CN107025585A - A kind of data platform - Google Patents
A kind of data platform Download PDFInfo
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- CN107025585A CN107025585A CN201610067399.4A CN201610067399A CN107025585A CN 107025585 A CN107025585 A CN 107025585A CN 201610067399 A CN201610067399 A CN 201610067399A CN 107025585 A CN107025585 A CN 107025585A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
A kind of data platform, including：Access information processing server, receives the transaction request information from transaction terminal, sends transaction request information to activity information server, transaction request information includes Transaction Information, identity information, merchant identification and rights and interests channel information；Activity information server, the corresponding benefits information of identity information is judged whether according to rights and interests channel information and identity information inquiry benefits information storehouse, in the presence of actual delivery information is generated according to Transaction Information and benefits information, actual delivery information is sent to transaction terminal, and rights and interests channel information, merchant identification and actual delivery information are sent to sorting clearance server；Sorting clearance server, first point of account percent information storehouse is inquired about according to rights and interests channel information and merchant identification, to generate first point of account percent information, sends actual delivery information and first point of account percent information to acquirer's server, and receive first point of account information.Such scheme can provide the efficiency of transaction and score-clearing system.
Description
Technical field
The present invention relates to network technique field, more particularly to a kind of data platform.
Background technology
With the development of network technology, increasing service is provided by network, wherein, pass through net
Consumption of the network platform to handle user is operated, the letter for the relevant consumption target that user is provided based on the network platform
Breath inquired about, preengage or bought, for promote user be traded, it is understood that there may be interconnection it is multiple
The network platform is with common service in transaction request of the user to a specific consumer objects.For example, the net of businessman
Interconnected between network platform, the preferential platform of third party's activity and acquirer's platform, facilitate a friendship jointly
Easy completion.At the same time, the consumer behavior based on user, after transaction is actually accomplished, also in the presence of many
Square network service platform is serviced the demand of the division to valency, in actual applications, it is necessary to after a transaction
By another independent score-clearing system, or manually come to carry out point account to valency to transactional services.
However, existing transaction is related to multi-party network platform, transaction and sorting it is less efficient.
The content of the invention
Present invention solves the technical problem that be to provide a kind of data platform, transaction and score-clearing system are improved
Efficiency.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of data platform, the data platform
Including：
Access information processing server, suitable for receiving the transaction request information from transaction terminal, and through power
Beneficial information interface sends the transaction request information to activity information server, the transaction request information bag
Include Transaction Information, identity information, merchant identification and rights and interests channel information；
The activity information server, suitable for receiving the transaction request information, according to the rights and interests channel
Information and the identity information inquire about benefits information storehouse to judge whether that the identity information is corresponding
Benefits information, when there is the benefits information, is generated according to the Transaction Information and the benefits information
Actual delivery information, and the actual delivery information is sent to the transaction terminal, and cleared to sorting
Server sends the rights and interests channel information, the merchant identification and the actual delivery information；
Sorting clearance server, suitable for according to the rights and interests channel information and merchant identification inquiry first
Divide account percent information storehouse, to generate first point of account percent information, the sorting clearance server sends described
Acquirer's service that actual delivery information and first point of account percent information to the transaction request information are pointed to
Device, and acquirer's server is received based on first point of account percent information and actual delivery letter
Cease first point of account information of feedback.
Alternatively, the access information processing server includes：
Receiving unit, suitable for receiving the transaction request information from the transaction terminal；
Benefits information interface, the benefits information interface includes action message interface, and the action message connects
Mouth is suitable to send the transaction request information to the activity information server.
Alternatively, the activity information server includes：
Transaction request information receiving unit, suitable for receiving the friendship sent via the benefits information interface
Easy solicited message；
Judging unit, suitable for inquiring about benefits information according to the rights and interests channel information and the identity information
Storehouse, to judge whether the corresponding benefits information of the identity information；
Actual delivery information generating unit, suitable for when there is the benefits information, being believed according to the transaction
Breath and the benefits information generate the actual delivery information；
Transmitting element, suitable for sending the actual delivery information to the transaction terminal, and is cleared to sorting
Server sends the rights and interests channel information, the merchant identification and the actual delivery information.
