CN109034808B - Operation method and device of payment application program and terminal equipment - Google Patents
Operation method and device of payment application program and terminal equipment Download PDFInfo
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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Abstract
The application provides an operation method, an operation device and a terminal device of payment application programs, wherein the method comprises the following steps: acquiring a starting password of a payment application program input by a user; determining the operation mode of the payment application program after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts; and operating the payment application program according to the operation mode. The method and the device can guarantee the fund safety of the user to a certain extent.
Description
Technical Field
The application belongs to the technical field of application programs, and particularly relates to an operation method, an operation device, terminal equipment and a computer readable storage medium of a payment application program.
Background
With the development of terminal devices and internet technologies, almost all users install payment-type applications (e.g., pay-for-use, wechat, etc.) on their terminal devices, and it has become a normal state that users perform payment transactions through the payment-type applications. Although it is very convenient to use the payment application to perform payment transaction, the existing payment application cannot guarantee the fund security of the user very well, for example, sometimes the user is forced to use the payment application to perform transaction due to the coercion of others, thereby causing fund loss.
Disclosure of Invention
In view of this, the present application provides an operation method, an operation apparatus, a terminal device and a computer-readable storage medium for a payment application program, so as to solve the technical problem that the current payment application program cannot guarantee the fund security of a user well.
The application provides a method for operating a payment application program in a first aspect, and the method comprises the following steps:
acquiring a starting password of a payment application program input by a user;
determining the operation mode of the payment application program after being started according to the starting password, wherein different operation modes correspond to different asset amounts;
and operating the payment application program according to the operation mode.
A second aspect of the present application provides an apparatus for running a payment-type application, including:
the password acquisition module is used for acquiring a starting password of the payment application program input by a user;
the mode determining module is used for determining the operation mode of the payment application program after being started according to the starting password, wherein different operation modes correspond to different asset amounts;
and the operation module is used for operating the payment application program according to the operation mode.
A third aspect of the present application provides a terminal device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor implements the steps of the method according to the first aspect when executing the computer program.
A fourth aspect of the present application provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method of the first aspect as described above.
A fifth aspect of the present application provides a computer program product comprising a computer program which, when executed by one or more processors, performs the steps of the method of the first aspect as described above.
In view of the above, the present application provides an operation method of a payment application program, which includes, first, obtaining a start password of the payment application program input by a user, for example, before the payment application program is started, obtaining the start password input by the user at a login interface; secondly, determining an operation mode after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts; and then, operating the payment application program according to the operation mode. Therefore, the payment application program provided by the application can support a plurality of operation modes, and different operation modes correspond to different asset amounts, so that the technical scheme provided by the application can ensure that a user can select the payment application program to operate in the operation mode with less asset amount when other people urge the user to utilize the payment application program to carry out transaction, thereby ensuring the fund safety of the user to a certain extent and solving the technical problem that the current payment application program cannot well ensure the fund safety of the user.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a schematic implementation flowchart of an operation method of a payment application according to an embodiment of the present application;
fig. 2 is a schematic diagram of an operation process of a payment-type application according to an embodiment of the present application;
fig. 3 is a schematic implementation flow chart of another operation method of a payment-type application provided in the second embodiment of the present application;
fig. 4 is a schematic structural diagram of an operating apparatus of a payment-type application according to a third embodiment of the present application;
fig. 5 is a schematic structural diagram of a terminal device according to a fourth embodiment of the present application.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the present application. It will be apparent, however, to one skilled in the art that the present application may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present application with unnecessary detail.
The operation method of the payment application provided by the embodiment of the application can be applied to terminal devices, and for example, the terminal devices include but are not limited to: intelligent wearing equipment (e.g., electronic watch), mobile terminal, panel computer or learning machine etc..
In order to explain the technical solution of the present application, the following description will be given by way of specific examples.
