CN109146495B - Method and device for quickly and safely starting payment and terminal equipment - Google Patents
Method and device for quickly and safely starting payment and terminal equipment Download PDFInfo
- Publication number
- CN109146495B CN109146495B CN201810924267.8A CN201810924267A CN109146495B CN 109146495 B CN109146495 B CN 109146495B CN 201810924267 A CN201810924267 A CN 201810924267A CN 109146495 B CN109146495 B CN 109146495B
- Authority
- CN
- China
- Prior art keywords
- gesture
- fingerprint
- information
- preset
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
Abstract
The invention is suitable for the technical field of safe payment, and provides a method, a device and a terminal device for quickly and safely starting payment.
Description
Technical Field
The invention belongs to the technical field of secure payment, and particularly relates to a method and a device for quickly and safely starting payment and terminal equipment.
Background
Along with the development of intelligent terminal miniaturation manufacturing technology to the intelligence wearing equipment that intelligent wrist-watch, intelligent eyes, intelligent bracelet, intelligent earphone represented fuses gradually into people's life, and along with the popularization of electronic payment, current intelligence wearing equipment also has the electronic payment function, so that people can enjoy the convenience of electronic payment anytime and anywhere.
However, the payment function of the existing intelligent wearable device needs to input a secret key when entering the payment function and starting the payment two-dimensional code, and the starting speed is slow, so that the user experience is very poor.
Disclosure of Invention
In view of this, the embodiment of the invention provides a method and a device for quickly and safely starting payment and a terminal device, so as to solve the problems that the payment function of an intelligent wearable device is slow in starting speed and poor in user experience.
A first aspect of an embodiment of the present invention provides a method for quickly and safely starting payment, including:
when the terminal equipment is in a screen turning state, acquiring fingerprint information and gesture information input by a user;
matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint, entering a payment interface for payment.
A second aspect of an embodiment of the present invention provides an apparatus for quickly and safely initiating payment, including:
the terminal equipment comprises a first information acquisition unit, a second information acquisition unit and a display unit, wherein the first information acquisition unit is used for acquiring fingerprint information and gesture information input by a user when the terminal equipment is in a screen-turning state;
the information matching unit is used for matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and the payment operation unit is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint.
A third aspect of an embodiment of the present invention provides a terminal device, including:
memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor when executing the computer program performs the steps of the method for fast and secure initiation of payment provided by the first aspect of an embodiment of the invention.
Wherein the computer program comprises:
the terminal equipment comprises a first information acquisition unit, a second information acquisition unit and a display unit, wherein the first information acquisition unit is used for acquiring fingerprint information and gesture information input by a user when the terminal equipment is in a screen-turning state;
the information matching unit is used for matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and the payment operation unit is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint.
A fourth aspect of the embodiments of the present invention provides a computer-readable storage medium, which stores a computer program, where the computer program, when executed by a processor, implements the steps of the method for fast and secure initiation of payment provided by the first aspect of the embodiments of the present invention.
Wherein the computer program comprises:
the terminal equipment comprises a first information acquisition unit, a second information acquisition unit and a display unit, wherein the first information acquisition unit is used for acquiring fingerprint information and gesture information input by a user when the terminal equipment is in a screen-turning state;
the information matching unit is used for matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and the payment operation unit is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint.
Compared with the prior art, the embodiment of the invention has the following beneficial effects: .
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a flowchart of an implementation of a method for quickly and securely initiating a payment according to an embodiment of the present invention;
fig. 2 is a flowchart illustrating a specific implementation of matching fingerprint information and gesture information with a preset fingerprint and a preset gesture according to an embodiment of the present invention;
fig. 3 is a flowchart illustrating a specific implementation of a method for matching fingerprint information and gesture information with preset fingerprint information and gesture information according to a second embodiment of the present invention;
fig. 4 is a specific implementation flow of a method for matching fingerprint information and gesture information with preset fingerprint information and gesture information according to a third embodiment of the present invention;
fig. 5 is a specific implementation flow of a method for matching fingerprint information and gesture information with preset fingerprint information and gesture information according to the fourth embodiment of the present invention;
fig. 6 is a schematic diagram of an apparatus for quickly and safely initiating payment according to a fifth embodiment of the present invention;
fig. 7 is a schematic diagram of a terminal device according to a sixth embodiment of the present invention.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.
Example one
In order to explain the technical means of the present invention, the following description will be given by way of specific examples. Referring to fig. 1, fig. 1 shows an implementation process of a method for quickly and safely initiating payment according to an embodiment of the present invention, which is detailed as follows:
in step S101, when the terminal device is in a screen-turning state, fingerprint information and gesture information input by a user are acquired.
