CN109003210A - A kind of Electronic Seal System and method - Google Patents

A kind of Electronic Seal System and method Download PDF

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Publication number
CN109003210A
CN109003210A CN201810807515.0A CN201810807515A CN109003210A CN 109003210 A CN109003210 A CN 109003210A CN 201810807515 A CN201810807515 A CN 201810807515A CN 109003210 A CN109003210 A CN 109003210A
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China
Prior art keywords
stamped signature
contract
party
label
electronic
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Pending
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CN201810807515.0A
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Chinese (zh)
Inventor
杨君
李恒
刘义雷
张园
蔡金铃
马委斌
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Hangzhou Xinhehui Internet Financial Services Co Ltd
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Hangzhou Xinhehui Internet Financial Services Co Ltd
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Priority to CN201810807515.0A priority Critical patent/CN109003210A/en
Publication of CN109003210A publication Critical patent/CN109003210A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/18Legal services
    • G06Q50/188Electronic negotiation

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  • Tourism & Hospitality (AREA)
  • Engineering & Computer Science (AREA)
  • Marketing (AREA)
  • Health & Medical Sciences (AREA)
  • Economics (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Technology Law (AREA)
  • Primary Health Care (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses a kind of Electronic Seal Systems, including certificate request module to obtain digital certificate for initiating certificate request in third party's sealing system for business side;Contract template module, for providing contract template, addition, modification and deletion work including contract template;Label database management module for the dynamic content in contract template to be abstracted as label, and the label is classified, and tag library is formed, and corresponding label filling dynamic content is transferred when generating electronic contract;Third party's stamped signature service module, for realizing the interaction to third party's sealing system, the task call stamped signature interface for treating stamped signature carries out stamped signature;The invention also discloses a kind of electronic signature methods.Sealing system is forged into standardized product by the present invention, provides reliable and stable stamped signature service for others subsystem, and decide in the form of electronic contract, to guarantee that online trading behavior being capable of the legal progress for closing rule.

