CN105512877A - Headset with payment function and payment method - Google Patents
Headset with payment function and payment method Download PDFInfo
- Publication number
- CN105512877A CN105512877A CN201610102802.2A CN201610102802A CN105512877A CN 105512877 A CN105512877 A CN 105512877A CN 201610102802 A CN201610102802 A CN 201610102802A CN 105512877 A CN105512877 A CN 105512877A
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- Prior art keywords
- earphone
- key
- pos
- module
- payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Telephone Function (AREA)
Abstract
The invention provides a headset with a payment function and a payment method. The headset comprises a shell, a master control module, a payment module and a button module, wherein the master control module, the payment module and the button module are arranged inside the shell. The payment method of the headset with the payment function includes the steps of S1, matching a mobile phone terminal with the headset to build a connection; S2, personalizing the headset; S3, downloading a client into the mobile phone terminal; S4, by the headset, performing a payment operation through the mobile phone terminal and a POS machine. The headset with the payment function and the payment method have the advantages that the payment module is added to the headset, so that the headset can simulate the function of a card, and safety use is achieved; an NFC module needs not to be added to the headset due to the fact that the headset is connected with the mobile phone terminal, and production cost is reduced.
Description
Technical field
The application relates to communication technical field, particularly relates to a kind of payable earphone and method of payment.
Background technology
Google can realize the non-connection function with mobile phone analog card after proposing HCE technology in 2013, and such as we can simulate a bank card IC-card, simulation mass transit card etc. with a cell phone software.Realize card function by cell phone software completely in prior art, cell phone software preserves the secure datas such as key.But because cell phone software is relatively easily cracked, so the security of data is the problem perplexed very much always.
The secure datas such as key will reach the object of safe storage, will have safe storage medium.Secure storage medium can be the SIM card on mobile phone at present, also can be the secure storage section of SD card or mobile phone, or secure data is directly stored into the cloud platform on backstage.
We consider to increase a kind of secure data storage medium, earphone.The store and management to secure data is realized by earphone.Consider that the reason of earphone is, it is a lot of people's belongings, and we consider to increase payment function on earphone, neither increase burden to user, convenient for users to use again.
But earphone of the prior art is general all without NFC function, if need the NFC function increasing earphone, then need to spend larger cost.
Summary of the invention
In order to solve the problem, the application provides a kind of payable earphone and method of payment, makes earphone realize the function of analog card and don't on earphone, increase too much parts, decreases cost.
The payable earphone of one that the application proposes, comprising: housing, top control module, payment module, key-press module, described top control module, payment module and key-press module are arranged at described enclosure interior, are specially:
Described top control module, for controlling each function of earphone;
Described payment module, for performing the analog card payment function of earphone;
Described key-press module, for carrying out sound, telephone operation to earphone.
Preferably, described payment module comprises processor, R-T unit, user memory and safe storage, is specially:
Described processor, for resolving individualized instruction, uses restriction transaction key computation process key, and use procedure key verification MAC1, according to Transaction Information use procedure cipher key calculation MAC2;
Described R-T unit, for sending individualized solicited message to POS, the individualized instruction that receiving terminal sends, receive the read requests that POS sends, card number, card issuer identification, pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations are sent to POS, receive the MAC1 that POS sends, and MAC2 is sent to POS;
Described user memory, for storing the untreated individualized instruction received, stores card number and card issuer identification;
Described safe storage, for storing the on-line transaction sequence number and transaction master key that receive, stores pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations of generating.
Preferably, described earphone also comprises call module,
Described call module, for performing the call function of earphone.
Preferred, described call module comprise in bluetooth conversation module and wired call module one or more.
Preferred, described in comprise wired call module earphone also comprise tone frequency channel wire and 3.5mm audio head.
Preferably, described key-press module comprises volume increment key, volume reduces button, connection/hang-up button and power button.
Preferably, described housing is plastics, wooden or metal.