In the embodiment of the present invention, the terminal device includes, but is not limited to, terminal devices such as a smart watch, a smart bracelet, and a smart phone, the terminal devices are all provided with a screen end and support fingerprint identification under a screen, and when a user operates at the screen end of the terminal device through a fingerprint, the terminal device can identify an operation corresponding to the fingerprint.
Wherein, the fingerprint information comprises fingerprint characteristic information of the finger; the gesture information includes, but is not limited to, a movement trajectory, a movement direction, and a movement speed of the hand.
Optionally, the fingerprint information includes fingerprint information of two or more fingers.
In step S102, the fingerprint information and the gesture information are matched with a preset fingerprint and a preset gesture.
In an embodiment of the present invention, the preset fingerprint is a fingerprint pre-stored in a database, including but not limited to a fingerprint for application initiated payment, a fingerprint for confirming payment, a fingerprint for changing payment limit, and a fingerprint for aborting payment. The preset gestures are gestures stored in a database in advance, and include but are not limited to a moving track, a moving direction and a moving speed of a finger on a screen.
The acquired fingerprint information and gesture information are respectively matched with the preset fingerprint and the preset gesture stored in the database to determine whether the corresponding preset fingerprint and preset gesture can be matched, so that whether the payment module is started to pay through the payment interface is determined according to the matching result.
Optionally, referring to fig. 2, a specific implementation flow of a method for matching fingerprint information and gesture information with a preset fingerprint and a preset gesture according to an embodiment of the present invention is shown, which is detailed as follows:
in step S201, similarity calculation is performed on the fingerprint in the fingerprint information and the preset fingerprint.
In the embodiment of the present invention, the similarity calculation is specifically performed by comparing the similarity between the fingerprint in the fingerprint information and a preset fingerprint, and when the similarity reaches a certain value, for example, when the similarity is greater than a preset threshold, the two fingerprints to be compared are considered to be similar.
It can be understood that when the number of fingerprints in the fingerprint information is two or more, two or more fingerprint combinations with the preset number of fingerprints need to be searched for comparison, and only when the similarity of the two fingerprint combinations reaches a preset threshold, the two fingerprint combinations that are compared are considered to be similar, for example, if the acquired fingerprint information input by the user is a fingerprint combination composed of an index finger and a middle finger, the same group of fingerprint combinations composed of the index finger and the middle finger needs to be searched for in the database, so that the fingerprint in the fingerprint information can be considered to be matched with the preset fingerprint.
Here, step S201 is specifically:
and comparing the fingerprint characteristics in the fingerprint information with the fingerprint characteristics of a preset fingerprint, and calculating the similarity of the fingerprint characteristics and the preset fingerprint.
Here, the fingerprint features in the fingerprint information are compared and calculated with the fingerprint features of the preset fingerprint through an image identification processing technology to obtain the similarity of the fingerprint features and the preset fingerprint.
In step S202, it is determined whether the fingerprint in the fingerprint information matches the preset fingerprint according to the calculated first comparison result between the similarity and the preset threshold.
In the embodiment of the present invention, the first and second comparison results are only used to indicate different comparison results, and have no other special meaning.
Here, the similarity calculated by the first comparison result report reaches a preset threshold and the similarity calculated does not reach the preset threshold; the step of determining whether the fingerprint in the fingerprint information matches the preset fingerprint in step S202 specifically includes:
when the calculated similarity reaches a preset threshold value, determining that the fingerprint in the acquired fingerprint information is matched with a preset fingerprint;
and when the calculated similarity does not reach a preset threshold value, determining that the fingerprint in the acquired fingerprint information is not matched with the preset fingerprint.
Here, whether the acquired fingerprint information and the preset fingerprint are matched or not is determined by comparing the similarity of the two with a preset threshold, and the safety of payment is improved.
In step S203, the movement track, the movement direction, and the movement speed of the gesture in the gesture information are compared with the movement track, the movement direction, and the movement speed of a preset gesture.
In the embodiment of the invention, the movement track, the movement direction and the movement speed of the gesture in the gesture information are respectively compared with the movement track, the movement direction and the movement speed of the preset gesture, so as to determine whether the movement track, the movement direction and the movement speed of the two are consistent to determine whether the two are matched.
In step S204, it is determined whether the gesture in the gesture information matches a preset gesture according to the obtained second comparison result.
