CN107274279A - A kind of account checking method and system, electronic equipment based on multiple mobile payment platforms - Google Patents
A kind of account checking method and system, electronic equipment based on multiple mobile payment platforms Download PDFInfo
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- CN107274279A CN107274279A CN201710390570.XA CN201710390570A CN107274279A CN 107274279 A CN107274279 A CN 107274279A CN 201710390570 A CN201710390570 A CN 201710390570A CN 107274279 A CN107274279 A CN 107274279A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
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Abstract
The present invention provides a kind of account checking method and system, electronic equipment based on multiple mobile payment platforms, comprises the following steps：All consumption moneys are collected using Integrated Payments system, Integrated Payments system bill is obtained；The Integrated Payments system becomes one multiple mobile payment platforms；Obtain trade company's bill and each mobile payment platform bill；Reconciliation is carried out based on trade company's bill, each mobile payment platform bill and Integrated Payments system bill；Export reconciliation result.The account checking method based on multiple mobile payment platforms and system, electronic equipment of the present invention can carry out both sides or tripartite's reconciliation with the bill of major mobile payment platforms, the statement of specialty is provided, so as to improve reconciliation efficiency and the degree of accuracy, the actual demand of trade company is met.
Description
Technical field
The present invention relates to internet works software technical field, more particularly to a kind of reconciliation based on multiple mobile payment platforms
Method and system, electronic equipment.
Background technology
Mobile payment (Mobile Payment) is also referred to as mobile-phone payment, exactly allows user (logical using its mobile terminal
It is often mobile phone) commodity consumed or service are carried out with a kind of method of service of account payment.Unit or individual are set by movement
Standby, internet is closely sensed directly or indirectly to bank finance mechanism transmission payment instruction generation currency Zhi Fuyu funds
Displacement behavior, so as to realize mobile payment function.Mobile payment is by terminal device, internet, application provider and financial machine
Structure is blended, and provides the user the financial business such as currency payment, payment.
Data research company IDC report shows that the amount of money of global mobile payment in 2017 will break through 1 trillion dollars.By force
Big data are it is meant that the trend that persistently goes strong will be presented in a few years from now on whole world mobile payment service.Therefore, it is more next in mobile payment
In the case of more popular, trade company need to have the payout status of oneself it is more detailed understand, it is necessary to major payment platforms
Bill is compared and examined.
However, the independent trade company of docking payment platform in the market, it is most of simply according to the bill of payment platform and
Financial gathering situation is contrasted, and its accuracy and authenticity can not meet the actual demand of trade company.
The content of the invention
The shortcoming of prior art, is put down it is an object of the invention to provide one kind based on multiple mobile payments in view of the above
Account checking method and system, the electronic equipment of platform, can carry out both sides or tripartite's reconciliation with the bill of major mobile payment platforms,
The statement of specialty is provided, so as to improve reconciliation efficiency and the degree of accuracy, the actual demand of trade company is met.
In order to achieve the above objects and other related objects, the present invention provides a kind of reconciliation based on multiple mobile payment platforms
Method, comprises the following steps：All consumption moneys are collected using Integrated Payments system, Integrated Payments system bill is obtained；It is described
Integrated Payments system becomes one multiple mobile payment platforms；Obtain trade company's bill and each mobile payment platform bill；
Reconciliation is carried out based on trade company's bill, each mobile payment platform bill and Integrated Payments system bill；Export reconciliation result.
Account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The movement
Payment platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment and Baidu's wallet.
Account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：Based on trade company
When bill, each mobile payment platform bill and Integrated Payments system bill carry out reconciliation, every transaction journal is compared one by one, and
Unmatched transaction journal is analyzed, with the responsibility of clear and definite financial account.
Account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The reconciliation
As a result the form of statement is used, the statement is supported to customize form.
Account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The reconciliation
As a result financial counting list and abnormal information bill are included.
