CN107403356A - A kind of bill operation system - Google Patents
A kind of bill operation system Download PDFInfo
- Publication number
- CN107403356A CN107403356A CN201710549277.3A CN201710549277A CN107403356A CN 107403356 A CN107403356 A CN 107403356A CN 201710549277 A CN201710549277 A CN 201710549277A CN 107403356 A CN107403356 A CN 107403356A
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- China
- Prior art keywords
- module
- bill
- transaction
- information
- services platform
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
- G06Q10/087—Inventory or stock management, e.g. order filling, procurement or balancing against orders
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0201—Market modelling; Market analysis; Collecting market data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0611—Request for offers or quotes
Abstract
The present invention relates to bill to run technical field, a kind of more particularly to bill operation system, the system includes ticketing services platform, instrument price release module, bill resource release module, transaction information match module, ticket stock inside management module, transaction data record module, data message storage module and mobile terminal, and ticketing services platform is connected with instrument price release module, bill resource release module, transaction information match module, ticket stock inside management module, transaction data record module, data message storage module, mobile terminal respectively.The present invention effectively reduces bill operation operation cost, can be with real-time matching, brought together by transaction, bill business efficiency is improved, is adapted to medium-sized and small enterprises to use, simultaneously, pass through OCR identification technologies, the efficiency and speed of bank slip recognition are improved, can be easy to credit management with the mobile terminal slitless connection such as amateur performer nation and understand present quotation.
Description
Technical field
The present invention relates to bill to run technical field, more particularly to a kind of bill operation system.
Background technology
With the continuous development of China's economy, financial document of such as accepting a draft has turned into indispensable in economic life
Means of payment and means of account settlement.Bill market infrastructure construction at present lags behind market innovation development.First, existing negotiable instrument law
Rule system lags behind the requirement of electronic bill development on the regulation of " in writing form ".Bill law System Defects limit bill
The development space in market.Second, e-transaction mode lagging in development.Currently, the infrastructure of Chinese bill market is relatively stagnant
Afterwards, bill is signed and issued, honoured, endorsing etc. and still main use commodity bond form and original manual mode of doing business, bill friendship
Easily electronization must also still have significantly in starting developing stage, set of electronic ticket transactions pattern existing defects, system run all right
Improve.Third, Regional Dispersion isolates and disparate development, unified bill market is not yet formed.At present, bill market locality,
Regional Characteristics are more obvious, and commercial paper trade focuses primarily upon the key cities such as Beijing, Shanghai, Guangzhou, Shenzhen, middle small city
The negotiation market in city is inactive, the rudimentary cost of efficiency is high；Central and west regions bill market slower development.Although bill operation
There is obvious centralization trend, but on the whole still fall within the concentration on dispersion base, honour current still with discounting business
It is dispersed in the operation sites at different levels of business bank.
Conventionally, as lack unified negotiation transaction system, bill is from honouring, discount to being posted or again
Discount is all the physical form presence with bill material objectization, and electronic degree is not high.The material objectization of bill, which is merchandised, causes bill stream
Turn and the risk of management process is larger, operation cost, control cost are higher.
Therefore, we have proposed a kind of bill operation system.
The content of the invention
Based on technical problem existing for background technology, the present invention proposes a kind of bill operation system.
A kind of bill operation system, mould is mainly issued by ticketing services platform, instrument price release module, bill resource
Block, transaction information match module, ticket stock inside management module, transaction data record module, data message storage module and movement
Eight parts of terminal form, wherein, ticketing services platform is issued by wireless network or cable network with instrument price respectively
Module, bill resource release module, transaction information match module, ticket stock inside management module, transaction data record module, data
Information storage module, mobile terminal are attached；
Wherein, mobile terminal includes the seller client end being installed in the mobile phone, flat board or computer of client and is installed on
Buy-side client end on the computer or server of system service company；
Data message storage module includes the billing information storehouse to storing bill information, storing all kinds of bills and each
The quotation information storehouse of bill and to store the credit information storehouse of the credit situation of the seller and buyer on platform.
According to above-mentioned technical proposal, the buy-side client end being installed on the computer or server of system service company passes through
Instrument price release module the transaction value information that oneself is envisioned is sent to ticketing services platform, be installed on client mobile phone,
Seller client end on flat board is sent to ticketing services by bill resource release module by complete bill resource information is formulated
Platform, pass through transaction to integrate after the ticketing services platform of each side's billing information and customer demand receives bill resource information
The transaction value information of various billing informations in system and buyer's anticipation is carried out real-time matching, and general by information matches module
Seller client end and buy-side client end are fed back to result.
