CN106169091A - A kind of fiscard and using method thereof - Google Patents
A kind of fiscard and using method thereof Download PDFInfo
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- CN106169091A CN106169091A CN201610521660.3A CN201610521660A CN106169091A CN 106169091 A CN106169091 A CN 106169091A CN 201610521660 A CN201610521660 A CN 201610521660A CN 106169091 A CN106169091 A CN 106169091A
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- fiscard
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- transaction
- card reader
- display screen
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/0772—Physical layout of the record carrier
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Hardware Design (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application provides a kind of fiscard and using method thereof, relate to technical field of intelligent card, improve safety and the convenience of financial card paying, including: safety chip, functional chip, wireless communication chips, display screen and power supply, wherein: wireless communication chips and external equipment carry out communication, judge whether the transaction request that fiscard receives relates to the process to secure data, the transaction request relating to secure data process is sent to safety chip, the transaction request relating to the data process the most unrelated with safety is sent to functional chip；Secure data, according to the transaction request received, is processed by safety chip, and the secure data after being processed by wireless communication chips is converted to Quick Response Code, and is sent to display screen；Secure data after the process that display screen will receive shows with the form of Quick Response Code.This invention is for improving safety and the convenience of financial card paying.
Description
Technical field
The application relates to technical field of intelligent card, particularly a kind of fiscard and using method thereof.
Background technology
Along with the rise of mobile payment, people are increasingly accustomed to being paid, just by the mobile terminal such as mobile phone, flat board
From the point of view of existing payment scheme, the safe class selecting the pure software means of payment is low, such as mobile-phone payment and Quick Response Code barcode scanning payment etc.；
Select USB electronic cipher device payment then to need to be physically connected to computer end and carry out delivery operation；And use credible execution environment, peace
The payment scheme such as full chip then need to update hardware platform.
As can be seen here, existing payment scheme can be limited by factors such as handset capability, functional configuration and networks, it is impossible to simultaneously
The safety and the convenience that meet financial card paying are experienced.
Summary of the invention
It is an object of the invention to provide a kind of fiscard and using method thereof, improve financial card paying safety and
Convenience is experienced.
For reaching above-mentioned purpose, the present invention provides a kind of fiscard, including: safety chip, functional chip, radio communication core
Sheet, display screen and power supply, wherein:
Wireless communication chips and external equipment carry out communication, it is judged that whether the transaction request that fiscard receives relates to peace
The process of total evidence, is sent to safety chip by the transaction request relating to secure data process, will relate to and the most unrelated number
It is sent to functional chip according to the transaction request processed；
Secure data, according to the transaction request received, is processed by safety chip, and is incited somebody to action by wireless communication chips
Secure data after process is converted to Quick Response Code, and is sent to display screen；
Secure data after the process that display screen will receive shows with the form of Quick Response Code；
The data unrelated with safety, according to the transaction request received, are processed, pass through radio communication by functional chip
Data after chip will process are sent to display screen.
Described wireless communication chips includes Bluetooth chip and/or NFC chip.
Described fiscard also includes that multiple button, multiple buttons at least include upturning key, downturning key, acknowledgement key, cancel key
And power key, wherein cancel key and power key are same button, are realized the differentiation of function by the length of compressing time.
Described fiscard also includes external contact, for being electrically connected with card reader in contact swipes the card mode of doing business
Connect.
The fiscard that the present invention provides has structure as above, and Quick Response Code is output to display as element of transaction
Screen, it is to avoid the security risk that pure software pays；External equipment completes the quick exchange of information by sweeping Quick Response Code and fiscard；
Wireless communication chips makes to set up wireless transfer channel between fiscard and external equipment and removes physical connection from, it can be seen that, this
Invention provides fiscard to be respectively provided with good Consumer's Experience in terms of safety and convenience.
