CN108366009A - Method for pushing, device and the server of reminder message - Google Patents
Method for pushing, device and the server of reminder message Download PDFInfo
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- CN108366009A CN108366009A CN201710057395.2A CN201710057395A CN108366009A CN 108366009 A CN108366009 A CN 108366009A CN 201710057395 A CN201710057395 A CN 201710057395A CN 108366009 A CN108366009 A CN 108366009A
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- Prior art keywords
- message
- reminder message
- communication mode
- user
- account
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Classifications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/21—Monitoring or handling of messages
- H04L51/214—Monitoring or handling of messages using selective forwarding
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
- G06Q30/0185—Product, service or business identity fraud
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
- H04L51/56—Unified messaging, e.g. interactions between e-mail, instant messaging or converged IP messaging [CPM]
Abstract
The application provides a kind of method for pushing of reminder message, device and server, this method：When monitoring that user behavior corresponding with account occurs abnormal, reminder message is generated according to the user behavior；Based on the various dimensions reference information of account where the user behavior, the communication mode for pushing the reminder message is determined；The reminder message is pushed based on the communication mode.Different accounts can be made based on push mode of the various dimensions reference information of itself with different reminder messages in the technical solution of the application, the push mode of reminder message is set mutually to have more specific aim for a user, when user's difference in crowds is big, user's scene complexity when, it may be implemented in " thousand people, thousand face ", improve the diversification of push reminder message.
Description
Technical field
This application involves a kind of Internet technical field more particularly to method for pushing of reminder message, device and servers.
Background technology
In the prior art, it when monitoring that logon account of the user on the platforms such as shopping or payment occurs abnormal, puts down
Platform would generally push reminder message by modes such as short message, mail, instant messagings to user, so that user is obtained based on reminder message
Know the risk of account, and the precautionary measures are made to risk.
Since the prior art only takes one or more of above-mentioned alerting pattern to remind user, as user crowd
Difference is big, user's scene complexity when, above-mentioned alerting pattern is more single with respect to for user experience.
Invention content
The application provides a kind of new technical solution, can be sent and be reminded to different users by different communication modes
Message makes the push mode of reminder message mutually have more specific aim for a user.
To achieve the above object, it is as follows to provide technical solution by the application：
According to the first aspect of the application, it is proposed that a kind of method for pushing of reminder message, including：
When monitoring that user behavior corresponding with account occurs abnormal, reminder message is generated according to the user behavior；
Based on the various dimensions reference information of account where the user behavior, the communication mode for pushing the reminder message is determined；
The reminder message is pushed based on the communication mode.
According to the second aspect of the application, it is proposed that a kind of pusher of reminder message, including：
Message generation unit, for when monitoring that corresponding with account user behavior occurs abnormal, according to the user
Behavior generates reminder message；First determination unit is used for the various dimensions reference information based on account where the user behavior,
Determine the communication mode for pushing the reminder message that the message generation unit generates；Message push unit is used for base
The reminder message is pushed in the communication mode that first determination unit determines.
According to the third aspect of the application, it is proposed that a kind of server, the server include：
Processor；Memory for storing the processor-executable instruction；
Wherein, the processor, for when monitoring that corresponding with account user behavior occurs abnormal, according to the use
Family behavior generates reminder message；Based on the various dimensions reference information of account where the user behavior, determine described for pushing
The communication mode of reminder message；The reminder message is pushed based on the communication mode.
By above technical scheme as it can be seen that the application determines user based on the various dimensions reference information of account where user behavior
The communication mode for pushing reminder message can make different accounts have different promptings based on the various dimensions reference information of itself
The push mode of message makes the push mode of reminder message mutually have more specific aim for a user, when user's difference in crowds is big, uses
" thousand people, thousand face " when the scene complexity of family, may be implemented, improve the diversification of push reminder message；It will can carry at the first time
While awake message reaches user, avoid, due to pushing the reminder message by communication, reducing server and pushing
Resource cost when reminder message, and reduce user and check that time when different communication mode pushes the reminder message wastes.
