CN108681964A - A kind of business settlement system and settlement of transactions control method - Google Patents

A kind of business settlement system and settlement of transactions control method Download PDF

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Publication number
CN108681964A
CN108681964A CN201810354558.8A CN201810354558A CN108681964A CN 108681964 A CN108681964 A CN 108681964A CN 201810354558 A CN201810354558 A CN 201810354558A CN 108681964 A CN108681964 A CN 108681964A
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China
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trade company
transaction
settlement
physical resources
allocation plan
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CN201810354558.8A
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CN108681964B (en
Inventor
张帅
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Abstract

The invention discloses a kind of business settlement system and settlement of transactions control methods, belong to technical field of data processing, the business settlement system predicts the transaction distribution character of each trade company by evaluator according to the Transaction Information of trade company, it is then based on the corresponding settlement module of each trade company of resources balance principle layout, it can so that distributor is each trade company's distribution settlement module after the Transaction Information for obtaining each trade company, and the settlement request voucher received is issued into corresponding settlement module, it realizes and reasonably distributes resource for trade company, since allocation plan of physical resources is that historical transactional information and real-time deal information prediction of the evaluator based on each trade company are assessed, it can avoid the occurrence of in this way and distribute the non-uniform situation of resource for trade company, reduce business processing delay, to reduce the risk of system snowslide.

Description

A kind of business settlement system and settlement of transactions control method
Technical field
The present embodiments relate to technical field of data processing more particularly to a kind of business settlement system and settlement of transactions controls Method processed.
Background technology
In the online fund settle accounts calculation system of Third-party payment mechanism, partial service has very high want to system continuous operation It asks, daily a large amount of real-time deal needs to carry out quick charging, and timing quickly carry down and keeps accounts.If it is steep to encounter business Computing resource caused by increasing is insufficient or the uneven caused accumulation situation of voucher to be calculated, can all seriously affect subsequent clearing stream Journey eventually leads to postponing to account for trade company, system snowslide phenomenon may can be caused under serious situation.
Therefore, how reasonable distribution resource, be a problem needed to be considered.
Invention content
The embodiment of the present invention provides a kind of method and device of resource allocation, to improve resource utilization, reduces business The delay phenomenon of processing.
In a first aspect, a kind of business settlement system provided, including:Sampler, evaluator, business snapshot acquisition module, Distributor and multiple settlement modules, wherein:
The sampler, the Transaction Information for sampling each trade company;
The evaluator, the Transaction Information for learning sampler samples predict the friendship of each trade company according to learning outcome Easy distribution character, according to the transaction distribution character of each trade company predicted, based on each trade company of resources balance principle layout Trading resources plan of distribution, the trading resources plan of distribution include the settlement module configured for each trade company;
The business snapshot acquisition module, the transaction snapshot for obtaining trade company generate settlement request according to transaction snapshot Voucher is simultaneously sent to the distributor;
The distributor, for the allocation plan of physical resources according to the evaluator layout, for each trade company distribution clearing mould Block, and the settlement request voucher received is transmitted to the settlement module distributed for the trade company and is handled.
Business settlement system predicts the transaction distribution character of each trade company by evaluator according to the Transaction Information of trade company, so It is based on the corresponding settlement module of each trade company of resources balance principle layout afterwards, distributor can be made to obtain the friendship of each trade company It is each trade company's distribution settlement module after easy information, and the settlement request voucher received is issued into corresponding settlement module, it is real Showed reasonably for trade company distribute resource, due to allocation plan of physical resources be historical transactional information of the evaluator based on each trade company and Real-time deal information prediction is assessed, and can avoid the occurrence of distribute the non-uniform situation of resource for trade company in this way, reduces industry Business processing delay, to reduce the risk of system snowslide.
Optionally, the evaluator is specifically used for the rearrangement period according to setting, in each rearrangement end cycle, It predicts the transaction distribution character of each trade company again according to the learning outcome of historical trading data before, and rearranges described Allocation plan of physical resources;
The distributor is each trade company according to the allocation plan of physical resources after rearrangement when the rearrangement period starts each time Redistribute settlement module.
Evaluator can periodically rearrange allocation plan of physical resources, be reasonably trade company so as to further realize Resource is distributed, business processing delay is reduced.
Optionally, the evaluator is additionally operable to be acquired in real time within the currently rearrangement period according to the sampler each The current Transaction Information of trade company based on historical transactional information and is worked as when determination has new trade company and/or transaction surge event to occur The learning outcome of phase Transaction Information predicts the transaction distribution character of each trade company again, and rearranges the resource allocation meter It draws, and the distributor is notified to distribute settlement module again for each trade company according to the allocation plan of physical resources after rearranging.
Evaluator is when determination has new trade company and/or transaction surge event occurs, according to historical transactional information and currently The learning outcome of Transaction Information rearranges allocation plan of physical resources, and distributor can be made according to the resource allocation after rearranging Plan is that each trade company distributes settlement module again, avoids the occurrence of the situation of resource allocation unevenness, timely adjustresources distribution can The case where causing business processing to postpone because of business accumulation to avoid appearance.
Optionally, further including monitor, when for monitoring new trade company and/or transaction surge event, notifying institute's commentary Estimate device;
The evaluator responds the notice of the monitor, historical transactional information based on the samplers sample and current The learning outcome of Transaction Information predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources, And the distributor is notified to distribute settlement module again for each trade company according to the allocation plan of physical resources after rearranging.
Evaluator is when determination has new trade company and/or transaction surge event occurs, according to historical transactional information and currently The learning structure of Transaction Information rearranges allocation plan of physical resources, and distributor can be made according to the resource allocation after rearranging Plan is that each trade company distributes settlement module again, avoids the occurrence of the situation of resource allocation unevenness, timely adjustresources distribution can The case where causing business processing to postpone because of business accumulation to avoid appearance.
