CN106651352A - Paying method and device based on near field communication - Google Patents
Paying method and device based on near field communication Download PDFInfo
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- CN106651352A CN106651352A CN201510736655.XA CN201510736655A CN106651352A CN 106651352 A CN106651352 A CN 106651352A CN 201510736655 A CN201510736655 A CN 201510736655A CN 106651352 A CN106651352 A CN 106651352A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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Abstract
The embodiment of the invention discloses a paying method and device based on near field communication (NFC). The device comprises an information obtaining module, a verifying module and a control module. The information obtaining module obtains first sensing information before NFC payment is conducted. The verifying module determines whether the first sensing information obtained by the information obtaining module meets preset conditions, and obtains a determination result. The control module controls opening and closing of a NFC payment channel on the basis of the determination result obtained by the verifying module.
Description
Technical field
The present invention relates to communication technology, and in particular to one kind is based on near-field communication (NFC, Near Field
Communication method of payment) and device.
Background technology
The payment process that the mobile terminal of the NFC function for being used now is carried out does not have any authority to limit.When
Mobile terminal near point-of-sale terminal (POS) machine paid when, POS send trading instruction to it is mobile eventually
Instruction is transmitted to related application and directly trading instruction is processed by the NFC chip at end, NFC chip.
Easily there is the situation that brush by mistake steals brush in the NFC means of payment of prior art, be unfavorable for the experience of user.
The content of the invention
To solve existing technical problem, the embodiment of the present invention provides a kind of method of payment based on NFC
And device, can avoid NFC payment process that the situation that brush by mistake steals brush occurs, lift the experience of user.
To reach above-mentioned purpose, what the technical scheme of the embodiment of the present invention was realized in:
Embodiments provide a kind of payment mechanism based on NFC, it is characterised in that described device bag
Include:Data obtaining module, correction verification module and control module;Wherein,
Described information acquisition module, for before NFC payments are carried out, obtaining the first induction information;
The correction verification module, for judging whether the first induction information that described information acquisition module is obtained meets
It is pre-conditioned, obtain judged result;
The control module, for the judged result control NFC payment channels obtained based on the correction verification module
It is turned on and off.
In such scheme, the control module, the judged result for obtaining when the correction verification module is described
When induction information meets pre-conditioned, control the NFC payment channels and open;When the correction verification module is obtained
Judged result when being unsatisfactory for pre-conditioned for the induction information, control the NFC payment channels and close.
In such scheme, described information acquisition module is additionally operable to obtain before the first induction information, obtains the
Two induction informations, send second induction information to correction verification module;
The correction verification module, is additionally operable to be stored second induction information as standard induction information.
In such scheme, the correction verification module, for judging first induction information and the mark for prestoring
Whether quasi- induction information matches, and obtains the first judged result;When first judged result is the described first sense
When answering information to match with the standard induction information, determine the judged result expires for first induction information
Foot is pre-conditioned;When first judged result be first induction information with the standard induction information not
During matching, determine the judged result and be unsatisfactory for for first induction information and be pre-conditioned.
In such scheme, the correction verification module and the control module are arranged in client identification module SIM.
The embodiment of the present invention additionally provides a kind of method of payment based on NFC, and methods described includes:
Before NFC payments are carried out, the first induction information is obtained;
Judge whether first induction information meets pre-conditioned, obtain judged result;
It is turned on and off based on judged result control NFC payment channels.
It is described to be turned on and off based on judged result control NFC payment channels in such scheme, including:
When the judged result meets pre-conditioned for the induction information, the NFC payment channels are controlled
Open;
When the judged result is unsatisfactory for pre-conditioned for the induction information, the NFC PayPals are controlled
Road is closed.
In such scheme, before the first induction information of the acquisition, methods described also includes:Obtain second to feel
Information is answered, is stored second induction information as standard induction information.
It is described to judge whether first induction information meets pre-conditioned in such scheme, including:
Judge whether first induction information matches with the standard induction information for prestoring, obtain first and sentence
Disconnected result;
When first judged result is matched for first induction information with the standard induction information, really
The fixed judged result meets pre-conditioned for first induction information;
When first judged result is mismatched for first induction information with the standard induction information,
Determine the judged result and be unsatisfactory for for first induction information and be pre-conditioned.
