CN107705127A - A kind of method of payment and Wearable - Google Patents
A kind of method of payment and Wearable Download PDFInfo
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- CN107705127A CN107705127A CN201710787391.XA CN201710787391A CN107705127A CN 107705127 A CN107705127 A CN 107705127A CN 201710787391 A CN201710787391 A CN 201710787391A CN 107705127 A CN107705127 A CN 107705127A
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- wearable
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- 238000012011 method of payment Methods 0.000 title claims abstract description 13
- 238000012384 transportation and delivery Methods 0.000 claims abstract description 57
- 238000001514 detection method Methods 0.000 claims abstract description 26
- 238000000034 method Methods 0.000 claims abstract description 21
- 230000005540 biological transmission Effects 0.000 claims abstract description 11
- 238000004891 communication Methods 0.000 claims description 45
- 238000010295 mobile communication Methods 0.000 claims description 24
- 238000007726 management method Methods 0.000 claims description 7
- 230000001755 vocal effect Effects 0.000 claims 1
- 238000010586 diagram Methods 0.000 description 4
- 239000000203 mixture Substances 0.000 description 4
- 238000010168 coupling process Methods 0.000 description 3
- 238000005859 coupling reaction Methods 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 3
- 230000008878 coupling Effects 0.000 description 2
- 239000010931 gold Substances 0.000 description 1
- 229910052737 gold Inorganic materials 0.000 description 1
- 238000007689 inspection Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04R—LOUDSPEAKERS, MICROPHONES, GRAMOPHONE PICK-UPS OR LIKE ACOUSTIC ELECTROMECHANICAL TRANSDUCERS; DEAF-AID SETS; PUBLIC ADDRESS SYSTEMS
- H04R1/00—Details of transducers, loudspeakers or microphones
- H04R1/10—Earpieces; Attachments therefor ; Earphones; Monophonic headphones
- H04R1/1091—Details not provided for in groups H04R1/1008 - H04R1/1083
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Acoustics & Sound (AREA)
- Signal Processing (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses a kind of method of payment and Wearable, methods described includes:When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part receives the first instruction that the sensing apparatus is sent, described first instructs for controlling the first wearing part to perform delivery operation, wherein, the part that the first wearing part belongs in Wearable;The first wearing part detects whether to obtain target identity information;When the described first wearing part detection obtains the target identity information, delivery operation is performed and to the instruction of sensing apparatus transmission second, described second instructs for indicating to pay completion operation to the sensing apparatus.
Description
Technical field
The present invention relates to intelligent payment technology field, more particularly to a kind of method of payment and Wearable.
Background technology
The intelligent development of electronic product meets the rich and varied demand of user, by taking intelligent earphone as an example, intelligent earphone
Abundant music playback function has been provided the user, such as has been passed through by bluetooth connection terminal so as to the music on playback terminal
Wireless Fidelity (WiFi, Wireless Fidelity) obtains hot music recommended on internet etc., or even can also pass through shifting
Dynamic communication module carries out the operation such as calling.
In the case that user's carrying intelligent earphone is moved or the short time is outgoing, excessive thing can't be typically carried
Product, such as mobile phone, cash, at this moment user can not just be consumed, and the consumption demand of user is that anywhere or anytime, this gives user
Bring inconvenience.
The content of the invention
In order to solve the above technical problems, the embodiments of the invention provide a kind of method of payment and Wearable.
Method of payment provided in an embodiment of the present invention, including:
When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part connects
The first instruction that the sensing apparatus is sent is received, described first instructs for controlling the first wearing part execution to pay behaviour
Make, wherein, the part that the first wearing part belongs in Wearable;
The first wearing part detects whether to obtain target identity information;
When the described first wearing part detection obtains the target identity information, delivery operation is performed and to the sensing
Equipment sends the second instruction, and described second instructs for indicating that operation is completed in payment to the sensing apparatus.
In the embodiment of the present invention, the Wearable also includes the second wearing part;Methods described also includes:
After the first wearing part performs the delivery operation, the second wearing part sends prompt message, described
Prompt message is used to prompt payment.
In the embodiment of the present invention, methods described also includes:
Whether the mobile communication module for detecting the Wearable is established data with server and is connected;
When the mobile communication module establishes data with the server to be connected, send the 3rd to the server and refer to
Order, the described 3rd instructs for controlling the server to carry out bill payment management operation.
In the embodiment of the present invention, the first wearing part detects whether to obtain target identity information, including:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target
Finger print information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the mesh
Mark identity information;Or
The voiceprint of the first wearing part detection user, by the voiceprint and default target voiceprint
It is compared;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identities letter
Breath.