Example one
Referring to fig. 1, a description is provided below of an operation method of a payment application provided in an embodiment of the present application, where the operation method of the payment application in the embodiment of the present application includes:
in step S101, a start password of the payment application program input by the user is acquired;
in the embodiment of the present application, the payment application refers to an application having a payment function, and of course, the payment application may have other functions besides the payment function, such as an instant messaging function, a game function, and/or a photographing function, which is not limited herein.
The start password is a login password that must be input when the payment application is started, for example, when a user starts a payment treasure, the login password needs to be input in a login interface.
In step S102, determining an operation mode after the payment application is started according to the start password, wherein different operation modes correspond to different asset amounts;
in this embodiment of the application, a correspondence table may be pre-stored in the terminal device, where the correspondence table records correspondence information between different start-up passwords and different operation modes, and each start-up password corresponds to one operation mode, so that after the start-up password input by the user is obtained, the start-up password input by the user may be searched in the pre-stored correspondence table, and if the start-up password input by the user is found, an operation mode corresponding to the start-up password input by the user is further searched in the correspondence table, and then the found operation mode is determined as the operation mode after the payment-type application is started.
In addition, in the embodiment of the present application, if the start password input by the user is not found in the pre-stored correspondence table, prompt information for prompting the user to re-input the start password may be output.
In this embodiment of the application, the number of the asset amount corresponding to a certain operation mode may be fixed, for example, fixed to 0 yuan, 10 yuan, or 100 yuan (in this case, the fixed number of the asset amount may be set by a user in a customized manner, or may be set before the terminal device leaves the factory); or, the amount of the assets corresponding to a certain operation mode may be changed according to the actual assets of the user, for example, the amount of the assets corresponding to a certain operation mode is one tenth of the amount of the savings of a certain bank card of the user, or the total amount of the savings of two bank cards.
In step S103, the payment application is run according to the running mode;
in the embodiment of the application, after the operation mode of the current payment application is acquired, the payment application is started.
After the payment application program is started, when the payment operation executed by the user is detected, whether the payment amount in the current payment operation is larger than the asset amount in the current operation mode can be judged, if so, prompt information can be output in a voice and/or text mode and used for prompting that the balance of the user is insufficient, and the user is refused to carry out the payment operation.
In order to explain the technical solution provided in the first embodiment of the present application in detail, the following description is made with reference to fig. 2:
as shown in fig. 2, it is assumed that the operation method of the payment application provided in the embodiment of the present application is applied to an electronic watch, where a correspondence table is stored in advance in the electronic watch, and as shown in fig. 2, the correspondence table stores: when the starting password is 19930101, the corresponding operation mode is a first security mode, wherein the asset amount corresponding to the first security mode is 0 (the correspondence table may store the correspondence information between the operation mode and the asset amount in addition to the correspondence information between the starting password and the operation mode); when the starting password is 19930202, the corresponding operation mode is a second safety mode, wherein the asset amount corresponding to the second safety mode is 1/10 of the deposit amount of the XX bank; when the starting password is 19930303, the corresponding operation mode is a normal mode, wherein the asset amount corresponding to the normal mode is the actual asset amount of the user.
As shown in fig. 2(a), if the start password input by the user is 19930202 when the user starts the payment-type application, the electronic watch determines that the corresponding operation mode is the second security mode and determines the asset amount corresponding to the second security mode by looking up the preset correspondence table, where the start password is 19930202, that is: 1/10 for the XX bank's savings amount. As shown in fig. 2(b), for the interface after the payment application is started, in the embodiment of the present application, the asset amount in the current running mode may also be displayed on the interface after the payment application is started, for example, if the deposit amount of the XX bank is 15000 yuan, information of "current balance 1500 yuan" may be displayed on the interface.
As shown in fig. 2(c), if the deposit amount of the XX bank is 15000 yuan, and if the current payment amount is 10000 yuan, it indicates that the deposit amount exceeds the asset amount corresponding to the operation mode, and a balance shortage may be prompted on the interface of the electronic watch, as shown in fig. 2(d), and the current payment operation is rejected.
