CN108074180A - A kind of recent financial development air control system and its construction method based on block chain technology - Google Patents
A kind of recent financial development air control system and its construction method based on block chain technology Download PDFInfo
- Publication number
- CN108074180A CN108074180A CN201711466663.2A CN201711466663A CN108074180A CN 108074180 A CN108074180 A CN 108074180A CN 201711466663 A CN201711466663 A CN 201711466663A CN 108074180 A CN108074180 A CN 108074180A
- Authority
- CN
- China
- Prior art keywords
- block chain
- air control
- enterprise
- block
- acquisition module
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
A kind of recent financial development air control system based on block chain technology, including block chain account system, data processing centre and air control regulation engine, wherein block chain account system includes：Enterprise's essential information block chain acquisition module, payment transaction block chain acquisition module, logistics block chain acquisition module, invoice block chain acquisition module, corporate boss's reference module；The data processing centre carries out storage verification to upstream information；The air control regulation engine recommends relevant financial product according to upstream information for enterprise；A kind of construction method of the recent financial development air control based on block chain technology, including acquisition integral data, verification storage data and analysis matched data.The present invention can widen Corporate finance channel, save finance costs.
Description
Technical field
The present invention relates to block chain fields, and in particular to a kind of recent financial development air control system based on block chain technology and its
Construction method.
Background technology
At present, the information that government, bank, stock trader, Internet enterprises and main strategies company grasp was difficult in the short time
It inside interconnects, so as to form information island one by one.When transaction carries out between different financial institution, data silo causes
Information it is asymmetric, opaque, bring substantial amounts of bull debt risk and risk of fraud.If credit financing industry is wanted to utilize
Big data air control skill upgrading air control is horizontal, must just break data silo, solves information asymmetry and acquisition of information not in time
The problem of.
These problems can not support financial institution to be analyzed in time for the management position and development trend of enterprise, make
Air control model can not be established for medium and small micro- enterprise into financial institution, makes substantial amounts of medium and small micro- enterprise can not directly and financial institution
Docking.Make medium and small micro- enterprise that can not obtain formal finance credit extending channel, increase the finance costs of medium and small micro- enterprise.
The content of the invention
In view of the deficiencies of the prior art, the purpose of the present invention is intended to provide a kind of recent financial development wind based on block chain technology
Control system and its construction method, solving medium and small micro- enterprise directly can not dock with financial institution, can not obtain formal finance financing
Channel, it is of high cost the problems such as.
To achieve the above object, the present invention adopts the following technical scheme that：
A kind of recent financial development air control system based on block chain technology, including block chain account system, data processing centre
With air control regulation engine, the block chain account system includes：
Enterprise's essential information block chain acquisition module is responsible for the acquisition of large-scale corporation's essential information, then by preliminary
Enterprise's essential information, is integrated into the block of the enterprise, and included into block chain by verification screening；
Payment transaction block chain acquisition module is responsible for acquisition business transaction information, by data after being screened by preliminary identification
It is integrated into a block, and includes into block chain；
Logistics block chain acquisition module is responsible for acquisition materials circulation information, by Data Integration after being screened by preliminary identification
Into a block, and include into block chain；
Invoice block chain acquisition module is responsible for acquisition enterprise and makes out an invoice information, by Data Integration after being screened by preliminary identification
Into a block, and include into block chain；
Corporate boss's reference module, for enterprise's active typing information, processing and sorting forms the credit report of enterprise, then arranges
Into block, and include in block chain；
The data processing centre carries out storage verification to the block chain of block chain account system generation, then will verification
As a result it is integrated into block, and includes into block chain；
The air control regulation engine, the block chain provided according to data processing centre and qualified financial product phase
Match somebody with somebody, recommend relevant financial product for enterprise.
As a kind of optimization of the present invention, the air control regulation engine is provided with financial product publishing side, so designs, gold
Relevant financial product can be issued by this endpoint by melting mechanism.
As a kind of optimization of the present invention, the block chain account system is provided with for the supervision of monitoring data authenticity
Square module so designs, and can monitor the Transaction Information of other modules, the generation for the event that averts risks, without waiting until again in real time
It declares afterwards.
