CN108428133A - A kind of internet supply chain financial credit payment transaction method - Google Patents
A kind of internet supply chain financial credit payment transaction method Download PDFInfo
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- CN108428133A CN108428133A CN201810254239.XA CN201810254239A CN108428133A CN 108428133 A CN108428133 A CN 108428133A CN 201810254239 A CN201810254239 A CN 201810254239A CN 108428133 A CN108428133 A CN 108428133A
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- purchaser
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The present invention relates to e-commerce, internet supply chain financial technology field, especially a kind of internet supply chain financial credit payment transaction method includes the following steps：Purchaser by the payment account of internet and purchaser by establishing connection；Payment account receives the requests transaction information that purchaser submits；Purchaser is squeezed into the deposit in payment account in the financing account of Platform Designing using internet；The credit payment number that transaction platform is paid in the use of funds block chain technology generation that purchaser is transferred to by financing account deposits card, and at the same time in account of freezing to manage money matters purchaser fund, digital credit deposited card again and is given to supplier by buyer's transaction platform after confirmation of receiving；Intelligent contract deposits the Expiration Date of card agreement according to number, pays the platform freezed financing account to payment for goods to supplier, financing income is given to purchaser.The number that the present invention cannot arbitrarily distort generation deposits card, substantially increases the trust of people, reduces the cost of transaction, improves the efficiency of transaction.
Description
Technical field
The present invention relates to e-commerce, internet supply chain financial technology field more particularly to a kind of internet supply chains
Financial credit payment transaction method.
Background technology
The Third-party payment transaction system for using centralization for domestic B2B E-commerce at present, is primarily present disadvantage：For
Answer chain transaction funds way cost of possession is high, settlement efficiency is low, formality rate is high, data are easy to distort, easily by hacker attack etc.
Feature.
The method of commerce not only reduces the cost of possession of supply chain fund in float；Purchaser is also managed in transaction simultaneously
Wealth income with the distributed structure/architecture of block chain technology and can not distort etc. that characteristics help to solve transaction authenticity and information is impermeable
The problems such as bright.When whether participant needs inspection to deposit card, transaction, management etc. distort or transfer the possession of, block chain is easily provided nothing
The compliance check that can be disputed on.
Intelligent contract based on sum number block chain technology can not only play advantage of the intelligent contract in terms of cost efficiency,
And the interference that contract can be normally executed to avoid malicious act.The included common recognition algorithm of block chain technology constructs one simultaneously
State machine system is covered, so that intelligent contract is efficiently run, is conducive to improve the trust to meeting one's engagements.
Invention content
The purpose of the present invention is to solve disadvantages existing in the prior art, and a kind of internet supply chain gold proposed
Melt credit payment method of commerce.
To achieve the goals above, present invention employs following technical solutions：
A kind of internet supply chain financial credit payment transaction method is designed, is included the following steps：
S1, purchaser are established by internet and the payment account of purchaser and are connected；
S2, payment account receive the requests transaction information that purchaser submits；
S3, purchaser are squeezed into the deposit in payment account in the financing account of Platform Designing using internet；
The use of funds block chain technology that purchaser is transferred to is generated the credit payment number for paying transaction platform by S4, financing account
Word deposits card, and at the same time freeze manage money matters account in purchaser fund, buyer receive confirmation after transaction platform again by digital credit
It deposits card and is given to supplier；
S5, intelligent contract deposit the Expiration Date of card agreement according to number, pay the platform freezed financing account to payment for goods to supplier, reason
Wealth income is given to purchaser.
Preferably, payment account is bank financing account or the account of third party's monetary fund in the S1.
A kind of internet supply chain financial credit payment transaction method proposed by the present invention, advantageous effect are：The present invention
By the way that block chain technology and the intelligent contract system by being used cooperatively with block chain technology is added, purchaser's input is logical
It crosses block chain technology to be recorded in entire process of exchange, and often operates and this operation will once be recorded, in turn
The transaction voucher of generation, and the data of record are issued other each nodes of the whole network by block chain technology, for the buying
Quotient's funds flow carries out distribution book keeping operation, has encrypted technology, does not have hacker's invasion, cannot arbitrarily distort Capital Flow side
To, the trust of people is substantially increased, the cost of transaction is reduced, improves the efficiency of transaction, and intelligent contract system is used for
Payment for goods is given into supplier by contract period time limit, while income being remitted money to purchaser, further improves the letter of the transaction platform
Ren Du.
Description of the drawings
Fig. 1 is a kind of business model figure of internet supply chain financial credit payment transaction method proposed by the present invention；
Fig. 2 is a kind of flow chart of internet supply chain financial credit payment transaction method proposed by the present invention.
