CN107025545A - A kind of transaction processing method and transaction system - Google Patents

A kind of transaction processing method and transaction system Download PDF

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Publication number
CN107025545A
CN107025545A CN201610067409.4A CN201610067409A CN107025545A CN 107025545 A CN107025545 A CN 107025545A CN 201610067409 A CN201610067409 A CN 201610067409A CN 107025545 A CN107025545 A CN 107025545A
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CN
China
Prior art keywords
information
rights
interests
transaction
benefits
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
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CN201610067409.4A
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Chinese (zh)
Inventor
胡卓磊
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai New Card Information Technology Co Ltd
Original Assignee
Shanghai New Card Information Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai New Card Information Technology Co Ltd filed Critical Shanghai New Card Information Technology Co Ltd
Priority to CN201610067409.4A priority Critical patent/CN107025545A/en
Priority to PCT/CN2016/093570 priority patent/WO2017128680A1/en
Publication of CN107025545A publication Critical patent/CN107025545A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Abstract

A kind of transaction processing method and transaction system, the transaction system include:Terminal and trading server;Wherein:The terminal includes:Transaction Information unit, suitable for receiving or generating Transaction Information;Quick Response Code recognition unit, suitable for identification Quick Response Code be identified in information, the identification information include identity information and rights and interests channel information;The trading server includes:Receiving unit, the Transaction Information and the identification information of self terminal are carried out suitable for receiving;Resolution unit, suitable for parsing the identification information, to obtain the identity information and rights and interests channel information;Computing unit, suitable for generating actual delivery information according to the Transaction Information, identity information and rights and interests channel information;Communication unit, suitable for the actual delivery information is sent to the terminal.The transaction processing method and transaction system are more efficient.

Description

A kind of transaction processing method and transaction system
Technical field
The present invention relates to internet arena, more particularly to a kind of transaction processing method and transaction system.
Background technology
With the development of network technology, increasing service is provided by network, and increasing behavior can To be completed by network, for example inquired about, preengage by network, bought etc..
But, increasing main body, such as preferential platform of merchant platform, third party due to network connection Deng also resulting in network trading less efficient.
The content of the invention
Present invention solves the technical problem that being the efficiency for improving transaction system.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of transaction processing method and transaction system, The transaction system includes:Terminal and trading server;Wherein:
The terminal includes:
Transaction Information unit, suitable for receiving or generating Transaction Information;
Quick Response Code recognition unit, suitable for identification Quick Response Code be identified in information, the identification information wrap Containing identity information and rights and interests channel information;
The trading server includes:
Receiving unit, the Transaction Information and the identification information of self terminal are carried out suitable for receiving;
Resolution unit, suitable for parsing the identification information, to obtain the identity information and rights and interests channel Information;
Computing unit, it is real suitable for being generated according to the Transaction Information, identity information and rights and interests channel information Border payment information;
Communication unit, suitable for the actual delivery information is sent to the terminal.
Optionally, the transaction system also includes:Rights and interests channel information storehouse, the rights and interests channel information storehouse Record has multiple rights and interests channel informations and its incidence relation of address information;
The computing unit includes:
Address information query unit, suitable for according to the rights and interests channel information in the rights and interests channel information storehouse It is middle to be retrieved, to obtain address information corresponding with the rights and interests channel information;
Benefits information acquiring unit, the rights and interests channel server suitable for being pointed to the address information sends institute Identity information is stated, to obtain the benefits information associated with the identity information from the rights and interests channel server;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the actual branch Pay information.
Optionally, the Quick Response Code is to be generated by the rights and interests channel server according to the identity information.
Optionally, the transaction system also includes:Benefits information storehouse, the benefits information storehouse includes and institute State in the benefits information word bank of rights and interests channel information association, the benefits information word bank comprising identity letter Breath and the benefits information associated with the identity information;
The computing unit includes:
Rights and interests query unit, suitable for being examined according to the rights and interests channel information in the benefits information storehouse Rope, to determine associated benefits information word bank, and according to the identity information in benefits information Corresponding benefits information is inquired about in storehouse;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the actual branch Pay information.
