CN109670850A - Products Show method, apparatus, equipment and computer readable storage medium - Google Patents
Products Show method, apparatus, equipment and computer readable storage medium Download PDFInfo
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- CN109670850A CN109670850A CN201811120846.3A CN201811120846A CN109670850A CN 109670850 A CN109670850 A CN 109670850A CN 201811120846 A CN201811120846 A CN 201811120846A CN 109670850 A CN109670850 A CN 109670850A
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- 230000004083 survival effect Effects 0.000 claims description 13
- 238000001514 detection method Methods 0.000 claims description 6
- 238000012216 screening Methods 0.000 claims description 3
- 239000000047 product Substances 0.000 description 315
- 238000010586 diagram Methods 0.000 description 7
- 230000005540 biological transmission Effects 0.000 description 5
- 238000004891 communication Methods 0.000 description 4
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- 108010001267 Protein Subunits Proteins 0.000 description 3
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- 230000000737 periodic effect Effects 0.000 description 3
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- 238000005516 engineering process Methods 0.000 description 2
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 2
- 239000010931 gold Substances 0.000 description 2
- 229910052737 gold Inorganic materials 0.000 description 2
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- GNFTZDOKVXKIBK-UHFFFAOYSA-N 3-(2-methoxyethoxy)benzohydrazide Chemical compound COCCOC1=CC=CC(C(=O)NN)=C1 GNFTZDOKVXKIBK-UHFFFAOYSA-N 0.000 description 1
- FGUUSXIOTUKUDN-IBGZPJMESA-N C1(=CC=CC=C1)N1C2=C(NC([C@H](C1)NC=1OC(=NN=1)C1=CC=CC=C1)=O)C=CC=C2 Chemical compound C1(=CC=CC=C1)N1C2=C(NC([C@H](C1)NC=1OC(=NN=1)C1=CC=CC=C1)=O)C=CC=C2 FGUUSXIOTUKUDN-IBGZPJMESA-N 0.000 description 1
- YTAHJIFKAKIKAV-XNMGPUDCSA-N [(1R)-3-morpholin-4-yl-1-phenylpropyl] N-[(3S)-2-oxo-5-phenyl-1,3-dihydro-1,4-benzodiazepin-3-yl]carbamate Chemical compound O=C1[C@H](N=C(C2=C(N1)C=CC=C2)C1=CC=CC=C1)NC(O[C@H](CCN1CCOCC1)C1=CC=CC=C1)=O YTAHJIFKAKIKAV-XNMGPUDCSA-N 0.000 description 1
- 239000006227 byproduct Substances 0.000 description 1
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention discloses a kind of Products Show method, apparatus, equipment and computer readable storage mediums, and the method comprising the steps of: after receiving financing request, filtering out the product to be pledged of the corresponding financing user of financing request;The corresponding financing amount of money is requested to determine financing package according to the corresponding amount of money of product to be pledged and the financing, wherein a financing package at least corresponds to a product to be pledged;The corresponding repayment date the latest of the financing package is determined according to the Expiration Date of the product to be pledged, and the corresponding terminal of the financing request is pushed to wait pledge selection financing product in product, and by the financing product described according to the repayment date the latest.It is intelligently that user recommends financing product that the present invention, which is realized according to the collateral security and the financing amount of money of user,.
Description
Technical field
The present invention relates to financial technology field more particularly to a kind of Products Show method, apparatus, equipment and computer-readable
Storage medium.
Background technique
A kind of business that financing refers to that enterprise's fortune is raised funds to financial institution or financial intermediary in various manners is living
It is dynamic.General civilian, aviation, the common Financing Technology of transport service include providing a loan and leasing two major classes.It is pledged when user possesses more parts
Object, and need the amount of money financed be more than any a collateral security finance the amount of money when, i.e., the gold of financing of every a collateral security
Volume is not up to standard, but when the total amount of money of financing of more parts of collateral securities meet again, user does not know how to select to melt in collateral security
Assets product make final selected financing product meet the requirement of oneself.Therefore, being badly in need of one kind can pledge automatically according to user
Object and the financing amount of money are intelligently the method that user recommends financing product.
Summary of the invention
The main purpose of the present invention is to provide a kind of Products Show method, apparatus, equipment and computer-readable storage mediums
Matter, it is intended to realize that according to the collateral security and the financing amount of money of user be intelligently that user recommends financing product.
To achieve the above object, the present invention provides a kind of Products Show method, the Products Show method comprising steps of
After receiving financing request, the product to be pledged of the corresponding financing user of financing request is filtered out;
The corresponding financing amount of money is requested to determine financing package according to the corresponding amount of money of product to be pledged and the financing,
Wherein, a financing package at least corresponds to a product to be pledged;
The corresponding repayment date the latest of the financing package is determined according to the Expiration Date of the product to be pledged, and according to described
Repayment date is pushed to the financing request pair wait pledge selection financing product in product, and by the financing product described the latest
The terminal answered.
Preferably, the Expiration Date of the product to be pledged according to determines that the financing package is corresponding and refunds the latest
Day, and include: wait pledge the step of selecting financing product in product described according to the repayment date the latest
The corresponding repayment date the latest of the financing package is determined according to the Expiration Date of the product to be pledged, and according to described
The product attribute of product to be pledged and/or the financing request corresponding financing information determination to be made loans day;
Day is made loans and the repayment date the latest is sent to financing user's counterpart terminal for described, so that the terminal is defeated
Make loans day and the repayment date the latest out, and return to financing user's selection target repayment date and target is made loans the sound of day
Answer message;
After receiving the response message, determine that the target of the financing user selection is refunded according to the response message
Day and target are made loans day;
According to the target repayment date and the target make loans day described wait pledge in product selection financing product.
Preferably, described made loans according to the target repayment date and the target is melted wait pledge in product selection described day
Before the step of assets product, further includes:
The total value of making loans that the target was made loans on the day of day is calculated, whether total value of making loans described in detection is greater than default position;
If the total value of making loans sends prompt information to the terminal, for the terminal greater than the default position
After receiving the prompt information, exports the prompt information and target described in the financing user is prompted to make loans day to put in vain
Money day it please reselect the target and make loans day.
