CN104933556A - Mode setting method and apparatus - Google Patents
Mode setting method and apparatus Download PDFInfo
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- CN104933556A CN104933556A CN201510280190.1A CN201510280190A CN104933556A CN 104933556 A CN104933556 A CN 104933556A CN 201510280190 A CN201510280190 A CN 201510280190A CN 104933556 A CN104933556 A CN 104933556A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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Abstract
The invention discloses a mode setting method and an apparatus, and belongs to the field of intelligent equipment. The method includes: receiving a radio frequency signal emitted by point of sale (POS) equipment; detecting whether the current scene satisfies the triggering condition of the fast payment mode after receiving the radio frequency signal; and setting the current payment mode as the fast payment mode when the triggering condition of the fast payment mode is satisfied, wherein the fast payment mode is the payment mode without identity verification. According to the mode setting method and the apparatus, the problems that identity verification is needed at each time of NFC payment, the payment process is complicated, and the efficiency is low are solved, identity verification is avoided for NFC payment with low security requirement, the payment process is simplified, and the payment efficiency is improved.
Description
Technical field
The disclosure relates to smart machine field, particularly a kind of moade setting method and device.
Background technology
Along with NFC (Near Field Communication, the short distance wireless communication technology) development of technology, multiple Payment Cards can be bundled in by user to be had in the same terminal of NFC function, and by this terminal and POS (Point Of Sale, point-of-sale terminal) equipment completes payment, compared to traditional pay in cash and Credit Card Payments more convenient.
In order to the security of guaranteeing payment, when terminal detects the radiofrequency signal that POS terminal sends, authentication can be carried out by reminding user, such as point out user to input password or typing fingerprint etc.When user is by authentication, terminal just can be enabled NFC module and be communicated with POS terminal, thus completes payment.Because different Payment Card may be different to security requirement, carry out all will carrying out authentication when NFC pays, payment process is comparatively loaded down with trivial details and efficiency is lower at every turn.Such as, when user uses binding to have the terminal of mass transit card to carry out mass transit card NFC payment, carry out authentication and will have a strong impact on payment efficiency.
Summary of the invention
Disclosure embodiment provides a kind of moade setting method and device.This technical scheme is as follows:
According to first aspect of the present disclosure, provide a kind of moade setting method, the method comprises:
Receive the radiofrequency signal that POS terminal is launched;
When receiving radiofrequency signal, detect the trigger condition whether current scene meets quick payment mode;
When meeting the trigger condition of quick payment mode, arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
Optionally, detect the trigger condition whether current scene meets quick payment mode, comprising:
Detect and whether receive default trigger pip, default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive default trigger pip, then determine the trigger condition of satisfied quick payment mode;
Or,
The current geographic position of terminal is obtained by built-in locating module; Detect geographic position whether to mate with presumptive area; If geographic position is mated with presumptive area, then determine the trigger condition of satisfied quick payment mode, presumptive area comprises road or subway;
Or,
The current attitude data of terminal is obtained by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Whether test pose data and vibration frequency meet the state of riding public transportation means; If meet the state of riding public transportation means, then determine the trigger condition of satisfied quick payment mode, the state of riding public transportation means refers to that the fuselage attitude of terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value.
Alternatively, the method, also comprises:
When not meeting the trigger condition of quick payment mode, arranging current payment mode is secure payment pattern, and secure payment pattern is the payment mode of carrying out authentication.
Alternatively, the method, also comprises:
Be received as the first enable list that quick payment mode is arranged; Payment Card in first enable list is the Payment Card activated under quick payment mode;
Or,
Be received as the second enable list that secure payment pattern is arranged; Payment Card in second enable list is the Payment Card activated under secure payment pattern;
Wherein, the Payment Card in the second enable list to the demand of security higher than the demand of the Payment Card in the first enable list to security.
Alternatively, the method, also comprises:
If current payment mode is quick payment mode, activates the Payment Card in the first enable list, and directly open NFC module, complete payment with POS terminal;
Or,
If current payment mode is secure payment pattern, then authentication is carried out to user; When authentication is passed through, activate the Payment Card in the second enable list, and open NFC module, complete payment with POS terminal; Authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
According to second aspect of the present disclosure, provide a kind of pattern setting device, this device comprises:
First receiver module, is configured to the radiofrequency signal receiving POS terminal transmitting;
Detection module, is configured to when receiving radiofrequency signal, detects the trigger condition whether current scene meets quick payment mode;
First arranges module, is configured to when meeting the trigger condition of quick payment mode, and arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
Optionally, detection module, comprising:
First detection sub-module, is configured to detect whether receive default trigger pip, and default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive default trigger pip, then determine the trigger condition of satisfied quick payment mode;
Or,
Second detection sub-module, is configured to obtain the current geographic position of terminal by built-in locating module; Detect geographic position whether to mate with presumptive area; If geographic position is mated with presumptive area, then determine the trigger condition of satisfied quick payment mode, presumptive area comprises road or subway;
Or,
3rd detection sub-module, is configured to obtain the current attitude data of terminal by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Whether test pose data and vibration frequency meet the state of riding public transportation means; If meet the state of riding public transportation means, then determine the trigger condition of satisfied quick payment mode, the state of riding public transportation means refers to that the fuselage attitude of terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value.
