CN109801053B - System and method for uniformly binding bank cards - Google Patents

System and method for uniformly binding bank cards Download PDF

Info

Publication number
CN109801053B
CN109801053B CN201811619664.0A CN201811619664A CN109801053B CN 109801053 B CN109801053 B CN 109801053B CN 201811619664 A CN201811619664 A CN 201811619664A CN 109801053 B CN109801053 B CN 109801053B
Authority
CN
China
Prior art keywords
information
payment platform
verification
bank card
binding
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN201811619664.0A
Other languages
Chinese (zh)
Other versions
CN109801053A (en
Inventor
张任全
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Epaylinks Technology Co ltd
Original Assignee
Epaylinks Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Epaylinks Technology Co ltd filed Critical Epaylinks Technology Co ltd
Priority to CN201811619664.0A priority Critical patent/CN109801053B/en
Publication of CN109801053A publication Critical patent/CN109801053A/en
Application granted granted Critical
Publication of CN109801053B publication Critical patent/CN109801053B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a system and a method for uniformly binding bank cards, wherein the method comprises the following steps: acquiring and uploading information of a bound bank card; generating and issuing first verification information according to the information of the bound bank card; judging whether the verification is successful or not after carrying out verification processing according to the first verification information, and uploading the first verification success information when the verification is successful; binding processing is carried out by combining the first verification success information and the binding bank card information, and then first result information is generated; and after binding the bank card information and the first result information, generating second result information. The invention uploads the binding bank card information to the first payment platform, and the first payment platform transfers the binding bank card information to the second payment platform, so that the binding of the bank cards can be realized on the two second payment platforms by uploading the binding bank card information once by a user, the time of the user is saved, the efficiency of binding the bank cards is improved, and the invention can be widely applied to the technical field of network communication.