In the embodiment of the present invention, methods described also includes:
When the first wearing part receives the first instruction that the sensing apparatus is sent, extracted from the described first instruction
Go out payment information;
Judge whether the payment is more than or equal to predetermined threshold value;
When the payment is more than or equal to the predetermined threshold value, the first wearing part detects whether to obtain target identities
Information;
When the payment is less than the predetermined threshold value, delivery operation is performed and to described in sensing apparatus transmission
Second instruction, described second instructs for indicating to pay completion operation to the sensing apparatus.
Wearable provided in an embodiment of the present invention includes the first wearing part, is provided with the first wearing part
Near field communication module, the Wearable also include:Processing module;
The near field communication module, for being less than or equal to the relative to the distance of sensing apparatus when the described first wearing part
During one threshold value, the first instruction that the sensing apparatus is sent is received, described first instructs for controlling the first wearing part
Perform delivery operation;
The processing module, for judging whether to obtain target identity information;When obtaining the target identity information, perform
Delivery operation;
The near field communication module, be additionally operable to the sensing apparatus send second instruction, described second instruct for
The sensing apparatus instruction, which is paid, completes operation.
In the embodiment of the present invention, the Wearable also includes the second wearing part, is set in the second wearing part
The first dio Output Modules are equipped with,
First dio Output Modules, for after the processing module performs the delivery operation, sending prompting letter
Breath, the prompt message are used to prompt payment.
In the embodiment of the present invention, the Wearable also includes:Mobile communication module, for detecting whether and server
Establish data connection;When the mobile communication module establishes data with the server to be connected, the is sent to the server
Three instructions, the described 3rd instructs for controlling the server to carry out bill payment management operation.
In the embodiment of the present invention, sensor is provided with the first wearing part, for detecting on sensor
Finger print information;
The processing module, it is additionally operable to the finger print information being compared with default target fingerprint information;When described
When finger print information compares successfully with default target fingerprint information, it is determined that obtaining the target identity information;
Or the Wearable also includes:Audio detection module, for detecting the voiceprint of user;
The processing module, it is additionally operable to the voiceprint being compared with default target voiceprint;When described
When voiceprint compares successfully with default target voiceprint, it is determined that obtaining the target identity information.
In the embodiment of the present invention, the near field communication module, it is additionally operable to receive the first instruction that the sensing apparatus is sent
When, extract payment information from the described first instruction;
The processing module, it is additionally operable to judge whether the payment is more than or equal to predetermined threshold value;Gold is paid when described
When volume is more than or equal to the predetermined threshold value, determine whether to obtain target identity information;When the payment is less than described preset
During threshold value, perform delivery operation and trigger the near field communication module to sensing apparatus transmission second instruction, it is described
Second instructs for indicating to pay completion operation to the sensing apparatus.
In the technical scheme of the embodiment of the present invention, the first wearing part is less than or equal to first relative to the distance of sensing apparatus
During threshold value, the first wearing part receives the first instruction that the sensing apparatus is sent, and described first instructs for controlling institute
State the first wearing part and perform delivery operation, wherein, the part that the first wearing part belongs in Wearable;Described
One wearing part detects whether to obtain target identity information;When the described first wearing part detection obtains the target identity information
When, perform delivery operation and send the second instruction to the sensing apparatus, described second instructs for referring to the sensing apparatus
Show that operation is completed in payment.Using the technical scheme of the embodiment of the present invention, user is without carrying mobile phone and cash, it is only necessary to which carrying is worn
Wear formula equipment can and possess means of payment, and the security paid has guarantee, substantially increases the convenience of customer consumption.
Brief description of the drawings
Fig. 1 is the schematic flow sheet one of the method for payment of the embodiment of the present invention;
Fig. 2 is the schematic flow sheet two of the method for payment of the embodiment of the present invention;
Fig. 3 is the schematic flow sheet three of the method for payment of the embodiment of the present invention;
Fig. 4 is the schematic flow sheet four of the method for payment of the embodiment of the present invention;
Fig. 5 is the structure composition schematic diagram one of the Wearable of the embodiment of the present invention;
Fig. 6 is the structure composition schematic diagram two of the Wearable of the embodiment of the present invention.
Embodiment
The characteristics of in order to more fully hereinafter understand the embodiment of the present invention and technology contents, below in conjunction with the accompanying drawings to this hair
The realization of bright embodiment is described in detail, appended accompanying drawing purposes of discussion only for reference, is not used for limiting the embodiment of the present invention.
Fig. 1 is the schematic flow sheet one of the method for payment of the embodiment of the present invention, as shown in figure 1, the method for payment includes
Following steps:
Step 101:When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, described first wears
Wear part and receive the first instruction that the sensing apparatus is sent, described first instructs for controlling the first wearing part to perform
Delivery operation, wherein, the part that the first wearing part belongs in Wearable.