Alternatively, the judging unit includes：
First searches subelement, suitable for being determined according to the rights and interests channel information in the benefits information storehouse
The benefits information word bank pointed to by the rights and interests channel information；
Second searches subelement, suitable for according to the identity information, being inquired about in the benefits information word bank
The benefits information associated with the identity information.
Alternatively, the benefits information storehouse is local benefits information storehouse.
Alternatively, the benefits information word bank is located at long-range rights and interests channel server.
Alternatively, the benefits information interface also includes trade company's membership management system's interface, trade company's meeting
Member's management system interface is suitable to send the identity information and the Transaction Information to member management system of trade company
System, and receive the redemption information that the trade company membership management system is fed back based on the transaction request information.
Alternatively, the trade company membership management system interface is further adapted for being converted to the identity information and institute
The index membership's information of trade company membership management system matching is stated, and sends the index membership letter
Breath and the Transaction Information to the trade company membership management system.
Alternatively, the activity information server is according to the Transaction Information, benefits information and redemption information
Generate the actual delivery information.
Alternatively, the sorting clearance server includes：
The rights and interests amount of money cashes unit, suitable for being the corresponding trade company of the merchant identification according to the benefits information
Account cashes the rights and interests amount of money.
Alternatively, the sorting clearance server includes：
First point of account percent information generation unit, suitable for according to the rights and interests channel information and trade company mark
First point of account percent information storehouse of inquiry is known, to generate first point of account percent information；
First point of account information generating unit, believes suitable for sending the actual delivery to acquirer's server
Breath and first point of account percent information, and acquirer's server is received based on first point of account ratio letter
Cease first point of account information of feedback.
Alternatively, the sorting clearance server also includes：
Second point of account percent information computing unit, suitable for according to the rights and interests channel information and trade company mark
Second point of account percent information storehouse of inquiry is known, to generate second point of account percent information；
Second point of account information generating unit, suitable for according to first point of account information and second point of account ratio
Example information generates second point of account information.
Alternatively, the Transaction Information includes transaction total amount and rights and interests amount information.
Compared with prior art, the technical scheme of the embodiment of the present invention has the advantages that：
The embodiment of the present invention is received and sent the friendship from transaction terminal by the access information service platform
Easy solicited message, the transaction request information includes Transaction Information, identity information, merchant identification and power
Beneficial channel information, the activity information server judges according to rights and interests channel information and the identity information
With the presence or absence of benefits information, when there is the benefits information, according to the Transaction Information and the rights and interests
Information generates actual delivery information, and is sent in transaction terminal.At the same time, sorting clearance server root
First point of account percent information is generated according to the rights and interests channel information and the merchant identification, described first is sent
Divide account percent information and actual delivery information to acquirer's server, and receive acquirer and give server institute
State first point of account information of first point of account percent information and the actual delivery feedback of the information.As can be seen here,
The data service platform of the embodiment of the present invention is entered using activity information server to the information of heterogeneous networks platform
Row collects, and unified entrance is provided for transaction terminal, can be looked into by a transaction request of transaction terminal
The corresponding benefits information of identity information is ask, transaction terminal is directly received actual delivery information, and no longer
Need user repeatedly to provide relevant information to be inquired about to different network service platforms respectively, obtain rights and interests
Information or payment, simplify the efficiency of transaction system.At the same time, the embodiment of the present invention utilizes sorting
Clearance server is directly based upon actual delivery information and first point of account percent information is obtained via acquirer's server
To first point of account information, it is deserved to valency information that first point of account information contains network service platform,
So as to realize the random point account completed between relative subject while current transaction is completed, it is no longer necessary to outer
The actual delivery information that the score-clearing system in portion is individually imported after confirming carries out point account of different subjects, raising
The efficiency of score-clearing system.
Brief description of the drawings
Fig. 1 is a kind of structural representation of data platform in the embodiment of the present invention；
Fig. 2 is the structural representation of the activity information server shown in Fig. 1；
Fig. 3 is the structural representation of the sorting clearance server shown in Fig. 1；
Fig. 4 is the structural representation of another data platform in the embodiment of the present invention.
Embodiment
As background technology is sayed, to promote user to be traded, it is understood that there may be multiple networks of interconnection
Platform is with common service in transaction request of the user to a specific consumer objects.For example, the network of businessman is put down
Interconnected between platform, the preferential platform of third party's activity and acquirer's platform, facilitate a transaction jointly
Complete.At the same time, the consumer behavior based on user, after transaction is actually accomplished, also in the presence of multi-party net
Network service platform is serviced the demand of the division to valency, in actual applications, it is necessary to pass through after a transaction
Another independent score-clearing system, or manually come to carry out point account to valency to transactional services.