The application also provides for the using method of a kind of fiscard, and the using method of this fiscard includes online trading process,
Online trading process comprises the steps:
Step S1, user complete on line after shopping, intelligent movable equipment to initiate to fiscard by intelligent movable equipment
Transaction request；
Step S2, user start fiscard, and fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses
Intelligent movable device scan Quick Response Code, makes intelligent movable equipment match with fiscard, sets up therebetween wireless transfer channel；
Step S3, fiscard carry out authenticating user identification；
Step S4, fiscard are by after authentication, and secure data is entered by safety chip according to the transaction request received
Row processes, and returns the result to display screen, confirms to user；
Step S5, user confirm Transaction Information, complete transaction.
Wherein, in step S3, fiscard carries out authentication and specifically includes following steps user:
S301, certificate server send certification request to smart card；
S302, user input the PIN code of fiscard；
S303, the safety chip of fiscard generate certification password and show on a display screen with Quick Response Code form:
S304, scanning input Quick Response Code read the certification password of fiscard, and are sent to certificate server；
S305, certificate server call the accounts information of fiscard, and the random sequence that generation is correlated with is entered with certification password
Row comparison, it determines the legitimacy of user identity and verity.
The using method of fiscard also includes that contact is swiped the card mode, and the contact mode of swiping the card comprises the steps:
P1, card reader send request to fiscard and pay signal；
P2, contact are swiped the card, and make to electrically connect between the external contact of fiscard and card reader；
P3, user's PIN PAD input PIN code by card reader；
P4, the safety chip of fiscard generate certification password and are sent to card reader；
Certification password is sent to certificate server by background server by P5, card reader；
P6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
P7, fiscard are by after authentication, and customer transaction information is shown on the display screen of fiscard；
P8, user confirm Transaction Information, complete transaction.
The using method of fiscard also includes contactless mode of swiping the card, and the contactless mode of swiping the card comprises the following steps:
Q1, card reader send request to fiscard and pay signal；
Q2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
Q3, user input PIN code at the PIN PAD of card reader；
Q4, the safety chip of fiscard generate certification password and are sent to card reader；
The certification password information of fiscard is sent to certificate server by background server by Q5, card reader；
Q6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
After Q7, fiscard are by certification, customer transaction information is displayed on the display screen of fiscard；
Q8, user confirm Transaction Information, complete transaction.
The using method of fiscard also includes penny ante process, the functional chip of fiscard enter penny ante data
Row processes, and wherein, the process being carried out penny ante by intelligent movable equipment is comprised the steps:
R1, user send request by intelligent movable equipment to fiscard and pay signal；
R2, fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses intelligent movable device scan two dimension
Code, makes intelligent movable equipment match with fiscard, sets up therebetween wireless transfer channel；
After R3, fiscard receive payment request, penny ante data are processed by functional chip, and by result
It is shown on display screen with Quick Response Code form；
R4, user scan Quick Response Code again, read penny ante data message, and transaction results is returned to display screen；
R5, user confirm transaction results, complete transaction.
The using method of fiscard also includes penny ante process, the functional chip of fiscard enter penny ante data
Row processes, and wherein, the process of the penny ante carried out by card reader is comprised the steps:
T1, card reader send request to fiscard and pay signal；
T2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
After T3, fiscard receive payment request, penny ante data are processed by functional chip, and Transaction Information is direct
Export on the display screen of fiscard；
T4, user confirm Transaction Information, complete transaction.
In the using method of the fiscard of present invention offer, Quick Response Code exports display screen as element of transaction, by hands
The external equipment barcode scanning such as machine, Pad completes quick links；Set up wireless transfer channel by Bluetooth chip or NFC chip, make gold
Melt and between card and external equipment, remove physical connection from；This fiscard adds and is authenticated user identity and user is to friendship simultaneously
Easily the verification of information confirms process, it is to avoid the security risk that pure software pays, and improves the safety and just of fiscard transaction
Victory.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present application or technical scheme of the prior art, below will be to embodiment or existing
In having technology to describe, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is only this
Some embodiments described in application, for those of ordinary skill in the art, it is also possible to obtain other according to these accompanying drawings
Accompanying drawing.