The embodiment of the application provides an operation method of a payment application program, which comprises the steps of firstly, acquiring a starting password of the payment application program input by a user; secondly, determining the operation mode of the payment application program after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts; and then, operating the payment application program according to the operation mode. Therefore, the payment application program provided by the application can support a plurality of operation modes, and different operation modes correspond to different asset amounts, so that the technical scheme provided by the application can ensure that a user can select the payment application program to operate in the operation mode with less asset amount when other people urge the user to utilize the payment application program to carry out transaction, thereby ensuring the fund safety of the user to a certain extent and solving the technical problem that the current payment application program cannot well ensure the fund safety of the user.
Example two
Referring to fig. 3, a description is provided below of another operation method of a payment application provided in the second embodiment of the present application, where the operation method of the payment application in the second embodiment of the present application includes:
in step S301, a start password of the payment application input by the user is acquired;
in step S302, the start password input by the user is searched in the corresponding relationship table, and if the start password input by the user is found, the operation mode corresponding to the start password input by the user is searched in the corresponding relationship table, and the searched operation mode is determined as the operation mode after the payment-type application program is started, where different operation modes correspond to different asset amounts;
in step S303, the payment application is run according to the running mode;
in the embodiment of the present application, the steps S301 to S303 are correspondingly described in the first embodiment, and specific reference may be made to the description of the first embodiment, which is not repeated herein.
In step S304, when it is detected that the user inputs an operation mode switching instruction, switching the operation mode of the payment application according to the correspondence table;
typically, the user does not need to log into the payment-type application again long after launching the payment-type application. However, a user may need to change the operation mode of the current payment application program during the process of using the payment application program, for example, when the user is suddenly stressed, if the asset amount corresponding to the current payment application program is large, the user needs to change the operation mode of the current payment application program to another operation mode with a small corresponding asset amount.
In the embodiment of the application, the operation mode switching instruction can be detected by detecting a specific gesture, for example, when the terminal device is detected to shake by a user, the operation mode of the payment application program is switched; alternatively, the operating mode of the payment-type application may be switched by detecting a specific voice, such as when the user is detected to yell "change"; alternatively, the operation mode of the payment application program may be switched by detecting the pressing of a preset portion, for example, when it is detected that the user presses a specific key or clicks a screen of the terminal device, and the like.
In addition, in this embodiment of the application, switching the operation mode of the payment application according to the correspondence table may include: automatically selecting any one of other operation modes except the current operation mode from a pre-stored corresponding relation table; and switching the operation model of the payment application program into the other selected operation mode.
Or, switching the operation mode of the payment application according to the correspondence table may include: displaying each operation mode in the corresponding relation table on a display screen; and acquiring the operation mode selected by the user through self definition, and switching the operation mode of the payment application program into the operation mode selected by the user through self definition.
Or, switching the operation mode of the payment application according to the correspondence table may include: detecting the current environment of the user (the current environment of the user can be determined by GPS positioning, voice information of the external environment collected by a microphone and/or video information collected by a camera); according to the current environment of the user, determining an operation mode corresponding to the current environment in a pre-stored corresponding relation table; and if the current operation mode of the payment application program does not correspond to the current environment, switching the operation mode of the payment application program into the operation mode corresponding to the current environment. For example, if it is detected that the user is in a shopping mall, the current operation mode may be switched to the operation mode with the largest corresponding asset amount; if the user is detected to be in a remote place, the current operation mode can be switched to the operation mode with the least corresponding asset amount.