In such scheme, the client identification module SIM being arranged in mobile terminal judges first sensing
It is pre-conditioned whether information meets, and obtains judged result;Opened based on judged result control NFC payment channels
Or close.
The method of payment based on NFC of the embodiment of the present invention and device, described device includes:Acquisition of information mould
Block, correction verification module and control module;Wherein, described information acquisition module, for paying it carrying out NFC
Before, obtain the first induction information;The correction verification module, for judging described information acquisition module is obtained the
It is pre-conditioned whether one induction information meets, and obtains judged result;The control module, for based on described
The judged result control NFC payment channels that correction verification module is obtained are turned on and off.Thus, on the one hand by obtaining
The first induction information got as the foundation for whether opening NFC payment channels, on the other hand, by control
Module control NFC payment channels are turned on and off, it is to avoid NFC payment process occurs brush by mistake and steals brush
Situation, it is ensured that the safety of NFC payment process, improves the experience of user.
Description of the drawings
Fig. 1 is the application architecture schematic diagram of the method for payment based on NFC of the embodiment of the present invention;
Fig. 2 is the composition structural representation of the payment mechanism based on NFC of the embodiment of the present invention one;
Fig. 3 constitutes structural representation for the another kind of of the payment mechanism based on NFC of the embodiment of the present invention one;
Fig. 4 is the schematic flow sheet of the method for payment based on NFC of the embodiment of the present invention two;
Fig. 5 is the interaction flow schematic diagram of the method for payment based on NFC of the embodiment of the present invention three.
Specific embodiment
Below in conjunction with the accompanying drawings and specific embodiment the present invention is further detailed explanation.
Fig. 1 is the application architecture schematic diagram of the method for payment based on NFC of the embodiment of the present invention;Referring to Fig. 1
It is shown, include mobile terminal 11 and point-of-sale terminal 12 in this application framework, the mobile terminal has NFC
Payment function;The point-of-sale terminal 12 equally has NFC function, is specifically as follows POS, public transport system
The system POS, gate inhibition's POS etc..When the mobile terminal 11 is near the point-of-sale terminal 12, institute
Stating mobile terminal 11 can be paid by NFC radio-frequency channels.
Embodiment one
Embodiments provide a kind of payment mechanism based on NFC.Fig. 2 is the embodiment of the present invention one
Composition structural representation based on the payment mechanism of NFC;As shown in Fig. 2 described device includes:Information is obtained
Delivery block 21, correction verification module 22 and control module 23;Wherein,
Described information acquisition module 21, for before NFC payments are carried out, obtaining the first induction information;
The correction verification module 22, for judge described information acquisition module 21 obtain the first induction information be
It is no to meet pre-conditioned, obtain judged result;
The control module 23, for judged result control NFC obtained based on the correction verification module 22
Pay passage to be turned on and off.
In the present embodiment, the payment mechanism based on NFC can be applicable to the mobile end with NFC function
In end, the mobile terminal be specifically as follows the mobile phone with NFC function, panel computer, intelligent watch or
Intelligent glasses etc..
Here, as a kind of embodiment, the first induction information that described information acquisition module 21 is obtained is characterized
The action attributes information of the mobile terminal, the action attributes information is specifically as follows following information at least
One of:Speed, direction, angle of inclination etc..As another embodiment, described information acquisition module
21 the first induction informations for obtaining characterize the touch control gesture operation of the touch-control sensing screen for the mobile terminal
Information.
Specifically, above-mentioned the first embodiment, sets in the payment mechanism (or described mobile terminal)
It is equipped with induction module, the induction module such as acceleration induction module, magnetometer induction module, gyroscope
Induction module etc., for gathering the induction information such as speed, direction, angle of inclination of the mobile terminal.
Described information acquisition module 21 obtain the speed of the sign mobile terminal that the induction module collects, direction,
The induction information of inclination angle etc. first.Above-mentioned second embodiment, the payment mechanism (or the movement
Terminal) in be provided with touch-control sensing unit, by the touch-control sensing unit gather user touch control gesture behaviour
Make;Described information acquisition module 21 obtains the touch control gesture operation information work that the touch-control sensing unit is collected
For first induction information.Certainly, in the present embodiment, the first sense that described information acquisition module 21 is obtained
The combination for answering information to be above-mentioned the first embodiment and second embodiment, that is, get sign
At least one information such as speed, direction, angle of inclination of mobile terminal, and the touch control gesture operation of user
The combination of information.