Preferably, described the step of requesting corresponding financing information to determine according to the financing and make loans day, includes:
The receiving time for receiving the financing request is obtained, judges the receiving time whether before preset time;
If the receiving time is before the preset time, it is determined that the day of making loans is T1, wherein the T1 is pre-
First is set to make loans the time;
If the receiving time is after the preset time, it is determined that it is described make loans day be T1 plus first it is default when
It is long.
Preferably, the product attribute of the product to be pledged according to and the financing request corresponding financing information true
Surely the step of making loans day include:
The survival amount of money that the financing requests the corresponding financing amount of money and the financing user is obtained, and described in calculating
The sum of the financing amount of money and the survival amount of money, is denoted as total amount;
When the total amount is greater than the first preset cost, day of making loans described in determination is that T2 adds the second preset duration,
In, the T2 makes loans the time for preset second;
When the total amount is less than or equal to first preset cost, judge the product to be pledged pledges rate
Whether preset threshold is greater than;
If the rate of pledging is greater than the preset threshold, it is determined that when the day of making loans is that the T2 is preset plus third
It is long;
If the rate of pledging judges whether the product to be pledged is investment-orientation less than or equal to the preset threshold
Product, and judge whether the financing amount of money is greater than the second preset cost;
When determining that the product to be pledged is investment type product, and the financing amount of money is greater than second preset cost
When, determine described in day of making loans be the T2 plus the 4th preset duration;
When the determining product to be pledged is not investment type product and/or the financing amount of money less than or equal to described
When the second preset cost, day of making loans described in determination is T2.
Preferably, the Expiration Date of the product to be pledged according to determines the corresponding repayment date the latest of the financing package
The step of include:
Detect whether the financing package corresponds at least two products to be pledged;
If the financing package corresponds at least two products to be pledged, it is corresponding each to obtain the financing package
The Expiration Date of a product to be pledged, and select the earliest date as repayment date the latest in the Expiration Date;
If the financing package only correspond to one described in product to be pledged, Expiration Date of the product to be pledged is made
For repayment date the latest.
Preferably, the Products Show method further include:
It calculates the finance costs of the financing user and can finance the time limit;
The finance costs and the time limit of financing are sent to financing user's counterpart terminal, for the terminal
After receiving the finance costs and the time limit of financing, exports the finance costs and described finance the time limit.
In addition, to achieve the above object, the present invention also provides a kind of Products Show device, the Products Show device packet
It includes:
Screening module, for after receiving financing request, filter out the corresponding financing user of financing request to matter
Give as security product;
Determining module, for requesting the corresponding financing amount of money according to the corresponding amount of money of product to be pledged and the financing
Determine financing package, wherein a financing package at least corresponds to a product to be pledged;
The determining module is also used to determine that the financing package is corresponding most according to the Expiration Date of the product to be pledged
Late repayment date;
Selecting module, for selecting financing product in product wait pledge described according to the repayment date the latest;
Pushing module requests corresponding terminal for the financing product to be pushed to the financing.
In addition, to achieve the above object, the present invention also provides a kind of Products Show equipment, the Products Show equipment includes
Memory, processor and it is stored in the Products Show program that can be run on the memory and on the processor, the production
Product recommended program realizes the step of Products Show method as described above when being executed by the processor.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
Products Show program is stored on storage medium, the Products Show program realizes product as described above when being executed by processor
The step of recommended method.
The present invention is by determining the product to be pledged of financing user, according to product to be pledged after receiving financing request
The corresponding amount of money and financing request the corresponding financing amount of money to determine financing package, and a financing package at least corresponding one wait pledge
Product, and determine the repayment date the latest of each financing package, financing product is being selected wait pledge according to repayment date the latest in product,
Selected financing product is pushed to financing request counterpart terminal, realizes collateral security and financing amount of money intelligence according to user
Recommend financing product for user, and when the amount of money of some for the user that finances wait pledging product is less than the financing amount of money, it can be with it
Its product to be pledged, which combines, finances, and improves financing success rate, and can refund the latest by the way that each financing package is corresponding
Day automatically selects financing product, improves Financing efficiency.
Detailed description of the invention
Fig. 1 is the flow diagram of product of the present invention recommended method first embodiment;
Fig. 2 is to determine that the financing package is corresponding most according to the Expiration Date of the product to be pledged in the embodiment of the present invention
Late repayment date, and according to the repayment date the latest in a kind of flow diagram wait pledge selection financing product in product;
Fig. 3 is the flow diagram of product of the present invention recommended method fourth embodiment;
Fig. 4 is the functional schematic module map of product of the present invention recommendation apparatus preferred embodiment;
Fig. 5 is the structural schematic diagram for the hardware running environment that the embodiment of the present invention is related to.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present invention provides a kind of Products Show method, and referring to Fig.1, Fig. 1 is product of the present invention recommended method first embodiment
Flow diagram.
The embodiment of the invention provides the embodiments of Products Show method, it should be noted that although showing in flow charts
Go out logical order, but in some cases, it can be with the steps shown or described are performed in an order that is different from the one herein.
Products Show method is applied in server or terminal, and terminal may include such as mobile phone, tablet computer, notes
This computer, palm PC, personal digital assistant (Personal Digital Assistant, PDA), etc. mobile terminals, and
The fixed terminals such as number TV, desktop computer.In each embodiment of Products Show method, for ease of description, with
Financial system is that executing subject is illustrated each embodiment, and financial system is settable in the server, may also be arranged on terminal
In.Products Show method includes:
Step S10 filters out producing wait pledge for the corresponding financing user of financing request after receiving financing request
Product.
After financial system, which receives financing user, is requested by the financing that its terminal triggers, financial system filters out this and melts
The corresponding user's effectively product to be pledged of financing of money request.Wherein, in financing the held terminal of user, financial system pair is installed
The application program answered, financing user can be requested by application triggers corresponding with financial system in the terminal financing.When melting
After resource system receives financing request, product can be pledged by obtaining the financing that can be used for pledging, investment of financing user etc., and be obtained
Each Expiration Date for pledging product calculates each time difference pledged between the Expiration Date of product and current date, and sentences
Breaking, the time difference, whether to be less than preset time poor.If some can pledge the product corresponding time difference less than preset time it is poor, financing
It is invalid fund that system, which then determines that this can pledge the corresponding fund of product, this can pledge product not and can be used as product to be pledged;If
Some can pledge the product corresponding time difference more than or equal to preset time it is poor, financial system then determines that this can pledge product pair
The fund answered is effective fund, this, which can pledge product, can be used as product to be pledged.