The present invention also provides a kind of reconciliation system based on multiple mobile payment platforms, including gathering module, acquisition module,
Reconciliation module and output module；
The gathering module is used to collect all consumption moneys using Integrated Payments system, obtains Integrated Payments system account
It is single；The Integrated Payments system becomes one multiple mobile payment platforms；
The acquisition module is used to obtain trade company's bill and each mobile payment platform bill；
The reconciliation module is used to be based on trade company's bill, each described mobile payment platform bill and the integrated branch
Pay system bill and carry out reconciliation；
The output module is used to export reconciliation result.
Reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The movement
Payment platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment and Baidu's wallet.
Reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The reconciliation
Module compares every transaction journal one by one, and unmatched transaction journal is analyzed, with the responsibility of clear and definite financial account.
Reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The reconciliation
As a result financial counting list and abnormal information bill are included.
In addition, the present invention also provides a kind of electronic equipment, including it is any of the above-described described based on multiple mobile payment platforms
Reconciliation system.
As described above, the present invention the account checking method and system, electronic equipment based on multiple mobile payment platforms, with
Lower beneficial effect：
(1) both sides or tripartite's reconciliation can be carried out with the bill of major mobile payment platforms, and the reconciliation of specialty is provided
It is single；
(2) reconciliation efficiency and the reconciliation degree of accuracy of trade company can be improved, the bill appearance due to mobile payment platform is prevented
Problem and cause trade company's income be damaged；
(3) every transaction journal can be compared, unmatched transaction journal is analyzed, can be clearly financial
The responsibility of bill；
(4) reconciliation of multiple mobile payment platforms is supported, using the teaching of the invention it is possible to provide the statement of many mobile payment platforms；
(5) statement of account formats customized is supported.
Brief description of the drawings
Fig. 1 is shown as the flow chart of the account checking method based on multiple mobile payment platforms of the present invention；
Fig. 2 is shown as the structural representation of the reconciliation system based on multiple mobile payment platforms of the present invention；
Fig. 3 is shown as the structural representation of the electronic equipment of the present invention.
Component label instructions
1 gathering module
2 acquisition modules
3 reconciliation modules
4 output modules
Embodiment
Illustrate embodiments of the present invention below by way of specific instantiation, those skilled in the art can be by this specification
Disclosed content understands other advantages and effect of the present invention easily.The present invention can also pass through specific realities different in addition
The mode of applying is embodied or practiced, the various details in this specification can also based on different viewpoints with application, without departing from
Various modifications or alterations are carried out under the spirit of the present invention.It should be noted that, in the case where not conflicting, following examples and implementation
Feature in example can be mutually combined.
It should be noted that the diagram provided in following examples only illustrates the basic structure of the present invention in a schematic way
Think, then in schema only display with relevant component in the present invention rather than according to component count, shape and the size during actual implement
Draw, it is actual when implementing, and kenel, quantity and the ratio of each component can be a kind of random change, and its assembly layout kenel
It is likely more complexity.
The account checking method based on multiple mobile payment platforms and system, electronic equipment of the present invention with multiple by mobile propping up
Platform docking is paid, both sides or tripartite's reconciliation can be carried out with the bill of major mobile payment platforms, and provide the reconciliation of specialty
It is single；To improve reconciliation efficiency and the reconciliation degree of accuracy of trade company, prevent because the bill of mobile payment platform goes wrong and causes
Trade company's income is damaged.Wherein, every transaction journal can be compared, unmatched transaction journal is analyzed, can be with
The responsibility of financial account is specified, so as to provide the financial counting list of specialty.
Reference picture 1, the account checking method of the invention based on multiple mobile payment platforms comprises the following steps：
Step S1, all consumption moneys are collected using Integrated Payments system, obtain Integrated Payments system bill；It is described integrated
Payment system becomes one multiple mobile payment platforms.