The application also proposes a kind of method of payment of payable earphone, comprising:
Step S1: mobile phone terminal and earphone are matched, connects;
Step S2: earphone is individualized;
Step S3: in mobile phone terminal download client;
Step S4: earphone carries out delivery operation by mobile phone terminal and POS.
Preferably, described step S2: individualized by earphone, is specially:
Step S201: earphone sends individualized solicited message by mobile phone terminal to POS;
Step S202:POS is machine-readable gets in personal data preparation system the individualized parameter stored;
The all individualized parameter read is compiled into an instruction by step S203:POS machine;
Step S204: compiled individualized instruction is sent to earphone by mobile phone terminal by terminal;
Step S205: this individualized instruction resolved by earphone, obtains individualized parameter, stored in user memory;
Step S206: earphone processes individualized parameter, generates on-line transaction sequence number and transaction master key;
Step S207: by on-line transaction sequence number and transaction master key stored in safe storage.
Preferably, described step S4: earphone carries out delivery operation by mobile phone terminal and POS, is specially:
Step S301: POS and earphone are connected;
Step S302:POS machine sends read requests to earphone;
Step S303: earphone sends card number, card issuer identification, pseudo random number, on-line transaction sequence number, key version, algorithm mark and other extend informations to POS;
Step S304:POS machine judges that whether random number is legal;
Step S305: calculate the dispersion of transaction master key to card number and obtain card consumer sub-cipher key;
Step S306: according to Transaction Information computation process key;
Step S307: use procedure cipher key calculation MAC1, and send to earphone;
Step S308: earphone uses restriction transaction key computation process key;
Step S309: use procedure key verification MAC1;
Step S310: according to Transaction Information use procedure cipher key calculation MAC2, and send to POS;
Step S311:POS machine verification MAC2 completes transaction.
The payable earphone of one that the invention described above proposes and method of payment, obtain following technique effect:
1, the application propose the payable earphone of one and method of payment, by adding payment module at earphone, thus earphone can be realized the function of analog card, make use safer.
2, the application propose the payable earphone of one and method of payment, by earphone is connected with mobile phone, makes earphone not need to increase NFC module in addition, decrease production cost.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present application or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, the accompanying drawing that the following describes is only some embodiments recorded in the application, for those of ordinary skill in the art, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the using state figure of a kind of payable earphone in the embodiment of the present application 1;
Fig. 2 is the structural representation of a kind of payable earphone of the application;
Fig. 3 is the structural representation of a kind of payable earphone payment module of the application;
Fig. 4 is the using state figure of a kind of payable earphone in the embodiment of the present application 2;
Fig. 5 is the method for payment schematic flow sheet of a kind of payable earphone of the application;
Fig. 6 is that earphone is carried out personalized method flow diagram by the application;
Fig. 7 is that the application's earphone carries out the method flow diagram of delivery operation by mobile phone terminal and POS.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described.
The application proposes a kind of payable earphone, as shown in Figure 2, comprising: housing, top control module 22, payment module 23, key-press module 24, and described top control module 22, payment module 23 and key-press module 24 are arranged at described enclosure interior, are specially:
Described top control module 22, for controlling each function of earphone;
Described payment module 23, for performing the analog card payment function of earphone;
Concrete, as shown in Figure 3, described payment module 23 comprises processor 31, R-T unit 32, user memory 33 and safe storage 34, is specially:
Described processor 31, for resolving individualized instruction, uses restriction transaction key computation process key, and use procedure key verification MAC1, according to Transaction Information use procedure cipher key calculation MAC2;
Described R-T unit 32, for sending individualized solicited message to POS, the individualized instruction that receiving terminal sends, receive the read requests that POS sends, card number, card issuer identification, pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations are sent to POS, receive the MAC1 that POS sends, and MAC2 is sent to POS;
Described user memory 33, for storing the untreated individualized instruction received, stores card number and card issuer identification;
Described safe storage 34, for storing the on-line transaction sequence number and transaction master key that receive, stores pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations of generating.