Alternatively, this device, also comprises:
Second arranges module, is configured to when not meeting the trigger condition of quick payment mode, and arranging current payment mode is secure payment pattern, and secure payment pattern is the payment mode of carrying out authentication.
Alternatively, this device, also comprises:
Second receiver module, is configured to the first enable list being received as the setting of quick payment mode; Payment Card in first enable list is the Payment Card activated under quick payment mode;
Or,
3rd receiver module, is configured to the second enable list being received as the setting of secure payment pattern; Payment Card in second enable list is the Payment Card activated under secure payment pattern;
Wherein, the Payment Card in the second enable list to the demand of security higher than the demand of the Payment Card in the first enable list to security.
Alternatively, this device, also comprises:
First payment module, is configured to, when current payment mode is quick payment mode, activates the Payment Card in the first enable list, and directly open NFC module, complete payment with POS terminal;
Or,
Second payment module, is configured to, when current payment mode is secure payment pattern, carry out authentication to user; When authentication is passed through, activate the Payment Card in the second enable list, and open NFC module, complete payment with POS terminal; Authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
According to the third aspect of the present disclosure, provide a kind of pattern setting device, this device comprises:
Processor;
For storing the storer of the executable instruction of this processor;
Wherein, this processor is configured to:
Receive the radiofrequency signal that POS terminal is launched;
When receiving radiofrequency signal, detect the trigger condition whether current scene meets quick payment mode;
When meeting the trigger condition of quick payment mode, arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
The technical scheme that disclosure embodiment provides can comprise following beneficial effect:
By when meeting preset trigger condition, enter the quick payment mode not needing to carry out authentication, thus realize quick NFC and pay; Solve and carry out all will carrying out authentication when NFC pays, the comparatively loaded down with trivial details and problem that efficiency is lower of payment process at every turn; The NFC reached for security requirement is lower pays, and removes authentication from, thus simplifies payment process, improve the effect paying efficiency.
Should be understood that, it is only exemplary and explanatory that above general description and details hereinafter describe, and can not limit the disclosure.
Accompanying drawing explanation
Accompanying drawing to be herein merged in instructions and to form the part of this instructions, shows and meets embodiment of the present disclosure, and is used from instructions one and explains principle of the present disclosure.
Figure 1A is the method flow diagram of a kind of moade setting method according to an exemplary embodiment;
Figure 1B is the method flow diagram of the pre-conditioned testing process involved by a kind of moade setting method according to an exemplary embodiment;
Fig. 2 A is the method flow diagram of a kind of moade setting method according to another exemplary embodiment;
Fig. 2 B is the enforcement schematic diagram of a kind of moade setting method according to another exemplary embodiment;
Fig. 3 is the block diagram of a kind of pattern setting device according to an exemplary embodiment;
Fig. 4 is the block diagram of a kind of pattern setting device according to another exemplary embodiment;
Fig. 5 is the block diagram of a kind of pattern setting device according to an exemplary embodiment.
By above-mentioned accompanying drawing, illustrate the embodiment that the disclosure is clear and definite more detailed description will be had hereinafter.These accompanying drawings and text description be not in order to limited by any mode the disclosure design scope, but by reference to specific embodiment for those skilled in the art illustrate concept of the present disclosure.
Embodiment
Here will be described exemplary embodiment in detail, its sample table shows in the accompanying drawings.When description below relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawing represents same or analogous key element.Embodiment described in following exemplary embodiment does not represent all embodiments consistent with the disclosure.On the contrary, they only with as in appended claims describe in detail, the example of apparatus and method that aspects more of the present disclosure are consistent.
The moade setting method that each embodiment of the present invention provides, can be realized by the electronic equipment with NFC function.This electronic equipment can be smart mobile phone, panel computer, E-book reader and pocket computer on knee (camera, video camera) etc.
In order to simplified characterization, hereinafter only method to set up is performed by smart mobile phone and illustrates in mode, but does not form restriction to this.