In actual applications, the mobile terminal is by NFC function before being paid, exportable display
One information, the information user prompting user is operated accordingly, mobile whole as described in holding
End carries out motion action (as " shaking " action), or is touched for the touch screen of the mobile terminal
Control gesture operation etc.;Corresponding operation is carried out in user to terminate, after the completion of user confirms, described information is obtained
Delivery block 21 sends the first induction information for getting to the correction verification module 22, with by the verification
Module 22 judges whether first induction information meets pre-conditioned.
In the present embodiment, standard induction information, the standard sensing are previously stored with the correction verification module 22
Information can in advance gather the second induction information and deposit by the payment mechanism (or described mobile terminal) in advance
Storage is configured to standard induction information, it is also possible to by other-end (as another mobile terminal or personal computer,
Or cloud server etc.) storage is sent into the correction verification module 22.
As a kind of embodiment, described information acquisition module 21, it is additionally operable to obtain before the first induction information,
The second induction information is obtained, second induction information is sent to correction verification module 22;
The correction verification module 22, is additionally operable to be stored second induction information as standard induction information.
In the present embodiment, the payment mechanism based on NFC is described before NFC payments are carried out
Data obtaining module 21 obtains the second induction information, and second induction information can refer to aforementioned first sensing letter
Breath is described, repeats no more here.The second induction information for obtaining is sent to the correction verification module 22 as mark
Quasi- induction information storage.
In the present embodiment, the correction verification module 22, for judging first induction information and prestoring
Whether standard induction information matches, and obtains the first judged result;When first judged result is described first
When induction information is matched with the standard induction information, determine that the judged result is first induction information
Meet pre-conditioned;When first judged result is first induction information and the standard induction information
During mismatch, determine the judged result and be unsatisfactory for for first induction information and be pre-conditioned.
Specifically, the correction verification module 22 verifies the first sensing of the acquisition of presently described data obtaining module 21
Whether information matches with the standard induction information for prestoring;When the standard induction information includes at least two
During sub-information, for example, the standard induction information had not only included action attributes information but also including touch control gesture operation
During information, the correction verification module 22 verifies respectively action attributes information and touch-control in first induction information
Whether gesture operation information and the standard operation attribute information and standard touch control gesture operation information for prestoring are
Match somebody with somebody, it is determined that after matching unanimously completely, determining that first induction information meets pre-conditioned;When described first
There is any one sub-information matching in induction information inconsistent, it is determined that first induction information is unsatisfactory for pre-
If condition.
Further, the control module 23, for being when the judged result that the correction verification module 22 is obtained
When the induction information meets pre-conditioned, control the NFC payment channels and open;When the correction verification module
When 22 judged results for obtaining are unsatisfactory for pre-conditioned for the induction information, the NFC PayPals are controlled
Road is closed.
Specifically, when the correction verification module 22 judges first induction information with the standard induction information
With it is consistent when, generate the first configured information, send first configured information to the control module 23;Institute
State control module 23 and first instruction is generated based on first configured information, institute is controlled based on the described first instruction
The unlatching of NFC payment channels is stated, the mobile terminal can carry out delivery operation based on the NFC payment channels;
When the correction verification module 22 judges that first induction information matches inconsistent with the standard induction information,
The second configured information is generated, to the control module 23 second configured information is sent;The control module
23 generate second based on second configured information instructs, and is controlled based on the described second instruction described NFC
Pathway closure is paid, the mobile terminal can not carry out delivery operation based on the NFC payment channels.Wherein,
By default, the control module 23 can control the NFC passages and be constantly in closed mode, when
When the first induction information of verification of the correction verification module 22 meets pre-conditioned, then controlled by the control module 23
Make the NFC payment channels to open, so that the situation for stolen brush occur occurs.
