CN108765115A

CN108765115A - A kind of refund method, system, device, mobile terminal and service server

Info

Publication number: CN108765115A
Application number: CN201810476450.6A
Authority: CN
Inventors: 朴永彬
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2018-05-17
Filing date: 2018-05-17
Publication date: 2018-11-06
Also published as: TWI743451B; WO2019218745A1; TW201947479A

Abstract

Disclose a kind of refund method, system and device.This method includes：Client obtains the passport information and refund authority information of user to be refunded, and sends refund checking request to refund platform, and refund checking request includes the account information of the user account currently logged in passport information, refund authority information and client；Refund platform determines whether user to be refunded enjoys refund qualification according to the passport information carried in refund checking request, and it is determining after refund user enjoys refund qualification, refund request is sent to server-side, the account information of the user account currently logged on the refund request carrying refund amount of money, client, wherein, the refund amount of money is determined according to the refund authority information；Server-side increases refund fund, wherein the amount of money for fund of refunding is identical as the refund amount of money after receiving refund request in the user account currently logged on the client according to the account information carried in refund request.

Description

A kind of refund method, system, device, mobile terminal and service server

Technical field

This specification embodiment is related to technical field of information processing more particularly to a kind of refund method, system, device, shifting Dynamic terminal and service server.

Background technology

With the development of economic technology, people's lives level is gradually increased, and overseas trip is also more and more common, and user exists Shopping Behaviors are overseas likely occurred, when refund appointed store of the user overseas has purchased the article that can be carried or transported out of the country with oneself Afterwards, it can claim for tax refund according to the departure differential refund policy of regulation.

Currently, after refund appointed store of the user overseas has purchased the article that can be carried or transported out of the country with oneself, shopping can be carried Document gets refund authority at the tax refund counter in shop, after user comes back home and reaches domestic airport, takes refund authority at home Departure confirmation and refund processing are carried out at the refund equipment or tax refund counter on airport.However, in practical applications, it is likely that go out Existing a large number of users is waited in line departure at the refund equipment on airport or tax refund counter and is confirmed and the phenomenon that refund processing at home, from And user experience will be caused poor.

Invention content

In view of the above technical problems, this specification embodiment provide a kind of refund method, system, device, mobile terminal and Service server, technical solution are as follows：

A kind of refund method, is applied to refund system, and the refund system includes：Client, server-side, refund platform, The method includes：

The client obtains the passport information and refund authority information of user to be refunded, and is sent to the refund platform Refund checking request, the refund checking request includes the passport information, the refund authority information and the client On the account information of user account that currently logs in；

The refund platform according to the passport information that carries in the refund checking request determine described in user to be refunded be It is no to enjoy refund qualification, and described in determination after refund user enjoys refund qualification, refund request is sent to the server-side, The account information of the user account currently logged on the refund request carrying refund amount of money, the client, wherein described to move back Tax volume is determined according to the refund authority information；

The server-side is after receiving the refund request that the refund platform is sent, in being asked according to the refund Increase refund fund in the user account that the account information of carrying currently logs in the client, wherein the refund The amount of money of item is identical as the refund amount of money.

A kind of refund method is applied to client, the method includes：

Obtain the passport information and refund authority information of user to be refunded；

Refund checking request is sent to refund platform, the refund checking request includes the passport information, the refund The account information of the user account currently logged in authority information and the client, so that the refund platform is according to institute State refund checking request determine described in user to be refunded whether enjoy refund qualification, and the user to be refunded described in determination enjoys and moving back After tax qualification, refund request is sent to server-side according to the refund checking request, the refund request carries the refund amount of money, institute State the account information of the user account currently logged in client, wherein the refund amount of money is according to the refund authority information It determines.

A kind of refund method is applied to server-side, the method includes：

The refund request that refund platform is sent is received, the amount of money of refunding is carried in refund request, is currently stepped in client The account information of the user account of record；

The user account currently logged in the client according to the account information carried in the refund request Middle increase refund fund, wherein the amount of money of the refund fund is identical as the refund amount of money.

A kind of refund system, including client, server-side, refund platform；

The client, the passport information for obtaining user to be refunded and refund authority information, and it is flat to the refund Platform sends refund checking request, and the refund checking request includes the passport information, the refund authority information and described The account information of the user account currently logged in client；

The refund platform, for waiting for that refund is used according to described in the passport information determination carried in the refund checking request Whether family enjoys refund qualification, and sends and refund to the server-side after refund user enjoys refund qualification described in determination It asks, the account information of the user account currently logged on the refund request carrying refund amount of money, the client, wherein The refund amount of money is determined according to the refund authority information；

The server-side, after being asked in the refund for receiving the refund platform transmission, according to the refund Increase refund fund in the user account that the account information carried in request currently logs in the client, wherein described The amount of money of refund fund is identical as the refund amount of money.

A kind of refund device, is applied to client, and described device includes：

Data obtaining module, the passport information for obtaining user to be refunded and refund authority information；

Request sending module, for sending refund checking request to refund platform, the refund checking request includes described The account information of the user account currently logged in passport information, the refund authority information and the client, so that institute State whether refund platform enjoys refund qualification according to user to be refunded described in refund checking request determination, and described in determination After refund user enjoys refund qualification, refund request is sent to server-side according to the refund checking request, the refund is asked Seek the account information for carrying the refund amount of money, the user account currently logged in the client, wherein the refund amount of money according to The refund authority information determines.

A kind of refund device, is applied to server-side, and described device includes：

Request receiving module, the refund request sent for receiving refund platform, refund gold is carried in the refund request The account information of the user account currently logged on volume, client；

Refund processing module, for being taken in the client according to the account information carried in the refund request Increase refund fund in the user account of preceding login, wherein the amount of money of the refund fund is identical as the refund amount of money.

A kind of mobile terminal, including memory, processor and storage are on a memory and the meter that can run on a processor Calculation machine program, wherein the processor realizes the refund method that this specification embodiment provides when executing described program.

