CN107274173A - A kind of sound wave payment method - Google Patents
A kind of sound wave payment method Download PDFInfo
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- CN107274173A CN107274173A CN201710329282.3A CN201710329282A CN107274173A CN 107274173 A CN107274173 A CN 107274173A CN 201710329282 A CN201710329282 A CN 201710329282A CN 107274173 A CN107274173 A CN 107274173A
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- sound wave
- payment
- checkout
- server
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
- H04L9/3249—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures using RSA or related signature schemes, e.g. Rabin scheme
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- Computer Networks & Wireless Communication (AREA)
- Business, Economics & Management (AREA)
- Computer Security & Cryptography (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Signal Processing (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The present invention provides a kind of sound wave payment method, belongs to payment transaction transmission field, including sound wave payment mechanism, server and sound wave checkout, ripple payment mechanism and sound wave checkout are connected with server;Sound wave payment mechanism is connected by acoustic signals with sound wave checkout.User inputs payment information by the sound wave payment software on sound wave payment mechanism and clicks on payment button, payment information is carried out fixed frequency and handled by sound wave payment mechanism, the frequency acoustic signals of determining of processing are broadcasted by loudspeaker, sound wave payment mechanism by AES to payment information while by being wirelessly transmitted to server after being encrypted.Sound wave of the present invention is data transmission media, and the low and non-NFC mobile phone of NFC mobile phone occupation rate present on solution market does not support the two large problems of near-field communication, and development cost is low, power consumption is few, simple to operate, safe and reliable, with the market prospects widened very much.
Description
Technical field
Specifically it is to be related to a kind of sound wave payment method the present invention relates to payment transaction field.
Background technology
With the fast development of mobile Internet, mobile payment field is also increasingly favored, the payment being in various forms
Pattern not only enriches our life, but also there is provided convenient, therefore mobile payment message transmitting procedure and security,
It is present people focus of interest.
The conventional means of payment has NFC to pay in the market, bluetooth and barcode scanning are paid, although it is convenient to bring, still
These three means of payment also want larger shortcoming:NFC pays and requires that the accuracy of mobile phone has NFC antenna and NFC chip, if user
Want using if NFC, it has to go to change the mobile phone with NFC function, it is high which results in customer using cost.Bluetooth is paid
It will be matched when being a kind of payment every time, the time is longer, and different versions are also contemplated that compatibility, cost of implementation
It is higher.Barcode scanning, which is paid, larger danger, easily sweeps the danger connection such as middle virus, and Quick Response Code is easily replaced by criminal
Change, easily user is caused any property loss.Herein propose and use sound wave payment system.
The content of the invention
The present invention provides a kind of sound wave payment method, solves the low and non-NFC of NFC mobile phone occupation rate present on existing field
Cost needed for mobile phone does not support the two large problems of near-field communication, and existing mobile payment mode is high, the problem of security is low,
There is provided a set of with cost is low, power consumption is few, simple to operate, safe and reliable sound wave payment system.
The present invention solves the above problems by the following technical programs:
A kind of sound wave payment method, including sound wave payment mechanism, server and sound wave checkout, ripple payment mechanism and
Sound wave checkout is connected with server;Sound wave payment mechanism is connected by acoustic signals with sound wave checkout;
User inputs payment information by the sound wave payment software on sound wave payment mechanism and clicks on payment button, sound wave
Payment information is carried out fixed frequency and handled by payment mechanism, the frequency acoustic signals of determining of processing is broadcasted by loudspeaker, sound wave pays dress
Put encrypted by AES to payment information simultaneously after by being wirelessly transmitted to server;
Server information is decrypted processing after receiving the incoming payment information of sound wave payment mechanism, and decryption
In data message deposit volatile data base;
User is clicked on by the sound wave payment software on sound wave checkout and collected money, and sound wave checkout passes through microphone
Receive the outflow of sound wave payment mechanism determines frequency acoustic signals, is handled to determining frequency acoustic signals and is propped up by noise reduction algorithm progress
Pay information, sound wave checkout payment information is encrypted after by being wirelessly transmitted to server;
Server receives that encryption payment information is decrypted after the incoming encryption payment information of sound wave checkout and obtained
Payment information, matches the payment information of sound wave checkout with the payment information of sound wave payment mechanism;When the match is successful
Afterwards, server update pay user and gathering user accounts information, and send transaction successful information feed back to sound wave pay dress
Put and sound wave checkout;After matching unsuccessful, send Fail Transaction feedback of the information and collected money to sound wave payment mechanism and sound wave
Device.
