CN112508569B - Payment environment monitoring method and system - Google Patents
Payment environment monitoring method and system Download PDFInfo
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- CN112508569B CN112508569B CN202011480456.4A CN202011480456A CN112508569B CN 112508569 B CN112508569 B CN 112508569B CN 202011480456 A CN202011480456 A CN 202011480456A CN 112508569 B CN112508569 B CN 112508569B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The invention relates to the technical field of payment, and discloses a payment environment monitoring method and a system, wherein the method comprises the following steps: when a payment request is detected, popping up and locking a payment input interface; performing security detection on a payment object corresponding to the payment request; if the payment object passes the security detection, acquiring current payment environment parameters; unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters, so that property loss of a user caused by a payment object with potential safety hazards is avoided by unlocking the payment input interface when the payment object carries out safety detection, and the payment input interface is adjusted according to the payment environment parameters, so that leakage of a payment password is avoided, and the payment safety is improved.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a payment environment monitoring method and system.
Background
With the development of the internet, a user can perform various operations, such as online payment transaction, however, currently, when the user performs online payment transaction, a certain potential safety hazard exists, for example, when some malicious viruses or phishing websites are used, the online bank account number and the password of the user can be stolen from the online payment transaction, so that the property of the user is stolen.
Disclosure of Invention
The invention provides a payment environment monitoring method and system, and aims to solve the technical problem that the current online payment transaction is unsafe.
To achieve the above object, the present invention provides a payment environment monitoring method, the method comprising:
when a payment request is detected, popping up and locking a payment input interface;
performing security detection on a payment object corresponding to the payment request;
if the payment object passes the security detection, acquiring current payment environment parameters;
unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
Preferably, the step of performing security detection on the payment object corresponding to the payment request includes:
determining an object type of a payment object corresponding to the payment request;
and carrying out safety detection on the payment object according to the object type of the payment object.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
and if the object type of the payment object is a local payment application program, carrying out virus scanning on the local payment application program so as to carry out security detection on the local payment application program.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
and if the object type of the payment object is a remote payment website, acquiring characteristic information of the website so as to carry out safety detection on the remote payment website through the characteristic information.
Preferably, the step of performing security detection on the payment object according to the object type of the payment object includes:
and if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account through the historical transaction information.
Preferably, the payment environment parameter includes a light intensity of a payment environment and a population concentration of the payment environment, and the step of adjusting the payment input interface according to the current payment environment parameter includes:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd concentration of the current payment environment.
Preferably, after the step of adjusting the payment input interface according to the payment current environmental parameter, the method further includes:
if the completion of the payment action corresponding to the payment request is detected, a request log corresponding to the payment request is generated, and the request log is stored.
In addition, to achieve the above object, the present invention also provides a payment environment monitoring system, including:
the receiving module is used for popping up and locking the payment input interface when the payment request is detected;
the detection module is used for carrying out safety detection on the payment object corresponding to the payment request;
the acquisition module is used for acquiring current payment environment parameters if the payment object passes the security detection;
and the adjustment module is used for unlocking the payment input interface and adjusting the payment input interface according to the current payment environment parameters.
Preferably, the detection module includes:
a determining unit, configured to determine an object type of a payment object corresponding to the payment request;
and the detection unit is used for carrying out safety detection on the payment object according to the object type of the payment object.
Preferably, the adjustment module includes:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd density of the current payment environment.
In addition, in order to achieve the above object, the present invention also provides a payment environment monitoring device including a processor, a memory, and a control program of the payment environment monitoring device stored in the memory, which when executed by the processor, implements the steps of the payment environment monitoring method as described above.
In addition, in order to achieve the above object, the present invention also provides a computer storage medium having stored thereon a control program of a payment environment monitoring device, which when executed by a processor, implements the steps of the payment environment monitoring method as described above.
The invention provides a payment environment monitoring method, which is characterized in that when a payment request is detected, a payment input interface is popped up and locked; performing security detection on a payment object corresponding to the payment request; if the payment object passes the security detection, acquiring current payment environment parameters; unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters, so that property loss of a user caused by a payment object with potential safety hazards is avoided by unlocking the payment input interface when the payment object carries out safety detection, and the payment input interface is adjusted according to the payment environment parameters, so that leakage of a payment password is avoided, and the payment safety is improved.
Drawings
FIG. 1 is a schematic hardware architecture of a payment environment monitoring device according to various embodiments of the present invention;
FIG. 2 is a flow chart of a first embodiment of the payment context monitoring method of the present invention;
FIG. 3 is a flow chart of a second embodiment of the payment context monitoring method of the present invention;
FIG. 4 is a functional block diagram of an embodiment of a payment context monitoring system of the present invention.
