CN108154433A

CN108154433A - Processing method and processing device based on resource increment object and resource object

Info

Publication number: CN108154433A
Application number: CN201711184591.2A
Authority: CN
Inventors: 徐珊
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2017-11-23
Filing date: 2017-11-23
Publication date: 2018-06-12
Also published as: TW201926206A; WO2019100867A1

Abstract

This application discloses processing method, device and the electronic equipment of rised in value based on resource object and resource object, to solve the problems, such as that the goal of financial management that existing Investment ＆ Financing platform is formulated tends not to meet each user actual demand with customizing.This method includes：Resource table to be transferred to is provided；In response to the first choice of user, resource object is determined from the resource table to be transferred to；Property value based on resource object total value after matching net added value in predetermined period during resource rises in value list object or rising in value is not less than the resource increment object of the property value of the resource object；The resource increment Object table for including at least one resource increment object matched is provided；In response to the second selection of the user, resource increment object is determined from the resource increment Object table matched；Establish the incidence relation of the resource increment object and the resource object.

Description

Processing method and processing device based on resource increment object and resource object

Technical field

Rise in value this application involves field of computer technology more particularly to based on resource the processing side of object and resource object Method, device and electronic equipment.

Background technology

With the fast development and progress of social economy, people are also increasingly considered while wealth is obtained How oneself wealth is managed, i.e. increasingly concern financing.Financing typically refers to personal or mechanism and carries out pipe to the finance of oneself Reason, to realize the value preserving or increment of finance.

At present, Investment ＆ Financing platform usually recommends the product runed inside it to user, such as the higher fund of earning rate or The finance products such as stock, and according to the current real economy situation of user (such as the capital held) and these finance products Prospective earnings in its intended duration formulate some goal of financial management, and recommend user for user.

In above-mentioned scene, the finance product that these recommend according to the real economy situation of user is in its intended duration Prospective earnings tend not to meet each user actual demand with customizing.

Invention content

The embodiment of the present application provides processing method, device and the electronic equipment of rise in value based on resource object and resource object, The goal of financial management formulated with solving existing Investment ＆ Financing platform tends not to meet each user actual demand with customizing The problem of.

In order to solve the above technical problems, what the embodiment of the present application was realized in：

First aspect, it is proposed that the correlating method of a kind of resource increment object and resource object, including：

Resource table to be transferred to is provided；

In response to the first choice of user, resource object is determined from the resource table to be transferred to；

Property value based on resource object net added value or increasing in matching predetermined period in resource rises in value list object Total value is not less than the resource increment object of the property value of the resource object after value；

The resource increment Object table for including at least one resource increment object matched is provided；

In response to the second selection of the user, resource increment pair is determined from the resource increment Object table matched As；

Establish the incidence relation of the resource increment object and the resource object.

Second aspect, it is proposed that the method based on resource object selection resource increment object, including：

Resource table to be transferred to is provided；

The resource increment Object table of at least one resource increment object matched described in offer.

The third aspect, it is proposed that a kind of method based on resource increment Object Selection resource object, including：

Resource increment Object table is provided；

In response to the first choice of user, resource increment object is determined in rising in value Object table from the resource；

Based on the resource rise in value object in predetermined period net added value or increment after total value, in the Resources list to be transferred to Match resource object of the property value no more than total value after the net added value or increment of resource object；

It provides and includes the resource object table of at least one resource object matched.

Fourth aspect, it is proposed that the correlating method of a kind of finance product and end article, including：

Items list in shopping cart in shopping application is provided；

End article is determined in response to selection operation of the user in the items list；

Based on the price of the end article, net added value and/or increment in predetermined period are matched in finance product list Total value is not less than the finance product of the price of the end article afterwards；

It provides and includes the finance product table of at least one finance product matched；

Target finance product is determined to the selection operation of finance product table in response to the user；

Establish the incidence relation of the target finance product and the end article.

5th aspect, it is proposed that a kind of method based on end article selection finance product, including：

Items list in shopping cart in shopping application is provided；

It provides and includes the finance product table of at least one finance product matched.

6th aspect, it is proposed that a kind of method based on finance product selection target commodity, including：

Finance product table is provided；

In response to the first choice of user, finance product is determined from the finance product table；

Based on the finance product in predetermined period total value after net added value or increment, in the shopping cart in shopping application Items list in matching commodity price no more than the net added value or increment after total value end article；

It provides and includes the items list of at least one end article matched.

7th aspect, it is proposed that the associated apparatus of a kind of resource increment object and resource object, including：

First provides unit, provides resource table to be transferred to；

First determination unit in response to the first choice of user, determines resource object from the resource table to be transferred to；

Matching unit, the property value based on the resource object are net in matching predetermined period in resource rises in value list object Total value is not less than the resource increment object of the property value of the resource object after increment or increment；

Second provides unit, provides the resource increment object for including at least one resource increment object matched Table；

Second determination unit, in response to the second selection of the user, from the resource increment Object table matched Determine resource increment object；

Unit is established, establishes the incidence relation of the resource increment object and the resource object.

Eighth aspect, it is proposed that a kind of device based on resource object selection resource increment object, including：

First provides unit, provides resource table to be transferred to；

Determination unit in response to the first choice of user, determines resource object from the resource table to be transferred to；

Second provides unit, provides the resource increment Object table of at least one resource increment object matched.

9th aspect, it is proposed that a kind of device based on resource increment Object Selection resource object, including：

First provides unit, provides resource increment Object table；

Determination unit in response to the first choice of user, determines resource increment object in rising in value Object table from the resource；

Matching unit, based on the resource rise in value object in predetermined period net added value or increment after total value, waiting to be transferred to Resource object of the property value no more than total value after the net added value or increment of resource object is matched in the Resources list；

Second provides unit, provides the resource object table for including at least one resource object matched.

Tenth aspect, it is proposed that the associated apparatus of a kind of finance product and end article, including：

First provides unit, provides the items list in the shopping cart in shopping application；

First determination unit determines end article in response to selection operation of the user in the items list；

Matching unit based on the price of the end article, matches net added value in predetermined period in finance product list And/or total value is not less than the finance product of the price of the end article after increment；

Second provides unit, provides the finance product table for including at least one finance product matched；

Second determination unit determines target finance product in response to the user to the selection operation of finance product table；

Unit is established, establishes the incidence relation of the target finance product and the end article.

Tenth on the one hand, it is proposed that a kind of device based on end article selection finance product, including：

Determination unit determines end article in response to selection operation of the user in the items list；

Second provides unit, provides the finance product table for including at least one finance product matched.

12nd aspect, it is proposed that a kind of device based on finance product selection target commodity, including：

First provides unit, provides finance product table；

Determination unit in response to the first choice of user, determines finance product from the finance product table；

Matching unit, based on the finance product in predetermined period net added value or increment after total value, in shopping application Shopping cart in items list in matching commodity price no more than the net added value or increment after total value end article；

Second provides unit, provides including the items list of at least one end article matched.

13rd aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

The memory of storage computer executable instructions is arranged to, the executable instruction makes the place when executed It manages device and performs following operate：

Resource table to be transferred to is provided；

Fourteenth aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

Resource table to be transferred to is provided；

15th aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

Resource increment Object table is provided；

16th aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

Items list in shopping cart in shopping application is provided；

17th aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

Items list in shopping cart in shopping application is provided；

18th aspect, it is proposed that a kind of electronic equipment, the electronic equipment include：

Processor；And

Finance product table is provided；

It provides and includes the items list of at least one end article matched.

19th aspect, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage one A or multiple programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that described Electronic equipment performs following operate：

Resource table to be transferred to is provided；

20th aspect, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage one A or multiple programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that described Electronic equipment performs following operate：

Resource table to be transferred to is provided；

20th on the one hand, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage One or more programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that institute It states electronic equipment and performs following operate：

Resource increment Object table is provided；

22nd aspect, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage One or more programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that institute It states electronic equipment and performs following operate：

Items list in shopping cart in shopping application is provided；

23rd aspect, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage One or more programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that institute It states electronic equipment and performs following operate：

Items list in shopping cart in shopping application is provided；

Twenty-fourth aspect, it is proposed that a kind of computer readable storage medium, the computer-readable recording medium storage One or more programs, one or more of programs by the electronic equipment including multiple application programs when being performed so that institute It states electronic equipment and performs following operate：

Finance product table is provided；

It provides and includes the items list of at least one end article matched.

By above technical solution provided by the embodiments of the present application as it can be seen that the embodiment of the present application scheme at least has following one kind Technique effect：

When for user-association resource increment object and resource object, user can select from the resource table to be transferred to of offer Resource object is selected, the property value for being then based on the resource object matches net added value in predetermined period in resource rises in value list object And/or increment after total value not less than the resource object property value increment object, then provide including this match at least one The resource increment Object table of a resource increment object, selects for user, and in user's selection a certain resource increment object therein Afterwards, the resource increment object of user's selection and the incidence relation of resource object are established.The resource table to be transferred to such as can be purchase The shopping cart of object application, since the resource object in these resource tables to be transferred to is often that user adds according to demands of individuals, Therefore the matched resource increment object of the resource object in resource table to be transferred to based on user's selection meets in which can customize The actual demand of user, the goal of financial management formulated so as to solve existing Investment ＆ Financing platform are with tending not to customization full The problem of actual demand of each user of foot.

When user is based on resource object selection resource increment object, user can select from the resource table to be transferred to of offer Resource object is selected, the property value for being then based on the resource object matches net added value in predetermined period in resource rises in value list object And/or increment after total value not less than the resource object property value increment object, finally provide again including this match to The resource increment Object table of few resource increment object, selects for user.The resource table to be transferred to such as can be that shopping should Shopping cart, since the resource object in these resource tables to be transferred to is often that user adds according to demands of individuals, The matched resource increment object of resource object in resource table to be transferred to based on user's selection meets user with can customizing Actual demand, the goal of financial management formulated so as to solve existing Investment ＆ Financing platform tends not to meet with customizing every The problem of actual demand of a user.

