CN108173864A - A kind of Information Authentication mode method of adjustment and device and storage medium - Google Patents
A kind of Information Authentication mode method of adjustment and device and storage medium Download PDFInfo
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- CN108173864A CN108173864A CN201711486607.5A CN201711486607A CN108173864A CN 108173864 A CN108173864 A CN 108173864A CN 201711486607 A CN201711486607 A CN 201711486607A CN 108173864 A CN108173864 A CN 108173864A
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- Prior art keywords
- mode
- authentication
- described information
- information
- adjustment direction
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/20—Network architectures or network communication protocols for network security for managing network security; network security policies in general
- H04L63/205—Network architectures or network communication protocols for network security for managing network security; network security policies in general involving negotiation or determination of the one or more network security mechanisms to be used, e.g. by negotiation between the client and the server or between peers or by selection according to the capabilities of the entities involved
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
Abstract
The invention discloses a kind of Information Authentication mode method of adjustment, including：Obtain the corresponding business conversion ratio of the corresponding authentication failed rate of Information Authentication mode and/or Information Authentication mode；When the corresponding business conversion ratio of the acquired corresponding authentication failed rate of Information Authentication mode and/or Information Authentication mode, when meeting regularization condition, determine Information Authentication mode adjustment direction to be adjusted to lower security level authentication mode；Based on the adjustment direction of identified lower security grade, the safe class of Information Authentication mode is turned down.The invention also discloses a kind of Information Authentication mode adjusting apparatus and storage mediums.
Description
Technical field
The present invention relates to the communication technology, especially a kind of Information Authentication mode method of adjustment and device and storage medium.
Background technology
User in order to ensure the safety of user, avoids criminal from disliking when carrying out certain business (such as call charge services)
The terminal of meaning manipulation user, causes the damage to property of user, generally requires before business carries out, pass through various Information Authentication sides
Formula verifies the identity of user.
When the safe class of Information Authentication mode is higher, needs the operation that user completes often complex, occupy and use
Family a large amount of time, user experience are poor.
Invention content
In view of this, an embodiment of the present invention is intended to provide a kind of Information Authentication mode method of adjustment and device, storage medium,
It is of the existing technology when using safe class higher Information Authentication mode to solve, it be easy to cause operation failure rate
Height, the problem of influencing user experience.
In order to achieve the above objectives, the technical solution of the embodiment of the present invention is realized in：
An embodiment of the present invention provides a kind of Information Authentication mode method of adjustment, including：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business of described information verification mode
Conversion ratio when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down.
It is described when the acquired corresponding authentication failed rate of Information Authentication mode and/or described information are tested in said program
The corresponding business conversion ratio of card mode, when meeting regularization condition, it is to lower security to determine described information verification mode adjustment direction
Level authentication mode adjusts, including at least one：
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, determine
Described information verification mode adjustment direction is adjusts to lower security level authentication mode；
When the business conversion ratio is less than preset first conversion ratio threshold value, described information verification mode adjustment side is determined
To be adjusted to lower security level authentication mode.
In said program, the method further includes：
Judge whether the user behavior of influence service security；
If it is determined that there is the user behavior for influencing service security, then by the safety of the corresponding Information Authentication mode of the business
Grade is turned up.
In said program, the method further includes：
Target user currently affiliated Information Authentication mode and the corresponding authentication failed rate of the target user are obtained,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
As the target user, currently affiliated Information Authentication mode verifies grade higher than default, and the target user is corresponding
When authentication failed rate is higher than default second authentication failed rate threshold value, it is to lower security to determine described information verification mode adjustment direction
Level authentication mode adjusts.
In said program, the method further includes：
The sources of service request are obtained, based on the sources of the service request, perform at least one：
When the sources of the service request are the sources in default trust list, determine that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode；Alternatively,
When the sources of the service request exceed the sources in default trust list, determine that described information is tested
Card mode adjustment direction is to be adjusted to high safety grade verification mode.
The embodiment of the present invention additionally provides a kind of Information Authentication mode adjusting apparatus, including：
Data obtaining module, for obtaining the corresponding authentication failed rate of Information Authentication mode and/or described information authentication
The corresponding business conversion ratio of formula；
The adjustment direction judgment module, for work as the corresponding authentication failed rate of acquired Information Authentication mode and/or
Described information verification mode corresponding business conversion ratio when meeting regularization condition, determines described information verification mode adjustment direction
To be adjusted to lower security level authentication mode；
Execution module, for the adjustment direction based on identified lower security grade, by the peace of described information verification mode
Congruent grade is turned down.
In said program, the adjustment direction judgment module, for working as the corresponding authentication failed of described information verification mode
When rate is higher than preset first authentication failed rate threshold value, determine described information verification mode adjustment direction to be tested to lower security grade
Card mode adjusts；
In said program, the adjustment direction judgment module, for working as the business conversion ratio less than preset first turn
During rate threshold value, determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode.
In said program, the adjustment direction judgment module, for judging whether to influence user's row of service security
For；
The adjustment direction judgment module, when influencing the user behavior of service security for determining presence, by the business
The safe class of corresponding Information Authentication mode is turned up.
In said program,
Described information acquisition module, for obtaining target user currently affiliated Information Authentication mode and the target user couple
The authentication failed rate answered,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
The adjustment direction judgment module, for working as the target user, currently affiliated Information Authentication mode is tested higher than default
Grade is demonstrate,proved, when the corresponding authentication failed rate of the target user is higher than default second authentication failed rate threshold value, determines described information
Verification mode adjustment direction is adjusts to lower security level authentication mode.