A kind of service server, including memory, processor and storage can be run on a memory and on a processor Computer program, wherein the processor realizes the refund method that this specification embodiment provides when executing described program.

The technical solution that this specification embodiment is provided is obtained the passport information of user to be refunded and is moved back by client Tax authority information, and carry to refund platform transmission and currently logged in the passport information, refund authority information and client User account account information refund checking request, refund platform receive the refund checking request after, then moved back according to this The passport information carried in tax checking request determines whether user to be refunded enjoys refund qualification, and is enjoyed in determining user to be refunded When having refund qualification, the account information for carrying the refund amount of money, the user account currently logged in client is sent to server-side Refund request, server-side can then ask current on the client log in after receiving refund request according to the refund User account in increase refund fund, it can be seen that, by the technical solution, user can be made directly to use client real It is not handled by the departure refund of place and time restriction now, to save user time, promotes user experience.

It should be understood that above general description and following detailed description is only exemplary and explanatory, not This specification embodiment can be limited.

In addition, any embodiment in this specification embodiment does not need to reach above-mentioned whole effects.

Description of the drawings

In order to illustrate more clearly of this specification embodiment or technical solution in the prior art, below will to embodiment or Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only Some embodiments described in this specification embodiment for those of ordinary skill in the art can also be attached according to these Figure obtains other attached drawings.

Fig. 1 is the application scenarios schematic diagram for the realization refund method that one exemplary embodiment of this specification provides；

Fig. 2 is a kind of embodiment flow chart for refund method that one exemplary embodiment of this specification provides；

Fig. 3 A are a kind of example of the display interface of client 111；

Fig. 3 B are another example of the display interface of client 111；

Fig. 3 C are another example of the display interface of client 111；

Fig. 4 is the embodiment flow chart for another refund method that one exemplary embodiment of this specification provides；

Fig. 5 is the embodiment flow chart for another refund method that one exemplary embodiment of this specification provides；

Fig. 6 is the Organization Chart for the refund system that one exemplary embodiment of this specification provides；

Fig. 7 is a kind of embodiment block diagram for refund device that one exemplary embodiment of this specification provides；

Fig. 8 is the embodiment block diagram for another refund device that one exemplary embodiment of this specification provides；

Fig. 9 shows a kind of more specifically mobile terminal hardware architecture diagram that this specification embodiment is provided；

Figure 10 shows that a kind of more specifically service server hardware configuration that this specification embodiment is provided is illustrated Figure.

Specific implementation mode

In order to make those skilled in the art more fully understand the technical solution in this specification embodiment, below in conjunction with this Attached drawing in specification embodiment is described in detail the technical solution in this specification embodiment, it is clear that described Embodiment is only a part of the embodiment of this specification, instead of all the embodiments.The embodiment of base in this manual, The every other embodiment that those of ordinary skill in the art are obtained, should all belong to the range of protection.

Currently, after refund appointed store of the user overseas has purchased the article that can be carried or transported out of the country with oneself, purchase can be carried Object document gets refund authority at the tax refund counter in shop, after user comes back home and reaches domestic airport, takes refund authority in state Departure confirmation and refund processing (hereinafter referred to as departure refund) are carried out at the refund equipment or tax refund counter on interior airport, however, Since overseas trip is more and more common, user occurs Shopping Behaviors overseas and also can hardly be avoided, to be likely to a large number of users occur The phenomenon that waiting in line departure refund processing at the refund equipment on airport or tax refund counter at home, it can be seen that, it is current from Border refund flow not only needs user to expend certain time, and refund equipment or tax refund counter are found in airport at home, it is also necessary to user It expends certain time and waits in line departure refund, it is poor so as to cause user experience.

Based on this, this specification embodiment provides a kind of refund method, in this way, user can be made not by place Departure refund can be realized with time restriction, save user time, promote user experience.

It is as follows, which is described in detail：

First, to realizing that the application scenarios of the refund method are illustrated：

Fig. 1 is referred to, is the application scenarios schematic diagram for the realization refund method that one exemplary embodiment of this specification provides, The Fig. 1 includes the refund system 100 that can be used for realizing refund method, which may include：Mobile terminal 110, service End 120, refund platform 130, wherein the client 111 with refund function can be installed on mobile terminal 110, need to illustrate , the mobile terminal 110 shown in Fig. 1 is only by taking mobile phone as an example, and in practical applications, mobile terminal 110 can also be The mobile terminals such as PAD, tablet computer, and client 111 can also have the function of other, such as live in addition to function of refunding It pays the fees, transfer accounts, functions, this specification embodiment such as credit card repayment are not restricted this；Server-side 120 is then the client 111 corresponding server-sides, it should be noted that the server-side 120 shown in Fig. 1 is only by taking a server as an example, in reality In, server-side 120 can be server cluster, and this specification embodiment is not restricted this；Refund platform 130 at least may be used To include refund Institution Services end 131, customs's server-side 132, and it should be noted that the refund mechanism shown in Fig. 1 takes End 131, the difference of customs's server-side 132 be engaged in only by taking a server as an example, in practical applications, refund Institution Services end 131, sea It can be server cluster to close server-side 132 respectively, and this specification embodiment is not restricted this.

Based on the application scenarios exemplified by Fig. 1, user can directly use that is installed on mobile terminal 110 to have refund work( Can client 111, under common cooperation of the server-side 120 with refund platform 130, realization not by place and time restriction from Border is refunded, to promote user experience.

Subsequently, then refund method provided by the invention is illustrated based on the application scenarios exemplified by Fig. 1：

Fig. 2 is referred to, it, should for a kind of embodiment flow chart for refund method that one exemplary embodiment of this specification provides Method can be applied to the refund system 100 exemplified by Fig. 1, include the following steps：

Step 202：Client obtains the passport information and refund authority information of user to be refunded, and is sent to refund platform Refund checking request, the refund checking request include currently being logged in passport information, refund authority information and client The account information of user account.