When user is based on resource increment Object Selection resource object, user can be from the resource of offer rises in value Object table Select resource increment object, be then based on resource rise in value object in predetermined period net added value or increment after total value, waiting to be transferred to The property value of resource object is matched in the Resources list no more than the resource object of total value after net added value or increment, packet is finally provided again The resource object table of at least one resource object matched is included, is selected for user.Resource increment wherein selected with user Object resource object for matching of total value after net added value or increment in predetermined period, for example can be the shopping in shopping application Commodity in vehicle, since these resource objects are often that user is added to according to demands of individuals in shopping cart, based on use The resource object of the resource increment object matching of family selection meets the actual demand of user in which can customize, so as to solve The problem of goal of financial management that existing Investment ＆ Financing platform is formulated tends not to meet the actual demand of each user with customizing.

Description of the drawings

Attached drawing described herein is used for providing further understanding of the present application, forms the part of the application, this Shen Illustrative embodiments and their description please do not form the improper restriction to the application for explaining the application.In the accompanying drawings：

Fig. 1 is a kind of realization flow of the correlating method of resource increment object and resource object provided by the embodiments of the present application Schematic diagram；

Fig. 2 is to provide the resource of at least one resource increment object including matching in the embodiment of the present application to the user to increase The schematic diagram of value object table；

Fig. 3 provides a kind of realization flow for the method that resource increment object is selected based on resource object for the embodiment of the present application Schematic diagram；

Fig. 4 is a kind of realization stream of method based on resource increment Object Selection resource object provided by the embodiments of the present application Journey schematic diagram；

Fig. 5 is that the realization flow of the correlating method of a kind of finance product provided by the embodiments of the present application and end article is illustrated Figure；

Fig. 6 is that a kind of realization flow of method based on end article selection finance product provided by the embodiments of the present application is shown It is intended to；

Fig. 7 shows for a kind of realization flow of the method based on finance product selection target commodity provided by the embodiments of the present application It is intended to；

Fig. 8 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Fig. 9 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Figure 10 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Figure 11 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Figure 12 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Figure 13 is the structure diagram of electronic equipment that one embodiment of this specification provides；

Figure 14 is the structure diagram of the associated apparatus of the resource increment object that this specification provides and resource object；

Figure 15 is the structure diagram for the device that resource increment object is selected based on resource object that this specification provides；

Figure 16 is the structure diagram of the device based on resource increment Object Selection resource object that this specification provides；

Figure 17 is the structure diagram of the associated apparatus of the finance product that this specification provides and end article；

Figure 18 is the structure diagram for the device that finance product is selected based on end article that this specification provides；

Figure 19 is the structure diagram of the device based on finance product selection target commodity that this specification provides.

Specific embodiment

Purpose, technical scheme and advantage to make the application are clearer, below in conjunction with the application specific embodiment and Technical scheme is clearly and completely described in corresponding attached drawing.Obviously, described embodiment is only the application one Section Example, instead of all the embodiments.Based on the embodiment in the application, those of ordinary skill in the art are not doing Go out all other embodiments obtained under the premise of creative work, shall fall in the protection scope of this application.

Below in conjunction with attached drawing, the technical solution that each embodiment of the application provides is described in detail.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification embodiment provide the correlating method of a kind of resource increment object and resource object. The resource increment object and the executive agent of the correlating method of resource object that this specification embodiment provides can be, but not limited to hand Machine, tablet computer, wearable device etc. can be configured as performing in this method user terminal provided in an embodiment of the present invention At least one alternatively, the executive agent of this method, can also be and be able to carry out the client of this method in itself.

For ease of description, hereafter executive agent in this way is to be able to carry out for the mobile terminal of this method, to this The embodiment of method is introduced.It is appreciated that the executive agent of this method is that one kind is illustratively said for mobile terminal It is bright, it is not construed as the restriction to this method.

Specifically, the resource increment object and the correlating method of resource object that this specification one or more embodiment provides Realization flow diagram as shown in Figure 1, including：

Step 101, resource table to be transferred to is provided；

As described in the background art, existing Investment ＆ Financing platform is the finance product that user recommends, i.e., of the invention Resource increment object described in one or more embodiments, be often based only on its internal all finance product and other one A little relatively good finance products of income recommend a certain resource increment object for user, the value preserving or increasing of its finance are realized for user Value.However the finance product based on determined by this mode, tend not to meet each user actual demand with customizing.With Family tends not to generate enough interest, also there will be no the impulsions of desired purchase when seeing these finance products.

In order to solve this problem one or more embodiment of the invention, can provide resource table to be transferred to the user, with Potential target as user is transferred to resource.The resource table to be transferred to, for example, it may be shopping cart of shopping application, etc.；It should Resource object, such as can be the commodity added in the shopping cart of user's shopping application.User can select resource table to be transferred to In resource object, it is alternatively that resource rise in value object object of reference.

It should be understood that in this specification one or more embodiment, the source application of resource table to be transferred to and this specification The application of one or more embodiments selection resources increment objects can be same application or different application, this theory Bright book one or more embodiment is not restricted this.

It should be understood that providing when resource table is transferred to, specifically, then can be filtered in the resource to be transferred to of user full The resource object of sufficient predetermined condition, to provide resource table to be transferred to.Wherein, meet the resource object of predetermined condition, it may include such as Lower at least one：The property value of resource object is less than the resource object of the first predetermined threshold；The property value of resource object is more than the The resource object of two predetermined thresholds；The resource object of the type of resource object for predefined type, etc..

By taking shopping cart as an example, during items list in the shopping cart in providing a user shopping application, shopping can be based on The price of commodity, type etc. in vehicle, filter out the commodity for meeting predetermined condition, to obtain the items list shown to user.Tool Body, meet the commodity of predetermined condition, can include following at least one：Price is less than the commodity of the first set price, price Commodity of commodity, predefined type higher than the second predetermined threshold, etc..

It should be understood that the resource object in resource table to be transferred to often have it is multiple, affiliated category also can there are many.In order to It avoids exceedingly exposing the privacy of user and user being allowed to generate antagonistic psychology, resource object is being selected from resource table to be transferred to When, then it can be to avoid object of reference of the resource object for selecting to be related to privacy of user as resource increment object.It is related to privacy of user Resource object, such as underwear in the shopping cart that adds in shopping application of user or other more secret or be related to user The article of people's privacy.Therefore the resource object of designing user privacy can be set as to the resource object of predefined type in advance. From wait be transferred in resource table select resource object when, can be using the type of filtered resources object as the resource object of predefined type.

In addition, it is contemplated that after resource increment object completes net added value or increment after expected increment in predetermined period Total value also can in the range of certain amount, therefore from wait be transferred in resource table select resource object when be also contemplated that money The property value of source object, if the property value of resource object is too low, then be based on the resource object for user and match resource increment The meaning of object is not then very big.For example the price of the commodity in the shopping cart in shopping application is often from several yuans to thousands of Member or even to tens of thousands of members etc., then in the present specification, if the category of the resource object in the resource table to be transferred to provided to the user Property value is too low, for example the price of the commodity in the shopping cart in shopping application only has several members or dozens of yuan, then in such case Under, it is not then very big to match the rise in value meaning of object of resource based on the resource object for user, and user is had the ability completely by working as Preceding available resources are transferred to the resource object, without it is necessary again by resource rise in value object in predetermined period net added value or Total value is transferred to the resource object after increment.

And if the total resources of resource object are too high, so that resource increment object completes expected increasing in predetermined period Total value is much smaller than the property value of the resource object after net added value and/or increment after value, then is based on the resource object for user Determine the meaning of resource increment object nor very big.For example the price of the commodity in the shopping cart in shopping application is up to tens Wan Yuan, then in this case, after resource increment object completes net added value and/or increment after expected increment in predetermined period Total value be much smaller than the resource object property value, be user based on the resource object match resource rise in value object meaning nor It is very big.

Therefore, it is providing when resource table is transferred to, can also consider resource object in the resource table to be transferred in advance Property value, and filtered resources object's property value is less than the resource object of the first predetermined threshold and the property value of resource object More than the resource object of the second predetermined threshold.Wherein the first predetermined threshold and the second predetermined threshold can be according in practical application The resource increment object that is provided of Investment ＆ Financing platform completes the net added value after expected rise in value and/or increment in predetermined period Afterwards determined by total value.

Step 102, in response to the first choice of user, resource object is determined from resource table to be transferred to；

It is providing to the user after resource table is transferred to, user can select to think according to demands of individuals from resource table to be transferred to Will be rised in value the resource object that object is transferred to by resource, then can be in response to the user's after user has selected resource object Selection determines the resource object of user's selection from resource table to be transferred to.

Step 103, net added value in predetermined period is matched in resource rises in value list object based on the property value of resource object And/or total value is not less than the resource increment object of the property value of resource object after increment.

Wherein, resource object can be the commodity in the shopping cart in shopping application described above, then resource object Property value can be then the price of the commodity in the shopping cart in shopping application.

Optionally, certain resource is put into since resource increment object also needs to user, for example can is capital, the resource Increment object could complete expected increment in predetermined period.Therefore, based on the property value of resource object in resource increment object Total value is not less than the resource increment pair of the property value of resource object after net added value in predetermined period is matched in list and/or is rised in value As specifically, then the property value that can be primarily based on resource object is matched in resource rises in value list object in predetermined period Total value is not less than the candidate resource increment object of the property value of resource object after net added value and/or increment；Then, worked as based on user Preceding available resources and/or the history resource of user increase and decrease situation match candidate resource increment object again, to obtain Resource increment object after matching.

In practical applications, increase and decrease situation to candidate based on the current available resources of user and/or the history resource of user Resource increment object is matched again, with the resource increment object after being matched, such as can the current deposit based on user Candidate resource increment object is matched again, candidate resource increment object is greater than or equal to the current deposit for obtaining user The candidate resource increment object of total value；For another example can also this monthly income based on user candidate resource increment object is carried out again Match, to obtain candidate resource increment object of this monthly income of user more than or equal to the total value of candidate resource increment object；Also It can prop up out based on current deposit, this monthly income and this month of user and candidate resource increment object is matched again, with It obtains the sum of current deposit and this monthly income of user and is greater than or equal to candidate resource increment object with the difference that this month pays The candidate resource increment object of total value.