In said program,
Described information acquisition module, for obtaining the sources of service request；
The adjustment direction judgment module, for judging the sources of the service request in default trust list
During sources, determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
The adjustment direction judgment module, for judging that the sources of the service request exceed in default trust list
Sources when, determine described information verification mode adjustment direction be to high safety grade verification mode adjust.
The embodiment of the present invention additionally provides a kind of Information Authentication mode adjusting apparatus, including：
Processor and the memory of computer program that can be run on a processor for storage,
Wherein, the processor operates for when running the computer program, execution to be following：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business of described information verification mode
Conversion ratio when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down；
It is described when the acquired corresponding authentication failed rate of Information Authentication mode and/or described information verification mode are corresponding
Business conversion ratio, when meeting regularization condition, it is to lower security level authentication mode to determine described information verification mode adjustment direction
Adjustment, including at least one：
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, determine
Described information verification mode adjustment direction is adjusts to lower security level authentication mode；
When the business conversion ratio is less than preset first conversion ratio threshold value, described information verification mode adjustment side is determined
To be adjusted to lower security level authentication mode.
The method further includes：
Judge whether the user behavior of influence service security；
If it is determined that there is the user behavior for influencing service security, then by the safety of the corresponding Information Authentication mode of the business
Grade is turned up.
The method further includes：
Target user currently affiliated Information Authentication mode and the corresponding authentication failed rate of the target user are obtained,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
As the target user, currently affiliated Information Authentication mode verifies grade higher than default, and the target user is corresponding
When authentication failed rate is higher than default second authentication failed rate threshold value, it is to lower security to determine described information verification mode adjustment direction
Level authentication mode adjusts.
The method further includes：
The sources of service request are obtained, based on the sources of the service request, perform at least one：
When the sources of the service request are the sources in default trust list, determine that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode；Alternatively,
When the sources of the service request exceed the sources in default trust list, determine that described information is tested
Card mode adjustment direction is to be adjusted to high safety grade verification mode.
The embodiment of the present invention additionally provides a kind of computer readable storage medium, is stored thereon with computer program, special
Sign is that the computer program is executed by processor：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business of described information verification mode
Conversion ratio when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down.
It is described when the acquired corresponding authentication failed rate of Information Authentication mode and/or described information verification mode are corresponding
Business conversion ratio, when meeting regularization condition, it is to lower security level authentication mode to determine described information verification mode adjustment direction
Adjustment, including at least one：
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, determine
Described information verification mode adjustment direction is adjusts to lower security level authentication mode；
When the business conversion ratio is less than preset first conversion ratio threshold value, described information verification mode adjustment side is determined
To be adjusted to lower security level authentication mode.
The method further includes：
Judge whether the user behavior of influence service security；
If it is determined that there is the user behavior for influencing service security, then by the safety of the corresponding Information Authentication mode of the business
Grade is turned up.
The method further includes：
Target user currently affiliated Information Authentication mode and the corresponding authentication failed rate of the target user are obtained,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
As the target user, currently affiliated Information Authentication mode verifies grade higher than default, and the target user is corresponding
When authentication failed rate is higher than default second authentication failed rate threshold value, it is to lower security to determine described information verification mode adjustment direction
Level authentication mode adjusts.
The method further includes：
The sources of service request are obtained, based on the sources of the service request, perform at least one：
When the sources of the service request are the sources in default trust list, determine that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode；Alternatively,
When the sources of the service request exceed the sources in default trust list, determine that described information is tested
Card mode adjustment direction is to be adjusted to high safety grade verification mode.
In the embodiment of the present invention, first, the corresponding authentication failed rate of Information Authentication mode and/or described information verification are obtained
The corresponding business conversion ratio of mode；When the acquired corresponding authentication failed rate of Information Authentication mode and/or described information are verified
The corresponding business conversion ratio of mode, when meeting regularization condition, it is to lower security etc. to determine described information verification mode adjustment direction
Level verification mode adjusts；Later, based on the adjustment direction of identified lower security grade, by the safety of described information verification mode
Grade is turned down.By the method for adjustment of this verification information mode, avoid since the safe class of Information Authentication mode is higher,
The problem of caused poor user experience.Meanwhile this mode does not need to limit use environment and hardware device, realize it is simple and
It is applied widely.
Description of the drawings
Fig. 1 is the Information Authentication schematic diagram of different safety class；
Fig. 2 is one optional flow diagram of Information Authentication mode method of adjustment provided in an embodiment of the present invention；
Fig. 3 is one optional composition schematic diagram of Information Authentication mode adjusting apparatus provided in an embodiment of the present invention；
Fig. 4 is one optional flow diagram of Information Authentication mode method of adjustment provided in an embodiment of the present invention；
Fig. 5 is one optional operation chart of Information Authentication mode method of adjustment provided in an embodiment of the present invention；
Fig. 6 is one optional operation chart of Information Authentication mode method of adjustment provided in an embodiment of the present invention；
Fig. 7 is one optional composition schematic diagram of Information Authentication mode adjusting apparatus provided in an embodiment of the present invention.
Specific embodiment
The characteristics of in order to more fully hereinafter understand the embodiment of the present invention and technology chapter, below in conjunction with the accompanying drawings to this hair
The realization of bright embodiment is described in detail, appended attached drawing purposes of discussion only for reference, is not used for limiting the present invention.