Based on the application scenarios exemplified by Fig. 1, in this specification embodiment, user to be refunded can start mobile terminal The client 111 with refund function installed on 110, for example, user to be refunded can pass through the display in mobile terminal 110 The icon of client 111 is clicked on screen to start client 111, after the startup of client 111, in the homepage of client 111 Its various functions supported can be shown, for example, being a kind of example of the display interface of client 111, in this theory as shown in Figure 3A In bright book embodiment, user to be refunded can click " refund " icon, to start the refund function of client 111.

In this specification embodiment, user to be refunded clicks in the homepage of client 111 after " refund " icon, client The display interface at end 111 can be as shown in Figure 3B.

In one embodiment, based on the display interface exemplified by Fig. 3 B, user to be refunded can with hand-held mobile terminal 110, And the screen side of facing moving terminal 110 so that the front camera (not shown in figure 1) of mobile terminal 110 can collect The facial physiological characteristic of user to be refunded, the face physiological characteristic may include face phase character and the iris spy of user to be refunded Sign, in practical operation, user to be refunded can adjust mobile terminal 110, or adjust itself head orientation, so that itself face Imaging is shown in the human face scanning region exemplified by Fig. 3 B, and whether mobile terminal 110 can successfully be collected with automatic identification The facial physiological characteristic of user to be refunded is collecting after the facial physiological characteristic of refund user, is jumping to lower one stream automatically Journey.

In this specification embodiment, client 111 obtains after the facial physiological characteristic of refund user, can will obtain To facial physiological characteristic matched with the face physiological characteristic of certification in the subscriber identity information library being locally stored, determine The face physiological characteristic of certification to match with the facial physiological characteristic got, and then can then obtain and match with this The corresponding passport information of certification face physiological characteristic, the passport information are the passport information of user to be refunded.

As for client 111 by the facial physiological characteristic got and having recognized in the subscriber identity information library that is locally stored The facial physiological characteristic of card is matched, and determines the detailed process of the face physiological characteristic of certification to match, people in the art Member may refer to associated description in the prior art, this is no longer described in detail in this specification embodiment.

It will be appreciated by persons skilled in the art that may include at least one in the above-mentioned subscriber identity information library being locally stored Subscriber identity information, any bar subscriber identity information may include that certification face physiological characteristic, passport information, any bar are used Family identity information can be advance typing, in Input Process, front and back can obtain passport information, facial physiology respectively twice Feature, and the correspondence between passport information and facial physiological characteristic is preserved, which is a user identity letter Breath, and for convenience, the facial physiological characteristic in the subscriber identity information being locally stored is known as certification face physiology Feature is no longer described in detail as detailed process this specification embodiment of typing subscriber identity information.

It should be noted that in this specification embodiment, why use face phase character with iris feature jointly from this Passport information is obtained in the subscriber identity information library of ground storage, is to consider for secure context, first, since iris feature has Uniqueness, to can accurately obtain the passport information of user to be refunded by iris feature, second, due to only to live body into Row scanning, can just obtain iris feature, to use improper means, example to avoid the malice third party by iris feature As user picture usurps the passport information of user to be refunded.

In this specification embodiment, client 111 is got after the passport information of refund user, can be on display circle The passport information is shown on face, so that user to be refunded confirms.

It should be noted that the above-mentioned described facial physiological characteristic by obtaining user to be refunded, according to the face Physiological characteristic further obtains the process of the passport information of user to be refunded as just citing, in practical applications, can be with There are the processes of other passport informations for obtaining user to be refunded, if for example, the subscriber identity information that client 111 is locally stored The subscriber identity information for the user that needs to be refunded is not stored in library, then can support the real-time typing passport information of user to be refunded, and example Such as, passport information all in the subscriber identity information library being locally stored can be presented to user to be refunded by client 111, with Therefrom select the passport information of oneself, this specification embodiment without limitation for user to be refunded.

In this specification embodiment, client 111 is obtaining after the passport information of refund user, further obtains and waits for The refund authority information of refund user, the refund authority information at least may include authority number, the refund amount of money.

In one embodiment, client 111 is obtaining after the passport information of refund user, and client 111 can be shown The display interface of example as shown in Figure 3 C.

In one embodiment, based on the display interface exemplified by Fig. 3 C, user to be refunded can with hand-held mobile terminal 110, It waits moving back in practical operation using the image of the rear camera (not shown in figure 1) acquisition refund authority of mobile terminal 110 Tax user can adjust orientation where mobile terminal 110, or adjustment refund authority, so that refund authority is shown in exemplified by Fig. 3 C Refund authority scanning area in, subsequently, user to be refunded can click " shooting " button, can get to client 111 The image of the refund authority of user to be refunded.

In another embodiment, based on the display interface exemplified by Fig. 3 C, user to be refunded can click exemplified by Fig. 3 C " photograph album " button, client 111 then can based on the clicking operation of user to be refunded call photograph album interface, in display interface It is upper display mobile terminal 110 local photograph album, user to be refunded can then be selected in local photograph album the refund shot in advance with According to image, by this kind handle, client 111 can also get user refund refund authority image.

It, can be to the refund authority after client 111 gets the image of refund authority in this specification embodiment Image carries out feature recognition, obtains refund authority information, carries out feature recognition as the image to the refund authority, is refunded The detailed process of authority information, those skilled in the art may refer to associated description in the prior art, this specification embodiment This is no longer described in detail.

It should be noted that the image of above-mentioned described authority of being refunded by acquisition, to the image of the refund authority into Row feature recognition obtains the process of refund authority information as just citing, and in practical applications, there may also be other acquisitions The process of the refund authority information of user to be refunded, for example, client 111 can be defeated to user to be refunded offer refund authority information Enter interface, user to be refunded then can be manually entered refund authority information at the interface, and this specification embodiment is without limitation.