Using the technical scheme of the embodiment of the present invention, on the one hand the first induction information by getting is used as is
The foundation of no unlatching NFC payment channels, on the other hand, by control module NFC payment channels is controlled
It is turned on and off, it is to avoid NFC payment process occurs the situation that brush by mistake steals brush, it is ensured that NFC paid
The safety of journey, improves the experience of user.
Based on above-described embodiment, as a kind of embodiment, the correction verification module 22 and the control module
23 are arranged in client identification module SIM.Fig. 3 is the payment based on NFC of the embodiment of the present invention one
Another kind of composition structural representation of device;As shown in figure 3, supporting mobile Packet Service (example in mobile terminal
Such as answer/make phone) when, need to insert in the mobile terminal client identification module (SIM,
Subscriber Identity Module) block or Global Subscriber identification module (USIM, Universal Subscriber
Identity Module) card, to move Packet Service by the SIM or the usim card.
Illustrated with the SIM in the present embodiment.
In the present embodiment, the correction verification module 22 and the control module 23 are arranged in the SIM;
Described information acquisition module 21 is arranged on outside the SIM;The mobile terminal for supporting NFC function has one
Safety chip, in this signal, the safety chip is arranged in the SIM.In the mobile terminal
NFC chip 25 is additionally provided with, the NFC chip 25 is specifically as follows satisfaction and is transmitted based on NFC technique
The NFC antenna of frequency (such as 13.56MHz).
Specifically, described information acquisition module 21 is got after the first induction information or the second induction information, will
First induction information or the second induction information send the correction verification module 22 into the SIM;When the school
Test module 22 verify first induction information meet it is pre-conditioned after, the control NFC of the control module 23
Payment channel open, namely control NFC chip obtain instruction can entry instruction processing module carry out accordingly
Process;Accordingly, when the correction verification module 22 verify first induction information be unsatisfactory for it is pre-conditioned
Afterwards, the control NFC of the control module 23 payment channels are closed, namely forbid the instruction of NFC chip acquisition
Entry instruction processing module is processed accordingly.
Thus, when user changes mobile terminal and is changed without SIM, verifying function and NFC pay work(
The control module of energy is present in SIM, namely no matter whether user changes mobile terminal, when described in insertion
During SIM, the mobile terminal is respectively provided with the control function of NFC payment functions, you can by SIM
In correction verification module the induction information for getting is verified, and then by the control module control in SIM
NFC payment channels processed are turned on and off, so as to avoid verifying function module and NFC payment functions
When control module is present in SIM outside with mobile terminal, if not possessing in the new mobile terminal after changing
When verifying function module and NFC payment functions, then cannot be controlled to whether NFC function opens,
Brush, the risk of robber's brush by mistake are increased, the experience of user is improved.
Data obtaining module 21, correction verification module in the present embodiment, in the payment mechanism based on NFC
22 and control module 23, in actual applications, can by described device central processing unit (CPU,
Central Processing Unit), digital signal processor (DSP, Digital Signal Processor) or
Programmable gate array (FPGA, Field-Programmable Gate Array) is realized.
Embodiment two
The embodiment of the present invention additionally provides a kind of method of payment based on NFC.Fig. 4 is the embodiment of the present invention two
The method of payment based on NFC schematic flow sheet;As shown in figure 4, methods described includes:
Step 301:Before NFC payments are carried out, the first induction information is obtained.
Being applied in mobile terminal based on the method for payment of NFC described in the present embodiment, the mobile terminal tool
Body can be the mobile phone with NFC function, panel computer, intelligent watch or intelligent glasses etc..
Here, as a kind of embodiment, first induction information characterizes the action category of the mobile terminal
Property information, the action attributes information is specifically as follows at least one of following information:Speed, direction, incline
Rake angle etc..Used as another embodiment, first induction information is characterized and is directed to the mobile terminal
Touch-control sensing screen touch control gesture operation information.
Specifically, above-mentioned the first embodiment, is provided with induction module, the sense in the mobile terminal
Module such as acceleration induction module, magnetometer induction module, gyroscope induction module etc. are answered, for adopting
Collect the induction informations such as speed, direction, the angle of inclination of the mobile terminal.Above-mentioned second embodiment,
Touch-control sensing unit (such as touch screen) is provided with the mobile terminal, is gathered by the touch-control sensing unit
The touch control gesture operation information of user is used as first induction information.Certainly, in the present embodiment, acquisition
First induction information can also be the combination of above-mentioned the first embodiment and second embodiment, that is, obtain
At least one information such as speed, direction, the angle of inclination to sign mobile terminal, and the touch-control handss of user
The combination of gesture operation information.