In such scheme, the payment information process that frequency is handled surely preferably on sound wave payment mechanism is:
The single-frequency voice signal of 6 high bands is selected to represent 012345, the 012345 conversion side by 16 systems
Formula, is converted into Arabic numerals 0-9, selectes sound frequency signal;
The value data for needing to transmit is constituted the form of a start bit+high position+data segment+low level+data segment+end position;
Selected sound frequency signal is combined with data segment, obtains determining frequency processing data.
In such scheme, the detailed process of the noise reduction algorithm preferably on sound wave checkout is:
The streaming audio being recorded to is parsed by Fast Fourier Transform (FFT) (FFT), calculated, each point is obtained
Amplitude, amplitude Value Data be stored in array in, array data is filtered, to array data carry out duplicate removal refinement 3
Secondary -9 time, the position range of crest is then confirmed according to amplitude size, the size of frequency is determined according to crest location scope,
Transfer amounts are restored finally according to frequency size.
In such scheme, preferably sound wave payment mechanism and sound wave checkout are uploaded to the payment information of server
The AES of progress is that RSA encription algorithms approved by the State Password Administration Committee Office algorithms are encrypted.
In such scheme, the payment information of preferably sound wave payment mechanism transmission includes payment, pays user
Name, time of payment, reception user name and payment, being uploaded to the payment information of server also includes password.
In such scheme, preferably sound wave checkout, which is uploaded to the payment information of server, includes the use of recipient
Name in an account book, the payment user name received, the amount of money received, the date received.Wherein the user name of recipient, the payment received are used
Name in an account book and the amount of money received.
Advantages of the present invention is with effect:
1st, sound wave of the present invention is data transmission media, solves the low and non-NFC hands of NFC mobile phone occupation rate present on market
Machine does not support the two large problems of near-field communication, and development cost is low, power consumption is few, simple to operate, safe and reliable, with what is widened very much
Market prospects.
2nd, process of exchange of the present invention does not need any matching operation, and by the noise reduction algorithm of independent research, improves data
Efficiency of transmission, reduces exchange hour, it is ensured that information security.
3rd, present invention employs the close algorithm of RSA states, the data to process of exchange are encrypted, it is ensured that process of exchange
Security.
4th, in one-time transaction process, without worrying that similar two-dimensional code scanning is invaded and harassed by virus, Quick Response Code is by criminal
The problems such as replacement, it is to avoid cause any property loss to user.
Brief description of the drawings
Fig. 1 is system flow of the invention.
Fig. 2 is system block diagram of the invention.
Embodiment
The invention will be further described with reference to embodiments.
Embodiment 1:
A kind of sound wave payment method, as shown in Figure 1, 2, including sound wave payment mechanism, server and sound wave checkout,
Ripple payment mechanism and sound wave checkout are connected with server;Sound wave payment mechanism is collected money by acoustic signals and sound wave and filled
Put connection.
User inputs payment information by the sound wave payment software on sound wave payment mechanism and clicks on payment button, sound wave
Payment information is carried out fixed frequency and handled by payment mechanism, the frequency acoustic signals of determining of processing is broadcasted by loudspeaker, sound wave pays dress
Put encrypted by AES to payment information simultaneously after by being wirelessly transmitted to server.Disbursement letter on sound wave payment mechanism
Ceasing the fixed process handled frequently is:Select the single-frequency voice signal of 6 high bands to represent 012345, enter 012345 by 16
The conversion mode of system, is converted into Arabic numerals 0-9, selectes sound frequency signal.The value data for needing to transmit is constituted
Beginning a position+high position+data segment+low level+data segment+end position form.Selected sound frequency signal is combined with data segment,
Obtain determining frequency processing data.
Server information is decrypted processing after receiving the incoming payment information of sound wave payment mechanism, and decryption
In data message deposit volatile data base.Volatile data base can auto-destruct after transaction success or failure.
User is clicked on by the sound wave payment software on sound wave checkout and collected money, and sound wave checkout passes through microphone
Receive the outflow of sound wave payment mechanism determines frequency acoustic signals, is handled to determining frequency acoustic signals and is propped up by noise reduction algorithm progress
Pay information, sound wave checkout payment information is encrypted after by being wirelessly transmitted to server.Sound wave checkout
On the detailed process of noise reduction algorithm be:The streaming audio being recorded to is solved by Fast Fourier Transform (FFT) (FFT)
Analysis, calculating, obtain the amplitude of each point, and amplitude Value Data is stored in array, array data filtered, to array
Data carry out duplicate removal and refined 3 times -9 times, the position range of crest are then confirmed according to amplitude size, according to crest location model
The size for determining frequency is enclosed, transfer amounts are restored finally according to frequency size.
Server receives that encryption payment information is decrypted after the incoming encryption payment information of sound wave checkout and obtained
Payment information, matches the payment information of sound wave checkout with the payment information of sound wave payment mechanism;When the match is successful
Afterwards, server update pay user and gathering user accounts information, and send transaction successful information feed back to sound wave pay dress
Put and sound wave checkout;After matching unsuccessful, send Fail Transaction feedback of the information and collected money to sound wave payment mechanism and sound wave
Device.
