CN101782992A - Online transaction system and method - Google Patents
Online transaction system and method Download PDFInfo
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- CN101782992A CN101782992A CN201010129195A CN201010129195A CN101782992A CN 101782992 A CN101782992 A CN 101782992A CN 201010129195 A CN201010129195 A CN 201010129195A CN 201010129195 A CN201010129195 A CN 201010129195A CN 101782992 A CN101782992 A CN 101782992A
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Abstract
The invention discloses an online transaction system and a method; the method comprises the steps that: users obtains an electronic credit evidence which is stored in a credit evidence account of a settlement platform; the users sign a trading contact which pays with the electronic credit evidence by a network online transaction platform and send the trading contact into the transaction platform; the transaction platform freezes the amount of a seller user as the cash of the performance security and the amount of a buyer user as the credit evidence of the payment for goods according to the contract information; and the credit evidence is the combined or split credit evidence; after the users close the deal, the transaction platform transfers the credit evidence using the amount of the buyer user as the payment for goods into the credit evidence account of the seller user; and simultaneously the seller user amount is unfrozen as the cash of the performance security. The technical scheme of the invention effectively solves the fund financing problem in the on-line transaction process of the user, increases the sale rate and breaks through the limitation that the conventional bill payment can not be split while the bill payment mode is drawn into the online transaction.
Description
Technical field
The present invention relates to network business applied technical field, relate in particular to a kind of system and method for online transaction.
Background technology
Have the bill of a kind of " acceptance bill " by name at present in banking system, what is called is honoured, and briefly, promises to undertake exactly and cashes, and is that the payer represents to promise to undertake a kind of behavior of bearing obligation to pay in the future when bill to mature at stamped signature on the draft.The behavior of honouring only occurs in the relevant activity of time draft.
Existing online payment system is not utilized the method for credit authority payment, only limits to pay in cash, though some method has related to the payment of bill, its essence is still pays in cash.For example the patent No. is 200710006365.5 patent: it is a kind of online payment system, comprises trade company's subsystem and eCheck subsystem, and the eCheck subsystem comprises check server and some terminals.Method is: (1) terminal receives user's check application request, generate eCheck number and password earlier, export described eCheck number and check password to user again, after the user profile of the described check information that comprises eCheck number and check password and user's input be back to the check server preserve; (2) trade company's subsystem receives the user and utilizes eCheck to carry out the online payment request of online transaction, and described request is sent to the check server; (3) the check server therefrom parses eCheck number and check password, verifies the processing of withholing behind described eCheck number and the check password, and result is back to trade company's subsystem.
The above-mentioned online payment system amount of money is fixed, directly cause in the circulation process, can not be split, and be difficult to guarantee that user's social identity is consistent with online identity, for example check is only by eCheck number and cipher mark, can not guarantee the authenticity of user identity, also uncontrollable user's denial behavior.
Summary of the invention
The objective of the invention is to propose a kind of system and method for online transaction, broken through the limitation that ticket payment can not be split, solved user's financing problem in the process of exchange on the net effectively, improved probability of transaction.
For reaching this purpose, the present invention by the following technical solutions:
A kind of system of online transaction, comprise user terminal, transaction platform, settlement platform and database, user terminal is connected with settlement platform with transaction platform respectively by network, transaction platform is connected with settlement platform, database is connected with settlement platform with transaction platform respectively, described transaction platform further comprises credit authority account module, wherein
Described user terminal is used for providing the interface that inserts transaction platform and settlement platform to the user;
Credit authority account module in the described settlement platform is used for the change and the remaining sum thereof of the recording user credit authority amount of money, realize the merging transfer or the partition transfer of obtaining, realize credit authority of credit authority according to Transaction Information, the borrower is to the debt retirement of credit authority, and the possessor is to the realization of credit authority;
Described transaction platform is used for generating online contract between the user, and Transaction Information is sent to described settlement platform;
Described database is used to store the data of credit authority account data, cash account data, online contract dataset, bills data, user data and Object of Transaction.
Also comprise identity authorization system, described identity authorization system is used to provide the digital signature of authenticating user identification.
Also comprise supervisory system, be used to monitor obtaining and cashing of credit authority.