However, existing transaction is related to multi-party network platform, transaction and sorting it is less efficient.
The embodiment of the present invention is received and sent the friendship from transaction terminal by the access information service platform
Easy solicited message, the transaction request information includes Transaction Information, identity information, merchant identification and power
Beneficial channel information, the activity information server judges according to rights and interests channel information and the identity information
With the presence or absence of benefits information, when there is the benefits information, according to the Transaction Information and the rights and interests
Information generates actual delivery information, and is sent in transaction terminal.At the same time, sorting clearance server root
First point of account percent information is generated according to the rights and interests channel information and the merchant identification, described first is sent
Divide account percent information and actual delivery information to acquirer's server, and receive acquirer and give server institute
State first point of account information of first point of account percent information and the actual delivery feedback of the information.As can be seen here,
The data service platform of the embodiment of the present invention is entered using activity information server to the information of heterogeneous networks platform
Row collects, and unified entrance is provided for transaction terminal, can be looked into by a transaction request of transaction terminal
The corresponding benefits information of identity information is ask, transaction terminal is directly received actual delivery information, and no longer
Need user repeatedly to provide relevant information to be inquired about to different network service platforms respectively, obtain rights and interests
Information or payment, simplify the efficiency of transaction system.At the same time, the embodiment of the present invention utilizes sorting
Clearance server is directly based upon actual delivery information and first point of account percent information is obtained via acquirer's server
To first point of account information, it is deserved to valency information that first point of account information contains network service platform,
So as to realize the random point account completed between relative subject while current transaction is completed, it is no longer necessary to outer
The actual delivery information that the score-clearing system in portion is individually imported after confirming carries out point account of different subjects, raising
The efficiency of score-clearing system.
Still further, it is typically to first pass through acquirer by the payment of consumption activity in the prior art
Sorting is calculated to the trade company in consumption activity, and network service platform and the trade company for then participating in consumption activity are true
Actual delivery information is recognized to avoid corrupt data, finally according to confirming result to acquirer (such as bank)
Propose a point account request.In the process, at least need to send to acquirer twice and ask, acquirer is corresponding
Ground will at least be responded twice.Adopt in such a way, can be to the net of acquirer when transaction is frequent
Network bandwidth and disposal ability bring heavy pressure, may cause nothing due to bandwidth and disposal ability deficiency
Method is timely responded to.
It is understandable to enable above-mentioned purpose, feature and beneficial effect of the invention to become apparent, with reference to
Accompanying drawing is described in detail to the specific embodiment of the present invention.
Fig. 1 is a kind of structural representation of data platform in the embodiment of the present invention.Number as shown in Figure 1
It can include according to platform 10：Access information processing server 101, activity information server 102 and sorting
Clearance server 103.
Access information processing server 101, suitable for receiving the transaction request information from transaction terminal, and is passed through
Benefits information interface sends the transaction request information to activity information server, the transaction request information
Including Transaction Information, identity information, merchant identification and rights and interests channel information.
In specific implementation, the access information processing server 101 is coupled with multiple transaction terminals.
The Transaction Information is the information corresponding to particular transactions target, for example, can include transaction total amount
Information and rights and interests amount information.Wherein transaction total amount information can be the total amount of this transaction.Rights and interests
Amount information can be the amount of money of rights and interests of can enjoying privileges, specifically can be according to where the transaction terminal
Trade company setting carry out calculating acquisition.For example, when the trade company where the transaction terminal is set from second
Part commodity are risen when can give a discount, and rights and interests amount information need to then deduct the gold of first commodity from consumption total amount
Obtained after volume.
The identity information is the mark of unique identification user identity, for example, can be passport NO., mobile phone
Number, bank's card number and member's card number etc..In specific implementation, the transaction terminal can pass through identification
User's tag card determines the identity information.