Described key-press module 24, for carrying out sound, telephone operation to earphone.
Concrete, described key-press module 24 comprises volume increment key, volume reduces button, connection/hang-up button and power button.
Described earphone also comprises call module 21, and described call module 21, for performing the call function of earphone.
More specifically, described call module 21 comprises one or more in bluetooth conversation module and wired call module.
More specifically, the earphone comprising wired call module described in also comprises tone frequency channel wire and 3.5mm audio head.
Concrete, described housing is plastics, wooden or metal.
As shown in Figure 1, be the payable wired earphone of one that the application proposes, as the embodiment 1 of the application, specific as follows:
A kind of payable wired earphone, comprises plastic casing, wire communication module, top control module, payment module and key-press module.
Shown wire communication module, top control module and payment module are integrated on one piece of pcb board, are arranged at described plastic casing inner, described pcb board are electrically connected with a tone frequency channel wire, and the other end of described tone frequency channel wire connects and a 3.5mm audio jack.
Described key-press module is arranged at the middle epimere of described tone frequency channel wire, is electrically connected with described tone frequency channel wire, and described key-press module comprises volume increment key, volume reduces button and connection/hang-up button.
Concrete, earphone 3.5mm plug is inserted handset earphone hole, and mobile phone detects that earphone inserts, then complete the connection establishment of mobile phone and described earphone.
More specifically, described earphone and described mobile phone terminal carry out after pairing completes, described earphone and described mobile phone terminal set up passage, and communicate when described mobile phone terminal to be set up with described POS by NFC function, then namely described earphone connects by mobile phone terminal and described POS.
As shown in Figure 4, be the payable bluetooth earphone of one that the application proposes, as the embodiment 2 of the application, specific as follows:
A kind of payable wired earphone, comprises metal shell, bluetooth communication, top control module, payment module and key-press module.
Shown in bluetooth communication, top control module and payment module are integrated on one piece of pcb board, and be arranged at described metal shell inner, the inside surface of described metal shell is provided with Bluetooth communication antenna, and described earphone to match with mobile phone via Bluetooth communication antenna and is connected.
Described key-press module is arranged at the side of described metal shell near auris dextra receiver, is electrically connected with described pcb board, and described key-press module comprises volume increment key, volume reduces button, connection/hang-up button is golden and power button.
Bluetooth pay earphone, need to carry out matching operation, first click mobile phone arrange in bluetooth arrange, select " unlatching ", complete.This bluetooth just opening mobile phone supports function, in bluetooth earphone closed condition, pins earphone power key more than 3 seconds, treat that the pilot lamp on earphone lights, now bluetooth earphone has been in and by the state of searching, can have opened the bluetooth option on mobile phone, searched, bluetooth earphone name and model can be shown on inventory after being successfully searched earphone, click and confirm, mobile phone inputs password, the fast blink of earphone pilot lamp, i.e. successful matching, completes the connection establishment of described mobile phone and described earphone.
More specifically, described earphone and described mobile phone terminal carry out after pairing completes, described earphone and described mobile phone terminal set up passage, and communicate when described mobile phone terminal to be set up with described POS by NFC function, then namely described earphone connects by mobile phone terminal and described POS.
The payable earphone that the application proposes, by being provided with payment module on the basis of common headphones, making earphone can realize storage security data, realizing the function of analog card.
Describe the payable earphone of one of the application's proposition above according to Fig. 1-4, next introduce a kind of method of payment paying earphone of the application's proposition according to Fig. 5-7.