Optionally, the transaction system also includes:Rights and interests channel server;The trading server is suitable to Timing is to rights and interests channel server lookup, to update the benefits information word bank.
Optionally, the Quick Response Code is to be generated by the rights and interests channel server according to the identity information.
Optionally, the benefits information includes discount information and/or accumulated point exchanging information.
Optionally, the Transaction Information includes transaction total amount information and rights and interests amount information.
The embodiment of the present invention also provides a kind of transaction processing method, including:
Terminal is received or generation Transaction Information, and recognizes Quick Response Code to be identified information, the identification letter Identity information and rights and interests channel information are included in breath;
Trading server receives the Transaction Information and the identification information for carrying out self terminal;
Trading server parses the identification information, to obtain the identity information and rights and interests channel information;
Trading server is according to the actual branch of the Transaction Information, identity information and rights and interests channel information generation Pay information;
Trading server sends the actual delivery information to the terminal.
Optionally, it is described that reality is generated according to the Transaction Information, identity information and rights and interests channel information Payment information includes:
Retrieved according to the rights and interests channel information in the rights and interests channel information storehouse, with acquisition and institute State the corresponding address information of rights and interests channel information;
The rights and interests channel server pointed to the address information sends the identity information, with from the power Beneficial channel server obtains the benefits information associated with the identity information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information;
Wherein, the rights and interests channel information storehouse record has the pass of multiple rights and interests channel informations and its address information Connection relation.
Optionally, the Quick Response Code is to be generated by the rights and interests channel server according to the identity information.
Optionally, it is described that reality is generated according to the Transaction Information, identity information and rights and interests channel information Payment information includes:
Retrieved according to the rights and interests channel information in the benefits information storehouse, it is associated to determine Benefits information word bank, and corresponding rights and interests are inquired about in the benefits information word bank according to the identity information Information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information
Wherein, the benefits information storehouse includes the benefits information word bank associated with the rights and interests channel information, The identity information and the rights and interests associated with the identity information letter are included in the benefits information word bank Breath.
Optionally, the benefits information includes discount information and/or accumulated point exchanging information.
Optionally, the Transaction Information includes transaction total amount information and rights and interests amount information.
Compared with prior art, the technical scheme of the embodiment of the present invention has the advantages that:
Terminal is identified information by Quick Response Code recognition unit, and trading server is by parsing identification information Identity information and rights and interests channel information can be obtained, actual delivery information is generated by computing unit, will Actual delivery information is sent to terminal.Identification information is obtained by terminal recognition Quick Response Code, it is possible to reduce eventually The artificial operation carried out is held, and then lifts the efficiency of transaction system;It is unified to identification using trading server Information is handled, to generate actual delivery information, and payment information is sent to terminal, can be reduced many Individual intersubjective platform difference, the rights and interests channel information place different with identity information progress is answered without terminal-pair Reason, unified interface is provided for terminal, simplifies terminal operation, so as to improve the efficiency of transaction system.
Brief description of the drawings
Fig. 1 is a kind of structural representation of transaction system in the embodiment of the present invention;
Fig. 2 is a kind of structural representation of terminal in the embodiment of the present invention;
Fig. 3 is a kind of structural representation of trading server in the embodiment of the present invention;
Fig. 4 is the structural representation of another transaction system in the embodiment of the present invention;
Fig. 5 is a kind of flow chart of transaction processing method in the embodiment of the present invention.
Embodiment
As it was previously stated, with the development of network technology, increasing service is provided by network, increasingly Many behaviors can be completed by network, for example inquired about, preengage by network, bought etc..But It is, the increasing main body due to network connection, such as merchant platform, the preferential platform of third party, Also result in network trading less efficient.