A kind of method of online transaction may further comprise the steps:
A, user obtain credit authority, and are recorded in the credit authority account of settlement platform;
B, buyer user and seller user are signed the contract that adopts the payment of credit authority by network at transaction platform, and the Transaction Information in the contract is sent to settlement platform;
C, settlement platform freeze according to Transaction Information that the amount of money is the credit authority of payment for goods in cash that the amount of money in the seller user cash account is performance bond and the buyer's user credit authority account, and described credit authority is the credit authority that merges or the credit authority of partition;
After D, seller user and buyer user finished transaction, settlement platform was that the credit authority of payment for goods transfers in the credit authority account of seller user with the amount of money in buyer's user credit authority account;
E, settlement platform thaw, and the amount of money is the cash of performance bond in the seller user cash account.
Steps A further may further comprise the steps:
The user submits to credit authority to use application by user terminal to settlement platform;
Settlement platform is examined the application of using of user's submission;
Whether the credit authority that supervisory system audit settlement platform is provided to the user is controlled in the credit line;
Settlement platform is given the amount of money and the numbering of the credit authority that user's credit authority Account History borrows.
Perhaps steps A further may further comprise the steps:
Settlement platform obtains the credit authority of the merging in other user credit authority accounts or the credit authority of partition;
According to the amount of money and the numbering of described credit authority, described credit authority is transferred the credit authority account of seller user;
Seller user obtains credit authority.
Further comprising the steps of:
The application that the user submits to credit authority to cash by user terminal to settlement platform;
Settlement platform is cashed the credit authority of realization is selected in application in user's credit authority account the amount of money and numbering according to credit authority;
The user's that supervisory system audit settlement platform is cashed credit authority;
Settlement platform marks cash according to the amount of money and the numbering of the credit authority of cashing.
Further comprising the steps of:
The user submits to settlement platform by user terminal and adopts credit authority or the described user of cash redemption to use the application of credit debt that authority produces;
Settlement platform is used the amount of money and the numbering of the credit authority that debt that credit authority produced repays at credit authority Account History according to described user.
In the above-mentioned steps, adopt the authenticity of digital signature identification guarantee information transmission security and storage data.
Adopted technical scheme of the present invention, not only can realize the cashless payment in the online transaction, can also satisfy fractionation and circulation needs that the user uses credit authority different numbers of when payment, by digital signature being applied to each key link of transaction and payment, various transaction data and credit authority safety of data have been guaranteed effectively simultaneously.
Description of drawings
Fig. 1 is the structural representation of online transaction system in the specific embodiment of the invention.
Embodiment
Further specify technical scheme of the present invention below in conjunction with accompanying drawing and by embodiment.
The main thought of technical solution of the present invention is to generate its numbering when a credit authority produces automatically, produce date and life cycle to identify it, then between the user by carrying out various online transactions in the payment system on the net, constantly with this credit authority endorsement, transfer the possession of, to reach the purpose of circulation, when the life cycle of this credit authority finishes, this credit authority applicant needs to finish with cash or still not yet due and non-mode of using the credit authority repayment that gets, and credit authority possessor then can application convert to cash with it when this credit authority life cycle finishes or before finishing.
Simultaneously, in the whole life of credit authority, each operation steps all guarantees authenticity, security, validity and the non repudiation of various transaction documents with the form of digital signature.
Fig. 1 is the structural representation of online payment system in the specific embodiment of the invention.As shown in Figure 1, this online payment system comprises user terminal 101, transaction platform 102, settlement platform 103, database 104, identity authorization system 105 and supervisory system 106.
User terminal is connected with settlement platform with transaction platform respectively by network, and transaction platform is connected with settlement platform, and database is connected with settlement platform with transaction platform respectively, and transaction platform further comprises credit authority account module.
User terminal provides the interface that inserts transaction platform and settlement platform to the user; The change and the remaining sum thereof of the credit authority account module recording user credit authority amount of money in the settlement platform, realize the merging transfer or the partition transfer of obtaining, realize credit authority of credit authority according to Transaction Information, the borrower is to the debt retirement of credit authority, and the possessor is to the realization of credit authority; Transaction platform is used for generating online contract between the user, and Transaction Information is sent to described settlement platform; Database is used to store credit authority account data, cash account data, online contract dataset, bills data, user data and Object of Transaction data; Identity authorization system provides the digital signature of authenticating user identification; Supervisory system is monitored obtaining and cashing of credit authority.