In this specification embodiment, client 111 is got after the passport information of refund user and refund authority information, Refund checking request can be sent to refund platform 130, may include the passport letter of user to be refunded in the refund checking request The account information of the user account currently logged in breath, refund authority information and client 111, such as user account.

Step 204：Refund platform determines whether user to be refunded enjoys according to the passport information carried in refund checking request There is refund qualification, and determining when the user that refunds enjoys refund qualification, sends refund request to server-side, refund request is taken Account information with the user account currently logged in the refund amount of money, client, wherein the refund amount of money is according to refund authority information It determines.

In this specification embodiment, after refund platform 130 receives refund checking request, it may be determined that user to be refunded Refund qualification whether is enjoyed, that is, determines whether the identity of user to be refunded is overseas tourist, waits for that refund is used if so, can determine Refund qualification is enjoyed at family, specifically, the refund Institution Services end 131 in refund platform 130 receives the refund checking request, it is first Refund reservation processing is first done according to the refund checking request, it is popular for, refund reservation processing is that preserve some refunds related Information, for example, the user account currently logged on preserving refund authority information, sending the client 111 of the refund checking request Account information etc., subsequently, refund Institution Services end 131 is by the passport letter of user refund carried in the refund checking request Breath is sent to customs's server-side 132, and customs's server-side 132 then can determine whether user to be refunded enjoys according to the passport information Refund qualification, for example, customs server 132 can be found and the passport information from the passport register information library being locally stored Corresponding passport register information obtains the nationality of user to be refunded according to the corresponding passport register information, departure is entered a country Record etc., to determine whether the user to be refunded enjoys refund qualification.

Customs server 132 obtains after whether refund user enjoys the verification result of refund qualification, can be to refund machine Structure server-side 131 returns to the verification result, and further, in order to promote the experience of user to be refunded, refund Institution Services end 131 is also The verification result can be fed back to client 111, client 111 can then be shown according to the verification result on display interface Corresponding prompt message, for example, display " verification has passed through, and queuing system is asked to be refunded ", in another example, " verification does not pass through, asks for display It is re-operated after verifying passport information ".

Refund Institution Services end 131 determines after refund user enjoys refund qualification, can send and refund to server-side 120 Request, specifically, refund Institution Services end 131 can be sent according to aforementioned made refund reservation processing to server-side 120 Refund request can carry the account letter of the refund amount of money, the user account currently logged in client 111 in refund request Breath, wherein the refund amount of money can be determined according to refund authority information.

Step 206：Server-side is after receiving the refund request that refund platform is sent, according to the account carried in refund request Increase refund fund in the user account that family information currently logs on the client, wherein the amount of money for fund of refunding and refund gold Volume is identical.

In one embodiment of this specification, server-side 120 is after receiving the refund request that refund platform 130 is sent, then Increase in the user account that the account information carried in can directly being asked according to the refund currently logs in client 111 and moves back The amount of money of tax item, the refund fund is identical as the refund amount of money.

In addition, in another embodiment of this specification, server-side 120 is asked in the refund for receiving the refund transmission of platform 130 After asking, the account information carried in can first being asked according to the refund does pre-granted to the user account currently logged in client 111 Power processing, namely the part fund freezed in the user account are used as guaranty fund, and subsequently, server-side 120 is again in client 111 Increase refund fund in the user account currently logged in.

Correspondingly, after refund user returns to domestic arrivals domestic airport, it can further pass through the refund work(of client 111 Departure confirmation request can be sent to refund platform 130, for example, by clicking the specific button in client 111 on specific interface Departure confirmation request is sent to refund platform, which can carry the passport information of user to be refunded.

Further, refund platform 130 can then be believed according to the passport of the user to be refunded carried in the departure confirmation request Breath determines whether user refund has left a country, for example, customs's server-side 132 in platform 130 of refunding can be from being locally stored Passport register information corresponding with the passport information is found in passport register information library, is registered according to the corresponding passport Nationality, departure arrival record of acquisition of information user to be refunded etc., to determine whether the user to be refunded has left a country.

Refund platform 130 is determining after refund user has left a country, then can be sent to server-side 120 and be used to indicate releasing The instruction message of pre-authorization, the instruction message can carry the account information of the user account currently logged in client 111, into And server-side 120 can then release the pre-authorization to the user account currently logged in client 111 according to the instruction message, Namely the part fund freezed before of thawing.

In addition, in this specification embodiment, server-side 120 can be according to the credit record or credit of user account Whether score value etc., decision do pre-authorization processing to the user account, if for example, user account be not present bad credit record, or Person is that the credit score of user account is higher, then pre-authorization processing can not be done to the user account, in another example, if user account There are the credit score of bad credit record or user account is relatively low, then can be done at pre-authorization to the user account It manages and then refunds to the user account, handled by this kind, can as much as possible be kept away under the premise of effectively avoiding loss Exempt to influence user experience.

It is as follows, based on the flow exemplified by the application scenarios and Fig. 2 exemplified by Fig. 1, respectively from 111 side of client and service 120 sides are held to describe the refund method of this specification embodiment offer：

First, it is described from 111 side of client：

Fig. 4 is referred to, is the embodiment flow chart for another refund method that one exemplary embodiment of this specification provides, This method can be applied in the client 111 exemplified by Fig. 1, include the following steps：

Step 402：Obtain the passport information and refund authority information of user to be refunded.

Step 404：To refund platform send refund checking request, the refund checking request include passport information, refund with It is believed that the account information of the user account currently logged in breath and client 111, so that refund platform is verified according to the refund Request determines whether user to be refunded enjoys refund qualification, and is determining after refund user enjoys refund qualification, according to refund Checking request sends refund request, the user's account currently logged on the refund request carrying refund amount of money, client to server-side The account information at family, wherein the refund amount of money is determined according to the refund authority information.

About the detailed description of step 402 to step 404, the associated description in above-mentioned embodiment illustrated in fig. 2 is may refer to, Details are not described herein for this specification embodiment.