The achievement of the objects, functional features and advantages of the present invention will be further described with reference to the accompanying drawings, in conjunction with the embodiments.
Detailed Description
It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the invention.
Referring to fig. 1, fig. 1 is a schematic hardware configuration diagram of a payment environment monitoring device according to various embodiments of the present invention. In an embodiment of the present invention, the payment environment monitoring device may include a processor 1001 (e.g., central processing unit Central Processing Unit, CPU), a communication bus 1002, an input port 1003, an output port 1004, and a memory 1005. Wherein the communication bus 1002 is used to enable connected communications between these components; the input port 1003 is used for data input; the output port 1004 is used for data output, and the memory 1005 may be a high-speed RAM memory or a stable memory (non-volatile memory), such as a disk memory, and the memory 1005 may be an optional storage device independent of the processor 1001. Those skilled in the art will appreciate that the hardware configuration shown in fig. 1 is not limiting of the invention and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components.
With continued reference to FIG. 1, the memory 1005 of FIG. 1, which is one type of readable storage medium, may include an operating system, a network communication module, an application module, and a payment environment monitor. In the terminal shown in fig. 1, the network interface 1004 is mainly used for connecting to a background server and performing data communication with the background server; the user interface 1003 is mainly used for connecting a client (user side) and performing data communication with the client; and the processor 1001 may be used to invoke the payment context monitoring control program stored in the memory 1005.
In this embodiment, the payment environment monitoring device includes: the system comprises a memory 1005, a processor 1001 and a payment environment monitoring program which is stored in the memory 1005 and can be run on the processor 1001, wherein when the processor 1001 calls the payment environment monitoring program stored in the memory 1005, the following operations are executed:
when a payment request is detected, popping up and locking a payment input interface;
performing security detection on a payment object corresponding to the payment request;
if the payment object passes the security detection, acquiring current payment environment parameters;
unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
determining an object type of a payment object corresponding to the payment request;
and carrying out safety detection on the payment object according to the object type of the payment object.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
and if the object type of the payment object is a local payment application program, carrying out virus scanning on the local payment application program so as to carry out security detection on the local payment application program.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
and if the object type of the payment object is a remote payment website, acquiring characteristic information of the website so as to carry out safety detection on the remote payment website through the characteristic information.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
and if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account through the historical transaction information.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd concentration of the current payment environment.
Further, the processor 1001 may call the payment environment monitoring program stored in the memory 1005, and further perform the following operations:
if the completion of the payment action corresponding to the payment request is detected, a request log corresponding to the payment request is generated, and the request log is stored.
Based on the hardware structure shown in fig. 1, a first embodiment of the present invention provides a payment environment monitoring method.
Referring to fig. 2, fig. 2 is a flowchart of a first embodiment of a payment environment monitoring method according to the present invention.
Embodiments of the present invention provide embodiments of a payment context monitoring method, it being noted that although a logical sequence is illustrated in the flowchart, in some cases the steps illustrated or described may be performed in a different order than that illustrated herein. Specifically, the payment environment monitoring method of the embodiment includes:
step S10: when a payment request is detected, popping up and locking a payment input interface;
it should be noted that, the payment environment monitoring method provided by the present invention is applied to an intelligent terminal that can be used for payment, such as a mobile phone, a computer, a tablet and other intelligent terminals, and it is easy to understand that, with the development of the internet, a user can perform various operations on line, such as online payment transaction, however, at present, when the user performs online payment transaction, there is a certain potential safety hazard, for example, when some malicious viruses or phishing websites exist, the user can steal the online bank account number and the password of the user when the user performs online payment transaction, so as to steal the property of the user, so in this embodiment, in order to improve the security of the transaction, the following payment environment monitoring method is proposed.
Specifically, the above-mentioned payment request refers to a request instruction carrying payment object information, where the payment object information includes payment account information, such as a payment treasured account, a bank account, etc., and it should be noted that the payment request may be locally generated, for example, the intelligent terminal actively triggers a payment control in a third party payment program locally installed in the intelligent terminal to generate a corresponding payment request, for example, in a payment treasured program locally installed in the intelligent terminal, a user touch transfer button is monitored, and after a corresponding third party payment treasured account is input in a transfer interface, it is determined that the payment request is detected, and in addition, the payment request may be sent by a terminal corresponding to the payment object, which is not limited in this embodiment.
In this embodiment, when a payment request is detected, a payment input interface is popped up, where the payment input interface is an interface associated with a payment object corresponding to the payment request, and the interface includes a payment amount input sub-interface, a payment password input sub-interface, and a payment confirmation sub-interface.