In specific implementation, the activity information server 102 can believe all identity of same user
Breath is associated, can also to should user all identity informations generate an ID, so as to user
Identification and user management.For example, the identity information stored in transaction system is bank's card number, when transaction system
When system obtains the phone number of same user, bank's card number and the phone number can be closed
Connection, so that transaction system subsequently can obtain cell-phone number by recognizing bank's card number of the user,
Can also be by recognizing that ID obtains other identity informations.
The merchant identification is used for unique mark Xian Xia entities trade company, in general, installs the transaction eventually
The trade company at end has all carried out putting on record for terminal number and merchant identification in acquirer (such as bank).
The rights and interests channel information is characterized can specifically bring the channel for preferential rights and interests of merchandising, the power for user
Beneficial channel information can be the different network platform or the routing information for pointing to heterogeneous networks platform, for example
Preferential movable platform A provides the preferential action message for being directed to and specific consumer objects being consumed in current trade company, institute
It is a rights and interests channel information to state preferential movable platform A, in another example, the rights and interests channel information
It can also be the network platform of bank.
The activity information server 102, suitable for receiving the transaction request information, according to the rights and interests canal
Road information and the identity information inquire about benefits information storehouse to judge whether the identity information correspondence
Benefits information, when there is the benefits information, given birth to according to the Transaction Information and the benefits information
The actual delivery information is sent into actual delivery information, and to the transaction terminal, and it is clear to sorting
Calculate server and send the rights and interests channel information, the merchant identification and the actual delivery information.
The benefits information that the different rights and interests channel of the benefits information library storage provides for current consumption, example
Such as the first preferential movable platform is preferential for that can be given twenty percent discount in current trade company B consumption fruit, and second is preferential
Movable platform is preferential for that can be sold by 10 discount in current trade company B consumption fruit, and the discount in this example is
For the benefits information, and it is corresponding with the rights and interests channel information.
The actual delivery information can include the amount of money that user is actually needed payment.
The server that the benefits information storehouse can be located locally, can also be located at the net for providing benefits information
The long-range rights and interests channel server of network service platform.
The channel for preferential rights and interests of merchandising can be specifically brought for user because rights and interests channel information is characterized, it is different
Rights and interests channel information can point to different benefits information storehouses, and the benefits information is inquired about with reference to identity information
Storehouse, activity information server 102 can determine the preferential rights and interests that the user can enjoy, so as to life
Into actual delivery information.
Sorting clearance server 103, suitable for according to the rights and interests channel information and merchant identification inquiry the
One point of account percent information storehouse, to generate first point of account percent information, the sorting clearance server sends institute
State acquirer's service that actual delivery information and first point of account percent information to the transaction request information are pointed to
Device, and acquirer's server is received based on first point of account percent information and actual delivery letter
Cease first point of account information of feedback.
First point of account percent information can include the trade company network platform master related to current consumption service
Calculation formula of sharing in the benefit between body, the calculation formula of sharing in the benefit can be pre- according to the agreement of sharing in the benefit between main platform body
First set, and be stored in first point of account percent information storehouse, in first point of account percent information storehouse
In, there is corresponding relation in the rights and interests channel information, the merchant identification and first point of account ratio,
So as to inquire about first point of account percent information storehouse according to the rights and interests channel information and the merchant identification,
To generate first point of account percent information.
For example, current trade company be designated B there is provided the consumption fruit of current trade company enjoy eighty percent discount this
The rights and interests channel information of one benefits information is A (assuming that the preferential movable platform be designated A), and is somebody's turn to do
There is agreement of sharing in the benefit between preferential movable platform A and current trade company B, preferential movable platform A can be from reality
4 percent are extracted in payment, current trade company B is double as service provider extraction 96 percent
The ratio that side is extracted is above-mentioned rights and interests channel information A, trade company's mark in first point of account ratio, this example
The corresponding relation for knowing B and first point of account ratio and three sums has set and has been stored in first point of account ratio
In example information bank.So, first point of account percent information is inquired about according to merchant identification B and rights and interests channel information
Storehouse obtains the ratio of sharing in the benefit.
In specific implementation, when acquirer's server that the transaction request information is pointed to receives the reality
When border payment information and first point of account percent information, according to actual delivery information and first point of account ratio
Information calculates the service of the corresponding merchant account of merchant identification to valency information and other network service platforms master
Body to valency information.For example, when the identity information is bank's card number, the transaction request information refers to
To acquirer's server be bank network platform server, the network platform server of bank is according to institute
The corresponding calculation formula of sharing in the benefit of first point of account percent information is stated, the corresponding reality of the actual delivery information is paid
96 the percent of the amount of money is allocated to the account of current trade company, and 4 the percent of actual payment amount are divided
Account to the preferential movable platform for providing benefits information (assuming that being eighty percent discount action message in this example).