The application also proposes a kind of method of payment of payable earphone, as shown in Figure 5, comprising:
Step S1: mobile phone terminal and earphone are matched, connects;
Concrete, if wired payment earphone, then do not need pairing, earphone 3.5mm plug is inserted handset earphone hole, and mobile phone detects that earphone inserts, then complete the connection establishment of mobile phone and described earphone;
If bluetooth pay earphone, then need to carry out matching operation, first click mobile phone arrange in bluetooth arrange, select " unlatching ", complete.This bluetooth just opening mobile phone supports function, in bluetooth earphone closed condition, pins earphone power key more than 3 seconds, treat that the pilot lamp on earphone lights, now bluetooth earphone has been in and by the state of searching, can have opened the bluetooth option on mobile phone, searched, bluetooth earphone name and model can be shown on inventory after being successfully searched earphone, click and confirm, mobile phone inputs password, the fast blink of earphone pilot lamp, i.e. successful matching, completes the connection establishment of described mobile phone and described earphone.
Concrete, described earphone and described mobile phone terminal carry out after pairing completes, and described earphone and described mobile phone terminal set up passage, and to set up with described POS communicate when described mobile phone terminal passes through NFC function, then namely described earphone connects by mobile phone terminal and described POS.
Step S2: earphone is individualized;
Concrete, as shown in Figure 6, described step S2: individualized by earphone, is specially:
Step S201: earphone sends individualized solicited message by mobile phone terminal to POS;
Step S202:POS is machine-readable gets in personal data preparation system the individualized parameter stored;
The all individualized parameter read is compiled into an instruction by step S203:POS machine;
Step S204: compiled individualized instruction is sent to earphone by mobile phone terminal by terminal;
Step S205: this individualized instruction resolved by earphone, obtains individualized parameter, stored in user memory;
Step S206: earphone processes individualized parameter, generates on-line transaction sequence number and transaction master key;
Step S207: by on-line transaction sequence number and transaction master key stored in safe storage.
Step S3: in mobile phone terminal download client;
Concrete, at mobile phone terminal, client is downloaded from appointed website, after having detected client installation kit integrality, perform installation kit, client is arranged in mobile phone SE (safety applications), the connected mode of mobile phone terminal and earphone is set in the client, and the equipment information code of the earphone matched with described mobile phone.
Step S4: earphone carries out delivery operation by mobile phone terminal and POS.
Concrete, as shown in Figure 7, described step S4: earphone carries out delivery operation by mobile phone terminal and POS, is specially:
Step S301: POS and earphone are connected;
Step S302:POS machine sends read requests to earphone;
Step S303: earphone sends card number, card issuer identification, pseudo random number, on-line transaction sequence number, key version, algorithm mark and other extend informations to POS;
Step S304:POS machine judges that whether random number is legal;
Step S305: calculate the dispersion of transaction master key to card number and obtain card consumer sub-cipher key;
Step S306: according to Transaction Information computation process key;
Step S307: use procedure cipher key calculation MAC1, and send to earphone;
Step S308: earphone uses restriction transaction key computation process key;
Step S309: use procedure key verification MAC1;
Step S310: according to Transaction Information use procedure cipher key calculation MAC2, and send to POS;
Step S311:POS machine verification MAC2 completes transaction.
The above, it is only preferred embodiment of the present invention, not any pro forma restriction is done to the present invention, although the present invention discloses as above with preferred embodiment, but and be not used to limit the present invention, any those skilled in the art, do not departing within the scope of technical solution of the present invention, make a little change when the technology contents of above-mentioned announcement can be utilized or be modified to the Equivalent embodiments of equivalent variations, in every case be the content not departing from technical solution of the present invention, according to any simple modification that technical spirit of the present invention is done above embodiment, equivalent variations and modification, all still belong in the scope of technical solution of the present invention.
Claims (10)
1. a payable earphone, is characterized in that, comprising: housing, top control module, payment module, key-press module,
Described top control module, payment module and key-press module are arranged at described enclosure interior,
Be specially:
Described top control module, for controlling each function of earphone;
Described payment module, for performing the analog card payment function of earphone;
Described key-press module, for carrying out sound, telephone operation to earphone.