Pay, receiving terminal needs to be attached execution data initialization with background server, in two Android phones
Recording mouthful of the source of sound close to receiving terminal mobile phone of payment terminals mobile phone is required when being operated, click on pay perform sound wave send with
Decoding, realizes payment process.Payment terminals need to be connected network to carry out data interaction with background server with receiving terminal.Merchandised
Journey is shown on mobile phone screen.
Operation principle;
User is arranged on the sound wave payment software in payment terminals by the sound wave payment terminals display circuit motor of payment terminals,
Sound wave payment terminals control circuit is pressed according to the payment button in sound wave payment software, and sound wave payment terminals control circuit handle is needed
The acoustic signals to be sent are transmitted to Dolby circuit, by Dolby circuit further except processing of making an uproar, and sound speaker is further passed
Go out.It is further that sound wave payment terminals control circuit that the data such as the amount of money, the password for needing to pay are transmitted to sound wave payment terminals encrypted circuit
Server is transmitted to by sound wave payment terminals radio-circuit after encryption.
The microphone at gathering end is received after the payment acoustic signals that payment terminals are transmitted, and is decompressed, and needs are paid
The information such as the amount of money, user are decompressed, and sound wave gathering end control circuit is received the information such as the amount of money, the user of decompression by sound wave
Money end encrypted circuit carries out being transmitted to server after being encrypted.Server according to payment terminals and the data that transmit of gathering end whether
Eligible, the database that the eligible user profile to payment terminals and gathering end carries out again server is updated, and is paid
End for consumption, gathering end for income, and the data of renewal by sound wave payment terminals radio-circuit and sound wave collect money end without
Line circuit is transmitted to payment terminals and gathering end work user and passes through sound wave payment terminals display circuit and sound wave gathering end display circuit respectively
Checked.
Payment terminals select the single-frequency voice signal of 6 high bands to represent 012345, and such as frequency 17250 represents 0,17600
Represent 1,17950 and represent 2,18300 and represent 3,18650 and represent 4,19000 and represent 5, with the 012345 conversion side by 16 systems
Formula, is converted into Arabic numerals 0-9, such as 0 it is corresponding be exactly 0,1 corresponding binary one, 2 corresponding binary systems are 2,3 correspondences
Binary system be that 12,4 corresponding binary systems are that 3,5 corresponding binary systems are that 13,6 corresponding binary systems are 23,7 corresponding two
System is that 123,8 corresponding binary systems are that 4,9 corresponding binary systems are 14.With a start bit+high position+data segment+low during transmission
The form of position+data segment+end position is transmitted, and the amount of money that for example I pays is 25 yuan, and that data segment to be transmitted should be
Beginning position 50+ high position 5+ data bit 2+ low level 0+ data bit 13+ stop bits 0, then by the corresponding combination of frequency of data piece of digital,
Write by Android programming language, calling mobile phone loudspeaker is played out simultaneously, the amount of money is finally passed into server data
In storehouse.
End of collecting money is write by Android programming language, calling mobile phone microphone records audio, and by the data being recorded to
Stream audio is parsed by Fast Fourier Transform (FFT) (FFT), calculated, and the amplitude of each point is obtained, then according to amplitude
Size confirms the position range of crest, and the size of frequency is determined according to crest location scope, is restored finally according to frequency size
Transfer amounts.
Dolby circuit is that the amplitude size obtained in sound wave gathering module by Fast Fourier Transform (FFT) is stored in into array
In, array data is filtered, is refined by multiple duplicate removal, finally determines very accurate frequency crest scope.
Server is that sound wave payment module uploads onto the server transfer amounts, and is stored in server database, in sound
When ripple gathering module is started working, go in server to inquire about and obtain the transfer amounts of sound wave payment terminals upload, confirm gold of transferring accounts
After volume is identical, start to carry out transfer operation processing in server module, and result is returned to APP client modules.
Sound wave payment terminals encrypted circuit and sound wave gathering end encrypted circuit be that APP client modules pass through transfer amounts
RSA encription algorithms approved by the State Password Administration Committee Office algorithm for encryption, and the result after encryption is uploaded onto the server module, server module get data it
RSA private key decryption is carried out afterwards, restores transfer amounts, and be saved in database.When sound wave gathering module is started working,
Send request to go in server to inquire about and obtain the transfer amounts of sound wave payment terminals upload, transfer amounts are added by the way that RSA states are close
Close algorithm for encryption, APP client modules are returned by encrypted result, and APP client modules are decrypted according to private key afterwards, are restored
Transfer amounts.