In actual applications, the mobile terminal is by NFC function before being paid, exportable display
One information, the information user prompting user is operated accordingly, mobile whole as described in holding
End carries out motion action (as " shaking " action), or is touched for the touch screen of the mobile terminal
Control gesture operation etc..
Step 302:Judge whether first induction information meets pre-conditioned, obtain judged result.
Here, it is described to judge whether first induction information meets pre-conditioned, including:
Judge whether first induction information matches with the standard induction information for prestoring, obtain first and sentence
Disconnected result;
When first judged result is matched for first induction information with the standard induction information, really
The fixed judged result meets pre-conditioned for first induction information;
When first judged result is mismatched for first induction information with the standard induction information,
Determine the judged result and be unsatisfactory for for first induction information and be pre-conditioned.
In the present embodiment, standard induction information, the standard sensing letter are previously stored with the mobile terminal
Breath can in advance gather the second induction information by the mobile terminal in advance and storage configuration is standard induction information,
Can also be sent by other-end (such as another mobile terminal or personal computer or cloud server)
Store into the mobile terminal.
Used as a kind of embodiment, before the induction information of the acquisition first, methods described also includes:Obtain
Second induction information, stores second induction information as standard induction information.
In the present embodiment, the acquisition side of the acquisition modes of second induction information and aforementioned first induction information
Formula is identical, repeats no more here.
Specifically, current the first induction information for obtaining of the mobile terminal verification and the standard sense for prestoring
Answer whether information matches;When the standard induction information includes at least two sub-informations, for example, the mark
Quasi- induction information had not only included action attributes information but also during including touch control gesture operation information, and described the is verified respectively
Action attributes information and touch control gesture operation information in one induction information and the standard operation attribute for prestoring
Whether information and standard touch control gesture operation information match, it is determined that after matching unanimously completely, determining described first
Induction information meets pre-conditioned;When existing in first induction information, any one sub-information matching is inconsistent,
Then determine that first induction information is unsatisfactory for pre-conditioned.
Step 303:It is turned on and off based on judged result control NFC payment channels.
Here, it is described to be turned on and off based on judged result control NFC payment channels, including:
When the judged result meets pre-conditioned for the induction information, the NFC payment channels are controlled
Open;
When the judged result is unsatisfactory for pre-conditioned for the induction information, the NFC PayPals are controlled
Road is closed.
Specifically, when the mobile terminal judges that first induction information is matched with the standard induction information
When consistent, generate first and instruct, the NFC payment channels are controlled based on the described first instruction and is opened, it is described
Mobile terminal can carry out delivery operation based on the NFC payment channels;When the mobile terminal judges described the
When one induction information matches inconsistent with the standard induction information, generate second and instruct, based on described second
The instruction control NFC payment channels are closed, and the mobile terminal can not be based on the NFC payment channels
Carry out delivery operation.Wherein, by default, the mobile terminal can control the NFC passages always
It is closed, when the mobile terminal verifies the first induction information meets pre-conditioned, then controls institute
The unlatching of NFC payment channels is stated, so that the situation for stolen brush occur occurs.
Using the technical scheme of the embodiment of the present invention, on the one hand the first induction information by getting is used as is
The foundation of no unlatching NFC payment channels, on the other hand, is compared by the first sensed data to getting
It is right, control NFC payment channels according to comparison result and be turned on and off, it is to avoid NFC payment process is sent out
Raw brush by mistake steals the situation of brush, it is ensured that the safety of NFC payment process, improves the experience of user.
Used as a kind of embodiment, the SIM being arranged in mobile terminal judges that first induction information is
It is no to meet pre-conditioned, obtain judged result;It is turned on and off based on judged result control NFC payment channels.