In addition, it should be noted that, at present, when a user performs an online payment transaction, there is generally a certain potential safety hazard, so in this embodiment, after the payment input interface is popped up, the payment input interface is locked first, that is, the user cannot input the payment amount in the payment amount input sub-interface, the payment password in the payment password input sub-interface, or the confirmation request in the payment confirmation sub-interface, or the user cannot input the confirmation request in the payment confirmation sub-interface after inputting the payment amount in the payment amount input sub-interface and the payment password in the payment password input sub-interface, so in this embodiment, locking the payment input interface includes locking the payment amount input sub-interface, the payment password input sub-interface and/or the payment confirmation sub-interface.
Step S20: performing security detection on a payment object corresponding to the payment request;
the payment object may be a specific payment account, such as a payment treasured account, a bank account, such as transferring payment to a payment account XXX, or a specific third party application program or website with payment function, for example, a third party game application program installed on the intelligent terminal, such as recharging payment to the third party game application program by a user.
In this step, in order to improve the security of the transaction, for example, when the payment object is a specific payment account, whether the payment object belongs to a payment blacklist can be detected, wherein the payment blacklist can be a blacklist recorded in a local historical transaction record, or can be a blacklist counted by a calling third party, such as a blacklist counted by a police according to a historical fraud case, or when the payment object is a specific third party application program or website with a payment function, etc., virus detection is started on the payment object to detect whether the payment object carries Trojan virus or fishing links, etc., so that the security of the transaction is improved, and when the payment object is detected to be unsafe, the payment transaction is immediately interrupted and corresponding alarm information is output.
Step S30: if the payment object passes the security detection, acquiring current payment environment parameters;
step S40: unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters.
Specifically, the payment environment parameter refers to an environment parameter of an environment where the intelligent terminal is located, for example, light intensity, crowd concentration, and the like of the environment where the intelligent terminal is located.
After the payment object passes the security detection, in order to avoid unsafe payment caused by the factor of the environment where the intelligent terminal is located, if a plurality of other users exist around the target user when the target user pays, the other users may steal the payment information of the target user during the payment of the target user.
Therefore, after the current payment environment parameters are obtained, the payment input interface can be unlocked, and the payment input interface is adjusted according to the current payment environment parameters, so that unsafe payment caused by the environment factors of the intelligent terminal is avoided, for example, after the current light intensity is acquired, the display brightness of the payment input interface is adjusted, so that the display brightness of the payment input interface is consistent with the current light intensity, and accordingly leakage of payment information caused by overlarge display brightness of the payment input interface is avoided.
In addition, for easy understanding, the steps of adjusting the payment input interface according to the current payment environment parameter are specifically described in this embodiment:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd concentration of the current payment environment.
Specifically, the payment environment parameters include the light intensity of the payment environment and the crowd concentration of the payment environment, and after the current light intensity is collected, the display brightness of the payment input interface is adjusted so that the display brightness of the payment input interface is consistent with the current light intensity, or the display brightness of the payment input interface is lower than the current light intensity.
In addition, after the crowd density of the current payment environment is collected, if the crowd density of the current payment environment exceeds the preset safety density, optionally, reducing the size of the payment password input sub-interface of the payment input interface, or disturbing the digital password arrangement of the payment password input sub-interface of the payment input interface, if each input is detected, then disturbing the digital password arrangement of the payment password input sub-interface again until the input is completed, or switching the payment password input sub-interface of the payment input interface to a dark text payment password input sub-interface, for example, if the current payment password input sub-interface is a plaintext digital password interface, switching the plaintext digital password interface to a dark character password interface for carrying out dark text input, wherein the mapping relation between the plaintext digital password and the dark character password is preset by user definition.
Further, in some embodiments, after the step of adjusting the payment input interface according to the payment current environmental parameter, further comprising:
if the completion of the payment action corresponding to the payment request is detected, a request log corresponding to the payment request is generated, and the request log is stored.
Specifically, the request log includes security detection result information of a payment object corresponding to the payment request, payment environment parameters and adjustment information of a payment input interface, so that reference information is provided for a subsequent payment request by storing the request log, and further payment security is improved.
It should be understood that the foregoing is merely illustrative, and the technical solution of the present invention is not limited in any way, and those skilled in the art may perform the arrangement according to the needs in practical application, and are not listed here.
According to the scheme, when the payment request is detected, the payment input interface is popped up and locked; performing security detection on a payment object corresponding to the payment request; if the payment object passes the security detection, acquiring current payment environment parameters; unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters, so that property loss of a user caused by a payment object with potential safety hazards is avoided by unlocking the payment input interface when the payment object carries out safety detection, and the payment input interface is adjusted according to the payment environment parameters, so that leakage of a payment password is avoided, and the payment safety is improved.