The preferred embodiment to the invention is illustrated above, but the present invention is not limited to embodiment,
Those skilled in the art can also make a variety of equivalent modifications on the premise of without prejudice to the invention spirit
Or replace, these equivalent modifications or replacement are all contained in scope of the present application.
Claims (6)
1. a kind of sound wave payment method, it is characterised in that:Including sound wave payment mechanism, server and sound wave checkout, ripple branch
Pay device and sound wave checkout is connected with server;Sound wave payment mechanism is connected by acoustic signals and sound wave checkout
Connect;
User inputs payment information by the sound wave payment software on sound wave payment mechanism and clicks on payment button, and sound wave pays dress
Put and payment information is carried out fixed frequency processing, the frequency acoustic signals of determining of processing are broadcasted by loudspeaker, sound wave payment mechanism is simultaneously
By being wirelessly transmitted to server after being encrypted by AES to payment information;
Server receives and information is decrypted after the incoming payment information of sound wave payment mechanism processing, and the data of decryption are believed
In breath deposit volatile data base;
User is clicked on by the sound wave payment software on sound wave checkout and collected money, and sound wave checkout receives sound by microphone
What ripple payment mechanism was spread out of determines frequency acoustic signals, to determining the letter that frequency acoustic signals are got paid by noise reduction algorithm progress processing
Breath, sound wave checkout payment information is encrypted after by being wirelessly transmitted to server;
Server receives that encryption payment information is decrypted after the incoming encryption payment information of sound wave checkout and got paid
Information, matches the payment information of sound wave checkout with the payment information of sound wave payment mechanism;After the match is successful, clothes
Be engaged in device update pay user and gathering user accounts information, and send transaction successful information feed back to sound wave payment mechanism harmony
Ripple checkout;After matching unsuccessful, Fail Transaction feedback of the information is sent to sound wave payment mechanism and sound wave checkout.
2. a kind of sound wave payment method according to claim 1, it is characterised in that:Payment information on sound wave payment mechanism
The process of frequency processing is calmly:
The single-frequency voice signal of 6 high bands is selected to represent 012345, the 012345 conversion mode by 16 systems, conversion
Into Arabic numerals 0-9, sound frequency signal is selected;
The value data for needing to transmit is constituted the form of a start bit+high position+data segment+low level+data segment+end position;
Selected sound frequency signal is combined with data segment, obtains determining frequency processing data.
3. a kind of sound wave payment method according to claim 1, it is characterised in that:Noise reduction algorithm on sound wave checkout
Detailed process be:
The streaming audio being recorded to is parsed by Fast Fourier Transform (FFT) (FFT), calculated, the amplitude of each point is obtained
Value, amplitude Value Data is stored in array, array data is filtered, and duplicate removal refinement 3 times -9 times is carried out to array data, so
The position range of crest is confirmed according to amplitude size afterwards, the size of frequency is determined according to crest location scope, finally according to frequency
Rate size restores transfer amounts.
4. a kind of sound wave payment method according to claim 1, it is characterised in that:Sound wave payment mechanism and sound wave gathering dress
The AES for putting the payment information progress for being uploaded to server is that RSA encription algorithms approved by the State Password Administration Committee Office algorithms are encrypted.
5. a kind of sound wave payment method according to claim 1, it is characterised in that:The disbursement letter of sound wave payment mechanism transmission
Breath includes payment, pays user name, time of payment, receives user name and payment, is uploaded to the disbursement letter of server
Breath also includes password.
6. a kind of sound wave payment method according to claim 1, it is characterised in that:Sound wave checkout is uploaded to server
The user name of payment information including recipient, the payments user name received, the amount of money received, the date of reception.Wherein receive
The amount of money of the user name of side, the payment user name received and reception.
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CN201710329282.3A CN107274173A (en) | 2017-05-11 | 2017-05-11 | A kind of sound wave payment method |
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Cited By (2)
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CN109598514A (en) * | 2018-07-26 | 2019-04-09 | 南京物联传感技术有限公司 | A kind of intelligent sound box with vocal print protection |
CN109636375A (en) * | 2018-12-14 | 2019-04-16 | 安徽仁昊智能科技有限公司 | A kind of general voice charging system |
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Effective date of registration: 20180601 Address after: 530000 No. 3 Binhe Road, XiXiangTang District, Nanning, the Guangxi Zhuang Autonomous Region, No. 4503, B block, Shang Li bay, China. Applicant after: Guangxi Wan Chuang Data Technology Co., Ltd. Address before: 530007 Guangxi University For Nationalities, 188 East University Road, XiXiangTang District, Nanning, the Guangxi Zhuang Autonomous Region Applicant before: Wu Shigui |
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Application publication date: 20171020 |