Description of the drawings
Fig. 1 is the flow diagram of the method for pushing of the reminder message of an exemplary embodiment of the invention；
Fig. 2 is the flow diagram of the method for pushing of the reminder message of another exemplary embodiment of the present invention；
Fig. 3 is the flow diagram of the method for pushing of the reminder message of the another exemplary embodiment of the present invention；
Fig. 4 is the structural schematic diagram of the pusher of the reminder message of an exemplary embodiment of the invention；
Fig. 5 is the structural schematic diagram of the server of one example embodiment of the present invention.
Specific implementation mode
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary is implemented
Embodiment described in example does not represent all embodiments consistent with the application.On the contrary, they are only and such as institute
The example of consistent device and method of some aspects be described in detail in attached claims, the application.
It is the purpose only merely for description specific embodiment in term used in this application, is not intended to be limiting the application.
It is also intended to including majority in the application and "an" of singulative used in the attached claims, " described " and "the"
Form, unless context clearly shows that other meanings.It is also understood that term "and/or" used herein refers to and wraps
Containing one or more associated list items purposes, any or all may be combined.
It will be appreciated that though various information, but these information may be described using term first, second etc. in the application
It should not necessarily be limited by these terms.These terms are only used for same type of information being distinguished from each other out.For example, not departing from the application
In the case of range, the first information can also be referred to as the second information, and similarly, the second information can also be referred to as the first letter
Breath.Depending on context, word as used in this " if " can be construed to " ... when " or " when ... " or
" in response to determination ".
This application involves to basic definition：
User behavior：Indicate that login, transaction, payment, modification information or replacement that user is occurred based on place account log in
The behavioral datas such as equipment.The preference of user can be reflected by behavioral data.
Exception described herein is a concept for user's normal behaviour, can by with user's row
Determine whether for exception for corresponding behavioral data, for example, user in a short time (within an hour, can by user according to
Its own awareness of safety is arranged) transaction count be more than predetermined threshold value or transaction limit is more than predetermined threshold value, can be considered
It is primary abnormal.
For the application is further described, the following example is provided：
Fig. 1 is the flow diagram of the method for pushing of the reminder message of an exemplary embodiment of the invention；The present embodiment can
Using on the server, as shown in Figure 1, including the following steps：
Step 101, when monitoring that user behavior corresponding with account occurs abnormal, prompting is generated according to user behavior and is disappeared
Breath.
It is set beyond user for example, the transaction count in the account short time increases to a predetermined threshold value, the amount of payment
The situations such as highest amount, important sensitive information change (for example, change password), it is abnormal to indicate that user behavior occurs；It can be with
Monitor whether user behavior exception occurs using the hardware environment of electronic equipment by monitoring user, if for example, user passes through
The login status of handheld device is changed to the login status of personal computer, and user in set period of time (for example, nearly 3
A month) in be not through personal computer login, then it represents that user behavior occurs abnormal.
In one embodiment, the risk class of user behavior can be determined by the intensity of anomaly of user behavior, be based on wind
Dangerous grade generates reminder message, optionally, can by existing decision model according to the abnormal case of user behavior into sector-style
Dangerous ranking, different risk class is corresponding with different risk processing modes, and then generates with different messages content
Reminder message, in one embodiment, risk class may include multiple and different grades, such as：The first estate, the second grade level-one
The tertiary gradient, the first estate indicate that low-risk, the second grade indicate that moderate risk, the tertiary gradient indicate high risk, if
When the risk class of user behavior is the first estate, expression needs to carry out authentication danger, and the risk class of user behavior is the
When two grades, expression needs to reduce user right, and when the risk class of user behavior is the tertiary gradient, expression needs to freeze account
To stop any user behavior of the account, correspondingly, reminder message can correspond to respectively：The prompting that prompt carries out authentication disappears
The frozen reminder message of breath, the reminder message for reducing user right, account.