Study and find through inventor, multiple businessmans and preferential platform are often related in process of exchange, no Same businessman and preferential platform corresponds to respective payment and checking system, past during real consumption Toward needing artificially to record the string code that preferential platform is generated, carry out concentrating defeated by the businessman of generation real consumption Enter, not only easily error, and expend larger human cost, inefficiency, and real-time is poor. Real consumption point is normally at service industry, and the poor efficiency of manual entry also brings along poor customer experience. , also can be because of poor reality when subsequently needing to be further analyzed and handle according to actual consumption data When property produces inconvenience.
In embodiments of the present invention, terminal is identified information, transactional services by Quick Response Code recognition unit Device can obtain identity information and rights and interests channel information by parsing identification information, be given birth to by computing unit Into actual delivery information, actual delivery information is sent to terminal.Known by terminal recognition Quick Response Code Other information, it is possible to reduce the operation that terminal is carried out, to improve the efficiency of transaction system;Utilize transactional services Device is unified to be handled identification information, and to generate actual delivery information, payment information is sent to terminal, Multiple intersubjective platform differences can be reduced, answer rights and interests channel information and identity information to enter without terminal-pair The different artificial treatment of row, unified interface is provided for terminal, simplifies terminal operation, so as to improve transaction The efficiency of system.
It is understandable to enable above-mentioned purpose, feature and beneficial effect of the invention to become apparent, with reference to Accompanying drawing is described in detail to the specific embodiment of the present invention.
Fig. 1 is a kind of structural representation of transaction system in the embodiment of the present invention, and Fig. 2 is implementation of the present invention A kind of structural representation of terminal in example, Fig. 3 is a kind of structure of trading server in the embodiment of the present invention Schematic diagram, Fig. 4 is the structural representation of another transaction system in the embodiment of the present invention, below in conjunction with Fig. 1 Illustrated to Fig. 4.
Transaction system can include:Terminal 11 and trading server 12.
Terminal 11 can include:Transaction Information unit 111, suitable for receiving or generating Transaction Information;Two dimension Code recognition unit 112, suitable for identification Quick Response Code be identified in information, the identification information include identity Information and rights and interests channel information.
Transaction Information corresponds to the information of particular transactions content, for example, can include transaction total amount information With rights and interests amount information.Wherein, total transaction amount information can be the expense total amount that transaction is produced.Rights and interests Amount information can be the amount of money that can be enjoyed privileges, can be according to the setting meter of the businessman where terminal 11 Calculate.For example when terminal 11 is the terminal of catering industry, businessman is set as that drinks do not participate in preferential activity, Now rights and interests amount information subtracts drinks spending amount for consumption total amount.Total amount information of merchandising and rights and interests Amount information can be generated by terminal 11, or be received by terminal 11.
Identity information be corresponding to user identification identify, for example can be passport NO., cell-phone number, Bank's card number, member's card number etc..
Rights and interests channel information characterizes user and expects or can enjoy the channel of rights and interests, can be directed to businessman's meeting Member's system or the information for pointing to some preferential platform.
Trading server 12 can include:Receiving unit 31, the transaction letter of self terminal 11 is carried out suitable for receiving Breath and the identification information;Resolution unit 32, suitable for parsing the identification information, to obtain the identity Information and rights and interests channel information;Computing unit 33, suitable for according to the Transaction Information, identity information with And rights and interests channel information generation actual delivery information;Communication unit 34 is suitable to send out the actual delivery information Deliver to the terminal 11.
Benefits information refers to that user can produce the letter of influence in transaction on final actual delivery information Breath, such influence can be discount, deduction etc..In specific implementation, benefits information can include folding Detain information and/or accumulated point exchanging information.Benefits information can be set by rights and interests channel server 13, for example: Businessman can set the merchandise discount corresponding to different members, or setting product by rights and interests channel server 13 Divide and exchange rule;Bank can also set member's accumulated point exchanging rule by rights and interests channel server 13;It is excellent Favour platform again may be by the setting discount of rights and interests channel server 13 or other preferential rules.