Before the present invention will be described in further detail, the noun involved in the embodiment of the present invention and term are said
Bright, noun and term involved in the embodiment of the present invention are suitable for following explanation.
The corresponding authentication failed rate of Information Authentication mode：During using current information verification mode, tested in information verification process
Demonstrate,prove the number of failure divided by checking request total degree；
For example, quantity divided by charge information the checking request sum of charge information authentication failed.
The corresponding business conversion ratio of Information Authentication mode：During using current information verification mode, business successfully completes number
Amount and the accounting of service initiation request number；
For example, user's charging success quantity initiates the accounting of accounting request number with user, user pays successfully number and initiates
The accounting of the sum of payment transaction.
Fig. 1 is the Information Authentication schematic diagram of different safety class, as shown in Figure 1, the information of different safety class is tested
Card mode, by safe class sorts and is followed successively by from low to high：
Exempt to confirm (key payment), slip figure test, click figure test, simple graph identifying code, short message verification code, short message+figure
Shape identifying code.
Fig. 2 be one optional flow diagram of Information Authentication mode method of adjustment provided in an embodiment of the present invention, such as Fig. 2
Shown, the optional flow of Information Authentication mode method of adjustment one provided in an embodiment of the present invention includes the following steps：
Step 201：Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding industry of described information verification mode
Business conversion ratio；
Step 202：Judge the acquired corresponding authentication failed rate of Information Authentication mode and/or described information verification mode
Corresponding business conversion ratio, if meet regularization condition, if so, performing step 203, otherwise, perform step 204；
In one embodiment of the invention, it is described when the acquired corresponding authentication failed rate of Information Authentication mode and/
Or the corresponding business conversion ratio of described information verification mode, when meeting regularization condition, determine described information verification mode adjustment side
To be adjusted to lower security level authentication mode, including：
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, determine
Described information verification mode adjustment direction is adjusts to lower security level authentication mode；
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, represent
It successfully passes that current Information Authentication mode is more difficult for user, needs that the Information Authentication of current safety grade is repeated
Mode influences the usage experience of user, therefore, current Information Authentication mode is adjusted to lower security level authentication mode, favorably
In the usage experience for promoting user.
In one embodiment of the invention, it is described when the acquired corresponding authentication failed rate of Information Authentication mode and/
Or the corresponding business conversion ratio of described information verification mode, when meeting regularization condition, determine described information verification mode adjustment side
To be adjusted to lower security level authentication mode, including：
When the business conversion ratio is less than preset first conversion ratio threshold value, described information verification mode adjustment side is determined
To be adjusted to lower security level authentication mode.
During user carries out business operation, if authentication failed rate is in normal level, further industry is judged
Business conversion ratio, if business conversion ratio is less than preset first conversion ratio threshold value, then show many user's initiating business requests
Afterwards, there are no starting to verify, business is just abandoned, this is not tested often caused by current authentication mode difficulty height, user
Caused by card.Therefore, Information Authentication mode can be adjusted to lower security level authentication mode.
Step 203：Determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Step 204：Keep existing Information Authentication mode；
Step 205：Based on the adjustment direction of identified lower security grade, by the safe class of described information verification mode
It turns down；
In one embodiment of the invention, the adjustment direction based on identified lower security grade, by the letter
The safe class of breath verification mode is turned down, including：
Based on the adjustment direction of identified lower security grade, current information verification mode is adjusted to adjacent lower security
The Information Authentication mode of grade；Alternatively,
Based on the adjustment direction of identified lower security grade, with preset adjusted value, to the tune of the lower security grade
Perfect square is to being adjusted current information verification mode；
Wherein, the preset adjusted value can be the integer value more than or equal to 2, by the adjustment mode, can will believe
Breath verification mode is reduced to minimum safe grade from highest safe class, and Information Authentication is run through convenient for user to realize, into
Row business operation.
In one embodiment of the invention, it can also determine whether there is the user behavior for influencing service security；
If it is determined that there is the user behavior for influencing service security, then by the safety of the corresponding Information Authentication mode of the business
Grade is turned up.
Specifically, Information Authentication mode safety coefficient can be obtained；
When described information verification mode safety coefficient is higher than safety coefficient threshold value,
It is to be adjusted to the verification mode of high safety grade to determine described information verification mode adjustment direction；
Based on the verification mode adjustment determined to high safety grade, described information verification mode is adjusted.
In one embodiment of the invention, action event and the condition in preset strategy library can be compared, such as
Fruit meets the condition in policy library, then is judged as that machine operates, triggers safe early warning.
Specifically, user's requests verification is shorter than the preset time in policy library to the time initiated between verifying, then have very much
It may be the behavior of machine；
For slide, if sliding trace is very smooth, it is also believed to machine operation；
In addition, if repeatedly sliding trace is identical, then it is also assumed that being machine operation
In this way, when judgement business is there are that during security risk, can be turned up security level, ensure service security the
One.
In one embodiment of the invention, target user currently affiliated Information Authentication mode and the mesh can also be obtained
The corresponding authentication failed rate of user is marked,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
As the target user, currently affiliated Information Authentication mode verifies grade higher than default, and the target user is corresponding
When authentication failed rate is higher than default second authentication failed rate threshold value, it is to lower security to determine described information verification mode adjustment direction
Level authentication mode adjusts.
