CN107292623A - A kind of mobile-payment system - Google Patents

A kind of mobile-payment system Download PDF

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Publication number
CN107292623A
CN107292623A CN201710564231.9A CN201710564231A CN107292623A CN 107292623 A CN107292623 A CN 107292623A CN 201710564231 A CN201710564231 A CN 201710564231A CN 107292623 A CN107292623 A CN 107292623A
Authority
CN
China
Prior art keywords
module
mobile
mobile terminal
payment system
response code
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710564231.9A
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Chinese (zh)
Inventor
李�瑞
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Anhui Bosen Internet Technology Co Ltd
Original Assignee
Anhui Bosen Internet Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Anhui Bosen Internet Technology Co Ltd filed Critical Anhui Bosen Internet Technology Co Ltd
Priority to CN201710564231.9A priority Critical patent/CN107292623A/en
Publication of CN107292623A publication Critical patent/CN107292623A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses a kind of mobile-payment system, including mobile terminal, the mobile terminal is provided with two-dimensional code generation module, the two-dimensional code generation module connects fingerprint identification module, Response Code scan module is connected with the fingerprint identification module, the mobile terminal connection cloud service center, the cloud service center connects terminal of collecting money.Beneficial effect:By setting two-dimensional code generation module and Response Code scan module to coordinate generation or scanning Quick Response Code, when user is paid, the first step first recognizes Quick Response Code, then the fingerprint of user is further confirmed by fingerprint identification module, two steps operate the security for greatly adding payment, also, compared to for more traditional Password Input, the key entry number of times of user is reduced, the convenience of payment is added.

Description

A kind of mobile-payment system
Technical field
The present invention relates to mobile payment field, it particularly relates to a kind of mobile-payment system.
Background technology
With the continuous renewal of means of payment, increasing payment software is employed, and such as wechat is paid, Alipay is paid Deng.But above-mentioned means of payment have to be completed to pay with mobile phone scanning.In addition, also hardware is paid, such as POS, Shenzhen It is logical, but above two pays and must complete transaction to swipe the card, but the password that the means of payment is mostly set by user is as branch The secure fashion paid, causes security greatly to reduce.
The problem of in correlation technique, effective solution is not yet proposed at present.
The content of the invention
The problem of in correlation technique, the present invention proposes a kind of mobile-payment system, to overcome existing correlation technique institute The above-mentioned technical problem of presence.
The technical proposal of the invention is realized in this way:
A kind of mobile-payment system, including mobile terminal, the mobile terminal are provided with two-dimensional code generation module, described two Tie up and be connected with Response Code scan module, the movement on code generation module connection fingerprint identification module, the fingerprint identification module Terminal connection cloud service center, the cloud service center connects terminal of collecting money.
Further, the mobile terminal is provided with Password Input module.
Further, the terminal of collecting money is provided with number comparing module.
Further, the cloud service center is additionally operable in client enrollment, is known by the fingerprint of the mobile terminal Other module and two-dimensional code generation module carry out the information storage of finger print information and 2 D code information.
Further, the mobile terminal is provided with camera.
Further, the camera is provided with light compensating lamp.
Beneficial effects of the present invention:Generate or sweep by setting two-dimensional code generation module and Response Code scan module to coordinate Quick Response Code is retouched, when user is paid, the first step first recognizes Quick Response Code, then by fingerprint identification module to user's Fingerprint is further confirmed that two steps operate the security for greatly adding payment, also, defeated compared to more traditional password For entering, the key entry number of times of user is reduced, the convenience of payment is added.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to institute in embodiment The accompanying drawing needed to use is briefly described, it should be apparent that, drawings in the following description are only some implementations of the present invention Example, for those of ordinary skill in the art, on the premise of not paying creative work, can also be obtained according to these accompanying drawings Obtain other accompanying drawings.
Fig. 1 is the structural representation of mobile-payment system according to embodiments of the present invention.
In figure:
1st, mobile terminal;2nd, two-dimensional code generation module;3rd, fingerprint identification module;4th, Response Code scan module;5th, high in the clouds takes Business center;6th, collect money terminal;7th, Password Input module;8th, number comparing module;9th, camera;10th, light compensating lamp.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.It is based on Embodiment in the present invention, the every other embodiment that those of ordinary skill in the art are obtained belongs to what the present invention was protected Scope.
There is provided a kind of mobile-payment system for embodiments in accordance with the present invention.
As shown in figure 1, a kind of mobile-payment system according to embodiments of the present invention, including mobile terminal 1, it is described mobile whole End 1 is provided with two-dimensional code generation module 2, and the two-dimensional code generation module 2 connects fingerprint identification module 3, the fingerprint recognition mould Response Code scan module 4 is connected with block 3, the mobile terminal 1 connects cloud service center 5, and the cloud service center 5 connects Receive money terminal 6.
, can be by setting two-dimensional code generation module 2 and Response Code scan module 4 to coordinate by the such scheme of the present invention Generation or scanning Quick Response Code, when user is paid, the first step first recognizes Quick Response Code, then passes through fingerprint recognition mould Block 3 is further confirmed that two steps operate the security for greatly adding payment, also, compare to the fingerprint of user For traditional Password Input, the key entry number of times of user is reduced, the convenience of payment is added.
In addition, in one embodiment, for mobile terminal 1, the mobile terminal 1 is provided with Password Input module 7.Using the program so that when user's body discomfort causes fingerprint to use, or some other factors cause Quick Response Code to lose When effect, it can be paid by Password Input.
In addition, in one embodiment, for terminal 6 of collecting money, the terminal 6 of collecting money is provided with number comparing module 8.Using the program so that trade company can first carry out system contrast when money is received, artificial contrast then is being carried out, from And accurately confirm whether the number of money is accurate.
In addition, in one embodiment, for cloud service center 5, the cloud service center 5 is additionally operable in visitor When family is registered, finger print information and two dimension are carried out by the fingerprint identification module 3 and two-dimensional code generation module 2 of the mobile terminal 1 The information storage of code information.Using the program so that the accuracy of identification information is capable of at cloud service center 5, so that branch Pay and be normally carried out.
In addition, in one embodiment, for mobile terminal 1, the mobile terminal 1 is provided with camera 9.Using The program so that Response Code scan module 4 can be carried out normally.
In addition, in one embodiment, for camera 9, the camera 9 is provided with light compensating lamp 10.Using this Scheme so that in the case of insufficient light, also can accurately carry out the scanning of Quick Response Code.
In summary, by means of the above-mentioned technical proposal of the present invention, by setting two-dimensional code generation module 2 and Quick Response Code to sweep Retouch module 4 and coordinate generation or scanning Quick Response Code, when user is paid, the first step first recognizes Quick Response Code, Ran Houtong Cross fingerprint identification module 3 further to confirm the fingerprint of user, two steps operate the security for greatly adding payment, Also, compared to for more traditional Password Input, the key entry number of times of user is reduced, the convenience of payment is added.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all essences in the present invention God is with principle, and any modification, equivalent substitution and improvements made etc. should be included in the scope of the protection.