The technical solution that this specification embodiment is provided is obtained the passport information of user to be refunded and is moved back by client Tax authority information, and send to carry to refund platform and currently be stepped in the passport information, the refund authority information and the client The refund checking request of the account information of the user account of record carries out accordingly so that refund platform is based on the refund verification information Processing, and combine and increase refund fund in the user account that server-side currently logs on the client, it can be seen that, by this Technical solution can make user that client directly be used to realize that the departure refund by place and time restriction is not handled, to User time is saved, user experience is promoted.

Secondly, it is described from 120 side of server-side：

Fig. 5 is referred to, is the embodiment flow chart for another refund method that one exemplary embodiment of this specification provides, This method can be applied in the server-side 120 exemplified by Fig. 1, include the following steps：

Step 502：The refund request that refund platform is sent is received, the refund amount of money is carried in refund request, in client The account information of the user account currently logged in.

Step 504：Increase in the user account that the account information carried in being asked according to refund currently logs on the client Add refund fund, wherein the amount of money for fund of refunding is identical as the refund amount of money.

About the detailed description of step 502 to step 504, the associated description in above-mentioned embodiment illustrated in fig. 2 is may refer to, Details are not described herein for this specification embodiment.

The technical solution that this specification embodiment is provided, the refund request for platform transmission of being refunded by reception, and according to Increase refund fund in the user account that the account information carried in refund request currently logs on the client, you can realize Departure refund, it can be seen that, by the technical solution, user can be made directly client to be used to realize not by place and time The departure refund of limitation is handled, and to save user time, promotes user experience.

Corresponding to the embodiment of the method exemplified by above-mentioned Fig. 2, this specification embodiment also provides a kind of refund system, please join See Fig. 6, for the Organization Chart for the refund system that one exemplary embodiment of this specification provides, which includes：Client 62, Server-side 64, refund platform 66；

The client 62, can be used for obtaining the passport information of user to be refunded and refund authority information, and to described Platform 66 of refunding sends refund checking request, and the refund checking request includes the passport information, the refund authority information, And the account information of the user account currently logged in the client 62；

The refund platform 66 can be used for waiting for according to described in the passport information determination carried in the refund checking request Whether refund user enjoys refund qualification, and described in determination after refund user enjoys refund qualification, to the server-side 64 Transmission refund is asked, the account of the user account currently logged on the refund request carrying refund amount of money, the client 62 Information, wherein the refund amount of money is determined according to the refund authority information；

The server-side 64 can be used for after receiving the refund request that the refund platform 66 is sent, according to Increase refund fund in the user account that the account information carried in the refund request currently logs in the client 62, Wherein, the amount of money of the refund fund is identical as the refund amount of money.

In one embodiment, the client 62 can be used for：

The facial physiological characteristic of user to be refunded is obtained, the face physiological characteristic includes face phase character, iris feature；

The face of certification physiology in the facial physiological characteristic got and the subscriber identity information library being locally stored is special Sign is matched, and determines the face physiological characteristic of certification to match with the facial physiological characteristic got, the user Identity information library includes at least one subscriber identity information, and subscriber identity information is special including certification face physiology described in any bar Sign, passport information；

Passport information corresponding with the face physiological characteristic of certification to match is determined as the user to be refunded Passport information.

In one embodiment, the client 62 can be used for：

Obtain the image of refund authority；

Feature recognition is carried out to the image of the refund authority, obtains refund authority information, wherein the refund authority letter Breath includes at least：Authority number, the refund amount of money.

In one embodiment, the server-side 64 can be also used for：

In the user currently logged in the client 62 according to the account information carried in the refund request Before increasing refund fund in account, according to the account information carried in the refund request to currently being stepped in the client 62 The user account of record does pre-authorization processing；

The client 62 can be also used for：

Departure confirmation request, the shield of the user to be refunded described in confirmation request carrying that leaves a country are sent to the refund platform According to information；

The refund platform 66 can be also used for：

Whether left a country according to user to be refunded described in the passport information determination carried in the departure confirmation request, and Described in determination after refund user has left a country, is sent to the server-side 64 and be used to indicate the instruction message for releasing pre-authorization, institute State the account information that instruction message carries the user account currently logged in the client 62；

The server-side 64 can be also used for：

The pre-authorization to the user account currently logged in the client 62 is released according to the instruction message.

Corresponding to the embodiment of the method exemplified by above-mentioned Fig. 4, this specification embodiment also provides a kind of refund device, please join See Fig. 7, for a kind of embodiment block diagram for refund device that one exemplary embodiment of this specification provides, which can be applied to Client, including：Data obtaining module 72, request sending module 74.

Wherein, data obtaining module 72 can be used for obtaining the passport information and refund authority information of user to be refunded；

Request sending module 74 can be used for sending refund checking request, the refund checking request packet to refund platform The account information of the user account currently logged in the passport information, the refund authority information and the client is included, So that whether the refund platform enjoys refund qualification according to user to be refunded described in refund checking request determination, and true It is fixed described after refund user enjoys refund qualification, refund request is sent to server-side according to the refund checking request, it is described The account information of the user account currently logged on the refund request carrying refund amount of money, the client, wherein the refund gold Volume is determined according to the refund authority information.

In one embodiment, described information acquisition module 72 may include (being not shown in Fig. 7)：

Physiological characteristic acquisition submodule, the facial physiological characteristic for obtaining user to be refunded；

First acquisition submodule, for the facial physiological characteristic of the user to be refunded according to, from the user being locally stored The passport information of user to be refunded described in being obtained in identity information library, wherein the subscriber identity information library includes at least one Subscriber identity information, subscriber identity information described in any bar include certification face physiological characteristic, passport information.

Authority image acquisition submodule, the image for obtaining refund authority；

Feature recognition submodule carries out feature recognition for the image to the refund authority, obtains refund authority information, Wherein, the refund authority information includes at least：Authority number, the refund amount of money.