In the embodiment of the present invention, the obtained second comparison result includes, but is not limited to, that the movement track, the movement direction, and the movement speed of the gesture in the gesture information are all consistent with the movement track, the movement direction, and the movement speed of the preset gesture; the movement track, the movement direction and the movement speed of the gesture in the gesture information are inconsistent with any one of the movement track, the movement direction and the movement speed of the preset gesture.
At this time, the step of determining whether the gesture in the gesture information matches the preset gesture in step S204 specifically includes:
when the movement track in the gesture information is consistent with the movement track, the movement direction and the movement speed in the preset gesture, determining that the gesture in the acquired gesture information is matched with the preset gesture;
and when the movement track in the gesture information is inconsistent with any one of the movement track, the movement direction and the movement speed in the preset gesture, determining that the gesture in the acquired gesture information is not matched with the preset gesture.
Here, the specific steps of determining whether the movement trajectories of the gestures are consistent are: and judging whether the shapes formed by the movement tracks of the gestures are consistent, for example, if the preset movement track of the gesture is the shape of the letter C, and if the shape formed by the movement track of the gesture in the acquired gesture information is also the letter C, determining that the two shapes are consistent.
Judging whether the moving directions of the gestures are consistent specifically comprises the following steps: and determining whether the moving direction of the gesture is consistent according to the starting direction of the gesture moving track, for example, whether the user draws the shape of the letter C from top to bottom or whether the user draws the shape of the letter C from bottom to top.
Judging whether the moving speeds of the gestures are consistent specifically comprises the following steps: and judging whether the ratio of the moving speed in the acquired gesture information to the moving speed in the preset gesture is larger than a preset threshold value or not, and determining whether the moving speeds of the gestures are consistent or not according to the judgment result. For example, when the ratio of the moving speed in the acquired gesture information to the moving speed in the preset gesture is greater than a preset threshold, it is determined that the moving speeds of the gestures are consistent; and when the ratio of the moving speed in the acquired gesture information to the moving speed in the preset gesture is less than or equal to a preset threshold value, determining that the moving speeds of the gestures are inconsistent.
In step S103, when the fingerprint in the fingerprint information matches the preset fingerprint and the gesture in the gesture information matches the preset fingerprint, entering a payment interface for payment.
In the embodiment of the invention, in order to further improve the security of payment, the user only enters the payment interface to pay when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset gesture.
Here, the information displayed by the payment interface includes, but is not limited to, payee information, amount of money to be collected, or two-dimensional code information to be collected; or the payment interface only comprises a code scanning interface, such as a two-dimension code scanning interface, so that the user can conveniently perform code scanning payment on the payment two-dimension code provided by the merchant.
In an application scene, when the smart watch is in a screen-off state, a user scratches the shape of a letter C from top to bottom on a screen by using a forefinger, at the moment, the smart watch acquires the fingerprint information and gesture information (such as the shape of the letter C) of the forefinger input by the user, matches the acquired fingerprint information and gesture information (the shape, the scratching direction and the scratching speed of the letter C) of the forefinger with a preset fingerprint and a preset gesture stored in a database, and starts a payment function of the smart watch when the corresponding preset fingerprint and preset gesture can be matched, and the smart watch enters a payment interface to pay.
In the embodiment of the invention, when the terminal equipment is in the screen-saving state, fingerprint information and gesture information input by a user are acquired, the fingerprint information and the gesture information are matched with a preset fingerprint and a preset gesture, and when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint, the user enters the payment interface for payment, so that the user can quickly enter the payment interface for support when the terminal equipment is in the screen-saving state, and the security of entering the payment interface is improved through the double combination of the fingerprint and the gesture, so that the terminal equipment can quickly and safely start the payment function.
Example two
Referring to fig. 3, fig. 3 shows a specific implementation flow of a method for matching fingerprint information and gesture information with preset fingerprint information and gesture information according to a second embodiment of the present invention, which is detailed as follows:
in step S301, the fingerprint in the fingerprint information is matched with a preset fingerprint, and it is determined whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint.
In step S302, when the fingerprint in the fingerprint information matches a corresponding preset fingerprint, matching a gesture in the gesture information with a preset gesture, and determining whether the gesture in the gesture information can match the corresponding preset gesture.
In step S303, when the gesture in the gesture information matches the corresponding preset gesture, entering a payment interface for payment.
In the embodiment of the invention, the fingerprint information input by the user is firstly matched with the preset fingerprint, and when the corresponding preset fingerprint is matched, the gesture information input by the user is matched with the preset gesture, so that the gesture matching operation is avoided being continued under the condition that the fingerprints are not matched, the burden of the system is reduced, and the working efficiency of the system is improved.