Optionally, since the current resource increment risk class of each user and resource increment deviation are different, it is It is capable of determining that more matched resource increment object is biased in the resource increment risk class current with user and resource increment, increases Strong user increases and decreases feelings to the desire to buy of resource increment object based on the current available resources of user and/or the history resource of user Condition matches candidate resource increment object again, and with the resource increment object after being matched, it is current to be also based on user At least one of and the current available resources of user and/or the history resource of user increase and decrease situation, candidate resource is increased Value object is matched again, is rised in value object with the resource after being matched.Wherein, user it is current resource increment risk class, Resource increment is biased to then to assess and determine according to the type of the resource increment object of the previous selection purchase of user.

Step 104, the resource increment Object table of at least one resource increment object including matching is provided；

For ease of user's selection and own actual situation more matched resource increment object, provide including match to The resource increment Object table of few resource increment object, then can rise in value object's property value, net added value, increment according to resource At least one of degree of correlation of history resource increment object of total value and resource increment object and user is ranked up afterwards, with The resource increment Object table at least one resource increment object for including matching is provided.

In order to allow user that can accurately obtain the information of resource increment object and the information of the resource object selected for user, This specification one or more embodiment can also provide the information of resource object and the information of resource increment object.It is specific next It says, the information of resource increment object is provided, then include providing following at least one information of resource increment object：Title, increment The relationship of result and required resource after risk class, initial resource, increment period, resource increment object increment.And provide money The information of source object then includes presenting following at least one information of resource object：Picture, title, resource, quantity.

As shown in Fig. 2, being determined that resource is rised in value after object for what this specification provided, provide to the user including matching The schematic diagram of the resource increment Object table of at least one resource increment object, commodity shown in Fig. 2 " Multifunctional cooking machine " are then It is the resource object selected from the shopping cart of the shopping application of user, the information of the resource object presented in Fig. 2 includes should Picture, title, quantity and the price of " Multifunctional cooking machine ", the selection of the resource object then can be by described above in user Resource to be transferred in filtering meet the resource object of predetermined condition, that is, meet predetermined item in the shopping application filtering of user The commodity of part, i.e., by the price of price, that is, commodity of the commodity in the shopping cart in shopping application be less than the first predetermined threshold and The price of commodity is more than the second predetermined threshold and the type of commodity is filtered out for the commodity of predefined type, is then user again Items list in shopping cart in resource table, that is, shopping application to be transferred to by these filter operations is provided.

The information of resource increment object provided in Fig. 2 is " recommending financing plan " as shown in Fig. 2, resource increment The information of object includes title：" the emerging full Hu-Shen 300 index of investment " and " longevity is copied moon treasured by investment state ", increment risk class：" risk Type " and " steady type ", initial resource：" 3000 yuan of capitals " and " 50000 yuan of capitals ", predetermined period：" 3 months " and " 6 months ", The relationship of the property value of result and resource object after resource increment object increment：" it is expected that may achieve target " and " interest can purchase Target ".In practical applications, the resource increment object recommended in " recommendation financing plan " shown in Fig. 2 for user can include It is multiple, it is selected for user according to personal actual conditions and demand.

As shown in Fig. 2, resource increment Object table provided here, including resource increment object " the emerging full Shanghai and Shenzhen 300 of investment Index " and " longevity is copied moon treasured by investment state " then can rise in value object's property value namely by described above according to resource Total value can be " pre- after " 3000 yuan of capitals " and " 50000 yuan of capitals " and " the emerging full Hu-Shen 300 index of investment " its increment in 3 months Meter may achieve target ", " longevity is copied moon treasured by investment state " 6 months its net added values namely " interest can purchase target " carry to be ranked up User is supplied, is selected for user according to personal actual conditions.

Step 105, in response to the second selection of user, resource increment pair is determined from the resource increment object matched As；

User according to own actual situation after having selected, and after this selection operation of user is detected, can ring It should be in the second selection of user, selection of second selection namely to a certain resource increment object in resource increment Object table Operation determines resource increment object from the resource increment object matched.

Step 106, the incidence relation of resource increment object and resource object is established.

Optionally, for avoid user resource rise in value object increment finish that namely predetermined period reaches when, also need manually Resource object can be just transferred to by carrying out cumbersome operation, and this specification one or more embodiment establishes resource increment object and resource The incidence relation of object can determine the interlock account of resource object first；Then establish resource increment object net added value and/ Or total value is transferred to the incidence relation of the interlock account of resource object after increment.It is finished namely in resource increment object increment in this way When predetermined period reaches, then can total value after the net added value of resource increment object and/or increment be directly transferred to resource object Associated account number, to be transferred to the resource object.

Optionally, when user do not select it is above-mentioned directly by the net added value of resource increment object and/or total value turns after increment When entering the associated account number of resource object, can resource object, this explanation be transferred to by resource increment object in time for ease of user One or more of book embodiment can send the prompt message that resource increment finishes when predetermined period reaches with user. Specifically, when predetermined period reaches, the prompting message that finishes of resource increment can be sent to user, to prompt user can be with It is transferred to the resource object in time.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification also provide a kind of method based on resource object selection resource increment object, such as It is the realization flow diagram of this method shown in Fig. 3, including：

Step 201, resource table to be transferred to is provided；

Optionally, resource table to be transferred to is provided, can specifically be filtered in the resource to be transferred to of user and meet predetermined condition Resource object, to provide resource table to be transferred to, wherein, meet the resource object of predetermined condition, including following at least one：Belong to Property value be less than the first predetermined threshold resource object；Property value is more than the resource object of the second predetermined threshold；Resource object types Resource object for predefined type.Specific implementation then may refer to the affiliated party of above-mentioned resource increment object and resource object Method embodiment.

Step 202, in response to the first choice of user, resource object is determined from resource table to be transferred to；

Wherein, which can be then the behaviour of resource object that user selects in the resource table to be transferred to of offer Make, in practical applications, which can be the commodity row in shopping cart of the user in the shopping application program of offer The operation of resource object i.e. end article is selected in table.

It should be understood that in this specification one or more embodiment, such as shopping application is applied in the source of resource table to be transferred to Deng and this specification one or more embodiment selection resource increment object application can be it is same application or Different application, this specification one or more embodiment are not restricted this.

Step 203, net added value in predetermined period is matched in resource rises in value list object based on the property value of resource object Or total value is not less than the resource increment object of the property value of resource object after increment.

Optionally, based on the property value of resource object resource rise in value list object in matching predetermined period in net added value or Total value can specifically be primarily based on the attribute of resource object not less than the resource increment object of the property value of resource object after increment Total value is not less than the property value of resource object after being worth in resource rises in value list object net added value in matching predetermined period or rising in value Candidate resource increment object；Then, based on the current available resources of user and/or the history resource of user increase and decrease situation to waiting Resource increment object is selected to be matched again, with the resource increment object after being matched.

Optionally, candidate resource is increased based on the current available resources of user and/or the history resource of user increase and decrease situation Value object is matched again, is rised in value object with the resource after being matched, is also based on the current resource increment risk of user Grade, resource increment at least one of are biased to and the current available resources of user and/or the history resource of user increase and decrease feelings Condition matches candidate resource increment object again, with the resource increment object after being matched.

Step 204, the resource increment Object table of at least one resource increment object including matching is provided.

Optionally, the resource of at least one resource increment object including matching is provided to rise in value Object table, it specifically can be with Increase according to total value after resource increment object's property value, net added value, increment and the history resource of resource increment object and user At least one of degree of correlation of value object is ranked up, to provide the money of at least one resource for including matching increment object Source increment Object table.

Optionally, in some cases, the current available resources of user and/or the history resource of user increase and decrease situation may User is not allowed for buy resource increment object immediately, in order to allow user that can buy resource increment object as early as possible, works as user Available resources or newly-increased resource be more than resource increment Object table in resource increment object's property value, prompt user.

Optionally, the message that finishes of resource increment, when predetermined period reaches, Ke Yixiang can be obtained in time for ease of user User sends the prompting message that resource increment finishes.

The specific implementation of embodiment illustrated in fig. 3 correlation step can refer to the specific of step corresponding in embodiment illustrated in fig. 1 It realizes, details are not described herein for this specification one or more embodiment.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification also provide a kind of method based on resource increment Object Selection resource object, such as It is the realization flow diagram of this method shown in Fig. 4, including：

Step 301, resource increment Object table is provided；

Optionally, resource increment Object table is provided, can be provided based on the current available resources of user and/or the history of user Source increases and decreases situation, and resource increment object is filtered, to provide resource increment Object table.Specifically, resource increment object It generally requires user and puts into certain resource, for example can be capital, resource increment object could be completed in predetermined period It is expected that increment, and the available resources of each user and/or the history resource increase and decrease situation of user differ, in order to be use Family provides the resource increment object that its can buy, and this specification can be based on the current available resources of user and/or user History resource increase and decrease situation is filtered resource increment object, to provide the resource increment object for being suitble to user's purchase, user When the resource for seeing its current purchase of having the ability rises in value object, the desire for wanting purchase is also just had.

Optionally, after user has selected resource increment object, in order to more excite user to resource increment object Interest based on the current available resources of user and/or the history resource of user increase and decrease situation, carried out resource increment object Filter, to provide resource increment Object table, in being specifically biased to based on the current resource increment risk class of user, resource increment At least one and the current available resources of user and/or the history resource of user increase and decrease situation, rise in value to resource object into Row filtering, to provide resource increment Object table.

Optionally, for the selection for the user that is more convenient for, resource increment Object table is provided, can rise in value object according to resource After property value, net added value, increment in the degree of correlation of total value and resource increment object and the history resource increment object of user At least one is ranked up, to provide resource increment Object table.