Description

System and method for uniformly binding bank cards
Technical Field
The invention relates to the technical field of network communication, in particular to a system and a method for uniformly binding bank cards.
Background
With the rapid development of the electronic commerce market in China, the trade scale of the whole electronic commerce market is continuously enlarged, and the number of clients is rapidly increased. At present, as an important fund channel in the whole network payment system, online banking services provided by commercial banks are adopted. Based on this background, there are a wide variety of third party paymate platforms on the market today, both for domestic and foreign payments, or for online and offline retail payments, etc. By means of the third party payment platforms, a user can rapidly realize payment, however, when the user pays by the third party payment platform, the user needs to bind the bank card with the third party payment platform, more data and verification information need to be uploaded in the binding process, and a great deal of time is spent on the operation of binding the bank card by the user. In the existing scheme, a user needs to use a third-party payment platform, and needs to perform operation of binding the bank card once on the third-party payment platform, but cannot perform operation of binding once, so that the bank card binding of two third-party payment platforms is realized, time of the user is wasted, and operation experience of the user is reduced.
Disclosure of Invention
In order to solve the technical problems, the invention aims to provide a system capable of uniformly binding bank cards.
Another object of the present invention is to provide a method capable of uniformly binding a bank card.
The technical scheme adopted by the invention is as follows:
a system for uniformly binding bank cards comprises an intelligent terminal, a first payment platform and a second payment platform;
the intelligent terminal is used for acquiring and uploading the information of the bound bank card to the first payment platform, carrying out verification processing after receiving the first verification information, judging whether the verification is successful, uploading the first verification success information to the first payment platform when the verification is successful, and receiving the second result information;
the first payment platform is used for transmitting the information of the bound bank card and the first verification success information to the second payment platform, and after receiving the first result information, binding processing is carried out by combining the information of the bound bank card and the first result information so as to generate and send the second result information to the intelligent terminal;
the second payment platform is used for sending first verification information to the intelligent terminal according to the binding bank card information after receiving the binding bank card information, carrying out binding processing by combining the first verification success information and the binding bank card information after receiving the first verification success information, and returning first result information to the first payment platform;
the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
Further, the intelligent terminal performs unified registration on the first payment platform and the second payment platform in the following manner:
the intelligent terminal acquires and uploads account information and mobile phone number information to a first payment platform;
the first payment platform generates and transmits second verification information to the intelligent terminal according to the mobile phone number information;
after verification processing is carried out according to the second verification information, the intelligent terminal judges whether the verification is successful or not, and generates and uploads second verification success information to the first payment platform when the verification is successful;
the first payment platform carries out registration processing according to the second verification success information and the account information, generates a first account, and sends the account information and the mobile phone number information to the second payment platform;
the second payment platform generates a second account after registration processing is carried out according to the account information and the mobile phone number information, and then the second account is sent to the first payment platform;
and after receiving the second account, the first payment platform issues the first account and the second account to the intelligent terminal.
Further, the intelligent terminal performs real-name authentication on the first payment platform and the second payment platform in the following manner:
after the intelligent terminal logs in a first payment platform through a first account number, acquiring and uploading identity card information to the first payment platform;
the first payment platform performs real-name authentication processing according to the identity card information, generates first authentication result information and transmits the identity card information to the second payment platform;
after the second payment platform performs real-name authentication processing according to the identity card information, returning second authentication result information to the first payment platform;
and after receiving the second authentication result information, the first payment platform transmits the first authentication result information and the second authentication result information to the intelligent terminal.
Further, the intelligent terminal transfers accounts between the first payment platform and the second payment platform by the following means:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads transfer information to the first payment platform;
the first payment platform transfers the preset amount to the second payment platform according to the transfer information so that the second payment platform returns transfer result information;
and the first payment platform issues the information to the intelligent terminal according to the transfer result information.
Further, the intelligent terminal performs transaction inquiry on the first payment platform and the second payment platform in the following manner:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads query information to the first payment platform;
the first payment platform transmits the query information to the second payment platform;
the second payment platform returns query result information to the first payment platform according to the query information;
and the first payment platform issues the query result information to the intelligent terminal.