Figure 1A is the method flow diagram of a kind of moade setting method according to an exemplary embodiment.This moade setting method comprises:
In a step 101, the radiofrequency signal that POS terminal is launched is received;
In a step 102, when receiving radiofrequency signal, detect the trigger condition whether current scene meets quick payment mode;
In step 103, when meeting the trigger condition of quick payment mode, arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
In sum, the moade setting method that the present embodiment provides, by when meeting preset trigger condition, enters the quick payment mode not needing to carry out authentication, thus realizes quick NFC and pay; Solve and carry out all will carrying out authentication when NFC pays, the comparatively loaded down with trivial details and problem that efficiency is lower of payment process at every turn; The NFC reached for security requirement is lower pays, and removes authentication from, thus simplifies payment process, improve the effect paying efficiency.
Alternatively, as shown in Figure 1B, detect the current trigger condition whether meeting quick payment mode and can comprise three kinds of possible implementations below:
The first possible implementation, in step 102A, detects whether receive default trigger pip, and default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive default trigger pip, then determine the trigger condition of satisfied quick payment mode;
The implementation that the second is possible, in step 102B, obtains the current geographic position of terminal by built-in locating module; Detect geographic position whether to mate with presumptive area; If geographic position is mated with presumptive area, then determine the trigger condition of satisfied quick payment mode, presumptive area comprises road or subway;
The third possible implementation, in step 102C, obtains the current attitude data of terminal by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Whether test pose data and vibration frequency meet the state of riding public transportation means; If meet the state of riding public transportation means, then determine the trigger condition of satisfied quick payment mode, the state of riding public transportation means refers to that the fuselage attitude of terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value.
Fig. 2 A is the method flow diagram of a kind of moade setting method according to another exemplary embodiment.This moade setting method comprises:
In step 201, the first enable list that quick payment mode is arranged is received as; Payment Card in first enable list is the Payment Card activated under quick payment mode.
Same terminal can bind multiple Payment Cards simultaneously, and when using different Payment Cards to carry out NFC payment, also may be different to the demand of security.Such as, when using the mass transit card of binding to carry out NFC payment, because the amount of money stored in mass transit card is usually less, and the amount of money at every turn taken off is also less, so lower to the requirement of security when paying, and higher to the efficiency requirements paid; Again such as, when using the bank card of binding to carry out NFC payment, because the amount of money stored in bank card is usually comparatively large, and the amount of money taken off also may be comparatively large, so higher to the requirement of security when paying, and lower to the efficiency requirements of payment.
Consider that different Payment Card is to payment safety and the demand paying efficiency, a kind of quick payment mode can be pre-set in terminal, under this quick payment mode, requiring payment safety of only binding in activated terminals is lower, to paying the higher Payment Card of efficiency requirements, and do not need to carry out authentication, direct and POS terminal completes NFC and pays.
As a kind of possible implementation, terminal can show the Payment Card of binding, and receive the Payment Card activated under quick payment mode of user's selection, and generate corresponding first enable list according to the selection of user, activate the Payment Card for duty under namely storing quick payment mode in this first enable list.
Such as, as shown in Figure 2 B, terminal 21 shows the mass transit card bound, supermarket stored value card and bank card, and receive user and select Payment Card, when user have selected mass transit card, and when clicking confirming button 22, terminal is added in the first enable list by mass transit card.
It should be noted that, the Payment Card higher to security requirement is added in the first enable list to prevent user by mistake, terminal is when receiving the selection signal of user to Payment Card, need to detect the type of this Payment Card, when this Payment Card belongs to the Payment Card to the demand of security is higher, namely terminal sends prompting, and this Payment Card of reminding user cannot add quick payment mode to.
In step 202., the second enable list that secure payment pattern is arranged is received as; Payment Card in second enable list is the Payment Card activated under secure payment pattern.
Similar to above-mentioned steps 201, Payment Card higher to the demand of security when those are paid, a kind of secure payment pattern can be pre-set in terminal, under this secure payment pattern, requiring payment safety of binding in activated terminals is higher, to paying the lower Payment Card of efficiency requirements, user is when using these Payment Cards to carry out NFC payment, need by authentication, and after passing through authentication, terminal just can be opened NFC module and carry out NFC payment with POS terminal.
As a kind of possible implementation, terminal can show the Payment Card of binding, and receive the Payment Card activated under secure payment pattern of user's selection, and generate corresponding second enable list according to the selection of user, activate the Payment Card for duty under namely storing secure payment pattern in this second enable list.
It should be noted that, the process of above-mentioned generation first enable list and the second enable list, manually can be arranged by user, and also automatically can be generated by the type of terminal according to the Payment Card of binding, the disclosure does not limit this.
In step 203, the radiofrequency signal that POS terminal is launched is received.
When carrying out NFC and paying, POS terminal can in certain radio-frequency region emitting radio frequency signal, corresponding, when the terminal of opening NFC function enters this radio-frequency region, namely can receive this radiofrequency signal.
