CN108389042A

CN108389042A - By the method and device for the auxiliary expenses clearing that intelligent mobile phone is realized

Info

Publication number: CN108389042A
Application number: CN201810142293.5A
Authority: CN
Inventors: 吴满原; 张伟; 郭成; 沈海寅; 季申; 翟翌华
Original assignee: Shenzhen Turing Singularity Intelligent Technology Co Ltd; Leauto Intelligent Technology Beijing Co Ltd
Current assignee: Shenzhen Turing Singularity Intelligent Technology Co Ltd; Leauto Intelligent Technology Beijing Co Ltd
Priority date: 2018-02-11
Filing date: 2018-02-11
Publication date: 2018-08-10
Anticipated expiration: 2038-02-11
Also published as: CN108389042B

Abstract

This application discloses the method and device settled accounts based on wireless telecommunications auxiliary expenses realized by intelligent mobile phone, it is provided with telephone security unit in the intelligent mobile phone, method therein includes：It identifies other clearing sides, and obtains the disbursement and sattlement information to be signed between other clearing sides；Disbursement and sattlement information to be signed is supplied to telephone security unit, processing is digitally signed to treat the disbursement and sattlement information of signing using private key of its storage by telephone security unit, wherein private key includes：Block chain account private key；The digital signature that telephone security unit is exported treated disbursement and sattlement information, is transmitted with wireless communication mode, so that each clearing side and block chain network side obtain the disbursement and sattlement information through all clearing side's digital signature；Wherein, the disbursement and sattlement information through all clearing side's digital signature executes operation of deducting fees for block chain network side.Technical solution provided by the present application is conducive to improve the degree of automation of disbursement and sattlement.

Description

By the method and device for the auxiliary expenses clearing that intelligent mobile phone is realized

Technical field

This application involves technology of Internet of things, and in particular to a kind of to be assisted based on wireless telecommunications by what intelligent mobile phone was realized The method of disbursement and sattlement, the device and intelligent mobile based on the clearing of wireless telecommunications auxiliary expenses realized by intelligent mobile phone Phone.

Background technology

Intelligent mobile phone has become an important component in many user's routine works and entertainment life. User can utilize the functions such as the realization instant messaging of its intelligent mobile phone at any time and payment.

With the gradual development of Internet of Things, intelligent mobile phone can also become a terminal node in Internet of Things, make For the terminal node in Internet of Things, how by Internet of Things, it is that user brings more rich usage experience to make intelligent movable phone, It is merit attention the technical issues of.

Invention content

In view of above-mentioned technical problem, it is proposed that the application overcoming the above problem or at least partly in order to provide one kind The method, apparatus and intelligence settled accounts based on wireless telecommunications auxiliary expenses realized by intelligent mobile phone to solve the above problems Mobile phone.

According to one of the application aspect, provide it is a kind of realized by intelligent mobile phone it is auxiliary based on wireless telecommunications The method for helping disbursement and sattlement is provided with telephone security unit in the intelligent mobile phone, and the method includes following step：Know Not other clearing sides, and obtain the disbursement and sattlement information to be signed between other clearing sides；By the expense to be signed Settlement information is supplied to telephone security unit, with by telephone security unit using its storage private key to the expense to be signed Settlement information is digitally signed processing, wherein the private key includes：Block chain account private key；Telephone security unit is exported Digital signature treated disbursement and sattlement information, transmitted with wireless communication mode, so that each clearing side and block chain network Side obtains the disbursement and sattlement information through all clearing side's digital signature；Wherein, the taking through all clearing side's digital signature With settlement information operation of deducting fees is executed for block chain network side.

Optionally, the disbursement and sattlement information to be signed between the acquisition and other clearing sides includes：By intelligent mobile The bill of closing the account that phone generates；Alternatively, being generated by other clearing sides and in a manner of near-field communication or wireless communication networks Mode transmits the bill of closing the account come；Alternatively, being generated by other clearing sides and being transferred to block in a manner of wireless communication networks Chain network side, and by block chain network side transmitted in a manner of wireless communication networks Lai bill of closing the account.

Optionally, the disbursement and sattlement information to be signed between the acquisition and other clearing sides includes：Receiving use In the case of the generation disbursement and sattlement information instruction that family is inputted to intelligent mobile phone, it is locally stored according to intelligent mobile phone Clearing basic information generates bill of closing the account.

Optionally, the digital signature that telephone security unit is exported treated disbursement and sattlement information, with channel radio News mode is transmitted, so that each clearing side and block chain network side obtain the letter of the disbursement and sattlement through all clearing side's digital signature Breath includes：According to the digital signature of telephone security unit output, treated that bill of closing the account generates clearing application, and with nothing Line communication network mode transmits the clearing application to block chain network side, with via the block chain network lateral root according to the clearing Apply for that sending bill to other clearing sides confirms application, in so that the confirmations of other clearing side statements is applied close the account bill into The processing of row digital signature；The clearing notice that the transmission of block chain network side comes is received, and is obtained through all from clearing notice The bill of closing the account of clearing side's digital signature.

Optionally, the disbursement and sattlement information to be signed between the acquisition and other clearing sides includes：Receiving area Block chain network lateral root is according to the bill of closing the account in the clearing application from other clearing sides, and the bill sent confirms application In the case of, confirm from the bill and obtains bill of closing the account in application；And it is described by the disbursement and sattlement letter to be signed Breath is supplied to telephone security unit, to be believed the disbursement and sattlement to be signed using the private key of its storage by telephone security unit Breath is digitally signed processing and includes：By the bill of closing the account, it is supplied to telephone security unit, with by telephone security unit Signature verification is carried out to the bill of closing the account using the block chain account public key of other clearing sides, and is passed through in signature verification Afterwards, using its storage private key to signature verification by bill of closing the account be digitally signed processing.

Optionally, the digital signature that telephone security unit is exported treated disbursement and sattlement information, with channel radio News mode is transmitted, so that each clearing side and block chain network side obtain the letter of the disbursement and sattlement through all clearing side's digital signature Breath includes：According to the digital signature of telephone security unit output, treated closes the account bill, in a manner of wireless communication networks Response is confirmed to block chain network side transmission bill, to be sent through all knots via the lateral other clearing sides of the block chain network The bill of closing the account of calculation side's digital signature.

Optionally, the disbursement and sattlement information to be signed between the acquisition and other clearing sides includes：Receiving it Close the account bill of its clearing side based on its generation, and in the case that the bill transmitted to intelligent mobile phone confirms application, It is determined from the bill and obtains bill of closing the account in application；And described the disbursement and sattlement information to be signed is supplied to electricity Safe unit is talked about, to carry out number to the disbursement and sattlement information to be signed using the private key of its storage by telephone security unit Signature is handled：By the bill of closing the account, it is supplied to telephone security unit, to utilize other knots by telephone security unit The block chain account public key of calculation side carries out signature verification to the bill of closing the account, and after signature verification passes through, utilizes it The private key of storage to signature verification by bill of closing the account be digitally signed processing.

Optionally, the digital signature that telephone security unit is exported treated disbursement and sattlement information, with channel radio News mode is transmitted, so that each clearing side and block chain network side obtain the letter of the disbursement and sattlement through all clearing side's digital signature Breath includes：According to the digital signature of telephone security unit output, treated closes the account bill, in a manner of near-field communication or Wireless communication networks mode confirms response, so that other clearing sides are got through all clearing to other clearing sides transmission bill The bill of closing the account of square digital signature, and include through all knots via other clearing direction block chain network side transmission The clearing application of the bill of closing the account of calculation side's digital signature.

Optionally, the method is also wrapped before obtaining the disbursement and sattlement information to be signed between other clearing sides It includes：The intelligent mobile phone is negotiated to be used for other clearing sides by near-field communication mode or wireless communication networks mode The key that the information of interaction is encrypted between each clearing side.

Optionally, the method further includes：Obtain block chain contract to be signed；By the block chain contract to be signed Be supplied to telephone security unit, with by telephone security unit using its storage block chain account private key to the area to be signed Block chain contract is digitally signed processing；The digital signature that telephone security unit is exported treated block chain contract, with nothing Line communication modes transmit, so that each block chain contract Fang Jun obtains the block chain through all block chains contract side digital signature and closes About；Wherein, the block chain contract is for collecting the expense.