Trading server 12 can be parsed by resolution unit 32 to identification information, to obtain identity Information and rights and interests channel information, expect to enjoy the channel of rights and interests because rights and interests channel information characterizes user, Different rights and interests channel informations can point to different benefits information storehouses 15, with reference to described in identity information inquiry Benefits information storehouse 15, it is preferential that trading server 12 can determine that the user can enjoy, so as to profit Discount calculating, deduction is carried out with the preferential part to rights and interests amount information to calculate or other similar meters Calculate, to generate actual delivery information.
In one is embodied, transaction system can also include:Rights and interests channel information storehouse 14, the rights and interests The record of channel information storehouse 14 has multiple rights and interests channel informations and its incidence relation of address information.
Computing unit 33 can include:
Address information query unit, suitable for according to the rights and interests channel information in the rights and interests channel information storehouse Retrieved in 14, to obtain address information corresponding with the rights and interests channel information;
Benefits information acquiring unit, the rights and interests channel server 13 suitable for being pointed to the address information is sent The identity information, to obtain the rights and interests associated with the identity information from the rights and interests channel server 13 Information;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the actual branch Pay information.
Because record has the association of multiple rights and interests channel informations and its address information in rights and interests channel information storehouse 14 Relation so that trading server 12 can provide unified interface for terminal 11 so that terminal 11 is not required to Directly set up and connect from different preferential platforms or member system, only need terminal 11 to provide Transaction Information, power Beneficial channel information and identity information, trading server 12 can return to actual delivery information to terminal 11, So as to reduce the operation of terminal 11;Unified interface is provided using trading server 12, and produces reality Border payment information, also further improves the efficiency of whole system.
It is real-time benefits information because benefits information is obtained to the inquiry of rights and interests channel server 13, Rights and interests channel server 13 can be caused more flexibly to be set with higher efficiency to benefits information, Application scenarios and application are more wide.In actual applications, it would however also be possible to employ the friendship in the present embodiment Easy system carries out extracting preferential activity, and lifting is interesting.
In an embodiment of the present invention, Quick Response Code can be according to described by the rights and interests channel server 13 Identity information generation.To lift the clothes that can carry and merchandise in the efficiency of whole transaction system, Quick Response Code Rights and interests channel information storehouse 14 records consistent identity information in business device 12.
It is understood that Quick Response Code can be the generation of rights and interests channel server 13 or by the Tripartite's generation, the information life in rights and interests channel information storehouse 14 that can also be in trading server 12 Into.The source of Quick Response Code can't restrict the application of the embodiment of the present invention.
In another specific implementation, transaction system can also include benefits information storehouse 15, the benefits information Storehouse 15 includes wrapping in the benefits information word bank associated with the rights and interests channel information, the benefits information word bank The benefits information associated containing the identity information and with the identity information.
Correspondingly, the computing unit 33 can include:
Rights and interests query unit, suitable for being carried out according to the rights and interests channel information in the benefits information storehouse 15 Retrieval, to determine associated benefits information word bank, and according to the identity information in the benefits information Corresponding benefits information is inquired about in word bank;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the actual branch Pay information.
Due to what is associated comprising the identity information in the benefits information word bank and with the identity information Benefits information, so that trading server 12 can be using identity information and rights and interests channel information to benefits information Storehouse 15 is retrieved, and obtains benefits information, with reference to benefits information and Transaction Information, obtains actual delivery letter Breath, so that terminal 11 directly need not set up connection simultaneously from different preferential platforms or member system Carry out information exchange, and then lifting system efficiency.
In an embodiment of the present invention, the Quick Response Code is according to described by the rights and interests channel server 13 Identity information generation.To lift the clothes that can carry and merchandise in the efficiency of whole transaction system, Quick Response Code Benefits information storehouse 15 records consistent identity information in business device 12.
In embodiments of the present invention, terminal is identified information, transactional services by Quick Response Code recognition unit Device can obtain identity information and rights and interests channel information by parsing identification information, be given birth to by computing unit Into actual delivery information, actual delivery information is sent to terminal.Known by terminal recognition Quick Response Code Other information, it is possible to reduce the operation that terminal is carried out, and then lift the efficiency of transaction system;Utilize transaction clothes Business device is unified to be handled identification information, and to generate actual delivery information, payment information was sent to end End, can reduce multiple intersubjective platform differences, answer rights and interests channel information and identity to believe without terminal-pair Breath carries out artificial treatment, and unified interface is provided for terminal, simplifies terminal operation, so as to improve transaction system The efficiency of system.
The embodiment of the present invention also provides a kind of transaction processing method, and its flow chart is shown in Fig. 5.
In step s 51, terminal is received or generation Transaction Information, and recognizes Quick Response Code to be identified letter Identity information and rights and interests channel information are included in breath, the identification information.
In step S52, trading server receives the Transaction Information and the identification information for carrying out self terminal.
In step S53, trading server parses the identification information, with obtain the identity information with And rights and interests channel information.
In step S54, trading server is according to the Transaction Information, identity information and rights and interests channel Information generates actual delivery information.
In step S55, trading server sends the actual delivery information to the terminal.
It is described to be given birth to according to the Transaction Information, identity information and rights and interests channel information in specific implementation It can include into actual delivery information:
Retrieved according to the rights and interests channel information in the rights and interests channel information storehouse, with acquisition and institute State the corresponding address information of rights and interests channel information;
The rights and interests channel server pointed to the address information sends the identity information, with from the power Beneficial channel server obtains the benefits information associated with the identity information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information;
Wherein, the rights and interests channel information storehouse record has the pass of multiple rights and interests channel informations and its address information Connection relation.
In specific implementation, the Quick Response Code can be according to the identity by the rights and interests channel server Information generation.
It is described to be given birth to according to the Transaction Information, identity information and rights and interests channel information in specific implementation It can include into actual delivery information:
Retrieved according to the rights and interests channel information in the benefits information storehouse, it is associated to determine Benefits information word bank, and corresponding rights and interests are inquired about in the benefits information word bank according to the identity information Information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information
Wherein, the benefits information storehouse includes the benefits information word bank associated with the rights and interests channel information, The identity information and the rights and interests associated with the identity information letter are included in the benefits information word bank Breath.
In specific implementation, the benefits information can include discount information and/or accumulated point exchanging information.
In specific implementation, the Transaction Information can include transaction total amount information and rights and interests amount information.
The specific implementation of transaction processing method is referred to described in transaction system in the embodiment of the present invention, no Repeat again.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment Rapid to can be by program to instruct the hardware of correlation to complete, the program can be stored in a computer can Read in storage medium, storage medium can include:ROM, RAM, disk or CD etc..
Although present disclosure is as above, the present invention is not limited to this.Any those skilled in the art, Without departing from the spirit and scope of the present invention, it can make various changes or modifications, therefore the guarantor of the present invention Shield scope should be defined by claim limited range.

Claims (14)

1. a kind of transaction system, it is characterised in that including:Terminal and trading server;Wherein:
The terminal includes:
Transaction Information unit, suitable for receiving or generating Transaction Information;
Quick Response Code recognition unit, suitable for identification Quick Response Code to be identified in information, the identification information Include identity information and rights and interests channel information;
The trading server includes:
Receiving unit, the Transaction Information and the identification information of self terminal are carried out suitable for receiving;
Resolution unit, suitable for parsing the identification information, to obtain the identity information and rights and interests canal Road information;
Computing unit, suitable for being generated according to the Transaction Information, identity information and rights and interests channel information Actual delivery information;
Communication unit, suitable for the actual delivery information is sent to the terminal.
2. transaction system according to claim 1, it is characterised in that also include:Rights and interests channel information storehouse, The rights and interests channel information storehouse record has multiple rights and interests channel informations and its incidence relation of address information;
The computing unit includes:
Address information query unit, suitable for according to the rights and interests channel information in the rights and interests channel information Retrieved in storehouse, to obtain address information corresponding with the rights and interests channel information;
Benefits information acquiring unit, the rights and interests channel server suitable for being pointed to the address information is sent The identity information, to obtain the rights and interests associated with the identity information from the rights and interests channel server Information;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the reality Payment information.