Such as, when this POS terminal is public transport POS terminal, when the terminal of opening NFC function presses close to this POS terminal, namely can receive the radiofrequency signal that POS terminal is launched.
In step 204, when receiving radiofrequency signal, detect the trigger condition whether current scene meets quick payment mode.
When terminal enters quick payment mode, the trigger condition that demand fulfillment is preset, this trigger condition can be that terminal have received default trigger pip, terminal detects that current predeterminable area or the terminal of being in detects and be currently in the state of riding public transportation means etc.Alternatively, this step can comprise three kinds of possible implementations below.
The first possible implementation, detects whether receive default trigger pip, and default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive default trigger pip, then determine the trigger condition of satisfied quick payment mode.
User can pre-set the trigger action that triggering terminal enters quick payment mode, and this trigger action can be that pressing is preset sensor or presses programmable button or send default phonetic order.Such as, user can arrange pressing volume key as the trigger action entering quick payment mode, also can arrange adopting consecutive click chemical reaction touch-screen twice as the trigger action entering quick payment mode.
When user performs default trigger action, namely terminal receives default trigger pip.When terminal receives the radiofrequency signal of POS terminal transmitting and receives default trigger pip, namely know the trigger condition of satisfied quick payment mode.
Compared to the authentication mode such as inputting password or fingerprint authentication one class complexity, triggering terminal the speed that quick payment mode can improve payment greatly can be entered by some simple trigger actions.
Such as, when not arranging quick payment mode in terminal, user uses the mass transit card bound in terminal to carry out NFC payment, needs to press the fingerprint identification device in terminal, carry out authentication by terminal according to the fingerprint gathered, and carry out NFC payment with public transport POS terminal after being verified; And when being provided with quick payment mode in terminal, terminal, when receiving the pressing operation of user to fingerprint identification device, namely knows that needs enter quick payment mode, and no longer need to gather fingerprint, payment speed significantly improves.
The implementation that the second is possible, obtains the current geographic position of terminal by built-in locating module; Detect geographic position whether to mate with presumptive area; If geographic position is mated with presumptive area, then determine the trigger condition of satisfied quick payment mode, presumptive area comprises road or subway.
Considering that user can use quick payment mode in public transport, subway one class place usually, so terminal is when receiving radiofrequency signal, calling built-in locating module, obtain the current geographic position of terminal, and detect this geographic position and whether belong to road or subway.When this geographic position belongs to road or subway, terminal determines that user needs to use the mass transit card of binding and public transport POS terminal to carry out NFC payment, namely meets the trigger condition of quick payment mode.
The third possible implementation, obtains the current attitude data of terminal by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Whether test pose data and vibration frequency meet the state of riding public transportation means; If meet the state of riding public transportation means, then determine the trigger condition of satisfied quick payment mode, the state of riding public transportation means refers to that the fuselage attitude of terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value.
Because user normally uses quick payment mode when riding public transportation means, so terminal is when receiving radiofrequency signal, user can be detected further and whether be in the state of riding public transportation means, and detect user be in take pubic transport tool state time, determine the current trigger condition meeting quick payment mode.
Consider that public transport POS terminal is usually all perpendicular to horizontal direction and arranges, so user is when using the mass transit card bound in terminal to carry out NFC payment, terminal is usually also vertical with horizontal direction; In addition, because the vehicles of bus one class can vibrate in operational process, thus drive terminal vibration, so terminal can obtain the current attitude data of terminal by gyroscope, thus judges that whether terminal current pose is vertical with horizontal direction; Obtain the current vibration frequency of terminal by acceleration transducer, thus judge whether the vibration frequency of terminal is greater than predetermined threshold value, and when terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value, determine that terminal symbol carpool sits vehicle status.
In step 205, when meeting the trigger condition of quick payment mode, arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
When terminal detects the trigger condition of satisfied quick payment mode, namely arranging current payment mode is the quick payment mode not needing to carry out authentication.
In step 206, if current payment mode is quick payment mode, activates the Payment Card in the first enable list, and directly open NFC module, complete payment with POS terminal.
When entering quick payment mode, namely terminal activates the first enable list corresponding to quick payment mode.In security of guaranteeing payment, owing to only comprising the Payment Card lower to security requirement when paying in the first enable list, even if so user needs to use bank card one class to pay security requirement higher payments card, but false touch programmable button and when entering quick payment mode, owing to only activating the Payment Card in the first enable list under quick payment mode, this time pay and cannot continue, thus avoid walking around the potential safety hazard that authentication brings.
Under quick payment mode, terminal no longer needs to carry out loaded down with trivial details authentication to user, but directly open NFC module, according to the instruction of withholing that POS terminal sends, the corresponding amount of money is deducted from the storage amount of money, and send the successful feedback command of payment to POS terminal, inform that POS terminal has completed NFC and paid.