Further, when currently affiliated Information Authentication mode is higher than default verification grade by the target user, the mesh
The authentication failed rate of user is marked less than the second authentication failed rate threshold value, determines that described information verification mode adjustment direction is temporary
Stop adjusting；
When currently affiliated Information Authentication mode is less than default verification grade by the target user, the target user's tests
It demonstrate,proves mortality and is higher than default third authentication failed rate threshold value, send a warning message.
In this way, when target user uses different Information Authentication modes, it is contemplated that different user is accustomed to
The safety verification mode used is different, therefore authentication failed rate also can be different under different verification modes for different user, then
Mortality of each user when using different safety verification modes can be counted respectively, different safety is being used to test according to each user
Mortality during card mode provides different safety verification modes for different users.The currently used information of target user
When verification mode safe class is excessively high, the corresponding authentication failed rate of target user can be caused to be higher than default second authentication failed rate threshold
Value, illustrates that the verification mode of current safety grade is not appropriate for active user, and therefore, it is necessary to reduce letter used in active user
Verification mode is ceased, on the contrary, if the authentication failed rate of the target user is less than the second authentication failed rate threshold value, explanation
Target user is suitable using the Information Authentication mode of current safety grade, can suspend adjustment；And it is used when the target
When currently affiliated Information Authentication mode is less than default verification grade at family, the authentication failed rate of the target user is higher than default third
Authentication failed rate threshold value, illustrates to be likely to occur abnormal operation, needs to send a warning message, and further, can also suspend
The business that target user is carried out, to be further ensured that the business operation of user safety.
In one embodiment of the invention, the sources of service request can also be obtained, based on the service request
Sources, perform at least one：
When the sources of the service request are the sources in default trust list, determine that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode；Alternatively,
When the sources of the service request exceed the sources in default trust list, determine that described information is tested
Card mode adjustment direction is to be adjusted to high safety grade verification mode.
In one embodiment of the invention, the sources of service request and coming for the service request can also be obtained
The corresponding authentication failed rate of source channel, when the corresponding authentication failed rate of the sources of the service request is higher than the preset 4th
During authentication failed rate threshold value, determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode.Pass through
This mode so that the Information Authentication mode corresponding to the service request of separate sources channel is mutually fitted with the sources of itself
Should, but also different service request sources obtain and itself corresponding Information Authentication mode.
Fig. 3 be one optional composition schematic diagram of Information Authentication mode adjusting apparatus provided in an embodiment of the present invention, such as Fig. 3
Shown, the optional composition of Information Authentication mode adjusting apparatus one provided in an embodiment of the present invention includes：
Data obtaining module 301, for obtaining the corresponding authentication failed rate of Information Authentication mode and/or described information verification
The corresponding business conversion ratio of mode；
The adjustment direction judgment module 302, for work as the corresponding authentication failed rate of acquired Information Authentication mode and/
Or the corresponding business conversion ratio of described information verification mode, when meeting regularization condition, determine described information verification mode adjustment side
To be adjusted to lower security level authentication mode；
Execution module 303, for the adjustment direction based on identified lower security grade, by described information verification mode
Safe class is turned down.
In one embodiment of the invention, the adjustment direction judgment module 302, for working as described information verification mode
When corresponding authentication failed rate is higher than preset first authentication failed rate threshold value, determine that described information verification mode adjustment direction is
It is adjusted to lower security level authentication mode；
In one embodiment of the invention, the adjustment direction judgment module 302 is low for working as the business conversion ratio
When preset first conversion ratio threshold value, it is to lower security level authentication mode tune to determine described information verification mode adjustment direction
It is whole.
In one embodiment of the invention, the execution module 303, for the tune based on identified lower security grade
Perfect square to, the safe class of described information verification mode is turned down, including：
Based on the adjustment direction of identified lower security grade, current information verification mode is adjusted to adjacent lower security
The Information Authentication mode of grade；Alternatively,
Based on the adjustment direction of identified lower security grade, with preset adjusted value, to the tune of the lower security grade
Perfect square is to being adjusted current information verification mode；
Wherein, the preset adjusted value can be the integer value more than or equal to 2, by the adjustment mode, can will believe
Breath verification mode is reduced to minimum safe grade from highest safe class, and Information Authentication is run through convenient for user to realize, into
Row business operation.
In one embodiment of the invention, the adjustment direction judgment module 302, for judging whether to influence industry
The user behavior for safety of being engaged in；
If it is determined that there is the user behavior for influencing service security,
The execution module 303, for the safe class of the corresponding Information Authentication mode of the business to be turned up.
Specifically, Information Authentication mode safety coefficient can be obtained by described information acquisition module 301；
Whether the adjustment direction judgment module 302 is used to judge described information verification mode safety coefficient higher than safety system
Number threshold value；
When described information verification mode safety coefficient is higher than safety coefficient threshold value, the adjustment direction judgment module 302,
For determining that described information verification mode adjustment direction is to be adjusted to the verification mode of high safety grade；
The execution module 303 is based on the verification mode adjustment determined to high safety grade, to described information authentication
Formula is adjusted.
In this way, when judgement business is there are that during security risk, can be turned up security level, ensure service security the
One.