Description

A kind of Electronic Seal System and method
Technical field
The present invention relates to Electronic Signature technical field more particularly to a kind of Electronic Seal Systems and method.
Background technique
Sealing system mainly provides contract service for investor, loaning bill side, guarantee side, platform, while passing through stamped signature Mode guarantees the legitimacy of generation contract, guarantees that transaction being capable of the legal progress for closing rule.But with the increasingly increase of portfolio, With the continuous docking of new business, stamped signature platform following problems are increasingly apparent:
1. sealing system does not carry out hardware and software platform management, addition contract template is needed using sql, and maintenance cost is higher;
2. due to original code, add new contract template every time, content requires all to be developed, exploitation at This height;
3. code redundancy is flooded with various special judgements, maintainable poor due to historical reasons;
4. all business of original system are unfavorable for there are causing coupling between different business too high in a database The extension and upgrading of system.
Summary of the invention
The purpose of the present invention is to provide a kind of Electronic Seal System and methods, and sealing system is forged into standardized production Product provide reliable and stable stamped signature service for others subsystems, arrange the loaning bill side of online trading, investor, guarantee side, flat The rights and duties of platform side, and decided in the form of electronic contract, to guarantee that online trading behavior being capable of legal conjunction rule Progress.
To achieve the above object, the invention provides the following technical scheme:
A kind of Electronic Seal System, which is characterized in that including certificate request module, contract template module, tag library management Module and third party's stamped signature service module,
The certificate request module obtains number card for initiating certificate request in third party's sealing system for business side Book;
The contract template module, for providing contract template, addition, modification and deletion work including contract template;
The label database management module, for the dynamic content in contract template to be abstracted as label, and by the label Classify, form tag library, corresponding label filling dynamic content is transferred when generating electronic contract;
Third party's stamped signature service module treats the task of stamped signature for realizing the interaction to third party's sealing system Stamped signature interface is called to carry out stamped signature.
Further, the acquisition methods of the digital certificate are as follows: the interface of Electronic Seal System is called in the application of business side, The cell-phone number, identification card number and name of business side are sent to Electronic Seal System, the Electronic Seal System receive cell-phone number, The interface that third party's stamped signature platform is called after identification card number and name is that business side opens an account, and obtains its digital certificate and will count Word certificate is saved.
Further, the business side includes loaning bill side, guarantee side and investor.
Further, the contract template module is used to determine the stamped signature mode of contract template, stamped signature sequence and stamped signature side, The stamped signature mode includes automatic stamped signature and manual stamped signature.
Further, the generating process of the electronic contract is as follows: selection contract template, then according to the specific interior of project Hold the dynamic content transferred in corresponding label filling contract template and generate electronic contract, the particular content of the project includes borrowing Money side's information, guarantee side's information, investor's information, order data and stamped signature label.
Further, detailed process is as follows for the stamped signature: initialization stamped signature task and stamped signature progress, third party's stamped signature clothes After module of being engaged in obtains stamped signature task, third party's stamped signature platform interface is called, carries out stamped signature one by one;After stamped signature success, readjustment is connect Oral replacement stamped signature progress completes the stamped signature of this record.
Further, the stamped signature is realized by the way of message queue.
A kind of electronic signature method, which is characterized in that include the following steps,
Step S1: application digital certificate calls third party's stamped signature after obtaining the cell-phone number, identification card number and name of business side The interface of platform is opened an account, and obtains its digital certificate and digital certificate is stored in local;
Step S2: generating electronic contract, selects contract template, then transfers corresponding label according to the particular content of project Dynamic content in filling contract template generates electronic contract, and the particular content of the project includes loaning bill side's information, guarantee side Information, investor's information, order data and stamped signature label;
Step S3: stamped signature initializes stamped signature task and stamped signature progress, and third party's stamped signature service module obtains stamped signature task Afterwards, third party's stamped signature platform interface is called, carries out stamped signature one by one;After stamped signature success, callback interface updates stamped signature progress, completes The stamped signature of this record.
Further, it from dynamic content of the label in contract template is abstracted, has recorded dynamic in contract template The specifying information of state content.
It further, further include that real-name authentication is carried out to business side before the step S1.
Compared with prior art, the beneficial effects of the present invention are: on the one hand, sealing system is forged into standardization by the present invention Product, for others subsystems reliable and stable stamped signature service is provided, arrange loaning bill side, the investor, guarantee of online trading The rights and duties of side, platform side, and decided in the form of electronic contract, to guarantee that online trading behavior can be legal Close the progress of rule;On the other hand, creative to propose the concept of contract label, the content that will change in each contract template It is solved in the form of contract label, greatly improves the development efficiency of contract, reduces development cost while also increasing The stability of system.
Detailed description of the invention
Fig. 1 is system construction drawing of the invention.
Fig. 2 is applying digital certificate flow chart of the invention.
Fig. 3 is electronic contract product process figure of the invention.
Fig. 4 is stamped signature flow chart of the invention.
Fig. 5 is the contract template preview schematic diagram of one embodiment of the invention.
Fig. 6 is the template label schematic diagram of one embodiment of the invention.
Specific embodiment
The following is a clear and complete description of the technical scheme in the embodiments of the invention, it is clear that described embodiment Only a part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, the common skill in this field Art personnel every other embodiment obtained without making creative work belongs to the model that the present invention protects It encloses.