According to above-mentioned technical proposal, the idiographic flow of real-time matching is：The seller to be inquired the price and the buyer to be offered
Carry out authentication could accessing system, after accessing system, the seller to be inquired the price can carry out key element/picture inquiry, enter
The buyer of row quotation can provide quotation information, by the matching brought model together and carry out two-sided information in system, be inquired the price
The seller can generate inquiry result, and corresponding selection can be made according to the inquiry result of generation, the buyer to be offered can
To inquire about " who has seen me ", and the client for having seen billing information can be actively contacted as needed.
According to above-mentioned technical proposal, buyer and the seller need upload user information and billing information when carrying out OCR identifications,
OCR identifies that specific mistake is referred to as：Client, can be with upload pictures after authentication, the photo by OCR identification models to upload
Intelligent positioning and keystone are carried out, then image segmentation is carried out to photo, billing information logic verify calculation then is carried out to photo
Method, desk checking is carried out finally by desk checking system, and by photo forming element information and flowing water, and by data storage.
According to above-mentioned technical proposal, it can carry out integrating each side's billing information and the ticketing services platform of customer demand can also root
Integrated according to the various Transaction Informations of client in the regular period, and credit evaluation is carried out according to the operation of client and trading situation；
After completing transaction, the seller and buyer can be evaluated mutually in system, and system according to Transaction Information, operational circumstances and can be commented
Valency situation generates credit information, and the credit information of generation is stored into credit information storehouse, forms one based on the seller and buys
Side's current status in systems and the credit system determined；When buyer and the seller are merchandised next time, ticketing services are put down
Platform can transfer and match automatically the credit information of buyer and the seller, and the normal client of credit can be with arm's length dealing；As buyer and sell
When the negative credit of Fang Youyi side reaches certain amount, ticketing services platform can be by the credit information transmission of the problematic side of credit
To the opposing party, while the staff of system is notified, a staff side problematic to credit carries out manual analysis, and will divide
Analysis result notifies client, and warns client.
According to above-mentioned technical proposal, ticketing services platform can also manage the bill row interior for a period of time with statistical analysis
Feelings, market are generated according to the transaction data of the transaction data record module in system and assess data, and market assessment data are deposited
Store up in quotation information storehouse；When the bill quotation information to be noted abnormalities in quotation information storehouse, ticketing services platform can in time to
Relevant supervision department is reported, and timely retains the data of related quotation information；When recording obligee's change of bill, by selling
Square obligee is changed to buyer obligee, and increases a transaction record in transaction data record module.
According to above-mentioned technical proposal, the ticketing services platform is additionally provided with to help user management related to bill
Financial accounting function.
According to above-mentioned technical proposal, the ticketing services platform can also be periodically by the transaction data record mould in a period of time
The data recorded on block are uploaded to data message storage module, to consult at any time.
The beneficial effects of the invention are as follows：The system is the customized internet system of bill industry, in the terminal
APP and small routine are installed, to the ticketing services platform of WEB terminal, witness bill market is stepped into the New Times, and the present invention is to be based on SAAS
Bill operation system, be firstly introduced ticket stock inside concept in systems, bill can be independently issued in internal system member
Resource, the circulation of member's system pig on pork resource is formed, makes system " interior ecology " benign development, the present invention effectively reduces reality
Thing ticket-operated risk, operation cost, it can be brought together by transaction with real-time matching, improve bill business efficiency, be adapted to medium and small
Enterprise uses, while is easy to bill 100% to identify that recognition speed is fast by OCR, and amateur performer nation mobile terminal slitless connection, just
In credit management and understand present quotation.
Brief description of the drawings
Fig. 1 is a kind of theory diagram of bill operation system proposed by the present invention；
Fig. 2 is a kind of data message storage module structured flowchart of bill operation system proposed by the present invention；
Fig. 3 is a kind of mobile terminal structure block diagram of bill operation system proposed by the present invention；
Fig. 4 is a kind of real-time matching flow chart of bill operation system proposed by the present invention；
Fig. 5 is a kind of structured flowchart of the ticketing services platform of bill operation system proposed by the present invention；
Fig. 6 is a kind of OCR identification process figures of bill operation system proposed by the present invention.
Embodiment
The present invention is made with reference to specific embodiment further to explain.
Embodiment
Reference picture 1-6, a kind of bill operation system proposed by the present invention, including：Ticketing services platform, instrument price issue
Module, bill resource release module, transaction information match module, ticket stock inside management module, transaction data record module and shifting
Dynamic terminal, ticketing services platform respectively with instrument price release module, bill resource release module, transaction information match module,
Ticket stock inside management module, transaction data record module, data message storage module, mobile terminal connection, mobile terminal include
Buy-side client end and seller client end, data message storage module include billing information storehouse, quotation information storehouse and credit information storehouse.