It should be noted that being to show that the product to be pledged is corresponding when pledging product when determining that some can pledge product
The funds of whole shares be all effective fund.As shared 10 parts when some fund product one to be pledged, every part of fund is 2 yuan
When, the corresponding effective fund of fund product that should be to be pledged is 20 yuan.Preset time difference is arranged according to specific needs, such as may be used
It sets preset time difference to 1 day, 3 days or 10 days etc..
Step S20 requests the corresponding financing amount of money to determine according to the corresponding amount of money of product to be pledged and the financing
Financing package a, wherein financing package at least corresponds to a product to be pledged.
When financial system filters out after pledging product, financial system obtains the corresponding amount of money of product to be pledged, and obtains
It takes financing to request the corresponding financing amount of money, requests the corresponding financing amount of money to determine according to the corresponding amount of money of product to be pledged and financing
Financing package.Wherein, a financing package at least corresponds to a product to be pledged, and carries the financing amount of money in financing request.When
When financial system receives financing request, financing request is parsed, financing can be obtained and request the corresponding financing amount of money.
Specifically, each product to be pledged is corresponded to the amount of money and compared with the financing amount of money by financial system.If some waits for matter
It gives as security product and corresponds to the amount of money more than or equal to the financing amount of money, financial system then determines that being somebody's turn to do product to be pledged is a financing package;
If some product to be pledged, which corresponds to the amount of money, is less than the financing amount of money, which is less than by financial system with other amount of money melts
The product to be pledged of capital amount is combined into a financing package, at this point, the financing package corresponds at least two products to be pledged,
And the sum of this corresponding amount of money of at least two products to be pledged is more than or equal to the financing amount of money.
If the user that finances is there are 4 products to be pledged, respectively a, b, c and d, the corresponding amount of money is respectively 300,000,30
Ten thousand, 500,000 and 1,200,000.If the amount of money of financing is 1,000,000, there are 2 financing packages, first financing package is a, b and c combination
Financing, second financing package are individually to be financed with d.
Step S30 determines the corresponding repayment date the latest of the financing package according to the Expiration Date of the product to be pledged, and
Described melt is pushed to wait pledge selection financing product in product, and by the financing product described according to the repayment date the latest
Money requests corresponding terminal.
After financial system determines financing package, financial system determines arriving for the corresponding product to be pledged of each financing package
Phase day, the corresponding repayment date the latest of financing package is determined according to the Expiration Date of each product to be pledged.
After financial system determines repayment date the latest, financial system melts according to repayment date the latest wait pledge selection in product
Assets product.Specifically, in financial system according to repayment date the latest during wait pledge in product selection financing product, financing
System Priority select the latest repayment date earlier the corresponding product to be pledged of financing package as financing product;If it exists the latest also
Money day identical financing package, the corresponding product to be pledged of the financing package that financial system then preferentially selects the amount of money big as financing
Product.After financial system determines financing product, financing product is pushed to financing request counterpart terminal, i.e., by the financing product
It is pushed to the terminal for sending financing request.
Such as there are two financing packages, the repayment date the latest of the first financing package is on July 5th, 2018, the second financier
The repayment date the latest of case is on June 16th, 2018, and financial system then determines the corresponding product conduct to be pledged of the second financing package
Financing product;If the repayment date the latest of the first financing package is on July 5th, 2018, the total amount of corresponding product to be pledged is 150
Ten thousand, the repayment date the latest of the second financing package is on July 5th, 2018, and the total amount of corresponding product to be pledged is 1,200,000, financing
System then determines that the corresponding product to be pledged of the first financing package is financing product.If the refund the latest of at least two financing packages
Day and the corresponding amount of money are all identical, and financial system then makees the corresponding product to be pledged of the few financing package of product quantity to be pledged
For product of financing;If the quantity all one of the repayment date the latest of at least two financing packages, the corresponding amount of money and corresponding product to be pledged
It causes, financial system can then choose at random the corresponding product to be pledged of one of financing package as financing product.
Further, the Expiration Date of the product to be pledged according to determines that the financing package is corresponding and refunds the latest
Day the step of include:
Step a, detects whether the financing package corresponds at least two products to be pledged.
After financial system obtains financing package, financial system detect each financing package whether correspond at least two to
Pledge product.
Step b obtains the financing package pair if the financing package corresponds at least two products to be pledged
The Expiration Date for each product to be pledged answered, and select the earliest date as repayment date the latest in the Expiration Date.
If it is determined that financing package corresponds at least two products to be pledged, it is corresponding each that financial system then obtains financing package
The Expiration Date of a product to be pledged, and select in at least two acquired Expiration Dates the earliest date as refunding the latest
Day.If some financing package is that a, b and c tri- products to be pledged combine financing, and the corresponding Expiration Date difference of this, b and c
For the September of on October 1st, 2018,2018 5 days and on November 20th, 2018, financial system then determine the financing package the latest also
Money day is September 5 in 2018.
Step c, if the financing package only correspond to one described in product to be pledged, by arriving for the product to be pledged
Phase day is as repayment date the latest.
If it is determined that financing package only corresponds to a product to be pledged, financial system is then by the Expiration Date of the product to be pledged
As repayment date the latest.
The present embodiment is produced by determining the product to be pledged of financing user after receiving financing request according to wait pledge
The corresponding amount of money of product and financing request the corresponding financing amount of money to determine financing package, and a financing package at least corresponding one to matter
Product is given as security, and determines the repayment date the latest of each financing package, is produced according to repayment date the latest wait pledge selection financing in product
Selected financing product is pushed to financing request counterpart terminal by product, realizes collateral security and the financing amount of money according to user
Intelligence is user's recommendation financing product, and when the amount of money of some for the user that finances wait pledging product is less than the financing amount of money, can
It finances in conjunction with other products to be pledged, improves financing success rate, and can be corresponding the latest by each financing package
Repayment date automatically selects financing product, improves Financing efficiency.