In whole payment process, owing to eliminating the process of authentication, the speed of payment promotes greatly, user is obtained and better pays experience.
In step 207, when not meeting the trigger condition of quick payment mode, arranging current payment mode is secure payment pattern, and secure payment pattern is the payment mode of carrying out authentication.
When terminal detects the trigger condition not meeting quick payment mode, namely arranging current payment mode is the secure payment pattern needing to carry out authentication.
In a step 208, if current payment mode is secure payment pattern, then authentication is carried out to user; When authentication is passed through, activate the Payment Card in the second enable list, and open NFC module, complete payment with POS terminal; Authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
Under secure payment pattern, security during in order to guarantee payment, terminal will show authentication prompting message, reminding user carries out authentication, wherein, the mode of authentication can be input payment cipher, fingerprint typing identification, default gesture input or audio identification etc., and the disclosure does not limit the mode of authentication.
Similar to above-mentioned steps 206, when user is by after authentication, namely terminal opens NFC module, according to the instruction of withholing that POS terminal sends, from the storage amount of money, deduct the corresponding amount of money, and send the successful feedback command of payment to POS terminal, inform that POS terminal has completed NFC and paid.
Due to user use the Payment Card of bank card one class of binding carry out NFC pay time, less demanding to payment speed, and higher to security requirement, so guaranteeing payment under safe prerequisite, carrying out the experience that authentication can not reduce user.
In sum, the moade setting method that the present embodiment provides, by when meeting preset trigger condition, enters the quick payment mode not needing to carry out authentication, thus realizes quick NFC and pay; Solve and carry out all will carrying out authentication when NFC pays, the comparatively loaded down with trivial details and problem that efficiency is lower of payment process at every turn; The NFC reached for security requirement is lower pays, and removes authentication from, thus simplifies payment process, improve the effect paying efficiency.
The present embodiment is also by pre-setting the first enable list and the second enable list, and when entering quick payment mode, only activate the Payment Card in the first enable list, thus avoid under quick payment mode, use the Payment Card in the second enable list to carry out paying brought potential safety hazard, ensure that the security of payment.
The present embodiment also by the trigger action preset that terminal performs according to user, enters quick payment mode, thus does not need the NFC of authentication to pay, compared to loaded down with trivial details authentication operation, more convenient.
The present embodiment also by terminal according to current geographic position, judge whether terminal is in road or subway, and when being in road or subway, arranging current payment mode is quick payment mode, make user when NFC payment is carried out in public transport or subway station, no longer need to carry out authentication, thus improve the efficiency paid.
Following is disclosure device embodiment, may be used for performing disclosure embodiment of the method.For the details do not disclosed in disclosure device embodiment, please refer to disclosure embodiment of the method.
Fig. 3 is the block diagram of a kind of pattern setting device according to an exemplary embodiment.This pattern setting device can realize becoming the some or all of of the electronic equipment with NFC function by software, hardware or both combinations.This pattern setting device can comprise:
First receiver module 310, is configured to the radiofrequency signal receiving POS terminal transmitting;
Detection module 320, is configured to when receiving radiofrequency signal, detects the trigger condition whether current scene meets quick payment mode;
First arranges module 330, is configured to when meeting the trigger condition of quick payment mode, and arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
In sum, the pattern setting device that the present embodiment provides, by when meeting preset trigger condition, enters the quick payment mode not needing to carry out authentication, thus realizes quick NFC and pay; Solve and carry out all will carrying out authentication when NFC pays, the comparatively loaded down with trivial details and problem that efficiency is lower of payment process at every turn; The NFC reached for security requirement is lower pays, and removes authentication from, thus simplifies payment process, improve the effect paying efficiency.
Fig. 4 is the block diagram of a kind of pattern setting device according to another exemplary embodiment.This pattern setting device can realize becoming the some or all of of the electronic equipment with NFC function by software, hardware or both combinations.This pattern setting device can comprise:
First receiver module 410, is configured to the radiofrequency signal receiving POS terminal transmitting;
Detection module 420, is configured to when receiving radiofrequency signal, detects the trigger condition whether current scene meets quick payment mode;
First arranges module 430, is configured to when meeting the trigger condition of quick payment mode, and arranging current payment mode is quick payment mode, and quick payment mode is the payment mode of not carrying out authentication.
Optionally, detection module 420, comprising:
First detection sub-module 421, is configured to detect whether receive default trigger pip, and default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive default trigger pip, then determine the trigger condition of satisfied quick payment mode;
Or,
Second detection sub-module 422, is configured to obtain the current geographic position of terminal by built-in locating module; Detect geographic position whether to mate with presumptive area; If geographic position is mated with presumptive area, then determine the trigger condition of satisfied quick payment mode, presumptive area comprises road or subway;
Or,
3rd detection sub-module 423, is configured to obtain the current attitude data of terminal by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Whether test pose data and vibration frequency meet the state of riding public transportation means; If meet the state of riding public transportation means, then determine the trigger condition of satisfied quick payment mode, the state of riding public transportation means refers to that the fuselage attitude of terminal is vertical with horizontal direction and vibration frequency is greater than predetermined threshold value.