Specifically, Integrated Payments system integrates each mobile payment platform of main flow, and money is consumed with quick realization
Collect, wake up the different means of payment integrated on cashier terminal without selecting the different means of payment according to user.Tool
Body, Integrated Payments system is arranged on trade company's cashier terminal, is docked by interface with each mobile payment mode, by each mobile branch
The mode of paying becomes one.
Preferably, mobile payment platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment, Baidu's money
Bag etc..For example, after payment code or input payment yardage word string that Integrated Payments system scanning user shows, you can directly carry out
Collecting for consumption money, different payment works integrated on cashier terminal are waken up without selecting the different means of payment according to user
Tool.Paid or wechat payment that is, no matter user uses Alipay, or other means of payment, integrated payment
System need to only scan the payment code that user shows or collecting for consumption money can be achieved in input payment yardage word string, without for every
Plant mobile payment platform and use the corresponding means of payment.
Step S2, acquisition trade company's bill and each mobile payment platform bill.
Specifically, trade company's bill and each mobile payment platform bill are obtained, reconciliation system is imported.
Step S3, based on trade company's bill, each mobile payment platform bill and Integrated Payments system bill carry out reconciliation.
Specifically, realized according to trade company's bill of importing, each mobile payment platform bill and Integrated Payments system bill
Multi-party reconciliation, it is whether accurate, complete to check existing funds on account.Wherein, according to trade company's bill, Integrated Payments system bill and each
Mobile payment platform bill compares every transaction journal one by one, and unmatched transaction journal is analyzed, with clearly finance
The responsibility of bill.
Step S4, output reconciliation result.
Specifically, reconciliation result uses the form of statement.Preferably, statement is supported to customize form.That is,
User can be with self-defined statement form, content, to obtain satisfactory statement.
Preferably, reconciliation result includes financial counting list and abnormal information bill etc..
The account checking method based on multiple mobile payment platforms of the present invention is expanded on further below by specific embodiment.
The mobile payment platform used is set as Alipay and wechat wallet.
First, trade company collects all consumption moneys using Integrated Payments system, and the Integrated Payments system is by Alipay and micro-
Letter wallet becomes one.
Then, Alipay bill and wechat wallet bill are obtained.
When obtaining Alipay bill, Alipay can be provided in corresponding zip file, the zip file according to shroff account number and wrapped
Contain technical account detailed, that is, contain every transaction detailed.Because a trade company there may be different shop allieds, therefore have very
There are multiple shroff account numbers in big probability, therefore need to download the bill of multiple shroff account numbers.Wherein, also need what Alipay was provided
Bill is converted into reference format bill, and the data of all shroff account numbers are collected, and generates the Alipay mark after collecting
Quasi- bill, to import database.
When obtaining wechat wallet bill, wechat does not provide file, only provides standard interface.By being asked to the standard interface
Ask, the data that wechat wallet interface is returned are converted into the billing files of reference format, and are collected, so as to by reference format
Wechat wallet bill import database.
Then, entered according to the Alipay bill of trade company's bill, Integrated Payments system bill and importing and wechat wallet bill
Row reconciliation, compares transaction journal, and carry out collecting for comparison result one by one.
Finally, export financial counting list and abnormal information bill.
Prevent what the number formulary evidence of platform side one was defined by the account checking method based on multiple mobile payment platforms of the present invention
Phenomenon, improves reconciliation efficiency and the reconciliation degree of accuracy of trade company, prevents because the bill of mobile payment platform goes wrong and leads
Trade company's income is caused to be damaged.
Reference picture 2, the reconciliation system of the invention based on multiple mobile payment platforms includes gathering module 1, acquisition module
2nd, reconciliation module 3 and output module 4.
Gathering module 1 is used to collect all consumption moneys using Integrated Payments system, obtains Integrated Payments system bill；Institute
State Integrated Payments system multiple mobile payment platforms become one.