So as to realize while actual delivery information is produced, a point account is completed immediately.
The data service platform of the embodiment of the present invention utilizes letter of the activity information server to heterogeneous networks platform
Breath is collected, and unified entrance is provided for transaction terminal, is by a transaction request of transaction terminal
The corresponding benefits information of identity information can be inquired about, transaction terminal is directly received actual delivery information, and
No longer need user repeatedly to provide relevant information to be inquired about, obtained to different network service platforms respectively
Benefits information or payment, simplify the efficiency of transaction system.At the same time, the embodiment of the present invention is utilized
Sorting clearance server is directly based upon actual delivery information and first point of account percent information is serviced via acquirer
Device obtains first point of account information, and it is deserved to valency letter that first point of account information contains network service platform
Breath, so as to realize the random point account completed between relative subject while current transaction is completed, is no longer needed
The actual delivery information that outside score-clearing system is individually imported after confirming is wanted to carry out point account of different subjects,
Improve the efficiency of score-clearing system.
Fig. 2 is a kind of structural representation of activity information server shown in Fig. 1.As shown in Figure 2
Activity information server 102 can include：
Transaction request information receiving unit 2021, suitable for receiving the institute sent via the benefits information interface
State transaction request information；
Judging unit 2022, suitable for inquiring about rights and interests according to the rights and interests channel information and the identity information
Information bank, to judge whether the corresponding benefits information of the identity information；
First actual delivery information generating unit 2023, suitable for when there is the benefits information, according to institute
State Transaction Information and the benefits information generates the actual delivery information；
Transmitting element 2024, suitable for sending the actual delivery information to the transaction terminal, and to sorting
Clearance server sends the rights and interests channel information, the merchant identification and the actual delivery information.
In specific implementation, the judging unit 2022 can include：
First searches subelement, suitable for being determined according to the rights and interests channel information in the benefits information storehouse
The benefits information word bank pointed to by the rights and interests channel information；
Second searches subelement, suitable for according to the identity information, being inquired about in the benefits information word bank
The benefits information associated with the identity information.
In specific implementation, the benefits information word bank can be located at long-range rights and interests channel server, to carry
The efficiency of high system, can also be locally located the benefits information storehouse that includes multiple benefits information character libraries.Institute
State the service of server that long-range channel server can be trade company's platform or preferential movable platform
Device, for example, can be the server of the server or bank network platform of the activity that purchases by group.
For example, in the transaction request information that transaction terminal is sent, the rights and interests channel information is B canals
Road, the identity information is phone number A, and B canals are determined in the benefits information storehouse according to B channels
Dow Jones index to benefits information word bank, inquired about and hand in the benefits information word bank in conjunction with phone number A
The benefits information of machine number A associations is eighty percent discount.
Fig. 3 is a kind of structural representation of sorting clearance server shown in Fig. 1.With reference to Fig. 1
Illustrated with Fig. 3.
The sorting clearance server 103 can include：
First point of account percent information generation unit 3031, suitable for according to the rights and interests channel information and the business
Family first point of account percent information storehouse of mark inquiry, to generate first point of account percent information；
First point of account information generating unit 3032, suitable for sending the actual branch to acquirer's server
Information and first point of account percent information are paid, and receives acquirer's server and is based on first point of account ratio
First point of account information of example feedback of the information.
In another embodiment of the invention, the sorting clearance server 103 can also include：
Second point of account percent information computing unit 3033, suitable for according to the rights and interests channel information and the business
Family second point of account percent information storehouse of mark inquiry, to generate second point of account percent information；
Second point of account information generating unit 3034, suitable for according to first point of account information and described second point
Account percent information generates second point of account information.
Second point of account percent information library storage is multiple to be connected with the activity information server 102
Point account percent information between third party's network service platform, can be the ratio of sharing in the benefit.