It in another embodiment, can be by establishing the mapping table between user behavior and reminder message, by right
Relation table is answered to determine the particular content of reminder message.
Step 102, the various dimensions reference information based on account where user behavior is determined for sending the logical of reminder message
Letter mode.
In one embodiment, it may be determined that include per dimension in the various dimensions reference information of account where user behavior
At least one security attribute；By corresponding attribute information at least one security attribute, determine for pushing reminder message
Communication mode.
In the present embodiment, as shown in table 1A, the information of three dimensions is contained in various dimensions reference information：First dimension,
Second dimension, third dimension.It may include multiple security attributes under each dimension, for example, the first dimension is contained about account
The number of abnormity prompt, the number of sensitive operation and freeze notice number.
Second dimension contains some essential informations of account, for example, the primary attribute of user is " young woman ", row
Be " shopping " for custom, risk partiality is " tolerable 3 times more than pay the online transaction that amount is 500 ".
Third dimension contains setting information of the account about reminder message, can be arranged by User Defined.For example, specified
Channel indicates the communication mode (for example, phone number, application program etc.) of the transmission reminder message of user setting, specifies message class
The type (for example, short message, voice etc.) of type reminder message, designated time period indicate send reminder message period (for example,
At night 8：00-10：00) the acceptable maximum transaction for, specifying amount user setting or amount of transferring accounts are (for example, maximum is transferred accounts
Amount is 500 RMB).By various dimensions reference information can Precise Representation user behavioural habits and Behavior preference.
Table 1A
It is more in order to more accurately indicate the corresponding user's custom of account and Behavior preference in an exemplary scenario
Dimension reference information may include multiple dimensions, such as shown in following table 1 B, and multiple dimensions that various dimensions reference information includes can
Think message dimension, user's dimension, setting dimension, the dimension etc. of equipment dimension and processed record, may include per dimension
At least one security attribute, each security attribute are corresponding with attribute information.
Table 1B
In above-mentioned table 1B, message dimension includes abnormity prompt, sensitive operation, freezes the safety such as to notify, customize message belong to
Property, user's dimension includes the security attributes such as primary attribute, behavioural habits, risk partiality, channel availabity, and setting dimension includes referring to
The security attributes such as routing, specified type of message, designated time period and assigned frequency, the dimension of processed record include reminding
Record, limit power record, freezes the security attributes such as record at verification record, and abnormity prompt, sensitive operation are freezed to notify and be customized
Message, which can correspond to, is or no attribute information, primary attribute can correspond to the essential information of user, and behavioural habits can correspond to
The preference information that account logs in is (for example, login time usually at night 8：00-10：00, the commodity preference for liking purchase is being made up
Product, etc.), risk partiality can correspond to hobby of the user for risk height, and channel availabity can correspond to what user frequently used
Communication mode or the communication mode, etc. not used.
In one embodiment, account where user behavior can correspond to a variety of different communication modes, and communication mode can wrap
It includes：Application program (App), Email, immediate communication tool, phone, short message etc..In one embodiment, various dimensions can be based on
Reference information determines a kind of communication mode from above-mentioned a variety of different communication modes, specifically how based on various dimensions reference letter
Breath determines a kind of communication mode from a variety of different communication modes, may refer to the description of following embodiment illustrated in fig. 3, herein
It is not described in detail first.
Step 103, it is based on communication mode and sends reminder message.
The determination from above-mentioned a variety of different communication modes is needed to be pushed away to user by application program for example, server determines
Reminder message is sent, then reminder message is pushed by application program.
In an exemplary scenario, payment application, server are logged in by smart mobile phone with account " ABC " with user
Monitor the user behavior after account " ABC " logs in, it, can be according to user behavior if it is abnormal to monitor that the user behavior of ABC occurs
Generate reminder message.If server is based on the various dimensions reference information of " ABC ", determine that user sends the communication party of the reminder message
Formula is application program and short message, and server can application program and the short message sending reminder message.
Seen from the above description, the embodiment of the present invention is determined based on the various dimensions reference information of account where user behavior and is used
Family pushes the communication mode of reminder message, and different accounts can be made to have different carry based on the various dimensions reference information of itself
The push mode for message of waking up makes the push mode of reminder message mutually have more specific aim for a user, when user's difference in crowds is big,
" thousand people, thousand face " when user's scene complexity, may be implemented, improve the diversification of push reminder message；Can at the first time by
While reminder message reaches user, avoid, due to pushing the reminder message by communication, reducing server and pushing away
Resource cost when reminder message is sent, and reduces user and checks that time when different communication mode pushes the reminder message wastes.
Fig. 2 is the flow diagram of the method for pushing of the reminder message of another exemplary embodiment of the present invention；The present embodiment
It on the basis of above-mentioned embodiment illustrated in fig. 1, is illustrated for how updating various dimensions reference information, as shown in Fig. 2, packet
Include following steps：
Step 201, the feedback message generated based on reminder message is received.
In one embodiment, feedback message can be generated by the terminal for receiving the reminder message, for example, reminder message is logical
Cross application program push, then terminal can by user based in application program confirmation operation or processing operation generate it is anti-
Message is presented, if reminder message is pushed by short message, terminal can generate feedback with content of the user based on answer short message and disappear
Breath.
In one embodiment, feedback message may include that user makes after viewing reminder message according to reminder message
Either the response data of the processing operation response data can be that user be managed account or security setting to confirmation operation
Data.
Step 202, parsing and the relevant response data of user behavior from feedback message.
Step 203, data update various dimensions reference information according to response.
In one embodiment, it may be determined that response data corresponding target dimension, Yi Ji in various dimensions reference information
Security attribute under target dimension updates the security attribute under the target dimension in various dimensions reference information based on response data
Attribute information, for example, reminder message be " amount of transferring accounts beyond setting amount, be confirmed whether it is risk behavior, if it is not, whether
Need to improve setting amount ", if user is based on the reminder message and really admits a fault risk behavior, and user needs raising setting volume
Degree, then feedback message be " it is non-, 10000 ", after server receives the feedback message, parse response data " non-" and
The corresponding attribute information of security attribute shown in table 1 " specified amount " is then updated to " 10000 " by " 10000 ", and by safety category
Property " abnormity prompt " corresponding attribute information is updated to " amount of transferring accounts is reminded when being more than 10000 ".
In the present embodiment, based on feedback message update various dimensions reference information, can make server pass through reminder message with
Feedback message forms closed loop, updates various dimensions reference information by response data, can improve various dimensions reference information to exception
The recognition accuracy of behavior promotes the protective efficacy of account.
Fig. 3 is the flow diagram of the method for pushing of the reminder message of the another exemplary embodiment of the present invention；The present embodiment
On the basis of above-mentioned embodiment illustrated in fig. 1, illustrated for how determining the communication mode for pushing reminder message,
As shown in figure 3, including the following steps：
Step 301, it if the communication mode for reminder message is two or more, determines in various dimensions reference information about stepping on
It records user's dimension of account and the attribute information about communication mode that dimension is included is set.
Step 302, according to the attribute information of communication mode, the priority of two or more communication mode is determined.
For example, in above-mentioned table 1, the security attribute under processed record dimension is " reminding record " corresponding attribute letter
Breath has recorded the phone number mutually bound with account in the prompting number or frequency of electric business platform, and security attribute is " verification note
The corresponding attribute information of record ", has recorded short-message verification usage record or the frequency, etc. that mobile phone receives, so as to base
The index value for the phone number mutually bound with the account is calculated by way of weighting in above-mentioned security attribute, similarly,
For communication modes such as short message, Emails, corresponding index value can also be equally calculated, is based on each index number
The size of value can determine the priority of more than two communication modes.
Step 303, the communication mode of highest priority in more than two communication modes is determined according to priority.
Step 304, determine whether the communication mode transmission based on highest priority puies forward message reachable, if most based on priority
High communication mode, which is sent, reminds reachable, the execution step 305 that disappears, if the communication mode based on highest priority sends reminder message
It is unreachable, execute step 306.
Step 305, the communication mode based on highest priority sends reminder message, and flow terminates.
Step 306, if the communication mode transmission reminder message based on highest priority is unreachable, more than two communications are determined
The priority of communication mode in mode other than the communication mode of highest priority.
Step 307, the communication based on highest priority in the communication mode other than the communication mode of highest priority
Mode pushes reminder message, and flow terminates.
For example, the communication mode for reminder message includes：Application program, short message, phone, if based on being closed in setting dimension
It is in the security attribute dedicated tunnel of communication mode：Short message and phone, the effective communication mode that behavioural habits count are to answer
With program, it is determined that the priority of communication mode is：Application program, short message, phone are not logged in the feelings of application program in account
Under shape, indicate that the communication mode of application program is unreachable, i.e., user can not view reminder message in time, can determine at this time
The communication mode of highest priority in short message and phone, for example, short message, then to the corresponding phone number of user with the side of short message
Formula sends reminder message, and so on, until user can view reminder message, or the communication mode that traversal is whole.
In the present embodiment, mode pushes reminder message priority-based, it can be ensured that the communication mode of high priority is first
Push reminder message, if priority it is high communication mode it is unreachable, continue using the second priority communication mode push
Reminder message avoids repeatedly pushing reminder message.
Fig. 4 is the structural schematic diagram of the pusher of the reminder message of an exemplary embodiment of the invention；As shown in figure 4,
The pusher of the reminder message may include：Message generation unit 41, the first determination unit 42, message push unit 43.Its
In：
Message generation unit 41 disappears for when monitoring that user behavior occurs abnormal, being generated to remind according to user behavior
Breath；
First determination unit 42 is determined for the various dimensions reference information based on account where user behavior for pushing
The communication mode for the reminder message that message generation unit 41 generates；
Message push unit 43, the communication mode for being determined based on the first determination unit 42 push reminder message.
In one embodiment, the pusher of reminder message may also include：
Message reception units 44 disappear for receiving the feedback that the reminder message pushed based on message push unit 43 is generated
Breath；
Data resolution unit 45, for the parsing from the feedback message that message reception units 44 receive and user behavior phase
The response data of pass；
Updating unit 46, the response data for being parsed according to data resolution unit 45 update various dimensions reference information.
In one embodiment, the first determination unit 42 may include：
First determination subelement 421, per dimension in the various dimensions reference information for determining account where user behavior
Including at least one security attribute；
Second determination subelement 422, for right at least one security attribute by the determination of the first determination subelement 421
The attribute information answered determines the communication mode for pushing reminder message.
In one embodiment, the pusher of reminder message may also include：
Second determination unit 47, if the communication mode for sending reminder message for the first determination unit 42 to determine is
Two or more determines the priority of two or more communication mode；
Third determination unit 48, the priority for being determined according to the second determination unit 47 determine more than two communication modes
The communication mode of middle highest priority；
The communication mode push for the highest priority that message push unit 43 is used to determine based on third determination unit 48 carries
Awake message.
In one embodiment, the pusher of reminder message may also include：
4th determination unit 50 disappears if sending to remind for communication mode of the message push unit 43 based on highest priority
Cease the preferential of unreachable communication mode in determining two or more communication modes other than the communication mode of highest priority
Grade；
Message push unit 43 is used for based on priority in the communication mode other than the communication mode of highest priority
Highest communication mode pushes reminder message.
In one embodiment, the second determination unit 47 includes：
Third determination subelement 471, for determining user's dimension and setting dimension in various dimensions reference information about account
Spend the attribute information about communication mode for being included；
4th determination subelement 472, the attribute information of the communication mode for being determined according to third determination subelement 471,
Determine the priority of two or more communication mode.
In one embodiment, message generation unit 41 may include：
5th determination subelement 411, the risk class for determining user behavior corresponding account；
Generation unit 412, the risk class for being determined based on the 5th determination subelement 411 generate reminder message.
Corresponding to the method for pushing for the reminder message that above-mentioned Fig. 1-Fig. 3 any embodiments provide, the application also proposed Fig. 5
Shown in an exemplary embodiment according to the present invention server schematic configuration diagram.Referring to FIG. 5, in hardware view, it should
Server may include processor, internal bus, network interface, memory and nonvolatile memory, be also possible that it certainly
The required hardware of his business.Then processor is transported from being read in nonvolatile memory in corresponding computer program to memory
Row, realizes the pusher of the reminder message of above-mentioned embodiment illustrated in fig. 4 on logic level.Certainly, in addition to software realization side
Except formula, other realization methods, such as the mode etc. of logical device or software and hardware combining is not precluded in the application, that is,
It says that the executive agent of following process flow is not limited to each logic unit, can also be hardware or logical device.
It should be noted that system, device, module or unit that above-described embodiment illustrates, it specifically can be by calculating movement
Piece or entity are realized, or are realized by the product with certain function.It is a kind of typically to realize that equipment is computer, computer
Concrete form can be that personal computer, laptop computer, cellular phone, camera phone, smart phone, individual digital help
Reason, media player, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or
The combination of arbitrary several equipment in these equipment.
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to its of the application
Its embodiment.This application is intended to cover any variations, uses, or adaptations of the application, these modifications, purposes or
Person's adaptive change follows the general principle of the application and includes the undocumented common knowledge in the art of the application
Or conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the application are by following
Claim is pointed out.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
Including so that process, method, commodity or equipment including a series of elements include not only those elements, but also wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that wanted including described
There is also other identical elements in the process of element, method, commodity or equipment.
The foregoing is merely the preferred embodiments of the application, not limiting the application, all essences in the application
With within principle, any modification, equivalent substitution, improvement and etc. done should be included within the scope of the application protection god.
Claims (13)
1. a kind of method for pushing of reminder message, which is characterized in that the method includes：
When monitoring that user behavior corresponding with account occurs abnormal, reminder message is generated according to the user behavior；
Based on the various dimensions reference information of account where the user behavior, the communication party for pushing the reminder message is determined
Formula；
The reminder message is pushed based on the communication mode.
2. according to the method described in claim 1, it is characterized in that, the method further includes：
Receive the feedback message generated based on the reminder message；
Parsing and the relevant response data of the user behavior from the feedback message；
The various dimensions reference information is updated according to the response data.
3. according to the method described in claim 1, it is characterized in that, the various dimensions based on account where the user behavior
Reference information determines the communication mode for pushing the reminder message, including：
At least one security attribute for including per dimension in the various dimensions reference information of account where determining the user behavior；
By corresponding attribute information at least one security attribute, the communication party for pushing the reminder message is determined
Formula.
4. according to the method described in claim 3, it is characterized in that, the various dimensions reference information includes the first dimension, second
The security attribute that dimension and third dimension respectively contain；Wherein,
The security attribute that first dimension includes includes：Abnormity prompt, sensitive operation and freeze to notify, the attribute information
Correspond to the number of abnormity prompt, the number of sensitive operation and the number for freezing notice；
The security attribute that second dimension includes includes：Primary attribute, behavioural habits and risk partiality, the attribute information
Correspond to the essential information of user, the preference information that the account logs in and to the acceptable grade of risk；
The security attribute that the third dimension includes includes：Dedicated tunnel, specified type of message, designated time period and specified amount
Degree, the dedicated tunnel, specified type of message, designated time period and specified amount the corresponding attribute information of mode by
User Defined is arranged.
5. according to the method described in claim 1, it is characterized in that, the method further includes：
If the communication mode for sending the reminder message is two or more, the preferential of described two above communication modes is determined
Grade；
The communication mode of highest priority in described two above communication modes is determined according to the priority；
It is described to be based on pushing away awake message described in communication mode transmission, including：
Communication mode based on the highest priority pushes the reminder message.