Specifically, Integrated Payments system integrates each mobile payment platform of main flow, and money is consumed with quick realization
Collect, wake up the different means of payment integrated on cashier terminal without selecting the different means of payment according to user.Tool
Body, Integrated Payments system is arranged on trade company's cashier terminal, is docked by interface with each mobile payment mode, by each mobile branch
The mode of paying becomes one.
Preferably, mobile payment platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment, Baidu's money
Bag etc..For example, after payment code or input payment yardage word string that Integrated Payments system scanning user shows, you can directly carry out
Collecting for consumption money, different payment works integrated on cashier terminal are waken up without selecting the different means of payment according to user
Tool.Paid or wechat payment that is, no matter user uses Alipay, or other means of payment, integrated payment
System need to only scan the payment code that user shows or collecting for consumption money can be achieved in input payment yardage word string, without for every
Plant mobile payment platform and use the corresponding means of payment.
Acquisition module 2 is used to obtain trade company's bill and each mobile payment platform bill.
Specifically, trade company's bill and each mobile payment platform bill are obtained, reconciliation system is imported.
Reconciliation module 3 is connected with gathering module 1 and acquisition module 2, for based on trade company's bill, each mobile payment platform
Bill and Integrated Payments system bill carry out reconciliation.
Specifically, realized according to trade company's bill of importing, each mobile payment platform bill and Integrated Payments system bill
Multi-party reconciliation, it is whether accurate, complete to check existing funds on account.Wherein, according to trade company's bill, Integrated Payments system bill and each
Mobile payment platform bill compares every transaction journal one by one, and unmatched transaction journal is analyzed, with clearly finance
The responsibility of bill.
Output module 4 is connected with reconciliation module 3, for exporting reconciliation result.
Specifically, reconciliation result uses the form of statement.Preferably, statement is supported to customize form.That is,
User can be with self-defined statement form, content, to obtain satisfactory statement.
Preferably, reconciliation result includes financial counting list and abnormal information bill etc..
As shown in figure 3, the present invention also provides a kind of server, including as described above based on multiple mobile payment platforms
Reconciliation system.
In summary, account checking method and system of the invention based on multiple mobile payment platforms, electronic equipment can be with
The bill of major mobile payment platforms carries out both sides or tripartite's reconciliation, and provides the statement of specialty；Trade company can be improved
Reconciliation efficiency and the reconciliation degree of accuracy, are prevented because the bill of mobile payment platform goes wrong and causes trade company's income to be damaged；Energy
It is enough that every transaction journal is compared, unmatched transaction journal is analyzed, the responsibility of financial account can be specified；Branch
Hold the reconciliation of multiple mobile payment platforms, using the teaching of the invention it is possible to provide the statement of many mobile payment platforms；Support the bill lattice customized
Formula.So, the present invention effectively overcomes various shortcoming of the prior art and has high industrial utilization.
The above-described embodiments merely illustrate the principles and effects of the present invention, not for the limitation present invention.It is any ripe
Know the personage of this technology all can carry out modifications and changes under the spirit and scope without prejudice to the present invention to above-described embodiment.Cause
This, those of ordinary skill in the art is complete without departing from disclosed spirit and institute under technological thought such as
Into all equivalent modifications or change, should by the present invention claim be covered.
Claims (10)
1. a kind of account checking method based on multiple mobile payment platforms, it is characterised in that：Comprise the following steps：
All consumption moneys are collected using Integrated Payments system, Integrated Payments system bill is obtained；The Integrated Payments system will
Multiple mobile payment platforms become one；
Obtain trade company's bill and each mobile payment platform bill；
Reconciliation is carried out based on trade company's bill, each mobile payment platform bill and Integrated Payments system bill；
Export reconciliation result.
2. the account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The mobile branch
Paying platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment and Baidu's wallet.