In the present embodiment, first point of account percent information only includes two parts, and a portion is
Trade company's main platform body, another part is as overall multiple network service platforms.For example in the present embodiment
The activity information server can also as in this consumption service a main body participate in service to valency
Division, and the first preferential movable platform A also serves as service provider and participates in division of the service to valency,
It regard the data service platform main body in the present embodiment and the first preferential movable platform A as one
Divide in the main body of first point of account information, such as first point account ratio, trade company's main platform body accounts for 9 percent
16, the first preferential movable platform A and the data service platform main body extract 4 percent altogether.
Further, second point of account percent information computing unit 1024 inquires about second point of account percent information storehouse,
A quarter and 3/4ths this second point of account ratios are obtained, can be the described first preferential movable platform A
Service to valency extract ratio occupy 3/4ths, the data service platform main body occupies a quarter.
So second point account ratio generation unit 1025 is obtained according to first point of account information and second point of account ratio：Institute
State the service that the first preferential movable platform A extracts valency should be in 4 the percent of the actual delivery amount of money four
/ tri-, the service that the data service platform main body is extracted is a quarter in 4 percent to valency.
In the present embodiment, by setting second point of account percent information computing unit and second point of account information to generate
Unit, obtains second point of account information, so as to there is multiple network services in addition to merchant service platform
It is further multiple network service platforms according to described first after first point of account information is obtained during platform
Point account information carries out a point account, thus allow multiple network service platforms service to valency when completing to merchandise it is random
Sorting is obtained, it is not necessary to again across ability after consumption, confirmation actual delivery information and first point of account information
Obtain sorting, it is not required that first point of account information after will confirm that again again imports independent score-clearing system and entered
Row point account, improves the efficiency of score-clearing system.
In specific implementation, the sorting clearance server 103 can also cash unit including the rights and interests amount of money
3035, suitable for being that the corresponding merchant account of the merchant identification cashes the rights and interests amount of money according to the benefits information.
The rights and interests amount of money cashes unit 3025, suitable for being the merchant identification pair according to the benefits information
The merchant account answered carries out cashing the rights and interests amount of money.The benefits information is to produce influence to actual delivery information
Information, such as can be discount, deduction, the benefits information can be by the judgement shown in Fig. 2
The second lookup subelement included by unit 2022 is obtained.The channel for bringing the benefits information can be silver
Row service platform or the preferential movable platform of other third parties, the benefits information that these platforms are provided is to reality
Payment information generates influence, allows user to have enjoyed preferential.On the other hand, the benefits information is brought
Preferential rights and interests can be converted to the rights and interests amount of money and cash account to trade company's platform by channel main body.For example,
The corresponding benefits informations of first preferential platform A is enjoy eighty percent discount, and transaction total amount is 100 yuan, eight
Preferential this benefits information correspondence rights and interests amount of money of folding is 20 yuan, then the sorting clearance server is described
First preferential platform A cashes the rights and interests amount of money account to current trade company's platform.In practical application scene,
The channel for bringing the benefits information is also likely to be banking service platform, then the sorting clearance server is
The account of the banking service platform of benefits information is brought to cash rights and interests according to the benefits information to current transaction
The amount of money.
The present embodiment is directly based upon the rights and interests of current transaction association by setting the rights and interests amount of money to cash unit
The corresponding rights and interests amount of money of information cashes the account to trade company, without golden across consumption and confirmation rights and interests
Volume could be cashed, and improve the efficiency of sorting system for settling account.
Fig. 4 is the structural representation of another data platform in the embodiment of the present invention.As shown in Figure 4
Data platform 40 is clear using the sorting shown in the activity information server 102 and Fig. 3 shown in Fig. 2
Calculate server 103.Wherein：
Activity information server 102 includes transaction request information receiving unit 2021, judging unit 2022,
First actual delivery information generating unit 2023 and transmitting element 2024.The activity information server 102
Specific implementation reference picture 2 in explanation, repeat no more.
Sorting clearance server 103 includes first point of account percent information generation unit 3031, acquirer backstage
Server interface 3032, second point of account percent information computing unit 3033, second point of account proportional recording unit
3034 and the rights and interests amount of money cash unit 3035.
The specific implementation of the sorting clearance server 103 can refer to the explanation in Fig. 3, repeat no more.
In the present embodiment, the access information processing server 401 can include：
Receiving unit 4011, suitable for receiving the transaction request information from the transaction terminal；
Benefits information interface 4012, the benefits information interface 4012 includes action message interface 41, institute
State action message interface 41 and be suitable to send the transaction request information to the activity information server 102.