Optionally, the settlement module is additionally operable to when the resource for reaching setting is using threshold value or breaks down, notice The distributor;
The distributor further notifies the evaluator to rearrange the allocation plan of physical resources;
The evaluator responds the notice of the distributor, historical transactional information based on the samplers sample and current The learning outcome of Transaction Information predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources, And the distributor is notified to distribute settlement module again for each trade company according to the allocation plan of physical resources after rearranging.
Optionally, primary settlement module is divided into the middle part of the multiple settlement module, another part is spare settlement module, institute Evaluator is stated when formulating the allocation plan of physical resources, primary settlement module is preferentially allocated to each trade company.
The settlement model configured in allocation plan of physical resources preferentially uses primary settlement module, and spare settlement module is left for The trade company that transaction is uprushed uses, and the trade company that transaction is uprushed is avoided to occupy the resource of primary settlement module.
Optionally, further include:Monitor and rearrangement device, wherein:
It is divided into primary settlement module in the middle part of the multiple settlement module, another part is spare settlement module, the assessment Primary settlement module when allocation plan of physical resources, is preferentially allocated to each trade company by device described in layout;And
The monitor controls the rearrangement device and compiles again when for monitoring new trade company and/or transaction surge event The trading resources plan of distribution is arranged, the trade company of new trade company and/or surge event of merchandising is configured to spare settlement module, institute It states after rearrangement device rearranges the trading resources plan of distribution, notifies the distributor according to updated allocation plan of physical resources Again it is that each trade company distributes settlement module.
The trade company of new trade company and/or surge event of merchandising is distributed to spare settlement module to handle, it can be to avoid The trade company of new trade company and/or surge event of merchandising occupies the resource of primary settlement module.
Optionally, the evaluator includes two, and one of evaluator learns the Transaction Information of the sampler samples, The transaction distribution character of each trade company is predicted according to learning outcome, and according to resource allocation described in the transaction distribution character layout Plan, another evaluator store the allocation plan of physical resources of newest layout, and the distributor is looked into from another described evaluator Ask allocation plan of physical resources.
By the way that two evaluators are arranged so that distributor accesses the current evaluator without prediction, it is ensured that assessment The continuous service of device.
Second aspect provides a kind of settlement of transactions control method, including:
The settlement request voucher of trade company is obtained, the settlement request voucher is generated according to the transaction snapshot of trade company;
The settlement request voucher is transmitted to the settlement module configured for the trade company to handle, the trade company and knot The configuration relation calculated between module is determined according to allocation plan of physical resources, and the allocation plan of physical resources is based on each trade company The learning outcome of the sampled value of Transaction Information predicts the transaction distribution character of each trade company, and according to each trade company predicted Transaction distribution character, based on resources balance principle layout.
Optionally, further include:
According to the rearrangement period of setting, in each rearrangement end cycle, the historical trading data before relearning, It predicts the transaction distribution character of each trade company again according to learning outcome, and rearranges the allocation plan of physical resources;And
It is that each trade company redistributes clearing according to the allocation plan of physical resources after rearrangement when the rearrangement period starts each time Module.
Optionally, further include:According to the current Transaction Information of the current each trade company reset and acquired in real time in the period, determine When thering is new trade company and/or transaction surge event to occur, the learning outcome weight based on historical transactional information and current Transaction Information It newly predicts the transaction distribution character of each trade company, and rearranges the allocation plan of physical resources;And
After rearranging the allocation plan of physical resources, settlement module is distributed for each trade company again.
Optionally, further include:
When settlement module reaches the resource of setting using threshold value or failure, transaction data is relearned, according to Learning outcome predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources;
After rearranging the allocation plan of physical resources, settlement module is distributed for each trade company again.
Optionally, further include:
Multiple settlement modules are set, and by which part settlement module as primary settlement module, another part is as standby With settlement module, described in layout when allocation plan of physical resources, primary settlement module is preferentially allocated to each trade company.
Optionally, further include:If new trade company and/or transaction surge event occurs and rearranges the trading resources The trade company of new trade company and/or surge event of merchandising then is configured to spare settlement module by plan of distribution.
The third aspect provides a kind of computing device, including:
Memory, for storing program instruction;
Processor executes above-mentioned first for calling the program instruction stored in the memory according to the program of acquisition Any method of aspect.
Fourth aspect provides a kind of computer-readable non-volatile memory medium, including computer-readable instruction, works as calculating It is machine-readable when taking and executing the computer-readable instruction so that computer executes any method of above-mentioned first aspect.
5th aspect, provides a kind of computer program product, including computer-readable instruction, when computer is read and is executed When the computer-readable instruction so that computer executes any method of above-mentioned first aspect.
The embodiment of the present invention shows that business settlement system includes sampler, evaluator, business snapshot acquisition module, distribution Device and multiple settlement modules, sampler, the Transaction Information for sampling each trade company.Evaluator, for learning sampler samples Transaction Information, the transaction distribution character of each trade company is predicted according to learning outcome, according to the transaction of each trade company predicted Distribution character, based on the trading resources plan of distribution of each trade company of resources balance principle layout, trading resources plan of distribution includes For the settlement module of each trade company configuration.Business snapshot acquisition module, the transaction snapshot for obtaining trade company, according to transaction snapshot It generates settlement request voucher and is sent to distributor.Distributor is each for the allocation plan of physical resources according to evaluator layout Trade company distributes settlement module, and the settlement request voucher received is transmitted at the settlement module distributed for the trade company Reason.The transaction distribution character for predicting each trade company according to the Transaction Information of trade company by evaluator is then based on resources balance original The then corresponding settlement module of each trade company of layout can so that distributor is each quotient after the Transaction Information for obtaining each trade company Settlement module is distributed at family, and the settlement request voucher received is issued corresponding settlement module, and it is reasonably trade company to realize Resource is distributed, since allocation plan of physical resources is historical transactional information and real-time deal information prediction of the evaluator based on each trade company What assessment obtained, it can avoid the occurrence of distribute the non-uniform situation of resource for trade company in this way, business processing delay be reduced, to drop The risk of low system snowslide.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly introduced, it should be apparent that, drawings in the following description are only some embodiments of the invention, for this For the those of ordinary skill in field, without creative efforts, other are can also be obtained according to these attached drawings Attached drawing.