Or, switching the operation mode of the payment application according to the correspondence table may include: detecting whether the current environment of the user is safe; if the current environment of the user is detected to be unsafe, acquiring a reference operation mode with the lowest corresponding asset amount in the corresponding relation table, and switching the operation mode of the payment application program into the reference operation mode when the current operation mode of the payment application program is not the reference operation mode; if the environment where the user is located is detected to be safe, the payment application program can be switched to the operation mode selected by the user in a self-defined mode. Wherein, the detecting whether the current environment of the user is safe may include: detecting the ambient brightness of the current environment and the sound decibel number of the current environment; and if the environment brightness is smaller than the preset brightness and the sound decibel number is smaller than the preset decibel number, the current environment where the user is located is considered unsafe. In addition, whether the current environment is safe or not can be judged in an auxiliary mode through GPS positioning and/or video information acquired by a camera.
Compared with the first embodiment, the operation method of the payment application program provided by the second embodiment of the application program can switch the current operation mode of the payment application program, so that the use experience of a user can be further improved. In addition, the payment application provided in the second embodiment of the present application can support multiple operation modes, and different operation modes correspond to different asset amounts, so that when others force a user to perform a transaction by using the payment application, the user can select the payment application to operate in an operation mode with a smaller asset amount, which can ensure the fund safety of the user to a certain extent, and solve the technical problem that the current payment application cannot ensure the fund safety of the user well.
It should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments of the present application.
EXAMPLE III
In the third embodiment of the present application, an operating apparatus for a payment-type application is provided, and for convenience of description, only the portion related to the present application is shown, and as shown in fig. 4, the operating apparatus 400 includes:
a password obtaining module 401, configured to obtain a start password of the payment application program input by the user;
a mode determining module 402, configured to determine, according to the start password, an operation mode after the payment-type application is started, where different operation modes correspond to different asset amounts;
an operation module 403, configured to operate the payment application according to the operation mode.
Optionally, the operation method is applied to a terminal device, the terminal device stores a preset comparison relation table, the correspondence relation table records correspondence relations between different start passwords and different operation modes, and each start password corresponds to one operation mode;
accordingly, the mode determining module 402 includes:
a first searching unit, configured to search the starting password input by the user in the correspondence table;
and the second searching unit is used for searching the running mode corresponding to the starting password input by the user in the corresponding relation table if the starting password input by the user is searched in the corresponding relation table, and determining the searched running mode as the running mode after the payment application program is started.
Optionally, the operation device 400 further includes:
and the mode switching module is used for switching the operation mode of the payment application program according to the corresponding relation table when detecting that the user inputs an operation mode switching instruction.
Optionally, the mode switching module includes:
the safety detection unit is used for detecting whether the current environment where the user is located is safe or not;
a reference mode determining unit, configured to, if it is detected that the current environment where the user is located is unsafe, obtain a reference operation mode in the correspondence table in which the corresponding asset amount is the lowest, and determine whether the current operation mode of the payment application program is the reference operation mode;
and a reference mode switching unit, configured to switch the current operation mode of the payment application program to the reference operation mode if the current operation mode of the payment application program is not the reference operation mode.
Optionally, the safety detection unit includes:
the environment detection subunit is used for detecting the environment brightness of the current environment and the sound decibel number of the current environment;
and the safety determination subunit is used for determining that the current environment of the user is unsafe if the environment brightness is less than the preset brightness and the sound decibel number is less than the preset decibel number.
Optionally, the operation device 400 further includes:
and the payment judging module is used for judging whether the payment amount in the current payment operation is larger than the asset amount or not when the user is detected to execute the payment operation, and outputting prompt information if the payment amount in the current payment operation is larger than the asset amount.
Optionally, the payment judging module is specifically configured to:
and when the user is detected to execute the payment operation, judging whether the payment amount in the current payment operation is larger than the asset amount, and if so, prompting that the balance of the user is insufficient in a voice and/or text mode.
It should be noted that, for the information interaction, execution process, and other contents between the above devices/units, the specific functions and technical effects thereof based on the same concept as those of the method embodiment of the present application can be specifically referred to the method embodiment portion, and are not described herein again.