The invention adopts another technical scheme that:
a method for uniformly binding bank cards, comprising the following steps:
acquiring and uploading information of a bound bank card;
generating and issuing first verification information according to the information of the bound bank card;
judging whether the verification is successful or not after carrying out verification processing according to the first verification information, and uploading the first verification success information when the verification is successful;
binding processing is carried out by combining the first verification success information and the binding bank card information, and then first result information is generated;
binding the bank card information and the first result information, and generating second result information;
the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
Further, the method also comprises a unified registration step, specifically:
after acquiring and uploading account information and mobile phone number information, generating second verification information according to the account information and the mobile phone number information;
judging whether the verification is successful or not after performing verification processing according to the second verification information, and generating second verification success information when the verification is successful;
generating a first account after registration processing is carried out according to the second verification success information and the account information;
and generating a second account after registration processing is carried out according to the account information and the mobile phone number information.
Further, the method also comprises a real-name authentication step, which specifically comprises the following steps:
after logging in through the first account, acquiring and uploading identity card information;
and after real-name authentication processing is carried out according to the identity card information, returning the first authentication result information and the second authentication result information.
Further, the method also comprises a transfer step, specifically:
after logging in through the first account, acquiring and uploading transfer information;
and after the preset amount is transferred according to the transfer information, returning transfer result information.
Further, the method also comprises a transaction inquiry step, which specifically comprises the following steps:
after logging in through the first account, acquiring and uploading query information;
and returning query result information according to the query information.
The beneficial effects of the invention are as follows: when the bank card is bound, the bound bank card information is uploaded to the first payment platform, the first payment platform adopts a transparent transmission mode to transmit the bound bank card information to the second payment platform, so that the bank card binding can be realized on the two second payment platforms by uploading the bound bank card information once by a user, one payment platform is not required to upload the bound bank card information once, the time of the user is saved, and the efficiency of binding the bank card is improved.
Drawings
FIG. 1 is a block diagram of a system for uniformly binding bank cards according to the present invention;
fig. 2 is a flow chart of the steps of a method for uniformly binding a bank card according to the present invention.
Detailed Description
Example 1
As shown in fig. 1, the present embodiment provides a system for uniformly binding a bank card, including an intelligent terminal, a first payment platform and a second payment platform;
the intelligent terminal is used for acquiring and uploading the information of the bound bank card to the first payment platform, carrying out verification processing after receiving the first verification information, judging whether the verification is successful, uploading the first verification success information to the first payment platform when the verification is successful, and receiving the second result information;
the first payment platform is used for transmitting the information of the bound bank card and the first verification success information to the second payment platform, and after receiving the first result information, binding processing is carried out by combining the information of the bound bank card and the first result information so as to generate and send the second result information to the intelligent terminal;
the second payment platform is used for sending first verification information to the intelligent terminal according to the binding bank card information after receiving the binding bank card information, carrying out binding processing by combining the first verification success information and the binding bank card information after receiving the first verification success information, and returning first result information to the first payment platform;
the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
The working principle of the system is as follows: the first payment platform and the second payment platform are both third party payment platforms, and the payment environments of the first payment platform and the second payment platform can be different, for example, the first payment platform aims at domestic payment (such as a tie and a payment treasury) and the second payment platform aims at foreign payment (such as global payment and the like). When a user needs to bind a bank card on the first payment platform and the second payment platform, the information of the bound bank card is uploaded to the first payment platform (such as an easy ticket) through the intelligent terminal, the information of the bound bank card comprises the information of the bank card to be bound, the information of an identity card of a cardholder, the name and a reserved telephone number of the cardholder, and therefore the user needs to spend a certain time when preparing and inputting the information of the bound bank card. After the first payment platform receives the information of the bound bank card, the information of the bound bank card is stored, and meanwhile the information of the bound bank card is transmitted to a second payment platform (such as global payment). And the second payment platform receives the information of the bound bank card and sends the first verification information to the intelligent terminal according to the reserved telephone number. After the first verification information is received by the intelligent terminal, the user performs verification operation according to the first verification information, and after verification is successful, the intelligent terminal uploads the verification success information to the first