The embodiment of the present invention is applied in Wearable, and here, Wearable refers to intelligent earphone.Typically, intelligence
Energy earphone has two earphones, corresponding first wearing part and the second wearing part, wherein, the first wearing part can be left ear
Machine, the second wearing part can be right earphone.In one embodiment, left earphone is used to export audio number corresponding to L channel
According to right earphone is used to export voice data corresponding to R channel.In another embodiment, left earphone and right earphone output are same
Voice data, in this case, do not differentiate between L channel and R channel.
In the embodiment of the present invention, the first wearing part has a shape consistent with earphone outward appearance, in the embodiment of the present invention
The concrete shape and color of first wearing part are not limited, as long as the ear that the first wearing part is caught in user can be realized
In.Second wearing part and first dresses part similarly, as long as the ear that the second wearing part is caught in user can be realized
In piece.In one embodiment, the first wearing part and the second wearing part integrally form Wearable, the first wearing
Part physically and is being not attached to the second wearing part, can be communicated between each other in wireless communication configuration.
It can be seen that the Wearable of the embodiment of the present invention is properly termed as separated wireless earphone.
In the embodiment of the present invention, sensing apparatus can be the equipment for supporting PBOC2.0/3.0, such as POS (Point Of
Sales Terminal), ATM (ATM) etc..
In the embodiment of the present invention, near field communication module, such as NFC chip are provided with the first wearing part, is worn when first
When wearing part and being less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part can be built between sensing apparatus
Vertical wireless communication link, information exchange can be carried out with sensing apparatus by dressing part by the wireless communication link first of foundation.
Here, first threshold based on the radio frequency mechanism of corresponding near field communication module work near field communication module and sensing apparatus and
It is determined that so that first threshold is 1 centimetre as an example, the first wearing part can be with the range of within 1 centimetre of sensing apparatus
Realize with the communication of sensing apparatus, cannot be realized when the first wearing part be located at the scope beyond 1 centimetre of sensing apparatus and
The communication of sensing apparatus.
In an application scenarios, the first wearing part is left earphone, and sensing apparatus is cash register, from a left side during customer consumption
Ear removes left earphone, by left earphone in a non-contact manner close to cash register (distance is less than or equal to first threshold), so, left earphone
The first instruction that cash register is sent is received, here, the first instruction carries payment information, and left ear is controlled by the first instruction
Machine performs delivery operation.
Step 102:The first wearing part detects whether to obtain target identity information.
In the embodiment of the present invention, in order to ensure the security of payment, it is necessary to which the first wearing part detects whether to obtain target
Identity information, here, target identity information refer to the identity information of the owner of electronic account corresponding to delivery operation, specifically,
Delivery operation it needs to be determined that branch pays the amount of money of certain amount from some account, the owner of this account in order to ensure account
Security, it is necessary to set payment cipher, the form of payment cipher can be diversified, such as be set by 6 bit digitals
Payment cipher, then payment cipher is for example set by the biological characteristic attribute of owner.Payment cipher can characterize target identities
Information, operated for authenticated payment.
In the embodiment of the present invention, first wearing part detects whether obtain target identity information, can with but be not limited to lead to
Cross in the following manner realization:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target
Finger print information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the mesh
Mark identity information;Here, the finger print information that target fingerprint information namely account owner pre-set.In this mode, Yong Huke
To authorize Wearable to perform delivery operation by fingerprint.
The voiceprint of the first wearing part detection user, by the voiceprint and default target voiceprint
It is compared;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identities letter
Breath;Here, the voiceprint that target voiceprint namely account owner pre-set.In this mode, user can pass through sound
Sound come authorize Wearable perform delivery operation.
Step 103:When described first wearing part detection obtain the target identity information when, perform delivery operation and to
The sensing apparatus sends the second instruction, and described second instructs for indicating that operation is completed in payment to the sensing apparatus.
In the embodiment of the present invention, when the described first wearing part detection obtains the target identity information, namely represent
The user of current operation Wearable is the owner of account, and at this moment payment environment is safe that Wearable performs payment
Operation, and to the instruction of sensing apparatus transmission second, described second instructs for indicating to pay completion to the sensing apparatus
Operation.So, just complete and safely payment function is realized by Wearable.
The technical scheme of the embodiment of the present invention, the function of intelligent earphone secure payment is realized, user is in motion or in short-term
Between go out in the case of without carrying mobile phone and cash, still possess consumption means.
Fig. 2 is the schematic flow sheet two of the method for payment of the embodiment of the present invention, as shown in Fig. 2 the method for payment includes
Following steps:
Step 201:When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, described first wears
Wear part and receive the first instruction that the sensing apparatus is sent, described first instructs for controlling the first wearing part to perform
Delivery operation, wherein, the part that the first wearing part belongs in Wearable.
The embodiment of the present invention is applied in Wearable, and here, Wearable refers to intelligent earphone.Typically, intelligence
Energy earphone has two earphones, corresponding first wearing part and the second wearing part, wherein, the first wearing part can be left ear
Machine, the second wearing part can be right earphone.In one embodiment, left earphone is used to export audio number corresponding to L channel
According to right earphone is used to export voice data corresponding to R channel.In another embodiment, left earphone and right earphone output are same
Voice data, in this case, do not differentiate between L channel and R channel.