The present embodiment can refer to shown in Fig. 3, and in mobile terminal mobile Packet Service (such as answer/make is supported
Phone etc.) when, need to insert a SIM or usim card in the mobile terminal, with by the SIM
Or the usim card moves Packet Service.Illustrated with the SIM in the present embodiment.Specifically
, the correction verification module 22, for judging whether the first induction information for obtaining meets pre-conditioned, is obtained
Judged result;The control module 23, for the judged result control obtained based on the correction verification module 22
NFC payment channels are turned on and off.
In the present embodiment, the correction verification module 22 and the control module 23 are arranged in the SIM;
Described information acquisition module 21 is arranged on outside the SIM;The mobile terminal for supporting NFC function has one
Safety chip, in this signal, the safety chip is arranged in the SIM.In the mobile terminal
NFC chip 25 is additionally provided with, the NFC chip 25 is specifically as follows satisfaction and is transmitted based on NFC technique
The NFC antenna of frequency (such as 13.56MHz).
Specifically, after getting the first induction information or the second induction information, by first induction information or
Second induction information sends the correction verification module 22 into the SIM;When the correction verification module 22 is in verification institute
State the first induction information meet it is pre-conditioned after, the control NFC payment channels of the control module 23 are opened,
Namely control NFC chip obtain instruction can entry instruction processing module processed accordingly;Accordingly
, after the correction verification module 22 is unsatisfactory for pre-conditioned in verification first induction information, the control
The control NFC payment channels of module 23 are closed, namely forbid the instruction entry instruction that NFC chip is obtained to process
Module is processed accordingly.
Thus, when user changes mobile terminal and is changed without SIM, verifying function and NFC pay work(
The control module of energy is present in SIM, namely no matter whether user changes mobile terminal, when described in insertion
During SIM, the mobile terminal is respectively provided with the control function of NFC payment functions, you can by SIM
In correction verification module the induction information for getting is verified, and then by the control module control in SIM
NFC payment channels processed are turned on and off, so as to avoid verifying function module and NFC payment functions
When control module is present in SIM outside with mobile terminal, if not possessing in the new mobile terminal after changing
When verifying function module and NFC payment functions, then cannot be controlled to whether NFC function opens,
Brush, the risk of robber's brush by mistake are increased, the experience of user is improved.
Embodiment three
Based on the payment mechanism based on NFC shown in embodiment one and Fig. 1, the embodiment of the present invention is additionally provided
A kind of method of payment based on NFC.Fig. 5 is the method for payment based on NFC of the embodiment of the present invention three
Interaction flow schematic diagram;As shown in figure 5, correction verification module, control module and SIM application are arranged on SIM
In card, induction module, data obtaining module and NFC chip and SIM application in the terminal, base
In this, methods described includes:
Step 401:Induction module acquisition action and/or gesture induction information as the second induction information, by institute
State the second induction information to send to data obtaining module.
Step 402:Induction module is by the action for getting and/or gesture induction information (the second induction information)
Send to data obtaining module.
Step 403:Data obtaining module sends action and/or gesture induction information (the second induction information)
To correction verification module.
Step 404:Correction verification module is by the action for getting and/or gesture induction information (the second induction information)
Stored as standard induction information.
Step 405:Before NFC payments are carried out, induction module acquisition action and/or gesture induction information conduct
First induction information, first induction information is sent to data obtaining module.
Step 406:Induction module is by the action for getting and/or gesture induction information (the first induction information)
Send to data obtaining module.
Step 407:Data obtaining module sends action and/or gesture induction information (the first induction information)
To correction verification module.
Step 408:Correction verification module is by action and/or gesture induction information (the first induction information) and standard sense
Information is answered to compare.
Step 409:Correction verification module sends configured information based on comparison result to control module.Wherein, when dynamic
Make and/or gesture induction information (the first induction information) and standard induction information compare it is consistent after, transmission first
Configured information;When action and/or gesture induction information (the first induction information) are compared not with standard induction information
After consistent, the second configured information is sent.
Step 410:NFC payment channels are opened/closed to control module based on configured information;Wherein, when described
When control module receives the first configured information, generate first and instruct, NFC is opened based on the described first instruction
Payment channel;When the control module receives the second configured information, generate second and instruct, based on described
NFC payment channels are closed in second instruction.
Step 411:NFC chip gets the Card Reader request and the interactive instruction related to payment of POS.