Alternatively, this device, also comprises:
Second arranges module 440, is configured to when not meeting the trigger condition of quick payment mode, and arranging current payment mode is secure payment pattern, and secure payment pattern is the payment mode of carrying out authentication.
Alternatively, this device, also comprises:
Second receiver module 450, is configured to the first enable list being received as the setting of quick payment mode; Payment Card in first enable list is the Payment Card activated under quick payment mode;
Or,
3rd receiver module 460, is configured to the second enable list being received as the setting of secure payment pattern; Payment Card in second enable list is the Payment Card activated under secure payment pattern;
Wherein, the Payment Card in the second enable list to the demand of security higher than the demand of the Payment Card in the first enable list to security.
Alternatively, this device, also comprises:
First payment module 470, is configured to, when current payment mode is quick payment mode, activates the Payment Card in the first enable list, and directly open NFC module, complete payment with POS terminal;
Or,
Second payment module 480, is configured to, when current payment mode is secure payment pattern, carry out authentication to user; When authentication is passed through, activate the Payment Card in the second enable list, and open NFC module, complete payment with POS terminal; Authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
In sum, the pattern setting device that the present embodiment provides, by when meeting preset trigger condition, enters the quick payment mode not needing to carry out authentication, thus realizes quick NFC and pay; Solve and carry out all will carrying out authentication when NFC pays, the comparatively loaded down with trivial details and problem that efficiency is lower of payment process at every turn; The NFC reached for security requirement is lower pays, and removes authentication from, thus simplifies payment process, improve the effect paying efficiency.
The present embodiment is also by pre-setting the first enable list and the second enable list, and when entering quick payment mode, only activate the Payment Card in the first enable list, thus avoid under quick payment mode, use the Payment Card in the second enable list to carry out paying brought potential safety hazard, ensure that the security of payment.
The present embodiment also by the trigger action preset that terminal performs according to user, enters quick payment mode, thus does not need the NFC of authentication to pay, compared to loaded down with trivial details authentication operation, more convenient.
The present embodiment also by terminal according to current geographic position, judge whether terminal is in road or subway, and when being in road or subway, arranging current payment mode is quick payment mode, make user when NFC payment is carried out in public transport or subway station, no longer need to carry out authentication, thus improve the efficiency paid.
About the device in above-described embodiment, wherein the concrete mode of modules executable operations has been described in detail in about the embodiment of the method, will not elaborate explanation herein.
Fig. 5 is the block diagram of a kind of pattern setting device 500 according to an exemplary embodiment.Such as, device 500 can be subscriber equipment, such as smart mobile phone, tablet device etc.
With reference to Fig. 5, device 500 can comprise following one or more assembly: processing components 502, storer 504, power supply module 506, multimedia groupware 508, audio-frequency assembly 510, the interface 512 of I/O (I/O), sensor module 514, and communications component 516.
The integrated operation of the usual control device 500 of processing components 502, such as with display, call, data communication, camera operation and record operate the operation be associated.Processing components 502 can comprise one or more processor 520 to perform instruction, to complete all or part of step of above-mentioned method.In addition, processing components 502 can comprise one or more module, and what be convenient between processing components 502 and other assemblies is mutual.Such as, processing components 502 can comprise multi-media module, mutual with what facilitate between multimedia groupware 508 and processing components 502.
Storer 504 is configured to store various types of data to be supported in the operation of device 500.The example of these data comprises the instruction of any application program for operating on device 500 or method, contact data, telephone book data, message, picture, video etc.Storer 504 can be realized by the volatibility of any type or non-volatile memory device or their combination, as static RAM (SRAM), Electrically Erasable Read Only Memory (EEPROM), Erasable Programmable Read Only Memory EPROM (EPROM), programmable read only memory (PROM), ROM (read-only memory) (ROM), magnetic store, flash memory, disk or CD.
The various assemblies that power supply module 506 is device 500 provide electric power.Power supply module 506 can comprise power-supply management system, one or more power supply, and other and the assembly generating, manage and distribute electric power for device 500 and be associated.