Fig. 1 is the cut-away view of the fiscard that the present embodiment provides；
Fig. 2 is the schematic appearance of the fiscard that the present embodiment provides；
Fig. 3 is the flow chart of the online trading of the fiscard that the present embodiment provides；
Fig. 4 is the flow chart that the fiscard that the present embodiment provides carries out user authentication；
Fig. 5 is the flow chart that the contact of fiscard that the present embodiment provides is swiped the card；
Fig. 6 is the contactless flow chart swiped the card of the fiscard that the present embodiment provides；
Fig. 7 is the flow chart that the fiscard that the present embodiment provides carries out penny ante by intelligent movable equipment；
Fig. 8 is the flow chart that the fiscard that the present embodiment provides carries out penny ante by card reader.
1-safety chip；2-functional chip；3-wireless communication chips；4-external contact；5-display screen；Many buttons of 6-；
7-power supply；8-external contact；301-Bluetooth chip；302-NFC chip；701-rechargeable battery；702-wireless charging module.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe, it is clear that described embodiment is a part of embodiment of the present invention rather than whole embodiments wholely.Based on this
Embodiment in bright, the every other enforcement that those of ordinary skill in the art are obtained under not making creative work premise
Example, broadly falls into the scope of protection of the invention.
Alternatively, as in figure 2 it is shown, fiscard also includes external contact 4, it is used in contact swipes the card mode of doing business and reading
Card device is electrically connected.Exemplarily, when contact is swiped the card, hold the top of fiscard, along card reader card-brushing groove firmly to
Front promotion fiscard so that fiscard is electrically connected with card reader.
Alternatively, as it is shown in figure 1, power supply 7 includes rechargeable battery 701 and wireless charging module 702.Exemplarily, may be used
Rechargeable battery 701 can be lithium ion battery or polymer battery, is built in fiscard, provides power supply for fiscard, and can
It is charged.Exemplarily, wireless charging module 702 can sense the electromagnetic wave signal that card reader end sends, and by electromagnetic wave
Signal is converted into current signal, and produced faradic current part works for fiscard, and remainder is filled with rechargeable battery
701。
It addition, the embodiment of the present application also provides for the using method of a kind of fiscard, this using method is applied to be had as above
The fiscard of described structure, specifically, the using method of this fiscard includes online trading process, as it is shown on figure 3, online trading
Process comprises the steps:
Step S1, user complete on line after shopping, intelligent movable equipment to initiate to fiscard by intelligent movable equipment
Transaction request；
Step S2, user start fiscard, and fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses
Intelligent movable device scan Quick Response Code, makes intelligent movable equipment match with fiscard, sets up therebetween wireless transfer channel；
Step S3, fiscard carry out authenticating user identification；
Step S4, fiscard are by after authentication, and secure data is entered by safety chip according to the transaction request received
Row processes, and returns the result to display screen, confirms to user；
Step S5, user confirm Transaction Information, complete transaction.
Exemplarily, when fiscard also includes validating that key, user presses the acknowledgement key of fiscard, completes transaction.Such as nothing
Specified otherwise, the mode completing transaction mentioned in literary composition can be all above mode.
Wherein, as shown in Figure 4, in step S3, fiscard carries out authentication and specifically includes following steps user:
S301, certificate server send certification request to smart card；
S302, user input the PIN code of fiscard；
S303, the safety chip of fiscard generate certification password and show on a display screen with Quick Response Code form；
S304, scanning input Quick Response Code read the certification password of fiscard, and are sent to certificate server；
S305, certificate server call the accounts information of fiscard, and the random sequence that generation is correlated with is entered with certification password
Row comparison, it determines the legitimacy of user identity and verity.
In the using method of the fiscard of embodiment of the present invention offer, Quick Response Code exports display screen as element of transaction
5, the external equipment barcode scanning such as mobile phone, Pad complete quick links；Wireless transfer channel is set up by Bluetooth chip or NFC chip,
Make to remove between fiscard and external equipment physical connection；This fiscard adds and is authenticated user identity and user simultaneously
The verification of Transaction Information is confirmed process, it is to avoid the security risk that pure software pays, improve the safety of fiscard transaction
And convenience.