In the embodiment of the present invention, the first wearing part has a shape consistent with earphone outward appearance, in the embodiment of the present invention
The concrete shape and color of first wearing part are not limited, as long as the ear that the first wearing part is caught in user can be realized
In.Second wearing part and first dresses part similarly, as long as the ear that the second wearing part is caught in user can be realized
In piece.In one embodiment, the first wearing part and the second wearing part integrally form Wearable, the first wearing
Part physically and is being not attached to the second wearing part, can be communicated between each other in wireless communication configuration.
It can be seen that the Wearable of the embodiment of the present invention is properly termed as separated wireless earphone.
In the embodiment of the present invention, sensing apparatus can be the equipment for supporting PBOC2.0/3.0, such as POS, ATM etc..
In the embodiment of the present invention, near field communication module, such as NFC chip are provided with the first wearing part, is worn when first
When wearing part and being less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part can be built between sensing apparatus
Vertical wireless communication link, information exchange can be carried out with sensing apparatus by dressing part by the wireless communication link first of foundation.
Here, first threshold based on the radio frequency mechanism of corresponding near field communication module work near field communication module and sensing apparatus and
It is determined that so that first threshold is 1 centimetre as an example, the first wearing part can be with the range of within 1 centimetre of sensing apparatus
Realize with the communication of sensing apparatus, cannot be realized when the first wearing part be located at the scope beyond 1 centimetre of sensing apparatus and
The communication of sensing apparatus.
In an application scenarios, the first wearing part is left earphone, and sensing apparatus is cash register, from a left side during customer consumption
Ear removes left earphone, by left earphone in a non-contact manner close to cash register (distance is less than or equal to first threshold), so, left earphone
The first instruction that cash register is sent is received, here, the first instruction carries payment information, and left ear is controlled by the first instruction
Machine performs delivery operation.
Step 202:The first wearing part detects whether to obtain target identity information.
In the embodiment of the present invention, in order to ensure the security of payment, it is necessary to which the first wearing part detects whether to obtain target
Identity information, here, target identity information refer to the identity information of the owner of electronic account corresponding to delivery operation, specifically,
Delivery operation it needs to be determined that branch pays the amount of money of certain amount from some account, the owner of this account in order to ensure account
Security, it is necessary to set payment cipher, the form of payment cipher can be diversified, such as be set by 6 bit digitals
Payment cipher, then payment cipher is for example set by the biological characteristic attribute of owner.Payment cipher can characterize target identities
Information, operated for authenticated payment.
In the embodiment of the present invention, first wearing part detects whether obtain target identity information, can with but be not limited to lead to
Cross in the following manner realization:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target
Finger print information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the mesh
Mark identity information;Here, the finger print information that target fingerprint information namely account owner pre-set.In this mode, Yong Huke
To authorize Wearable to perform delivery operation by fingerprint.
The voiceprint of the first wearing part detection user, by the voiceprint and default target voiceprint
It is compared;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identities letter
Breath;Here, the voiceprint that target voiceprint namely account owner pre-set.In this mode, user can pass through sound
Sound come authorize Wearable perform delivery operation.
Step 203:When described first wearing part detection obtain the target identity information when, perform delivery operation and to
The sensing apparatus sends the second instruction, and described second instructs for indicating that operation is completed in payment to the sensing apparatus.
In the embodiment of the present invention, when the described first wearing part detection obtains the target identity information, namely represent
The user of current operation Wearable is the owner of account, and at this moment payment environment is safe that Wearable performs payment
Operation, and to the instruction of sensing apparatus transmission second, described second instructs for indicating to pay completion to the sensing apparatus
Operation.So, just complete and safely payment function is realized by Wearable.
Step 204:After the first wearing part performs the delivery operation, the second wearing part sends prompting letter
Breath, the prompt message are used to prompt payment.
In the embodiment of the present invention, there is provided a kind of voice assistant function, specifically, when the first wearing part performs the branch
After paying operation, the second wearing part sends prompt message, and the prompt message is used to prompt payment.Here, prompt message
Can be information of voice prompt, so, user can be listened after delivery operation is completed by an earphone by another earphone
To the amount of money paid, so that it is determined that the specific amount of money number that delivery operation just now is paid.
Such as:The left earphone of user receives the first instruction of cash register transmission, and 10 yuan of letter is carried in the first instruction
Breath, the left earphone of user perform the operation of 10 yuan of payment after being authorized, and then, the right earphone output for passing through user pays 10
The prompt message of member.
The technical scheme of the embodiment of the present invention, the function of intelligent earphone secure payment is realized, user is in motion or in short-term
Between go out in the case of without carrying mobile phone and cash, still possess consumption means.