According to above-mentioned technical proposal, buy-side client end is used to send transaction value information by instrument price release module
To ticketing services platform, seller client end is used to send bill resource information to ticketing services by bill resource release module
Platform, ticketing services platform are carried out in fact after receiving bill resource information by transaction information match module and transaction value information
When match,
According to above-mentioned technical proposal, the idiographic flow of real-time matching is：Inquiry side and quotation Fang Jun carry out authentication
Can accessing system, after accessing system, inquiry side can carry out key element/picture and inquire the price, and quotation side can provide quotation information, pass through
Bring model together to be matched, inquiry side can generate inquiry result, and quotation side can inquire about " who has seen me ".
According to above-mentioned technical proposal, client will be identified when uploading by OCR, and specially client passes through authentication
Afterwards, intelligent positioning and keystone can be carried out by identification model with upload pictures, then carries out image segmentation, carry out OCR knowledges
Not, by logic verify algorithm, finally by desk checking forming element information and flowing water, and by data storage.
According to above-mentioned technical proposal, ticketing services platform is additionally operable to regular managing customer, and is carried out according to the operation of client
Credit evaluation, when concluding the transaction, the seller and the seller comment on mutually, and generate credit information, and store into credit information storehouse,
Credit system is formed, specially next time when buyer and the seller are merchandised, ticketing services platform can transfer buyer and the seller
Credit information, the client to enjoy a good reputation can be with arm's length dealing, when negative credit reaches certain amount, ticketing services platform notice
Staff carries out manual analysis to it, and analysis result is notified into client, and warns client.
According to above-mentioned technical proposal, ticketing services platform is additionally operable to periodically manage bill market, according to transaction data record
The transaction data generation market of module assess data, and store into quotation information storehouse, specially when the suspicious transaction record of discovery
When, reported in time to relevant supervision department, and retain associated transaction data, when recording obligee's change of bill, by the seller
Obligee is changed to buyer obligee, and increases a transaction record in transaction data record module；Ticketing services platform is also
For financial accounting, the financial accounting work that user management is related to bill is helped；Mobile terminal is mobile phone or tablet personal computer；Ticket
The data that transaction data record module records periodically are uploaded to data message storage module according to service platform, to look at any time
Read.
The management mode of the present invention can cooperate with traditional papery pattern, by line with being be combined with each other under line, it is complete
The management mode of kind bill, the ticket transaction data under line is stored in data message storage module, ensure that the more of information
Sample.
The present invention is for the customized internet system of bill industry, small routine is installed in the terminal, to WEB terminal
Ticketing services platform, witness bill market step into the New Times, the present invention is the bill operation system based on SAAS, in systems
Ticket stock inside concept has been firstly introduced, bill resource can have independently been issued in internal system member, form ticket inside member's system
Circulated according to resource, make system " interior ecology " benign development, the present invention effectively reduce bill operational risk in kind, operation into
This, can be brought together with real-time matching, improve bill business efficiency, be adapted to medium-sized and small enterprises to use, while pass through OCR by transaction
It is easy to bill 100% to identify that recognition speed is fast, and amateur performer nation mobile terminal slitless connection, it is easy to credit management and understands real-time
Market.The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto, appoint
What those familiar with the art the invention discloses technical scope in, technique according to the invention scheme and its hair
Bright design is subject to equivalent substitution or change, should all be included within the scope of the present invention.
Claims (9)
1. a kind of bill operation system, it is characterised in that the system includes ticketing services platform, instrument price release module, ticket
According to resource release module, transaction information match module, ticket stock inside management module, transaction data record module, data message storage
Storing module and mobile terminal, the ticketing services platform are issued with the instrument price release module, the bill resource respectively
Module, the transaction information match module, the ticket stock inside management module, the transaction data record module, the data
Information storage module and mobile terminal connection, the mobile terminal includes buy-side client end and seller client end, described
Data message storage module includes billing information storehouse, quotation information storehouse and credit information storehouse.
2. a kind of bill operation system according to claim 1, it is characterised in that the buy-side client end is used to pass through institute
State instrument price release module to send transaction value information to the ticketing services platform, the seller client end is used to pass through
Bill resource information is sent to the ticketing services platform, the ticketing services platform and received by the bill resource release module
Real-time matching is carried out by the transaction information match module and the transaction value information after to bill resource information.