A kind of construction method of the recent financial development air control system based on block chain technology, including：
Step 1：Acquisition module gathers and integrates company-related information, is integrated into block, and forms block chain；
Step 2：Data processing centre is verified and is stored to company-related information；
Step 3：Data are analyzed by air control regulation engine, enterprise matches corresponding financial product.
As a kind of optimization of the present invention, the step 1, enterprise's essential information block chain acquisition module, logistics block chain
Acquisition module, invoice block chain acquisition module, corporate boss's reference module are independent operating, no precedence relationship.It so designs, is
It avoids interfering with each other during system gathered data.
As a kind of optimization of the present invention, the step 2, data processing centre's docking main strategies mechanism is to area
Block chain carries out cross validation, and verification report forms respective block.
As a kind of optimization of the present invention, the data processing centre is stored using decentralization mode.So design, it is single
A input terminal cannot arbitrarily carry out data increase and decrease or change, so as to reduce the possibility of single node manufacture wrong data.
As a kind of optimization of the present invention, the step 3, wherein air control regulation engine are exported using grade, according to enterprise
Block chain is graded, and is so designed, and enterprise and financial institution can be made to carry out Rapid matching by grading, and eliminates data point
Analysis process.
The beneficial effects of the present invention are：
It is an object of the invention to provide a kind of recent financial development air control system and its construction method based on block chain technology,
There is provided one can by financial institution trust based on technology can not altered data and no platform endorsement air control model and system, can
The side's of letting on easily shared data, and ensure not to be abused in data, ensure the rights and interests of data owner and in technology
It is upper to ensure justice, a good credit extending channel can be more provided for medium-sized and small enterprises, meanwhile, the data of system of the invention are can not
It is inverse and retrospective.
Description of the drawings
Fig. 1 is schematic structural view of the invention；
Fig. 2 is mode configuration schematic diagram of the present invention.
Reference numeral：1st, air control regulation engine；2nd, data processing centre；3rd, block chain account system；4th, enterprise believes substantially
Cease block chain acquisition module；5th, payment transaction block chain acquisition module；6th, logistics block chain acquisition module；7th, invoice block chain is adopted
Collect module；8th, corporate boss's reference module；9th, financial product publishing side；10th, block.
Specific embodiment
In the following, with reference to attached drawing and specific embodiment, the present invention is described further：
As shown in Figure 1 and Figure 2, a kind of recent financial development air control system based on block chain technology, including block chain account system
3rd, data processing centre 2 and air control regulation engine 1, the block chain account system 3 include：
Enterprise's essential information block chain acquisition module 4 is responsible for the acquisition of large-scale corporation's essential information, then by preliminary
Enterprise's essential information, is integrated into the block 10 of the enterprise, and included into block chain by verification screening；
Payment transaction block chain acquisition module 5 is responsible for acquisition business transaction information, by data after being screened by preliminary identification
It is integrated into a block 10, and includes into block chain；
Logistics block chain acquisition module 6 is responsible for acquisition materials circulation information, by Data Integration after being screened by preliminary identification
Into a block 10, and include into block chain；
Invoice block chain acquisition module 7 is responsible for acquisition enterprise and makes out an invoice information, by Data Integration after being screened by preliminary identification
Into a block 10, and include into block chain；
Corporate boss's reference module 8, for enterprise's active typing information, processing and sorting forms the credit report of enterprise, then whole
Block 10 is managed into, and is included in block chain；
The data processing centre 2, the block chain generated to block chain account system 3 carry out storage verification, then will test
Card result is integrated into block 10, and includes into block chain；
The air control regulation engine 1, according to data processing centre 2 provide block chain with and financial product publishing side 9 send out
The product of cloth recommends relevant financial product for enterprise.
The construction method of the recent financial development air control system based on block chain technology, including：
Step 1：Acquisition module gathers and integrates company-related information, is integrated into block 10, and forms block chain；
Step 2：Data processing centre 2 is verified and is stored to company-related information；
Step 3：Data are analyzed by air control regulation engine 1, enterprise matches corresponding financial product.
The construction method of the recent financial development air control system based on block chain technology, by 3 data of block chain account system,
Main strategies organization data and monitoring party data connection into block chain, promoted financial institution and enterprise's application security, can
Plasticity is built up mutual trust, and reduces transaction cost, is promoted air control ability and ability to supervise, is promoted each node production capacity of whole chain and fund
Utilization rate creates overall value.