Fig. 3 is the schematic flow sheet three of the method for payment of the embodiment of the present invention, as shown in figure 3, the method for payment includes
Following steps:
Step 301:When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, described first wears
Wear part and receive the first instruction that the sensing apparatus is sent, described first instructs for controlling the first wearing part to perform
Delivery operation, wherein, the part that the first wearing part belongs in Wearable.
The embodiment of the present invention is applied in Wearable, and here, Wearable refers to intelligent earphone.Typically, intelligence
Energy earphone has two earphones, corresponding first wearing part and the second wearing part, wherein, the first wearing part can be left ear
Machine, the second wearing part can be right earphone.In one embodiment, left earphone is used to export audio number corresponding to L channel
According to right earphone is used to export voice data corresponding to R channel.In another embodiment, left earphone and right earphone output are same
Voice data, in this case, do not differentiate between L channel and R channel.
In the embodiment of the present invention, the first wearing part has a shape consistent with earphone outward appearance, in the embodiment of the present invention
The concrete shape and color of first wearing part are not limited, as long as the ear that the first wearing part is caught in user can be realized
In.Second wearing part and first dresses part similarly, as long as the ear that the second wearing part is caught in user can be realized
In piece.In one embodiment, the first wearing part and the second wearing part integrally form Wearable, the first wearing
Part physically and is being not attached to the second wearing part, can be communicated between each other in wireless communication configuration.
It can be seen that the Wearable of the embodiment of the present invention is properly termed as separated wireless earphone.
In the embodiment of the present invention, sensing apparatus can be the equipment for supporting PBOC2.0/3.0, such as POS, ATM etc..
In the embodiment of the present invention, near field communication module, such as NFC chip are provided with the first wearing part, is worn when first
When wearing part and being less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part can be built between sensing apparatus
Vertical wireless communication link, information exchange can be carried out with sensing apparatus by dressing part by the wireless communication link first of foundation.
Here, first threshold based on the radio frequency mechanism of corresponding near field communication module work near field communication module and sensing apparatus and
It is determined that so that first threshold is 1 centimetre as an example, the first wearing part can be with the range of within 1 centimetre of sensing apparatus
Realize with the communication of sensing apparatus, cannot be realized when the first wearing part be located at the scope beyond 1 centimetre of sensing apparatus and
The communication of sensing apparatus.
In an application scenarios, the first wearing part is left earphone, and sensing apparatus is cash register, from a left side during customer consumption
Ear removes left earphone, by left earphone in a non-contact manner close to cash register (distance is less than or equal to first threshold), so, left earphone
The first instruction that cash register is sent is received, here, the first instruction carries payment information, and left ear is controlled by the first instruction
Machine performs delivery operation.
Step 302:The first wearing part detects whether to obtain target identity information.
In the embodiment of the present invention, in order to ensure the security of payment, it is necessary to which the first wearing part detects whether to obtain target
Identity information, here, target identity information refer to the identity information of the owner of electronic account corresponding to delivery operation, specifically,
Delivery operation it needs to be determined that branch pays the amount of money of certain amount from some account, the owner of this account in order to ensure account
Security, it is necessary to set payment cipher, the form of payment cipher can be diversified, such as be set by 6 bit digitals
Payment cipher, then payment cipher is for example set by the biological characteristic attribute of owner.Payment cipher can characterize target identities
Information, operated for authenticated payment.
In the embodiment of the present invention, first wearing part detects whether obtain target identity information, can with but be not limited to lead to
Cross in the following manner realization:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target
Finger print information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the mesh
Mark identity information;Here, the finger print information that target fingerprint information namely account owner pre-set.In this mode, Yong Huke
To authorize Wearable to perform delivery operation by fingerprint.
The voiceprint of the first wearing part detection user, by the voiceprint and default target voiceprint
It is compared;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identities letter
Breath;Here, the voiceprint that target voiceprint namely account owner pre-set.In this mode, user can pass through sound
Sound come authorize Wearable perform delivery operation.
Step 303:When described first wearing part detection obtain the target identity information when, perform delivery operation and to
The sensing apparatus sends the second instruction, and described second instructs for indicating that operation is completed in payment to the sensing apparatus.
In the embodiment of the present invention, when the described first wearing part detection obtains the target identity information, namely represent
The user of current operation Wearable is the owner of account, and at this moment payment environment is safe that Wearable performs payment
Operation, and to the instruction of sensing apparatus transmission second, described second instructs for indicating to pay completion to the sensing apparatus
Operation.So, just complete and safely payment function is realized by Wearable.
The technical scheme of the embodiment of the present invention, the function of intelligent earphone secure payment is realized, user is in motion or in short-term
Between go out in the case of without carrying mobile phone and cash, still possess consumption means.