Step 302, in response to the first choice of user, resource increment object is determined in rising in value Object table from resource；

After resource increment Object table is provided to the user, user selects in can rising in value Object table from resource according to demands of individuals The resource increment object wanted by buying is selected, it, then can be in response to the user's after user has selected resource increment object Selection determines resource increment object in rising in value Object table from resource.In practical applications, which can be that user is carrying The operation of selection resource increment object in the resource increment Object table of confession, resource increment object is for finance product, this first Selection also can be the operation of user's selection target finance product in the finance product list of offer.

Step 303, based on resource rise in value object in predetermined period net added value or increment after total value, resource to be transferred to arrange Resource object of the property value no more than total value after net added value or increment of resource object is matched in table；

By taking the commodity in shopping application as an example, specifically, the attribute of resource object is matched in the Resources list to be transferred to Value both can preferentially be based on having a net increase of in resource increment object predetermined period no more than the resource object of total value after net added value or increment Value or increment after total value, be shopping cart of the user in shopping application in commodity in selection item property value i.e. price with Difference in resource increment object predetermined period after net added value or increment between total value in a certain range, and the item property Value is no more than total value after net added value in resource increment object predetermined period or increment；Resource increment object can also be based on to preset Total value after net added value or increment in period, be in commodity of the user in shopping application Recommendations property value i.e. price with Difference in resource increment object predetermined period after net added value or increment between total value in a certain range, and the item property For value no more than total value after net added value in resource increment object predetermined period or increment, the commodity recommended in this case can be with It is that user is browsed in shopping application, and does not add in the commodity of shopping cart.

That is, the resource that this specification one or more embodiment is also based on user's selection rises in value object pre- If in the period net added value or increment after total value, incidence relation is established between user and resource object to guide, can both guide use Selected resource increment object and existing commodity in the shopping cart in shopping application are established incidence relation by family, can also be drawn Incidence relation will be established between selected resource increment object and its browsed commodity in shopping application by leading user, so as to So that the resource increment object of user's selection has practical function and significance.

Step 304, the resource object table of at least one resource object including matching is provided.

Optionally, as described above, the type of certain resource objects may be to be related to the privacy of user, and resource object Property value it is too big or it is too small this specification provide one or more embodiments in do not make much sense, therefore it provides The resource object table of at least one resource object including matching then can be with based on preset filter condition to matched resource Object is filtered, to provide the resource object table of at least one resource object for including matching, wherein, preset filtering rod Part includes following at least one：The property value of resource object is less than the first predetermined threshold；The property value of resource object is more than second Predetermined threshold；Resource object types are predefined type.

Optionally, it after the resource object table of at least one resource object for including matching is provided, then can respond In the second selection of user, resource object is determined from the resource object table matched；Then resource increment object and money are established The incidence relation of source object.Wherein, second select can be user for its provide including at least one resource for matching The operation of some or certain several resource objects is selected in the resource object table of object, in practical applications, using resource object as For commodity in shopping application, this second select also can be user for its provide include matching it is at least one The operation of some or certain several end articles is selected in the items list of commodity.

Optionally, resource increment object and the incidence relation of the resource object are established, then can determine resource pair first The interlock account of elephant；Then the net added value of resource increment object or the pass of the interlock account of total value and resource object after increment are established Connection relationship.Specifically, the interlock account of resource object is determined, then can be to determine will be transferred to being carried out for the resource object The interlock account of delivery operation；And establish resource increment object net added value or increment after the interlock account of total value and resource object Incidence relation, then can be when predetermined period reaches, then can be directly by resource for ease of being directly transferred to the resource object Total value is transferred to the interlock account of resource object after the net added value of increment object or increment.

By taking the end article in the finance product and shopping application of user's selection as an example, finance product and end article are established Incidence relation, specifically, then can determine that the interlock account of the end article, that is, user buy target quotient first Payment account needed for product, then by the net added value for establishing finance product or the payment account of total value and end article after increment Incidence relation in this way when predetermined period reaches, directly will can be transferred to target quotient after the net added value of finance product or increment The payment account of product, to realize the purchase to end article.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification also provide the correlating method of a kind of finance product and end article, such as Fig. 5 institutes Show, be the realization flow diagram of this method, including：

Step 401, the items list in the shopping cart in shopping application is provided；

Optionally, the items list in the shopping cart in shopping application is provided, then can be filtered in the shopping cart of user Meet the commodity of predetermined condition, to provide items list.Wherein, meet the commodity of predetermined condition, including following at least one：Valency Lattice are less than the commodity of the first predetermined threshold；Price is more than the commodity of the second predetermined threshold；The type of merchandise is the commodity of predefined type.

Step 402, end article is determined in response to selection operation of the user in items list；

Step 403, the price based on end article, in finance product list match predetermined period in net added value and/or Total value is not less than the finance product of the price of end article after increment；

Optionally, the price based on end article matches net added value and/or increasing in predetermined period in finance product list Total value is not less than the finance product of the price of end article after value, then can first, the price based on end article, resonable property Total value is not less than the candidate financing production of the price of end article after net added value in predetermined period is matched in product list and/or is rised in value Product；Then, history income and expenses based on the current avail of user and/or user carry out candidate finance product again Match, with the finance product after being matched.

Optionally, history income and expenses based on the current avail of user and/or user to candidate finance product into Row matches again, with the finance product after match, is also based in the current financing risk class of user, preference of managing money matters At least one and the history income and expenses of the current avail of user and/or user carry out candidate finance product again Match, with the finance product after being matched.

Step 404, the finance product table of at least one finance product including matching is provided；

Optionally, the finance product table of at least one finance product including matching is provided, it can be according to finance product Price, net added value, at least one of degree of correlation of history finance product of total value and finance product and user after increment It is ranked up, to provide the finance product table of at least one finance product for including matching.

Step 405, target finance product is determined to the selection operation of finance product table in response to user；

Step 406, the incidence relation of target finance product and end article is established.

Optionally, the incidence relation of target finance product and end article is established, can determine the pass of end article first Join account；Then, establish target finance product net added value and/or increment after total value be transferred to end article interlock account pass Connection relationship.

Optionally, when predetermined period reaches, total value after the net added value of target finance product and/or increment is transferred to target quotient The interlock account of product or, the prompt message finished to user's transmission financing.

The specific implementation of embodiment illustrated in fig. 5 correlation step can refer to the specific of step corresponding in embodiment illustrated in fig. 1 It realizes, details are not described herein for this specification one or more embodiment.

When for user-association finance product and end article, user can be from the shopping cart in the shopping application of offer Items list in selection target commodity, the price for being then based on the end article matches predetermined period in finance product list Total value is not less than the finance product of the price of the end article after interior net added value and/or increment, then provides what is matched including this The finance product table of at least one finance product is selected for user, and after user selects a certain finance product therein, is established The finance product of user's selection and the incidence relation of end article.Due to the commodity in the shopping cart in these shopping applications often It is that user adds according to demands of individuals, therefore the end article matching in the shopping cart in the shopping application based on user's selection Finance product meet the actual demand of user with can customizing, formulate so as to solving existing Investment ＆ Financing platform The problem of goal of financial management tends not to meet the actual demand of each user with customizing.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification also provides a kind of method based on end article selection finance product, such as Fig. 6 institutes Show, be the realization flow diagram of this method, including：

Step 501, the items list in the shopping cart in shopping application is provided；

Optionally, the items list in the shopping cart in shopping application is provided, then can be filtered in the shopping cart of user Meet the commodity of predetermined condition, to provide items list, wherein, meet the commodity of predetermined condition, including following at least one：Valency Lattice are less than the commodity of the first predetermined threshold；Price is more than the commodity of the second predetermined threshold；The type of merchandise is the commodity of predefined type.

Step 502, end article is determined in response to selection operation of the user in items list；

Step 503, the price based on end article, in finance product list match predetermined period in net added value and/or Total value is not less than the finance product of the price of end article after increment；

Optionally, after net added value in predetermined period is matched in finance product list based on the price of end article or is rised in value Total value can then managed money matters not less than the resource increment object of the property value of resource object based on the price of end article first Total value is not less than the candidate finance product of the price of end article after net added value in predetermined period is matched in product list or is rised in value； Then, the history income and expenses based on the current avail of user and/or user match candidate finance product again, with Finance product after being matched.

Step 504, the finance product table of at least one finance product including matching is provided.

Optionally, the finance product table of at least one finance product including matching is provided, then can be produced according to financing After the prices of product, net added value, increment in the degree of correlation of total value and finance product and the history finance product of user at least one Kind is ranked up, to provide the finance product table of at least one finance product for including matching.

Optionally, it when the avail of user or the newly-increased price for taking in the finance product being more than in finance product table, carries Show user.

Optionally, when predetermined period reaches, the prompting message managed money matters and finished is sent to user.

The specific implementation of embodiment illustrated in fig. 6 correlation step can refer to step corresponding in Fig. 1 or embodiment illustrated in fig. 3 Specific implementation, details are not described herein for this specification one or more embodiment.

When user is based on end article selection finance product, user can be from the shopping cart in the shopping application of offer Items list in selection target commodity, the price for being then based on the end article matches predetermined period in finance product list Total value is finally provided not less than the finance product of the price of the end article including the matching again after interior net added value and/or increment The finance product table of at least one finance product gone out is selected for user.Since the commodity in these shopping carts are often user It is added according to demands of individuals, therefore the matched finance product of end article in the shopping cart based on user's selection can customize Change the actual demand that ground meets user, it is fixed that the goal of financial management formulated so as to solve existing Investment ＆ Financing platform tends not to The problem of meeting to inhibition and generation the actual demand of each user.

The goal of financial management formulated to solve Investment ＆ Financing platform of the prior art tends not to meet with customizing each The problem of actual demand of user, this specification also provide a kind of method based on finance product selection target commodity, such as Fig. 7 institutes Show, be the realization flow diagram of this method, including：

Step 601, finance product table is provided；

Optionally, finance product table is provided, then history revenue and expenditure that can be based on the current avail of user and/or user Situation is filtered finance product, to provide finance product table.