Further, product of the present invention recommended method second embodiment is proposed.
The difference of the Products Show method second embodiment and the Products Show method first embodiment is, reference
Fig. 2, step S30 include:
Step S31 determines the corresponding repayment date the latest of the financing package according to the Expiration Date of the product to be pledged, and
Corresponding financing information determination is requested to be made loans day according to the product attribute of the product to be pledged and/or the financing.
Financial system determines the corresponding repayment date the latest of each financing package according to the Expiration Date of product to be pledged, and obtains
The product attribute of product to be pledged, and obtain financing and request corresponding financing information, according to the product attribute of product to be pledged
And/or financing information determination is made loans day.Wherein, product attribute includes but is not limited to that product to be pledged pledges rate and product class
Type;Financing information includes but is not limited to the amount of money of financing, and the survival of the receiving time and financing user that receive request of financing is financed golden
Volume.The survival financing amount of money=corresponding total value-of making loans of having financed of financing user has been refunded total value.Financed it is corresponding make loans it is total
Volume and refund total value are that financial system is pre-stored, can get correspondence of having financed by the identity for the user that finances
Make loans total value and total value of having refunded.If financing user successfully finances, and corresponding total value of making loans of having financed is 500,000, is melted
Refund total value is 200,000 at available family, then surviving the financing amount of money is 50-20=30 ten thousand.
Wait pledge in product, carrying indicate product type type identification, according to the type mark i.e. can determine to
Pledge the product type of product.In the present embodiment, there are the products to be pledged of three types, respectively finance product, investment
Type product and external registration type product.Wherein, external registration type product is to correspond to channel in financial system relative to financing user
For the finance product and investment type product of middle purchase, i.e., external registration type product is that financing user purchases in the third-party institution
Finance product and/or investment product for buying etc..Each product to be pledged passes through product number there are corresponding product number
A product to be pledged can be uniquely determined.Same product to be pledged can correspond to a variety of usufruct types, as some is periodically managed money matters
Product, when periodic time is less than or equal to 3 months, usufruct type are as follows: earning rate=6.8%;When periodic time is greater than 3
A month, when being less than or equal to 6 months, usufruct type are as follows: earning rate=8.6%;When periodic time is greater than 6 months, receive
Benefit power type are as follows: earning rate=9.0%.Same product usufruct type to be pledged is different, and corresponding to pledge rate also different.Melting
In resource system, product number, usufruct type is stored in advance and has pledged the mapping relations between rate.Therefore, when determining to matter
After giving as security product, obtain should the corresponding product number of product be pledged and usufruct type, can be determined by mapping relations should be to
That pledges product pledges rate.
When financial system receives financing request, financial system will record the receiving time for receiving financing request,
And by the receiving time and financing request associated storage into memory.It, can be at it when financial system needs receiving time
The receiving time is obtained in memory.
Further, the step of requesting corresponding financing information to determine according to the financing and make loans day include:
Step d, obtain receive it is described financing request receiving time, judge the receiving time whether preset time it
Before.
After financial system receives financing request, the receiving time for receiving financing request is obtained, and judge receiving time
Whether before preset time.Wherein, preset time is arranged according to specific needs, such as can set 16 for preset time:
30, or it is set as 17:30.
Step e, if the receiving time is before the preset time, it is determined that the day of making loans is T1, wherein described
T1 makes loans the time for preset first.
If financial system determines receiving time before preset time, i.e., financial system receives this before preset time
Financing request, financial system then determine that day of making loans is T1, wherein T1 makes loans the time for preset first, and preset first makes loans the time
It may be configured as receiving the financing request same day, may be alternatively provided as second day etc. that receives financing request.Such as when preset time is 16:
30, T1 be when receiving the financing request same day, if 15:23 of the financial system on July 4th, 2018 receives request of financing, financing
System then determines that day of making loans is on July 4th, 2018.
Step f, if the receiving time is after the preset time, it is determined that the day of making loans is T1 pre- plus first
If duration.
If financial system determines receiving time after the preset lime, i.e., financial system receives this after the preset lime
Financing request, financial system then determine that day of making loans is T1 plus the first preset duration, wherein the first preset duration can be according to specific
It needs and is arranged, can such as set the first preset duration to 1 day, or set 2 working days for the first preset duration.Such as work as
Preset time is 16:30, and T1 is to receive the financing request same day, and when the first preset duration is 1 day, if financial system was in 2018
The 16:56 on July 4 receives financing request, and financial system then determines that day of making loans is on July 5th, 2018.
Step S32 makes loans day and the repayment date the latest is sent to financing user's counterpart terminal for described, for institute
It states and makes loans day and the repayment date the latest described in terminal output, and return to financing user's selection target repayment date and target is put
The response message of money day.
After financial system obtains making loans day and repayment date the latest, financial system will make loans day and the latest repayment date transmission melt
Available family counterpart terminal.When terminal receive financial system transmission make loans day and repayment date the latest after, terminal its display circle
Make loans day and the repayment date the latest is exported in face, so that financing user makes loans a day selection target according to terminal display interface
It makes loans day, and the repayment date selection target repayment date the latest according to terminal display interface.It is understood that financing
The date that user can only select to make loans on the day of day and after day of making loans makes loans day as target;Financing user can only select the latest
On the day of repayment date, or the latest the date before repayment date as target repayment date.Mesh is selected when terminal detects financing user
When marking the selection instruction of make loans day and target repayment date, response message is generated according to the selection instruction, is sent to financial system.It needs
It is noted that in the response message, carries the financing selected target of user and make loans day and target repayment date.
Step S33 determines the financing user selection according to the response message after receiving the response message
Target repayment date and target are made loans day.
After financial system receives response message, financial system extracts target repayment date in the response message and target is put
Money day, to determine that the target of financing user's selection is made loans day and target repayment date.
Step S34, according to the target repayment date and the target make loans day it is described wait pledge in product select finance
Product.