Referring to Fig. 1, the present invention provides a kind of Electronic Seal System, using typical lnmp framework, certificate is specifically included Apply for 4 functional modules such as module, contract template module, label database management module and third party's stamped signature service module, it is specific Function is as follows:
The certificate request module obtains number card for initiating certificate request in third party's sealing system for business side Book;Referring to figure 2., the acquisition methods of digital certificate are as follows: calling Electronic Seal System by business side's application of real-name authentication Interface, the cell-phone number, identification card number and name of business side (i.e. user) are sent to Electronic Seal System, the Electronic Signature System calls the interface of third party's stamped signature platform to open an account for business side after receiving cell-phone number, identification card number and name, obtains Its digital certificate simultaneously prepares the stamped signature work that digital certificate save as next step.In this present embodiment, the business Side includes loaning bill side, guarantee side and investor, and third party's stamped signature platform includes martial prowess, the method platforms such as significantly, and there are rear for system Other third party's stamped signature platforms are given in continuous extension.
The contract template module, for providing contract template, addition, modification and deletion work including contract template; Simultaneously determine contract template stamped signature mode, stamped signature sequence and stamped signature side, the stamped signature mode include automatic stamped signature and manually Stamped signature is illustrated in figure 5 the contract template preview schematic diagram of an embodiment.
The label database management module, for the dynamic content in contract template to be abstracted as label, and by the label Classify, form tag library, corresponding label filling dynamic content is transferred when generating electronic contract.The reality of the function Markdown editing machine is now introduced, supports the live preview of What You See Is What You Get, it can be in the feelings for not needing system developer Under condition, the configuration to contract template is completed.Wherein, markdown is a kind of label that ordinary text editor can be used and write Language, by simply marking grammer, it can make plain text content have certain format.Specifically, as shown in figure 3, The generating process of the electronic contract is as follows: event (usually investment event) notice sealing system selects contract template, then The dynamic content rendering in corresponding label filling contract template, which is transferred, according to the particular content of project generates electronic contract, it is described The particular content of project includes loaning bill side's information, guarantee side's information, investor's information, order data and stamped signature label.Then will The electronic contract, which is saved, is uploaded to third party's stamped signature platform at pdf document, waits instruction, carries out stamped signature to contract.Such as Fig. 6 institute It is shown as the template label schematic diagram of an embodiment, specifically, loaning bill side's information includes: borrower's name, legal representative, loaning bill People's passport NO., home address, mailbox message, telephone number, receiving bank's account etc.;Guarantee side's information include: guarantor (or Guarantee agency) title, guarantor's home address, guarantee side legal representative, guarantee method people address etc.;Investor's packet It includes: investor's name, investor's passport NO., house (posting part) address, mailbox message, telephone number etc.;Order data includes: Investment amount, year rate, investment date etc.;Project data includes: contract number, the demand amount of money, the demand amount of money, practical recruitment phase Deng;Stamped signature label includes: loaning bill side's stamped signature, guarantee side's stamped signature, investor's stamped signature etc..
Third party's stamped signature service module treats the task of stamped signature for realizing the interaction to third party's sealing system Stamped signature interface is called to carry out stamped signature.As shown in figure 4, detailed process is as follows for the stamped signature: after verification contract, event is (usually It is that repayment schedule completes event) notify Electronic Seal System to start stamped signature, initialize stamped signature task and stamped signature progress, third party's label After chapter service module obtains stamped signature task, third party's stamped signature platform interface is called, carries out stamped signature one by one;After stamped signature success, return It adjusts interface to update stamped signature progress, completes the stamped signature of this record.Preferably, the stamped signature is realized by the way of message queue, It ensure that the reliability and stability of stamped signature service interface.
Message queue (MQ) is a kind of communication means of application program to application program.Application program is joined the team by reading and writing out The message (for the data of application program) of column communicates, and links them without dedicated connection.Message transmission refers to journey It is communicated between sequence by sending data in the message, rather than is communicated by calling directly each other, called directly usually It is the technology for such as remote procedure call.Queuing refers to application program by queue to communicate.The use of queue removes Send and receive the requirement that application program is performed simultaneously.
The present invention also provides a kind of electronic signature methods, which is characterized in that include the following steps,
Step S1: application digital certificate calls third party's stamped signature after obtaining the cell-phone number, identification card number and name of business side The interface of platform is opened an account, and obtains its digital certificate and digital certificate is stored in local;
Step S2: generating electronic contract, selects contract template, then transfers corresponding label according to the particular content of project Dynamic content in filling contract template generates electronic contract, and the particular content of the project includes loaning bill side's information, guarantee side Information, investor's information, order data and stamped signature label;
Step S3: stamped signature initializes stamped signature task and stamped signature progress, and third party's stamped signature service module obtains stamped signature task Afterwards, third party's stamped signature platform interface is called, carries out stamped signature one by one;After stamped signature success, callback interface updates stamped signature progress, completes The stamped signature of this record.
In this present embodiment, it from dynamic content of the label in contract template is abstracted, has recorded in contract template Dynamic content specifying information, specifically please refer to Fig. 6.
It in this present embodiment, further include that real-name authentication is carried out to business side before the step S1.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie In the case where without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the present invention is by appended power Benefit requires rather than above description limits, it is intended that all by what is fallen within the meaning and scope of the equivalent elements of the claims Variation is included within the present invention.