History income and expenses based on the current avail of user and/or user, are filtered finance product, to carry For finance product table, then can be worked as based at least one of the current financing risk class of user, financing preference and user Preceding avail and/or the history income and expenses of user, are filtered finance product, to provide finance product table.

Optionally, finance product table is provided, then can according to total value after the price, net added value, increment of finance product and At least one of degree of correlation of history finance product of finance product and user is ranked up, with provide include match to The finance product table of a few finance product.

Step 602, in response to the first choice of user, finance product is determined from finance product table；

Step 603, based on finance product in predetermined period net added value or increment after total value, the shopping in shopping application End article of the price no more than total value after net added value or increment of commodity is matched in items list in vehicle；

Step 604, the items list of at least one end article including matching is provided.

Optionally, preset filtering can be then based on by providing the items list of at least one end article including matching Condition is filtered matched commodity, to provide the items list of at least one end article for including matching, wherein, in advance If filter condition include it is following at least one：The price of commodity is less than the first predetermined threshold；It is pre- that the price of commodity is more than second Determine threshold value；The type of merchandise is predefined type.

Optionally, it after the items list of at least one end article for including matching is provided, may also respond to Selection operation of the user in items list determines end article；Then, the incidence relation of finance product and end article is established.

Optionally, the incidence relation of target finance product and the end article is established, then can determine target quotient first The interlock account of product；Then, establish target finance product net added value and/or increment after total value be transferred to the association account of end article The incidence relation at family.

The specific implementation of embodiment illustrated in fig. 7 correlation step can refer to the specific of step corresponding in embodiment illustrated in fig. 4 It realizes, details are not described herein for this specification.

User be based on finance product selection target commodity when, user can from the finance product table of offer selection target Commodity are then based on finance product total value after net added value or increment in predetermined period, in the shopping cart in shopping application The price of commodity is matched in items list no more than the end article of total value after net added value or increment, is finally provided again including matching The items list of at least one end article gone out is selected for user.Wherein with the selected finance product of user in default week The end article that matches of total value after net added value or increment, is the commodity in the shopping cart in shopping application, due to these in phase End article is often that user is added to according to demands of individuals in shopping cart, therefore the finance product matching based on user's selection End article meet the actual demand of user with can customizing, formulate so as to solving existing Investment ＆ Financing platform The problem of goal of financial management tends not to meet the actual demand of each user with customizing.

Fig. 8 is the structure diagram of electronic equipment that one embodiment of this specification provides.Fig. 8 is please referred to, in hardware Level, the electronic equipment include processor, optionally further include internal bus, network interface, memory.Wherein, memory can Memory, such as high-speed random access memory (Random-Access Memory, RAM) can be included, it is also possible to further include non-easy The property lost memory (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible to Including the required hardware of other business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Fig. 8 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Memory, for storing program.Specifically, program can include program code, and said program code includes calculating Machine operational order.Memory can include memory and nonvolatile memory, and provide instruction and data to processor.

Processor reads in corresponding computer program to memory and then is run from nonvolatile memory, in logical layer The associated apparatus of resource increment object and resource object is formed on face.Processor performs the program that memory is stored, and specific For performing the following operations：

Resource table to be transferred to is provided；

The correlating method of resource increment object and resource object disclosed in the above-mentioned embodiment illustrated in fig. 1 such as this specification can be with It is realized applied in processor or by processor.Processor may be a kind of IC chip, have the processing energy of signal Power.During realization, each step of the above method can pass through the integrated logic circuit or software of the hardware in processor The instruction of form is completed.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one or more Disclosed each method, step and logic diagram in embodiment.General processor can be microprocessor or the processor It can be any conventional processor etc..The step of method with reference to disclosed in this specification one or more embodiment, can be straight It connects and is presented as that hardware decoding processor performs completion or performed with the hardware in decoding processor and software module combination Into.Software module can be located at random access memory, and flash memory, read-only memory, programmable read only memory or electrically-erasable can In the storage medium of this fields such as programmable memory, register maturation.The storage medium is located at memory, and processor reads storage Information in device, with reference to the step of its hardware completion above method.

The electronic equipment can also carry out the resource increment object of Fig. 1 and the correlating method of resource object, and this specification is herein It repeats no more.

Certainly, other than software realization mode, other realization methods are not precluded in the electronic equipment of this specification, such as Mode of logical device or software and hardware combining etc., that is to say, that the executive agent of following process flow is not limited to each Logic unit or hardware or logical device.

Fig. 9 is the structure diagram of one embodiment electronic equipment of this specification.Fig. 9 is please referred to, it, should in hardware view Electronic equipment includes processor, optionally further includes internal bus, network interface, memory.Wherein, memory may include interior It deposits, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile memories Device (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that other The required hardware of business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Fig. 9 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Processor reads in corresponding computer program to memory and then is run from nonvolatile memory, in logical layer The device based on resource object selection resource increment object is formed on face.Processor performs the program that memory is stored, and has Body is for performing the following operations：

Resource table to be transferred to is provided；

The resource increment Object table for including at least one resource increment object matched is provided.

Disclosed in the above-mentioned embodiment illustrated in fig. 3 such as this specification can be with based on resource object selection resource increment object method It is realized applied in processor or by processor.Processor may be a kind of IC chip, have the processing energy of signal Power.During realization, each step of the above method can pass through the integrated logic circuit or software of the hardware in processor The instruction of form is completed.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one or more Disclosed each method, step and logic diagram in embodiment.General processor can be microprocessor or the processor It can be any conventional processor etc..The step of method with reference to disclosed in this specification one or more embodiment, can be straight It connects and is presented as that hardware decoding processor performs completion or performed with the hardware in decoding processor and software module combination Into.Software module can be located at random access memory, and flash memory, read-only memory, programmable read only memory or electrically-erasable can In the storage medium of this fields such as programmable memory, register maturation.The storage medium is located at memory, and processor reads storage Information in device, with reference to the step of its hardware completion above method.

The electronic equipment can also carry out the method based on resource object selection resource increment object of Fig. 3, and this specification exists This is repeated no more.

Figure 10 is the structure diagram of one embodiment electronic equipment of this specification.0 is please referred to Fig.1, in hardware view, The electronic equipment includes processor, optionally further includes internal bus, network interface, memory.Wherein, memory may include Memory, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile deposit Reservoir (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that it The required hardware of his business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Figure 10 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Processor reads in corresponding computer program to memory and then is run from nonvolatile memory, in logical layer The device based on resource increment Object Selection resource object is formed on face.Processor performs the program that memory is stored, and has Body is for performing the following operations：

Resource increment Object table is provided；

The method based on resource increment Object Selection resource object disclosed in the above-mentioned embodiment illustrated in fig. 4 such as this specification can To be applied to realize in processor or by processor.Processor may be a kind of IC chip, have the processing of signal Ability.During realization, each step of the above method can be by the integrated logic circuit of the hardware in processor or soft The instruction of part form is completed.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be Digital Signal Processing Device (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other can Programmed logic device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one Disclosed each method, step and logic diagram in a or multiple embodiments.General processor can be microprocessor or should Processor can also be any conventional processor etc..The step of method with reference to disclosed in this specification one or more embodiment Suddenly hardware decoding processor can be embodied directly in perform completion or combined with the hardware in decoding processor and software module Perform completion.Software module can be located at random access memory, and flash memory, read-only memory, programmable read only memory or electricity can In the storage medium of this fields such as erasable programmable storage, register maturation.The storage medium is located at memory, and processor is read Information in access to memory, with reference to the step of its hardware completion above method.

The electronic equipment can also carry out the method based on resource increment Object Selection resource object of Fig. 4, and this specification exists This is repeated no more.

Figure 11 is the structure diagram of one embodiment electronic equipment of this specification.1 is please referred to Fig.1, in hardware view, The electronic equipment includes processor, optionally further includes internal bus, network interface, memory.Wherein, memory may include Memory, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile deposit Reservoir (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that it The required hardware of his business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Figure 11 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Processor reads in corresponding computer program to memory and then is run from nonvolatile memory, in logical layer The associated apparatus of finance product and end article is formed on face.Processor performs the program that memory is stored, and is specifically used for Perform following operate：

Items list in shopping cart in shopping application is provided；

The correlating method of finance product and end article disclosed in the above-mentioned embodiment illustrated in fig. 5 such as this specification can be applied It is realized in processor or by processor.Processor may be a kind of IC chip, have the processing capacity of signal. During realization, each step of the above method can pass through the integrated logic circuit or software form of the hardware in processor Instruction complete.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one or more Disclosed each method, step and logic diagram in embodiment.General processor can be microprocessor or the processor It can be any conventional processor etc..The step of method with reference to disclosed in this specification one or more embodiment, can be straight It connects and is presented as that hardware decoding processor performs completion or performed with the hardware in decoding processor and software module combination Into.Software module can be located at random access memory, and flash memory, read-only memory, programmable read only memory or electrically-erasable can In the storage medium of this fields such as programmable memory, register maturation.The storage medium is located at memory, and processor reads storage Information in device, with reference to the step of its hardware completion above method.

The electronic equipment can also carry out the finance product of Fig. 5 and the correlating method of end article, and this specification is herein no longer It repeats.