payment platform. The first payment platform directly transmits the verification success information to the second payment platform, the second payment platform carries out binding processing according to the verification success information and sends first result information of the binding processing back to the first payment platform, and the first result information can be successful binding or unsuccessful binding and displays the principle of unsuccessful binding. The first payment platform performs binding processing by combining the binding bank card information and the first result information, if the first result information is successful in binding, the first payment platform also performs binding operation, and if the first result information is unsuccessful in binding, the first payment platform does not perform binding operation; after the first payment platform carries out binding processing, second result information is generated and issued to the intelligent terminal, and whether the binding is successful or not is informed to the user. Through the system, the user can realize the bank card binding of two third-party platforms only by carrying out the bank card binding operation once, thereby greatly saving the time of the user and improving the operation experience of the user.
Further as a preferred embodiment, the intelligent terminal performs unified registration on the first payment platform and the second payment platform by:
the intelligent terminal acquires and uploads account information and mobile phone number information to a first payment platform;
the first payment platform generates and transmits second verification information to the intelligent terminal according to the mobile phone number information;
after verification processing is carried out according to the second verification information, the intelligent terminal judges whether the verification is successful or not, and generates and uploads second verification success information to the first payment platform when the verification is successful;
the first payment platform carries out registration processing according to the second verification success information and the account information, generates a first account, and sends the account information and the mobile phone number information to the second payment platform;
the second payment platform generates a second account after registration processing is carried out according to the account information and the mobile phone number information, and then the second account is sent to the first payment platform;
and after receiving the second account, the first payment platform issues the first account and the second account to the intelligent terminal.
Before the operation of uniformly binding the bank cards, the step of uniform registration is needed, and the step of uniform registration is also needed that a user performs one-time registration operation on the intelligent terminal, so that the registration of two third-party payment platforms can be realized. The user uploads account information and mobile phone number information to the first payment platform through the intelligent terminal, after the first payment platform receives the information, second verification information is generated according to the mobile phone number information and sent to the intelligent terminal, the user verifies through the intelligent terminal, and when verification is successful, second verification success information is generated and uploaded to the first payment platform. The first payment platform carries out registration processing according to the second verification success information and the account information and generates a first account through which a user can log in the first payment platform. Simultaneously, the first payment platform automatically sends account information and mobile phone number information to the second payment platform, the second payment platform generates a second account after registration processing is carried out according to the account information and the mobile phone number information, the second account is transmitted to the intelligent terminal through the first payment platform, and a user can log in the second payment platform through the second account. Therefore, the user can register two third-party payment platforms only by performing one-time registration operation, so that the time of the user is greatly saved, and the operation experience of the user is improved.
Further as a preferred embodiment, the intelligent terminal performs real-name authentication on the first payment platform and the second payment platform by the following method:
after the intelligent terminal logs in a first payment platform through a first account number, acquiring and uploading identity card information to the first payment platform;
the first payment platform performs real-name authentication processing according to the identity card information, generates first authentication result information and transmits the identity card information to the second payment platform;
after the second payment platform performs real-name authentication processing according to the identity card information, returning second authentication result information to the first payment platform;
and after receiving the second authentication result information, the first payment platform transmits the first authentication result information and the second authentication result information to the intelligent terminal.
Real-name authentication is needed for the existing third party payment platform, such as uploading identity card information, personal photo information and the like. In this embodiment, real-name authentication is performed by uploading the identity card information, and after the user uploads the identity card information to the first payment platform through the intelligent terminal, the first payment platform automatically and synchronously transmits the identity card information to the second payment platform. The first payment platform performs real-name authentication according to the identity card information to obtain first authentication result information; and the second payment platform performs real-name authentication according to the identity card information to obtain second authentication result information. And when the second payment platform returns the second authentication result information to the first payment platform, the first payment platform transmits the first authentication result information and the second authentication result information to the intelligent terminal. Therefore, the user can realize real name authentication on two third-party payment platforms only by carrying out real name authentication operation once, so that the time of the user is greatly saved, and the operation experience of the user is improved.