In one embodiment of the invention, described information acquisition module 301, for obtaining the current affiliated letter of target user
Verification mode and the corresponding authentication failed rate of the target user are ceased,
The corresponding authentication failed rate of the target user, different Information Authentication sides are being used for characterizing the target user
Authentication failed statistical information during formula；
The adjustment direction judgment module 302, for working as the target user, currently affiliated Information Authentication mode is higher than in advance
If verification grade, when the corresponding authentication failed rate of the target user is higher than default second authentication failed rate threshold value, determine described
Information Authentication mode adjustment direction is adjusts to lower security level authentication mode.
Further, when currently affiliated Information Authentication mode is higher than default verification grade by the target user, the mesh
The authentication failed rate of user is marked less than the second authentication failed rate threshold value, the adjustment direction judgment module 302 determines described
Information Authentication mode adjustment direction is adjusted for pause；
When currently affiliated Information Authentication mode is less than default verification grade by the target user, the target user's tests
It demonstrate,proves mortality and is higher than default third authentication failed rate threshold value, the execution module 303 is sent a warning message.
In this way, when target user uses different Information Authentication modes, it is contemplated that different user is accustomed to
The safety verification mode used is different, therefore authentication failed rate also can be different under different verification modes for different user, then
Mortality of each user when using different safety verification modes can be counted respectively, different safety is being used to test according to each user
Mortality during card mode provides different safety verification modes for different users.The currently used information of target user
When verification mode safe class is excessively high, the corresponding authentication failed rate of target user can be caused to be higher than default second authentication failed rate threshold
Value, illustrates that the verification mode of current safety grade is not appropriate for active user, and therefore, it is necessary to reduce letter used in active user
Verification mode is ceased, on the contrary, if the authentication failed rate of the target user is less than the second authentication failed rate threshold value, explanation
Target user is suitable using the Information Authentication mode of current safety grade, can suspend adjustment；And it is used when the target
When currently affiliated Information Authentication mode is less than default verification grade at family, the authentication failed rate of the target user is higher than default third
Authentication failed rate threshold value, illustrates to be likely to occur abnormal operation, needs to send a warning message, and further, can also suspend
The business that target user is carried out, to be further ensured that the business operation of user safety.
In one embodiment of the invention, described information acquisition module 301, for obtaining the source canal of service request
Road；
The adjustment direction judgment module 302, for judging the sources of the service request to preset trust list
In sources when, determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
The adjustment direction judgment module 302, for judging that the sources of the service request trust row beyond default
During sources in table, it is to be adjusted to high safety grade verification mode to determine described information verification mode adjustment direction.
In one embodiment of the invention, described information acquisition module 301 can also obtain the source canal of service request
Road and the corresponding authentication failed rate of the sources of the service request, when the corresponding verification of the sources of the service request
When mortality is higher than preset 4th authentication failed rate threshold value, the adjustment direction judgment module 302 determines that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode.In this way so that the business of separate sources channel please
Corresponding Information Authentication mode is asked to be adapted with the sources of itself, but also different service request sources obtain
With itself corresponding Information Authentication mode.
Fig. 4 be one optional flow diagram of Information Authentication mode method of adjustment provided in an embodiment of the present invention, such as Fig. 4
Shown, the optional flow of Information Authentication mode method of adjustment one provided in an embodiment of the present invention includes the following steps：
Step 401：Assessment business whether there is security risk, if so, performing step 402, otherwise, perform step 403；
It in one embodiment of the invention, can be by judging whether to meet the condition for triggering safe early warning, such as
Fruit, which exists, then triggers safe early warning, and the safe class of verification mode is turned up, ensures service security.
When whether the business of assessment is safe, mainly by user behavior analysis come what is carried out, user behavior analysis is main
Be to user APP internal trigger events comprehensive analysis, analysis main points mainly include：
The action event of APP components is analyzed；
Action event and the condition in preset strategy library are compared, if meeting the condition in policy library, judged
It is operated for machine, triggers safe early warning.
In one embodiment of the invention, user asks to carry out Information Authentication to the time initiated between verifying than strategy
Preset time in library is short, then may determine that the operation is machine behavior；
In one embodiment of the invention, for slide, if sliding trace is very smooth, can sentence
The disconnected operation is machine behavior；
In one embodiment of the invention, if repeatedly sliding trace is identical, it may determine that the operation
It is machine behavior.
In one embodiment of the invention, backtracking analysis can be carried out to the customer incident before accounting request, judgement is
No is normal charging flow.
Specifically, analyze a series of behaviors before user's accounting request, for example, analyze that each operation expends when
The frequency that long and each operation occurs, is then compared with presetting the condition in solution bank, to determine whether being machine row
For, if some operation excessively frequently or perform some flow cost time it is too short, be considered as machine behavior.
In one embodiment of the invention, the trading volume sequential growth rate of daily same period can be counted
Analysis, if the trading volume sequential growth rate of same period daily, the excessively high triggering early warning of growth rate.
Step 402：The authentication failed rate of calculating business and business conversion ratio；
In one embodiment of the invention, it can be counted by obtaining business quantity performed and service initiation request number
The authentication failed rate of calculation business, by obtaining the quantity of charging safety verification failure and charging security authentication request sum, to count
The authentication failed rate of calculation business.
Specifically, in the progress of business, the state of every service order can all be preserved by database, for example,
For call charge service, after service request is initiated, service order is often generated, and the order of each completion can all correspond to
It preserves in the database.Therefore, the quantity performed of business, service initiation request quantity can be from for record traffic progresses
It is obtained in database.