According to further aspect of the application, provide it is a kind of by intelligent mobile phone realizes based on wireless telecommunications auxiliary The device of disbursement and sattlement is provided with telephone security unit in the intelligent mobile phone, and described device includes mainly：Obtain mould Block, for identification other clearing sides, and the disbursement and sattlement information to be signed between acquisition and other clearing sides；Processing module, For the disbursement and sattlement information to be signed to be supplied to telephone security unit, to utilize its storage by telephone security unit Private key is digitally signed processing to the disbursement and sattlement information to be signed, wherein the private key includes：Block chain account is private Key；Transmission module, digital signature for exporting telephone security unit treated disbursement and sattlement information, with wireless telecommunications side Formula is transmitted, so that each clearing side and block chain network side obtain the disbursement and sattlement information through all clearing side's digital signature； Wherein, the disbursement and sattlement information through all clearing side's digital signature executes operation of deducting fees for block chain network side.

According to another aspect of the application, a kind of intelligent mobile phone is provided, the intelligent mobile phone includes：Electricity Talk about safe unit；And the application the above embodiment by intelligent mobile phone realize based on wireless telecommunications auxiliary expenses The device of clearing；The telephone security unit is used to wait signing to what described device provided using the block chain account private key of its storage The disbursement and sattlement information ordered is digitally signed processing.

It is provided by the present application by intelligent mobile phone realize based on wireless telecommunications auxiliary expenses clearing method, apparatus and Intelligent mobile phone at least has following advantages and advantageous effect：The application is pacified by the way that phone is arranged in intelligent mobile phone Full unit can be digitally signed disbursement and sattlement information using the block chain account private key of its storage by telephone security unit Processing, to advantageously ensure that the reliability of disbursement and sattlement information；After transmitting digital signature processing with wireless communication mode Disbursement and sattlement information, make each clearing side and block chain network side that can obtain the expense through all clearing side's digital signature Settlement information, and block chain network side can execute corresponding button according to the disbursement and sattlement information through all clearing side's digital signature Money operates, and therefore, the application can be in the case where need not artificially participate in, using as the intelligence of a terminal node of Internet of Things The energy mobile phone realization disbursement and sattlement safe and efficient with corresponding clearing side, to which the application can avoid expense to a certain extent The inconvenience existing for settlement process；It follows that technical solution provided by the present application is conducive to oneself of raising disbursement and sattlement Dynamicization degree.

Above description is only the general introduction of technical scheme, in order to better understand the technological means of the application, And can be implemented in accordance with the contents of the specification, and in order to allow above and other objects, features and advantages of the application can It is clearer and more comprehensible, below the special specific implementation mode for lifting the application.

Description of the drawings

By reading the detailed description of hereafter preferred embodiment, various other advantages and benefit are common for this field Technical staff will become clear.The attached drawing of the embodiment of the present application only for the purpose of illustrating preferred embodiments, and not It is considered the limitation to the application.And throughout the drawings, the same reference numbers will be used to refer to the same parts.In attached drawing In：

Fig. 1 is a reality of the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Apply the flow chart of example；

Fig. 2 is a reality of the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Apply the sequence diagram of example；

Fig. 3 is the another of the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone The sequence diagram of embodiment；

Fig. 4 is the another of the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone The sequence diagram of embodiment；

Fig. 5 is the label in the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Order the flow chart of an embodiment of block chain contract process；

Fig. 6 is the label in the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Order the sequence diagram of an embodiment of block chain contract process；

Fig. 7 is the label in the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Order the sequence diagram of another embodiment of block chain contract process；

Fig. 8 is the label in the method based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone Order the sequence diagram of the another embodiment of block chain contract process；

Fig. 9 is one of the device based on the clearing of wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone The schematic diagram of embodiment；

Figure 10 be the embodiment of the present application be provided with by intelligent mobile phone realize based on wireless telecommunications auxiliary expenses knot The schematic diagram of one embodiment of the intelligent mobile phone of the device of calculation.

Specific implementation mode

Exemplary embodiment disclosed in the present application is more fully described below with reference to accompanying drawings.Although showing this in attached drawing The disclosed exemplary embodiment of application, it being understood, however, that may be realized in various forms the application and disclose without should be by here The embodiment of elaboration is limited.It is to be able to be best understood from the technical solution of the application on the contrary, providing these embodiments, And range disclosed in the present application can be completely communicated to those skilled in the art.

The method based on the clearing of wireless telecommunications auxiliary expenses realized by intelligent mobile phone of the embodiment of the present application is usual It is executed in the intelligent mobile phone for being equipped with telephone security unit.Telephone security unit can be specially existing to meet movement The SE (Secure Element, safe unit) etc. of corresponding specification is paid, and the telephone security unit in the application can pass through The mode of software and hardware combining is realized.The application does not limit the specific manifestation form of telephone security unit.Phone in this application In the case that safe unit is realized by the mode of software and hardware combining, which would generally be set be not easy to be disassembled Mode is set, is set to inside intelligent mobile phone.Optionally, telephone security unit can be with the NFC moulds in intelligent mobile phone The elements such as block or bluetooth module are integrally disposed.

The method of the embodiment of the present application can execute in a variety of clearing application scenarios.The application does not limit this method and fits Application scenarios.The flow of the method for the embodiment of the present application is as shown in Figure 1.Method shown in FIG. 1 includes：Step S100, it walks Rapid S110 and step S120.Each step included by the method to the embodiment of the present application is described in detail respectively below.

In Fig. 1, S100, the other clearing sides of identification, and obtain the disbursement and sattlement to be signed between other clearing sides and believe Breath.

In an optional example, the intelligent mobile phone in the application can be in the effective communication distance of near-field communication It is interior, in the case of detecting the other-end node in Internet of Things, by the information exchange between other-end node, obtain Terminal node correlated identities (the block chain account public key of such as terminal node, for another example the block chain account public key of terminal node with And the title etc. of terminal node similarly hereinafter no longer enumerates explanation), to identify other-end node, user need with When other-end node signs disbursement and sattlement information, the other-end node currently identified becomes disbursement and sattlement letter to be signed Other clearing sides of breath.

The application can get disbursement and sattlement information to be signed in several ways in an optional example.Below It is illustrated with three specific examples.

First optional example, user actively initiate the process closed the account by intelligent mobile phone.Specifically, user It can be sent to intelligent mobile phone by the input element (such as touch screen or button) of intelligent mobile phone and generate clearing Expense bill indicate, intelligent mobile phone receive it is input by user generation close the account bill instruction after, actively according to this The clearing basic information of ground storage generates bill of closing the account, and the bill of closing the account of intelligent mobile phone generation is to wait signing Disbursement and sattlement information.Clearing basic information in the optional example typically refers to the basic number for generating bill of closing the account According to.The content that clearing basic information specifically includes can be determined according to the content that bill of closing the account is included.Clearing basis letter Breath can specifically include the content in the block chain contract for the signing that succeeded between intelligent mobile phone and other clearing sides.This Application is not construed as limiting this.

The bill of closing the account to be signed of the application may include：Mark (such as intelligent mobile electricity of intelligent mobile phone The block chain account public key of words, the block chain account public key of intelligent mobile phone and telephone number etc. for another example, similarly hereinafter, not further One enumerates), other clearing sides mark (the block chain account public key of such as other clearing sides, for another example the block chain account of other clearing sides The title etc. of number public key and other clearing sides), clearing target title, clearing target charging mode and clearing target charging total price Deng.In addition, bill of closing the account to be signed can also include：The bank account information etc. of user.It closes the account for generating Partial content in the clearing basic information of bill is (for example, other clearing sides mark, clearing target title, clearing target charging Mode etc.) can be that intelligent mobile phone is carried out by near-field communication mode or wireless communication networks mode with other clearing sides Information exchange and obtain and store.The application does not limit the specific reality that intelligent mobile phone obtains and stores clearing basic information Existing mode.

In addition, key pair friendship during carrying out information exchange with other clearing sides, may be used in intelligent mobile phone Mutual information is encrypted, to ensure the safety of the information of interaction.In this example, the clearing fee that intelligent mobile phone generates It can be shown to user with bill, to be checked the content in bill of closing the account by user, the application can be by user The bill of closing the account of confirmation is as getting disbursement and sattlement information to be signed.

Second optional example, other clearing Fang Qi are actively generated close the account bill after, can utilize its private key (such as The block chain account private key of other clearing sides) processing (digital signature processing behaviour is digitally signed to the bill of closing the account Work can be executed by the safe unit in other clearing sides), treated closes the account account according to digital signature for other clearing roots Simple form (settles accounts at clearing application and applies including the digital signature information of other clearing sides and bill itself of closing the account), Its clearing side uses wireless communication networks, transmits the clearing application to block chain network side, block chain network side can utilize phase The public key (the block chain account public keys of such as other clearing sides) answered carries out signature to the bill of closing the account in the clearing application and tests Card, and after signature verification passes through, block chain network lateral root generates bill according to bill of closing the account and confirms that (bill confirms for application Application includes the digital signature information of other clearing sides and bill itself of closing the account), and use wireless communication networks side Formula sends bill to corresponding intelligent mobile phone and confirms application, to allow corresponding intelligent mobile phone from block link network The bill that the transmission of network side comes, which confirms in application, gets disbursement and sattlement information to be signed.

It should be strongly noted that in above-mentioned second optional example, block chain network side can be tested without signature Card processing, but directly according to clearing apply in digital signature treated close the account bill formed bill confirm application, And wireless communication networks are used, sending bill to intelligent mobile phone confirms application.

Third optional example, other clearing Fang Qi are actively generated close the account bill after, can be using its private key (such as The block chain account private key of other clearing sides) processing is digitally signed to bill of closing the account, and handled according to digital signature Bill of closing the account afterwards forms bill and confirms that (bill confirms that application includes the digital signature information of other clearing sides for application And bill itself of closing the account), other clearing sides use near-field communication mode or wireless communication networks mode, to corresponding Intelligent mobile phone transmits bill and confirms application, to allow corresponding intelligent mobile phone to come from the transmission of other clearing sides Bill, which confirms in application, gets disbursement and sattlement information to be signed.

S110, disbursement and sattlement information to be signed is supplied to telephone security unit, to utilize it by telephone security unit The disbursement and sattlement information that the private key of storage treats signing is digitally signed processing.

In an optional example, the private key that the telephone security unit of the application is stored can be that block chain account is private Key, the block chain account private key are properly termed as the block chain account private key of intelligent mobile phone.The block chain account private key can be with The specially block chain account private key etc. of intelligent mobile phone owning user.The block chain account private key and public key of user together may be used To characterize the block chain account of user.Block chain account private key can not usually be read out from telephone security unit, generally also not It can be replicated.The block chain account of user can with the Bank Account Number of user or user Third-party payment platform account Deng associated, in this way, in the block chain account progress disbursement and sattlement using user, the Bank Account Number for user can be triggered Or user is in the operation of deducting fees of the account of Third-party payment platform etc..Certainly, expense is being carried out using the block chain account of user With clearing when, can not trigger user Bank Account Number or user the account of Third-party payment platform etc. operation of deducting fees, But for user block chain account execution deduct fees operation and it is feasible.The block chain account of user in the application Number it is referred to as block chain intelligence account book account of user etc..Optionally, the block chain account of user can be other clearing Sub-block chain account under the main block chain account of side, and can be stored with token in the block chain account of user.

First optional example in above-mentioned S100 is connected, what intelligent mobile phone can be generated directly closes the account Bill is supplied to telephone security unit, to treat the knot of signing using the block chain account private key of its storage by telephone security unit Calculation expense bill is digitally signed processing.

Connect second in above-mentioned S100 or the optional example of third, intelligent mobile phone can will be received Bill confirm in application through other clearing side's digital signature, treated that bill of closing the account is supplied to telephone security unit, with Signature verification is carried out to bill of closing the account using the block chain account public key of other clearing sides by telephone security unit, is being signed After being verified, telephone security unit is digitally signed the bill of closing the account using the block chain account private key of its storage Processing.Certainly, above-mentioned signature verification process operation can also by intelligent mobile phone other than telephone security unit Other component execute.

In addition, the bill of closing the account after signature verification passes through can be shown to user by intelligent mobile phone, with by with The content in bill of closing the account is checked at family, after user's verification content is errorless, then by the electricity in intelligent mobile phone Words safe unit is digitally signed processing.

In an optional example, telephone security unit treats the clearing of signing using the block chain account private key of its storage The concrete mode that expense bill is digitally signed processing is：Telephone security unit obtains the abstract letter for bill of closing the account Breath, and corresponding calculation processing is carried out to the summary info using the block chain account private key of its storage, to form the clearing The digital signature information of expense bill.In addition, telephone security unit can utilize symmetric key to close the account bill and/or Its digital signature information generated is encrypted.Telephone security unit, which can obtain, utilizes the encrypted knot of symmetric key The summary info of calculation expense bill, to form digital signature information.In addition, telephone security unit can be directed to bill of closing the account Summary info is obtained together with other information (other information in such as message), to form digital signature information.The application is unlimited The bill of closing the account that telephone security unit processed treats signing using block chain account private key is digitally signed the specific of processing Realization method.

In an optional example, telephone security unit is using the block chain account public key of other clearing sides to closing the account Bill carry out signature verification a specific implementation be：Telephone security unit is public using the block chain account of other clearing sides The digital signature information of other clearing sides is decrypted in key, to obtain the summary info that other clearing sides generate, so Afterwards, telephone security unit is based on bill generation summary info of closing the account, and the summary info generated and other clearing sides The summary info of generation is compared, if the two is consistent, this signature verification passes through, otherwise, signature verification failure.Separately Outside, it is to generate abstract letter together with other information (other information in such as message) for bill is closed the account in other clearing sides In the case of breath, telephone security unit should also be directed to and close the account bill and other information (other information in such as message) together Generate summary info.Close the account bill be encryption after close the account bill in the case of, telephone security unit can Bill of closing the account is decrypted with the symmetric key using its storage, to obtain bill of closing the account.This Shen The specific implementation that telephone security unit carries out signature verification process is not limited please.In addition, if bill confirms in application Digital signature information is the digital signature information after encryption, then telephone security unit can be directed to first with symmetric key After the digital signature information is decrypted, the block chain account public key of other clearing sides is recycled to be decrypted, to obtain The summary info that other clearing sides generate is obtained, telephone security unit utilizes the decryption processing operation and reality of symmetric key execution Setting in is related, and the application is not limited.

In an optional example, the above-mentioned key for encrypting and decrypting processing can be intelligent mobile phone and other The key that clearing side obtains through consultation.

Obtaining a specific example of key through consultation can be：Telephone security unit in intelligent mobile phone generates Key, telephone security unit are encrypted the key using the block chain account public key of other clearing sides, intelligent mobile Key after the encryption that phone exports telephone security unit passes through near-field communication mode or wireless communication networks mode Other clearing sides are transferred to, for example, intelligent mobile phone negotiates request using encrypted key production key, and pass through near field Communication modes or wireless communication networks mode are transferred to other clearing sides, and other clearing sides are receiving key negotiation request Afterwards, (the safety of such as other clearing sides is decrypted to the key in key negotiation request using its block chain account private key Unit is decrypted the key in key negotiation request using the block chain account private key of its storage), to other knots Calculation side obtains key, and stores the key, in addition, other clearing sides can also be in a manner of near-field communication or wireless communication networks Mode sends key agreement to intelligent mobile phone and confirms, the information during which confirms can be other clearing Fang Li Information after being encrypted with key.

Obtaining another specific example of key through consultation can be：Intelligent mobile phone by near-field communication mode or Person's wireless communication networks mode receives the key after the encryption that other clearing side's transmission come, for example, other clearing sides generate Key, and key is encrypted using the block chain account public key of intelligent mobile phone, later, after encryption Key formed key negotiation request, other clearing sides are by near-field communication mode or wireless communication networks mode, to intelligence Mobile phone sends key negotiation request；Intelligent mobile phone will be close after the encryption in the key negotiation request received Key is supplied to telephone security unit, and the block chain account private key pair of the intelligent mobile phone of its storage is utilized by telephone security unit Key after encryption is decrypted, and to which intelligent mobile phone obtains key, this is locally stored in telephone security unit Key, intelligent mobile phone can negotiate to confirm that the information during the key agreement confirms can be with to other clearing side's " return " key"s It is the information after telephone security unit is encrypted using key.

The application does not limit to be made intelligent mobile phone and other clearing sides obtain and stores key by key agreement mode Specific implementation.Optionally, the key that both sides negotiate can be transferred to block chain network side by a wherein side.

S120, the digital signature for exporting telephone security unit treated disbursement and sattlement information, with wireless communication mode Transmission, so that each clearing side and block chain network side obtain the disbursement and sattlement information through all clearing side's digital signature.

In an optional example, each clearing side in the application typically refers to a side (such as other clearing collected the charges Side) and paying a side (i.e. intelligent mobile phone).Digital signature treated the expense of telephone security unit output Settlement information is properly termed as the disbursement and sattlement information with digital signature information.

It actively initiates by intelligent mobile phone to close the account that (such as intelligent mobile phone receives input by user in user Disbursement and sattlement indicates) in the case of, digital signature treated clearing fee that the application can be exported according to telephone security unit Clearing application is generated with bill, and the clearing application is transmitted to block chain network side in a manner of wireless communication networks.Block link network Network side after receiving the clearing application from intelligent mobile phone, can utilize the clearing application in close the account bill with Other clearing sides carry out bill confirmation processing, for example, the lateral other clearing sides of block chain network send and carry account of closing the account The bill of the digital signature information of list and intelligent mobile phone confirms that application, other clearing sides are receiving bill confirmation application Afterwards, confirm that the bill of closing the account in application carries out signature and tests using the block chain account public key statement of intelligent mobile phone Card, and after signature verification passes through, number is carried out to bill of closing the account using the block chain account private key of its other clearing side Signature processing, and the bill confirmation sound for carrying the bill of closing the account through both sides' digital signature is returned to block chain network side It answers.Block chain network side can utilize the block chain account public key of other clearing sides to it after receiving bill and confirming response In bill of closing the account carry out signature verification, and in the case where signature verification passes through, block chain network side executes corresponding It deducts fees operation, for example, the token etc. of respective numbers is deducted in block chain network side from the block chain account of the user；For another example Laterally Bank Account Number associated with the block chain account of user or Third-party payment account send application of deducting fees to block chain network Deng.In addition, block chain network side is after successful execution deducts fees operation, it can be to intelligent mobile phone and other clearing sides Notice is successfully settled accounts in equal transmissions.

It actively initiates to close the account in other clearing sides, and intelligent mobile phone receives the account from block chain network side It is single confirm application in the case of, treated closes the account account for digital signature that the application can be exported according to telephone security unit Simple form confirms at bill to be responded, and is sent the bill to block chain network side in a manner of wireless communication networks and confirmed response.Block Chain network side can utilize the block chain of intelligent mobile phone after receiving the bill from intelligent mobile phone and confirming response Account public key carries out signature verification to bill therein of closing the account, and in the case where signature verification passes through, block chain network Side executes operation of deducting fees accordingly, for example, the generation of respective numbers is deducted in block chain network side from the block chain account of the user Coin etc.；For another example block chain network laterally Bank Account Number associated with the block chain account of user or Third-party payment account Transmission deduct fees application etc..In addition, block chain network side is after successful execution deducts fees operation, can to intelligent mobile phone and Other clearing sides send successfully clearing notice.

It actively initiates to close the account in other clearing sides, and intelligent mobile phone receives the bill from other clearing sides In the case of confirming application, treated closes the account bill for digital signature that the application can be exported according to telephone security unit Form bill and confirm response, and in a manner of near-field communication or wireless communication networks mode to other clearing sides to send the bill true Recognize response.Other clearing sides can utilize intelligent mobile electricity after receiving the bill from intelligent mobile phone and confirming response The block chain account public key of words carries out signature verification to bill therein of closing the account, and in the case where signature verification passes through, Other clearing roots form clearing application according to the bill of closing the account handled through both sides' digital signature, and with wireless communication networks side Formula sends the clearing application to block chain network side.Block chain network side utilizes other clearing sides after receiving clearing application Block chain account public key or both sides block chain account public key to clearing apply in bill of closing the account carry out signature test Card, after signature verification passes through, block chain network side executes deducts fees operation accordingly, for example, block chain network side is from the user Block chain account in deduct respective numbers token；For another example block chain network is laterally related to the block chain account of user The Bank Account Number or Third-party payment account of connection send application etc. of deducting fees.It deducts fees operation in successful execution block chain network side Afterwards, successfully clearing notice can be sent to intelligent mobile phone and other clearing sides.

It should be strongly noted that above-mentioned clearing application, bill confirmation request and bill confirm that the information in response etc. can The information after encryption is thought, to ensure the safety of information transmission.Clearing application, bill confirmation request and bill, which confirm, rings Need encrypted content that can be determined according to practical application (as encrypted for bill itself of closing the account or for number in answering Signing messages is encrypted), the application is not restricted this.Encryption, decryption processing in intelligent mobile phone, digital signature Processing and signature verification process are usually executed by telephone security unit, and certainly, the application is also not excluded for encryption, at decryption The possibility that reason and signature verification process are executed by the other component in intelligent mobile phone.

It should be strongly noted that in the case where generating key by intelligent mobile phone, typically by intelligent mobile electricity Telephone security unit in words generates key, which generally can not be read out from telephone security unit.In addition, every time The key for negotiating to obtain usually differs.

In addition, needing the other-end node by its intelligent mobile phone into block chain network to transfer accounts in user In the case of processing, the intelligent mobile phone in the application, can be by transfer information (such as after receiving the instruction of transferring accounts of user Transfer amounts and the reception side of transferring accounts mark etc.) it is supplied to telephone security unit, the area of its storage is utilized by telephone security unit Block chain private key is digitally signed processing to the transfer information, and certainly, telephone security unit can also transfer accounts first with key pair Information is encrypted, and is digitally signed processing again later.The number label that the application can export telephone security unit Name treated transfer information, is transmitted with wireless communication mode to block chain network side, so that block chain network side is to receiving To transfer information carry out after signature verification passes through, executing operation of deducting fees accordingly.For example, block chain network side is from the user's The token etc. of respective numbers is deducted in block chain account；For another example block chain network is laterally related to the block chain account of user The Bank Account Number or Third-party payment account of connection send application etc. of deducting fees.

With reference to specific application scenarios, by taking attached drawing 2-4 as an example, to the base of the application realized by intelligent mobile phone It is illustrated in the method for wireless telecommunications auxiliary expenses clearing.

In the application scenarios of user's active promotion expenses clearing, a specific example such as Fig. 2 institutes of the present processes Show.

In Fig. 2, step 1, user intelligent mobile phone when in near-field communication effective range, with other clearing sides Information exchange is carried out using near-field communication mode, to which other clearing sides can get the telephone number of the intelligent mobile phone Etc. information, to identify the intelligent mobile phone.Intelligent mobile phone can also identify other clearing according to information exchange Side.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally execute before step 1 At.In addition, other clearing sides during being mutually distinguishable, can also get block chain account public key and the user of the user The information such as bank account information.

Step 2, intelligent mobile phone actively generate account of closing the account after receiving disbursement and sattlement instruction input by user It is single, and the bill that will close the account is supplied to telephone security unit, it is private using the block chain account of its storage by telephone security unit Key is digitally signed processing to bill of closing the account, at the digital signature that intelligent mobile phone is exported according to telephone security unit Bill of closing the account after reason generates clearing application, and in a manner of wireless communication networks, the knot is sent to block chain network side Calculate application.Include close the account bill itself and the digital signature information of intelligent mobile phone in the clearing application.

Step 3, block chain network side can utilize after receiving the clearing application from intelligent mobile phone and be based on being somebody's turn to do Bill of closing the account during the block chain account public key of user applies for clearing carries out signature verification, after signature verification passes through, Block chain network side in a manner of wireless communication networks, with other clearing sides carry out information exchange, with to this close the account bill into Row confirms.

Specifically, block chain network side confirms application in a manner of wireless communication networks, to other clearing sides transmission bill. The bill confirms in application to include that treated closes the account bill for the digital signature of telephone security unit output.Other clearing Side is confirmed after receiving the bill from block chain network side and confirming application using the block chain account public key statement of user Bill of closing the account in application carries out signature verification, and after signature verification passes through, other clearing sides can utilize its block chain Account private key is digitally signed processing (being executed by the safe unit of other clearing sides) to bill of closing the account, and with nothing The mode of line communication network sends bill to block chain network side and confirms response.The bill confirms that in response include through both sides The bill of closing the account being digitally signed.

The block chain account public key and private key of other clearing sides in the application can symbolize the block of other clearing sides Chain account.

Block chain network side can utilize other clearing sides after receiving the bill from other clearing sides and confirming response Block chain account public key statement confirm response in close the account bill carry out signature verification, and signature verification success Afterwards, operation of deducting fees accordingly is executed.For example, in the generation of respective numbers, is deducted in block chain network side from the block chain account of the user Coin etc.；For another example block chain network laterally Bank Account Number associated with the block chain account of user or Third-party payment account Transmission deduct fees application etc..

Step 4, block chain network side, can be to intelligent mobile phones and other after successful execution deducts fees operation Notice is successfully settled accounts in the transmissions such as clearing side.

In the application scenarios of other clearing side's active promotion expenses clearing, a specific example of the present processes is such as Shown in Fig. 3.

In Fig. 3, step 1, user intelligent mobile phone when in near-field communication effective range, with other clearing sides Information exchange is carried out using near-field communication mode, to which other clearing sides can get the telephone number of the intelligent mobile phone Etc. information, to identify the intelligent mobile phone.Intelligent mobile phone can also identify other clearing according to information exchange Side.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally execute before step 1 At.In addition, other clearing sides during being mutually distinguishable, can also get block chain account public key and the user of the user The information such as bank account information.

Step 2, other clearing sides can generate knot after obtaining above- mentioned information according to the clearing basic information of its storage Calculation expense bill.Other clearing sides can be digitally signed processing using its block chain account private key to bill of closing the account (such as by the safe unit of other clearing sides execute digital signature processing), other clearing roots according to digital signature treated settle accounts Expense bill generates clearing application, and in a manner of wireless communication networks, the clearing application is transmitted to block chain network side.The clearing Include that treated closes the account bill for digital signature in application.

Step 3, block chain network side can utilize after receiving the clearing application from other clearing sides based on this its Bill of closing the account during the block chain account public key of its clearing side applies for clearing carries out signature verification, passes through in signature verification Afterwards, block chain network side carries out information exchange, with to the account of closing the account in a manner of wireless communication networks with intelligent mobile phone Singly confirmed.

Specifically, block chain network side is after signature verification passes through, it is electric to intelligent mobile in a manner of wireless communication networks Words transmission bill confirms application.The bill confirms the bill of closing the account for including the digital signature through other clearing sides in application. Intelligent mobile phone utilizes the block chain account of other clearing sides after receiving the bill from block chain network side and confirming application Number public key statement confirms that the bill of closing the account in application carries out signature verification, after signature verification passes through, intelligent mobile electricity Words can utilize the block chain account private key statement of its storage to confirm that the bill of closing the account in application is digitally signed place Reason, and in a manner of wireless communication networks, send bill to block chain network side and confirm response.Bill confirms in response Bill of closing the account through both sides' digital signature.

Block chain network side can utilize intelligent sliding after it receives the confirmation response of the bill from intelligent mobile phone The block chain account public key of mobile phone, statement confirms that the bill of closing the account in response carries out signature verification, and is tested in signature After demonstrate,proving successfully, block chain network side executes operation of withholing accordingly.For example, block chain account of the block chain network side from the user The middle token etc. for deducting respective numbers；For another example lateral bank associated with the block chain account of the user account of block chain network Number or Third-party payment account transmission deduct fees application etc..

Step 4, block chain network side after successful execution deducts fees operation, can to corresponding intelligent mobile phone with And notice is successfully settled accounts in the transmissions such as other clearing sides.

In the application scenarios of other clearing side's active promotion expenses clearing, a specific example of the present processes is such as Shown in Fig. 4.

In Fig. 4, step 1, user intelligent mobile phone when in near-field communication effective range, with other clearing sides Information exchange is carried out using near-field communication mode, to which other clearing sides can get the telephone number of the intelligent mobile phone Etc. information, to identify the intelligent mobile phone.Intelligent mobile phone can also identify other clearing according to information exchange Side.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally execute before step 1 At.In addition, other clearing sides during being mutually distinguishable, can also get block chain account public key and the user of the user The information such as bank account information.

Step 2, other clearing sides can generate knot after obtaining above- mentioned information according to the clearing basic information of its storage Calculation expense bill.Other clearing sides can be digitally signed processing using its block chain account private key to bill of closing the account (digital signature processing is such as executed by the safe unit of other clearing sides).Other clearing sides are in a manner of near-field communication, with intelligent sliding Mobile phone carries out information exchange, to confirm to the bill of closing the account.

Specifically, other clearing sides can according to digital signature treated close the account bill generate bill confirm Shen Please, and in a manner of near-field communication, confirm application to intelligent mobile phone transmission bill.The bill confirms that in application include number Treated closes the account bill for signature.Intelligent mobile phone after receiving bill from other clearing sides and confirming application, Bill is confirmed that the bill of closing the account in application is supplied to telephone security unit, other clearing sides are utilized by telephone security unit Block chain account public key signature verification is carried out to bill of closing the account, and after signature verification passes through, telephone security unit profit Processing is digitally signed to bill of closing the account with the block chain account private key of its storage, intelligent mobile phone is with near-field communication Mode sends bill to other clearing sides and confirms response.The bill sent to other clearing sides confirms in response to include clearing fee With bill itself and the digital signature information of intelligent mobile phone.

Step 3, other clearing sides utilize the block chain account public key pair of intelligent mobile phone after receiving clearing application Bill of closing the account in clearing application carries out signature verification, after signature verification passes through, realizes disbursement and sattlement.

Apply in addition, other clearing sides can generate clearing according to the bill of closing the account through both sides' digital signature, and It is online down, and in a manner of wireless communication networks, the clearing application is transmitted to block chain network side.It is wrapped in clearing application Contain the bill of closing the account through both sides' digital signature.

Block chain network side utilizes the block of other clearing sides after it receives the clearing application from other clearing sides Bill of closing the account during the block chain account public key of chain account public key and intelligent mobile phone applies for clearing is signed Verification, and after signature verification passes through, execute operation of deducting fees accordingly.For example, block chain of the block chain network side from the user The token etc. of respective numbers is deducted in account；For another example the lateral silver associated with the block chain account of user of block chain network Row account or Third-party payment account send application etc. of deducting fees.

For the application before executing the above embodiment, intelligent mobile phone can also sign block chain with other clearing sides Contract, each clearing side can be based on the block chain contract and carry out disbursement and sattlement (as generated clearing fee based on the block chain contract With bill etc.).The detailed process that both sides sign block chain contract is as shown in Figure 5.

In Fig. 5, block chain contract to be signed step S500, is obtained.

In an optional example, the block chain contract to be signed in the application is mainly used for collecting the clearing of clearing side Expense.The block chain contract to be signed can be that intelligent mobile phone generates, and can also be that other clearing sides generate. Intelligent mobile phone receives in the case that the contract that external transmission comes starts notice, and contract can be started to the block in notice Chain contract is as block chain contract to be signed.

S510, block chain contract to be signed is supplied to telephone security unit, to be deposited using it by telephone security unit The block chain account private key of storage is digitally signed processing to the block chain contract to be signed.

In an optional example, the block chain contract to be signed of the application may include：The mark of intelligent mobile phone Know, the charging mode etc. of clearing target information, the mark of other clearing sides and clearing target, in addition, the block to be signed Chain contract can also include：The bank account information etc. of user.

In an optional example, the private key that the telephone security unit of the application is stored can be the block chain account of user Number private key.The block chain account private key and public key of user can characterize the block chain account of user together.The application does not limit electricity The disbursement and sattlement information that words safe unit treats signing using private key is digitally signed the specific implementation of processing.

S520, the digital signature for exporting telephone security unit treated block chain contract, are passed with wireless communication mode It is defeated, so that each block chain contract Fang Jun obtains the block chain contract through all block chains contract side digital signature.

In an optional example, the application can transmit the digital signature that telephone security unit exports to other clearing sides Treated block chain contract, can also transmitting the digital signature that telephone security unit exports to block chain network side, treated Block chain contract.To other clearing side's transport block chain contracts, the application can export telephone security unit Digital signature treated block chain contract, in a manner of near-field communication or wireless communication networks mode is transferred to other clearing Side, other clearing sides can sign to the block chain contract received using the block chain account public key of intelligent mobile phone Verification, and after signature verification passes through, if it is not digitally signed processing for the block chain contract, utilize its storage Block chain account private key processing is digitally signed to block chain contract, and the block chain handled through both sides' digital signature is closed About it is transferred to intelligent mobile phone and block chain network side.The case where transmitting the block chain contract to block chain network side Under, the application can be by digital signature that telephone security unit exports treated block chain contract, with wireless communication networks side Formula is transferred to block chain network side, and block chain network side can utilize the block chain account public key of intelligent mobile phone to receiving Block chain contract carry out signature verification, and after signature verification passes through, if the block chain contract without other clearing sides into The processing of row digital signature, then block chain network side can send the block chain contract to other clearing sides, to make the equal needle of both sides Processing is digitally signed to the block chain contract.If the block chain contract both sides' digital signature, block chain network Side stores the block chain contract.

The block chain contract handled through both sides' digital signature and bill of closing the account in the application can be arranged at In the block of respective block chain.

With reference to specific application scenarios, by taking attached drawing 6-8 as an example, intelligent mobile phone and predetermined charge to the application The process that system (i.e. other clearing sides) signs block chain contract illustrates.

It is initiated to sign block chain contract by other clearing sides, to realize detailed process such as Fig. 6 of block chain contract signing It is shown.

In Fig. 6, the intelligent mobile phone of user uses when in near-field communication effective range with subscription system Near-field communication mode carries out information exchange, to which subscription system can get the telephone number etc. of the intelligent mobile phone Information, to identify the intelligent mobile phone.Intelligent mobile phone can also identify predetermined charge system according to information exchange System.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally execute before step 1 At.In addition, subscription system during being mutually distinguishable, can also get the block chain account public key and use of the user The information such as the bank account information at family.

Step 2, subscription system can be directed to the telephone number and generate the conjunction of block chain after obtaining telephone number About.The block chain contract can be：Utilize its block chain account private key (as based on subscription system through subscription system The private key of block chain account) the block chain contract that is digitally signed that treated is (such as by the safe unit in subscription system Execute the digital signature processing operation).The block chain contract may include：The mark of intelligent mobile phone, subscription system Location, the charge information of subscription system and subscription system identify (the block chain account of such as subscription system Public key, the block chain account public key of subscription system and the title etc. of subscription system for another example, similarly hereinafter, no longer one at one stroke Example explanation) etc..In addition, the bank account information etc. of user can also be included in block chain contract.Subscription system is near field Communication modes start to lead to the block chain contract that intelligent mobile phone transmission includes digital signature treated block chain contract Know, the block chain contract start block chain contract itself in notice and/or digital signature information etc. can be by encryption at Content after reason.

Subscription system can also start timer, and carry out overtime judgement in real time, to which subscription system can be with Intelligent mobile phone cannot timely respond to the block chain contract start notice when, execute other processing operations, such as pass through short message Etc. modes send time-out notification etc. to intelligent mobile phone.

Step 3, intelligent mobile phone are opened by near-field communication, receiving the block chain contract from subscription system Begin after notice, the block chain contract in notice is supplied to telephone security unit, is utilized by telephone security unit and received based on predetermined The block chain account public key of charge system to the block chain contract carry out signature verification (in signature-verification process, can be according to adding The actual conditions of close processing, and corresponding decryption processes are added, similarly hereinafter, subsequently no longer illustrate), it is logical in signature verification Later, or signature verification by and user check the block chain treaty content it is errorless after, telephone security unit utilize its area Block chain account private key is digitally signed processing to the block chain contract of the digital signature information with subscription system, and deposits Store up this digital signature treated block chain contract (the block chain contract i.e. Jing Guo both sides' digital signature information)；Intelligent mobile Phone forms block chain contract using the block chain contract and starts to confirm, being sent to subscription system in a manner of near-field communication should Block chain contract starts to confirm.In this way, subscription system can utilize intelligence after receiving the block chain contract and starting confirmation The block chain account public key of energy mobile phone carries out signature verification to the block chain contract after decryption processing, passes through in signature verification Afterwards, subscription system stores the block chain contract Jing Guo both sides' digital signature information.

Optionally, subscription system can send block chain contract to intelligent mobile phone in a manner of short message etc. and successfully sign The notice ordered.

Block chain contract is initiated by subscription system and signs process, to realize the detailed process of block chain contract signing As shown in Figure 7.

In Fig. 7, step 1, user intelligent mobile phone when in near-field communication effective range, with predetermined charge be System carries out information exchange using near-field communication mode, to which subscription system can get the phone of the intelligent mobile phone The information such as number, to identify the intelligent mobile phone.Intelligent mobile phone can also identify predetermined according to information exchange Toll collection system.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally be before step 1 Execute completion.In addition, subscription system during being mutually distinguishable, can also get the block chain account public key of the user And the information such as bank account information of user.

Step 2, subscription system can be directed to the telephone number and generate the conjunction of block chain after obtaining telephone number About.The block chain contract can be：Utilize its block chain account private key (as based on subscription system through subscription system The private key of block chain account) the block chain contract that is digitally signed that treated is (such as by the safe unit in subscription system Execute the digital signature processing operation).The block chain contract may include：The telephone number of intelligent mobile phone, predetermined charge System location, the charge information of subscription system and subscription system mark etc..In addition, also may be used in block chain contract With the bank account information etc. including user.Subscription system is transmitted in a manner of wireless communication networks to block chain network side Include that the block chain contract of digital signature treated block chain contract starts to notify, which starts in notice Block chain contract itself and/or digital signature information etc. can be the content after encryption.

In addition, subscription system can also start timer, and carry out overtime judgement in real time, to subscription system Other processing operations can be executed in the case where block chain network side cannot timely respond to the block chain contract and start notice, Time-out notification is such as sent to intelligent mobile phone with short message mode.

Step 3, block chain network side receive the block from subscription system by wireless communication networks mode After chain contract starts notice, block chain contract can be started to notice in a manner of wireless communication networks, be transferred directly to intelligent sliding Mobile phone can also carry out signature verification first with the block chain account public key based on subscription system to block chain contract, After signature verification passes through, block chain network side again in a manner of wireless communication networks, by block chain contract start notification transmission to Intelligent mobile phone.

Step 4, intelligent mobile phone receive the block from block chain network side by wireless communication networks mode After chain contract starts notice, block chain contract is started into the block chain contract in notice and is supplied to telephone security unit, by phone Safe unit carries out signature verification, signature verification using the block chain account public key based on subscription system to block chain contract By rear, or signature verification by and user check block chain treaty content it is errorless after, telephone security unit utilizes its area Block chain account private key is digitally signed processing to the block chain contract of the digital signature information with subscription system, and deposits Store up this digital signature treated block chain contract (the block chain contract for carrying both sides' digital signature information).Telephone security Unit exports this digital signature treated block chain contract, and intelligent mobile phone can utilize the block chain contract to form area Block chain contract starts to confirm, sending the block chain contract to block chain network side in a manner of wireless communication networks starts to confirm.This Sample, block chain network side can utilize the block chain account of intelligent mobile phone after receiving block chain contract and starting confirmation Public key carries out signature verification to the block chain contract after decryption processing, and after signature verification passes through, storage should be with both sides' number The block chain contract of signing messages.

Step 5, block chain network side should also be sent contract to subscription system and started by wireless communication networks mode Confirm.

Subscription system utilizes the block chain account of intelligent mobile phone after receiving the block chain contract and starting confirmation Number public key carries out signature verification to the block chain contract after decryption processing, after signature verification passes through, subscription system storage This passes through the block chain contract of both sides' digital signature processing.

Step 6, block chain network side can send block chain contract to intelligent mobile phone with short message mode and successfully sign Notice.

Block chain contract is initiated by subscription system and signs process, to realize the detailed process of block chain contract signing As shown in Figure 8.

In Fig. 8, step 1, user intelligent mobile phone when in near-field communication effective range, with predetermined charge be System carries out information exchange using near-field communication mode, to which subscription system can get the phone of the intelligent mobile phone The information such as number, to identify the intelligent mobile phone.Intelligent mobile phone can also identify predetermined according to information exchange Toll collection system.The process of the information exchange can be encrypted by key.And cipher key agreement process would generally be before step 1 Execute completion.In addition, subscription system during being mutually distinguishable, can also get the block chain account public key of the user And the information such as bank account information of user.

Step 2, subscription system can be directed to the telephone number and generate the conjunction of block chain after obtaining telephone number About.The block chain contract can be：Utilize its block chain account private key (as based on subscription system through subscription system The private key of block chain account) the block chain contract that is digitally signed that treated is (such as by the safe unit in subscription system Execute the digital signature processing operation).The block chain contract may include：The telephone number of intelligent mobile phone, predetermined charge System location, the charge information of subscription system and subscription system mark etc..In addition, also may be used in block chain contract With the bank account information etc. including user.Subscription system in a manner of near-field communication, to intelligent mobile phone transmission include There is a digital signature treated the block chain contract of block chain contract to start to notify.

Step 3, intelligent mobile phone by near-field communication mode, are receiving the block chain conjunction from subscription system After about starting notice, the block chain contract in notice is supplied to telephone security unit, is utilized based on pre- by telephone security unit The block chain account public key for determining toll collection system carries out signature verification to block chain contract, after signature verification passes through, or is signing Name be verified and user check block chain treaty content it is errorless after, telephone security unit using its block chain account private key to area Block chain contract is digitally signed processing, and stores this digital signature treated that block chain contract (passes through both sides' number The block chain contract of signature processing)；Telephone security unit exports digital signature treated block chain contract, intelligent mobile phone The block chain contract can be utilized to form block chain contract to start to confirm, sending to subscription system in a manner of near-field communication should Block chain contract starts to confirm.

Step 4, subscription system can utilize intelligent mobile phone after receiving block chain contract and starting confirmation The block chain contract that block chain account public key starts contract in confirming carries out signature verification, after signature verification passes through, storage This passes through the block chain contract of both sides' digital signature processing.In addition, subscription system, which can utilize, passes through both sides' digital signature The block chain contract of information forms contract notice, in a manner of wireless communication networks, is transmitted to block chain network side.

Step 5, block chain network side are after receiving the contract notice from subscription system, using based on predetermined receipts The block chain account public key of charge system carries out signature verification to block chain contract, and after signature verification passes through, block chain network side is deposited Store up the block chain contract for passing through the processing of both sides' digital signature.In addition, block chain network side, in a manner of wireless communication networks, to Subscription system transmission network side confirms, so that subscription system learns block chain network side memory block chain contract.

Step 6, block chain network side can send block chain contract to intelligent mobile phone in a manner of short message etc. and successfully sign The notice ordered.

It should be strongly noted that the other clearing sides, intelligent mobile phone in above-mentioned Fig. 1-8 and block chain network side Performed part operation or whole, can form the block in respective block chain, and be recorded.The application can be according to reality Border business demand determines the operation for needing to be recorded by block.

Here is the one of the device settled accounts based on wireless telecommunications auxiliary expenses of the application realized by intelligent mobile phone A specific embodiment.

The embodiment of the present application is arranged by the device based on the clearing of wireless telecommunications auxiliary expenses that intelligent mobile phone is realized In intelligent mobile phone.The structure of the device of the embodiment of the present application is as shown in Figure 9.

In Fig. 9, the device of the embodiment of the present application includes mainly：Acquisition module 900, processing module 910 and transmission module 920.Optionally, which can also include：Key negotiation module 930 and contract sign module 940.Below to the application reality Each module included by the control device of example is applied to be described in detail respectively.

Acquisition module 900 is mainly used for identifying other clearing sides, and obtain between other clearing sides to be signed takes Use settlement information.Concrete operations performed by acquisition module 900 may refer to the above-mentioned description for the S100 in Fig. 1 and figure The description of correlation step in 2-4, this will not be repeated here.

Processing module 910 is mainly used for disbursement and sattlement information to be signed being supplied to telephone security unit, with by phone The disbursement and sattlement information that safe unit treats signing using the block chain account private key of its storage is digitally signed processing.Processing The concrete operations that module 910 executes may refer to retouching for correlation step in the above-mentioned description for the S110 in Fig. 1 and Fig. 2-4 It states, this will not be repeated here.

Transmission module 920 is mainly used for the digital signature for exporting telephone security unit treated disbursement and sattlement information, It is transmitted with wireless communication mode, so that each clearing side and block chain network side obtain the expense through all clearing side's digital signature With settlement information, wherein the disbursement and sattlement information through all clearing side's digital signature executes the behaviour that deducts fees for block chain network side Make.The concrete operations that transmission module 920 executes may refer to related in the above-mentioned description for the S120 in Fig. 1 and Fig. 2-4 The description of step, this will not be repeated here.

Key negotiation module 930 is mainly used for intelligent mobile phone and other clearing sides's (such as subscription system), leads to Near-field communication mode is crossed, the key being encrypted for the information to interaction between clearing side is negotiated.Key negotiation module 930 is logical Any one in acquisition module 900, processing module 910 and transmission module 920 can be supplied to by crossing the key for negotiating to obtain Or it is multiple.In cipher key agreement process, the block chain account public key of other side may be used to the close of generation in the side for generating key Key is encrypted, and is transferred to other side.The specific description as in above method embodiment, this will not be repeated here.

Contract signs module 940 and is used to obtain the block chain contract to be signed for collection of charges, by area to be signed Block chain contract is supplied to telephone security unit, to treat signing using the block chain account private key of its storage by telephone security unit Block chain contract be digitally signed processing, and treated that block chain closes for the digital signature that telephone security unit is exported About, it is transmitted with wireless communication mode, so that each block chain contract Fang Jun obtains the area through all block chains contract side digital signature Block chain contract.Contract signs the concrete operations that module 940 executes and may refer to phase in the above-mentioned description for Fig. 5 and Fig. 6-8 The description of step is closed, this will not be repeated here.

Here is that the application is provided with the dress settled accounts based on wireless telecommunications auxiliary expenses realized by intelligent mobile phone One specific embodiment of the intelligent mobile phone set.

The intelligent mobile phone (as shown in Figure 10) 1000 of the embodiment of the present application includes：Telephone security unit 1010 and by The device 1020 based on the clearing of wireless telecommunications auxiliary expenses that intelligent mobile phone is realized.The device 1020, which is mainly used for obtaining, to be waited for The disbursement and sattlement information of signing, and disbursement and sattlement information to be signed is supplied to telephone security unit 1010, to be pacified by phone The disbursement and sattlement information that full unit 1010 treats signing using the block chain account private key of its storage is digitally signed processing；It will Digital signature treated the disbursement and sattlement information that telephone security unit 1010 exports, is transmitted with wireless communication mode, so that respectively Clearing side and block chain network side obtain the disbursement and sattlement information through all clearing side's digital signature.Telephone security unit 1010 and the concrete structure of operation and device 1020 that specifically executes of device 1020 may refer to above method embodiment and Description in device embodiments, this will not be repeated here.

Provided herein algorithm and display not with the intrinsic phase of any certain computer, virtual system or miscellaneous equipment It closes.Various general-purpose systems can also be used together with teaching based on this.As described above, this kind of system is constructed to be wanted The structure asked is obvious.In addition, the application is not also directed to any certain programmed language.It should be understood that can utilize each Kind programming language realizes present context described here, and the description done above to language-specific is to disclose this The preferred forms of application.

In the instructions provided here, numerous specific details are set forth.It is to be appreciated, however, that the implementation of the application Example can be put into practice without these specific details.In some instances, well known method, structure is not been shown in detail And technology, so as not to obscure the understanding of this description.