Step 304:Whether the mobile communication module for detecting the Wearable is established data with server and is connected.
In the embodiment of the present invention, Wearable also has mobile communication module, such as 4G data cards, certainly, mobile logical
Letter module can also be virtual data card, can realize function of surfing the Net using mobile communication module, namely be connected with internet.
In the embodiment of the present invention, mobile communication module can establish data with server and be connected, and can also break with server
Open data connection.In view of the cost issues of mobile data, the company of mobile communication module and network can be generally disconnected
Connect, at this moment, mobile communication module can not be also connected with server.When needing to perform delivery operation or delivery operation is performed
After, mobile communication module can be opened and be connected to network, at this moment, mobile communication module can be connected with server, here, clothes
Business device refers to the server for managing the amount of money, for example, the server of certain bank, some using account server etc..
Step 305:When the mobile communication module establishes data with the server to be connected, sent to the server
3rd instruction, the described 3rd instructs for controlling the server to carry out bill payment management operation.
In the embodiment of the present invention, when mobile communication module establishes data with the server to be connected, to the server
The 3rd instruction is sent, here, the 3rd instructs for controlling the server to carry out bill payment management operation.Such as:User's
Left earphone receives the first instruction of cash register transmission, and 10 yuan of information is carried in the first instruction, and the left earphone of user is obtaining
The operation of 10 yuan of payment is performed after must authorizing, then, the second instruction is sent to cash register and is completed with indicating to pay, pass through user
Right earphone output pay 10 yuan of prompt message.When mobile communication module establishes data with the server to be connected, to clothes
Business device sends the 3rd instruction, and server deducts 10 yuan of payment according to the 3rd instruction from the account of user.
In the embodiment of the present invention, the payment of the amount of money can be offline, namely mobile communication module and the server are not
Connected with data are established, you can realize delivery operation, this can not get net for the bad area of network signal or user
Also instant delivery operation can be realized under the scene of network signal, establishing data with the server when mobile communication module is connected
Afterwards, then carry out server side bill payment management operation.
Fig. 4 is the schematic flow sheet four of the method for payment of the embodiment of the present invention, as shown in figure 4, the method for payment includes
Following steps:
Step 401:When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, described first wears
Wear part and receive the first instruction that the sensing apparatus is sent, described first instructs for controlling the first wearing part to perform
Delivery operation, wherein, the part that the first wearing part belongs in Wearable.
Step 402:When the first wearing part receives the first instruction that the sensing apparatus is sent, refer to from described first
Payment information is extracted in order.
Step 403:Judge whether the payment is more than or equal to predetermined threshold value, when being, perform step 404, when no, hold
Row step 405.
Step 404:The first wearing part detects whether to obtain target identity information, when the described first wearing part inspection
When surveying the acquisition target identity information, step 405 is performed.
In the embodiment of the present invention, first wearing part detects whether obtain target identity information, can with but be not limited to lead to
Cross in the following manner realization:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target
Finger print information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the mesh
Mark identity information;Here, the finger print information that target fingerprint information namely account owner pre-set.In this mode, Yong Huke
To authorize Wearable to perform delivery operation by fingerprint.
The voiceprint of the first wearing part detection user, by the voiceprint and default target voiceprint
It is compared;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identities letter
Breath;Here, the voiceprint that target voiceprint namely account owner pre-set.In this mode, user can pass through sound
Sound come authorize Wearable perform delivery operation.
Step 403:Perform delivery operation and simultaneously send the second instruction to the sensing apparatus, described second instructs for institute
State sensing apparatus instruction and pay completion operation.
The technical scheme of the embodiment of the present invention, the function of intelligent earphone secure payment is realized, user is in motion or in short-term
Between go out in the case of without carrying mobile phone and cash, still possess consumption means.In addition, the technical scheme of the embodiment of the present invention is also
Small amount is supported to exempt from close function, i.e., when the amount of money number of payment is smaller, the identity information that can not have to obtain targeted customer performs
Carry out delivery operation.
Fig. 5 is the structure composition schematic diagram one of the Wearable of the embodiment of the present invention, as shown in figure 5, described wearable
Equipment includes the first wearing part 501, and near field communication module 5011, the wearing are provided with the first wearing part 501
Formula equipment also includes:Processing module 502;
The near field communication module 5011, for when described first wearing part 501 it is small relative to the distance of sensing apparatus
When equal to first threshold, the first instruction that the sensing apparatus is sent is received, described first instructs for controlling described first
Dress part 501 and perform delivery operation;
The processing module 502, for judging whether to obtain target identity information;When obtaining the target identity information,
Perform delivery operation;
The near field communication module 5011, it is additionally operable to send the second instruction to the sensing apparatus, second instruction is used
Operation is completed in indicating to pay to the sensing apparatus.
It will be appreciated by those skilled in the art that each module in Wearable shown in Fig. 5 realizes that function can refer to
The associated description of foregoing method of payment and understand.