Step 412:NFC chip sends the interactive instruction related to payment to control module.
Step 413:The control module judges whether NFC payment channels open, when it is determined that NFC pays
Passage is opened, then execution step 414;When it is determined that NFC payment channels are closed, then execution step 414 '.
Step 414:When NFC payment channels are opened, the control module sends the interaction related to payment
Instruct to SIM application, to carry out payment process.Here, the payment process can refer in prior art
Payment process, repeat no more in the present embodiment.
Step 414 ':When NFC payment channels are closed, then the control module does not send payment dependent instruction,
Pay failure.
The technical scheme of the embodiment of the present invention can be applicable to following scene:
The first application scenarios:Mobile terminal is the standard induction information of mobile phone, storage to characterize " shaking "
Action attributes information when, before user is paid by the NFC function of mobile phone, mobile phone display screen show
Show an information, based on the information, user holds mobile phone and carries out " shaking " action;Mobile phone
The action attributes information " shaken " described in being characterized, matches the action attributes information and " shakes with what is stored
One shakes " after action attributes information is consistent, NFC payment channels are opened, perform NFC and pay.Or, when
When mobile terminal is intelligent watch, the standard induction information of storage is the action attributes information for characterizing " palming ",
Specific matching process is similar to the above, repeats no more here.
Second application scenarios:Mobile terminal is mobile phone, and the standard induction information of storage is touch control gesture operation
During trace information, before user is paid by the NFC function of mobile phone, mobile phone display screen shows that one carries
Show information, the information can be the touch control gesture operation prompt information with nine touch points;User
The input that the first induction information can be carried out by the touch control gesture operation through the touch point (can be understood as
Gesture password is input into), so as to obtain the first induction information for including touch control gesture operation trace;Matching is described
After first induction information is consistent with the standard induction information for prestoring, NFC payment channels are opened, performed
NFC pays.
The third application scenarios, mobile terminal is mobile phone, and the standard induction information of storage is sign " shaking "
Action attributes information and during touch control gesture operation trace information, with the first application scenarios and second application
In the same manner, " shaking " action and touch control gesture operation trace to getting respectively is matched scene,
After completely the same, NFC payment channels are opened, perform NFC and pay.
In several embodiments provided herein, it should be understood that disclosed apparatus and method, can
To realize by another way.Apparatus embodiments described above are only schematic, for example, institute
The division of unit is stated, only a kind of division of logic function there can be other dividing mode when actually realizing,
Such as:Multiple units or component can be combined, or be desirably integrated into another system, or some features can be neglected
Slightly, or do not perform.In addition, the coupling each other of shown or discussed each ingredient or directly coupling
Conjunction or communication connection can be INDIRECT COUPLING or the communication connections by some interfaces, equipment or unit, can
Be it is electrical, machinery or other forms.
It is above-mentioned as separating component explanation unit can be or may not be it is physically separate, as
The part that unit shows can be or may not be physical location, you can positioned at a place, also may be used
To be distributed on multiple NEs;Part or all of unit therein can be according to the actual needs selected
Realize the purpose of this embodiment scheme.
In addition, each functional unit in various embodiments of the present invention can be fully integrated in a processing unit,
Can also be each unit individually as a unit, it is also possible to which two or more units are integrated in one
In individual unit;Above-mentioned integrated unit both can be realized in the form of hardware, it would however also be possible to employ hardware adds soft
The form of part functional unit is realized.
One of ordinary skill in the art will appreciate that:Realize that all or part of step of said method embodiment can
To be completed by the related hardware of programmed instruction, aforesaid program can be stored in an embodied on computer readable and deposit
In storage media, the program upon execution, performs the step of including said method embodiment;And aforesaid storage
Medium includes:Movable storage device, read only memory (ROM, Read-Only Memory), deposit at random
Access to memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can to store journey
The medium of sequence code.
Or, if the above-mentioned integrated unit of the present invention is realized and as independently using in the form of software function module
Production marketing or when using, it is also possible in being stored in a computer read/write memory medium.Based on so
Understanding, the part that the technical scheme of the embodiment of the present invention substantially contributes in other words to prior art can
To be embodied in the form of software product, the computer software product is stored in a storage medium, bag
Include some instructions to use so that a computer equipment (can be personal computer, server or network
Equipment etc.) perform all or part of each embodiment methods described of the invention.And aforesaid storage medium bag
Include:Movable storage device, ROM, RAM, magnetic disc or CD etc. are various can be with store program codes
Medium.