Alternatively, the using method of fiscard also includes that contact is swiped the card mode, the mode as it is shown in figure 5, contact is swiped the card
Comprise the steps:
P1, card reader send request to fiscard and pay signal；
P2, contact are swiped the card, and make to electrically connect between the external contact of fiscard and card reader；
P3, user's PIN PAD input PIN code by card reader；
P4, the safety chip of fiscard generate certification password and are sent to card reader；
Certification password is sent to certificate server by background server by P5, card reader；
P6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
P7, fiscard are by after authentication, and customer transaction information is shown on the display screen of fiscard；
P8, user confirm Transaction Information, complete transaction.
Exemplarily, in order to avoid the fiscard account information of user is retained by trade company, can be by fiscard account with two dimension
Code form is apparent on display screen 5, and in the handoff procedure of some screen messages, is dynamically completed financial card information and transaction letter
The submission of breath.
Alternatively, the using method of fiscard also includes contactless mode of swiping the card, and as shown in Figure 6, contactless swipes the card
Mode comprises the following steps:
Q1, card reader send request to fiscard and pay signal；
Q2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
Q3, user input PIN code at the PIN PAD of card reader；
Q4, the safety chip of fiscard generate certification password and are sent to card reader；
The certification password information of fiscard is sent to certificate server by background server by Q5, card reader；
Q6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
After Q7, fiscard are by certification, customer transaction information is displayed on the display screen of fiscard；
Q8, user confirm Transaction Information, complete transaction.
Similarly, in order to avoid the fiscard account information of user is retained by trade company, can be by fiscard account with Quick Response Code
Form manifests on a display screen, and in the handoff procedure of some screen messages, is dynamically completed financial card information and Transaction Information
Submission.
Alternatively, the using method of fiscard also includes penny ante process, the process of exchange of swiping the card of similar mass transit card,
Prestore in card the transaction funds of certain number, only mass transit card need to be pressed close to card reader, then mass transit card senses what card reader sent
Requests transaction signal, automatically reduce in mass transit card riding fee use through section, owing to the amount of money that prestores of mass transit card is low, for
The agility swiped the card and convenience, therefore have ignored the management and control to its safety, whole process of exchange is verified without PIN code,
The application in close transaction field is exempted from small amount, the embodiment of the present invention function core by fiscard in order to take into account fiscard
Penny ante data are processed by sheet, owing to whole penny ante process is not related to the access to secure data, therefore full
On the premise of foot safety, expand fiscard and exempted from the application in close transaction field in the small amount requiring agility and convenience.
Wherein, as it is shown in fig. 7, carry out the process of penny ante by intelligent movable equipment and comprise the steps:
R1, user send request by intelligent movable equipment to fiscard and pay signal；
R2, fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses intelligent movable device scan two dimension
Code, makes intelligent movable equipment match with fiscard, sets up therebetween wireless transfer channel；
After R3, fiscard receive payment request, penny ante data are processed by functional chip, and by result
It is shown on display screen with Quick Response Code form；
R4, user scan Quick Response Code again, read penny ante data message, and transaction results is returned to display screen；
R5, user confirm transaction results, complete transaction.
Similarly, in order to avoid the fiscard account information of user is retained by trade company, can be by fiscard account with Quick Response Code
Form manifests on a display screen, and in the handoff procedure of some screen messages, is dynamically completed financial card information and Transaction Information
Submission.
As shown in Figure 8, the process of the penny ante carried out by card reader is comprised the steps:
T1, card reader send request to fiscard and pay signal；
T2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
After T3, fiscard receive payment request, penny ante data are processed by functional chip, and Transaction Information is direct
Export on the display screen of fiscard；
T4, user confirm Transaction Information, complete transaction.
Similarly, in order to avoid the fiscard account information of user is retained by trade company, can be by fiscard account with Quick Response Code
Form is apparent on display screen 5, and in the handoff procedure of some screen messages, is dynamically completed financial card information and Transaction Information
Submission.
Exemplarily, the upper limit of penny ante can be set as 100 yuan, and the amount of money is stored in functional chip 2, then
By functional chip 2, penny ante data are processed, need not input fiscard PIN code in setting limit；When exceeding
During setting limit or when Sorry, your ticket has not enough value in functional chip, the required amount of money can be applied for safety chip 1, by input fiscard
PIN code realizes.