When financial system determines that target repayment date and target are made loans in the future, financial system judge in each financing package whether
In the presence of to be pledged product of the day after target makes loans day of making loans.It does not make loans in the presence of day is made loans in target when determining in financing package
Day after when pledging product, financial system determine the corresponding product to be pledged of the financing package for financing product;Work as determination
Exist in financing package make loans day after target makes loans day when pledging product, financial system determines that the financing package is corresponding
Product to be pledged be not financing product.
It should be noted that in order to avoid finally there is no meeting target to make loans the financing product of day, if financing user institute
After the target that can be selected makes loans daily range as all financing packages corresponding make loans earliest day or earliest day of making loans.
Financial system is made loans according to target is selecting the process of financing product in first embodiment day wait pledge in product
Middle detailed description, repeats no more in the present embodiment.
It makes loans the financing package of day and target repayment date it should be noted that financial system needs to select while meeting target
Corresponding product to be pledged is as financing product.Specifically, financial system, which can be selected first in financing package, meets target and puts
The target financing package of money day, then selects financing product according to target repayment date in target financing package, can also first exist
The target financing package for meeting target repayment date is selected in financing package, is then met target and is made loans the target of day selecting
The corresponding product to be pledged of financing package is financing product.
It is understood that financial system, which can also only make loans according to target, selects financing product day.
The present embodiment is made loans by the target repayment date and target according to financing user's selection and selects financing product day, so that
Financing package determined by final is corresponding to make loans day and repayment date meets the demand of financing user, improves financing product selection
Intelligence, make it is selected financing product be bonded financing user actual demand.
Further, Products Show method further include:
Step g, calculates the total value of making loans that the target was made loans on the day of day, and whether total value of making loans described in detection is greater than default head
It is very little.
Financial system obtains target and makes loans the every amount of money made loans needed for day, and every amount of money is added, target is obtained and makes loans
Total value of making loans on the day of day.When financial system calculate target make loans on the day of day make loans total value when, financial system detection is made loans
Whether total value is greater than default position, wherein position, also referred to as " head lining ", be exactly " fund " the meaning, position is that financial industry is common
The word arrived is known as if bank takes in whole bank settlements on the same day is greater than drawing account " a long position ", if paid
Fund is greater than income fund out, is known as " scarce position ".Default position is arranged according to specific needs, in the present embodiment,
The amount of money of default position is not particularly limited.
Step h, if the total value of making loans sends prompt information to the terminal, for institute greater than the default position
Terminal is stated after receiving the prompt information, the prompt information is exported and prompts the day of making loans of target described in the financing user to be
It makes loans day in vain, the target please be reselect and made loans day.
When financial system detects that total value of making loans is greater than default position, financial system sends prompt information to financing user
Held terminal.After terminal receives prompt information, terminal exports the prompt information prompt financing selected target of user and puts
Money day is to make loans day in vain, please reselect target and make loans day.The way of output of prompt information is not limited in the present embodiment.Into
One step, when financial system detects that total value of making loans is less than or equal to default position, financial system transmission target, which is made loans, to be selected day
Successful notification message is selected to terminal, selected successfully day so that financing user knows that target is made loans.It avoids and makes loans in target
The amount of money that will cannot successfully finance day be delivered in the account of financing user, improve the success rate of financing amount of money granting.
Further, financial system can determine making loans in the future for each product to be pledged, and it is corresponding to calculate each day of making loans
Total value of making loans.When some day of making loans is corresponding makes loans total value greater than default position, the user that finances is in its terminal selection target
It makes loans during day, control makes loans total value greater than not optional state is in the day of making loans of default position, puts to avoid in target
The amount of money that will cannot successfully finance money day is delivered in the account of financing user, improves the success rate of financing amount of money granting.
Further, product of the present invention recommended method 3rd embodiment is proposed.
The difference of the Products Show method 3rd embodiment and the Products Show method second embodiment is, according to
The product attribute of the product to be pledged and the financing request corresponding financing information to determine
Step i obtains the financing and requests the survival amount of money of the corresponding financing amount of money and the financing user, and counts
The sum for calculating the financing amount of money and the survival amount of money, is denoted as total amount.
Financial system obtains financing and requests the corresponding financing amount of money, and obtains the survival amount of money of financing user.Wherein, melt
The survival amount of money at available family is the survival financing amount of money.After financial system gets the financing amount of money and the survival amount of money, financial system
It calculates the financing amount of money and survives the sum of the amount of money, be denoted as total amount through the financing amount of money and the sum for surviving the amount of money.
Step j, when the total amount be greater than the first preset cost when, determine described in make loans day be T2 plus second it is default when
It is long, wherein the T2 makes loans the time for preset second.
After total amount is calculated in financial system, financial system judges whether total amount is greater than the first preset cost.When
When determining that total amount is greater than the first preset cost, financial system determines that financing request corresponding day of making loans is T2 default plus second
Duration, wherein T2 makes loans the time for preset second.Wherein, the first preset cost is arranged according to specific needs, such as can be by
One preset cost is set as 10,000,000 or 15,000,000 etc., and the second preset duration may be configured as the working day of preset quantity, such as may be used
3 working days or 5 working days etc. are set by the second preset duration.T2 can be equal with T1, can also be unequal with T1, i.e.,
It can set T2 to receive the same day of financing request, or be set as receiving second day etc. of financing request.It is understood that
, determining that the day of making loans for each product to be pledged of user of financing is identical when making loans day according to total amount.
Step k judges the product to be pledged when the total amount is less than or equal to first preset cost
Pledge whether rate is greater than preset threshold.
When financial system determines that total amount is less than or equal to the first preset cost, financial system judges product to be pledged
Pledge whether rate is greater than preset threshold.Wherein, preset threshold is arranged according to specific needs, and the present embodiment is to preset threshold
Numerical value be not particularly limited.
Step l, if the rate of pledging is greater than the preset threshold, it is determined that the day of making loans is the T2 pre- plus third
If duration.
When financial system determines rate of pledging greater than preset threshold, financial system determines that the day of making loans of the product to be pledged is
T2 adds third preset duration.Wherein, third preset duration is arranged according to specific needs, default to third in the present embodiment
The length that duration corresponds to duration is not particularly limited.Third preset duration can be equal with the second preset duration, can also be with second in advance
If duration is unequal.It is understood that when by wait pledge when pledging rate and making loans day to determine of product, it is different to be produced wait pledge
Product corresponding day of making loans may not be identical.
Step m, if the rate of pledging less than or equal to the preset threshold, judge the product to be pledged whether be
Investment type product, and judge whether the financing amount of money is greater than the second preset cost.
When financial system determines rate of pledging less than or equal to preset threshold, financial system then obtains product to be pledged
Type identification judges whether product to be pledged is investment type product according to type identification, and judges whether the financing amount of money is greater than
Second preset cost.Wherein, the second preset cost such as can set 3,000,000 for the second preset cost less than the first preset cost,
Or 5,000,000 etc..
Step n, when determining that the product to be pledged is investment type product, and the financing amount of money is greater than described second and presets
When the amount of money, day of making loans described in determination is the T2 plus the 4th preset duration.
When financial system determines that product to be pledged is investment type product, and the amount of money of financing is greater than the second preset cost, melt
Resource system determines that the day of making loans of the product to be pledged is T2 plus the 4th preset duration, and the present embodiment is corresponding to the 4th preset duration
The length of duration is not particularly limited.4th preset duration can be equal with the second preset duration, can also be with the second preset duration not
It is equal.
Step o, when determining that the product to be pledged is not investment type product and/or the financing amount of money is less than or waits
When second preset cost, day of making loans described in determination is T2.
When financial system determines that product to be pledged is not investment type product, and/or the financing amount of money is less than or equal to second
When preset cost, financial system determines that the day of making loans of the product to be pledged is T2.
Further, when financial system determines making loans in the future for product to be pledged, financial system is further according to wait pledge
The type identification of product, which determines, is somebody's turn to do whether product to be pledged is external registration type product.When determining product to be pledged is external registration
When type product, financial system adds the day of trade of preset quantity in identified day of making loans;When determining product to be pledged is financing
When product or investment type product, financial system makes loans the product to be pledged of all determinations day as last.Wherein, it presets
Quantity is arranged according to specific needs, such as may be configured as 2 day of trade or 3 day of trade.
Further, it can will be determined in the scheme and the present embodiment for day of making loans really by the receiving time for receiving financing request
Surely make loans day scheme combine determination make loans day.As being external registration type product when some product to be pledged, pass through reception
What the time determined makes loans day as T1, determines that day of making loans is T2+ third preset duration through this embodiment, preset quantity is 2 friendships
Yi, T1 and T2 are the same day for receiving financing request, and third preset duration is 3 working days, then product to be pledged is made loans
Day are as follows:+3+2 days of trade of working day of T1 (or T2) first calculate working day during day is specifically made loans in calculating, rear to count
Calculate the day of trade.
Further, can also be directly according to the type of product to be pledged, or determined according to the rate of pledging of product to be pledged
It makes loans day.
The present embodiment in several ways make loans day by determination, improves the accuracy rate for determining day of making loans.
Further, product of the present invention recommended method fourth embodiment is proposed.
The area of the Products Show method fourth embodiment and the Products Show method the one the second or 3rd embodiment
It is not, referring to Fig. 3, Products Show method further include:
Step S40 calculates the finance costs of the financing user and can finance the time limit.
After financial system obtains the financing amount of money and repayment date the latest, financial system calculates the finance costs of financing user,
And calculate financing the time limit for financing user.Wherein, finance costs=financing amount of money × financing interest × financing duration;It can melt
Money time limit=repayment date-financing request the latest passes through day.Interest of financing is that financial system is pre-set, and when financing is a length of to melt
Want the length of time of financing in available family.Financing request is making loans day for the financing amount of money by day.Further, it is counted to improve
The accuracy for calculating gained finance costs, can will calculate the corresponding financing duration of finance costs and replace with and can finance the time limit, that is, finance
Cost=financing the amount of money × financing interest × can finance the time limit.
The finance costs and the time limit of financing are sent to financing user's counterpart terminal by step S50, for
The terminal exports the finance costs and described finances the phase after receiving the finance costs and the time limit of financing
Limit.
When financial system be calculated finance costs and can finance the time limit after.Financial system is by finance costs and can finance the phase
Limit is sent to financing user's counterpart terminal.When terminal receive finance costs and can finance the time limit after, terminal is in its display interface
It middle output finance costs and can finance the time limit, so that financing user checks finance costs and can finance the time limit.
It should be noted that step S40 and step S50 can be executed after step S30, can also be held before step S30
Row, i.e., in the present embodiment, the elder generation not executed between conditioning step S40, step S50 and step S10, step S20 and step S30
Sequence afterwards.
The present embodiment will calculate resulting finance costs and can finance the phase by calculating finance costs and can finance the time limit
Limit is sent to the corresponding terminal of financing user, in order to which the user that finances understands its finance costs and can finance the time limit.
In addition, the present invention also provides a kind of Products Show device, the Products Show device includes: referring to Fig. 4
Screening module 10, for after receiving financing request, filter out the corresponding financing user of financing request to
Pledge product;
Determining module 20, for requesting corresponding financing gold according to the corresponding amount of money of product to be pledged and the financing
Volume determines financing package, wherein a financing package at least corresponds to a product to be pledged;
The determining module 20 is also used to determine that the financing package is corresponding according to the Expiration Date of the product to be pledged
Repayment date the latest;
Selecting module 30, for being produced described wait pledge selection financing in product according to the repayment date the latest;
Pushing module 40 requests corresponding terminal for the financing product to be pushed to the financing.
Further, the determining module 20 is also used to determine the financier according to the Expiration Date of the product to be pledged
The corresponding repayment date the latest of case;
The selecting module 30 includes:
Determination unit, for requesting corresponding financing according to the product attribute and/or the financing of the product to be pledged
Information determination is made loans day;
Transmission unit, for making loans day and the repayment date the latest is sent to financing user's counterpart terminal for described,
For making loans day and the repayment date the latest described in terminal output, and return financing user's selection target repayment date with
Target is made loans the response message of day;
The determination unit is also used to after receiving the response message, determines the financing according to the response message
The target repayment date and target of user's selection are made loans day;
Selecting unit is selected wait pledge in product described day for being made loans according to the target repayment date and the target
Financing product.
Further, the selecting module 30 further include:
Computing unit, the total value of making loans made loans on the day of day for calculating the target;
First detection unit, for detecting whether the total value of making loans is greater than default position;
If the transmission unit is also used to the total value of making loans greater than the default position, prompt information is sent to described
Terminal exports the prompt information and prompts described in the financing user so that the terminal is after receiving the prompt information
Target makes loans day to make loans day in vain, please reselect the target and make loans day.
Further, the determination unit includes:
First obtains subelement, for obtaining the receiving time for receiving the financing request;
First judgment sub-unit, for judging the receiving time whether before preset time;
First determines subelement, if for the receiving time before the preset time, it is determined that described to make loans day
For T1, wherein the T1 makes loans the time for preset first;If the receiving time is after the preset time, it is determined that institute
Stating day of making loans is T1 plus the first preset duration.
Further, the determination unit includes:
Second obtains subelement, requests the corresponding financing amount of money and the financing user for obtaining the financing
Survive the amount of money;
Computation subunit is denoted as total amount for calculating the sum of the financing amount of money and the survival amount of money;
Second determine subelement, for when the total amount be greater than the first preset cost when, determine described in make loans day be T2
In addition the second preset duration, wherein the T2 makes loans the time for preset second;
Second judgment sub-unit, for judging institute when the total amount is less than or equal to first preset cost
That states product to be pledged pledges whether rate is greater than preset threshold;
Described second determines subelement, if for the rate of pledging greater than the preset threshold, it is determined that described to make loans day
Third preset duration is added for the T2;
Second judgment sub-unit, if judging institute less than or equal to the preset threshold for the rate of pledging
State whether product to be pledged is investment type product, and judges whether the financing amount of money is greater than the second preset cost;
Described second determining subelement, for being investment type product when the determining product to be pledged, and the financing is golden
When volume is greater than second preset cost, day of making loans described in determination is the T2 plus the 4th preset duration;When determine it is described to
It pledges product not and is investment type product and/or when the financing amount of money is less than or equal to second preset cost, determine institute
Stating day of making loans is T2.
Further, the determining module 20 includes:
Second detection unit, for detect the financing package whether correspond at least two described in product to be pledged;
Acquiring unit, if for the financing package correspond at least two described in product to be pledged, obtain described in melt
The Expiration Date of the corresponding each product to be pledged of capital's case, and selected in the Expiration Date the earliest date as the latest and also
Money day;
As unit, if for the financing package only correspond to one described in product to be pledged, by described wait pledge
The Expiration Date of product is as repayment date the latest.
Further, Products Show device further include:
Computing module, for calculating the finance costs of the financing user and can finance the time limit;
Sending module, it is corresponding eventually for the finance costs and the time limit of financing to be sent to the financing user
End exports finance costs and described so that the terminal is after receiving the finance costs and the time limit of financing
It can finance the time limit.
It should be noted that each embodiment of Products Show device and each embodiment of the said goods recommended method are basic
Identical, in this not go into detail.
In addition, the present invention also provides a kind of Products Show equipment.As shown in figure 5, Fig. 5 is that the embodiment of the present invention is related to
Hardware running environment structural schematic diagram.
It should be noted that Fig. 5 can be the structural schematic diagram of the hardware running environment of Products Show equipment.The present invention is real
Applying Products Show equipment can be PC, the terminal devices such as portable computer.
As shown in figure 5, the Products Show equipment may include: processor 1001, such as CPU, memory 1005, Yong Hujie
Mouth 1003, network interface 1004, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection between these components
Communication.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user
Interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 optionally may include having for standard
Line interface, wireless interface (such as WI-FI interface).Memory 1005 can be high speed RAM memory, be also possible to stable storage
Device (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processing
The storage device of device 1001.
Optionally, Products Show equipment can also include camera, RF (Radio Frequency, radio frequency) circuit, sensing
Device, voicefrequency circuit, WiFi module etc..
It will be understood by those skilled in the art that Products Show device structure shown in Fig. 5 is not constituted to Products Show
The restriction of equipment may include perhaps combining certain components or different component cloth than illustrating more or fewer components
It sets.
As shown in figure 5, as may include that operating system, network are logical in a kind of memory 1005 of computer storage medium
Believe module, Subscriber Interface Module SIM and Products Show program.Wherein, operating system is to manage and control Products Show device hardware
With the program of software resource, the operation of Products Show program and other softwares or program is supported.
In Products Show equipment shown in Fig. 5, user interface 1003 mainly connects terminal, and it is logical to carry out data with terminal
Letter such as receives the financing request that terminal is sent, sends prompt information to terminal etc.;Network interface 1004 is mainly used for connection backstage
Server carries out data communication with background server, such as obtains pre-stored mapping relations and financing interest;Processor
1001 can be used for calling the Products Show program stored in memory 1005, and execute Products Show method as described above
Step.
Product of the present invention recommendation apparatus specific embodiment and each embodiment of the said goods recommended method are essentially identical, herein
It repeats no more.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with Products Show program, the Products Show program realizes Products Show method as described above when being executed by processor
The step of.
Computer readable storage medium specific embodiment of the present invention and the basic phase of each embodiment of the said goods recommended method
Together, details are not described herein.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the device that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or device.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of Products Show method, which is characterized in that the Products Show method the following steps are included:
After receiving financing request, the product to be pledged of the corresponding financing user of financing request is filtered out;
The corresponding financing amount of money is requested to determine financing package according to the corresponding amount of money of product to be pledged and the financing,
In, a financing package at least corresponds to a product to be pledged;
Determine the corresponding repayment date the latest of the financing package according to the Expiration Date of the product to be pledged, and according to it is described the latest
Repayment date described wait pledge in product selection financing product, and by the financing product be pushed to the financing request it is corresponding
Terminal.