In an application scene, a user firstly stops the index finger at the screen end for N seconds and then draws the shape of the letter C at the screen end, at this time, the acquired fingerprint information of the index finger can be matched with the preset fingerprint firstly, so that the gesture matching operation is avoided being continued under the condition that the fingerprints are not matched, when the acquired fingerprint information of the index finger is matched with the preset fingerprint, the gesture information input by the user is further matched with the preset gesture, and the system processing efficiency is improved.
EXAMPLE III
Referring to fig. 4, fig. 4 shows a specific implementation flow of a method for matching fingerprint information and gesture information with preset fingerprint information and gesture information according to a third embodiment of the present invention, which is detailed as follows:
in step S401, matching a gesture in the gesture information with a preset gesture, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
in step S402, when the gesture in the gesture information matches a corresponding preset gesture, matching the fingerprint in the fingerprint information with a preset fingerprint, and determining whether the fingerprint in the fingerprint information can match the corresponding preset fingerprint;
in step S403, when the fingerprint in the fingerprint information matches a corresponding preset fingerprint, entering a payment interface for payment.
In the embodiment of the invention, the gesture information input by the user is firstly matched with the preset gesture, and when the corresponding preset gesture is matched, the fingerprint information input by the user is matched with the preset fingerprint, so that the condition that the gesture is not matched is avoided, the matching operation of the fingerprint is continued, the burden of the system is reduced, and the working efficiency of the system is improved.
In an application scene, a user firstly scratches the shape of the letter C at the screen end, and then stops the index finger at the screen end for N seconds, at this time, the acquired gesture information can be firstly matched with the preset gesture so as to avoid the condition that the gesture is not matched with the fingerprint matching operation, when the acquired gesture information is matched with the preset gesture, the fingerprint information input by the user is further matched with the preset fingerprint, and the system processing efficiency is improved.
Example four
Referring to fig. 5, fig. 5 shows a specific implementation flow of a method for searching for a corresponding payment operation according to fingerprint information and gesture information according to a fourth embodiment of the present invention, which is detailed as follows:
in step S501, fingerprint information and/or gesture information input by a user is acquired.
In the embodiment of the present invention, the fingerprint information input by the user includes, but is not limited to, a single fingerprint, and a plurality of fingerprint combinations.
In step S502, a preset payment operation database is traversed according to the fingerprint information and/or the gesture information, and a corresponding payment operation is searched.
In the embodiment of the invention, the preset payment operation database stores different corresponding payment operations such as fingerprints, fingerprint combinations, gestures, gesture combinations, fingerprint and gesture combinations and the like in advance, wherein the payment operations include but are not limited to starting payment operations, stopping payment operations, determining payment operations, payment amount changing operations and payment authority changing operations.
In an application scene, when the terminal device is in a screen-off state, in order to avoid that a user presets different fingerprints and gestures corresponding to different payment amounts of different grades, namely, N-grade payment amounts are realized by presetting the fingerprints and the gestures, the N-grade payment amounts are flexibly called according to an actual payment scene, for example, in a small payment scene, 1-grade payment amount (less than 200 yuan) is called by a letter L drawn by a forefinger; in a large payment scene, the letter H drawn by the index finger calls a 3-level payment amount (such as less than 1 ten thousand yuan) to start payment interfaces with different payment amounts according to different payment scenes so as to ensure the safety of funds.
In another application scenario, when the terminal device is in the payment interface, a user suddenly does not want to purchase goods or services, and the user can interrupt payment and quickly turn off the screen by drawing a letter X with a finger at the screen end; or the fingerprint combination of the index finger, the middle finger and the ring finger is used for realizing the payment interruption and quick screen-off.
In the embodiment of the invention, the fingerprint information and/or the gesture information input by the user are acquired, and the corresponding payment operation is searched in the preset payment operation database, so that the corresponding payment operation is executed, the quick and safe payment is realized, and the user experience is better.
It should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be controlled by its function and internal logic, and should not constitute any limitation to the implementation process of the embodiments of the present invention.
EXAMPLE five
Corresponding to the method for quickly and safely initiating payment in the foregoing embodiments, fig. 6 shows a schematic diagram of an apparatus for quickly and safely initiating payment according to a fifth embodiment of the present invention, and for convenience of illustration, only the parts related to the embodiment of the present invention are shown.