Claims (10)

1. a kind of Electronic Seal System, which is characterized in that manage mould including certificate request module, contract template module, tag library Block and third party's stamped signature service module,
The certificate request module obtains digital certificate for initiating certificate request in third party's sealing system for business side;
The contract template module, for providing contract template, addition, modification and deletion work including contract template;
The label database management module for the dynamic content in contract template to be abstracted as label, and the label is carried out Classification forms tag library, and corresponding label filling dynamic content is transferred when generating electronic contract;
Third party's stamped signature service module treats the task call of stamped signature for realizing the interaction to third party's sealing system Stamped signature interface carries out stamped signature.
2. Electronic Seal System according to claim 1, which is characterized in that the acquisition methods of the digital certificate are as follows: The interface of Electronic Seal System is called in the application of business side, and the cell-phone number, identification card number and name of business side are sent to electronics label Chapter system, the Electronic Seal System, which receives, calls after cell-phone number, identification card number and name the interface of third party's stamped signature platform to be Business side opens an account, and obtains its digital certificate and saves digital certificate.
3. Electronic Seal System according to claim 1 or 2, which is characterized in that the business side includes loaning bill side, guarantee Side and investor.
4. Electronic Seal System according to claim 1, which is characterized in that the contract template module is for determining contract The stamped signature mode of template, stamped signature sequence and stamped signature side, the stamped signature mode include automatic stamped signature and manual stamped signature.
5. Electronic Seal System according to claim 1, which is characterized in that the generating process of the electronic contract is as follows: Then selection contract template is transferred the dynamic content in corresponding label filling contract template according to the particular content of project and is generated Electronic contract, the particular content of the project include loaning bill side's information, guarantee side's information, investor's information, order data and label Chapter label.
6. Electronic Seal System according to claim 1, which is characterized in that detailed process is as follows for the stamped signature: initial Change stamped signature task and stamped signature progress, after third party's stamped signature service module obtains stamped signature task, call third party's stamped signature platform interface, Stamped signature is carried out one by one;After stamped signature success, callback interface updates stamped signature progress, completes the stamped signature of this record.
7. Electronic Seal System according to claim 6, which is characterized in that the stamped signature is real by the way of message queue It is existing.
8. a kind of electronic signature method, which is characterized in that include the following steps,
Step S1: application digital certificate calls third party's stamped signature platform after obtaining the cell-phone number, identification card number and name of business side Interface open an account, obtain its digital certificate and digital certificate be stored in local;
Step S2: generating electronic contract, selects contract template, then transfers corresponding label according to the particular content of project and fills Dynamic content in contract template generates electronic contract, the particular content of the project include loaning bill side's information, guarantee side's information, Investor's information, order data and stamped signature label;
Step S3: stamped signature initializes stamped signature task and stamped signature progress, after third party's stamped signature service module obtains stamped signature task, adjusts With third party's stamped signature platform interface, stamped signature is carried out one by one;After stamped signature success, callback interface updates stamped signature progress, completes this The stamped signature of record.
9. electronic signature method according to claim 8, which is characterized in that the label is by the dynamic in contract template Hold and be abstracted, has recorded the specifying information of the dynamic content in contract template.
10. electronic signature method according to claim 8, which is characterized in that further include to business side before the step S1 Carry out real-name authentication.
CN201810807515.0A 2018-07-18 2018-07-18 A kind of Electronic Seal System and method Pending CN109003210A (en)

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Cited By (8)

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Publication number Priority date Publication date Assignee Title
CN109785086A (en) * 2019-03-18 2019-05-21 南通中实纺织交易市场有限公司 A kind of online transaction plateform system
CN109784873A (en) * 2019-02-28 2019-05-21 飞天诚信科技股份有限公司 A kind of working method and equipment of electronic contract signature platform
CN111724252A (en) * 2019-11-27 2020-09-29 云账户技术(天津)有限公司 Individual business trader signing system and signing method thereof
CN111859889A (en) * 2020-07-23 2020-10-30 山东浪潮商用系统有限公司 Guarantee industry contract signing system and method based on electronic signature
CN112036837A (en) * 2020-09-04 2020-12-04 吉林亿联银行股份有限公司 Signature processing method, device, system, equipment and computer readable storage medium
CN113688429A (en) * 2021-09-05 2021-11-23 绿城科技产业服务集团有限公司 Method for dynamically configuring service data to access electronic signature
CN116842909A (en) * 2023-06-12 2023-10-03 广东采华网络科技有限公司 Intelligent signature method and system
CN113688429B (en) * 2021-09-05 2024-05-31 绿城科技产业服务集团有限公司 Method for dynamically configuring business data access electronic signature

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CN107133777A (en) * 2017-04-25 2017-09-05 飞天诚信科技股份有限公司 A kind of establishment of electronic contract, signature method and system
CN107403303A (en) * 2017-06-16 2017-11-28 兴业数字金融服务(上海)股份有限公司 A kind of signature method for the electronic contract system that card is deposited based on block chain

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CN105787626A (en) * 2014-12-25 2016-07-20 远光软件股份有限公司 Contract management method and contract management system
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Publication number Priority date Publication date Assignee Title
CN109784873A (en) * 2019-02-28 2019-05-21 飞天诚信科技股份有限公司 A kind of working method and equipment of electronic contract signature platform
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CN111724252A (en) * 2019-11-27 2020-09-29 云账户技术(天津)有限公司 Individual business trader signing system and signing method thereof
CN111859889A (en) * 2020-07-23 2020-10-30 山东浪潮商用系统有限公司 Guarantee industry contract signing system and method based on electronic signature
CN112036837A (en) * 2020-09-04 2020-12-04 吉林亿联银行股份有限公司 Signature processing method, device, system, equipment and computer readable storage medium
CN112036837B (en) * 2020-09-04 2024-02-02 吉林亿联银行股份有限公司 Signature processing method, device and system, equipment and computer readable storage medium
CN113688429A (en) * 2021-09-05 2021-11-23 绿城科技产业服务集团有限公司 Method for dynamically configuring service data to access electronic signature
CN113688429B (en) * 2021-09-05 2024-05-31 绿城科技产业服务集团有限公司 Method for dynamically configuring business data access electronic signature
CN116842909A (en) * 2023-06-12 2023-10-03 广东采华网络科技有限公司 Intelligent signature method and system

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