3. transaction system according to claim 2, it is characterised in that the Quick Response Code is by the rights and interests Channel server is generated according to the identity information.
4. transaction system according to claim 2, it is characterised in that the benefits information is believed including discount Breath and/or accumulated point exchanging information.
5. transaction system according to claim 1, it is characterised in that also include:Benefits information storehouse, institute State the benefits information word bank that benefits information storehouse includes associating with the rights and interests channel information, the rights and interests letter The identity information and the benefits information associated with the identity information are included in breath word bank;
The computing unit includes:
Rights and interests query unit, suitable for being carried out according to the rights and interests channel information in the benefits information storehouse Retrieval, to determine associated benefits information word bank, and believes according to the identity information in the rights and interests Corresponding benefits information is inquired about in breath word bank;
Computation subunit, suitable for according to the Transaction Information and benefits information, calculating obtains the reality Payment information.
6. transaction system according to claim 5, it is characterised in that also include:Rights and interests channel server; The trading server is suitable to timing to rights and interests channel server lookup, to update benefits information Storehouse.
7. transaction system according to claim 6, it is characterised in that the Quick Response Code is by the rights and interests Channel server is generated according to the identity information.
8. transaction system according to claim 1, it is characterised in that it is total that the Transaction Information includes transaction Amount information and rights and interests amount information.
9. a kind of transaction processing method, it is characterised in that including:
Terminal is received or generation Transaction Information, and recognizes Quick Response Code to be identified information, the identification information In include identity information and rights and interests channel information;
Trading server receives the Transaction Information and the identification information for carrying out self terminal;
Trading server parses the identification information, to obtain the identity information and rights and interests channel information;
Trading server generates actual delivery according to the Transaction Information, identity information and rights and interests channel information Information;
Trading server sends the actual delivery information to the terminal.
10. transaction processing method according to claim 9, it is characterised in that described to be believed according to the transaction Breath, identity information and rights and interests channel information generation actual delivery information include:
Retrieved according to the rights and interests channel information in the rights and interests channel information storehouse, with obtain with it is described The corresponding address information of rights and interests channel information;
The rights and interests channel server pointed to the address information sends the identity information, with from the rights and interests Channel server obtains the benefits information associated with the identity information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information;
Wherein, the rights and interests channel information storehouse record has the association of multiple rights and interests channel informations and its address information Relation.
11. transaction processing method according to claim 10, it is characterised in that the Quick Response Code is by described Rights and interests channel server is generated according to the identity information.
12. transaction processing method according to claim 10, it is characterised in that the benefits information includes folding Detain information and/or accumulated point exchanging information.
13. transaction processing method according to claim 9, it is characterised in that described to be believed according to the transaction Breath, identity information and rights and interests channel information generation actual delivery information include:
Retrieved according to the rights and interests channel information in the benefits information storehouse, to determine associated power Beneficial information word bank, and corresponding rights and interests are inquired about in the benefits information word bank according to the identity information Information;
According to the Transaction Information and benefits information, calculating obtains the actual delivery information
Wherein, the benefits information storehouse includes the benefits information word bank associated with the rights and interests channel information, institute State in benefits information word bank comprising the identity information and the rights and interests associated with the identity information letter Breath.
14. transaction processing method according to claim 9, it is characterised in that the Transaction Information includes handing over Easy total amount information and rights and interests amount information.
CN201610067409.4A 2016-01-29 2016-01-29 A kind of transaction processing method and transaction system Pending CN107025545A (en)

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CN111461725B (en) * 2020-01-02 2023-11-14 中国银联股份有限公司 Identity recognition method and identity recognition system based on two-dimensional code payment
CN113256355A (en) * 2021-07-14 2021-08-13 北京宇信科技集团股份有限公司 Method, device, medium, equipment and system for determining integral rights and interests in real time
CN113256355B (en) * 2021-07-14 2021-09-17 北京宇信科技集团股份有限公司 Method, device, medium, equipment and system for determining integral rights and interests in real time

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