Figure 12 is the structure diagram of one embodiment electronic equipment of this specification.2 are please referred to Fig.1, in hardware view, The electronic equipment includes processor, optionally further includes internal bus, network interface, memory.Wherein, memory may include Memory, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile deposit Reservoir (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that it The required hardware of his business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Figure 12 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Items list in shopping cart in shopping application is provided；

The method based on end article selection finance product disclosed in the above-mentioned embodiment illustrated in fig. 6 such as this specification can answer For being realized in processor or by processor.Processor may be a kind of IC chip, have the processing energy of signal Power.During realization, each step of the above method can pass through the integrated logic circuit or software of the hardware in processor The instruction of form is completed.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one or more Disclosed each method, step and logic diagram in embodiment.General processor can be microprocessor or the processor It can be any conventional processor etc..The step of method with reference to disclosed in this specification one or more embodiment, can be straight It connects and is presented as that hardware decoding processor performs completion or performed with the hardware in decoding processor and software module combination Into.Software module can be located at random access memory, and flash memory, read-only memory, programmable read only memory or electrically-erasable can In the storage medium of this fields such as programmable memory, register maturation.The storage medium is located at memory, and processor reads storage Information in device, with reference to the step of its hardware completion above method.

The electronic equipment can also carry out the method based on end article selection finance product of Fig. 6, and this specification is herein not It repeats again.

Figure 13 is the structure diagram of one embodiment electronic equipment of specification.3 are please referred to Fig.1, it, should in hardware view Electronic equipment includes processor, optionally further includes internal bus, network interface, memory.Wherein, memory may include interior It deposits, such as high-speed random access memory (Random-Access Memory, RAM), it is also possible to further include non-volatile memories Device (non-volatile memory), for example, at least 1 magnetic disk storage etc..Certainly, which is also possible that other The required hardware of business.

Processor, network interface and memory can be connected with each other by internal bus, which can be ISA (Industry Standard Architecture, industry standard architecture) bus, PCI (Peripheral Component Interconnect, Peripheral Component Interconnect standard) bus or EISA (Extended Industry Standard Architecture, expanding the industrial standard structure) bus etc..The bus can be divided into address bus, data/address bus, control always Line etc..For ease of representing, only represented in Figure 13 with a four-headed arrow, it is not intended that an only bus or a type of Bus.

Processor reads in corresponding computer program to memory and then is run from nonvolatile memory, in logical layer The device based on finance product selection target commodity is formed on face.Processor performs the program that memory is stored, and specifically uses It is operated below performing：

Finance product table is provided；

It provides and includes the items list of at least one end article matched.

The method based on finance product selection target commodity disclosed in the above-mentioned embodiment illustrated in fig. 7 such as specification can be applied It is realized in processor or by processor.Processor may be a kind of IC chip, have the processing capacity of signal. During realization, each step of the above method can pass through the integrated logic circuit or software form of the hardware in processor Instruction complete.Above-mentioned processor can be general processor, including central processing unit (Central Processing Unit, CPU), network processing unit (Network Processor, NP) etc.；It can also be digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-Programmable Gate Array, FPGA) or other programmable logic Device, discrete gate or transistor logic, discrete hardware components.It can realize or perform this specification one or more Disclosed each method, step and logic diagram in embodiment.General processor can be microprocessor or the processor It can be any conventional processor etc..The step of method with reference to disclosed in specification one or more embodiment, can be direct It is presented as that hardware decoding processor performs completion or performs completion with the hardware in decoding processor and software module combination. Software module can be located at random access memory, flash memory, read-only memory, programmable read only memory or electrically erasable programmable In the storage medium of this fields such as memory, register maturation.The storage medium is located at memory, and processor is read in memory Information, with reference to its hardware complete the above method the step of.

The electronic equipment can also carry out the method based on finance product selection target commodity of Fig. 7, and this specification is herein not It repeats again.

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 1 can be made, and specifically for performing following operate：

Resource table to be transferred to is provided；

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 3 can be made, and specifically for performing following operate：

Resource table to be transferred to is provided；

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 4 can be made, and specifically for performing following operate：

Resource increment Object table is provided；

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 5 can be made, and specifically for performing following operate：

Items list in shopping cart in shopping application is provided；

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 6 can be made, and specifically for performing following operate：

Items list in shopping cart in shopping application is provided；

This specification also proposed a kind of computer readable storage medium, the computer-readable recording medium storage one or Multiple programs, the one or more program include instruction, and the instruction is when the portable electronic device for being included multiple application programs During execution, the method for portable electronic device execution embodiment illustrated in fig. 7 can be made, and specifically for performing following operate：

Finance product table is provided；

It provides and includes the items list of at least one end article matched.

Figure 14 is the structure diagram of the associated apparatus 1400 of the resource increment object that this specification provides and resource object. 4 are please referred to Fig.1, in a kind of Software Implementation, the associated apparatus 1400 of resource increment object and resource object may include the One, which provides unit 1401, the first determination unit 1402, matching unit 1403, second, provides unit 1404, the second determination unit 1405 and unit 1406 is established, wherein：

First provides unit 1401, provides resource table to be transferred to；

First determination unit 1402 in response to the first choice of user, determines resource pair from the resource table to be transferred to As；

Matching unit 1403, the property value based on the resource object match predetermined period in resource rises in value list object Total value is not less than the resource increment object of the property value of the resource object after interior net added value or increment；

Second provides unit 1404, provides including the resource increment pair of at least one resource increment object matched As table；

Second determination unit 1405, in response to the second selection of the user, from the resource increment object matched Resource increment object is determined in table；

Unit 1406 is established, establishes the incidence relation of the resource increment object and the resource object.

In one embodiment, described device further includes：

Prompt unit is transferred to, it, will be total after the net added value of resource increment object or increment when the predetermined period reaches The prompt message that value is transferred to the interlock account of the resource object or, is finished to user transmission resource increment.

In one embodiment, described first unit 1401 is provided, filtering satisfaction is pre- in the resource to be transferred to of user The resource object of fixed condition, with resource table to be transferred to described in offer.

In one embodiment, the resource object for meeting predetermined condition, including following at least one：

Property value is less than the resource object of the first predetermined threshold；

Property value is more than the resource object of the second predetermined threshold；

Resource object types are the resource object of predefined type.

In one embodiment, matching unit 1403,

Property value based on resource object net added value or increasing in matching predetermined period in resource rises in value list object Total value is not less than the candidate resource increment object of the property value of the resource object after value；

Candidate resource is increased based on the current available resources of the user and/or the history resource of user increase and decrease situation Value object is matched again, is rised in value object with the resource after being matched.

In one embodiment, matching unit 1403,

Based on the user it is current resource increment risk class, resource increment be biased at least one of and it is described The current available resources of user and/or the history resource of user increase and decrease situation, carry out again candidate resource increment object Match, rised in value object with the resource after being matched.

In one embodiment, second unit 1404 is provided, according to resource increment object's property value, net added value, increasing Total value and the progress of at least one of resource increment object and the degree of correlation of history resource increment object of the user after value It sorts, to provide the resource increment Object table for including at least one resource increment object matched.

In one embodiment, unit 1406 is established,

Determine the interlock account of the resource object；

Establish resource increment object net added value or increment after total value be transferred to the interlock account of the resource object Incidence relation.

The associated apparatus 1400 of resource increment object and resource object can realize the side of the embodiment of the method for Fig. 1~Fig. 2 Method specifically refers to Fig. 1 and the resource increment object of embodiment illustrated in fig. 2 and the correlating method of resource object, repeats no more.

Figure 15 is the structural representation of the device 1500 based on resource object selection resource increment object that this specification provides Figure.5 are please referred to Fig.1, in a kind of Software Implementation, the device 1500 based on resource object selection resource increment object can wrap First offer unit 1501, determination unit 1502, matching unit 1503 and second are provided, unit 1504 is provided, wherein：

First provides unit 1501, provides resource table to be transferred to；

Determination unit 1502 in response to the first choice of user, determines resource object from the resource table to be transferred to；

Matching unit 1503, the property value based on the resource object match predetermined period in resource rises in value list object Total value is not less than the resource increment object of the property value of the resource object after interior net added value or increment；

Second provides unit 1504, provides the resource increment object of at least one resource increment object matched Table.

In one embodiment, described device further includes：

First prompt unit 1505, when the available resources of the user or newly-increased resource are more than resource increment Object table In resource increment object's property value, prompt the user.

In one embodiment, described device further includes：

Second prompt unit 1506, when the predetermined period reaches, the prompting finished of rising in value to user transmission resource Message.

In one embodiment, first unit 1501 is provided,

Filtering meets the resource object of predetermined condition in the resource to be transferred to of the user, to wait to be transferred to money described in offer Source table, wherein,

The resource object for meeting predetermined condition, including following at least one：

Resource object types are the resource object of predefined type.

In one embodiment, matching unit 1503,

In one embodiment, second unit 1504 is provided,

According to total value and resource increment object and the user after resource increment object's property value, net added value, increment At least one of the degree of correlation of history resource increment object be ranked up, with provide include it is described match it is at least one The resource increment Object table of resource increment object.

Device 1500 based on resource object selection resource increment object can realize the method for the embodiment of the method for Fig. 3, The method based on resource object selection resource increment object of embodiment illustrated in fig. 3 is specifically referred to, is repeated no more.

Figure 16 is the structural representation of the device 1600 based on resource increment Object Selection resource object that this specification provides Figure.6 are please referred to Fig.1, in a kind of Software Implementation, the device 1600 based on resource increment Object Selection resource object can wrap First offer unit 1601, determination unit 1602, matching unit 1603 and second are provided, unit 1604 is provided, wherein：

First provides unit 1601, provides resource increment Object table；

In response to the first choice of user, resource increment is determined in rising in value Object table from the resource for determination unit 1602 Object；

Matching unit 1603, based on the resource rise in value object in predetermined period net added value or increment after total value, treating It is transferred to and resource object of the property value of resource object no more than total value after the net added value or increment is matched in the Resources list；

Second provides unit 1604, provides the resource object table for including at least one resource object matched.

In one embodiment, described device further includes：

First determination unit 1605, in response to the second selection of the user, from the resource object table matched Determine resource object；

Unit 1606 is established, establishes the incidence relation of the resource increment object and the resource object.

In one embodiment, second unit 1604 is provided,

Matched resource object is filtered based on preset filter condition, includes described match at least to provide The resource object table of one resource object, wherein,

The preset filter condition includes following at least one：

The property value of resource object is less than the first predetermined threshold；

The property value of resource object is more than the second predetermined threshold；

Resource object types are predefined type.