Multimedia groupware 508 is included in the screen providing an output interface between described device 500 and user.In certain embodiments, screen can comprise liquid crystal display (LCD) and touch panel (TP).If screen comprises touch panel, screen may be implemented as touch-screen, to receive the input signal from user.Touch panel comprises one or more touch sensor with the gesture on sensing touch, slip and touch panel.Described touch sensor can the border of not only sensing touch or sliding action, but also detects the duration relevant to described touch or slide and pressure.In certain embodiments, multimedia groupware 508 comprises a front-facing camera and/or post-positioned pick-up head.When device 500 is in operator scheme, during as screening-mode or video mode, front-facing camera and/or post-positioned pick-up head can receive outside multi-medium data.Each front-facing camera and post-positioned pick-up head can be fixing optical lens systems or have focal length and optical zoom ability.
Audio-frequency assembly 510 is configured to export and/or input audio signal.Such as, audio-frequency assembly 510 comprises a microphone (MIC), and when device 500 is in operator scheme, during as call model, logging mode and speech recognition mode, microphone is configured to receive external audio signal.The sound signal received can be stored in storer 504 further or be sent via communications component 516.In certain embodiments, audio-frequency assembly 510 also comprises a loudspeaker, for output audio signal.
I/O interface 512 is for providing interface between processing components 502 and peripheral interface module, and above-mentioned peripheral interface module can be keyboard, some striking wheel, button etc.These buttons can include but not limited to: home button, volume button, start button and locking press button.
Sensor module 514 comprises one or more sensor, for providing the state estimation of various aspects for device 500.Such as, sensor module 514 can detect the opening/closing state of device 500, the relative positioning of assembly, such as described assembly is display and the keypad of device 500, the position of all right pick-up unit 500 of sensor module 514 or device 500 1 assemblies changes, the presence or absence that user contacts with device 500, the temperature variation of device 500 orientation or acceleration/deceleration and device 500.Sensor module 514 can comprise proximity transducer, be configured to without any physical contact time detect near the existence of object.Sensor module 514 can also comprise optical sensor, as CMOS or ccd image sensor, for using in imaging applications.In certain embodiments, this sensor module 514 can also comprise acceleration transducer, gyro sensor, Magnetic Sensor, pressure transducer or temperature sensor.
Communications component 516 is configured to the communication being convenient to wired or wireless mode between device 500 and other equipment.Device 500 can access the wireless network based on communication standard, as WiFi, 2G or 3G, or their combination.In one exemplary embodiment, communications component 516 receives from the broadcast singal of external broadcasting management system or broadcast related information via broadcast channel.In one exemplary embodiment, described communications component 516 also comprises near-field communication (NFC) module, to promote junction service.Such as, can based on radio-frequency (RF) identification (RFID) technology in NFC module, Infrared Data Association (IrDA) technology, ultra broadband (UWB) technology, bluetooth (BT) technology and other technologies realize.
In the exemplary embodiment, device 500 can be realized, for performing said method by one or more application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD) (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components.
In the exemplary embodiment, additionally provide a kind of non-transitory computer-readable recording medium comprising instruction, such as, comprise the storer 504 of instruction, above-mentioned instruction can perform said method by the processor 520 of device 500.Such as, described non-transitory computer-readable recording medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk and optical data storage devices etc.
A kind of non-transitory computer-readable recording medium, when the instruction in described storage medium is performed by the processor of device 500, makes device 500 can perform above-mentioned moade setting method.
Those skilled in the art, at consideration instructions and after putting into practice invention disclosed herein, will easily expect other embodiment of the present disclosure.The application is intended to contain any modification of the present disclosure, purposes or adaptations, and these modification, purposes or adaptations are followed general principle of the present disclosure and comprised the undocumented common practise in the art of the disclosure or conventional techniques means.Instructions and embodiment are only regarded as exemplary, and true scope of the present disclosure and spirit are pointed out by claim below.
Should be understood that, the disclosure is not limited to precision architecture described above and illustrated in the accompanying drawings, and can carry out various amendment and change not departing from its scope.The scope of the present disclosure is only limited by appended claim.
Claims (11)
1. a moade setting method, is characterized in that, described method comprises:
Receive the radiofrequency signal that point-of-sale terminal POS terminal is launched;
When receiving described radiofrequency signal, detect the trigger condition whether current scene meets quick payment mode;
When meeting the trigger condition of described quick payment mode, arranging current payment mode is described quick payment mode, and described quick payment mode is the payment mode of not carrying out authentication.
2. method according to claim 1, is characterized in that, whether described detection current scene meets the trigger condition of quick payment mode, comprising:
Detect and whether receive default trigger pip, described default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive described default trigger pip, then determine the trigger condition meeting described quick payment mode;
Or,
The current geographic position of terminal is obtained by built-in locating module; Detect described geographic position whether to mate with presumptive area; If described geographic position is mated with described presumptive area, then determine the trigger condition meeting described quick payment mode, described presumptive area comprises road or subway;
Or,
The current attitude data of described terminal is obtained by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Detect described attitude data and whether described vibration frequency meets the state of riding public transportation means; If ride public transportation means state described in meeting, then determine the trigger condition meeting described quick payment mode, described in the state of riding public transportation means refer to that the fuselage attitude of described terminal is vertical with horizontal direction and described vibration frequency is greater than predetermined threshold value.