Although having been described for the preferred embodiment of the application, but those skilled in the art once know basic creation
Property concept, then can make other change and amendment to these embodiments.So, claims are intended to be construed to include
Preferred embodiment and fall into all changes and the amendment of the application scope.Obviously, those skilled in the art can be to this Shen
Please carry out various change and modification without deviating from spirit and scope.So, if these of the application are revised and become
Type belongs within the scope of the application claim and equivalent technologies thereof, then the application is also intended to comprise these changes and modification exists
In.
Claims (10)
1. a fiscard, it is characterised in that including: safety chip, functional chip, wireless communication chips, display screen and power supply,
Wherein:
Wireless communication chips and external equipment carry out communication, it is judged that whether the transaction request that fiscard receives relates to safety number
According to process, be sent to safety chip by relating to the transaction request that secure data processes, will relate to at the most unrelated safe data
The transaction request of reason is sent to functional chip；
Secure data, according to the transaction request received, is processed by safety chip, and will be processed by wireless communication chips
After secure data be converted to Quick Response Code, and be sent to display screen；
Secure data after the process that display screen will receive shows with the form of Quick Response Code；
The data unrelated with safety, according to the transaction request received, are processed, pass through wireless communication chips by functional chip
Data after processing are sent to display screen.
2. fiscard as claimed in claim 1, it is characterised in that wireless communication chips includes Bluetooth chip and/or NFC core
Sheet.
3. fiscard as claimed in claim 1, it is characterised in that fiscard also includes that multiple button, multiple buttons at least wrap
Including upturning key, downturning key, acknowledgement key, cancel key and power key, wherein cancel key and power key are same button, during by pressing
Between length realize the differentiation of function.
4. fiscard as claimed in claim 1, it is characterised in that fiscard also includes external contact, at contact brush
Card mode of doing business is electrically connected with card reader.
5. the using method of a fiscard, it is characterised in that include that online trading process, online trading process include walking as follows
Rapid:
Step S1, user complete on line after shopping, intelligent movable equipment to initiate transaction to fiscard by intelligent movable equipment
Request；
Step S2, user start fiscard, and fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses movement
Smart machine scanning Quick Response Code, makes intelligent movable equipment match with fiscard, sets up therebetween wireless transfer channel；
Step S3, fiscard carry out authenticating user identification；
Step S4, fiscard by after authentication, safety chip according to the transaction request received to secure data at
Reason, and return the result to display screen, confirm to user；
Step S5, user confirm Transaction Information, complete transaction.
6. the using method of fiscard as claimed in claim 5, it is characterised in that step S3 specifically includes following steps:
S301, certificate server send certification request to smart card；
S302, user input the PIN code of fiscard；
S303, the safety chip of fiscard generate certification password and show on a display screen with Quick Response Code form；
S304, scanning input Quick Response Code read the certification password of fiscard, and are sent to certificate server；
S305, certificate server call the accounts information of fiscard, and the random sequence that generation is correlated with compares with certification password
Right, it determines the legitimacy of user identity and verity.
7. the using method of fiscard as claimed in claim 5, it is characterised in that also include that contact is swiped the card mode, contact
The formula mode of swiping the card comprises the steps:
P1, card reader send request to fiscard and pay signal；
P2, contact are swiped the card, and make to electrically connect between the external contact of fiscard and card reader；
P3, user's PIN PAD input PIN code by card reader；
P4, the safety chip of fiscard generate certification password and are sent to card reader；
Certification password is sent to certificate server by background server by P5, card reader；
P6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
P7, fiscard are by after authentication, and customer transaction information is shown on the display screen of fiscard；
P8, user confirm Transaction Information, complete transaction.