In one embodiment, first unit 1601 is provided,

Based on the current available resources of the user and/or the history resource of user increase and decrease situation, rise in value to resource Object is filtered, to provide the resource increment Object table.

In one embodiment, first unit 1601 is provided,

Based on the user it is current resource increment risk class, resource increment be biased at least one of and it is described The current available resources of user and/or the history resource of user increase and decrease situation, are filtered resource increment object, to carry For resource increment Object table.

In one embodiment, first unit 1601 is provided,

According to total value and resource increment object and the user after resource increment object's property value, net added value, increment At least one of the degree of correlation of history resource increment object be ranked up, to provide the resource increment Object table.

In one embodiment, unit 1606 is established,

Determine the interlock account of the resource object；

Device 1600 based on resource increment Object Selection resource object can realize the method for the embodiment of the method for Fig. 4, Specifically refer to embodiment illustrated in fig. 4 based on resource rise in value Object Selection resource object approach, repeat no more.

Figure 17 is the structure diagram of the associated apparatus 1700 of the finance product that this specification provides and end article.It please join Figure 17 is examined, in a kind of Software Implementation, the associated apparatus 1700 of finance product and end article may include the first offer list First 1701, first determination unit 1702, matching unit 1703, second provide unit 1704, the second determination unit 1705 and establish Unit 1706, wherein：

First provides unit 1701, provides the items list in the shopping cart in shopping application；

First determination unit 1702 determines end article in response to selection operation of the user in the items list；

Matching unit 1703 based on the price of the end article, matches net in predetermined period in finance product list Total value is not less than the finance product of the price of the end article after increment and/or increment；

Second provides unit 1704, provides the finance product table for including at least one finance product matched；

Second determination unit 1705 determines the selection operation of finance product table in response to the user target financing production Product；

Unit 1706 is established, establishes the incidence relation of the target finance product and the end article.

In one embodiment, described device further includes：

Prompt unit 1707 is transferred to, when the predetermined period reaches, by the net added value of the target finance product and/or increasing Total value is transferred to the interlock account of the end article or, the prompt message managed money matters and finished is sent to the user after value.

In one embodiment, first unit 1701 is provided,

Filtering meets the commodity of predetermined condition in the shopping cart of user, to provide the items list.

In one embodiment, the commodity for meeting predetermined condition, including following at least one：

Price is less than the commodity of the first predetermined threshold；

Price is more than the commodity of the second predetermined threshold；

The type of merchandise is the commodity of predefined type.

In one embodiment, matching unit 1703,

Based on the price of the end article, net added value and/or increment in predetermined period are matched in finance product list Total value is not less than the candidate finance product of the price of the end article afterwards；

History income and expenses based on the current avail of the user and/or the user are to the candidate financing production Product are matched again, with the finance product after being matched.

In one embodiment, matching unit 1703,

It is current based at least one of the current financing risk class of the user, financing preference and the user Avail and/or the user history income and expenses, candidate finance product is matched again, after being matched Finance product.

In one embodiment, second unit 1704 is provided,

It manages money matters according to total value after the price, net added value, increment of finance product and finance product and the history of the user At least one of degree of correlation of product is ranked up, and includes the financing of at least one finance product matched to provide Product table.

In one embodiment, unit 1706 is established,

Determine the interlock account of the end article；

Establish the target finance product net added value and/or increment after total value be transferred to the interlock account of the end article Incidence relation.

The associated apparatus 1700 of finance product and end article can realize the method for the embodiment of the method for Fig. 5, specifically may be used With reference to the finance product of embodiment illustrated in fig. 5 and the correlating method of end article, repeat no more.

Figure 18 is the structure diagram of the device 1800 based on end article selection finance product that this specification provides.Please With reference to figure 18, in a kind of Software Implementation, the device 1800 based on end article selection finance product may include that first carries Unit 1804 is provided for unit 1801, determination unit 1802, matching unit 1803 and second, wherein：

First provides unit 1801, provides the items list in the shopping cart in shopping application；

Determination unit 1802 determines end article in response to selection operation of the user in the items list；

Matching unit 1803 based on the price of the end article, matches net in predetermined period in finance product list Total value is not less than the finance product of the price of the end article after increment and/or increment；

Second provides unit 1804, provides the finance product table for including at least one finance product matched.

In one embodiment, described device further includes：

First prompt unit 1805, when the avail of the user or newly-increased income are more than in the finance product table The price of finance product prompts the user.

In one embodiment, described device further includes：

When the predetermined period reaches, the prompting message managed money matters and finished is sent to the user for second prompt unit 1806.

In one embodiment, first unit 1801 is provided,

Filtering meets the commodity of predetermined condition in the shopping cart of user, to provide the items list, wherein,

The commodity for meeting predetermined condition, including following at least one：

Price is less than the commodity of the first predetermined threshold；

Price is more than the commodity of the second predetermined threshold；

The type of merchandise is the commodity of predefined type.

In one embodiment, matching unit 1803,

Price based on the end article is total after net added value in predetermined period is matched in finance product list or is rised in value Value is not less than the candidate finance product of the price of the end article；

In one embodiment, matching unit 1803,

In one embodiment, second unit 1804 is provided,

Device 1800 based on end article selection finance product can realize the method for the embodiment of the method for Fig. 6, specifically The method based on end article selection finance product of embodiment illustrated in fig. 6 is can refer to, is repeated no more.

Figure 19 is the structure diagram for the device 1900 based on finance product selection target commodity that this specification provides.Please With reference to figure 19, in a kind of Software Implementation, the device 1900 based on finance product selection target commodity may include that first carries Unit 1904 is provided for unit 1901, determination unit 1902, matching unit 1903 and second, wherein：

First provides unit 1901, provides finance product table；

Determination unit 1902 in response to the first choice of user, determines finance product from the finance product table；

Matching unit 1903, based on the finance product in predetermined period net added value or increment after total value, shopping should Target quotient of the price no more than total value after the net added value or increment of commodity is matched in the items list in shopping cart in Product；

Second provides unit 1904, provides including the items list of at least one end article matched.

In one embodiment, described device further includes：

First determination unit 1905 determines end article in response to selection operation of the user in the items list；

Unit 1906 is established, establishes the incidence relation of the finance product and the end article.

In one embodiment, second unit 1904 is provided,

Matched commodity are filtered based on preset filter condition, with provide include it is described match it is at least one The items list of end article, wherein,

The preset filter condition includes following at least one：

The price of commodity is less than the first predetermined threshold；

The price of commodity is more than the second predetermined threshold；

The type of merchandise is predefined type.

In one embodiment, first unit 1901 is provided,

History income and expenses based on the current avail of the user and/or the user carry out finance product Filtering, to provide the finance product table.

In one embodiment, first unit 1901 is provided,

It is current based at least one of the current financing risk class of the user, financing preference and the user Avail and/or the user history income and expenses, finance product is filtered, to provide the finance product Table.

In one embodiment, first unit 1901 is provided,

In one embodiment, unit 1906 is established,

Determine the interlock account of the end article；

Device 1900 based on finance product selection target commodity can realize the method for the embodiment of the method for Fig. 7, specifically The method based on finance product selection target commodity of embodiment illustrated in fig. 7 is can refer to, is repeated no more.

In short, the foregoing is merely the preferred embodiment of this specification, it is not intended to limit the protection of this specification Range.All any modifications within the spirit and principle of this specification one or more embodiment, made, change equivalent replacement Into etc., it should be included within the protection domain of this specification one or more embodiment.

System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by having the function of certain product.A kind of typical realization equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer-readable instruction, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, CD-ROM read-only memory (CD-ROM), Digital versatile disc (DVD) or other optical storages, magnetic tape cassette, the storage of tape magnetic rigid disk or other magnetic storage apparatus Or any other non-transmission medium, available for storing the information that can be accessed by a computing device.It defines, calculates according to herein Machine readable medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.

It should also be noted that, term " comprising ", "comprising" or its any other variant are intended to nonexcludability Comprising so that process, method, commodity or equipment including a series of elements are not only including those elements, but also wrap Include other elements that are not explicitly listed or further include for this process, method, commodity or equipment it is intrinsic will Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that wanted including described Also there are other identical elements in the process of element, method, commodity or equipment.

Each embodiment in this specification is described by the way of progressive, identical similar portion between each embodiment Point just to refer each other, and the highlights of each of the examples are difference from other examples.Especially for system reality For applying example, since it is substantially similar to embodiment of the method, so description is fairly simple, related part is referring to embodiment of the method Part explanation.

Claims

1. the correlating method of a kind of resource increment object and resource object, including：

Resource table to be transferred to is provided；

Property value based on the resource object is after matching net added value in predetermined period during resource rises in value list object or rising in value Total value is not less than the resource increment object of the property value of the resource object；

In response to the second selection of the user, resource increment object is determined from the resource increment Object table matched；

2. the method as described in claim 1, the method further includes：

When the predetermined period reaches, total value after the net added value of resource increment object or increment is transferred to the resource object Interlock account or, send the prompt message that finishes of resource increment to the user.

3. method as claimed in claim 1 or 2,

Resource table to be transferred to is provided, including：

Filtering meets the resource object of predetermined condition in the resource to be transferred to of user, with resource table to be transferred to described in offer.

4. method as claimed in claim 3,

Resource object types are the resource object of predefined type.

5. the method as described in claim 1,

Property value based on the resource object is after matching net added value in predetermined period during resource rises in value list object or rising in value Total value is not less than the resource increment object of the property value of the resource object, including：

Property value based on the resource object is after matching net added value in predetermined period during resource rises in value list object or rising in value Total value is not less than the candidate resource increment object of the property value of the resource object；

Based on the current available resources of the user and/or the history resource of user increase and decrease situation to candidate resource increment pair As being matched again, rised in value object with the resource after being matched.