Further, based on the first embodiment of the payment environment monitoring method of the present invention, a second embodiment of the payment environment monitoring method of the present invention is provided.
Referring to fig. 3, fig. 3 is a flowchart illustrating a second embodiment of a payment environment monitoring method according to the present invention;
the second embodiment of the payment environment monitoring method is different from the first embodiment of the payment environment monitoring method in that the step of performing security detection on the payment object corresponding to the payment request includes:
step S201: determining an object type of a payment object corresponding to the payment request;
step S202: and carrying out safety detection on the payment object according to the object type of the payment object.
In this embodiment, security detection is performed on the payment object by adopting a corresponding detection policy according to the object type of the payment object, where the object type refers to the type of the payment object, for example, the payment object is a specific payment account number or the payment object is a specific third party application program or website with a payment function, so as to improve accuracy of the security detection result.
Specifically, for easy understanding, in this embodiment, the steps of performing security detection on the payment object according to the object type of the payment object are specifically described:
and if the object type of the payment object is a local payment application program, carrying out virus scanning on the local payment application program so as to carry out security detection on the local payment application program.
Specifically, the local payment application is an application installed locally on the smart terminal and having a payment function, such as WeChat, payment device, third party online banking application, and third party game application, and it is easy to understand that such local payment application has other functions in addition to the payment function, and thus may be embedded with Trojan virus or phishing virus during use of other functions, or in some cases, the download channel of the local payment application is not secure, such as pirated software downloaded from a non-official website or a phishing website.
And if the object type of the payment object is a remote payment website, acquiring characteristic information of the website so as to carry out safety detection on the remote payment website through the characteristic information.
Specifically, the off-site payment website refers to a website which is not stored in the local area of the intelligent terminal, wherein the characteristic information of the website includes a refer chain of the website, for example, a local database includes a refer chain blacklist, the off-site payment website is detected safely through the refer chain blacklist, and in addition, the local database may also include a URL blacklist, specifically, if the refer chain of the website is not located in the refer chain blacklist, the URL in the refer chain is extracted, and the off-site payment website is detected safely through the URL blacklist.
In addition, in an embodiment, in order to further improve the accuracy of the security detection, the feature information of the website further includes the web page feature information corresponding to the website, such as ID, text information, picture information, video information, animation information, audio information, etc. of each element in the web page, and the accuracy of the security detection is improved by further performing the security detection on the web page feature information.
And if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account through the historical transaction information.
Specifically, the historical transaction information includes historical transaction information between the third party user account and the intelligent terminal, and further includes historical transaction information between the third party user account and other accounts or terminals, and further, the transaction information includes transaction result information, such as transaction success or transaction failure, etc., in this embodiment, the accumulated transaction times and transaction result information of each time of the third party user account are obtained by obtaining the historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account according to the accumulated transaction times and transaction result information of each time of the third party user account.
The embodiment determines the object type of the payment object corresponding to the payment request through the scheme; and carrying out safety detection on the payment object according to the object type of the payment object, thereby improving the accuracy of the safety detection.
In addition, the embodiment also provides a payment environment monitoring system. Referring to fig. 4, fig. 4 is a schematic diagram of functional modules of an embodiment of a payment environment monitoring system according to the present invention.
In this embodiment, the payment environment monitoring system is stored in the memory 1005 of the payment environment monitoring device shown in fig. 1, so as to implement all the functions of the payment environment monitoring program: for popping up and locking the payment input interface upon detection of a payment request; the payment object detection module is used for carrying out security detection on the payment object corresponding to the payment request; if the payment object passes the security detection, acquiring current payment environment parameters; and the payment input interface is used for unlocking the payment input interface and adjusting the payment input interface according to the current payment environment parameters.
Specifically, referring to fig. 4, the payment environment monitoring system includes:
a receiving module 10 for popping up and locking the payment input interface when the payment request is detected;
the detection module 20 is configured to perform security detection on a payment object corresponding to the payment request;
the collection module 30 is configured to collect current payment environmental parameters if the payment object passes the security detection;
and the adjustment module 40 is configured to unlock the payment input interface and adjust the payment input interface according to the current payment environment parameter.
Preferably, the detection module 20 includes:
a determining unit, configured to determine an object type of a payment object corresponding to the payment request;
and the detection unit is used for carrying out safety detection on the payment object according to the object type of the payment object.
