operas acquisition of information；Third processing unit is by current certificate
Information and target certificate information merge.The method that the customer information provided through the invention merges, utilizes recognition of face
Biometrics identification technology acquires client's types of facial makeup in Beijing operas information, forms the types of facial makeup in Beijing operas information database of banking system, and hold auxiliary in client
When certificate acquiring related service, customer information is improved, realizes the merging of customer information, same client is limited and holds different certificates only
It can complete once to open an account signing, promote user experience, and realize that effective certificate that prevents such as falsely uses at the direct bring financial risks
The problem of.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by
One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation
Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning
Covering non-exclusive inclusion, so that article or equipment including a series of elements not only include those elements, and
It and further include other elements that are not explicitly listed, or further include for this article or the intrinsic element of equipment.?
Do not have in the case where more limiting, the element limited by sentence "including a ...", it is not excluded that including above-mentioned element
There is also other identical elements in article or equipment.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (10)
1. a kind of method that customer information merges characterized by comprising
It is raw using the biometrics identification technology acquisition client of recognition of face when client holds current certificate information transacting business
Object characteristic information；
The target certificate information in default biological information database is obtained according to client's biological information；
The current certificate information and the target certificate information are merged.
2. the method according to claim 1, wherein described obtained according to client's biological information is preset
The step of target certificate information in biological information database, comprising:
The client's biological characteristic stored in client's biological information and the default biological information database is believed
Breath carries out multiple cross comparison, obtains comparison result；
When the comparison result is that client's biological information is present in the default biological information database,
The target certificate information is extracted from described extract in default biological information database.
3. method according to claim 1 or 2, which is characterized in that pre- being obtained according to client's biological information
If before the step of target certificate information in biological information database, further includes:
Construct the default biological information database.
4. according to the method described in claim 3, it is characterized in that, the building default biological information database
Step, comprising:
Customer basis data are obtained, the customer basis data include: customer name, identification card number, gender and cell-phone number；
Client's biological information is acquired by the biometrics identification technology, client's biological information is as mark
The exclusive identification code of client；
Default biological information database is established according to the customer basis data and client's biological information.
5. the method according to claim 1, wherein by the current certificate information and the target certificate information
After the step of merging, further includes:
The current certificate information is stored into the default biological information database, and with the target certificate information
It is associated.
6. the device that a kind of customer information merges characterized by comprising
First processing units, for utilizing the biological characteristic of recognition of face when client holds current certificate information transacting business
Identification technology acquires client's biological information；
The second processing unit, for obtaining the mesh in default biological information database according to client's biological information
Mark certificate information；
Third processing unit, for merging the current certificate information and the target certificate information.
7. device according to claim 6, which is characterized in that described the second processing unit includes:
Comparing unit, the visitor for will be stored in client's biological information and the default biological information database
Family biological information carries out multiple cross comparison, obtains comparison result；
Extraction unit, for being that client's biological information is present in the default biological characteristic letter when the comparison result
When ceasing in database, the target certificate information is extracted from described extract in default biological information database.
8. device according to claim 6 or 7, which is characterized in that before described the second processing unit, further includes:
Construction unit, for constructing the default biological information database.
9. device according to claim 8, which is characterized in that the construction unit includes:
Acquiring unit, for obtaining customer basis data, the customer basis data include: customer name, identification card number, gender
And cell-phone number；
Acquisition unit, for acquiring client's biological information by the biometrics identification technology, client's biology is special
Exclusive identification code of the reference breath as mark client；
Unit is established, for establishing default biological characteristic letter according to the customer basis data and client's biological information
Cease database.
10. device according to claim 6, which is characterized in that further include:
Fourth processing unit, for storing the current certificate information into the default biological information database, and
It is associated with the target certificate information.
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| CN201811130254.XA CN109213889B (en) | 2018-09-27 | 2018-09-27 | Method and device for merging customer information |
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| CN111639919A (en) * | 2020-06-05 | 2020-09-08 | 中国银行股份有限公司 | Information acquisition method and device |
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