6. according to the method described in claim 5, it is characterized in that, the method further includes：
If it is unreachable that the communication mode based on the highest priority sends the reminder message, described two above communications are determined
The priority of communication mode in mode other than the communication mode of highest priority；
Communication mode push based on highest priority in the communication mode other than the communication mode of highest priority
The reminder message.
7. according to the method described in claim 5, it is characterized in that, the described two above communication modes of the determination it is preferential
Grade, including：
Determine that user's dimension in the various dimensions reference information about the account and setting dimension included about communication
The attribute information of mode；
According to the attribute information of the communication mode, the priority of described two above communication modes is determined.
8. according to the method described in claim 1, it is characterized in that, described generate reminder message, packet according to the user behavior
It includes：
Determine the risk class of the user behavior corresponding account；
Reminder message is generated based on the risk class.
9. a kind of pusher of reminder message, which is characterized in that described device includes：
Message generation unit, for when monitoring that corresponding with account user behavior occurs abnormal, according to the user behavior
Generate reminder message；
First determination unit is determined for the various dimensions reference information based on account where the user behavior for pushing
State the communication mode of the reminder message of message generation unit generation；
Message push unit, the communication mode for being determined based on first determination unit push the reminder message.
10. device according to claim 9, which is characterized in that described device further includes：
Message reception units disappear for receiving the feedback that the reminder message pushed based on the message push unit is generated
Breath；
Data resolution unit, parsing and user's row in the feedback message for being received from the message reception units
For relevant response data；
Updating unit, the response data for being parsed according to the data resolution unit update the various dimensions with reference to letter
Breath.
11. device according to claim 9, which is characterized in that first determination unit includes：
First determination subelement, for including per dimension in the various dimensions reference information of account where determining the user behavior
At least one security attribute；
Second determination subelement, correspondence at least one security attribute for being determined by first determination subelement
Attribute information, determine communication mode for pushing the reminder message.
12. device according to claim 9, which is characterized in that described device further includes：
Second determination unit, if the communication party for sending the reminder message determined for first determination unit
Formula is two or more, determines the priority of described two above communication modes；
Third determination unit, the priority for being determined according to second determination unit determine described two above communications
The communication mode of highest priority in mode；
The communication mode of the message push unit, the highest priority for being determined based on the third determination unit is pushed away
Send the reminder message.
13. a kind of server, which is characterized in that the server includes：
Processor；Memory for storing the processor-executable instruction；
Wherein, the processor, for when monitoring that corresponding with account user behavior occurs abnormal, according to user's row
To generate reminder message；Based on the various dimensions reference information of account where the user behavior, determine for pushing the prompting
The communication mode of message；The reminder message is pushed based on the communication mode.
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| CN109769218A (en) * | 2018-12-26 | 2019-05-17 | 中国银联股份有限公司 | A kind of Notice Of Transactions method, apparatus, terminal device and medium |
| CN109885564A (en) * | 2019-02-12 | 2019-06-14 | 北京字节跳动网络技术有限公司 | Method and apparatus for sending information |
| CN110135794A (en) * | 2019-03-25 | 2019-08-16 | 阿里巴巴集团控股有限公司 | Intelligent checks based reminding method and device, electronic equipment and storage medium |
| CN110399925A (en) * | 2019-07-26 | 2019-11-01 | 腾讯科技（武汉）有限公司 | Risk Identification Method, device and the storage medium of account |
| CN111340499A (en) * | 2020-02-12 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Information prompting method, device, equipment and computer readable medium |
| CN111340508A (en) * | 2020-05-22 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Payment operation control method and system |
| CN111953765A (en) * | 2020-08-07 | 2020-11-17 | 中国工商银行股份有限公司 | Message pushing method and system |
| CN115941636A (en) * | 2023-03-13 | 2023-04-07 | 网思科技股份有限公司 | Preset money amount personalized informing method and device |
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| CN115941636A (en) * | 2023-03-13 | 2023-04-07 | 网思科技股份有限公司 | Preset money amount personalized informing method and device |
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