The construction method of the recent financial development air control system based on block chain technology, financial institution draws with reference to air control rule
1 is held up, corresponding financing services are provided for enterprise, ensures that this open process is transparent, realizes that cash flow forms feedback ring, structure is based on
The supply chain finance block chain application platform of block chain.
The construction method of the recent financial development air control system based on block chain technology, the information recorded through block chain account book
And Transaction Information, it is distributed account book system that is credible, reliable, can not distorting, using distribution book keeping operation, distributed propagation, divides
Cloth stores, and ensure that the data storage in system, transaction verification, information transmission are entirely decentralization.
The construction method of the recent financial development air control system based on block chain technology, it is single from the perspective of data, this
Model data generation block chain be one by all participants record jointly information, by it is all participate in record nodes it is common
The database that stores and can not arbitrarily distort.In the block chain database, each user node is owned by entire database
Complete copy, and when some user node will to database write data when, it needs to broadcast these to block chain network
Data, so that remaining user node carries out verification review operations to these data.Only after the whole network mutual authentication and accreditation, data
Block chain could be write, and after data write block chain, arbitrarily cannot change or delete.
The construction method of the recent financial development air control system based on block chain technology, the crucial identity of block chain interior joint
Information exists in the form of private key, for the Signature Confirmation in process of exchange.Private key only has information owner just to know, even if other
Information is compromised away, as long as private key does not leak, these information being compromised can not just be matched with node identities, so as to
Lose utility value.
It will be apparent to those skilled in the art that technical solution that can be as described above and design, make other various
Corresponding change and deformation, and all these changes and deformation should all belong to the protection domain of the claims in the present invention
Within.
Claims (8)
1. a kind of recent financial development air control system based on block chain technology, which is characterized in that including block chain account system, data
Processing center and air control regulation engine, the block chain account system include：
Enterprise's essential information block chain acquisition module is responsible for the acquisition of large-scale corporation's essential information, then passes through preliminary identification
Enterprise's essential information, is integrated into the block of the enterprise, and included into block chain by screening；
Payment transaction block chain acquisition module is responsible for acquisition business transaction information, by Data Integration after being screened by preliminary identification
Into a block, and include into block chain；
Logistics block chain acquisition module is responsible for acquisition materials circulation information, by Data Integration into one after being screened by preliminary identification
A block, and include into block chain；
Invoice block chain acquisition module is responsible for acquisition enterprise and makes out an invoice information, by Data Integration into one after being screened by preliminary identification
A block, and include into block chain；
Corporate boss's reference module, for enterprise's active typing information, processing and sorting forms the credit report of enterprise, is then organized into area
Block, and include in block chain；
The data processing centre carries out storage verification, then by verification result to the block chain of block chain account system generation
It is integrated into block, and includes into block chain；
The air control regulation engine matches according to the block chain that data processing centre provides with qualified financial product,
Recommend relevant financial product for enterprise.
2. the recent financial development air control system based on block chain technology according to claim 1, which is characterized in that the air control rule
Then engine is provided with for the financial product publishing side of financial institution's typing product.
3. the recent financial development air control system based on block chain technology according to claim 1, which is characterized in that the block chain
Account system is provided with the monitoring party module for monitoring data authenticity.
4. the construction method of the recent financial development air control system based on block chain technology, feature according to claim 1,2 or 3
It is, comprises the following steps：
Step 1：Acquisition module gathers and integrates company-related information, is integrated into block, and forms block chain；
Step 2：Data processing centre is verified and is stored to block chain；
Step 3：Data are analyzed by air control regulation engine, enterprise matches corresponding financial product.
5. the construction method of the recent financial development air control system based on block chain technology according to claim 4, which is characterized in that
The step 1, enterprise's essential information block chain acquisition module, logistics block chain acquisition module, invoice block chain acquisition module, enterprise
Owner's reference module is independent operating, no precedence relationship.
6. the construction method of the recent financial development air control system based on block chain technology according to claim 4, which is characterized in that
The step 2, the docking main strategies mechanism of data processing centre carry out block chain cross validation, and verification report is formed
Respective block.
7. the construction method of the recent financial development air control system based on block chain technology according to claim 4, which is characterized in that
The data processing centre is stored using decentralization mode.