The above, the only specific embodiment of the present invention, but protection scope of the present invention is not limited to
This, any those familiar with the art the invention discloses technical scope in, can readily occur in
Change or replacement, all should be included within the scope of the present invention.Therefore, protection scope of the present invention should
It is defined by the scope of the claims.
Claims (10)
1. a kind of payment mechanism based on near-field communication NFC, it is characterised in that described device includes:Letter
Breath acquisition module, correction verification module and control module;Wherein,
Described information acquisition module, for before NFC payments are carried out, obtaining the first induction information;
The correction verification module, for judging whether the first induction information that described information acquisition module is obtained meets
It is pre-conditioned, obtain judged result;
The control module, for the judged result control NFC payment channels obtained based on the correction verification module
It is turned on and off.
2. device according to claim 1, it is characterised in that the control module, for when described
When the judged result that correction verification module is obtained meets pre-conditioned for the induction information, control the NFC and pay
Passage is opened;When the judged result that the correction verification module is obtained is unsatisfactory for pre-conditioned for the induction information,
Control the NFC payment channels to close.
3. device according to claim 1, it is characterised in that described information acquisition module, is additionally operable to
Before obtaining the first induction information, the second induction information is obtained, send second induction information to calibration mode
Block;
The correction verification module, is additionally operable to be stored second induction information as standard induction information.
4. device according to claim 1, it is characterised in that the correction verification module, for judging
State the first induction information and whether match with the standard induction information for prestoring, obtain the first judged result;When
When first judged result is matched for first induction information with the standard induction information, it is determined that described
Judged result meets pre-conditioned for first induction information;When first judged result is described first
When induction information is mismatched with the standard induction information, the judged result is determined for the described first sensing letter
Breath is unsatisfactory for pre-conditioned.
5. device according to claim 1, it is characterised in that the correction verification module and the control mould
Block is arranged in client identification module SIM.
6. a kind of method of payment based on near-field communication NFC, it is characterised in that methods described includes:
Before NFC payments are carried out, the first induction information is obtained;
Judge whether first induction information meets pre-conditioned, obtain judged result;
It is turned on and off based on judged result control NFC payment channels.
7. method according to claim 6, it is characterised in that described that NFC is controlled based on judged result
Payment channel is turned on and off, including:
When the judged result meets pre-conditioned for the induction information, the NFC payment channels are controlled
Open;
When the judged result is unsatisfactory for pre-conditioned for the induction information, the NFC PayPals are controlled
Road is closed.
8. method according to claim 6, it is characterised in that before the induction information of the acquisition first,
Methods described also includes:The second induction information is obtained, using second induction information as standard induction information
Storage.
9. method according to claim 6, it is characterised in that the judgement first induction information
Whether meet pre-conditioned, including:
Judge whether first induction information matches with the standard induction information for prestoring, obtain first and sentence
Disconnected result;
When first judged result is matched for first induction information with the standard induction information, really
The fixed judged result meets pre-conditioned for first induction information;
When first judged result is mismatched for first induction information with the standard induction information,
Determine the judged result and be unsatisfactory for for first induction information and be pre-conditioned.
10. method according to claim 6, it is characterised in that the client being arranged in mobile terminal
Identification module SIM judges whether first induction information meets pre-conditioned, obtains judged result;Base
It is turned on and off in judged result control NFC payment channels.
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CN201510736655.XA CN106651352A (en) | 2015-11-03 | 2015-11-03 | Paying method and device based on near field communication |
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CN110648131A (en) * | 2019-08-27 | 2020-01-03 | Oppo广东移动通信有限公司 | Near field communication-based card swiping method and device, electronic equipment and storage medium |
CN111695912A (en) * | 2020-06-16 | 2020-09-22 | 英华达(上海)科技有限公司 | Smart card and verification method thereof |
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CN107451814A (en) * | 2017-07-06 | 2017-12-08 | 广东小天才科技有限公司 | A kind of data method of payment, device and user equipment |
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