Referring to fig. 6, the apparatus includes:
the first information acquisition unit 61 is used for acquiring fingerprint information and gesture information input by a user when the terminal device is in a screen-turning state;
the information matching unit 62 is configured to match the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and the payment operation unit 63 is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint.
Optionally, the fingerprint information includes fingerprint information of two or more fingers.
Optionally, the preset gesture includes a movement track, a movement direction, and a movement speed of the finger on the screen.
Optionally, the information matching unit 62 includes:
the similarity calculation subunit is used for calculating the similarity between the fingerprint in the fingerprint information and the preset fingerprint;
the first fingerprint matching determining subunit is configured to determine whether a fingerprint in the fingerprint information matches a preset fingerprint according to the calculated similarity and a first comparison result of a preset threshold;
the information comparison subunit is used for comparing the movement track, the movement direction and the movement speed of the gesture in the gesture information with the movement track, the movement direction and the movement speed of a preset gesture;
and the first gesture matching subunit is used for determining whether the gesture in the gesture information is matched with a preset gesture according to the obtained second comparison result.
Optionally, the information matching unit 62 includes:
the second fingerprint matching determining subunit is configured to match a fingerprint in the fingerprint information with a preset fingerprint, and determine whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint;
the second gesture matching subunit is used for matching the gesture in the gesture information with a preset gesture when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
and the first payment operation subunit is used for entering a payment interface to pay when the gesture in the gesture information is matched with the corresponding preset gesture.
Optionally, the information matching unit 62 includes:
the third gesture matching subunit is used for matching the gesture in the gesture information with a preset gesture and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
the third fingerprint matching determination subunit is configured to, when a gesture in the gesture information matches a corresponding preset gesture, match a fingerprint in the fingerprint information with a preset fingerprint, and determine whether the fingerprint in the fingerprint information can match the corresponding preset fingerprint;
and the second payment operation subunit is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint.
Optionally, the device further comprises
The second information acquisition unit is used for acquiring fingerprint information and/or gesture information input by a user;
and the supporting operation searching unit is used for traversing a preset payment operation database according to the fingerprint information and/or the gesture information and searching the corresponding payment operation.
Optionally, the payment operation includes: the payment operation is stopped, the payment operation is determined, the payment amount is changed, and the payment authority is changed.
In the embodiment of the invention, when the terminal equipment is in the screen-saving state, fingerprint information and gesture information input by a user are acquired, the fingerprint information and the gesture information are matched with a preset fingerprint and a preset gesture, and when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint, the user enters the payment interface for payment, so that the user can quickly enter the payment interface for support when the terminal equipment is in the screen-saving state, and the security of entering the payment interface is improved through the double combination of the fingerprint and the gesture, so that the terminal equipment can quickly and safely start the payment function.
EXAMPLE six
Fig. 7 is a schematic diagram of a terminal according to a sixth embodiment of the present invention. As shown in fig. 7, the terminal 7 of this embodiment includes: a processor 70, a memory 71 and a computer program 72 stored in said memory 71 and executable on said processor 70. The processor 70, when executing the computer program 72, implements the steps in the various above-described method embodiments of fast and secure initiation of payment, such as steps 101 through 103 shown in fig. 1. Alternatively, the processor 70, when executing the computer program 72, implements the functions of the units in the system embodiments, such as the functions of the modules 61 to 63 shown in fig. 6.
Illustratively, the computer program 72 may be divided into one or more units, which are stored in the memory 71 and executed by the processor 70 to accomplish the present invention. The one or more units may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution of the computer program 72 in the terminal 7. For example, the computer program 72 may be divided into the first information acquiring unit 61, the information matching unit 62, and the payment operation unit 63, and the specific functions of each unit are as follows:
the first information acquisition unit 61 is used for acquiring fingerprint information and gesture information input by a user when the terminal device is in a screen-turning state;
the information matching unit 62 is configured to match the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
and the payment operation unit 63 is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint.
Optionally, the fingerprint information includes fingerprint information of two or more fingers.
Optionally, the preset gesture includes a movement track, a movement direction, and a movement speed of the finger on the screen.
Optionally, the information matching unit 62 includes:
the similarity calculation subunit is used for calculating the similarity between the fingerprint in the fingerprint information and the preset fingerprint;
the first fingerprint matching determining subunit is configured to determine whether a fingerprint in the fingerprint information matches a preset fingerprint according to the calculated similarity and a first comparison result of a preset threshold;
the information comparison subunit is used for comparing the movement track, the movement direction and the movement speed of the gesture in the gesture information with the movement track, the movement direction and the movement speed of a preset gesture;
and the first gesture matching subunit is used for determining whether the gesture in the gesture information is matched with a preset gesture according to the obtained second comparison result.