8. the construction method of the recent financial development air control system based on block chain technology according to claim 4, which is characterized in that
The step 3, wherein air control regulation engine are exported using grade, are graded according to enterprise's block chain.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711466663.2A CN108074180A (en) | 2017-12-28 | 2017-12-28 | A kind of recent financial development air control system and its construction method based on block chain technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711466663.2A CN108074180A (en) | 2017-12-28 | 2017-12-28 | A kind of recent financial development air control system and its construction method based on block chain technology |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108074180A true CN108074180A (en) | 2018-05-25 |
Family
ID=62155695
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711466663.2A Pending CN108074180A (en) | 2017-12-28 | 2017-12-28 | A kind of recent financial development air control system and its construction method based on block chain technology |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108074180A (en) |
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109118354A (en) * | 2018-07-27 | 2019-01-01 | 四川天恩释农科技有限公司 | A kind of various dimensions holography credit information interactive system based on block chain technology |
| CN109146686A (en) * | 2018-08-09 | 2019-01-04 | 上海文沥信息技术有限公司 | Transaction data cross-matched method, credit method and its system |
| CN109345063A (en) * | 2018-08-22 | 2019-02-15 | 中国平安人寿保险股份有限公司 | Data processing method, equipment and storage medium for air control system |
| CN109598619A (en) * | 2018-11-29 | 2019-04-09 | 湖南商学院 | A kind of community's investment and financing service system and construction method based on block chain technology |
| CN109670930A (en) * | 2018-09-13 | 2019-04-23 | 深圳壹账通智能科技有限公司 | Rogue device recognition methods, device, equipment and computer readable storage medium |
| CN110415126A (en) * | 2019-08-13 | 2019-11-05 | 青岛金亿廪供应链科技有限公司 | Wisdom supply chain application platform and operating method and financial application platform and financial financing method |
| CN110930171A (en) * | 2020-01-09 | 2020-03-27 | 烟台大学 | Whole-process traceability monitoring system for ticket payment flow three-chain cross verification product security |
| CN111127047A (en) * | 2020-01-09 | 2020-05-08 | 烟台大学 | Whole-process traceability supervision method for ticket payment flow three-chain cross verification product security |
| CN115330541A (en) * | 2022-08-08 | 2022-11-11 | 山东大学 | Fund information recommendation and transaction safety guarantee system and method based on block chain |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104361463A (en) * | 2014-11-21 | 2015-02-18 | 上海财安金融服务股份有限公司 | Small and medium-sized enterprise network financing system and method |
| US20170046651A1 (en) * | 2015-08-13 | 2017-02-16 | The Toronto-Dominion Bank | Systems and method for tracking enterprise events using hybrid public-private blockchain ledgers |
| CN107103087A (en) * | 2017-05-02 | 2017-08-29 | 成都中远信电子科技有限公司 | Block chain big data analysis of market conditions system |
| CN107103480A (en) * | 2017-05-18 | 2017-08-29 | 电子科技大学 | Supply chain management method based on block chain with sovereign right |
| CN107194801A (en) * | 2017-05-18 | 2017-09-22 | 电子科技大学 | The financial block chain application process of supply chain based on block chain with sovereign right |
| CN107292536A (en) * | 2017-07-20 | 2017-10-24 | 北京汇通金财信息科技有限公司 | A kind of financial risk management method and system |
| CN107451780A (en) * | 2017-08-04 | 2017-12-08 | 合肥维天运通信息科技股份有限公司 | Supply chain finance implementation method based on block chain technology and logistics information platform |
-
2017
- 2017-12-28 CN CN201711466663.2A patent/CN108074180A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104361463A (en) * | 2014-11-21 | 2015-02-18 | 上海财安金融服务股份有限公司 | Small and medium-sized enterprise network financing system and method |
| US20170046651A1 (en) * | 2015-08-13 | 2017-02-16 | The Toronto-Dominion Bank | Systems and method for tracking enterprise events using hybrid public-private blockchain ledgers |
| CN107103087A (en) * | 2017-05-02 | 2017-08-29 | 成都中远信电子科技有限公司 | Block chain big data analysis of market conditions system |
| CN107103480A (en) * | 2017-05-18 | 2017-08-29 | 电子科技大学 | Supply chain management method based on block chain with sovereign right |
| CN107194801A (en) * | 2017-05-18 | 2017-09-22 | 电子科技大学 | The financial block chain application process of supply chain based on block chain with sovereign right |