Fig. 6 is the structure composition schematic diagram two of the Wearable of the embodiment of the present invention, as shown in fig. 6, described wearable
Equipment includes the first wearing part 501, and near field communication module 5011, the wearing are provided with the first wearing part 501
Formula equipment also includes:Processing module 502;
The near field communication module 5011, for when described first wearing part 501 it is small relative to the distance of sensing apparatus
When equal to first threshold, the first instruction that the sensing apparatus is sent is received, described first instructs for controlling described first
Dress part 501 and perform delivery operation;
The processing module 502, for judging whether to obtain target identity information;When obtaining the target identity information,
Perform delivery operation;
The near field communication module 5011, it is additionally operable to send the second instruction to the sensing apparatus, second instruction is used
Operation is completed in indicating to pay to the sensing apparatus.
In the embodiment of the present invention, the Wearable also includes the second wearing part 503, the second wearing part
The first dio Output Modules 5031 are provided with 503,
First dio Output Modules 5031, for after the processing module performs the delivery operation, sending and carrying
Show information, the prompt message is used to prompt payment.
The Wearable also includes:Mobile communication module 504, connect for detecting whether establishing data with server
Connect;When the mobile communication module 504 establishes data with the server to be connected, the 3rd instruction is sent to the server,
Described 3rd instructs for controlling the server to carry out bill payment management operation.
In the embodiment of the present invention, sensor 5012 is provided with the first wearing part 501, for detecting positioned at sensing
Finger print information on device;
The processing module 502, it is additionally operable to the finger print information being compared with default target fingerprint information;Work as institute
When stating finger print information and default target fingerprint information and comparing successfully, it is determined that obtaining the target identity information;
Or the Wearable also includes:Audio detection module 505, for detecting the voiceprint of user;
The processing module 502, it is additionally operable to the voiceprint being compared with default target voiceprint;Work as institute
When stating voiceprint and default target voiceprint and comparing successfully, it is determined that obtaining the target identity information.
In the embodiment of the present invention, the near field communication module 5011, it is additionally operable to receive the sensing apparatus is sent first
During instruction, payment information is extracted from the described first instruction;
The processing module 502, it is additionally operable to judge whether the payment is more than or equal to predetermined threshold value;When the payment
When the amount of money is more than or equal to the predetermined threshold value, determine whether to obtain target identity information;When the payment is less than described pre-
If during threshold value, perform delivery operation and trigger the near field communication module 5011 to sensing apparatus transmission second finger
Order, described second instructs for indicating to pay completion operation to the sensing apparatus.
In the such scheme of the embodiment of the present invention, dio Output Modules can also be provided with the first wearing part 501, are claimed
For the second dio Output Modules (not shown), to realize audio playing function.
Mobile communication module 504 and audio detection module 505 in the embodiment of the present invention can be arranged on the first wearing portion
It on part 501, can also be arranged on the second wearing part 503, the first wearing part 501 and the second wearing portion can also be arranged on
Beyond part 503, what Fig. 6 was illustrated is provided in the structure beyond the first wearing part 501 and the second wearing part 503.
It will be appreciated by those skilled in the art that each module in Wearable shown in Fig. 6 realizes that function can refer to
The associated description of foregoing method of payment and understand.
, can be in any combination in the case where not conflicting between technical scheme described in the embodiment of the present invention.
In several embodiments provided by the present invention, it should be understood that disclosed method and smart machine, Ke Yitong
Other modes are crossed to realize.Apparatus embodiments described above are only schematical, for example, the division of the unit, only
Only a kind of division of logic function, can have other dividing mode, such as when actually realizing:Multiple units or component can be tied
Close, or be desirably integrated into another system, or some features can be ignored, or do not perform.In addition, shown or discussed each group
Into the mutual coupling in part or direct-coupling or communication connection can be by some interfaces, equipment or unit it is indirect
Coupling or communication connection, can be electrical, mechanical or other forms.
The above-mentioned unit illustrated as separating component can be or may not be physically separate, show as unit
The part shown can be or may not be physical location, you can positioned at a place, can also be distributed to multiple network lists
In member;Partly or entirely unit therein can be selected to realize the purpose of this embodiment scheme according to the actual needs.
In addition, each functional unit in various embodiments of the present invention can be fully integrated into a second processing unit,
Can also be each unit individually as a unit, can also two or more units it is integrated in a unit;
Above-mentioned integrated unit can both be realized in the form of hardware, and hardware can also be used to add the form of SFU software functional unit real
It is existing.
The foregoing is only a specific embodiment of the invention, but protection scope of the present invention is not limited thereto, any
Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all be contained
Cover within protection scope of the present invention.