Optionally, the information matching unit 62 includes:
the second fingerprint matching determining subunit is configured to match a fingerprint in the fingerprint information with a preset fingerprint, and determine whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint;
the second gesture matching subunit is used for matching the gesture in the gesture information with a preset gesture when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
and the first payment operation subunit is used for entering a payment interface to pay when the gesture in the gesture information is matched with the corresponding preset gesture.
Optionally, the information matching unit 62 includes:
the third gesture matching subunit is used for matching the gesture in the gesture information with a preset gesture and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
the third fingerprint matching determination subunit is configured to, when a gesture in the gesture information matches a corresponding preset gesture, match a fingerprint in the fingerprint information with a preset fingerprint, and determine whether the fingerprint in the fingerprint information can match the corresponding preset fingerprint;
and the second payment operation subunit is used for entering a payment interface for payment when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint.
Optionally, the device further comprises
The second information acquisition unit is used for acquiring fingerprint information and/or gesture information input by a user;
and the supporting operation searching unit is used for traversing a preset payment operation database according to the fingerprint information and/or the gesture information and searching the corresponding payment operation.
Optionally, the payment operation includes: the payment operation is stopped, the payment operation is determined, the payment amount is changed, and the payment authority is changed.
The terminal 7 can be a desktop computer, a notebook, a palm computer, a smart phone and other terminal devices, and also can be a smart bracelet, a smart watch, a bluetooth headset and other wearable devices. The terminal 7 may include, but is not limited to, a processor 70, a memory 71. It will be appreciated by those skilled in the art that fig. 7 is only an example of a terminal 7 and does not constitute a limitation of the terminal 7, and that it may comprise more or less components than those shown, or some components may be combined, or different components, for example the terminal may further comprise input output devices, network access devices, buses, etc.
The Processor 70 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field-Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 71 may be an internal storage unit of the terminal 7, such as a hard disk or a memory of the terminal 7. The memory 71 may also be an external storage device of the terminal 7, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card) and the like provided on the terminal 7. Further, the memory 71 may also include both an internal storage unit and an external storage device of the terminal 7. The memory 71 is used for storing the computer program and other programs and data required by the terminal. The memory 71 may also be used to temporarily store data that has been output or is to be output.
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned function distribution may be performed by different functional units and modules according to needs, that is, the internal structure of the system is divided into different functional units or modules to perform all or part of the above-mentioned functions. Each functional unit and module in the embodiments may be integrated in one processing unit, or each unit may exist alone physically, or two or more units are integrated in one unit, and the integrated unit may be implemented in a form of hardware, or in a form of software functional unit. In addition, specific names of the functional units and modules are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present application. The specific working processes of the units and modules in the system may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and reference may be made to the related descriptions of other embodiments for parts that are not described or illustrated in a certain embodiment.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
In the embodiments provided in the present invention, it should be understood that the disclosed system/terminal device and method can be implemented in other ways. For example, the above-described system/terminal device embodiments are merely illustrative, and for example, the division of the modules or units is only one logical division, and there may be other divisions when actually implemented, for example, multiple units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, systems or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
The integrated modules/units, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. Based on such understanding, all or part of the flow of the method according to the embodiments of the present invention may also be implemented by a computer program, which may be stored in a computer-readable storage medium, and when the computer program is executed by a processor, the steps of the method embodiments may be implemented. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable medium may include: any entity or system capable of carrying said computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, etc. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.
The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; such modifications and substitutions do not substantially depart from the spirit and scope of the embodiments of the present invention, and are intended to be included within the scope of the present invention.