2. Products Show method as described in claim 1, which is characterized in that the Expiration Date of the product to be pledged according to
It determines the corresponding repayment date the latest of the financing package, and is melted described wait pledge selection in product according to the repayment date the latest
The step of assets product includes:
The corresponding repayment date the latest of the financing package is determined according to the Expiration Date of the product to be pledged, and according to described to matter
The product attribute and/or the financing for giving as security product request corresponding financing information determination to be made loans day;
Day is made loans and the repayment date the latest is sent to financing user's counterpart terminal for described, so that the terminal exports institute
Make loans day and the repayment date the latest are stated, and returns to financing user's selection target repayment date and the make loans response of day of target disappears
Breath;
After receiving the response message, according to the response message determine it is described financing user selection target repayment date and
Target is made loans day;
According to the target repayment date and the target make loans day described wait pledge in product selection financing product.
3. Products Show method as claimed in claim 2, which is characterized in that described according to the target repayment date and the mesh
Day of making loans is marked described wait before pledging the step of selecting financing product in product, further includes:
The total value of making loans that the target was made loans on the day of day is calculated, whether total value of making loans described in detection is greater than default position;
If the total value of making loans sends prompt information to the terminal, so that the terminal is connecing greater than the default position
After receiving the prompt information, exports the prompt information and target described in the financing user is prompted to make loans day to make loans in vain
Day, the target please be reselect and made loans day.
4. Products Show method as claimed in claim 2, which is characterized in that described to request corresponding financing according to the financing
Information determines that the step of making loans day includes:
The receiving time for receiving the financing request is obtained, judges the receiving time whether before preset time;
If the receiving time is before the preset time, it is determined that the day of making loans is T1, wherein the T1 is preset the
One makes loans the time;
If the receiving time is after the preset time, it is determined that the day of making loans is T1 plus the first preset duration.
5. Products Show method as claimed in claim 2, which is characterized in that the product category of the product to be pledged according to
Property and the financing request corresponding financing information to determine to include: the step of making loans day
It obtains the financing and requests the survival amount of money of the corresponding financing amount of money and the financing user, and calculate the financing
The sum of the amount of money and the survival amount of money, is denoted as total amount;
When the total amount is greater than the first preset cost, day of making loans described in determination is T2 plus the second preset duration, wherein institute
T2 is stated to make loans the time for preset second;
When the total amount is less than or equal to first preset cost, whether judge the product to be pledged pledges rate
Greater than preset threshold;
If the rate of pledging is greater than the preset threshold, it is determined that the day of making loans is the T2 plus third preset duration;
If the rate of pledging judges whether the product to be pledged is that investment-orientation produces less than or equal to the preset threshold
Product, and judge whether the financing amount of money is greater than the second preset cost;
When the determining product to be pledged is investment type product, and the financing amount of money is greater than second preset cost, really
The fixed day of making loans is the T2 plus the 4th preset duration;
When the determining product to be pledged is not that investment type product and/or the financing amount of money are less than or equal to described second
When preset cost, day of making loans described in determination is T2.
6. Products Show method as described in claim 1, which is characterized in that the Expiration Date of the product to be pledged according to
The step of determining the financing package corresponding repayment date the latest include:
Detect whether the financing package corresponds at least two products to be pledged;
If the financing package corresponds at least two products to be pledged, the corresponding each institute of the financing package is obtained
The Expiration Date of product to be pledged is stated, and selects the earliest date as repayment date the latest in the Expiration Date;
If the financing package only correspond to one described in product to be pledged, using the Expiration Date of the product to be pledged as most
Late repayment date.
7. such as Products Show method as claimed in any one of claims 1 to 6, which is characterized in that the Products Show method is also wrapped
It includes:
It calculates the finance costs of the financing user and can finance the time limit;
The finance costs and the time limit of financing are sent to financing user's counterpart terminal, so that the terminal is connecing
It receives the finance costs and after the time limit of financing, export the finance costs and described finances the time limit.
8. a kind of Products Show device, which is characterized in that the Products Show device includes:
Screening module, for filtering out producing wait pledge for the corresponding financing user of financing request after receiving financing request
Product;
Determining module, for requesting the corresponding financing amount of money to determine according to the corresponding amount of money of product to be pledged and the financing
Financing package a, wherein financing package at least corresponds to a product to be pledged;
The determining module is also used to determine that the financing package is corresponding according to the Expiration Date of the product to be pledged and goes back the latest
Money day;
Selecting module, for selecting financing product in product wait pledge described according to the repayment date the latest;
Pushing module requests corresponding terminal for the financing product to be pushed to the financing.
9. a kind of Products Show equipment, which is characterized in that the Products Show equipment includes memory, processor and is stored in institute
The Products Show program that can be run on memory and on the processor is stated, the Products Show program is held by the processor
The step of Products Show method as described in any one of claims 1 to 7 is realized when row.
10. a kind of computer readable storage medium, which is characterized in that be stored with product on the computer readable storage medium and push away
Program is recommended, the Products Show as described in any one of claims 1 to 7 is realized when the Products Show program is executed by processor
The step of method.
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CN110175906A (en) * | 2019-04-28 | 2019-08-27 | 中国工商银行股份有限公司 | Data processing method and data processing system |
CN111507828A (en) * | 2020-04-21 | 2020-08-07 | 北京易点淘网络技术有限公司 | Pledge financing method and device for rental assets, storage medium and electronic equipment |
CN112187909A (en) * | 2020-09-23 | 2021-01-05 | 上海万向区块链股份公司 | Financing information generation system and method based on block chain |
CN112308707A (en) * | 2020-11-20 | 2021-02-02 | 深圳前海微众银行股份有限公司 | Information recommendation method and device and electronic equipment |
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CN112187909A (en) * | 2020-09-23 | 2021-01-05 | 上海万向区块链股份公司 | Financing information generation system and method based on block chain |
CN112187909B (en) * | 2020-09-23 | 2022-11-08 | 上海万向区块链股份公司 | Financing information generation system and method based on block chain |
CN112308707A (en) * | 2020-11-20 | 2021-02-02 | 深圳前海微众银行股份有限公司 | Information recommendation method and device and electronic equipment |
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