Fig. 1 is a kind of schematic diagram of system architecture provided in an embodiment of the present invention;
Fig. 2 is a kind of schematic diagram of server provided in an embodiment of the present invention;
Fig. 3 is the schematic diagram of another server provided in an embodiment of the present invention;
Fig. 4 is a kind of schematic diagram of business settlement system provided in an embodiment of the present invention;
Fig. 5 is a kind of schematic diagram of evaluator prediction provided in an embodiment of the present invention;
Fig. 6 is the schematic diagram of another business settlement system provided in an embodiment of the present invention;
Fig. 7 is a kind of flow diagram of settlement of transactions control method provided in an embodiment of the present invention.
Specific implementation mode
To make the objectives, technical solutions, and advantages of the present invention clearer, below in conjunction with attached drawing to the present invention make into It is described in detail to one step, it is clear that described embodiments are only a part of the embodiments of the present invention, rather than whole implementation Example.Based on the embodiments of the present invention, obtained by those of ordinary skill in the art without making creative efforts All other embodiment, shall fall within the protection scope of the present invention.
In order to make it easy to understand, being explained below to the noun involved in the embodiment of the present invention:
Third-party payment:Third-party payment is fund " halfpace " of the both parties in process of exchange, is in bank The lower independent agency for ensureing both parties' interests of supervision, such as wealth pay the Third-party payments mechanisms such as logical payment, Unionpay's payment.
Trading card:Third-party payment mechanism records the business paper that clients fund changes behavior situation, has recorded account money The reason of gold changes (such as pay, transfer accounts, supplementing with money, withdrawing deposit), participant change the amount of money, change time and current state core Transaction Information.
Clearing:Third-party payment mechanism complete receipts of contractor singly, charging flow and the money for belonging to trade company is fully tied Go to the process in its specified bank card or payment mechanism account.
Final consistency:Consistency be fund class business it is most basic be also most important transaction, be reflected in certain and primary merchandise After multiple atomic transaction processes concurrently or sequentially are final in the process, all trading resources involved ensure identical Handling result and transaction it is true.
Merchant identification information:It can be the identity of trade company itself, for example, being the character string with unique identification; It can also be the identity of the server of trade company, be mainly used for the mark distinguished with other trade companies.
The system architecture diagram that the method that Fig. 1 illustratively shows resource allocation provided in an embodiment of the present invention is applicable in. Refering to what is shown in Fig. 1, the system architecture includes terminal device 101, merchant server 102, Third-party payment server 103.Wherein, Merchant server 102 can be communicated by network with terminal device 101 and Third-party payment server 103 respectively.
In embodiments of the present invention, which can be with Wireless Fidelity (English:Wireless Fidelity, WiFi) module equipment, for example, mobile phone, bracelet, tablet computer, laptop, super mobile personal calculate Machine (English:Ultra-Mobile Personal Computer, UMPC), personal digital assistant (English:Personal Digital Assistant, PDA) equipment, mobile unit, wearable device etc., it is not limited solely to communication terminal.
102 structural schematic diagram of merchant server can be with as shown in Fig. 2, the merchant server 102 may include processor 1021, communication interface 1022 and memory 1023.
Wherein, communication interface 1022 is taken with terminal device 101 and Third-party payment for connecting network by network respectively Business device 103 is communicated, and the data that transceiver terminal equipment 101 or Third-party payment server 103 transmit realize communication.
Processor 1021 is the control centre of merchant server 102, is taken using various interfaces and the entire trade company of connection The various pieces of business device 102, by running or executing the software program/or module that are stored in memory 1023, and calling The data being stored in memory 1023 execute the various functions and processing data of merchant server 102.Optionally, processor 1021 may include one or more processing units.
Memory 1023 can be used for storing software program and module, and processor 1021 is stored in memory by operation 1023 software program and module, to perform various functions application and data processing.Memory 1023 can include mainly Storing program area and storage data field, wherein storing program area can storage program area, the application journey needed at least one function Sequence etc.;Storage data field can store the data etc. created according to business processing.In addition, memory 1023 may include high speed with Machine access memory, can also include nonvolatile memory, a for example, at least disk memory, flush memory device or its His volatile solid-state part.
The concrete structure of above-mentioned third-party server 103 can be with as shown in figure 3, the third-party server 103 may include Processor 1031, communication interface 1032 and memory 1033.
Wherein, communication interface 1032 is communicated by network merchant server 102 for connecting network, receives and dispatches trade company The data that server 102 transmits realize communication.
Processor 1031 is the control centre of third-party server 103, utilizes various interfaces and the entire third of connection The various pieces of square server 103, by running or execute the software program/or module that are stored in memory 1033, and The data being stored in memory 1033 are called, the various functions and processing data of third-party server 103 are executed.Optionally, Processor 1031 may include one or more processing units.
Memory 1033 can be used for storing software program and module, and processor 1031 is stored in memory by operation 1033 software program and module, to perform various functions application and data processing.Memory 1033 can include mainly Storing program area and storage data field, wherein storing program area can storage program area, the application journey needed at least one function Sequence etc.;Storage data field can store the data etc. created according to business processing.In addition, memory 1033 may include high speed with Machine access memory, can also include nonvolatile memory, a for example, at least disk memory, flush memory device or its His volatile solid-state part.
It should be noted that Fig. 2 and structure shown in Fig. 3 are only a kind of examples, it is not limited in the embodiment of the present invention.