Claims (9)
1. A method of fast and secure initiation of payment by a wearable device, the method comprising:
when the terminal equipment is in a screen turning state, acquiring fingerprint information and gesture information input by a user;
matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint, entering a payment interface for payment; the step of matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture comprises the following steps:
similarity calculation is carried out on the fingerprints in the fingerprint information and the preset fingerprints;
determining whether the fingerprint in the fingerprint information is matched with the preset fingerprint according to the calculated similarity and a first comparison result of a preset threshold;
comparing the movement track, the movement direction and the movement speed of the gesture in the gesture information with the movement track, the movement direction and the movement speed of a preset gesture;
determining whether the gesture in the gesture information is matched with a preset gesture according to the obtained second comparison result;
judging whether the moving directions of the gestures are consistent as follows: determining whether the gesture moving directions are consistent or not according to the initial direction of the gesture moving track;
judging whether the moving speeds of the gestures are consistent as follows: judging whether the ratio of the obtained moving speed of the gesture to the moving speed in the preset gesture is larger than a preset threshold value or not, and determining whether the moving speeds of the gestures are consistent or not according to the judged structure;
and matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture, wherein the matching comprises the following steps:
matching the gesture in the gesture information with a preset gesture, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
when the gesture in the gesture information is matched with the corresponding preset gesture, matching the fingerprint in the fingerprint information with a preset fingerprint, and determining whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint;
when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint, entering a payment interface for payment;
and after the user marks the gesture information at the screen end, stopping the fingers at the screen end for a certain time, and matching the acquired gesture information with the preset gesture.
2. The method of claim 1, wherein the fingerprint information comprises fingerprint information of two or more fingers.
3. The method of claim 1, wherein the preset gesture comprises a movement track, a movement direction and a movement speed of a finger on a screen.
4. The method of claim 1, wherein the step of matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture comprises:
matching the fingerprint in the fingerprint information with a preset fingerprint, and determining whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint;
when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint, matching the gesture in the gesture information with a preset gesture, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
and when the gesture in the gesture information is matched with the corresponding preset gesture, entering a payment interface for payment.
5. The method of claim 1, wherein after the step of entering a payment interface for payment, further comprising:
acquiring fingerprint information and/or gesture information input by a user;
and traversing a preset payment operation database according to the fingerprint information and/or the gesture information, and searching for corresponding payment operation.
6. The method of claim 5, wherein the payment operation comprises: the payment operation is stopped, the payment operation is determined, the payment amount is changed, and the payment authority is changed.
7. An apparatus for quickly and securely initiating a payment, the apparatus comprising:
the terminal equipment comprises a first information acquisition unit, a second information acquisition unit and a display unit, wherein the first information acquisition unit is used for acquiring fingerprint information and gesture information input by a user when the terminal equipment is in a screen-turning state;
the information matching unit is used for matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture;
the payment operation unit is used for entering a payment interface to pay when the fingerprint in the fingerprint information is matched with the preset fingerprint and the gesture in the gesture information is matched with the preset fingerprint;
the information matching unit matches the fingerprint information and the gesture information with a preset fingerprint and a preset gesture, and the information matching unit comprises the following steps:
similarity calculation is carried out on the fingerprints in the fingerprint information and the preset fingerprints;
determining whether the fingerprint in the fingerprint information is matched with the preset fingerprint according to the calculated similarity and a first comparison result of a preset threshold;
comparing the movement track, the movement direction and the movement speed of the gesture in the gesture information with the movement track, the movement direction and the movement speed of a preset gesture;
determining whether the gesture in the gesture information is matched with a preset gesture according to the obtained second comparison result;
judging whether the moving directions of the gestures are consistent as follows: determining whether the gesture moving directions are consistent or not according to the initial direction of the gesture moving track;
judging whether the moving speeds of the gestures are consistent as follows: judging whether the ratio of the obtained moving speed of the gesture to the moving speed in the preset gesture is larger than a preset threshold value or not, and determining whether the moving speeds of the gestures are consistent or not according to the judged structure; and matching the fingerprint information and the gesture information with a preset fingerprint and a preset gesture, wherein the matching comprises the following steps:
matching the gesture in the gesture information with a preset gesture, and determining whether the gesture in the gesture information can be matched with the corresponding preset gesture;
when the gesture in the gesture information is matched with the corresponding preset gesture, matching the fingerprint in the fingerprint information with a preset fingerprint, and determining whether the fingerprint in the fingerprint information can be matched with the corresponding preset fingerprint;
when the fingerprint in the fingerprint information is matched with the corresponding preset fingerprint, entering a payment interface for payment;
and after the user marks the gesture information at the screen end, stopping the fingers at the screen end for a certain time, and matching the acquired gesture information with the preset gesture.
8. A terminal device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor, when executing the computer program, carries out the steps of a method for fast and secure initiation of payment according to any one of claims 1 to 6.
9. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the steps of the method for fast and secure initiation of payments according to any one of claims 1 to 6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810924267.8A CN109146495B (en) | 2018-08-14 | 2018-08-14 | Method and device for quickly and safely starting payment and terminal equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810924267.8A CN109146495B (en) | 2018-08-14 | 2018-08-14 | Method and device for quickly and safely starting payment and terminal equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109146495A CN109146495A (en) | 2019-01-04 |
| CN109146495B true CN109146495B (en) | 2022-03-04 |
Family
ID=64793010
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810924267.8A Active CN109146495B (en) | 2018-08-14 | 2018-08-14 | Method and device for quickly and safely starting payment and terminal equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109146495B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109871175A (en) * | 2019-01-29 | 2019-06-11 | 维沃移动通信有限公司 | A kind of terminal equipment control method and terminal device |
| CN113495668A (en) * | 2020-04-08 | 2021-10-12 | 北京意锐新创科技有限公司 | Information display method and device suitable for payment equipment |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105530357A (en) * | 2015-12-02 | 2016-04-27 | 武汉理工大学 | Gesture identity authentication system and method based on sensor on mobile phone |
| CN107153505A (en) * | 2017-05-12 | 2017-09-12 | 硕诺科技（深圳）有限公司 | A kind of gesture rapid operating method based on screen fingerprint recognition |
Family Cites Families (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR20110103598A (en) * | 2010-03-15 | 2011-09-21 | 주식회사 엘지유플러스 | Terminal unlock system and terminal unlock method |
| AU2011202182B1 (en) * | 2011-05-11 | 2011-10-13 | Frequency Ip Holdings, Llc | Creation and presentation of selective digital content feeds |
| CN104077518A (en) * | 2014-07-03 | 2014-10-01 | 南昌欧菲生物识别技术有限公司 | Device and method for unlocking and executing application |
| CN105631288B (en) * | 2015-10-30 | 2018-11-06 | 东莞酷派软件技术有限公司 | A kind of the program switching method and system of terminal |
| CN105843508B (en) * | 2016-03-31 | 2019-07-26 | 努比亚技术有限公司 | Mobile terminal and its screenshotss method |
| CN107358439A (en) * | 2017-07-07 | 2017-11-17 | 广东欧珀移动通信有限公司 | Using method of payment, device and terminal device |
| CN107360002B (en) * | 2017-08-15 | 2020-02-07 | 武汉信安珞珈科技有限公司 | Application method of digital certificate |
-
2018
- 2018-08-14 CN CN201810924267.8A patent/CN109146495B/en active Active
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105530357A (en) * | 2015-12-02 | 2016-04-27 | 武汉理工大学 | Gesture identity authentication system and method based on sensor on mobile phone |
| CN107153505A (en) * | 2017-05-12 | 2017-09-12 | 硕诺科技（深圳）有限公司 | A kind of gesture rapid operating method based on screen fingerprint recognition |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109146495A (en) | 2019-01-04 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110570200B (en) | Payment method and device | |
| CN107451550B (en) | Fingerprint unlocking method and related product | |
| CN113657886B (en) | Payment system, method, server device, medium and device | |
| CN105654026A (en) | Fingerprint storage method and apparatus thereof, fingerprint identification method and apparatus thereof | |
| CN104899490A (en) | Terminal positioning method and user terminal | |
| CN105447368A (en) | User terminal access right control method and user terminal | |
| CN103366107A (en) | Method, device and mobile phone for protecting access permission of application program | |
| US9207850B2 (en) | Application executing method using fingerprint recognition, device therefor, and computer readable recording medium therefor | |
| CN109146495B (en) | Method and device for quickly and safely starting payment and terminal equipment | |
| EP3101608A1 (en) | Mobile terminal and controlling method thereof | |
| EP3826008A1 (en) | Voice processing method and apparatus, storage medium, and electronic device | |
| CN107454251B (en) | Unlocking control method and related product | |
| CN105334958A (en) | Gesture recognition system and realization method | |
| CN109358927B (en) | Application program display method and device and terminal equipment | |
| CN113850587A (en) | Information display method, device and equipment | |
| CN107066864B (en) | Application icon display method and device | |
| CN113486738A (en) | Fingerprint identification method and device, electronic equipment and readable storage medium | |
| CN109034808B (en) | Operation method and device of payment application program and terminal equipment | |
| CN104933340A (en) | Message sending method and mobile terminal | |
| US20200387695A1 (en) | Interactive method and apparatus based on user action information, and electronic device | |
| CN115545720B (en) | Model training method, business wind control method and business wind control device | |
| CN112465497A (en) | Payment method, payment device, electronic equipment and medium | |
| CN109657441B (en) | Application opening method and related device | |
| CN109299948B (en) | Red packet sending method and device, wearable device and storage medium | |
| CN105224885A (en) | A kind of data processing method and terminal |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |