CN101819662A - Communication terminal for realizing means of payment based on handwriting identification and realization method thereof - Google Patents
Communication terminal for realizing means of payment based on handwriting identification and realization method thereof Download PDFInfo
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- CN101819662A CN101819662A CN201010108939A CN201010108939A CN101819662A CN 101819662 A CN101819662 A CN 101819662A CN 201010108939 A CN201010108939 A CN 201010108939A CN 201010108939 A CN201010108939 A CN 201010108939A CN 101819662 A CN101819662 A CN 101819662A
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Abstract
The invention provides a communication terminal for realizing means of payment based on handwriting identification and a realization method thereof, belonging to the field of electronic equipment. The method comprises the following steps of: (1) arranging a communication terminal for payment; (2) pre-creating standard handwriting information bonded with the communication terminal and setting a payment amount; (3) creating a payment request by a user; (4) inputting handwriting information by the user so as to confirm payment; (5) comparing the handwriting information input in the step (4) with the stand handwriting in the step (2) to carry out effective identification; and (6) carrying out effective payment if the confirmation is successful, otherwise, not carrying out payment or turning to the step (4) to repeatedly input the handwriting information. The system comprises a handwriting mode and payment amount corresponding module, a handwriting simplicity alarm module, an amount selection module and a handwriting identification and amount trigger module. With the communication terminal, during shopping, the user can easily pay by inputting corresponding handwriting information through a cell phone without carrying with a bank card.
Description
Technical field
The invention belongs to electronic device field, relate to a kind of communicating terminal and its implementation based on person's handwriting identification realization means of payment.
Background technology
Along with the develop rapidly of science and technology, electronic product has become article indispensable in people's daily life.And popularizing rapidly of internet makes these telecommunications terminals with communication function play the part of more and more important role in people's life.
And based on the internet, businessman begins to change existing method of service as service of StoreFront formula or counter type service, but oneself Business Information and product information is published on the internet, seek more affiliate and business opportunity, as present Taobao, Dangdang.coms etc. all include the virtual shop based on the internet, and this sales mode is by more and more many businessman's approvals.And the user can stay indoors, and just can select the thing of oneself hobby, and by the purchase of paying the bill of the mode of online payment.
But this online payment means generally all need by browsing page and carry out delivery operation, and in order to prevent stolen and other safety factor of trading account, need outside payment instruction lock or command card to come release toward contact, finish the transaction operation.And the keeping of payment instruction lock or command card is often neglected by the user easily and caused irremediable loss.
Therefore being necessary provides a kind of communicating terminal method of payment and system based on person's handwriting identification, by interior notes identification module and the determination step thereof that is built in communicating terminal, for this means of payment based on the internet provide operating process efficiently.And the safety precautions of this system is the notes identification release of in-building type, and the user need not to carry payment instruction lock or command card, also need not to keep firmly in mind password, and is user-friendly.
Summary of the invention
The purpose of this invention is to provide a kind of communicating terminal and its implementation, in order to a kind of communicating terminal and its implementation that can realize realizing by the person's handwriting recognition technology means of payment to be provided based on person's handwriting identification realization means of payment.
A kind of communicating terminal based on person's handwriting identification realization means of payment, described communicating terminal includes fuselage, and be encapsulated in touch input structure, display screen on the fuselage, be encapsulated in radio circuit, control module, storage unit, voicefrequency circuit and battery in the fuselage, it is characterized in that this system includes following ingredient:
The person's handwriting encrypting module, it is aimed at following person's handwriting form and payment amount respective modules, and the different stage that sets payment amount is carried out the modular structure that person's handwriting is encrypted;
Person's handwriting form and payment amount respective modules, it is to be used for when person's handwriting is encrypted, and carries out amount setting and standard handwriting and sets, with different person's handwriting forms and the corresponding modular structure of different stage payment amount;
The simple and easy degree alarm module of person's handwriting, be used for when person's handwriting ciphering process input standard handwriting information, whether criterion person's handwriting form and pairing payment amount be supporting, when handwriting information is spent when simple with respect to the amount paid that will encrypt, this module will be carried out alarm, and this module comprises the simple and easy degree of person's handwriting and amount respective modules and handwriting information and amount determination module;
Handwriting recognition module, it is in order to different stage that encrypting module the is directed to payment amount of identifying the handwriting, set person's handwriting enciphered message is carried out person's handwriting deciphering module identified structure, includes identification of amount chosen module and person's handwriting and amount trigger module,
Amount chosen module is wherein being carried out person's handwriting when payment identification, user's modular structure that amount is selected of paying,
Identification of wherein person's handwriting and amount trigger module, it be the user when paying, the Payment Request of corresponding different amounts is imported the modular structure that corresponding handwriting information is effectively paid.
Corresponding described person's handwriting form and payment amount respective modules, when the amount grade setting, the person's handwriting form that different payment amounts is corresponding different, its identification difficulty threshold value difference of different person's handwriting forms, this identification difficulty threshold value can comprise handwriting information amount, written handwriting time integral amount.
Corresponding described person's handwriting identification and amount trigger module, be provided with in order to discern by region to the input handwriting information, come region handwriting information module that obligation authority is provided with, described region handwriting information module includes region determination module, region and handwriting information respective modules and authority determination module.
Described communicating terminal is provided with the time determination module, the standard handwriting time determination module that includes restriction and criterion person's handwriting input time, restriction and judgement user import the checking person's handwriting time determination module of person's handwriting information time, and are used to judge user's running time determination module of user's whole operation time restriction.
Described communicating terminal is provided with identical amount payment adaptation module, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can be with effective checking of described amount, confirm payment, need not the modular structure of extra checking.
A kind of communicating terminal and its implementation based on person's handwriting identification realization means of payment is characterized in that this method comprises the steps:
Step 1. is provided with a communicating terminal that is used to the means of paying;
Step 2. is built the standard handwriting information and the payment amount of binding mutually with communicating terminal in advance and is set;
Step 3. user sets up Payment Request;
Step 4. user imports handwriting information, with the affirmation of paying;
Step 5. compares the handwriting information of input in the step 4 and the standard handwriting in the step 2, effectively discerns;
Step 6. is confirmed successfully effectively to pay, otherwise does not pay or forward step 4 to, re-enters handwriting information.
In described step 2, described amount set be classification other, identification difficulty threshold value that different payment amount is corresponding different and various criterion handwriting information be one at least, and described identification difficulty threshold value is a handwriting information amount and written handwriting time integral amount one at least.
Corresponding step 4,5, can pass through region handwriting information module, be directed to different regions, the person's handwriting that passes through that the user is provided with is discerned the modular structure that the authority of paying limits, region handwriting information module wherein includes region determination module, region and handwriting information respective modules and the authority determination module of determining the communicating terminal region location.
Corresponding step 4,5,6, described communicating terminal is provided with the time determination module, the standard handwriting time decision sub-module that includes restriction and criterion person's handwriting input time, restriction and judgement user import the checking person's handwriting time decision sub-module of person's handwriting information time, and are used to judge user's running time decision sub-module of user's whole operation time restriction.
Corresponding step 6, described communicating terminal are provided with identical amount payment adaptation module, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can confirm payment with effective checking of described amount, need not extra checking.
The invention has the advantages that:
At present, at market shopping, when carrying out cashless payment, all will take out the bank card of oneself, import six passwords, pay, password is simple like this, and bank card carries inconvenience and also is easy to lose.Communicating terminal method of payment and system based on person's handwriting identification of the present invention, can realize that communication terminal user can pass through the person's handwriting recognition technology at any time, directly carry out various payments by mobile phone terminal, by person's handwriting form and payment amount respective modules, set the handwriting information of different amount rank correspondences, person's handwriting identification complexity can be come regulated at will according to payment amount size like this, in addition, can also pass through region handwriting information module, can carry out region identification to the handwriting information of being imported, if the ground domain information is incorrect, can't pay, the accounts information to the user has carried out well maintaining secrecy like this.Communicating terminal of the present invention has been arranged, and the user needn't be with the card that goes to bank when doing shopping, and directly by mobile phone, imports corresponding handwriting information and just can easily pay.
Description of drawings
Fig. 1 is a kind of theory diagram of discerning the communicating terminal of realizing means of payment based on person's handwriting of the present invention.
Fig. 2 is a kind of process flow diagram of discerning the implementation method of the communicating terminal of realizing means of payment based on person's handwriting of the present invention.
Fig. 3 of the present inventionly a kind ofly realizes the structural representation of the communicating terminal of means of payment based on person's handwriting identification, is that wherein the user carries out person's handwriting when encrypting the established standards person's handwriting, produces the situation of alarm.
Fig. 4 of the present inventionly a kind ofly realizes the structural representation of the communicating terminal of means of payment based on person's handwriting identification, be wherein the user by the amount chosen module, the situation that the amount of paying is selected.
Fig. 5 of the present inventionly a kind ofly realizes the structural representation of the communicating terminal of means of payment based on person's handwriting identification, is the situation of the corresponding handwriting information of wherein needed payment amount.
Fig. 6 is the structural representation of a kind of embodiment of a kind of communicating terminal of realizing means of payment based on person's handwriting identification of the present invention, is wherein a kind of situation of paying the corresponding person's handwriting input of amount.
Fig. 7 is the structural representation of a kind of embodiment of a kind of communicating terminal of realizing means of payment based on person's handwriting identification of the present invention, is a kind of embodiment.
Embodiment
Below with reference to accompanying drawing,, the present invention is done more detailed introduction in conjunction with specific embodiment:
The explanation of Fig. 1:
Shown in ginseng Fig. 1, showed this primary structure of discerning the communicating terminal 100 of realizing means of payment based on person's handwriting among this figure, at first introduce the present invention and be used to realize basic structure based on the communicating terminal payment function of person's handwriting identification: communication terminal control module 200, it is the cellular construction that is used for controlling trouble-free operation between each module of total system; Touch input structure 210, it includes touch-screen 212 and the touch pad 211 that is arranged on the fuselage, cooperating following writing pencil 280 to be used for realizing the content input of mobile phone terminal, also can realize that the user handwriting input carries out the situation to the respective encrypted contents decryption simultaneously; Radio circuit 220, terminal and internet carry out in the process of high-frequency transmission, are used for realizing high-frequency signal is received, handles and launches the high-frequency current in the main treatment circuit; Storage unit 230, it is to be used for address list, short message, relative program in the memory communicating terminal and the cellular construction of following various information such as standard handwriting information; Voicefrequency circuit 240, it is the circuit structure that is used for realizing functions such as communicating terminal multimedia and conversation; Video circuit 250, it is the circuit structure that is used for realizing functions such as communicating terminal multimedia and shooting; Battery 260, it is the structure that is used to provide the electric energy needs of communicating terminal operate as normal, generally elects rechargeable battery as; Button 270, it is the function button of the various feature operations of communicating terminal, corresponding button correspondence function corresponding; Writing pencil 280, it is to be used for a kind of writing pencil structure of on touch input structure communicating terminal being carried out various feature operations; Display screen 290, it is to be used for the structure that communicating terminal shows, in this system 100, shows the difference payment amount and other operation information that allow the user select.
Below be this characteristic structure of discerning the communicating terminal 100 of realizing means of payment based on person's handwriting of the present invention:
Person's handwriting encrypting module 330, it is aimed at above-mentioned person's handwriting form and payment amount respective modules 310, and the different stage payment amount that sets is carried out the modular structure that person's handwriting is encrypted.
Person's handwriting form and payment amount respective modules 310, when the user pays amount setting and standard handwriting setting, different person's handwriting forms and the corresponding modular structure of different stage payment amount, when the payment amount is not in same level range, the standard handwriting complexity that the user sets is also different, wherein just sets up the corresponding relation of the two by this person's handwriting form and payment amount respective modules 310.
The simple and easy degree alarm module 320 of person's handwriting, include simple and easy degree of person's handwriting and amount respective modules 321 and handwriting information and amount determination module 322, when the user carries out the person's handwriting encryption when setting up standard person's handwriting, by simple and easy degree of person's handwriting and amount respective modules 321, come criterion person's handwriting form and payment amount whether not to match, by handwriting information and amount determination module 322, judge whether handwriting information is too simple, if it is too simple, communicating terminal will carry out alarm, for example, and when the standard handwriting of carrying out being imported when person's handwriting is encrypted is too simple, to occur above the communicating terminal display screen 290 " the person's handwriting form is too simple, please re-enter! " or other alarm printed words, or send situations such as alarm sound.
Amount chosen module 341 wherein, it is when the user carries out person's handwriting identification payment, pass through this amount chosen module 341 earlier, the amount scope that selection will be paid, and then the input handwriting information carries out person's handwriting identification delivery operation;
Wherein person's handwriting identification and amount trigger module 342, the user is when using communicating terminal to pay, choose the amount scope that will pay, by this person's handwriting identification and amount trigger module 342, input is effectively paid with the corresponding handwriting information of this payment amount.
In addition, corresponding described person's handwriting form and payment amount respective modules 310, when the amount grade setting, the person's handwriting form that different payment amounts is corresponding different, its identification difficulty threshold value difference of different person's handwriting forms, this identification difficulty threshold value can be the handwriting information amount, for example, 3000 yuan of handwriting informations with the interior pairing person's handwriting form of payment amount scope correspondence can be " stroke is at least more than three strokes ", the handwriting information of the pairing person's handwriting form of the payment scope correspondence more than 20000 yuan can for " stroke is at least more than ten strokes; and at least two words " or the like the handwriting information amount requirement of form, in addition, this identification difficulty threshold value also can be written handwriting time integral amount, for example, 3000 yuan of written handwriting time integral amounts with the interior pairing person's handwriting form of payment amount scope correspondence are " at least 5 second ", and the written handwriting time integral amount of the pairing person's handwriting form of the payment scope correspondence more than 20000 yuan is the requirement of the written handwriting time integral amount of " at least 30 second " or the like form;
Region handwriting information module 350, it is corresponding described handwriting recognition module 340, be provided with in order to discern by region to the input handwriting information, come modular structure that obligation authority is provided with, it includes and is used for region determination module 351 that the payment region at place is judged, be used for the handwriting information that the user is imported and be used for region and the handwriting information respective modules 352 that corresponding relation is set up in the region, place, and the authority determination module 353 that is used for final region authority judgement, for example, as user during at the Shanghai City Yangpu District, just can being set in other place except Shanghai, to carry out person's handwriting identification payment all be invalid, even can being arranged on other place beyond the Yangpu District, to carry out person's handwriting identification payment all be invalid.
Identical amount payment adaptation module 370, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can be with effective checking of described amount, confirm payment, need not extra checking, this identical amount payment adaptation module 370 is cooperating above-mentioned user's running time determination module 363, set the user and successfully pay the later stipulated time in this time, as 10 minutes, the user pays identical or during less than the amount of this time payment once more in 10 minutes, identification realizes that the communicating terminal 100 of means of payment can pass through notes checking identification by default user based on person's handwriting, be that the user need not can directly confirm payment by person's handwriting identification, provide verification mode more fast and easily at the user in this operation of frequent payment of a period of time like this.
The explanation of Fig. 2:
Join shown in Figure 2ly, showed the process flow diagram of a kind of communicating terminal method of payment based on person's handwriting identification of the present invention among this figure.A kind of communicating terminal method of payment based on person's handwriting identification is characterized in that this method includes following steps:
Step 1. is provided with a communicating terminal that is used to pay;
Step 2. is built the standard handwriting information and the payment amount of binding mutually with communicating terminal in advance and is set;
Step 3. user sets up Payment Request;
Step 4. user imports handwriting information, with the affirmation of paying;
Step 5. compares the handwriting information of input in the step 4 and the standard handwriting in the step 2, effectively discerns;
Step 6. is confirmed successfully effectively to pay, otherwise does not pay or forward step 4 to, re-enters handwriting information.
Further, described a kind of communicating terminal method of payment based on person's handwriting identification also has following technical characterictic:
In described step 2, described amount set be classification other, identification difficulty threshold value that different payment amount is corresponding different and various criterion handwriting information be one at least, and described identification difficulty threshold value is a handwriting information amount and written handwriting time integral amount one at least
Described region handwriting information module, include region determination module, region and handwriting information respective modules and authority determination module, described communicating terminal is provided with the time determination module, the standard handwriting time decision sub-module that includes restriction and criterion person's handwriting input time, restriction and judgement user import the checking person's handwriting time decision sub-module of person's handwriting information time, and are used to judge user's running time decision sub-module of user's whole operation time restriction.
Corresponding step 6, described communicating terminal are provided with identical amount payment adaptation module, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can confirm payment with effective checking of described amount, need not extra checking.In described step 6, carry out person's handwriting when identification, be provided with person's handwriting input frequency threshold value, when person's handwriting input number of times during, will jump to step 4 smaller or equal to set threshold value, when person's handwriting input number of times during, can't effectively pay greater than set threshold value.
The explanation of Fig. 3:
Joining shown in Figure 3ly, showed and of the present inventionly a kind ofly realized the structural representation of the communicating terminal 100 of means of payment based on person's handwriting identification, is that wherein the user carries out person's handwriting when encrypting the established standards person's handwriting, produces the situation of alarm.When the user carries out the person's handwriting encryption by the person's handwriting encrypting module, import by touching input structure, when the standard handwriting of various payment amount rank correspondences is too simple, above the communicating terminal display screen 290, displaying contents 134 be " the person's handwriting form is too simple, please re-enter! " or other alarm printed words, or send situations such as alarm sound.At this moment, can select to confirm order 124, carry out the operation of re-entering of person's handwriting, select to exit command 140, the input operation of cancellation person's handwriting by button 270.
The explanation of Fig. 4:
Join shown in Figure 4ly, showed and of the present inventionly a kind ofly realized the structural representation of the communicating terminal 100 of means of payment based on person's handwriting identification, be wherein the user by the amount chosen module, the situation that the amount of paying is selected.The user has had the payment demand, just can be by the display screen 290 of the described communicating terminal of native system, the payment amount is selected accordingly, for example, displaying contents 130 can be as follows: " the payment amount is selected: in 3000 yuan; 3000-10000; 10000-20000, and 20000-50000...... ", when the user need pay the 1750 yuan of payment amounts that just can select " in 3000 yuan ", then directly by button 270, select pay warrant 120, carry out next step payment flow, when not needing payment or amount scope to select mistake, can select to exit command 140, the cancellation delivery operation.As an example, selected amount scope has the upper limit, and this upper limit is set according to user's request, and various amount ranks and level range all have the user to set as required.
The explanation of Fig. 5:
Joining shown in Figure 5ly, showed and of the present inventionly a kind ofly realized the structural representation of the communicating terminal 100 of means of payment based on person's handwriting identification, is the situation of the corresponding handwriting information of wherein needed payment amount.After the user selects to have finished to the payment amount, will import the handwriting information of respective pay amount, this figure is that the user has selected the payment amount of " in 3000 yuan ", the displaying contents 131 above this moment display screen 290 for " please import " in 3000 yuan " corresponding handwriting information! ", correct if the payment amount is selected, then can select to confirm order 121 by button 270, carry out next step person's handwriting input flow process, incorrect if the payment amount is selected, then can select to exit command 140 by button 270, reselect payment amount scope.
The explanation of Fig. 6:
Joining shown in Figure 6ly, showed the structural representation of a kind of embodiment of a kind of communicating terminal 100 of realizing means of payment based on person's handwriting identification of the present invention, is wherein a kind of situation of paying the corresponding person's handwriting input of amount.After corresponding above-mentioned amount is selected to confirm step, the user carries out the handwriting information input, in this embodiment, touching input structure is touch-screen 212, the handwriting information input can be selected writing pencil 280, also can directly carry out the handwriting information input with finger 170, displaying contents 132 among this figure above the touch display screen is " 3000 yuan of handwriting informations with interior correspondence: ", what the user imported is that the pairing handwriting information 150 of " in 3000 yuan " amount is " king " word, wherein " king " word carries user's handwriting characteristic, after the handwriting information input, can select to confirm order 122 by button 270, carry out person's handwriting and confirm, if the person's handwriting input is wrong, can select to exit command 140, re-enter other operations such as handwriting information.Because the payment amount is lower, the handwriting information of being imported is simple comparatively speaking.
The explanation of Fig. 7:
Join shown in Figure 7ly, showed the structural representation of a kind of embodiment of a kind of communicating terminal 100 of realizing means of payment based on person's handwriting identification of the present invention to be another kind of embodiment.In this embodiment, touching input structure is touch pad 211, and the handwriting information input can directly be carried out the handwriting information input with finger 170 by touch pad 211; Displaying contents 133 among this figure above the display screen 290 is " handwriting information of 10000-20000 correspondence: ", what the user imported is two words of the pairing handwriting information 151 of " 10000-20000 " amount " payment ", wherein " payment " two words carry user's handwriting characteristic, after the handwriting information input, can select to confirm order 123 by button 270, carry out person's handwriting and confirm, if the person's handwriting input is wrong, can select to exit command 140, re-enter other operations such as handwriting information.Because the payment amount of " in 3000 yuan " among this payment amount and the embodiment one is compared than higher, the handwriting information of being imported comparatively speaking will complexity.
More than be the description of this invention and non-limiting, based on other embodiment of inventive concept, all among protection scope of the present invention.
Claims (10)
1. communicating terminal of realizing means of payment based on person's handwriting identification, described communicating terminal includes fuselage, and be encapsulated in touch input structure, display screen on the fuselage, be encapsulated in radio circuit, control module, storage unit, voicefrequency circuit and battery in the fuselage, it is characterized in that this system includes following ingredient:
The person's handwriting encrypting module, it is aimed at following person's handwriting form and payment amount respective modules, and the different stage that sets payment amount is carried out the modular structure that person's handwriting is encrypted;
Person's handwriting form and payment amount respective modules, it is to be used for when person's handwriting is encrypted, and carries out amount setting and standard handwriting and sets, with different person's handwriting forms and the corresponding modular structure of different stage payment amount;
The simple and easy degree alarm module of person's handwriting, be used for when person's handwriting ciphering process input standard handwriting information, whether criterion person's handwriting form and pairing payment amount be supporting, when handwriting information is spent when simple with respect to the amount paid that will encrypt, this module will be carried out alarm, and this module comprises the simple and easy degree of person's handwriting and amount respective modules and handwriting information and amount determination module;
Handwriting recognition module, it is in order to different stage that encrypting module the is directed to payment amount of identifying the handwriting, set person's handwriting enciphered message is carried out person's handwriting deciphering module identified structure, includes identification of amount chosen module and person's handwriting and amount trigger module,
Amount chosen module is wherein being carried out person's handwriting when payment identification, user's modular structure that amount is selected of paying,
Identification of wherein person's handwriting and amount trigger module, it be the user when paying, the Payment Request of corresponding different amounts is imported the modular structure that corresponding handwriting information is effectively paid.
2. a kind of communicating terminal according to claim 1 based on person's handwriting identification realization means of payment, it is characterized in that: corresponding described person's handwriting form and payment amount respective modules, when the amount grade setting, the person's handwriting form that different payment amounts is corresponding different, its identification difficulty threshold value difference of different person's handwriting forms, this identification difficulty threshold value can comprise handwriting information amount, written handwriting time integral amount.
3. a kind of communicating terminal according to claim 1 based on person's handwriting identification realization means of payment, it is characterized in that: corresponding described person's handwriting identification and amount trigger module, be provided with in order to discern by region to the input handwriting information, come region handwriting information module that obligation authority is provided with, described region handwriting information module includes region determination module, region and handwriting information respective modules and authority determination module.
4. a kind of communicating terminal according to claim 1 based on person's handwriting identification realization means of payment, it is characterized in that: described communicating terminal is provided with the time determination module, the standard handwriting time determination module that includes restriction and criterion person's handwriting input time, restriction and judgement user import the checking person's handwriting time determination module of person's handwriting information time, and are used to judge user's running time determination module of user's whole operation time restriction.
5. a kind of communicating terminal according to claim 1 based on person's handwriting identification realization means of payment, it is characterized in that: described communicating terminal is provided with identical amount payment adaptation module, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can be with effective checking of described amount, confirm payment, need not the modular structure of extra checking.
6. the implementation method based on the communicating terminal of person's handwriting identification realization means of payment is characterized in that this method comprises the steps:
Step 1. is provided with a communicating terminal that is used to the means of paying;
Step 2. is built the standard handwriting information and the payment amount of binding mutually with communicating terminal in advance and is set;
Step 3. user sets up Payment Request;
Step 4. user imports handwriting information, with the affirmation of paying;
Step 5. compares the handwriting information of input in the step 4 and the standard handwriting in the step 2, effectively discerns;
Step 6. is confirmed successfully effectively to pay, otherwise does not pay or forward step 4 to, re-enters handwriting information.