3. method according to claim 1 and 2, is characterized in that, described method, also comprises:
When not meeting the trigger condition of described quick payment mode, arranging described current payment mode is secure payment pattern, and described secure payment pattern is the payment mode of carrying out described authentication.
4. method according to claim 3, is characterized in that, described method, also comprises:
Be received as the first enable list that described quick payment mode is arranged; Payment Card in described first enable list is the Payment Card activated under described quick payment mode;
Or,
Be received as the second enable list that described secure payment pattern is arranged; Payment Card in described second enable list is the Payment Card activated under described secure payment pattern;
Wherein, the Payment Card in described second enable list to the demand of security higher than the Payment Card in described first enable list to the demand of security.
5. method according to claim 4, is characterized in that, described method, also comprises:
If described current payment mode is described quick payment mode, activates the Payment Card in described first enable list, and directly open the short distance wireless communication technology NFC module, complete payment with described POS terminal;
Or,
If described current payment mode is described secure payment pattern, then described authentication is carried out to user; When described authentication is passed through, activate the Payment Card in described second enable list, and open described NFC module, complete payment with described POS terminal; Described authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
6. a pattern setting device, is characterized in that, described device comprises:
First receiver module, is configured to the radiofrequency signal receiving the transmitting of point-of-sale terminal POS terminal;
Detection module, is configured to when receiving described radiofrequency signal, detects the trigger condition whether current scene meets quick payment mode;
First arranges module, is configured to when meeting the trigger condition of described quick payment mode, and arranging current payment mode is described quick payment mode, and described quick payment mode is the payment mode of not carrying out authentication.
7. device according to claim 6, is characterized in that, described detection module, comprising:
First detection sub-module, is configured to detect whether receive default trigger pip, and described default trigger pip is that user passes through to press default sensor or press programmable button or send default phonetic order to trigger; If receive described default trigger pip, then determine the trigger condition meeting described quick payment mode;
Or,
Second detection sub-module, is configured to obtain the current geographic position of terminal by built-in locating module; Detect described geographic position whether to mate with presumptive area; If described geographic position is mated with described presumptive area, then determine the trigger condition meeting described quick payment mode, described presumptive area comprises road or subway;
Or,
3rd detection sub-module, is configured to obtain the current attitude data of described terminal by built-in gyroscope; The current vibration frequency of terminal is obtained by built-in acceleration sensor; Detect described attitude data and whether described vibration frequency meets the state of riding public transportation means; If ride public transportation means state described in meeting, then determine the trigger condition meeting described quick payment mode, described in the state of riding public transportation means refer to that the fuselage attitude of described terminal is vertical with horizontal direction and described vibration frequency is greater than predetermined threshold value.
8. the device according to claim 6 or 7, is characterized in that, described device, also comprises:
Second arranges module, is configured to when not meeting the trigger condition of described quick payment mode, and arranging described current payment mode is secure payment pattern, and described secure payment pattern is the payment mode of carrying out described authentication.
9. device according to claim 8, is characterized in that, described device, also comprises:
Second receiver module, is configured to the first enable list being received as described quick payment mode setting; Payment Card in described first enable list is the Payment Card activated under described quick payment mode;
Or,
3rd receiver module, is configured to the second enable list being received as the setting of described secure payment pattern; Payment Card in described second enable list is the Payment Card activated under described secure payment pattern;
Wherein, the Payment Card in described second enable list to the demand of security higher than the Payment Card in described first enable list to the demand of security.
10. device according to claim 9, is characterized in that, described device, also comprises:
First payment module, is configured to, when described current payment mode is described quick payment mode, activates the Payment Card in described first enable list, and directly open the short distance wireless communication technology NFC module, complete payment with described POS terminal;
Or,
Second payment module, is configured to, when described current payment mode is described secure payment pattern, carry out described authentication to user; When described authentication is passed through, activate the Payment Card in described second enable list, and open described NFC module, complete payment with described POS terminal; Described authentication comprises at least one in fingerprint authentication, password authentification, gesture checking or audio authentication.
11. 1 kinds of pattern setting devices, is characterized in that, described device comprises:
Processor;
For storing the storer of the executable instruction of described processor;
Wherein, described processor is configured to:
Receive the radiofrequency signal that point-of-sale terminal POS terminal is launched;
When receiving described radiofrequency signal, detect the trigger condition whether meeting quick payment mode;
When meeting the trigger condition of described quick payment mode, arranging current payment mode is described quick payment mode, and described quick payment mode is the payment mode of not carrying out authentication.
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