In one embodiment, described device can also include (being not shown in Fig. 7)：

Departure confirmation request sending module, for sending departure confirmation request, the departure confirmation request to refund platform The passport information of user to be refunded described in carrying, so that the refund platform is according to the passport carried in the departure confirmation request Whether user to be refunded has left a country described in information determination, and described in determination after refund user has left a country, to the server-side The instruction message for being used to indicate and releasing pre-authorization is sent, so that the server-side is released according to the instruction message to the client The pre-authorization of the user account currently logged on end.

It is understood that data obtaining module 72 and module of the request sending module 74 as two kinds of functional independences, both It can configure in a device, can also individually configure in a device, therefore structure shown in Fig. 7 is not simultaneously as shown in Figure 7 It is interpreted as the restriction to this specification example scheme.

Corresponding to the embodiment of the method exemplified by above-mentioned Fig. 5, this specification embodiment also provides another refund device, asks Referring to Fig. 8, for the embodiment block diagram for another refund device that one exemplary embodiment of this specification provides, which can answer For server-side, including：Request receiving module 82, refund processing module 84.

Wherein, request receiving module 82 can be used for receiving the refund request that refund platform is sent, in the refund request The account information of the user account currently logged on the carrying refund amount of money, client；

Refund processing module 84 can be used for according to the account information carried in the refund request in the client Increase refund fund in the user account currently logged on end, wherein the amount of money of the refund fund and the refund amount of money phase Together.

In one embodiment, described device can also include (being not shown in Fig. 8)：

Authorization messages receiving module is solved, the instruction for being used to indicate releasing pre-authorization sent for receiving the refund platform Message, the instruction message carry the account information of the user account currently logged in the client；

Authorization module is solved, for being released to the user account that is currently logged in the client according to the instruction message Pre-authorization.

It is understood that module of the request receiving module 82 with refund processing module 84 as two kinds of functional independences, both It can configure in a device, can also individually configure in a device, therefore structure shown in Fig. 8 is not simultaneously as shown in Figure 8 It is interpreted as the restriction to this specification example scheme.

In addition, the function of modules and the realization process of effect specifically refer to corresponding step in the above method in above-mentioned apparatus Rapid realization process, details are not described herein.

This specification embodiment also provides a kind of mobile terminal, includes at least memory, processor and is stored in storage On device and the computer program that can run on a processor, wherein processor is realized when executing described program exemplified by earlier figures 4 Refund method.This method includes at least：

In one embodiment, the passport information for obtaining user to be refunded, including：

Obtain the facial physiological characteristic of user to be refunded；

According to the facial physiological characteristic of the user to be refunded, from the subscriber identity information library being locally stored described in acquisition The passport information of user to be refunded, wherein the subscriber identity information library includes at least one subscriber identity information, any bar institute It states subscriber identity information and includes certification face physiological characteristic, passport information.

In one embodiment, the refund authority information for obtaining user to be refunded, including：

Obtain the image of refund authority；

In one embodiment, the method further includes：

Departure confirmation request, the passport letter of the user to be refunded described in confirmation request carrying that leaves a country are sent to refund platform Breath so that the refund platform according to the passport information that carries in the departure confirmation request determine described in user to be refunded whether It has been left a country that, and described in determination after refund user has left a country, sent to the server-side and be used to indicate the finger for releasing pre-authorization Show message, so that the server-side is released according to the instruction message to the pre- of the user account that is currently logged in the client It authorizes.

This specification embodiment also provides a kind of service server, includes at least memory, processor and is stored in On reservoir and the computer program that can run on a processor, wherein processor is realized when executing described program shown in earlier figures 5 The refund method of example.This method includes at least：

In one embodiment, the method further includes：

The user account currently logged in the client is done according to the account information carried in the refund request pre- Authorisation process.

In one embodiment, the method further includes：

The instruction message for being used to indicate releasing pre-authorization that the refund platform is sent is received, the instruction message carries institute State the account information of the user account currently logged in client；

The pre-authorization to the user account currently logged in the client is released according to the instruction message.

Fig. 9 shows a kind of more specifically mobile terminal hardware architecture diagram that this specification embodiment is provided, The mobile terminal may include：Processor 910, memory 920, input/output interface 930, communication interface 940 and bus 90. Wherein processor 910, memory 920, input/output interface 930 and communication interface 940 pass through between the realization of bus 950 Communication connection inside equipment.

Figure 10 shows that a kind of more specifically service server hardware configuration that this specification embodiment is provided is illustrated Figure, the service server may include：Processor 1010, memory 1020, input/output interface 1030, communication interface 1040 With bus 1050.Wherein processor 1010, memory 1020, input/output interface 1030 and communication interface 1040 pass through bus Communication connection between 1050 realizations inside equipment.

Processor 910/1010 may be used general CPU (Central Processing Unit, central processing unit), Microprocessor, application specific integrated circuit (Application Specific Integrated Circuit, ASIC) or The modes such as one or more integrated circuits are realized, for executing relative program, to realize skill that this specification embodiment is provided Art scheme.

ROM (Read Only Memory, read-only memory), RAM (Random may be used in memory 920/1020 Access Memory, random access memory), static storage device, the forms such as dynamic memory realize.Memory 920/ 1020 can store an operating system and other applications, realize that this specification embodiment is carried by software or firmware When the technical solution of confession, relevant program code is stored in memory 920/1020, and is called by processor 910/1010 It executes.

Input/output interface 930/1030 is for connecting input/output module, to realize information input and output.Input Output/module can be used as component Configuration in a device, can also be external in equipment to provide corresponding function.Wherein input equipment May include keyboard, mouse, touch screen, microphone, various kinds of sensors etc., output equipment may include display, loud speaker, shake Dynamic device, indicator light etc..

Communication interface 940/1040 is used for connection communication module (being not shown in Fig. 9/10), to realize that this equipment is set with other Standby communication interaction.Wherein communication module can be realized by wired mode (such as USB, cable etc.) and be communicated, and can also be passed through Wireless mode (such as mobile network, WIFI, bluetooth etc.) realizes communication.