| CN107292536A (en) * | 2017-07-20 | 2017-10-24 | 北京汇通金财信息科技有限公司 | A kind of financial risk management method and system |
| CN107451780A (en) * | 2017-08-04 | 2017-12-08 | 合肥维天运通信息科技股份有限公司 | Supply chain finance implementation method based on block chain technology and logistics information platform |
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109118354A (en) * | 2018-07-27 | 2019-01-01 | 四川天恩释农科技有限公司 | A kind of various dimensions holography credit information interactive system based on block chain technology |
| CN109146686A (en) * | 2018-08-09 | 2019-01-04 | 上海文沥信息技术有限公司 | Transaction data cross-matched method, credit method and its system |
| CN109146686B (en) * | 2018-08-09 | 2021-10-26 | 上海文沥信息技术有限公司 | Transaction data cross matching method, credit granting method and system thereof |
| CN109345063A (en) * | 2018-08-22 | 2019-02-15 | 中国平安人寿保险股份有限公司 | Data processing method, equipment and storage medium for air control system |
| CN109670930A (en) * | 2018-09-13 | 2019-04-23 | 深圳壹账通智能科技有限公司 | Rogue device recognition methods, device, equipment and computer readable storage medium |
| CN109598619A (en) * | 2018-11-29 | 2019-04-09 | 湖南商学院 | A kind of community's investment and financing service system and construction method based on block chain technology |
| CN110415126A (en) * | 2019-08-13 | 2019-11-05 | 青岛金亿廪供应链科技有限公司 | Wisdom supply chain application platform and operating method and financial application platform and financial financing method |
| CN110930171A (en) * | 2020-01-09 | 2020-03-27 | 烟台大学 | Whole-process traceability monitoring system for ticket payment flow three-chain cross verification product security |
| CN111127047A (en) * | 2020-01-09 | 2020-05-08 | 烟台大学 | Whole-process traceability supervision method for ticket payment flow three-chain cross verification product security |
| CN115330541A (en) * | 2022-08-08 | 2022-11-11 | 山东大学 | Fund information recommendation and transaction safety guarantee system and method based on block chain |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108074180A (en) | A kind of recent financial development air control system and its construction method based on block chain technology | |
| CN109615510B (en) | Supply chain finance multistage letter increasing method based on block chain | |
| Kuhn et al. | Learning from WorldCom: Implications for fraud detection through continuous assurance | |
| CN103150672A (en) | Bank quick credit granting system and method | |
| Zhang et al. | Analysis of supply chain finance based on blockchain | |
| CN105321046A (en) | Corporate financial management system | |
| CN101567068A (en) | Data-processing system used for financial information management | |
| CN106096906A (en) | A kind of building materials enterprise ERP information management system | |
| CN102663645A (en) | Integrated management system of investment bank and realization method thereof | |
| CN111222955A (en) | Supplier supervision method and system based on block chain | |
| Deng | Application analysis on blockchain technology in cross-border payment | |
| Luo et al. | Overview of intelligent online banking system based on HERCULES architecture | |
| Meng | Risk Assessment and Analysis in Supply Chain Finance Based on Blockchain Technology | |
| CN101308564A (en) | Mortgage loan information monitoring method and system | |
| CN106355383A (en) | Information system for enterprise financial reimbursement management | |
| Cheng et al. | Analysis of the application of big data in banking sector | |
| CN110097443A (en) | A kind of accounting processing method and its system based on economic affairs classification | |
| CN206497498U (en) | A kind of integrated system of credit rating information data based on enterprise's reference business | |
| Pratama et al. | The Philosophical Asymmetry of Economic Materialism and the Negation of Goodwill: A Theoretical Review | |
| Zhao et al. | Token economy: A new form economy with decentralized mutual trust and collective governance | |
| Wang et al. | Research on construction of supply chain financial platform based on blockchain technology | |
| CN110675204A (en) | Novel safe credit type block chain invoice | |
| Wang | Block Chain+ Accounting: Applications, Challenges and Countermeasures Research | |
| Keresztes et al. | Exploratory Analysis of Blockchain Platforms in Supply Chain Management. Economies, 10, 206 | |
| Sapozhnikova et al. | Distributed infrastructure for big data processing in the transaction monitoring systems |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180525 |