User is when installing application program shopping associated with merchant server 102 in using terminal equipment 101, selection Third-party payment mechanism can generate trading card, trade company's clothes as clearing mechanism, the processor 1021 of merchant server 102 The processor 1021 of business device 102 can control the third party that the trading card is sent to Third-party payment mechanism by communication interface 1022 Server 103, to ask third-party server 103 to carry out business processing to the trading card.
And after third-party server 103 receives the trading card that merchant server 102 is sent, it needs to be first that the trade company distributes Resource.Current Resource Allocation Formula is mainly the method for average, and third-party server 103 judges every in the processor 1031 of itself The trade company is assigned to resource and carries out business processing no more than the processing unit of the upper limit by the resource status of a processing unit.But In this case, if the trade company in the coming period of time, business occurs when uprushing, third-party server 103 is the trade company The resource of distribution cannot be satisfied demand of the trade company to resource, just will appear business processing delay, while can also influence at this The business processing of other trade companies under processing unit, it is possible that system snowslide phenomenon under serious situation.
To solve the above-mentioned problems, an embodiment of the present invention provides a kind of business settlement system, evaluator is according to trade company Transaction Information predicts the transaction distribution character of each trade company, is then based on the corresponding clearing of each trade company of resources balance principle layout Module can so that distributor is each trade company's distribution settlement module after the Transaction Information for obtaining each trade company, and will receive To settlement request voucher issue corresponding settlement module, realize reasonably for trade company distribute resource, due to resource allocation meter It is that historical transactional information and real-time deal information prediction of the evaluator based on each trade company are assessed to draw, in this way can be to avoid Occur being that trade company distributes the non-uniform situation of resource, business processing delay is reduced, to reduce the risk of system snowslide.
In view of different periods or different times in a period of time in one day, the trading volume variation of each business is compared Greatly, that is to say, that in allocation plan of physical resources, can be sent out with different periods or time for the business demand amount that a business evaluates Raw large change, such as certain trade companies are very big in the trading volume in the morning, and there are many afternoon function reduction.And the friendship on some trade companies daytimes Easily amount it is very big, and at night almost without.Trading volume before some trade companies section explodes etc..Therefore rational resource allocation generally with Rearrangement period of setting carries out, reset the period can be one hour, multiple hours, half a day, one day even one week etc., each heavy It arranges in the period, the corresponding settlement module of a trade company can be identical or different, such as the trade company that trading volume is stablized, each heavy Identical settlement module can be maintained in row's period.In this way when each rearrangement period starts, distributor can be according to resource point With plan, give trade company's distribution the current corresponding settlement module for resetting the period, when next rearrangement period is redistributed again.
To achieve the goals above, with reference to Fig. 1 to structure shown in Fig. 3, to describe the flow of resource allocation.
Fig. 4 illustratively shows a kind of business settlement system provided in an embodiment of the present invention, wherein the settlement of transactions system System may include sampler 410, evaluator 411, business snapshot acquisition module 412, distributor 413 and multiple settlement modules 414. Wherein, business snapshot acquisition module 412 can be located at above-mentioned merchant server, can also be located at above-mentioned Third-party payment service Device.And sampler 410, evaluator 411, distributor 412 and settlement module 414 are located at Third-party payment server, can be The server cluster being made of multiple servers, sampler 410, evaluator 411, distributor 412 and settlement module 414 are respectively right A child servers are answered, can also be single server.
Settlement of transactions flow as shown in Figure 4, the process step specifically include:
Step 401, business snapshot acquisition module 412 sends settlement request voucher.
User is when client corresponding with merchant server 102 is traded in using terminal equipment 101, merchant The processor 1021 of device 102 can generate a trading card, transaction snapshot is referred to as, when transaction snapshot can retain transaction All information, settlement request voucher according to transaction snapshot generate.Business snapshot acquisition module 412 can be based on the transaction snapshot A settlement request voucher is generated, may include the service identification and trade company's mark of pending business in the settlement request voucher Know the service identifications such as information, such as payment transaction, transferred account service, recharging service.Business snapshot acquisition module 412 is to distributor 412 send the settlement request voucher.
Optionally, business snapshot acquisition module can also carry out snapshot compensation, for the data for entering charging flow and now The variance data of net compensates, this is because certainly existed in system operation asynchronous delay keep accounts, fall list, processing failure, Shortage of data under many reasons such as rollback needs the verification compensation for carrying out difference, special for the existing net of Third-party payment business Point, compensation cycle default is 4hour/ times and T+1 full dose two benches compensate.
Step 402,412 query resource plan of distribution of distributor.
In embodiments of the present invention, allocation plan of physical resources is 411 layout of evaluator.First, sampler 410 needs first to adopt The Transaction Information of each trade company of sample, sampler 410 can sample the Transaction Information of each trade company from historical trading voucher library, so Afterwards, evaluator 411 learns the Transaction Information that sampler 410 samples, and it is special to predict that the transaction of each trade company is distributed according to learning outcome Property, according to the transaction distribution character of each trade company predicted, provided come the transaction of each trade company of layout based on resources balance principle Source plan of distribution, wherein trading resources plan of distribution includes the settlement module 414 configured for each trade company, that is, each quotient Family corresponds to a settlement module 414, and trade company has binding relationship with settlement module 414.
When 411 layout allocation plan of physical resources of evaluator, it is equipped with and resets the period, in each rearrangement end cycle, according to The learning outcome of historical trading data before predicts the transaction distribution character of each trade company again, and rearranges resource allocation Plan.
Evaluator 411 is needed through deep learning network when predicting the distribution character of each trade company to historical trading number According to learning training is carried out, predict that the transaction distribution character of each trade company, the transaction distribution character of trade company are main according to learning outcome It shows in the trading volume of trade company, it may also be said to be the trading volume for predicting each trade company.When being trained study, may be used Deep learning network (such as RNN (Recurrent neural Network, Recognition with Recurrent Neural Network)) is trained and prediction of result, It can be with as shown in figure 5, the input by put into practice, merchandise stroke count and history contemporaneous data and trade company's essential information (industry, region Deng) input generate trading range prediction result, in evaluation process valuation functions use flag data real trade stroke count It is assessed with the section median distance of prediction stroke count.Optionally, it can be assessed simultaneously based on Bayesian classifier model Prediction result can also be assessed based on support vector machines (Support Vector Machine, SVM) model and be predicted to tie Fruit, and based on symbolic reasoning algorithm can assess simultaneously prediction result, it is superseded to be also based on being at war with for genetic algorithm The assessment of mechanism and prediction result, or the assessment based on other depth assessment algorithms and prediction result, and use isomery The assessment of 411 overall merit of evaluator and prediction result.When using evaluator 411, it is pre- that 411 rotation of more evaluators may be used The mode of survey, by the way of 411 prediction result of evaluator caching or evaluator 411 is to historical data sampling precision range Can be extended to by the hour, day, the different weights in week it is average.Evaluator 411 can also use merely historical trading voucher or reality When charging voucher as training data.
The assessment of the transaction stroke count of above-mentioned trade company is handed over using the mode of classification rather than the prediction of particular transactions stroke count The classification of easy stroke count is as unit of ten thousand, and each class interval uses Fibonacci sequence as siding-to-siding block length, here according to reality Business scenario is settled accounts per hour, so prediction is also accumulation transaction stroke count hourly.Input data is Sino-Japan, week, the moon it is same Than, ring than to be introduced into be also trade company itself merchandises in combining historical trading voucher feature, such as corresponding food and drink class trade company, Transaction peak value and increasing is slightly different by the working day and festivals or holidays characteristic in weekly, and same go on a journey and purchases by group class merchant transaction at class The trip of peak value is also to have notable difference according to time point, and the transaction peak value of electric business trade company is due to above-mentioned trade company difference.
After the prediction trading volume for obtaining trade company, that is, prediction transaction stroke count, settlement module 414 can be carried out to it Configuration, that is, generate allocation plan of physical resources.Specifically can be according to trade company and time latitude, layout resource staggeredly uses, Ensure that calculating task of the same time block in a certain resource is uniform as possible.For example, trade company A is in time range t1-t2 Calculation amount is bigger, and calculation amounts of the trade company B in time range within the scope of t1-t2 ranges t1-t2 is relatively small, then AB two Trade company can serve as a group and be configured to same settlement module 414.Certainly according to the same of historical trading when calculation amount here It is obtained than information predictions such as, day trade transactions than, ring, has certain error, so the distribution of settlement module 414 will consider it 90% or so of limiting value.
Step 403, distributor 412 sends settlement request voucher to corresponding settlement module 414.
Distributor 412 is after inquiring the current allocation plan of physical resources for resetting 411 layout of cycle evaluation device, according to resource point With plan, settlement module 414, and the settlement request voucher that will be received are distributed for each trade company, is transmitted to and is distributed for the trade company Settlement module 414 handled.Distributor 412 is when the rearrangement period starts each time, according to the resource allocation meter after rearrangement It divides each trade company into and redistributes settlement module 414.
When optionally, in order to avoid occurring because of new trade company and/or transaction surge event, settlement module can not be distributed 414 the case where, needs that emergency processing flow is arranged, and occurs suddenly in the currently rearrangement period wherein transaction surge event refers to trade company A large amount of service request.Below in two ways for emergency processing flow when such case occurs described.
Mode one
Sampler 410 can currently reset the currency transaction information for acquiring each trade company in the period in real time, that is, quotient The real-time deal information at family, the real-time deal information are the current Transaction Informations reset and generated in the period.
Evaluator 411 is when the new trade company of determination and/or transaction surge event occur according to historical transactional information and current The learning outcome of Transaction Information predicts the transaction distribution character of each trade company again, and rearranges allocation plan of physical resources, and Toll offering distributor 412 is that each trade company distributes settlement module 414 again according to the allocation plan of physical resources after rearranging, so as to So that distributor 412 is that each trade company distributes settlement module 414 again according to the allocation plan of physical resources after rearranging, avoid There is the situation of resource allocation unevenness, timely adjustresources distribution can be avoided the occurrence of because business accumulation causes business processing to be prolonged Slow situation.
Evaluator 411 can be based on two parts data and carry out when predicting the transaction distribution character of each trade company, and 1, history Transaction Information can be obtained from historical trading voucher library.2, currency transaction information, the currency transaction information are real-time deal letters Breath, can obtain, this two parts data is all sampled by sampler 410 from business snapshot acquisition module 412.Learnt When training, two parts data accounting can be directed to application scenarios and carry out flexible modulation, and it is same that history is more referred to when day-to-day operation The influence of issue evidence and value, therefore the appropriate oversampling ratio that history voucher is turned up, and when new business is reached the standard grade or has an a large amount of rule The influence that new business quantity refers to business computing capability is more emphasized when then changing, therefore suitably increases adopting for real time billing voucher Sample ratio.
It should be noted that the default weight proportion of historical operational information and currency transaction information can empirically be set It sets, wherein the sum of weight of historical operational information and currency transaction information is 1.Can flexibly it be arranged in the specific implementation, it is daily It is more the influence with reference to history contemporaneous data when operation, therefore the weight of historical operational information can be arranged higher. And new trade company is when being added, can the weight setting appropriate by currency transaction information it is higher.In embodiments of the present invention, it comments Estimating rearrangement period of the device 411 when resetting allocation plan of physical resources can be empirically arranged, for example, reset the period can be 1 day, 1 Hour or a few houres etc..Can also be that multiple periods are divided in 1 day, each period is exactly a rearrangement period.Also It is to say, is reset in the period currently, trade company is binding with settlement module 414, as long as the settlement request voucher of the trade company, point Orchestration 412 can all be transmitted to corresponding settlement module 414 and be handled, and trade company will not generally replace knot within the same period Calculate module 414.When resetting end cycle for one, evaluator 411 discharges the binding relationship of each trade company and settlement module 414, so The settlement module 414 in next period and trade company's binding is determined afterwards.