Further, for authentication failed rate, when user terminal sends checking request to server, terminal will
It will verify that relevant information is back to end side, the number of checking request can be recorded at this time；And work as user terminal
When authentication failed or success, verification result can be recorded, then be just verified the number of failure in this way.
In order to ensure to adjust the timeliness of charging safety verification mode, can be calculated nearest according to certain frequency
Authentication failed rate and business conversion ratio in a period of time.For example primary frequency was calculated according to 10 minutes, calculate nearest 10 points
In clock, the authentication failed rate of business and business conversion ratio.
Step 403：Keep existing Information Authentication mode；
Step 404：According to authentication failed rate and business conversion ratio to determine whether needing to turn down the safety level of verification mode
Not, if so, performing step 405, otherwise, step 403 is performed；
Step 405：To lower security grade direction adjustment information verification mode.
In the present solution, in order to ensure service security, only in the case where determining without triggering safe early warning, just it can be into one
Step turns down verification rank according to authentication failed rate and business conversion ratio.
Specifically when rank is verified in adjustment, it can judge whether authentication failed rate is excessively high first, if authentication failed rate is higher than
Verification safe class is then reduced level-one by the authentication failed rate threshold value of setting；If authentication failed rate is without departing from the verification of setting
Mortality threshold value then further considers business conversion ratio, judges whether business conversion ratio is less than the business conversion ratio threshold value of setting,
If be less than, verification safe class is reduced into level-one.
Fig. 5 is one optional operation chart of Information Authentication mode method of adjustment provided in an embodiment of the present invention, due to
Different business has differences in operating process, it is thus possible to different types of business can be caused to be suitable for different authentications
Formula, for example, for telephone expenses pay business, since user is often in the state shut down when carrying out telephone expenses and paying, such as
Fruit uses short-message verification mode, then is likely to cause authentication failed rate excessively high.When that performs step 401 to 404, need
For the verification mode that different business customizings is adapted therewith, while safety is ensured, optimize user experience.
As shown in figure 5, first against current business, the corresponding Information Authentication mode of current business is obtained, is passed through later
To current business, the authentication failed rate of corresponding Information Authentication mode is analyzed, and to the corresponding industry of current information verification mode
Business conversion ratio is analyzed, and whether Information Authentication mode needs to adjust used by determining current business.
In practical application, certain APP charging verification mode is that simple graph is tested, and in some period, initiates accounting request number
It it is 10000, practical to confirm that simultaneously charging successfully only has 10 for charging, conversion ratio only has 0.01%, should according to security assessment result
The verification mode of the lower security grade of APP can be " clicking figure to test ", then be adjusted to charging verification mode by " simple graph is tested "
" clicking figure to test ".
Further, certain APP charging verification mode is that simple graph is tested, and in some period, accounting request quantity increases
Rate is excessively high, and authentication failed rate has also exceeded security evaluation early warning value, and system is automatically by charging verification mode by " simple graph
Test " it is adjusted to " short-message verification ".
Fig. 6 is one optional operation chart of Information Authentication mode method of adjustment provided in an embodiment of the present invention, is considered
The safety verification mode got used to different user is different, therefore different user authentication failed under different verification modes
Rate also can be different, then mortality of each user when using different safety verification modes can be counted respectively, according to each user
Mortality when using different safety verification modes provides different safety verification modes for different users, further carries
High user experience.
In the specific implementation, single user can be directed to, counts the authentication failed rate of the user and business conversion ratio, is such as schemed
Shown in 6, in one embodiment of the invention, when user uses the business of a certain APP for the first time, acquiescence is provided based on the APP
The verification mode that whole business conversion ratio determines, i.e., the business based on (such as in nearest 10 minutes) in nearest a period of time turn
The verification mode that rate and authentication failed rate determine.
Further, when user after a period of use, according to the user during this period of time use APP when, difference is tested
Mortality under card mode and the safe class determined according to the user behavior of the user, it is comprehensive to determine for the user's
Verification mode ensure that user experience, also ensure service security.
When calculating authentication failed rate and business conversion ratio of the user under the business, when can only determine nearest one section
Between the business conversion ratio of (such as in nearest one week) and authentication failed rate, if user was not enough to determine industry within the period
It is true then still to provide the business conversion ratio based on business entirety to the user for the related data for conversion ratio and the authentication failed rate of being engaged in
Fixed verification mode.
Fig. 7 be one optional composition schematic diagram of Information Authentication mode adjusting apparatus provided in an embodiment of the present invention, such as Fig. 7
It is shown, Information Authentication mode adjusting apparatus 700 can be carry include with the mobile phone of Information Authentication function, computer,
Digital broadcast terminal, information transceiving equipment, game console, tablet device, Medical Devices, body-building equipment, personal digital assistant
Deng.Information Authentication mode adjusting apparatus 700 shown in Fig. 7 includes：It is at least one processor 701, memory 702, at least one
Network interface 704 and user interface 703.Various components in Information Authentication mode adjusting apparatus 700 pass through 705 coupling of bus system
It is combined.It is understood that bus system 705 is used to implement the connection communication between these components.Bus system 705, which is removed, to be included
Except data/address bus, power bus, controlling bus and status signal bus in addition are further included.But for the sake of clear explanation, in Fig. 7
It is middle that various buses are all designated as bus system 705.
Wherein, user interface 703 can include display, keyboard, mouse, trace ball, click wheel, button, button, sense of touch
Plate or touch screen etc..