The realization of total system is described below:
1) all opens cash account and credit authority account at settlement platform for each user, the increase and decrease change and the remaining sum thereof of the recording user credit authority amount of money in the credit authority account, the mode by Account History realizes that payment transfer, borrower in the obtaining, concluding the business of credit authority cash the debt retirement of credit authority and possessor.
2) Account History of online transaction clearing adopts Double entry bookkeeping.
3) each credit authority numbering for providing, write down the date of date, repayment and the realization of its granting, Account History had both reflected the amount of money, also reflection numbering, so that the user understands its normal date of cashing, and can calculate the expense that it is cashed in advance voluntarily according to trading rules.When credit authority was used for transaction payment, account write down the numbering and the amount of money of the credit authority of transferring accounts simultaneously.
4) basis obtained of credit authority is the contract that comes into force through both parties' digital signature (digital signature technology that is medium is the basis, is subjected to the protection of Electronic Signature Law) with USBKEY.Buyer user is according to contract letter of application authority on the net, after the settlement platform audit is by also online digital signature, also will pass through through the digital signature audit on the net of the supervision and the supervisory system of credit support is provided, credit authority could be realized putting down in writing with mode buyer user's in settlement platform of Account History credit authority account.
5) the payment transfer of credit authority in transaction is according to the document of the agreement payment of buyer user's submission, and this document must be signed through buyer's number.The buyer can use many credit authoritys of different numberings with credit authority payment payment for goods the time.Its account balance also can be made up of many credit authoritys of difference numbering.
6) possessor of credit authority can purchase in native system, if need cash badly, also can cash to the settlement platform application, settlement platform judges according to the numbering of the credit authority that its application is cashed whether it expires, and undue credit authority is cashed the amount of money collect relevant expense by trading rules calculating, and the realization amount of money after will deducting the fee is paid the user.
7) borrower of credit authority can (comprise dual mode with the non-credit authority that gets of using after using expiration, a kind of is that transaction obtains, another kind is purchase with cash) repay, also can all or partly repay in cash when have no credit authority or credit authority are not enough.
Specifically describe each flow process that relates to transaction below.
The obtaining flow process and can adopt purchase with cash, use and transfer the possession of and come three kinds of modes of credit authority from other users.
The mode of purchase with cash is that the user changes cash in the cash account of this user in settlement platform over to, settlement platform is according to this user's application, the amount of money of cash account is changed into credit authority in the credit authority account, write down the amount of money and the numbering thereof of this credit authority.
The mode of using may further comprise the steps:
After the contract of credit authority payment was adopted in signature on the transaction platform, buyer user submitted to credit authority to use application by user terminal to settlement platform by user terminal for buyer user and seller user.
Settlement platform is examined the application of using of user's submission.
Whether the credit authority that supervisory system audit settlement platform is provided to the user is controlled in the credit line.
Settlement platform is given the amount of money and the numbering of the credit authority that user's credit authority Account History borrows.
The mode of transferring the possession of from other users may further comprise the steps:
Settlement platform obtains the credit authority of the merging in other user credit authority accounts or the credit authority of partition.
According to the amount of money and the numbering of credit authority, credit authority is transferred the possession of this user's (seller user) credit authority account, this user (seller user) obtains credit authority.
The staff of the staff of settlement center, supervisory system (comprising the auditor of general headquarters, supervision bank clerk) receives that the core customer applies for using the request of credit authority, land credit authority settlement platform homepage, by checking that credit authority uses the information Control class and obtain credit authority and use information list, be presented at credit authority and use in the information page control class.The staff of settlement center, the auditor of general headquarters, supervision bank clerk can the input inquiry condition check that credit authority uses information.Click checks that the detailed credit authority information of using uses the information Control class and realize by checking credit authority, and is presented at credit authority and uses in the class of information page border.The auditor of general headquarters can fill in comments through to the omnibearing assessment of user.Credit authority is used the information boundary class and is mainly shown accordingly " credit authority contract of borrowings " information and " credit authority is used request slip " information.After if final all departments all examine and finish, agree to use credit authority, the staff of settlement center logins settlement platform, uses the information Control class by the audit processing and can call " credit authority is provided confirmation form " template automatically, generates corresponding " credit authority is provided confirmation form ".If audit is not passed through, the audit processing is used the information Control class and is entered the result page, and by message informing transaction related work personnel and core customer in the station.Handler and auditor revise " credit authority is provided confirmation form ", confirm the back automatically book keeping operation processing controls class in user credit authority account and settlement of transactions platform credit authority account, add and use the amount of money, and provide information slip and credit authority at credit authority and use to add in the information slip and use information, return the result page afterwards.