Further as a preferred embodiment, the intelligent terminal transfers accounts between the first paymate and the second paymate by:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads transfer information to the first payment platform;
the first payment platform transfers the preset amount to the second payment platform according to the transfer information so that the second payment platform returns transfer result information;
and the first payment platform issues the information to the intelligent terminal according to the transfer result information.
Because the first payment platform and the second payment platform are both bound with the bank card, the first payment platform and the second payment platform can be directly recharged from the bank card. In this embodiment, the amount stored in the first paymate may be transferred to the second paymate, specifically by: after a user logs in a first payment platform through a first account number, after transfer information and preset amount of money are input, the amount of money is transferred from the first payment platform to a second payment platform, the second payment platform returns transfer result information to the first payment platform, and the first payment platform sends down an information intelligent terminal to tell whether the user transfers money successfully or not. Such as: the first payment platform is an easy ticket alliance, the second payment platform is a global payment, but when a user needs to go out of country to consume, the global payment can be directly recharged by a bank card, and the user can transfer accounts to the global payment through the easy ticket alliance, so that the user can consume the money abroad.
Further as a preferred embodiment, the smart terminal performs transaction inquiry at the first paymate and the second paymate by:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads query information to the first payment platform;
the first payment platform transmits the query information to the second payment platform;
the second payment platform returns query result information to the first payment platform according to the query information;
and the first payment platform issues the query result information to the intelligent terminal.
In the scheme, the user only needs to log in the first payment platform and can also inquire the transaction condition of the second payment platform, so that the user can inquire information more conveniently. The method comprises the following steps: after a user logs in a first payment platform through a first account number, relevant query information is input, the first payment platform can transmit the query information to a second payment platform, and the second payment platform returns query result information according to the query information, so that the user can inquire about the transaction condition of the second payment platform through logging in the first payment platform.
Example two
As shown in fig. 2, the present embodiment provides a method for uniformly binding a bank card, which includes the following steps:
s1, acquiring and uploading information of a bound bank card;
s2, generating and issuing first verification information according to the information of the bound bank card;
s3, judging whether the verification is successful or not after performing verification processing according to the first verification information, and uploading the first verification success information when the verification is successful;
s4, binding processing is carried out by combining the first verification success information and the binding bank card information, and then first result information is generated;
s5, binding the bank card information and the first result information, and generating second result information;
the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
The user passes through intelligent terminal with binding bank card information and uploads to first payment platform, and first payment platform passes through and binds bank card information to second payment platform, so the user only need to upload information once, can realize binding bank card simultaneously on two third party payment platforms, need not the user and carries out the operation of binding bank card once on a payment platform, has practiced thrift user's time, has improved user's operation experience.
Further as a preferred embodiment, the method further comprises a unified registration step, specifically:
after acquiring and uploading account information and mobile phone number information, generating second verification information according to the account information and the mobile phone number information;
judging whether the verification is successful or not after performing verification processing according to the second verification information, and generating second verification success information when the verification is successful;
generating a first account after registration processing is carried out according to the second verification success information and the account information;
and generating a second account after registration processing is carried out according to the account information and the mobile phone number information.
Further as a preferred embodiment, the method further comprises a real-name authentication step, specifically:
after logging in through the first account, acquiring and uploading identity card information;
and after real-name authentication processing is carried out according to the identity card information, returning the first authentication result information and the second authentication result information.
Further as a preferred embodiment, the method further comprises a transfer step, specifically:
after logging in through the first account, acquiring and uploading transfer information;
and after the preset amount is transferred according to the transfer information, returning transfer result information.
Further as a preferred embodiment, the method further comprises a transaction inquiry step, specifically:
after logging in through the first account, acquiring and uploading query information;
and returning query result information according to the query information.
The method of the second embodiment corresponds to the system of the first embodiment one by one, so the second embodiment has the corresponding function and beneficial effect of the first embodiment.
While the preferred embodiment of the present invention has been described in detail, the present invention is not limited to the embodiments, and those skilled in the art can make various equivalent modifications or substitutions without departing from the spirit of the present invention, and these equivalent modifications or substitutions are included in the scope of the present invention as defined in the appended claims.