3. the account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：Based on trade company's account
When single, each mobile payment platform bill and Integrated Payments system bill carry out reconciliation, every transaction journal is compared one by one, and it is right
Unmatched transaction journal is analyzed, with the responsibility of clear and definite financial account.
4. the account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The reconciliation knot
Fruit is using the form of statement, the statement support customization form.
5. the account checking method according to claim 1 based on multiple mobile payment platforms, it is characterised in that：The reconciliation knot
Fruit includes financial counting list and abnormal information bill.
6. a kind of reconciliation system based on multiple mobile payment platforms, it is characterised in that：Including gathering module, acquisition module, right
Account module and output module；
The gathering module is used to collect all consumption moneys using Integrated Payments system, obtains Integrated Payments system bill；Institute
State Integrated Payments system multiple mobile payment platforms become one；
The acquisition module is used to obtain trade company's bill and each mobile payment platform bill；
The reconciliation module is used to be based on trade company's bill, each described mobile payment platform bill and the integrated payment system
Bill of uniting carries out reconciliation；
The output module is used to export reconciliation result.
7. the reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The mobile branch
Paying platform includes Alipay, wechat wallet, wing payment, QQ wallets, Jingdone district payment and Baidu's wallet.
8. the reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The reconciliation mould
Block compares every transaction journal one by one, and unmatched transaction journal is analyzed, with the responsibility of clear and definite financial account.
9. the reconciliation system according to claim 6 based on multiple mobile payment platforms, it is characterised in that：The reconciliation knot
Fruit includes financial counting list and abnormal information bill.
10. a kind of electronic equipment, it is characterised in that：Including described in one of claim 6-9 based on multiple mobile payment platforms
Reconciliation system.
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| CN201710390570.XA CN107274279A (en) | 2017-05-27 | 2017-05-27 | A kind of account checking method and system, electronic equipment based on multiple mobile payment platforms |
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| CN201710390570.XA CN107274279A (en) | 2017-05-27 | 2017-05-27 | A kind of account checking method and system, electronic equipment based on multiple mobile payment platforms |
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Cited By (8)
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| CN108038689A (en) * | 2017-11-30 | 2018-05-15 | 努比亚技术有限公司 | Method for managing E-wallets, terminal and computer-readable storage medium |
| CN108182632A (en) * | 2017-12-29 | 2018-06-19 | 山大地纬软件股份有限公司 | The device of the automatic reconciliation of support business |
| CN108509392A (en) * | 2018-02-24 | 2018-09-07 | 深圳壹账通智能科技有限公司 | Multimachine structure account checking method, system, computer equipment and storage medium |
| CN109003059A (en) * | 2018-06-29 | 2018-12-14 | 北京金山安全软件有限公司 | Management method and device of digital currency wallet, electronic equipment and storage medium |
| CN109101296A (en) * | 2018-07-10 | 2018-12-28 | 上海维信荟智金融科技有限公司 | Distributed auto deduction method and system |
| CN109918385A (en) * | 2019-01-16 | 2019-06-21 | 深圳壹账通智能科技有限公司 | Tripartite's account checking method, electronic device and readable storage medium storing program for executing |
| CN111127010A (en) * | 2019-12-12 | 2020-05-08 | 中国平安财产保险股份有限公司 | Transaction bill checking method, device, equipment and storage medium |
| CN111400379A (en) * | 2020-02-19 | 2020-07-10 | 北京值得买科技股份有限公司 | Multi-party account checking processing method and device |
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| CN109918385A (en) * | 2019-01-16 | 2019-06-21 | 深圳壹账通智能科技有限公司 | Tripartite's account checking method, electronic device and readable storage medium storing program for executing |
| CN111127010A (en) * | 2019-12-12 | 2020-05-08 | 中国平安财产保险股份有限公司 | Transaction bill checking method, device, equipment and storage medium |
| CN111400379A (en) * | 2020-02-19 | 2020-07-10 | 北京值得买科技股份有限公司 | Multi-party account checking processing method and device |
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