A kind of 3. bill operation system according to claim 2, it is characterised in that the idiographic flow of the real-time matching
For：Inquiry side and quotation Fang Jun carry out authentication ability accessing system, and after logining the system, the inquiry side can be carried out
Key element/picture inquiry, the quotation side can provide quotation information, be matched by brining model together, and the inquiry side is permissible
Generation inquiry result, the quotation side can pass through the system queries " who has seen me ".
4. a kind of bill operation system according to claim 1, it is characterised in that client will be carried out in upload information
OCR identifies that the OCR identifications detailed process is：The client, can be with upload pictures, by identifying mould after authentication
Type carries out intelligent positioning and keystone, then carries out image segmentation, carries out OCR identifications, by logic verify algorithm, finally by
Desk checking forming element information and flowing water, and by data storage.
5. a kind of bill operation system according to claim 1, it is characterised in that the ticketing services platform is additionally operable to fixed
Period management client, and credit evaluation is carried out according to the operation of the client, when concluding the transaction, buyer and the seller comment on mutually, and
Credit information is generated, and is stored into the credit information storehouse, credit system is formed, specially in the buyer and the seller
When being merchandised next time, ticketing services platform can transfer the credit information of the buyer and the seller, the institute to enjoy a good reputation
Stating client can be with arm's length dealing, and when negative credit reaches certain amount, the ticketing services platform notifies staff to enter it
Row manual analysis, and analysis result is notified into the client, and warn the client.
6. a kind of bill operation system according to claim 1, it is characterised in that the ticketing services platform is additionally operable to fixed
Period management bill market, market data are generated according to the transaction data of the transaction data record module, and store and arrive the row
In feelings information bank, specially when finding suspicious transaction record, reported in time to relevant supervision department, and retain relationship trading number
According to, when recording obligee's change of bill, buyer obligee is changed to by seller obligee, and in the transaction data record
Increase a transaction record in module.
7. a kind of bill operation system according to claim 1, it is characterised in that the ticketing services platform is additionally operable to wealth
Business is adjusted, and helps the user management financial accounting related to bill.
8. a kind of bill operation system according to claim 1, it is characterised in that the mobile terminal is mobile phone or flat board
Computer.
9. a kind of bill operation system according to claim 1, it is characterised in that the ticketing services platform is periodically by institute
The data for stating transaction data record module record are uploaded to the data message storage module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710549277.3A CN107403356A (en) | 2017-07-07 | 2017-07-07 | A kind of bill operation system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710549277.3A CN107403356A (en) | 2017-07-07 | 2017-07-07 | A kind of bill operation system |
Publications (1)
| Publication Number | Publication Date |
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| CN107403356A true CN107403356A (en) | 2017-11-28 |
Family
ID=60404922
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710549277.3A Pending CN107403356A (en) | 2017-07-07 | 2017-07-07 | A kind of bill operation system |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108960851A (en) * | 2018-06-18 | 2018-12-07 | 南京大至企业管理有限公司 | A kind of bill business method and system based on bill guarantee |
| CN109146641A (en) * | 2018-08-30 | 2019-01-04 | 天津做票君机器人科技有限公司 | A kind of online spelling group method of commerce of negotiation by draft robot |
| CN109189929A (en) * | 2018-08-30 | 2019-01-11 | 天津做票君机器人科技有限公司 | A kind of information classifying system of negotiation by draft robot |
| CN109658242A (en) * | 2018-06-21 | 2019-04-19 | 江苏银承网络科技股份有限公司 | A kind of bill e-transaction system |
| CN109784923A (en) * | 2018-06-21 | 2019-05-21 | 江苏银承网络科技股份有限公司 | A kind of bill electronic transaction mobile terminal interface |
| CN110245656A (en) * | 2019-05-10 | 2019-09-17 | 上海果藤互联网金融信息服务有限公司 | A kind of bill operation management method and its system |
| CN110266663A (en) * | 2019-06-05 | 2019-09-20 | 上海票据交易所股份有限公司 | Anonymous bill business brings data transmission method and related system together |
| CN111539826A (en) * | 2020-04-28 | 2020-08-14 | 山东深度网络科技有限公司 | Bill transaction platform and method |
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| CN110245656A (en) * | 2019-05-10 | 2019-09-17 | 上海果藤互联网金融信息服务有限公司 | A kind of bill operation management method and its system |
| CN110245656B (en) * | 2019-05-10 | 2021-02-02 | 上海果藤互联网金融信息服务有限公司 | Bill operation management method and system |
| CN110266663A (en) * | 2019-06-05 | 2019-09-20 | 上海票据交易所股份有限公司 | Anonymous bill business brings data transmission method and related system together |
| CN111539826A (en) * | 2020-04-28 | 2020-08-14 | 山东深度网络科技有限公司 | Bill transaction platform and method |
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