Claims (10)

1. The system for uniformly binding the bank cards is characterized by comprising an intelligent terminal, a first payment platform and a second payment platform;
the intelligent terminal is used for acquiring and uploading the information of the bound bank card to the first payment platform, carrying out verification processing after receiving the first verification information, judging whether the verification is successful, uploading the first verification success information to the first payment platform when the verification is successful, and receiving the second result information;
the first payment platform is used for transmitting the information of the bound bank card and the first verification success information to the second payment platform, and after receiving the first result information, binding processing is carried out by combining the information of the bound bank card and the first result information so as to generate and send the second result information to the intelligent terminal;
the second payment platform is used for sending first verification information to the intelligent terminal according to the binding bank card information after receiving the binding bank card information, carrying out binding processing by combining the first verification success information and the binding bank card information after receiving the first verification success information, and returning first result information to the first payment platform;
the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
2. The system for uniformly binding a bank card according to claim 1, wherein the intelligent terminal performs uniform registration on the first payment platform and the second payment platform by:
the intelligent terminal acquires and uploads account information and mobile phone number information to a first payment platform;
the first payment platform generates and transmits second verification information to the intelligent terminal according to the mobile phone number information;
after verification processing is carried out according to the second verification information, the intelligent terminal judges whether the verification is successful or not, and generates and uploads second verification success information to the first payment platform when the verification is successful;
the first payment platform carries out registration processing according to the second verification success information and the account information, generates a first account, and sends the account information and the mobile phone number information to the second payment platform;
the second payment platform generates a second account after registration processing is carried out according to the account information and the mobile phone number information, and then the second account is sent to the first payment platform;
and after receiving the second account, the first payment platform issues the first account and the second account to the intelligent terminal.
3. The system for uniformly binding a bank card according to claim 2, wherein the intelligent terminal performs real-name authentication on the first payment platform and the second payment platform by:
after the intelligent terminal logs in a first payment platform through a first account number, acquiring and uploading identity card information to the first payment platform;
the first payment platform performs real-name authentication processing according to the identity card information, generates first authentication result information and transmits the identity card information to the second payment platform;
after the second payment platform performs real-name authentication processing according to the identity card information, returning second authentication result information to the first payment platform;
and after receiving the second authentication result information, the first payment platform transmits the first authentication result information and the second authentication result information to the intelligent terminal.
4. The system for uniformly binding a bank card according to claim 2, wherein the intelligent terminal transfers money between the first payment platform and the second payment platform by:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads transfer information to the first payment platform;
the first payment platform transfers the preset amount to the second payment platform according to the transfer information so that the second payment platform returns transfer result information;
and the first payment platform issues the information to the intelligent terminal according to the transfer result information.
5. The system for uniformly binding a bank card according to claim 2, wherein the intelligent terminal performs transaction inquiry at the first payment platform and the second payment platform by:
after logging in a first payment platform through a first account number, the intelligent terminal acquires and uploads query information to the first payment platform;
the first payment platform transmits the query information to the second payment platform;
the second payment platform returns query result information to the first payment platform according to the query information;
and the first payment platform issues the query result information to the intelligent terminal.
6. A method for uniformly binding a bank card, which is applied to a system for uniformly binding a bank card according to claim 1, and is characterized by comprising the following steps:
acquiring and uploading information of a bound bank card;
generating and issuing first verification information according to the information of the bound bank card;
judging whether the verification is successful or not after carrying out verification processing according to the first verification information, and uploading the first verification success information when the verification is successful;
binding processing is carried out by combining the first verification success information and the binding bank card information, and then first result information is generated;
binding the bank card information and the first result information, and generating second result information; the binding bank card information comprises bank card information to be bound, identity card information of a cardholder, a name of the cardholder and a reserved telephone number.
7. The method for uniformly binding a bank card according to claim 6, further comprising a uniform registration step, specifically:
after acquiring and uploading account information and mobile phone number information, generating second verification information according to the account information and the mobile phone number information;
after verification processing is carried out according to the second verification information, whether the verification is successful or not is judged, and when the verification is successful,
generating second verification success information;
generating a first account after registration processing is carried out according to the second verification success information and the account information;
and generating a second account after registration processing is carried out according to the account information and the mobile phone number information.
8. The method for uniformly binding a bank card according to claim 7, further comprising a real name authentication step, specifically:
after logging in through the first account, acquiring and uploading identity card information;
and after real-name authentication processing is carried out according to the identity card information, returning the first authentication result information and the second authentication result information.
9. The method for uniformly binding a bank card according to claim 7, further comprising the step of transferring accounts, in particular:
after logging in through the first account, acquiring and uploading transfer information;
and after the preset amount is transferred according to the transfer information, returning transfer result information.
10. The method for uniformly binding a bank card according to claim 7, further comprising a transaction inquiry step, specifically:
after logging in through the first account, acquiring and uploading query information;
and returning query result information according to the query information.
CN201811619664.0A 2018-12-28 2018-12-28 System and method for uniformly binding bank cards Active CN109801053B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201811619664.0A CN109801053B (en) 2018-12-28 2018-12-28 System and method for uniformly binding bank cards