7. a kind of method of payment of discerning the communicating terminal of realizing means of payment based on person's handwriting according to claim 6, it is characterized in that: in described step 2, described amount set be classification other, identification difficulty threshold value that different payment amount is corresponding different and various criterion handwriting information be one at least, and described identification difficulty threshold value is a handwriting information amount and written handwriting time integral amount one at least.
8. a kind of method of payment of discerning the communicating terminal of realizing means of payment based on person's handwriting according to claim 6, it is characterized in that: corresponding step 4,5, can pass through region handwriting information module, be directed to different regions, the person's handwriting that passes through that the user is provided with is discerned the modular structure that the authority of paying limits, region handwriting information module wherein includes region determination module, region and handwriting information respective modules and the authority determination module of determining the communicating terminal region location.
9. a kind of method of payment of discerning the communicating terminal of realizing means of payment based on person's handwriting according to claim 6, it is characterized in that: corresponding step 4,5,6, described communicating terminal is provided with the time determination module, the standard handwriting time decision sub-module that includes restriction and criterion person's handwriting input time, restriction and judgement user import the checking person's handwriting time decision sub-module of person's handwriting information time, and are used to judge user's running time decision sub-module of user's whole operation time restriction.
10. a kind of method of payment of discerning the communicating terminal of realizing means of payment based on person's handwriting according to claim 6, it is characterized in that: corresponding step 6, described communicating terminal is provided with identical amount payment adaptation module, promptly when the user after a certain amount is successfully paid, when the user pays the expense that is not more than described amount within a certain period of time, can confirm payment with effective checking of described amount, need not extra checking.
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| CN103870734A (en) * | 2014-03-04 | 2014-06-18 | 上海众人网络安全技术有限公司 | Electronic transaction certification method and system adopting handwriting recognition |
| WO2015062237A1 (en) * | 2013-10-31 | 2015-05-07 | Tencent Technology (Shenzhen) Company Limited | Method and device for confirming and executing payment operations |
| CN104820924A (en) * | 2015-05-13 | 2015-08-05 | 重庆邮电大学 | Online safe payment system based on handwriting authentication |
| CN105719141A (en) * | 2016-01-19 | 2016-06-29 | 广东欧珀移动通信有限公司 | Payment method and device |
| CN106257517A (en) * | 2016-07-25 | 2016-12-28 | 四川易想电子商务有限公司 | A kind of scanning method of payment |
| US9652137B2 (en) | 2013-10-31 | 2017-05-16 | Tencent Technology (Shenzhen) Company Limited | Method and device for confirming and executing payment operations |
| CN106960344A (en) * | 2017-03-27 | 2017-07-18 | 上海与德科技有限公司 | A kind of method of payment and system based on mobile terminal |
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| CN102760262A (en) * | 2012-08-06 | 2012-10-31 | 北京中科金财电子商务有限公司 | System and method based on biometrics identification payment risks |
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| US9652137B2 (en) | 2013-10-31 | 2017-05-16 | Tencent Technology (Shenzhen) Company Limited | Method and device for confirming and executing payment operations |
| CN103870734A (en) * | 2014-03-04 | 2014-06-18 | 上海众人网络安全技术有限公司 | Electronic transaction certification method and system adopting handwriting recognition |
| CN104820924A (en) * | 2015-05-13 | 2015-08-05 | 重庆邮电大学 | Online safe payment system based on handwriting authentication |
| CN104820924B (en) * | 2015-05-13 | 2018-04-27 | 重庆邮电大学 | A kind of online safety payment system based on handwriting verification |
| CN105719141A (en) * | 2016-01-19 | 2016-06-29 | 广东欧珀移动通信有限公司 | Payment method and device |
| CN106257517A (en) * | 2016-07-25 | 2016-12-28 | 四川易想电子商务有限公司 | A kind of scanning method of payment |
| CN106960344A (en) * | 2017-03-27 | 2017-07-18 | 上海与德科技有限公司 | A kind of method of payment and system based on mobile terminal |
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