Example four
Fig. 5 is a schematic diagram of a terminal device according to an embodiment of the present application. As shown in fig. 5, the terminal device 5 of this embodiment includes: a processor 50, a memory 51 and a computer program 52 stored in the memory 51 and executable on the processor 50. The processor 50 implements the steps of the various method embodiments described above, such as steps S101 to S103 shown in fig. 1, when executing the computer program 52. Alternatively, the processor 50 implements the functions of the modules/units in the device embodiments, for example, the functions of the modules 401 to 403 shown in fig. 4, when executing the computer program 52.
Illustratively, the computer program 52 may be divided into one or more modules/units, which are stored in the memory 51 and executed by the processor 50 to complete the present application. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution process of the computer program 52 in the terminal device 5. For example, the computer program 52 may be divided into a password obtaining module, a mode determining module and an operating module, and the specific functions of the modules are as follows:
acquiring a starting password of a payment application program input by a user;
determining an operation mode after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts;
and operating the payment application program according to the operation mode.
The terminal device 5 may be a computing device such as a smart phone, a tablet computer, a learning machine, and an intelligent wearable device. The terminal device may include, but is not limited to, a processor 50 and a memory 51. Those skilled in the art will appreciate that fig. 5 is merely an example of a terminal device 5, and does not constitute a limitation of the terminal device 5, and may include more or less components than those shown, or combine some of the components, or different components, for example, the terminal device may also include input-output devices, network access devices, buses, etc.
The Processor 50 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 51 may be an internal storage unit of the terminal device 5, such as a hard disk or a memory of the terminal device 5. The memory 51 may be an external storage device of the terminal device 5, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), or the like provided in the terminal device 5. Further, the memory 51 may include both an internal storage unit and an external storage device of the terminal device 5. The memory 51 is used for storing the computer program and other programs and data required by the terminal device. The above-mentioned memory 51 may also be used to temporarily store data that has been output or is to be output.
It will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned functions may be distributed as different functional units and modules according to needs, that is, the internal structure of the apparatus may be divided into different functional units or modules to implement all or part of the above-mentioned functions. Each functional unit and module in the embodiments may be integrated in one processing unit, or each unit may exist alone physically, or two or more units are integrated in one unit, and the integrated unit may be implemented in a form of hardware, or in a form of software functional unit. In addition, specific names of the functional units and modules are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present application. The specific working processes of the units and modules in the system may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the above embodiments, the description of each embodiment has its own emphasis, and reference may be made to the related description of other embodiments for parts that are not described or recited in any embodiment.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus/terminal device and method may be implemented in other ways. For example, the above-described embodiments of the apparatus/terminal device are merely illustrative, and for example, the division of the above modules or units is only one logical function division, and there may be other division manners in actual implementation, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be through some interfaces, indirect coupling or communication connection of devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit may be implemented in the form of hardware, or may also be implemented in the form of a software functional unit.
The integrated modules/units described above, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. Based on such understanding, all or part of the flow in the method of the embodiments described above may be implemented by a computer program, which may be stored in a computer readable storage medium and used by a processor to implement the steps of the embodiments of the methods described above. The computer program includes computer program code, and the computer program code may be in a source code form, an object code form, an executable file or some intermediate form. The computer readable medium may include: any entity or device capable of carrying the above-mentioned computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signal, telecommunication signal, software distribution medium, etc. It should be noted that the computer-readable medium described above may be suitably increased or decreased as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer-readable media may not include electrical carrier signals or telecommunication signals in accordance with legislation and patent practice.
The above embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; such modifications and substitutions do not substantially depart from the spirit and scope of the embodiments of the present application and are intended to be included within the scope of the present application.