6. method as claimed in claim 5,

Based on the current available resources of the user and/or the history resource of user increase and decrease situation to candidate resource increment pair As being matched again, rised in value object with the resource after being matched, further included：

Based at least one of the current resource increment risk class of the user, resource increment deviation and the user Current available resources and/or the history resource increase and decrease situation of the user, match candidate resource increment object again, with Resource increment object after being matched.

7. the method as described in claim 1,

The resource increment Object table for including at least one resource increment object matched is provided, including：

According to resource increment object's property value, net added value, after increment, total value and resource increment object and the user's goes through At least one of degree of correlation of history resource increment object is ranked up, and includes at least one resource matched to provide The resource increment Object table of increment object.

8. the method as described in claim 1,

The incidence relation of the resource increment object and the resource object is established, including：

Determine the interlock account of the resource object；

Establish resource increment object net added value or increment after total value be transferred to the resource object interlock account association Relationship.

9. a kind of method based on resource object selection resource increment object, including：

Resource table to be transferred to is provided；

10. method as claimed in claim 9, the method further include：

When the available resources of the user or newly-increased resource are more than the category of the resource increment object in resource increment Object table Property value, prompts the user.

11. method as claimed in claim 9, the method further include：

When the predetermined period reaches, rise in value the prompting message finished to user transmission resource.

12. method as claimed in claim 9,

Resource table to be transferred to is provided, including：

Filtering meets the resource object of predetermined condition in the resource to be transferred to of the user, with resource to be transferred to described in offer Table, wherein,

Resource object types are the resource object of predefined type.

13. method as claimed in claim 9,

14. method as claimed in claim 13,

15. method as claimed in claim 9,

16. a kind of method based on resource increment Object Selection resource object, including：

Resource increment Object table is provided；

Based on the resource rise in value object in predetermined period net added value or increment after total value, matched in the Resources list to be transferred to The property value of resource object is no more than the resource object of total value after the net added value or increment；

17. the method described in claim 16 includes the resource pair of at least one resource object matched providing After table, the method further includes：

In response to the second selection of the user, resource object is determined from the resource object table matched；

18. the method described in claim 16,

The resource object table of at least one resource object matched described in including is provided to include：

Matched resource object is filtered based on preset filter condition, with provide include it is described match it is at least one The resource object table of resource object, wherein,

The preset filter condition includes following at least one：

Resource object types are predefined type.

19. the method described in claim 16 provides resource increment Object table, including：

Based on the current available resources of the user and/or the history resource of user increase and decrease situation, rise in value to resource object It is filtered, to provide the resource increment Object table.

20. method as claimed in claim 19,

Based on the current available resources of the user and/or the history resource of user increase and decrease situation, rise in value to resource object It is filtered, to provide the resource increment Object table, including：

Based at least one of the current resource increment risk class of the user, resource increment deviation and the user Current available resources and/or the history resource increase and decrease situation of the user, are filtered resource increment object, to provide State resource increment Object table.

21. the method described in claim 16 provides resource increment Object table, including：

According to resource increment object's property value, net added value, after increment, total value and resource increment object and the user's goes through At least one of degree of correlation of history resource increment object is ranked up, to provide the resource increment Object table.

22. method as claimed in claim 17,

Determine the interlock account of the resource object；

23. the correlating method of a kind of finance product and end article, including：

Items list in shopping cart in shopping application is provided；

It is total after net added value in predetermined period is matched in finance product list and/or is rised in value based on the price of the end article Value is not less than the finance product of the price of the end article；

24. method as claimed in claim 23, the method further include：

When the predetermined period reaches, total value after the net added value of the target finance product and/or increment is transferred to the target The interlock account of commodity or, the prompt message finished to user transmission financing.

25. the method as described in claim 23 or 24,

Items list in shopping cart in shopping application is provided, including：

26. method as claimed in claim 25,

Price is less than the commodity of the first predetermined threshold；

Price is more than the commodity of the second predetermined threshold；

The type of merchandise is the commodity of predefined type.

27. method as claimed in claim 23,

It is total after net added value in predetermined period is matched in finance product list and/or is rised in value based on the price of the end article Value is not less than the finance product of the price of the end article, including：

It is total after net added value in predetermined period is matched in finance product list and/or is rised in value based on the price of the end article Value is not less than the candidate finance product of the price of the end article；

History income and expenses based on the current avail of the user and/or the user to the candidate finance product into Row matches again, with the finance product after being matched.

28. method as claimed in claim 27,

History income and expenses based on the current avail of the user and/or the user carry out again candidate finance product Matching with the finance product after being matched, further includes：

Based on the current financing risk class of the user, financing at least one of preference and the user it is current can With the amount of money and/or the history income and expenses of the user, candidate finance product is matched again, with the financing after being matched Product.

29. method as claimed in claim 23,

It provides and includes the finance product table of at least one finance product matched, including：

According to total value after the price, net added value, increment of finance product and finance product and the history finance product of the user At least one of the degree of correlation be ranked up, include the finance product of at least one finance product matched to provide Table.

30. method as claimed in claim 23,

The incidence relation of the target finance product and the end article is established, including：

Determine the interlock account of the end article；

Establish the target finance product net added value and/or increment after total value be transferred to the end article interlock account pass Connection relationship.

31. a kind of method based on end article selection finance product, including：

Items list in shopping cart in shopping application is provided；

32. method as claimed in claim 31, the method further include：

When the avail of the user or newly-increased income are more than the price of the finance product in the finance product table, prompting institute State user.

33. method as claimed in claim 31, the method further include：

When the predetermined period reaches, the prompting message managed money matters and finished is sent to the user.

34. method as claimed in claim 31,

Items list in shopping cart in shopping application is provided, including：

Price is less than the commodity of the first predetermined threshold；

Price is more than the commodity of the second predetermined threshold；

The type of merchandise is the commodity of predefined type.

35. method as claimed in claim 31,

Total value is not after price based on the end article matches in predetermined period net added value or increment in finance product list Less than the resource object property value resource rise in value object, including：

Total value is not after price based on the end article matches in predetermined period net added value or increment in finance product list Less than the candidate finance product of the price of the end article；

36. method as claimed in claim 35,

37. method as claimed in claim 31,

38. a kind of method based on finance product selection target commodity, including：

Finance product table is provided；

Based on the finance product in predetermined period net added value or increment after total value, the quotient in shopping cart in shopping application End article of the price no more than total value after the net added value or increment of commodity is matched in product list；

It provides and includes the items list of at least one end article matched.

39. method as claimed in claim 38 is providing the commodity row including at least one end article matched After table, the method further includes：

Establish the incidence relation of the finance product and the end article.

40. method as claimed in claim 38,

The items list of at least one end article matched described in including is provided to include：

Matched commodity are filtered based on preset filter condition, include at least one target matched to provide The items list of commodity, wherein,

The preset filter condition includes following at least one：

The price of commodity is less than the first predetermined threshold；

The price of commodity is more than the second predetermined threshold；

The type of merchandise is predefined type.

41. method as claimed in claim 38 provides finance product table, including：

History income and expenses based on the current avail of the user and/or the user, are filtered finance product, To provide the finance product table.

42. method as claimed in claim 41,

History income and expenses based on the current avail of the user and/or the user, are filtered finance product, To provide the finance product table, including：

Based on the current financing risk class of the user, financing at least one of preference and the user it is current can With the amount of money and/or the history income and expenses of the user, finance product is filtered, to provide the finance product table.

43. method as claimed in claim 38 provides finance product table, including：

44. method as claimed in claim 39,

Determine the interlock account of the end article；

45. the associated apparatus of a kind of resource increment object and resource object, including：

First provides unit, provides resource table to be transferred to；

Matching unit, the property value based on the resource object match net added value in predetermined period in resource rises in value list object Or total value is not less than the resource increment object of the property value of the resource object after increment；

Second provides unit, provides the resource increment Object table for including at least one resource increment object matched；

Second determination unit in response to the second selection of the user, is determined from the resource increment Object table matched Resource increment object；

46. a kind of device based on resource object selection resource increment object, including：

First provides unit, provides resource table to be transferred to；

47. a kind of device based on resource increment Object Selection resource object, including：

First provides unit, provides resource increment Object table；

Matching unit, based on the resource rise in value object in predetermined period net added value or increment after total value, in resource to be transferred to Resource object of the property value no more than total value after the net added value or increment of resource object is matched in list；

48. the associated apparatus of a kind of finance product and end article, including：

Matching unit, based on the price of the end article, matched in finance product list in predetermined period net added value and/or Total value is not less than the finance product of the price of the end article after increment；

49. a kind of device based on end article selection finance product, including：

50. a kind of device based on finance product selection target commodity, including：

First provides unit, provides finance product table；

Matching unit, based on the finance product in predetermined period net added value or increment after total value, the purchase in shopping application End article of the price no more than total value after the net added value or increment of commodity is matched in items list in object vehicle；

51. a kind of electronic equipment, which includes：

Processor；And

The memory of storage computer executable instructions is arranged to, the executable instruction makes the processor when executed Perform following operate：

Resource table to be transferred to is provided；

52. a kind of electronic equipment, which includes：

Processor；And

Resource table to be transferred to is provided；

53. a kind of electronic equipment, which includes：

Processor；And

Resource increment Object table is provided；

54. a kind of electronic equipment, which includes：

Processor；And

Items list in shopping cart in shopping application is provided；

55. a kind of electronic equipment, which includes：

Processor；And

Items list in shopping cart in shopping application is provided；

56. a kind of electronic equipment, which includes：

Processor；And

Finance product table is provided；

It provides and includes the items list of at least one end article matched.

57. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Resource table to be transferred to is provided；

58. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Resource table to be transferred to is provided；

59. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Resource increment Object table is provided；

60. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Items list in shopping cart in shopping application is provided；

61. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Items list in shopping cart in shopping application is provided；

62. a kind of computer readable storage medium, the computer-readable recording medium storage one or more program, described one A or multiple programs by the electronic equipment including multiple application programs when being performed so that the electronic equipment performs following grasp Make：

Finance product table is provided；

It provides and includes the items list of at least one end article matched.