Shown in Fig. 4, business settlement system can further include monitor 415, which can supervise New trade company and/or transaction surge event are controlled, and is notified to evaluator 411.That is, above-mentioned new trade company and/or friendship Easy surge event, can notify evaluator 411, so that evaluator 411 is having new trade company and/or transaction by monitor 415 When surge event occurs, allocation plan of physical resources is rearranged, and further toll offering distributor reconfigures.
Mode two
Still as shown in figure 4, part can be primary settlement module in multiple settlement modules 414 in business settlement system, Another part can be spare settlement module.Evaluator 411 preferentially matches primary settlement module in layout allocation plan of physical resources It sets to each trade company.Wherein, the processing capacity of spare settlement module is more than the processing capacity of primary settlement module, for example, spare The processing capacity of settlement module can be twice of the processing capacity of primary settlement module, three times etc., increase sharply for handling transaction Trade company.Since new trade company does not have historical transactional information, transaction distribution character is unpredictable, therefore, can transfer to spare There is processing bottleneck to avoid primary settlement module when there is transaction surge, that is, is used more than resource in settlement module processing Threshold value.
In deployment, it is certain that spare settlement module can account for primary settlement module for primary settlement module and spare settlement module Ratio, such as 20%, settlement module accounting total in this way can be 1:0.4.
As shown in fig. 6, the business settlement system can also include monitor 416 and rearrangement device 417, supervised in monitor 416 When controlling new trade company and/or transaction surge event, control rearrangement device 417 rearranges trading resources plan of distribution, will be new Trade company and/or the trade company for surge event of merchandising are configured to spare settlement module, and rearrangement device 417 is rearranging trading resources distribution After plan, toll offering distributor 412 is that each trade company distributes settlement module 414 again according to updated allocation plan of physical resources.
The trade company of new trade company and/or surge event of merchandising is distributed to spare settlement module to handle, it can be to avoid New trade company and/or the trade company for surge event of merchandising occupy the resource of primary settlement module, and the case where causing business to be accumulated occurs, The wasting of resources is also avoided the occurrence of simultaneously, giving the trade company that unexpected transaction increases sharply to spare settlement module is handled, and can be isolated Influence of the big trade company to other small trade companies, is the important means of prevention system snowslide.
It should be noted that in the embodiment of the present invention, spare settlement module and primary settlement module can be with trading volumes Increase and decrease convert mutually, when layout allocation plan of physical resources, pay the utmost attention to primary settlement module, and spare settlement module generally as Emergency processing module uses.But when spare module start to process is merchandised, it has been put into the troop of primary settlement module, When next time resets resource allocation program, consider as primary settlement module.On the other hand, the case where trading volume is reduced Under, it is also possible to some active-standby modules are converted into spare settlement module.
Optionally, the settlement module in above-mentioned business settlement system can also reach setting resource using threshold value or go out When existing failure, toll offering distributor 412.Setting resource can be empirically arranged using threshold value, such as can be with 90%.It breaks down It can be 414 delay machine of settlement module.
In this case, distributor 412 is notified that evaluator 411 rearranges resource allocation set, and evaluator 411 is just The learning outcome of the historical transactional information and current Transaction Information that can be sampled based on sampler 410 predicts each trade company again Transaction distribution character, and allocation plan of physical resources is rearranged, such distributor 412 can be according to the resource after rearranging point It is that the trade company distributes settlement module 414 again with plan.The step of 411 layout allocation plan of physical resources of evaluator, is in above-mentioned implementation Described in example, repeat no more.
It should be noted that in embodiments of the present invention, evaluator 411 may include two or more, including When two evaluators 411, one of evaluator 411 learns the Transaction Information that sampler 410 samples, and is predicted according to learning outcome The transaction distribution character of each trade company, and according to transaction allocation characteristic layout allocation plan of physical resources, the storage of another evaluator 411 The allocation plan of physical resources of newest layout, distributor 412 are from another when accessing 411 query resource plan of distribution of evaluator It is inquired in evaluator 411, that is, stores the evaluator 411 of the allocation plan of physical resources of newest layout.In this way by two or This layout allocation plan of physical resources of 411 rotation of person's two or more evaluator, it is ensured that the continuous service of evaluator 411.
Above-described embodiment shows that business settlement system includes sampler 410, evaluator 411, business snapshot acquisition module 412, distributor 412 and multiple settlement modules 414, sampler 410, the Transaction Information for sampling each trade company.Evaluator 411, the Transaction Information for learning the sampling of sampler 410 predicts the transaction distribution character of each trade company, root according to learning outcome It is predicted that the transaction distribution character of each trade company gone out, the trading resources distribution meter based on each trade company of resources balance principle layout It draws, trading resources plan of distribution includes the settlement module 414 configured for each trade company.Business snapshot acquisition module 412, for obtaining The transaction snapshot for taking trade company generates settlement request voucher according to transaction snapshot and is sent to distributor 412.Distributor 412, is used for According to the allocation plan of physical resources of 411 layout of evaluator, settlement module 414 is distributed for each trade company, and the clearing received are asked It asks voucher to be transmitted to and is handled for the settlement module 414 of trade company distribution.By evaluator 411 according to the Transaction Information of trade company The transaction distribution character for predicting each trade company is then based on the corresponding settlement module 414 of each trade company of resources balance principle layout, It can so that distributor 412 is each trade company's distribution settlement module 414 after the Transaction Information for obtaining each trade company, and will receive To settlement request voucher issue corresponding settlement module 414, realize reasonably for trade company distribute resource, due to resource allocation Plan is that historical transactional information and real-time deal information prediction of the evaluator 411 based on each trade company are assessed, and in this way may be used It is that trade company distributes the non-uniform situation of resource to avoid appearance, business processing delay is reduced, to reduce the risk of system snowslide.