Preferably, the detection unit is further configured to:
and if the object type of the payment object is a local payment application program, carrying out virus scanning on the local payment application program so as to carry out security detection on the local payment application program.
Preferably, the detection unit is further configured to:
and if the object type of the payment object is a remote payment website, acquiring characteristic information of the website so as to carry out safety detection on the remote payment website through the characteristic information.
Preferably, the detection unit is further configured to:
and if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account through the historical transaction information.
Preferably, the adjustment module 40 includes:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd density of the current payment environment.
Preferably, the payment environment monitoring system further comprises:
if the completion of the payment action corresponding to the payment request is detected, a request log corresponding to the payment request is generated, and the request log is stored.
In addition, the embodiment of the present invention further provides a computer storage medium, where a payment environment monitoring program is stored, and the steps of the payment environment monitoring method described above are implemented when the payment environment monitoring program is run by a processor, which is not described herein again.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or system. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or system that comprises the element.
The foregoing embodiment numbers of the present invention are merely for the purpose of description, and do not represent the advantages or disadvantages of the embodiments.
From the above description of the embodiments, it will be clear to those skilled in the art that the above-described embodiment method may be implemented by means of software plus a necessary general hardware platform, but of course may also be implemented by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present invention may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) as described above, comprising several instructions for causing a terminal device to perform the method according to the embodiments of the present invention.
The foregoing description is only of the preferred embodiments of the present invention and is not intended to limit the scope of the invention, and all equivalent structures or modifications in the structures or processes described in the specification and drawings, or the direct or indirect application of the present invention to other related technical fields, are included in the scope of the present invention.
Claims (5)
1. A method of payment environment monitoring, the method comprising:
when a payment request is detected, popping up and locking a payment input interface;
performing security detection on a payment object corresponding to the payment request;
if the payment object passes the security detection, acquiring current payment environment parameters;
unlocking the payment input interface, and adjusting the payment input interface according to the current payment environment parameters;
the step of performing security detection on the payment object corresponding to the payment request includes:
determining an object type of a payment object corresponding to the payment request;
according to the object type of the payment object, carrying out safety detection on the payment object;
if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to perform security detection on the third party user account through the historical transaction information, wherein the historical transaction information comprises accumulated transaction times of the third party user account and transaction result information of each time;
the payment environment parameters comprise the light intensity of the payment environment and the crowd concentration of the payment environment, and the step of adjusting the payment input interface according to the current payment environment parameters comprises the following steps:
and adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd concentration of the current payment environment.
2. The payment environment monitoring method of claim 1, wherein the step of security detecting the payment object according to the object type of the payment object comprises:
and if the object type of the payment object is a local payment application program, carrying out virus scanning on the local payment application program so as to carry out security detection on the local payment application program.
3. The payment environment monitoring method of claim 1, wherein the step of security detecting the payment object according to the object type of the payment object comprises:
and if the object type of the payment object is a remote payment website, acquiring characteristic information of the website so as to carry out safety detection on the remote payment website through the characteristic information.
4. A payment environment monitoring method as claimed in any one of claims 1 to 3, wherein after the step of adjusting the payment input interface in accordance with the current payment environment parameters, further comprising:
if the completion of the payment action corresponding to the payment request is detected, a request log corresponding to the payment request is generated, and the request log is stored.
5. A payment environment monitoring system, the payment environment monitoring system comprising:
the receiving module is used for popping up and locking the payment input interface when the payment request is detected;
the detection module is used for carrying out safety detection on the payment object corresponding to the payment request;
the acquisition module is used for acquiring current payment environment parameters if the payment object passes the security detection;
the adjustment module is used for unlocking the payment input interface and adjusting the payment input interface according to the current payment environment parameters;
wherein, the detection module includes:
a determining unit, configured to determine an object type of a payment object corresponding to the payment request;
the detection unit is used for carrying out safety detection on the payment object according to the object type of the payment object, if the object type of the payment object is a third party user account, acquiring historical transaction information corresponding to the third party user account, so as to carry out safety detection on the third party user account through the historical transaction information, wherein the historical transaction information comprises accumulated transaction times of the third party user account and transaction result information of each time;
wherein, the adjustment module includes:
and the adjusting unit is used for adjusting the interface brightness of the payment input interface according to the light intensity of the current payment environment and/or adjusting the payment password input sub-interface of the payment input interface according to the crowd density of the current payment environment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011480456.4A CN112508569B (en) | 2020-12-14 | 2020-12-14 | Payment environment monitoring method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011480456.4A CN112508569B (en) | 2020-12-14 | 2020-12-14 | Payment environment monitoring method and system |
Publications (2)
| Publication Number | Publication Date |
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