Bus 950/1050 includes an access, in various components (such as processor 910/1010, the memory 920/ of equipment 1020, input/output interface 930/1030 and communication interface 940/1040) between transmit information.

It should be noted that although above equipment illustrate only processor 910/1010, memory 920/1020, input/ Output interface 930/1030, communication interface 940/1040 and bus 950/1050, but in specific implementation process, the equipment Can also include other assemblies necessary to realizing normal operation.In addition, it will be appreciated by those skilled in the art that, it is above-mentioned Can also only include component necessary to realizing this specification example scheme in equipment, without including whole shown in figure Component.

This specification embodiment also provides a kind of computer readable storage medium, is stored thereon with computer program, the journey Refund method above-mentioned is realized when sequence is executed by processor.This method includes at least：

This specification embodiment also provides another computer readable storage medium, is stored thereon with computer program, should Refund method above-mentioned is realized when program is executed by processor.This method includes at least：

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology realizes information storage.Information can be computer-readable instruction, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storages, magnetic tape cassette, tape magnetic disk storage or other magnetic storage apparatus Or any other non-transmission medium, it can be used for storage and can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.

As seen through the above description of the embodiments, those skilled in the art can be understood that this specification Embodiment can add the mode of required general hardware platform to realize by software.Based on this understanding, this specification is implemented Substantially the part that contributes to existing technology can be expressed in the form of software products the technical solution of example in other words, The computer software product can be stored in a storage medium, such as ROM/RAM, magnetic disc, CD, including some instructions are making It is each to obtain computer equipment (can be personal computer, server or the network equipment etc.) execution this specification embodiment Method described in certain parts of a embodiment or embodiment.

System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.A kind of typically to realize that equipment is computer, the concrete form of computer can To be personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play In device, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment The combination of arbitrary several equipment.

Each embodiment in this specification is described in a progressive manner, identical similar portion between each embodiment Point just to refer each other, and each embodiment focuses on the differences from other embodiments.Especially for device reality For applying example, since it is substantially similar to the method embodiment, so describing fairly simple, related place is referring to embodiment of the method Part explanation.The apparatus embodiments described above are merely exemplary, wherein described be used as separating component explanation Module may or may not be physically separated, can be each module when implementing this specification example scheme Function realize in the same or multiple software and or hardware.Can also select according to the actual needs part therein or Person's whole module achieves the purpose of the solution of this embodiment.Those of ordinary skill in the art are not the case where making the creative labor Under, you can to understand and implement.

The above is only the specific implementation mode of this specification embodiment, it is noted that for the general of the art For logical technical staff, under the premise of not departing from this specification embodiment principle, several improvements and modifications can also be made, this A little improvements and modifications also should be regarded as the protection domain of this specification embodiment.

Claims

1. a kind of refund method, is applied to refund system, the refund system includes：Client, server-side, refund platform, institute The method of stating includes：

The client obtains the passport information and refund authority information of user to be refunded, and sends and refund to the refund platform Checking request, the refund checking request include that the passport information, the refund authority information and the client are taken in The account information of the user account of preceding login；

Whether the refund platform is enjoyed according to user to be refunded described in the passport information determination carried in the refund checking request There is refund qualification, and described in determination after refund user enjoys refund qualification, refund request is sent to the server-side, it is described The account information of the user account currently logged on the refund request carrying refund amount of money, the client, wherein the refund gold Volume is determined according to the refund authority information；

The server-side carries after receiving the refund request that the refund platform is sent in being asked according to the refund The user account that is currently logged in the client of account information in increase refund fund, wherein the refund fund The amount of money is identical as the refund amount of money.

2. according to the method described in claim 1, the passport information for obtaining user to be refunded, including：

Obtain the facial physiological characteristic of user to be refunded；

According to the facial physiological characteristic of the user to be refunded, wait moving back described in acquisition from the subscriber identity information library being locally stored The passport information of tax user, wherein the subscriber identity information library includes at least one subscriber identity information, is used described in any bar Family identity information includes certification face physiological characteristic, passport information.

3. according to the method described in claim 1, the refund authority information for obtaining user to be refunded, including：

Obtain the image of refund authority；

Feature recognition is carried out to the image of the refund authority, obtains refund authority information, wherein the refund authority information is extremely Include less：Authority number, the refund amount of money.

4. according to the method described in claim 1, it is described according to the account information that carries in the refund request in the visitor Before increasing refund fund in the user account currently logged on the end of family, the method further includes：

The server-side is according to the account information that carries in the refund request to user's account for currently being logged in the client Do pre-authorization processing in family；

In the user account currently logged in the client according to the account information carried in the refund request After increasing refund fund, the method further includes：

Client sends departure confirmation request, the user to be refunded described in confirmation request carrying that leaves a country to the refund platform Passport information；

The refund platform according to the passport information that carries in the departure confirmation request determine described in user to be refunded whether Departure, and described in determination after refund user has left a country, sent to the server-side and be used to indicate the instruction for releasing pre-authorization Message, the instruction message carry the account information of the user account currently logged in the client；

The server-side releases the pre-authorization to the user account currently logged in the client according to the instruction message.

5. a kind of refund method is applied to client, the method includes：

Refund checking request is sent to refund platform, the refund checking request includes the passport information, the refund authority The account information of the user account currently logged in information and the client, so that the refund platform is moved back according to Tax checking request determine described in user refund whether enjoy refund qualification, and user refund described in determination enjoys refunding and provide After lattice, refund request is sent to server-side according to the refund checking request, the refund request carries the refund amount of money, the visitor The account information of the user account currently logged on the end of family, wherein the refund amount of money is determined according to the refund authority information.