Adopt the transaction flow of credit authority payment may further comprise the steps:
The user obtains credit authority, and is recorded in the credit authority account of settlement platform.
Buyer user and seller user are signed the contract that adopts the payment of credit authority by network at transaction platform, and the Transaction Information in the contract is sent to settlement platform.
Settlement platform freezes according to Transaction Information that the amount of money is the credit authority of payment for goods in cash that the amount of money in the seller user cash account is performance bond and the buyer's user credit authority account, and credit authority is the credit authority that merges or the credit authority of partition.
After seller user and buyer user finished transaction, settlement platform was that the credit authority of payment for goods transfers in the credit authority account of seller user with the amount of money in buyer's user credit authority account.
Settlement platform thaws, and the amount of money is the cash of performance bond in the seller user cash account.
Buyer user's account payment for goods is a credit authority, and this payment for goods can be a credit authority, also can be many parts of different credit authoritys of numbering; Buyer user's account payment for goods can also be that a part of credit authority adds a part of cash.
Buyer user and seller user can also further adopt credit authority and third party to conclude the business.
The realization flow process of credit authority may further comprise the steps:
The application that the user submits to credit authority to cash by user terminal to settlement platform.
Settlement platform is cashed the credit authority of realization is selected in application in user's credit authority account the amount of money and numbering according to credit authority.
The user's that supervisory system audit settlement platform is cashed credit authority.
Settlement platform marks cash according to the amount of money and the numbering of the credit authority of cashing.
The staff of settlement center receives the message that user applies is cashed, and enters inquiry " credit authority is cashed request slip " control class.Inquiry " credit authority is cashed request slip " control class is submitted the information of " credit authority is cashed request slip " to according to the querying condition of handler's input in the search database.And Query Result is presented in " credit authority is cashed request slip " original list and " credit authority is cashed request slip " page boundary class.Handler and auditor have filled in " credit authority is cashed request slip ", behind audit and the label key, automatically book keeping operation processing controls class is added the account information of entity class user credit authority account and settlement of transactions platform account, and adds the recovery record to credit authority recovering state table.
The repayment flow process of credit authority comprises dual mode, and a kind of is to adopt the still undue and non-credit authority used to repay date of payment because of using the debt that credit authority produces.May further comprise the steps:
The user submits to settlement platform by user terminal and adopts credit authority repayment user to use the application of credit debt that authority produces.
Settlement platform is used the amount of money and the numbering of credit debt that authority produces at the credit authority of user credit authority Account History repayment according to the user.
Another kind be adopt cash redemption to date of payment because of using the debt that credit authority produces.May further comprise the steps:
The user submits to settlement platform by user terminal and adopts the cash redemption user to use the application of credit debt that authority produces.
The settlement of transactions platform is examined, and the settlement of transactions platform is in the credit authority amount of money and the numbering of credit authority Account History with cash redemption.
The handler of settlement center by the input inquiry condition to check " repay credit authority transfer document " this control class come " the repaying credit authority transfer document " in the Query Database and be presented at " repaying credit authority transfer document " original list and " repaying credit authority transfer document " these two border classes of the page in.After the handler of settlement center and auditor's audit " repaying credit authority transfer document " are errorless, the signature key.After the affirmation, book keeping operation control class is added account information in the generation hurdle on user account and the settlement of transactions platform account automatically, and revises credit authority and use information slip, add credit authority recovering state table.
The above; only for the preferable embodiment of the present invention, but protection scope of the present invention is not limited thereto, and anyly is familiar with the people of this technology in the disclosed technical scope of the present invention; the variation that can expect easily or replacement all should be encompassed within protection scope of the present invention.Therefore, protection scope of the present invention should be as the criterion with the protection domain of claim.