It is appreciated that memory 702 can be volatile memory or nonvolatile memory, may also comprise volatibility and
Both nonvolatile memories.Wherein, nonvolatile memory can be read-only memory (ROM, Read Only
Memory), programmable read only memory (PROM, Programmable Read-Only Memory), erasable programmable are read-only
Memory (EPROM, Erasable Programmable Read-Only Memory), electrically erasable programmable read-only memory
(EEPROM, Electrically Erasable Programmable Read-Only Memory), magnetic random access are deposited
Reservoir (FRAM, ferromagnetic random access memory), flash memory (Flash Memory), magnetic table
Face memory, CD or CD-ROM (CD-ROM, Compact Disc Read-Only Memory)；Magnetic surface storage can
To be magnetic disk storage or magnetic tape storage.Volatile memory can be random access memory (RAM, Random Access
Memory), it is used as External Cache.By exemplary but be not restricted explanation, the RAM of many forms can be used, such as
Static RAM (SRAM, Static Random Access Memory), synchronous static RAM
(SSRAM, Synchronous Static Random Access Memory), dynamic random access memory (DRAM,
Dynamic Random Access Memory), Synchronous Dynamic Random Access Memory (SDRAM, Synchronous
Dynamic Random Access Memory), double data speed synchronous dynamic RAM (DDRSDRAM,
Double Data Rate Synchronous Dynamic Random Access Memory), enhanced synchronous dynamic random
Access memory (ESDRAM, Enhanced Synchronous Dynamic Random Access Memory), synchronized links
Dynamic random access memory (SLDRAM, Sync Link Dynamic Random Access Memory), direct memory are total
Line random access memory (DRRAM, Direct Rambus Random Access Memory).The embodiment of the present invention describes
Memory 702 be intended to include the memories of these and any other suitable type.
Memory 702 in the embodiment of the present invention includes at the time of data text form for storing described in information and carrying
The operation of various types of data including the picture of time information to support adjusting apparatus 700 in a manner of Information Authentication.These numbers
According to example include：For any computer program operated in Information Authentication mode adjusting apparatus 700, such as operating system
7021 and application program 7022；Contact data；Telephone book data；Message；Picture；Video etc..Wherein, operating system 7021 is wrapped
Containing various system programs, such as ccf layer, core library layer, driving layer etc., it is used to implement various basic businesses and processing is based on
The task of hardware.Application program 7022 can include various application programs, such as cloud game client, media player (Media
Player), browser (Browser) etc., the various applied business being used to implement including Information Authentication mode adjustment programme.
Realize that the program of Information Authentication mode method of adjustment of the embodiment of the present invention may be embodied in application program 7022.
The method that the embodiments of the present invention disclose can be applied to realize in processor 701 or by processor 701.
Processor 701 may be a kind of IC chip, have the processing capacity of signal.During realization, the above method it is each
Step can be completed by the integrated logic circuit of the hardware in processor 701 or the operation of software form.Above-mentioned processing
Device 701 can be general processor, digital signal processor (DSP, Digital Signal Processor) or other
Programmable logic device, discrete gate or transistor logic, discrete hardware components etc..Processor 701 can realize or
Perform disclosed each method, step and the logic diagram in the embodiment of the present invention.General processor can be microprocessor or
Any conventional processor etc..The step of method with reference to disclosed in the embodiment of the present invention, can be embodied directly in hardware decoding
Processor performs completion or performs completion with the hardware in decoding processor and software module combination.Software module can position
In storage medium, which is located at memory 702, and processor 701 reads the information in memory 702, hard with reference to it
Part completes the step of preceding method.
In the exemplary embodiment, Information Authentication mode adjusting apparatus 700 can be special integrated by one or more application
Circuit (ASIC, Application Specific Integrated Circuit), DSP, programmable logic device (PLD,
Programmable Logic Device), Complex Programmable Logic Devices (CPLD, Complex Programmable Logic
Device), field programmable gate array (FPGA, Field-Programmable Gate Array), general processor, control
Device, microcontroller (MCU, Micro Controller Unit), microprocessor (Microprocessor) or other electronics member
Part is realized, for performing described information verification mode method of adjustment.
In the exemplary embodiment, the embodiment of the present invention additionally provides a kind of computer readable storage medium, such as including
The memory 702 of computer program, above computer program can be held by the processor 701 of Information Authentication mode adjusting apparatus 700
Row, to complete step described in preceding method.Computer readable storage medium can be FRAM, ROM, PROM, EPROM, EEPROM,
The memories such as Flash Memory, magnetic surface storage, CD or CD-ROM；Can also be include one of above-mentioned memory or
The various equipment arbitrarily combined, such as mobile phone, computer, tablet device, personal digital assistant.
The embodiment of the present invention additionally provides a kind of computer readable storage medium, is stored thereon with computer program, the meter
When calculation machine program is run by processor, perform：
It should be understood by those skilled in the art that, the embodiment of the present invention can be provided as method, system or computer program production
Product.Therefore, the embodiment in terms of hardware embodiment, software implementation or combination software and hardware can be used in the embodiment of the present invention
Form.Moreover, the calculating for wherein including computer usable program code in one or more can be used in the embodiment of the present invention
The form of computer program product implemented in machine usable storage medium (including magnetic disk storage and optical memory etc.).