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201811619664.0A CN109801053B (en) 2018-12-28 2018-12-28 System and method for uniformly binding bank cards

Publications (2)

Publication Number Publication Date
CN109801053A CN109801053A (en) 2019-05-24
CN109801053B true CN109801053B (en) 2023-05-19

Family

ID=66557890

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201811619664.0A Active CN109801053B (en) 2018-12-28 2018-12-28 System and method for uniformly binding bank cards

Country Status (1)

Country Link
CN (1) CN109801053B (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110689332B (en) * 2019-09-11 2022-04-22 腾讯科技(深圳)有限公司 Resource account binding method, storage medium and electronic device
CN111311251B (en) * 2020-05-09 2020-08-21 支付宝(杭州)信息技术有限公司 Binding processing method, device and equipment
CN111798240A (en) * 2020-05-13 2020-10-20 广州永惠网络科技股份有限公司 User authentication binding method and device
CN112184197A (en) * 2020-09-17 2021-01-05 中国银联股份有限公司 Resource account binding method, server, device, system and storage medium

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104166915A (en) * 2014-04-30 2014-11-26 深圳光启创新技术有限公司 Electronic wallet payment method and electronic wallet payment system
CN104169952B (en) * 2013-12-25 2017-06-20 华为技术有限公司 A kind of method of network payment, apparatus and system
CN107403312A (en) * 2016-05-18 2017-11-28 北京三星通信技术研究有限公司 Quick payment method and apparatus

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101615274A (en) * 2008-06-25 2009-12-30 阿里巴巴集团控股有限公司 Utilize the method and system of communication terminal to pay
CN103491533B (en) * 2013-09-23 2017-06-20 上海翰鑫信息科技有限公司 WAP gateway, user WAP terminals, WAP payment systems and method
CN104065639B (en) * 2013-11-06 2015-07-29 腾讯科技(深圳)有限公司 The binding method of bank card and system
CN103595537A (en) * 2013-11-19 2014-02-19 宁波致祥网络技术服务有限公司 Method for synchronously logging in to double platforms
CN105141460A (en) * 2015-09-09 2015-12-09 上海幻电信息科技有限公司 Multi-platform based unified account system
CN105871867B (en) * 2016-04-27 2018-01-16 腾讯科技(深圳)有限公司 Identity identifying method, system and equipment

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104169952B (en) * 2013-12-25 2017-06-20 华为技术有限公司 A kind of method of network payment, apparatus and system
CN104166915A (en) * 2014-04-30 2014-11-26 深圳光启创新技术有限公司 Electronic wallet payment method and electronic wallet payment system
CN107403312A (en) * 2016-05-18 2017-11-28 北京三星通信技术研究有限公司 Quick payment method and apparatus

Also Published As

Publication number Publication date
CN109801053A (en) 2019-05-24

Similar Documents

Publication Publication Date Title
CN109801053B (en) System and method for uniformly binding bank cards
US11481767B2 (en) Mobile commerce payment system
CN106056374B (en) systems, methods, and computer-readable media for payment and non-payment virtual card transfer between mobile devices
US8255278B1 (en) Systems and methods for payment at a point of sale using a virtual check
RU2012130396A (en) RETURN BY THE CHANNEL OF THE PAYMENT OF THE PAYMENT PROVIDING THE AUTHORITY OF THE DYNAMIC SIGNIFICANCE OF LIMITED USE
WO2013067910A1 (en) Dynamic-payment system and method based on asynchronous communication technology
CN103745347A (en) Mobile payment method between two mobile terminals on basis of digital certificate SIM (Subscriber Identity Module) cards
CN104599165A (en) Network transaction method and associated equipment and systems thereof
WO2020088175A1 (en) Transaction method and device for business account
WO2012151896A1 (en) Mobile terminal, transaction system and method
CN105741110A (en) Electronic payment method and electronic payment equipment
CN104240080A (en) Realization method for mobile payment and device thereof
CN102609836A (en) Match code checking payment system and match code checking payment method
CN102547681A (en) Intelligent key device and identity authentication method
CN101964125B (en) Mobile phone payment system authenticated by double communication paths and corresponding method
TWM577549U (en) Virtual wallet account payment system
CN104636910A (en) Mobile handheld terminal, payment system and payment method
JP2019128957A (en) Card-not-present transaction system and operating method therefor
CN112184248B (en) Card organization rejection adjustment single data processing method and device
TW201917647A (en) Virtual wallet account payment method in which a virtual account is opened in an offshore financial institution by using an account of an on-shore financial institution for fund transfer through a business account established in the offshore financial institution
CN103679979B (en) Data processing method and data processing equipment
KR20120075578A (en) Method and apparatus of credit settlement system using a mobile terminal system thereof
CN104182872B (en) Data handling system and method based on mobile communication terminal
CN105741113A (en) Method for transaction at network transaction terminal by using electronic wallet
CN109241105A (en) System control method and device, computer readable storage medium

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
GR01 Patent grant
GR01 Patent grant