In the present embodiment, benefits information interface 4012 can also include trade company's membership management system's interface 42；
The trade company membership management system interface 42 is suitable to send the identity information and the Transaction Information extremely
Trade company membership management system, and it is anti-based on the transaction request information to receive the trade company membership management system
The redemption information of feedback.
The trade company membership management system is outside independent management system, can be used for the reality of deduction user
Border payment etc., so that on being that actual delivery information produces influence.For example can be hotel accommodations member
Integral management system, the integration in user integral account can be used for the part actual delivery amount of money that deducts,
It can be changed so as to the amount of money of actual delivery.
In specific implementation, the trade company membership management system interface 42 is further adapted for turning the identity information
The index membership's information matched with the trade company membership management system is changed to, and sends the index meeting
Member's identity information and the Transaction Information to the trade company membership management system.
For example, it is member that the index membership's information of the hotel accommodations membership management system, which is the system,
The member of setting No. ID, the integration and meeting that can be inquired about in user integral account by the member No. ID
Member's grade etc..When reality is paid by transaction terminal, transaction terminal recognizes the identity information of active user
For cell-phone number, then the trade company membership management system interface 42 can be converted to cell-phone number the member of user
No. ID.
It is pointed out that the benefits information interface can also include other interfaces, correspondingly and outside other
The network platform that influence is produced on actual delivery information of portion's independence is connected, final to friendship so as to obtain
The actual delivery information that easy terminal is sent.The embodiment of the present invention passes through benefits information interface 4012 and other nets
Network platform is connected, so that the entrance of unified transaction request information, simplifies the operation of transaction terminal, improves
The efficiency of network trading.
The activity information server 102 can be according to the Transaction Information, benefits information and redemption information
Recalculate the actual delivery information.The redemption information can be redemption amount.
It is continuing with above-mentioned example to illustrate, hotel accommodations membership management system is received from trade company's meeting
After the phone number transaction total amount of member's management system interface 42, redemption amount is obtained, and converted described in feedback
The amount of money is changed to activity information server 102, the activity information server 102 is according to transaction total amount, power
Beneficial information (being assumed to be eighty percent discount) and redemption amount, recalculate actual delivery information, and send reality
Border payment information is to transaction terminal.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment
Rapid to can be by program to instruct the hardware of correlation to complete, the program can be stored in computer-readable
In storage medium, storage medium can include：ROM, RAM, disk or CD etc..
The method and system to the embodiment of the present invention have been described in detail above, and the present invention is not limited thereto.
Any those skilled in the art, without departing from the spirit and scope of the present invention, can make it is various change with
Change, therefore protection scope of the present invention should be defined by claim limited range.
Claims (13)
1. a kind of data platform, it is characterised in that including：
Access information processing server, suitable for receiving the transaction request information from transaction terminal, and through rights and interests
Information interface sends the transaction request information to activity information server, the transaction request information bag
Include Transaction Information, identity information, merchant identification and rights and interests channel information；
The activity information server, suitable for receiving the transaction request information, believes according to the rights and interests channel
Breath and the identity information inquire about benefits information storehouse to judge whether that the identity information is corresponding
Benefits information, when there is the benefits information, gives birth to according to the Transaction Information and the benefits information
The actual delivery information is sent into actual delivery information, and to the transaction terminal, and to sorting
Clearance server sends the rights and interests channel information, the merchant identification and the actual delivery information；
Sorting clearance server, suitable for inquiring about first point according to the rights and interests channel information and the merchant identification
Account percent information storehouse, to generate first point of account percent information, the sorting clearance server sends described
Acquirer's service that actual delivery information and first point of account percent information to the transaction request information are pointed to
Device, and acquirer's server is received based on first point of account percent information and the actual delivery
First point of account information of feedback of the information.
2. data platform according to claim 1, it is characterised in that the access information processing server
Including：
Receiving unit, suitable for receiving the transaction request information from the transaction terminal；
Benefits information interface, the benefits information interface includes action message interface, the action message interface
Suitable for sending the transaction request information to the activity information server.