Claims (10)
1. a kind of method of payment, it is characterised in that methods described includes:
When first wearing part is less than or equal to first threshold relative to the distance of sensing apparatus, the first wearing part receives institute
The first instruction of sensing apparatus transmission is stated, described first instructs for controlling the first wearing part to perform delivery operation, its
In, described first dresses the part that part belongs in Wearable;
The first wearing part detects whether to obtain target identity information;
When the described first wearing part detection obtains the target identity information, delivery operation is performed and to the sensing apparatus
The second instruction is sent, described second instructs for indicating that operation is completed in payment to the sensing apparatus.
2. method of payment according to claim 1, it is characterised in that the Wearable also includes the second wearing portion
Part;Methods described also includes:
After the first wearing part performs the delivery operation, the second wearing part sends prompt message, the prompting
Information is used to prompt payment.
3. method of payment according to claim 1, it is characterised in that methods described also includes:
Whether the mobile communication module for detecting the Wearable is established data with server and is connected;
When the mobile communication module establishes data with the server to be connected, the 3rd instruction, institute are sent to the server
The 3rd is stated to instruct for controlling the server to carry out bill payment management operation.
4. method of payment according to claim 1, it is characterised in that the first wearing part detects whether to obtain target
Identity information, including:
Finger print information of the first wearing part detection on sensor, by the finger print information and default target fingerprint
Information is compared;When the finger print information and default target fingerprint information compare successfully, it is determined that obtaining the target body
Part information;Or
The voiceprint of the first wearing part detection user, the voiceprint and default target voiceprint are carried out
Compare;When the voiceprint and default target voiceprint compare successfully, it is determined that obtaining the target identity information.
5. method of payment according to claim 1, it is characterised in that methods described also includes:
When the first wearing part receives the first instruction that the sensing apparatus is sent, branch is extracted from the described first instruction
Pay amount information;
Judge whether the payment is more than or equal to predetermined threshold value;
When the payment is more than or equal to the predetermined threshold value, the first wearing part detects whether to obtain target identities letter
Breath;
When the payment is less than the predetermined threshold value, performs delivery operation and send described second to the sensing apparatus
Instruction, described second instructs for indicating to pay completion operation to the sensing apparatus.
6. a kind of Wearable, it is characterised in that the Wearable includes the first wearing part, the first wearing portion
Near field communication module is provided with part, the Wearable also includes:Processing module;
The near field communication module, for being less than or equal to the first threshold relative to the distance of sensing apparatus when the described first wearing part
During value, the first instruction that the sensing apparatus is sent is received, described first instructs for controlling the first wearing part to perform
Delivery operation;
The processing module, for judging whether to obtain target identity information;When obtaining the target identity information, payment is performed
Operation;
The near field communication module, it is additionally operable to send the second instruction to the sensing apparatus, described second instructs for described
Sensing apparatus instruction, which is paid, completes operation.
7. Wearable according to claim 6, it is characterised in that the Wearable also includes the second wearing portion
Part, it is described second wearing part in be provided with the first dio Output Modules,
First dio Output Modules, for after the processing module performs the delivery operation, sending prompt message, institute
Prompt message is stated to be used to prompt payment.
8. Wearable according to claim 6, it is characterised in that the Wearable also includes:Mobile communication
Module, it is connected for detecting whether establishing data with server;When the mobile communication module and the server establish data
During connection, the 3rd instruction is sent to the server, the described 3rd instructs for controlling the server to carry out bill payment pipe
Reason operation.
9. Wearable according to claim 6, it is characterised in that be provided with sensing on the first wearing part
Device, for detecting the finger print information on sensor;
The processing module, it is additionally operable to the finger print information being compared with default target fingerprint information;When the fingerprint
When information compares successfully with default target fingerprint information, it is determined that obtaining the target identity information;
Or the Wearable also includes:Audio detection module, for detecting the voiceprint of user;
The processing module, it is additionally operable to the voiceprint being compared with default target voiceprint;When the vocal print
When information compares successfully with default target voiceprint, it is determined that obtaining the target identity information.
10. Wearable according to claim 6, it is characterised in that the near field communication module, be additionally operable to receive institute
When stating the first instruction of sensing apparatus transmission, payment information is extracted from the described first instruction;
The processing module, it is additionally operable to judge whether the payment is more than or equal to predetermined threshold value;When the payment is big
When equal to the predetermined threshold value, determine whether to obtain target identity information;When the payment is less than the predetermined threshold value
When, perform delivery operation and trigger the near field communication module to the sensing apparatus send it is described second instruction, described second
Instruct and complete operation for indicating to pay to the sensing apparatus.
Priority Applications (1)
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CN201710787391.XA CN107705127A (en) | 2017-09-04 | 2017-09-04 | A kind of method of payment and Wearable |
Applications Claiming Priority (1)
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CN201710787391.XA CN107705127A (en) | 2017-09-04 | 2017-09-04 | A kind of method of payment and Wearable |
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Family
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