Claims (6)

1. a kind of mobile-payment system, it is characterised in that including mobile terminal (1), the mobile terminal (1) is provided with Quick Response Code Connect on generation module (2), two-dimensional code generation module (2) the connection fingerprint identification module (3), the fingerprint identification module (3) Response Code scan module (4) is connected to, the mobile terminal (1) connects cloud service center (5), the cloud service center (5) Connect terminal (6) of collecting money.
2. mobile-payment system according to claim 1, it is characterised in that the mobile terminal (1) is defeated provided with password Enter module (7).
3. mobile-payment system according to claim 1, it is characterised in that the terminal of collecting money (6) is provided with number ratio To module (8).
4. mobile-payment system according to claim 1, it is characterised in that the cloud service center (5) is additionally operable to During client enrollment, fingerprint letter is carried out by the fingerprint identification module (3) and two-dimensional code generation module (2) of the mobile terminal (1) The information storage of breath and 2 D code information.
5. mobile-payment system according to claim 1, it is characterised in that the mobile terminal (1) is provided with camera (9)。
6. mobile-payment system according to claim 5, it is characterised in that the camera (9) is provided with light compensating lamp (10)。
CN201710564231.9A 2017-07-12 2017-07-12 A kind of mobile-payment system Pending CN107292623A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710564231.9A CN107292623A (en) 2017-07-12 2017-07-12 A kind of mobile-payment system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201710564231.9A CN107292623A (en) 2017-07-12 2017-07-12 A kind of mobile-payment system

Publications (1)

Publication Number Publication Date
CN107292623A true CN107292623A (en) 2017-10-24

Family

ID=60101696

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201710564231.9A Pending CN107292623A (en) 2017-07-12 2017-07-12 A kind of mobile-payment system

Country Status (1)

Country Link
CN (1) CN107292623A (en)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103985036A (en) * 2014-05-09 2014-08-13 杭州晟元芯片技术有限公司 Two-dimension code payment method with biological characteristics
CN104184589A (en) * 2014-08-26 2014-12-03 重庆邮电大学 Identity authentication method, terminal device and system
CN205334534U (en) * 2016-01-31 2016-06-22 周栋 Thing networking payment systems
CN105894275A (en) * 2016-04-19 2016-08-24 南京永为科技有限公司 Two-dimensional-code-based intelligent payment system
CN205540913U (en) * 2016-01-29 2016-08-31 上海好想法网络科技有限公司 Mobile payment equipment
CN106372939A (en) * 2016-08-24 2017-02-01 深圳市亿行电子科技有限公司 Payment system

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103985036A (en) * 2014-05-09 2014-08-13 杭州晟元芯片技术有限公司 Two-dimension code payment method with biological characteristics
CN104184589A (en) * 2014-08-26 2014-12-03 重庆邮电大学 Identity authentication method, terminal device and system
CN205540913U (en) * 2016-01-29 2016-08-31 上海好想法网络科技有限公司 Mobile payment equipment
CN205334534U (en) * 2016-01-31 2016-06-22 周栋 Thing networking payment systems
CN105894275A (en) * 2016-04-19 2016-08-24 南京永为科技有限公司 Two-dimensional-code-based intelligent payment system
CN106372939A (en) * 2016-08-24 2017-02-01 深圳市亿行电子科技有限公司 Payment system

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