Based on the same technical idea, Fig. 7 illustratively shows a kind of settlement of transactions control provided in an embodiment of the present invention The flow of method processed.
The flow specifically includes:
Step 701, the settlement request voucher of trade company is obtained.
The settlement request voucher is generated according to the transaction snapshot of trade company, can have the business in above-described embodiment fast It is generated according to acquisition module 412.
Step 702, the settlement request voucher settlement module 414 configured for the trade company is transmitted to handle.
Wherein, the configuration relation between trade company and settlement module 414 is determined according to allocation plan of physical resources, resource allocation Plan is the learning outcome of the sampled value of the Transaction Information based on each trade company, predicts the transaction distribution character of each trade company, and According to the transaction distribution character of each trade company predicted, based on resources balance principle layout.Resource allocation set can be by Evaluator 411 in above-described embodiment generates, and concrete implementation mode describes in the above-described embodiments, the embodiment of the present invention It repeats no more.
Based on the same technical idea, the embodiment of the present invention additionally provides a kind of computer readable storage medium, is stored as The computer executable instructions executed needed for processor are executed, it includes the streams for executing above-mentioned settlement of transactions control method Journey.
In some possible embodiments, the various aspects of settlement of transactions control method provided by the invention can also be real It is now a kind of form of program product comprising program code, when described program product is run on the terminal device, the journey Sequence code be used to make the terminal device execute this specification foregoing description according to the various illustrative embodiments of the present invention Step in settlement of transactions control method, for example, Third-party payment server 103 can execute step 601 as shown in Figure 6 With step 602.
The arbitrary combination of one or more readable mediums may be used in described program product.Readable medium can be readable letter Number medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example may be-but not limited to-electricity, magnetic, optical, electromagnetic, red The system of outside line or semiconductor, device or device, or the arbitrary above combination.The more specific example of readable storage medium storing program for executing (non exhaustive list) includes:Electrical connection, portable disc with one or more conducting wires, hard disk, random access memory (RAM), read-only memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc Read memory (CD-ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.
Portable compact disc may be used only in the program product for subway detection out of the station of embodiments of the present invention It reads memory (CD-ROM) and includes program code, and can run on the computing device.However, the program product of the present invention is not It is limited to this, in this document, readable storage medium storing program for executing, which can be any, includes or the tangible medium of storage program, which can be by The either device use or in connection of instruction execution system, device.
Readable signal medium may include in a base band or as the data-signal that a carrier wave part is propagated, wherein carrying Readable program code.Diversified forms may be used in the data-signal of this propagation, including --- but being not limited to --- electromagnetism letter Number, optical signal or above-mentioned any appropriate combination.Readable signal medium can also be other than readable storage medium storing program for executing it is any can Read medium, which can send, propagate either transmission for being used by instruction execution system, device or device or Program in connection.
The program code for including on readable medium can transmit with any suitable medium, including --- but being not limited to --- Wirelessly, wired, optical cable, RF etc. or above-mentioned any appropriate combination.
It can be write with any combination of one or more programming languages for executing the program that operates of the present invention Code, described program design language include object oriented program language-Java, C++ etc., further include conventional Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user It executes on computing device, partly execute on a user device, being executed as an independent software package, partly in user's calculating Upper side point is executed or is executed in remote computing device or server completely on a remote computing.It is being related to far In the situation of journey computing device, remote computing device can pass through the network of any kind --- including LAN (LAN) or extensively Domain net (WAN)-be connected to user calculating equipment, or, it may be connected to external computing device (such as utilize Internet service Provider is connected by internet).
It should be noted that although being referred to several units or subelement of device in above-detailed, this stroke It point is only exemplary not enforceable.In fact, according to the embodiment of the present invention, it is above-described two or more The feature and function of unit can embody in a unit.Conversely, the feature and function of an above-described unit can It is embodied by multiple units with being further divided into.
The present invention be with reference to according to the method for the embodiment of the present invention, the flow of equipment (system) and computer program product Figure and/or block diagram describe.It should be understood that can be realized by computer program instructions every first-class in flowchart and/or the block diagram The combination of flow and/or box in journey and/or box and flowchart and/or the block diagram.These computer programs can be provided Instruct the processor of all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine so that the instruction executed by computer or the processor of other programmable data processing devices is generated for real The device for the function of being specified in present one flow of flow chart or one box of multiple flows and/or block diagram or multiple boxes.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works so that instruction generation stored in the computer readable memory includes referring to Enable the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device so that count Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, in computer or The instruction executed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one The step of function of being specified in a box or multiple boxes.
Although preferred embodiments of the present invention have been described, it is created once a person skilled in the art knows basic Property concept, then additional changes and modifications may be made to these embodiments.So it includes excellent that the following claims are intended to be interpreted as It selects embodiment and falls into all change and modification of the scope of the invention.
Obviously, various changes and modifications can be made to the invention without departing from essence of the invention by those skilled in the art God and range.In this way, if these modifications and changes of the present invention belongs to the range of the claims in the present invention and its equivalent technologies Within, then the present invention is also intended to include these modifications and variations.

Claims (15)

1. a kind of business settlement system, which is characterized in that including:Sampler, evaluator, business snapshot acquisition module, distributor With multiple settlement modules, wherein:
The sampler, the Transaction Information for sampling each trade company;
The evaluator, the Transaction Information for learning sampler samples predict the transaction point of each trade company according to learning outcome Cloth characteristic, according to the transaction distribution character of each trade company predicted, the transaction based on each trade company of resources balance principle layout Allocation plan of physical resources, the trading resources plan of distribution include the settlement module configured for each trade company;
The business snapshot acquisition module, the transaction snapshot for obtaining trade company generate settlement request voucher according to transaction snapshot And it is sent to the distributor;
The distributor distributes settlement module for the allocation plan of physical resources according to the evaluator layout for each trade company, and The settlement request voucher received is transmitted to the settlement module distributed for the trade company to handle.