Claims (9)
1. the system of an online transaction, it is characterized in that, comprise user terminal, transaction platform, settlement platform and database, user terminal is connected with settlement platform with transaction platform respectively by network, transaction platform is connected with settlement platform, and database is connected with settlement platform with transaction platform respectively, and described transaction platform further comprises credit authority account module, wherein
Described user terminal is used for providing the interface that inserts transaction platform and settlement platform to the user;
Credit authority account module in the described settlement platform is used for the change and the remaining sum thereof of the recording user credit authority amount of money, realize obtaining of credit authority, realize the merging transfer or the partition transfer of credit authority according to Transaction Information, the borrower is to the debt retirement of credit authority, and the possessor is to the realization of credit authority;
Described transaction platform is used for generating online contract between the user, and Transaction Information is sent to described settlement platform;
Described database is used to store the data of credit authority account data, cash account data, online contract dataset, bills data, user data and Object of Transaction.
2. the system of a kind of online transaction according to claim 1 is characterized in that, also comprises identity authorization system, and described identity authorization system is used to provide the digital signature of authenticating user identification.
3. according to the system of claim 1 or 2 described a kind of online transactions, it is characterized in that, also comprise supervisory system, be used to monitor obtaining and cashing of credit authority.
4. the method for an online transaction is characterized in that, may further comprise the steps:
A, user obtain credit authority, and are recorded in the credit authority account of settlement platform;
B, buyer user and seller user are signed the contract that adopts the payment of credit authority by network at transaction platform, and the Transaction Information in the contract is sent to settlement platform;
C, settlement platform freeze according to Transaction Information that the amount of money is the credit authority of payment for goods in cash that the amount of money in the seller user cash account is performance bond and the buyer's user credit authority account, and described credit authority is the credit authority that merges or the credit authority of partition;
After D, seller user and buyer user finished transaction, settlement platform was that the credit authority of payment for goods transfers in the credit authority account of seller user with the amount of money in buyer's user credit authority account;
E, settlement platform thaw, and the amount of money is the cash of performance bond in the seller user cash account.
5. the method for a kind of online transaction according to claim 4 is characterized in that, steps A further may further comprise the steps:
The user submits to credit authority to use application by user terminal to settlement platform;
Settlement platform is examined the application of using of user's submission;
Whether the credit authority that supervisory system audit settlement platform is provided to the user is controlled in the credit line;
Settlement platform is given the amount of money and the numbering of the credit authority that user's credit authority Account History borrows.
6. the method for a kind of online transaction according to claim 4 is characterized in that, steps A further may further comprise the steps:
Settlement platform obtains the credit authority of the merging in other user credit authority accounts or the credit authority of partition;
According to the amount of money and the numbering of described credit authority, described credit authority is transferred the credit authority account of seller user;
Seller user obtains credit authority.
7. the method for a kind of online transaction according to claim 4 is characterized in that, and is further comprising the steps of:
The application that the user submits to credit authority to cash by user terminal to settlement platform;
Settlement platform is cashed the credit authority of realization is selected in application in user's credit authority account the amount of money and numbering according to credit authority;
The user's that supervisory system audit settlement platform is cashed credit authority;
Settlement platform marks cash according to the amount of money and the numbering of the credit authority of cashing.
8. the method for a kind of online transaction according to claim 5 is characterized in that, and is further comprising the steps of:
The user submits to settlement platform by user terminal and adopts credit authority or the described user of cash redemption to use the application of credit debt that authority produces;
Settlement platform is used the amount of money and the numbering of the credit authority that debt that credit authority produced repays at credit authority Account History according to described user.