Similarly, it should be understood that in order to simplify the disclosure and help to understand one or more of each application aspect, Above in the description of the exemplary embodiment of the application, each feature of the application is grouped together into single implementation sometimes In example, figure or descriptions thereof.However, the method for the disclosure should be construed to reflect following intention：It is i.e. required to protect Shield this application claims the more features of feature than being expressly recited in each claim.More precisely, such as this Shen As claims please reflect, all features less than single embodiment disclosed above are in terms of application.Cause This, it then follows thus claims of specific implementation mode are expressly incorporated in the specific implementation mode, wherein each claim Itself is all as the separate embodiments of the application.

Those skilled in the art, which are appreciated that, to carry out adaptively the module in the equipment in embodiment Change and they are arranged in the one or more equipment different from the embodiment.It can be the module or list in embodiment Member or component be combined into a module or unit or component, and can be divided into addition multiple submodule or subelement or Sub-component.Other than such feature and/or at least some of process or unit exclude each other, it may be used any Combination is disclosed to all features disclosed in this specification (including adjoint claim, abstract and attached drawing) and so to appoint Where all processes or unit of method or equipment are combined.Unless expressly stated otherwise, this specification (including adjoint power Profit requires, abstract and attached drawing) disclosed in each feature can be by providing the alternative features of identical, equivalent or similar purpose come generation It replaces.

In addition, it will be appreciated by those of skill in the art that although embodiment described herein includes institute in other embodiments Including certain features rather than other feature, but the combination of the feature of different embodiment means to be in scope of the present application Within and form different embodiments.For example, in following claims, embodiment claimed it is arbitrary One of mode can use in any combination.

The all parts embodiment of the application can be with hardware realization, or to run on one or more processors Software module realize, or realized with combination thereof.It will be understood by those of skill in the art that can use in practice Microprocessor or digital signal processor (DSP) are used for multioperation end remote control list to realize according to the embodiment of the present application Some or all functions in the system of operation object.The application is also implemented as executing method as described herein Some or all equipment or system program (such as computer program and computer program product).Such realization is originally The program of application can may be stored on the computer-readable medium, or can be with the form of one or more signal.In this way Signal can download and obtain from the website of internet, can also be provided on carrier signal, or in any other forms It provides.

It should be noted that above-described embodiment is to illustrate rather than to limit the application to the application, and Those skilled in the art can design alternative embodiment without departing from the scope of the appended claims.In claim In, any reference mark between bracket should not be configured to limitations on claims.Word "comprising" is not excluded for depositing In elements or steps etc. not listed in the claims.Word "a" or "an" before element does not exclude the presence of more A such element.The application can be by means of including the hardware of several different elements and by means of properly programmed calculating Machine is realized.If in the unit claim for listing dry systems, several in these systems can be by same Hardware branch embodies.The use of word first, second and third etc. does not indicate that any sequence.These words can be explained For title.

Claims

1. a kind of method based on the clearing of wireless telecommunications auxiliary expenses realized by intelligent mobile phone, which is characterized in that described Telephone security unit is provided in intelligent mobile phone, the method includes following step：

It identifies other clearing sides, and obtains the disbursement and sattlement information to be signed between other clearing sides；

The disbursement and sattlement information to be signed is supplied to telephone security unit, to utilize its storage by telephone security unit Private key is digitally signed processing to the disbursement and sattlement information to be signed, wherein the private key includes：Block chain account is private Key；

The digital signature that telephone security unit is exported treated disbursement and sattlement information, is transmitted with wireless communication mode, so that Each clearing side and block chain network side obtain the disbursement and sattlement information through all clearing side's digital signature；

Wherein, the disbursement and sattlement information through all clearing side's digital signature executes operation of deducting fees for block chain network side.

2. the method as described in claim 1, which is characterized in that the expense to be signed between the acquisition and other clearing sides Settlement information includes：

The bill of closing the account generated by intelligent mobile phone；Or

By other clearing sides generate and in a manner of near-field communication or wireless communication networks mode transmit Lai bill of closing the account； Or

Generated by other clearing sides and be transferred in a manner of wireless communication networks block chain network side, and by block chain network side with Wireless communication networks mode transmits the bill of closing the account come.

3. method as claimed in claim 2, which is characterized in that the expense to be signed between the acquisition and other clearing sides Settlement information includes：

In the case where receiving the generation disbursement and sattlement information instruction that user inputs to intelligent mobile phone, according to intelligent mobile The clearing basic information that phone is locally stored generates bill of closing the account.

4. method as claimed in claim 3, which is characterized in that after the digital signature processing for exporting telephone security unit Disbursement and sattlement information, transmitted with wireless communication mode, so that each clearing side and block chain network side are obtained through all knots The disbursement and sattlement information of calculation side's digital signature includes：

According to the digital signature of telephone security unit output, treated that bill of closing the account generates clearing application, and with channel radio News network mode transmits the clearing application to block chain network side, to apply according to the clearing via the block chain network lateral root Bill is sent to other clearing sides and confirms application, and the bill of closing the account in making the confirmations of other clearing side statements apply is into line number The processing of word signature；

The clearing notice that the transmission of block chain network side comes is received, and is obtained through all clearing number formulary word label from clearing notice The bill of closing the account of name.

5. method as claimed in claim 2, which is characterized in that the expense to be signed between the acquisition and other clearing sides Settlement information includes：

Block chain network lateral root is being received according to the bill of closing the account in the clearing application from other clearing sides, and is being sent Bill confirm application in the case of, confirm to obtain in application from the bill and close the account bill；

And it is described the disbursement and sattlement information to be signed is supplied to telephone security unit, with by telephone security unit utilize its The private key of storage is digitally signed processing to the disbursement and sattlement information to be signed：

By the bill of closing the account, it is supplied to telephone security unit, to utilize the area of other clearing sides by telephone security unit Block chain account public key carries out signature verification to the bill of closing the account, and after signature verification passes through, utilizes the private of its storage Key to signature verification by bill of closing the account be digitally signed processing.

6. method as claimed in claim 5, which is characterized in that after the digital signature processing for exporting telephone security unit Disbursement and sattlement information, transmitted with wireless communication mode, so that each clearing side and block chain network side are obtained through all knots The disbursement and sattlement information of calculation side's digital signature includes：

According to the digital signature of telephone security unit output, treated closes the account bill, to area in a manner of wireless communication networks Block chain network side transmits bill and confirms response, to be sent through all clearing sides via the lateral other clearing sides of the block chain network The bill of closing the account of digital signature.

7. method as claimed in claim 2, which is characterized in that the expense to be signed between the acquisition and other clearing sides Settlement information includes：

Close the account bill of other clearing sides based on its generation is being received, and the bill transmitted to intelligent mobile phone confirms In the case of application, is determined from the bill and obtain bill of closing the account in application；

8. the method for claim 7, which is characterized in that after the digital signature processing for exporting telephone security unit Disbursement and sattlement information, transmitted with wireless communication mode, so that each clearing side and block chain network side are obtained through all knots The disbursement and sattlement information of calculation side's digital signature includes：

According to the digital signature of telephone security unit output, treated closes the account bill, in a manner of near-field communication or wireless Communication network mode confirms response, so that other clearing sides are got through all clearing number formularies to other clearing sides transmission bill The bill of closing the account of word signature, and include through all clearing sides via other clearing direction block chain network side transmission The clearing application of the bill of closing the account of digital signature.

9. a kind of device based on the clearing of wireless telecommunications auxiliary expenses realized by intelligent mobile phone, which is characterized in that described Telephone security unit is provided in intelligent mobile phone, described device includes：

Acquisition module, for identification other clearing sides, and the disbursement and sattlement information to be signed between acquisition and other clearing sides；

Processing module, for the disbursement and sattlement information to be signed to be supplied to telephone security unit, with by telephone security list Member is digitally signed processing using the private key of its storage to the disbursement and sattlement information to be signed, wherein the private key packet It includes：Block chain account private key；

Transmission module, digital signature for exporting telephone security unit treated disbursement and sattlement information, with wireless telecommunications Mode is transmitted, so that each clearing side and block chain network side obtain the letter of the disbursement and sattlement through all clearing side's digital signature Breath；

10. a kind of intelligent mobile phone, which is characterized in that the intelligent mobile phone includes：

Telephone security unit；

And the device based on the clearing of wireless telecommunications auxiliary expenses realized by intelligent mobile phone described in claim 9；

The telephone security unit is used to be signed take to what described device provided using the block chain account private key of its storage It is digitally signed processing with settlement information.