2. the system as claimed in claim 1, which is characterized in that the evaluator is specifically used for the rearrangement period according to setting, In each rearrangement end cycle, the transaction of each trade company is predicted again according to the learning outcome of historical trading data before Distribution character, and rearrange the allocation plan of physical resources;
The distributor, each time reset the period start when, according to the allocation plan of physical resources after rearrangement be each trade company again Distribute settlement module.
3. system as claimed in claim 2, which is characterized in that the evaluator is additionally operable to according to the sampler current The current Transaction Information of each trade company acquired in real time in the period is reset, determining has new trade company and/or transaction surge event to go out Now, the learning outcome based on historical transactional information and current Transaction Information predicts the transaction distribution character of each trade company again, And the allocation plan of physical resources is rearranged, and notify the distributor according to the allocation plan of physical resources after rearranging again Settlement module is distributed for each trade company.
4. system as claimed in claim 2, which is characterized in that further include monitor, for monitoring new trade company and/or friendship When easy surge event, the evaluator is notified;
The evaluator responds the notice of the monitor, the historical transactional information based on the samplers sample and current transaction The learning outcome of information predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources, and The distributor is notified to distribute settlement module again for each trade company according to the allocation plan of physical resources after rearranging.
5. system as claimed in claim 2, which is characterized in that it is characterized in that:
The settlement module is additionally operable to, when the resource for reaching setting is using threshold value or breaks down, notify the distributor;
The distributor further notifies the evaluator to rearrange the allocation plan of physical resources;
The evaluator responds the notice of the distributor, the historical transactional information based on the samplers sample and current transaction The learning outcome of information predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources, and The distributor is notified to distribute settlement module again for each trade company according to the allocation plan of physical resources after rearranging.
6. the system as described in Claims 1 to 5 is any, which is characterized in that be divided into primary knot in the middle part of the multiple settlement module Module is calculated, another part is spare settlement module, and the evaluator is when formulating the allocation plan of physical resources, preferentially by primary knot It calculates module and is allocated to each trade company.
7. the system as described in claim 1,2,3,5, which is characterized in that further include:Monitor and rearrangement device, wherein:
It is divided into primary settlement module in the middle part of the multiple settlement module, another part is spare settlement module, and the evaluator exists Described in layout when allocation plan of physical resources, primary settlement module is preferentially allocated to each trade company;And
The monitor controls the rearrangement device and rearranges institute when for monitoring new trade company and/or transaction surge event Trading resources plan of distribution is stated, the trade company of new trade company and/or surge event of merchandising is configured to spare settlement module, it is described heavy After row's device rearranges the trading resources plan of distribution, notify the distributor according to updated allocation plan of physical resources again Settlement module is distributed for each trade company.
8. the system as described in Claims 1 to 5 is any, which is characterized in that the evaluator includes two, one of assessment Device learns the Transaction Information of the sampler samples, predicts the transaction distribution character of each trade company according to learning outcome, and according to Allocation plan of physical resources described in the transaction distribution character layout, another evaluator store the allocation plan of physical resources of newest layout, Distributor query resource plan of distribution from another described evaluator.
9. a kind of settlement of transactions control method, which is characterized in that including:
The settlement request voucher of trade company is obtained, the settlement request voucher is generated according to the transaction snapshot of trade company;
The settlement request voucher is transmitted to the settlement module configured for the trade company to handle, the trade company and clearing mould Configuration relation between block is determined according to allocation plan of physical resources, and the allocation plan of physical resources is the transaction based on each trade company The learning outcome of the sampled value of information predicts the transaction distribution character of each trade company, and according to the friendship of each trade company predicted Easy distribution character, based on resources balance principle layout.
10. method as claimed in claim 9, which is characterized in that further include:
According to the rearrangement period of setting, in each rearrangement end cycle, the historical trading data before relearning, according to Learning outcome predicts the transaction distribution character of each trade company again, and rearranges the allocation plan of physical resources;And
It is that each trade company redistributes clearing mould according to the allocation plan of physical resources after rearrangement when the rearrangement period starts each time Block.
11. system as claimed in claim 10, which is characterized in that further include:According to what is acquired in real time in the current rearrangement period The current Transaction Information of each trade company is based on historical transactional information when determination has new trade company and/or transaction surge event to occur It predicts the transaction distribution character of each trade company again with the learning outcome of current Transaction Information, and rearranges the resource allocation Plan;And
After rearranging the allocation plan of physical resources, settlement module is distributed for each trade company again.
12. the method as described in claim 9,10 or 11, which is characterized in that further include:
When settlement module reaches the resource of setting using threshold value or failure, transaction data is relearned, according to study As a result the transaction distribution character of each trade company is predicted again, and rearranges the allocation plan of physical resources;
After rearranging the allocation plan of physical resources, settlement module is distributed for each trade company again.
13. method as claimed in claim 12, which is characterized in that further include:
Multiple settlement modules are set, and by which part settlement module as primary settlement module, another part is as spare knot Module is calculated, described in layout when allocation plan of physical resources, primary settlement module is preferentially allocated to each trade company.
14. method as claimed in claim 13, which is characterized in that further include:If new trade company and/or transaction surge event Occur and rearrange the trading resources plan of distribution, is then configured to the trade company of new trade company and/or surge event of merchandising Spare settlement module.
15. a kind of computer-readable non-volatile memory medium, which is characterized in that including computer-readable instruction, work as computer When reading and executing the computer-readable instruction so that computer executes such as claim 9 to 14 any one of them method.
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