3. data platform according to claim 2, it is characterised in that the activity information server includes：
Transaction request information receiving unit, suitable for receiving the transaction sent via the benefits information interface
Solicited message；
Judging unit, suitable for inquiring about benefits information storehouse according to the rights and interests channel information and the identity information,
To judge whether the corresponding benefits information of the identity information；
Actual delivery information generating unit, suitable for when there is the benefits information, according to the Transaction Information
The actual delivery information is generated with the benefits information；
Transmitting element, takes suitable for sending the actual delivery information to the transaction terminal, and being cleared to sorting
Business device sends the rights and interests channel information, the merchant identification and the actual delivery information.
4. data platform according to claim 3, it is characterised in that the judging unit includes：
First search subelement, suitable for according to the rights and interests channel information determined in the benefits information storehouse by
The benefits information word bank that the rights and interests channel information is pointed to；
Second searches subelement, suitable for according to the identity information, in the benefits information word bank inquiry with
The benefits information of the identity information association.
5. data platform according to claim 4, it is characterised in that the benefits information storehouse is this land ownership
Beneficial information bank.
6. data platform according to claim 4, it is characterised in that the benefits information word bank is located at remote
Cheng Quanyi channel servers.
7. data platform according to claim 2, it is characterised in that the benefits information interface also includes
Trade company's membership management system's interface, the trade company membership management system interface is suitable to send the identity letter
Breath and the Transaction Information receive the trade company membership management system base to trade company membership management system
The redemption information fed back in the transaction request information.
8. data platform according to claim 7, it is characterised in that the trade company membership management system connects
Mouth is further adapted for being converted to the identity information into the index member matched with the trade company membership management system
Identity information, and send the index membership's information and the Transaction Information to the trade company member
Management system.
9. data platform according to claim 7, it is characterised in that the activity information server according to
The Transaction Information, benefits information and redemption information generate the actual delivery information.
10. the data platform according to any one of claim 1 to 9, it is characterised in that the sorting clearance
Server includes：
The rights and interests amount of money cashes unit, suitable for being the corresponding trade company's account of the merchant identification according to the benefits information
Cash the rights and interests amount of money in family.
11. the data platform according to any one of claim 1 to 9, it is characterised in that the sorting clearance
Server includes：
First point of account percent information generation unit, suitable for according to the rights and interests channel information and the merchant identification
First point of account percent information storehouse is inquired about, to generate first point of account percent information；
First point of account information generating unit, suitable for sending the actual delivery information to acquirer's server
With first point of account percent information, and receive acquirer's server based on first point of account ratio believe
Cease first point of account information of feedback.
12. data platform according to claim 11, it is characterised in that the sorting clearance server is also wrapped
Include：
Second point of account percent information computing unit, suitable for according to the rights and interests channel information and the merchant identification
Second point of account percent information storehouse is inquired about, to generate second point of account percent information；
Second point of account information generating unit, suitable for according to first point of account information and second point of account ratio
Information generates second point of account information.
13. data platform according to claim 1, it is characterised in that it is total that the Transaction Information includes transaction
The amount of money and rights and interests amount information.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610067399.4A CN107025585A (en) | 2016-01-29 | 2016-01-29 | A kind of data platform |
| PCT/CN2016/093603 WO2017128687A1 (en) | 2016-01-29 | 2016-08-05 | Data platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610067399.4A CN107025585A (en) | 2016-01-29 | 2016-01-29 | A kind of data platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107025585A true CN107025585A (en) | 2017-08-08 |
Family
ID=59397336
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610067399.4A Pending CN107025585A (en) | 2016-01-29 | 2016-01-29 | A kind of data platform |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN107025585A (en) |
| WO (1) | WO2017128687A1 (en) |
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| CN108876447A (en) * | 2018-06-01 | 2018-11-23 | 张兰 | Consume equity sharing method, device and readable storage medium storing program for executing |
| CN110728506A (en) * | 2019-10-21 | 2020-01-24 | 中国民航信息网络股份有限公司 | Transaction data processing method and device |
| CN111062702A (en) * | 2019-12-31 | 2020-04-24 | 武汉默联股份有限公司 | Intelligent routing system and method for payment channel of medical payment platform |
| CN112102071A (en) * | 2020-09-24 | 2020-12-18 | 中国建设银行股份有限公司 | Client rights and interests matching method and device |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2017128687A1 (en) | 2017-08-03 |
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