8. the using method of fiscard as claimed in claim 5, it is characterised in that also include contactless mode of swiping the card, non-
The contact mode of swiping the card comprises the following steps:
Q1, card reader send request to fiscard and pay signal；
Q2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
Q3, user input PIN code at the PIN PAD of card reader；
Q4, the safety chip of fiscard generate certification password and are sent to card reader；
The certification password of fiscard is sent to certificate server by background server by Q5, card reader；
Q6, certificate server differentiate the legitimacy of user identity and verity and authentication result are returned background server；
Q7, fiscard are by after authentication, and customer transaction information is displayed on the display screen of fiscard；
Q8, user confirm Transaction Information, complete transaction.
9. the using method of fiscard as claimed in claim 5, it is characterised in that also include penny ante process, by finance
Penny ante data are processed by the functional chip of card, wherein, are carried out the process bag of penny ante by intelligent movable equipment
Include following steps:
R1, user send request by intelligent movable equipment to fiscard and pay signal；
R2, fiscard output Quick Response Code, this Quick Response Code comprises unpaired message, and user uses intelligent movable device scan Quick Response Code,
Make intelligent movable equipment match with fiscard, set up therebetween wireless transfer channel；
After R3, fiscard receive payment request, penny ante data are processed by functional chip, and by result with two
Dimension code form is shown on display screen；
R4, user scan Quick Response Code again, read penny ante data message, and transaction results is returned to display screen；
R5, user confirm transaction results, complete transaction.
10. the using method of fiscard as claimed in claim 5, it is characterised in that also include penny ante process, by finance
Penny ante data are processed by the functional chip of card, wherein, the process of the penny ante carried out by card reader include as
Lower step:
T1, card reader send request to fiscard and pay signal；
T2, the wireless communication chips of fiscard sense the signal of card reader, automatically into state of activation；
After T3, fiscard receive payment request, penny ante data are processed by functional chip, and Transaction Information directly displays
On display screen；
T4, user confirm Transaction Information, complete transaction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610521660.3A CN106169091B (en) | 2016-07-03 | 2016-07-03 | A kind of fiscard and its application method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610521660.3A CN106169091B (en) | 2016-07-03 | 2016-07-03 | A kind of fiscard and its application method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN106169091A true CN106169091A (en) | 2016-11-30 |
| CN106169091B CN106169091B (en) | 2019-11-08 |
Family
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Cited By (7)
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| CN106952091A (en) * | 2017-04-05 | 2017-07-14 | 恒宝股份有限公司 | A kind of Internet of Things payment devices and its method of work |
| CN106991564A (en) * | 2017-04-05 | 2017-07-28 | 恒宝股份有限公司 | A kind of Internet of Things Payment Card and its Transaction Information confirmation method |
| CN107122972A (en) * | 2017-05-12 | 2017-09-01 | 恒宝股份有限公司 | The method of work and system of a kind of bluetooth card |
| WO2018130141A1 (en) * | 2017-01-16 | 2018-07-19 | 上海亚融信息技术有限公司 | Password input system included in ic card and ic card password input method included in ic card |
| WO2018165921A1 (en) * | 2017-03-15 | 2018-09-20 | 深圳大趋智能科技有限公司 | Pos machine password secure input method and device |
| CN108665267A (en) * | 2018-07-05 | 2018-10-16 | 中国工商银行股份有限公司 | Safety certification device and system |
| WO2022227274A1 (en) * | 2021-04-28 | 2022-11-03 | 武汉天喻信息产业股份有限公司 | Active video card supporting active/passive collection and payment functions |
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| CN106991564A (en) * | 2017-04-05 | 2017-07-28 | 恒宝股份有限公司 | A kind of Internet of Things Payment Card and its Transaction Information confirmation method |
| CN106952091B (en) * | 2017-04-05 | 2019-12-31 | 恒宝股份有限公司 | Internet of things payment equipment and working method thereof |
| CN107122972A (en) * | 2017-05-12 | 2017-09-01 | 恒宝股份有限公司 | The method of work and system of a kind of bluetooth card |
| CN108665267A (en) * | 2018-07-05 | 2018-10-16 | 中国工商银行股份有限公司 | Safety certification device and system |
| WO2022227274A1 (en) * | 2021-04-28 | 2022-11-03 | 武汉天喻信息产业股份有限公司 | Active video card supporting active/passive collection and payment functions |
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