2. payable earphone as claimed in claim 1, is characterized in that, described payment module comprises processor, R-T unit, user memory and safe storage, is specially:
Described processor, for resolving individualized instruction, uses restriction transaction key computation process key, and use procedure key verification MAC1, according to Transaction Information use procedure cipher key calculation MAC2;
Described R-T unit, for sending individualized solicited message to POS, the individualized instruction that receiving terminal sends, receive the read requests that POS sends, card number, card issuer identification, pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations are sent to POS, receive the MAC1 that POS sends, and MAC2 is sent to POS;
Described user memory, for storing the untreated individualized instruction received, stores card number and card issuer identification;
Described safe storage, for storing the on-line transaction sequence number and transaction master key that receive, stores pseudo random number, transaction sequence number, key version, algorithm mark and other extend informations of generating.
3. payable earphone as claimed in claim 1, is characterized in that, described earphone also comprises call module,
Described call module, for performing the call function of earphone.
4. payable earphone as claimed in claim 3, is characterized in that, described call module comprise in bluetooth conversation module and wired call module one or more.
5. payable earphone as claimed in claim 4, is characterized in that, described in comprise wired call module earphone also comprise tone frequency channel wire and 3.5mm audio head.
6. payable earphone as claimed in claim 1, is characterized in that, described key-press module comprises volume increment key, volume reduces button, connection/hang-up button and power button.
7. payable earphone as claimed in claim 1, is characterized in that, described housing is plastics, wooden or metal.
8. a method of payment for payable earphone, is characterized in that, described method comprises:
Step S1: mobile phone terminal and earphone are matched, connects;
Step S2: earphone is individualized;
Step S3: in mobile phone terminal download client;
Step S4: earphone carries out delivery operation by mobile phone terminal and POS.
9. the method for payment of payable earphone as claimed in claim 8, is characterized in that, described step S2: individualized by earphone, is specially:
Step S201: earphone sends individualized solicited message by mobile phone terminal to POS;
Step S202:POS is machine-readable gets in personal data preparation system the individualized parameter stored;
The all individualized parameter read is compiled into an instruction by step S203:POS machine;
Step S204: compiled individualized instruction is sent to earphone by mobile phone terminal by terminal;
Step S205: this individualized instruction resolved by earphone, obtains individualized parameter, stored in user memory;
Step S206: earphone processes individualized parameter, generates on-line transaction sequence number and transaction master key;
Step S207: by on-line transaction sequence number and transaction master key stored in safe storage.
10. the method for payment of payable earphone as claimed in claim 8, is characterized in that, described step S4: earphone carries out delivery operation by mobile phone terminal and POS, is specially:
Step S301: POS and earphone are connected;
Step S302:POS machine sends read requests to earphone;
Step S303: earphone sends card number, card issuer identification, pseudo random number, on-line transaction sequence number, key version, algorithm mark and other extend informations to POS;
Step S304:POS machine judges that whether random number is legal;
Step S305: calculate the dispersion of transaction master key to card number and obtain card consumer sub-cipher key;
Step S306: according to Transaction Information computation process key;
Step S307: use procedure cipher key calculation MAC1, and send to earphone;
Step S308: earphone uses restriction transaction key computation process key;
Step S309: use procedure key verification MAC1;
Step S310: according to Transaction Information use procedure cipher key calculation MAC2, and send to POS;
Step S311:POS machine verification MAC2 completes transaction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610102802.2A CN105512877A (en) | 2016-02-24 | 2016-02-24 | Headset with payment function and payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610102802.2A CN105512877A (en) | 2016-02-24 | 2016-02-24 | Headset with payment function and payment method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105512877A true CN105512877A (en) | 2016-04-20 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610102802.2A Pending CN105512877A (en) | 2016-02-24 | 2016-02-24 | Headset with payment function and payment method |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107705127A (en) * | 2017-09-04 | 2018-02-16 | 联想(北京)有限公司 | A kind of method of payment and Wearable |
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Application publication date: 20160420 |