Claims (8)
1. An operation method of a payment application program is applied to a terminal device, the terminal device stores a preset corresponding relation table, the corresponding relation table stores corresponding relations between different starting passwords and different operation modes and stores corresponding relations between the operation modes and fund amounts, and the method comprises the following steps:
acquiring a starting password of a payment application program input by a user;
determining the operation mode of the payment application program after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts;
running the payment application program according to the running mode;
when detecting that the user inputs an operation mode switching instruction, switching the operation mode of the payment application program according to the corresponding relation table, wherein the operation mode is switched by inputting specific voice or shaking the terminal equipment;
the switching the operation mode of the payment application program according to the corresponding relation table comprises:
detecting whether the current environment where the user is located is safe;
if the situation that the current environment of the user is unsafe is detected, acquiring a reference operation mode with the lowest corresponding asset amount in the corresponding relation table, and judging whether the current operation mode of the payment application program is the reference operation mode;
and if the current operation mode of the payment application program is not the reference operation mode, switching the current operation mode of the payment application program into the reference operation mode.
2. The method of claim 1, wherein each boot password corresponds to a mode of operation;
correspondingly, according to the starting password, determining the operation mode of the payment application program after starting comprises the following steps:
searching the starting password input by the user in the corresponding relation table;
if the starting password input by the user is found in the corresponding relation table, the running mode corresponding to the starting password input by the user is found in the corresponding relation table, and the found running mode is determined as the running mode after the payment application program is started.
3. The method of claim 1, wherein said detecting whether the environment in which the user is currently located is safe comprises:
detecting the ambient brightness of the current environment and the sound decibel number of the current environment;
and if the environment brightness is smaller than the preset brightness and the sound decibel number is smaller than the preset decibel number, the current environment where the user is located is considered unsafe.
4. An operating method according to any one of claims 1 to 3, further comprising, after the step of operating the payment-type application according to the operating mode:
and when the user is detected to execute the payment operation, judging whether the payment amount in the current payment operation is larger than the asset amount, and if so, outputting prompt information.
5. The method of operation recited in claim 4 wherein said outputting a prompt comprises:
and prompting that the balance of the user is insufficient in a voice and/or text mode.
6. An operation device of a payment application program, wherein the operation device is applied to a terminal device, the terminal device stores a preset corresponding relation table, the corresponding relation table stores corresponding relations between different starting passwords and different operation modes and stores corresponding relations between the operation modes and fund amounts, and the operation device comprises:
the password acquisition module is used for acquiring a starting password of the payment application program input by a user;
the mode determining module is used for determining the operation mode of the payment application program after the payment application program is started according to the starting password, wherein different operation modes correspond to different asset amounts;
the operation module is used for operating the payment application program according to the operation mode;
the operation device includes:
the mode switching module is used for switching the operation mode of the payment application program according to the corresponding relation table when detecting that the user inputs an operation mode switching instruction, wherein the operation mode is switched by inputting specific voice or shaking the terminal equipment;
the mode switching module includes:
the safety detection unit is used for detecting whether the current environment where the user is located is safe or not;
a reference mode determining unit, configured to, if it is detected that the current environment where the user is located is unsafe, obtain a reference operation mode in the correspondence table in which the corresponding asset amount is the lowest, and determine whether the current operation mode of the payment application program is the reference operation mode;
and a reference mode switching unit, configured to switch the current operation mode of the payment application program to the reference operation mode if the current operation mode of the payment application program is not the reference operation mode.
7. A terminal device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that the processor implements the steps of the method according to any of claims 1 to 5 when executing the computer program.
8. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 5.
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| CN201810927177.4A CN109034808B (en) | 2018-08-15 | 2018-08-15 | Operation method and device of payment application program and terminal equipment |
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| CN201810927177.4A CN109034808B (en) | 2018-08-15 | 2018-08-15 | Operation method and device of payment application program and terminal equipment |
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| CN109584058A (en) * | 2018-09-29 | 2019-04-05 | 阿里巴巴集团控股有限公司 | A kind of object control method, apparatus, equipment and medium |
| CN112508569B (en) * | 2020-12-14 | 2023-09-29 | 深圳市快付通金融网络科技服务有限公司 | Payment environment monitoring method and system |
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