The embodiment of the present invention be with reference to according to the method for the embodiment of the present invention, equipment (system) and computer program product
Flowchart and/or the block diagram describe.It is realized in flowchart and/or the block diagram it should be understood that can be operated by computer program
The combination of flow and/or box in each flow and/or block and flowchart and/or the block diagram.These calculating can be provided
Machine procedure operation is to the processing of all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices
Device is to generate a machine so that passes through the operation that computer or the processor of other programmable data processing devices perform and generates
It is used to implement the function specified in one flow of flow chart or multiple flows and/or one box of block diagram or multiple boxes
Device.
The operation of these computer programs, which may also be stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the operation generation being stored in the computer-readable memory includes behaviour
Make the manufacture of device, the operating device realize in one flow of flow chart or multiple flows and/or one box of block diagram or
The function of being specified in multiple boxes.
The operation of these computer programs can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps are performed on calculation machine or other programmable devices to generate computer implemented processing, so as in computer or
The operation offer performed on other programmable devices is used to implement in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in a box or multiple boxes.
The foregoing is only a preferred embodiment of the present invention, is not intended to limit the scope of the present invention, it is all
All any modification, equivalent and improvement made within the spirit and principles in the present invention etc. should be included in the protection of the present invention
Within the scope of.
Claims (10)
1. a kind of Information Authentication mode method of adjustment, which is characterized in that the method includes：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion ratio of described information verification mode；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down.
2. according to the method described in claim 1, it is characterized in that, described work as the acquired corresponding verification of Information Authentication mode
Mortality and/or the corresponding business conversion ratio of described information verification mode, when meeting regularization condition, determine described information authentication
Formula adjustment direction is adjusts to lower security level authentication mode, including at least one：
When the corresponding authentication failed rate of described information verification mode is higher than preset first authentication failed rate threshold value, determine described
Information Authentication mode adjustment direction is adjusts to lower security level authentication mode；
When the business conversion ratio is less than preset first conversion ratio threshold value, determine that described information verification mode adjustment direction is
It is adjusted to lower security level authentication mode.
3. according to the method described in claim 1, it is characterized in that, the method further includes：
Judge whether the user behavior of influence service security；
If it is determined that there is the user behavior for influencing service security, then by the safe class of the corresponding Information Authentication mode of the business
It is turned up.
4. according to the method described in claim 1, it is characterized in that, the method further includes：
Target user currently affiliated Information Authentication mode and the corresponding authentication failed rate of the target user are obtained,
The corresponding authentication failed rate of the target user, for characterizing the target user when using different Information Authentication modes
Authentication failed statistical information；
As the target user, currently affiliated Information Authentication mode is higher than default verification grade, the corresponding verification of the target user
When mortality is higher than default second authentication failed rate threshold value, it is to lower security grade to determine described information verification mode adjustment direction
Verification mode adjusts.
5. according to the method described in claim 1, it is characterized in that, the method further includes：
The sources of service request are obtained, based on the sources of the service request, perform at least one：
When the sources of the service request are the sources in default trust list, described information verification mode is determined
Adjustment direction is adjusts to lower security level authentication mode；Alternatively,
When the sources of the service request exceed the sources in default trust list, described information authentication is determined
Formula adjustment direction is to be adjusted to high safety grade verification mode.
6. a kind of Information Authentication mode adjusting apparatus, which is characterized in that described device includes：
Data obtaining module, for obtaining the corresponding authentication failed rate of Information Authentication mode and/or described information verification mode pair
The business conversion ratio answered；
The adjustment direction judgment module, for working as the corresponding authentication failed rate of acquired Information Authentication mode and/or described
The corresponding business conversion ratio of Information Authentication mode, when meeting regularization condition, determine described information verification mode adjustment direction be to
Lower security level authentication mode adjusts；
Execution module, for the adjustment direction based on identified lower security grade, by safety of described information verification mode etc.
Grade is turned down.
7. device according to claim 6, which is characterized in that
Described information acquisition module, for obtaining target user, currently affiliated Information Authentication mode and the target user are corresponding
Authentication failed rate,
The corresponding authentication failed rate of the target user, for characterizing the target user when using different Information Authentication modes
Authentication failed statistical information；
The adjustment direction judgment module, for working as the target user, currently affiliated Information Authentication mode is higher than default verification etc.
Grade when the corresponding authentication failed rate of the target user is higher than default second authentication failed rate threshold value, determines that described information is verified
Mode adjustment direction is adjusts to lower security level authentication mode.
8. device according to claim 6, which is characterized in that
Described information acquisition module, for obtaining the sources of service request；
The adjustment direction judgment module, for judging the sources of the service request to preset the source in trust list
During channel, determine described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
The adjustment direction judgment module, for judging that the sources of the service request exceed in default trust list
During the channel of source, it is to be adjusted to high safety grade verification mode to determine described information verification mode adjustment direction.
9. a kind of Information Authentication mode adjusting apparatus, which is characterized in that described device includes：
Processor and the memory of computer program that can be run on a processor for storage,
Wherein, the processor operates for when running the computer program, execution to be following：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion ratio of described information verification mode；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program quilt
Processor performs：
Obtain the corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion ratio of described information verification mode；
When the acquired corresponding authentication failed rate of Information Authentication mode and/or the corresponding business conversion of described information verification mode
Rate when meeting regularization condition, determines described information verification mode adjustment direction to be adjusted to lower security level authentication mode；
Based on the adjustment direction of identified lower security grade, the safe class of described information verification mode is turned down.
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