Specific implementation mode
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.
Referring to Fig.1-2, a kind of internet supply chain financial credit payment transaction method, includes the following steps：
S1, purchaser are established by internet and the payment account of purchaser and are connected, and payment account is bank financing account or the
Tripartite pays the account of company, and payment account is bank account or the account of Third-party payment company, increases the type of payment, just
In the use of purchaser；
S2, payment account receive the requests transaction information that purchaser submits；
S3, purchaser are squeezed into the deposit in payment account in the financing account of Platform Designing using internet；
The use of funds block chain technology that purchaser is transferred to is generated the credit payment number for paying transaction platform by S4, financing account
Word deposits card, and at the same time freeze manage money matters account in purchaser fund, buyer receive confirmation after transaction platform again by digital credit
It deposits card and is given to supplier；
S5, intelligent contract deposit the Expiration Date of card agreement according to number, pay the platform freezed financing account to payment for goods to supplier, reason
Wealth income is given to purchaser.
The foregoing is only a preferred embodiment of the present invention, but scope of protection of the present invention is not limited thereto,
Any one skilled in the art in the technical scope disclosed by the present invention, according to the technique and scheme of the present invention and its
Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.
Claims (2)
1. a kind of internet supply chain financial credit payment transaction method, which is characterized in that include the following steps：
S1, purchaser are established by internet and the payment account of purchaser and are connected；
S2, payment account receive the requests transaction information that purchaser submits；
S3, purchaser are squeezed into the deposit in payment account in the financing account of Platform Designing using internet；
The use of funds block chain technology that purchaser is transferred to is generated the credit payment number for paying transaction platform by S4, financing account
Word deposits card, and at the same time freeze manage money matters account in purchaser fund, buyer receive confirmation after transaction platform again by digital credit
It deposits card and is given to supplier；
S5, intelligent contract deposit the Expiration Date of card agreement according to number, pay the platform freezed financing account to payment for goods to supplier, reason
Wealth income is given to purchaser.
2. a kind of internet supply chain financial credit payment transaction method according to claim 1, which is characterized in that described
Payment account is the account of bank financing account or third party's monetary fund in S1.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810254239.XA CN108428133A (en) | 2018-03-26 | 2018-03-26 | A kind of internet supply chain financial credit payment transaction method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810254239.XA CN108428133A (en) | 2018-03-26 | 2018-03-26 | A kind of internet supply chain financial credit payment transaction method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108428133A true CN108428133A (en) | 2018-08-21 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810254239.XA Pending CN108428133A (en) | 2018-03-26 | 2018-03-26 | A kind of internet supply chain financial credit payment transaction method |
Country Status (1)
| Country | Link |
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| CN (1) | CN108428133A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109325759A (en) * | 2018-09-17 | 2019-02-12 | 简单汇信息科技(珠海)有限公司 | Method, management platform, device, system and storage medium are opened online |
| CN109886680A (en) * | 2019-01-31 | 2019-06-14 | 深圳市链联科技有限公司 | A kind of credit circulation method based on block chain technology |
| CN111343330A (en) * | 2019-03-29 | 2020-06-26 | 阿里巴巴集团控股有限公司 | Smart phone |
| CN111598284A (en) * | 2020-05-26 | 2020-08-28 | 成都中科大旗软件股份有限公司 | Online reservation and credit system based on block chain |
-
2018
- 2018-03-26 CN CN201810254239.XA patent/CN108428133A/en active Pending
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109325759A (en) * | 2018-09-17 | 2019-02-12 | 简单汇信息科技(珠海)有限公司 | Method, management platform, device, system and storage medium are opened online |
| CN109325759B (en) * | 2018-09-17 | 2023-09-19 | 简单汇信息科技(广州)有限公司 | Online development method, management platform, device, system and storage medium |
| CN109886680A (en) * | 2019-01-31 | 2019-06-14 | 深圳市链联科技有限公司 | A kind of credit circulation method based on block chain technology |
| CN109886680B (en) * | 2019-01-31 | 2021-08-27 | 深圳市链联科技有限公司 | Credit transfer method based on block chain technology |
| CN111343330A (en) * | 2019-03-29 | 2020-06-26 | 阿里巴巴集团控股有限公司 | Smart phone |
| CN111598284A (en) * | 2020-05-26 | 2020-08-28 | 成都中科大旗软件股份有限公司 | Online reservation and credit system based on block chain |
| CN111598284B (en) * | 2020-05-26 | 2023-08-29 | 成都中科大旗软件股份有限公司 | Online reservation and credit system based on blockchain |
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