6. according to the method described in claim 5, the passport information for obtaining user to be refunded, including：

Obtain the facial physiological characteristic of user to be refunded；

According to the facial physiological characteristic of the user to be refunded, wait moving back described in acquisition from the subscriber identity information library being locally stored The passport information of tax user, wherein the subscriber identity information library includes at least one subscriber identity information, is used described in any bar Family identity information includes certification face physiological characteristic, passport information；

Passport information corresponding with the face physiological characteristic of certification to match is determined as to the shield of the user to be refunded According to information.

7. according to the method described in claim 5, the refund authority information for obtaining user to be refunded, including：

Obtain the image of refund authority；

8. according to the method described in claim 5, the method further includes：

To refund platform transmission departure confirmation request, the passport information of the user to be refunded described in confirmation request carrying that leaves a country, So that the refund platform according to the passport information that carries in the departure confirmation request determine described in user to be refunded whether Departure, and described in determination after refund user has left a country, sent to the server-side and be used to indicate the instruction for releasing pre-authorization Message, so that the server-side releases the pre-granted to the user account currently logged in the client according to the instruction message Power.

9. a kind of refund method is applied to server-side, the method includes：

It receives the refund request that refund platform is sent, carries the refund amount of money in the refund request, currently logs in client The account information of user account；

Increase in the user account currently logged in the client according to the account information carried in the refund request Add refund fund, wherein the amount of money of the refund fund is identical as the refund amount of money.

10. according to the method described in claim 9, the method further includes：

Pre-authorization is done to the user account currently logged in the client according to the account information carried in the refund request Processing.

11. according to the method described in claim 10, the method further includes：

The instruction message for being used to indicate releasing pre-authorization that the refund platform is sent is received, the instruction message carries the visitor The account information of the user account currently logged on the end of family；

12. a kind of refund system, including client, server-side, refund platform；

The client, the passport information for obtaining user to be refunded and refund authority information, and sent out to the refund platform It includes the passport information, the refund authority information and the client to send refund checking request, the refund checking request The account information of the user account currently logged on end；

The refund platform, for being according to user to be refunded described in the passport information determination carried in the refund checking request It is no to enjoy refund qualification, and described in determination after refund user enjoys refund qualification, refund request is sent to the server-side, The account information of the user account currently logged on the refund request carrying refund amount of money, the client, wherein described to move back Tax volume is determined according to the refund authority information；

The server-side, for after receiving the refund request that the refund platform is sent, being asked according to the refund Increase refund fund in the user account that the account information of middle carrying currently logs in the client, wherein the refund The amount of money of fund is identical as the refund amount of money.

13. system according to claim 12, the client is used for：

Obtain the facial physiological characteristic of user to be refunded；

14. system according to claim 12, the client is used for：

Obtain the image of refund authority；

15. system according to claim 12, the server-side is additionally operable to：

In the user account currently logged in the client according to the account information carried in the refund request Before increasing refund fund, according to the account information that carries in the refund request to the user that is currently logged in the client Account does pre-authorization processing；

The client is additionally operable to：

Departure confirmation request, the passport letter of the user to be refunded described in confirmation request carrying that leaves a country are sent to the refund platform Breath；

The refund platform is additionally operable to：

Whether left a country according to user to be refunded described in the passport information determination carried in the departure confirmation request, and in determination It is described after refund user left a country after, to the server-side send be used to indicate release pre-authorization instruction message, the instruction Message carries the account information of the user account currently logged in the client；

The server-side is additionally operable to：

16. a kind of refund device, is applied to client, described device includes：

Request sending module, for sending refund checking request to refund platform, the refund checking request includes the passport The account information of the user account currently logged in information, the refund authority information and the client, so that described move back Whether tax platform enjoys refund qualification according to user to be refunded described in refund checking request determination, and waits moving back described in determination After tax user enjoys refund qualification, refund request is sent to server-side according to the refund checking request, the refund request is taken Account information with the user account currently logged in the refund amount of money, the client, wherein the refund amount of money is according to Authority information of refunding determines.

17. device according to claim 16, described information acquisition module include：

First acquisition submodule, for the facial physiological characteristic of the user to be refunded according to, from the user identity being locally stored The passport information of user to be refunded described in being obtained in information bank, wherein the subscriber identity information library includes at least one user Identity information, subscriber identity information described in any bar include certification face physiological characteristic, passport information.

18. device according to claim 16, described information acquisition module include：

Feature recognition submodule carries out feature recognition for the image to the refund authority, obtains refund authority information, In, the refund authority information includes at least：Authority number, the refund amount of money.

19. device according to claim 16, described device further include：

Departure confirmation request sending module, for sending departure confirmation request, the departure confirmation request carrying to refund platform The passport information of the user to be refunded, so that the refund platform is according to the passport information carried in the departure confirmation request Whether user to be refunded described in determination has left a country, and described in determination after refund user has left a country, and is sent to the server-side It is used to indicate the instruction message for releasing pre-authorization, so that the server-side is released according to the instruction message in the client The pre-authorization of the user account currently logged in.

20. a kind of refund device, is applied to server-side, described device includes：

Request receiving module, the refund request sent for receiving refund platform, the refund amount of money, visitor are carried in the refund request The account information of the user account currently logged on the end of family；

Refund processing module, for currently being stepped in the client according to the account information carried in the refund request Increase refund fund in the user account of record, wherein the amount of money of the refund fund is identical as the refund amount of money.

21. device according to claim 20, described device further include：

Authorization messages receiving module is solved, is disappeared for receiving the instruction for being used to indicate releasing pre-authorization that the refund platform is sent Breath, the instruction message carry the account information of the user account currently logged in the client；

Authorization module is solved, for releasing the pre-granted to the user account currently logged in the client according to the instruction message Power.

22. a kind of mobile terminal, including memory, processor and storage are on a memory and the calculating that can run on a processor Machine program, wherein the processor realizes such as claim 5 to 8 any one of them method when executing described program.

23. a kind of service server, including memory, processor and storage are on a memory and the meter that can run on a processor Calculation machine program, wherein the processor realizes such as claim 9 to 11 any one of them method when executing described program.