9. according to the method for the described a kind of online transaction of the arbitrary claim of claim 4-8, it is characterized in that, adopt the authenticity of digital signature identification guarantee information transmission security and storage data.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010129195A CN101782992A (en) | 2010-03-18 | 2010-03-18 | Online transaction system and method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201010129195A CN101782992A (en) | 2010-03-18 | 2010-03-18 | Online transaction system and method |
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| CN101782992A true CN101782992A (en) | 2010-07-21 |
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| CN201010129195A Pending CN101782992A (en) | 2010-03-18 | 2010-03-18 | Online transaction system and method |
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Cited By (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103093337A (en) * | 2012-12-25 | 2013-05-08 | 远光软件股份有限公司 | Data processing system capable of combining and separating payment records |
| CN104484806A (en) * | 2014-11-07 | 2015-04-01 | 温崇维 | Creation service transaction system |
| CN104508623A (en) * | 2012-05-30 | 2015-04-08 | 邓白氏公司 | Credit behavior network mapping |
| CN104574181A (en) * | 2014-12-24 | 2015-04-29 | 王雪华 | Bank deposit system for self-employed businessman |
| WO2017012000A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Online funds management method, and data interaction processing method and device |
| CN106845966A (en) * | 2015-12-04 | 2017-06-13 | 阿里巴巴集团控股有限公司 | Payment for goods information processing method and device |
| CN108399095A (en) * | 2017-02-04 | 2018-08-14 | 北京京东尚科信息技术有限公司 | Dynamic is supported to manage method, system, equipment and the storage medium of timed task |
| CN108629684A (en) * | 2018-05-09 | 2018-10-09 | 众安信息技术服务有限公司 | The method, apparatus and readable storage medium storing program for executing of circulation are split for controlling credit |
| CN109559106A (en) * | 2018-11-29 | 2019-04-02 | 银联商务股份有限公司 | Fund, which is drawn, pays method, apparatus and realization device |
| WO2019205824A1 (en) * | 2018-04-23 | 2019-10-31 | 赵春雨 | Payment method and system for pledge-payable online trading |
| CN110415097A (en) * | 2019-07-31 | 2019-11-05 | 青岛有容信息科技有限公司 | A kind of draft splits, combination system and the method for realizing negotiation by draft |
| CN112199186A (en) * | 2020-12-07 | 2021-01-08 | 腾讯科技（深圳）有限公司 | Data processing method, device, equipment and storage medium based on intelligent contract |
| CN113506106A (en) * | 2021-06-15 | 2021-10-15 | 数界(深圳)科技有限公司 | Transaction method, settlement method and device and storage medium thereof |
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- 2010-03-18 CN CN201010129195A patent/CN101782992A/en active Pending
Cited By (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104508623A (en) * | 2012-05-30 | 2015-04-08 | 邓白氏公司 | Credit behavior network mapping |
| CN103093337A (en) * | 2012-12-25 | 2013-05-08 | 远光软件股份有限公司 | Data processing system capable of combining and separating payment records |
| CN104484806A (en) * | 2014-11-07 | 2015-04-01 | 温崇维 | Creation service transaction system |
| CN104574181A (en) * | 2014-12-24 | 2015-04-29 | 王雪华 | Bank deposit system for self-employed businessman |
| CN104574181B (en) * | 2014-12-24 | 2018-03-16 | 许昌职业技术学院 | A kind of cash in banks system for self-employed businessman |
| WO2017012000A1 (en) * | 2015-07-21 | 2017-01-26 | 深圳市银信网银科技有限公司 | Online funds management method, and data interaction processing method and device |
| CN106845966B (en) * | 2015-12-04 | 2021-07-27 | 阿里巴巴集团控股有限公司 | Method and device for processing goods payment information |
| CN106845966A (en) * | 2015-12-04 | 2017-06-13 | 阿里巴巴集团控股有限公司 | Payment for goods information processing method and device |
| CN108399095A (en) * | 2017-02-04 | 2018-08-14 | 北京京东尚科信息技术有限公司 | Dynamic is supported to manage method, system, equipment and the storage medium of timed task |
| CN108399095B (en) * | 2017-02-04 | 2021-08-10 | 北京京东尚科信息技术有限公司 | Method, system, device and storage medium for supporting dynamic management of timed tasks |
| WO2019205824A1 (en) * | 2018-04-23 | 2019-10-31 | 赵春雨 | Payment method and system for pledge-payable online trading |
| CN108629684A (en) * | 2018-05-09 | 2018-10-09 | 众安信息技术服务有限公司 | The method, apparatus and readable storage medium storing program for executing of circulation are split for controlling credit |
| CN109559106A (en) * | 2018-11-29 | 2019-04-02 | 银联商务股份有限公司 | Fund, which is drawn, pays method, apparatus and realization device |
| CN110415097A (en) * | 2019-07-31 | 2019-11-05 | 青岛有容信息科技有限公司 | A kind of draft splits, combination system and the method for realizing negotiation by draft |
| CN110415097B (en) * | 2019-07-31 | 2022-07-29 | 青岛有容信息科技有限公司 | Money order splitting and merging system and method for realizing money order transaction |
| CN112199186A (en) * | 2020-12-07 | 2021-01-08 | 腾讯科技（深圳）有限公司 | Data processing method, device, equipment and storage medium based on intelligent contract |
| CN113506106A (en) * | 2021-06-15 | 2021-10-15 | 数界(深圳)科技有限公司 | Transaction method, settlement method and device and storage medium thereof |
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Application publication date: 20100721 |