CN104376492B - A kind of credits processing system - Google Patents

A kind of credits processing system Download PDF

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Publication number
CN104376492B
CN104376492B CN201410681273.7A CN201410681273A CN104376492B CN 104376492 B CN104376492 B CN 104376492B CN 201410681273 A CN201410681273 A CN 201410681273A CN 104376492 B CN104376492 B CN 104376492B
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data
credits
server
credit
module
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CN104376492A (en
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刘家旺
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Yunnan Jiawang Credit Service Co Ltd
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Yunnan Jiawang Credit Service Co Ltd
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Abstract

The present invention provides a kind of credits processing system, including credit and debt management server, data sharing platform server, legal services Platform Server, credits verification system server, announce publicity system server, with credit investigation system server and credits inquiry terminal, credit and debt management server is connected with data sharing platform server, data sharing platform server is connected respectively with law Platform Server and credits verification system server, above-mentioned law Platform Server and credits verification system server are connected with bulletin publicity system server respectively, with, the bulletin publicity system server is connected to above-mentioned credit investigation system collection and inquiry terminal.Technical scheme provides a kind of across legal services, internet, financial credit, the credits processing system for performing four fields of notarization, the credits for simplifying numerous and complicated mediate bulletin collection processing and notarization verification, realize settling entanglements localization, mediate collection localization, collection networking is mediated, lifting reduces cost of disposal while mediating disposal speed.

Description

A kind of credits processing system
Technical field
It is specially the credits processing system based on network architecture the present invention relates to network architecture technical field.
Background technology
Since late 1980s, the financial industry of world many countries occur in that infringement financial stability with it is safe huge Volume non-performing asset, result in the crisis of whole banking, destroy the normal operation of national economy.China is no exception, each silver Row class and non-banking type of financial mechanism generate huge non-performing asset, respectively due to itself operating mechanism and external environment condition It is kind of the amount of money more to several ten million, few to hundreds of yuan of compelling obligations differed in size, global economic integration in addition, internet finance Continue to develop, creditor and the flowing of debtor's shelter are larger, particularly after the promise breaking of debtor's debt, debtor lacks in Credit Consciousness In the case of mistake, the situation ratio of objective lost contact and active lost contact is more serious, and non-performing asset, which is largely accumulated, and creditor is legal advocates The single contradiction of the channel of credits is realized, and program and formality are complicated, credits advocate that expenditure cost is higher and is difficult to Credits are realized, the sound development of financial field and the authority of enforcement has been had a strong impact on.
Because a large amount of non-performing assets in civil credits field are present, particularly substantial amounts of medium and small amount of money non-performing asset is for a long time It can not realize, the solution of some non-performing assets and the social layabout of disposal flow direction or Concern Mafia social groups use abnormal non- Method means are taken back completely, and just there are funds source in many social layabouts or Concern Mafia social groups, have badly influenced global gold Melt body system and the normal operation of world production and living safety.In this case, its necessary policy instruments is assigned, effectively Accelerate non-performing asset disposal, form purchased with policy, concentrating operation management, specialized disposal for the non-performing asset of intension at Pattern is put, important function has been played to take precautions against and reduce financial risks, the bad money of financial institution is reduced in this way Yield, alleviates financial company's business risk.
But in terms of the disposal after non-performing asset stripping, due to legal system imperfection, dispose the means list of non-performing asset First, it is inefficient, the effect of China non-performing asset disposal is have impact on to a certain extent, constrain capital money effective circulation and Economic heath develops.
The legal innovation of crossing internet of Legal Governance system, is legal services, financial credit, internet, notarization core The professional domain personnel such as real it is legal close rule on the premise of, in creditor and mediate in the case that personnel do not meet with debtor, Implement operation and management system that prevention and notarization are examined by networking, non-performing asset is disposed for legal realizing, is one Transboundary, global professional problem.
The content of the invention
Technical problem solved by the invention is to provide a kind of legal prevention of credits networking and perform notarization to examine Integrated system, to solve the technical problem in above-mentioned background and other workflow management implementation issues.
Technical problem solved by the invention is realized using following technical scheme:
A kind of credits processing system, including credit and debt management server, data sharing platform server, legal services are put down Platform server, credits verification system server announces publicity system server, and credit investigation system server and credits inquiry are eventually End, credit and debt management server is connected with data sharing platform server, and data sharing platform server takes with law platform Business device and credits verification system server are connected respectively, above-mentioned law Platform Server and credits verification system server difference It is connected with bulletin publicity system server, and, the bulletin publicity system server is connected to above-mentioned credit investigation system collection and inquired about Terminal, wherein, credit and debt management server includes credits database, in addition to data acquisition module, the data acquisition module Possess communication function and data acquisition functions, and including operational components, memory, second-level storage, above-mentioned memory, which has, to be used In the data collection information table of the current collected data message of storage, the Data Collection management letter of the condition of data is collected in storage Table is ceased, above-mentioned second-level storage includes storage medium and the drive device of the storage medium, for storing the data obtained, and Data write-in and reading can be carried out, above-mentioned operational components realize correlation function by being loaded in above-mentioned memory Program; Data sharing platform server is connected by internet with legal services Platform Server and credits verification system server, the method Restrain service platform server and credits verification system server includes operation operational administrative implementation system, the operation operation pipe respectively Reason implementation system includes:Request receiving module, the service request for receiving user;User profile acquisition module, for obtaining The user profile of user;Judge module, for the user profile obtained using the User profile acquisition module, to the user Verified, obtain the user's checking result, know what whether the user can make requests on according to the result Business, wherein, the result includes:Authentication result and/or Authority Verification result;Service module, if it is determined that mould Block knows the business that the user can make requests on, and the service module provides the business of request for the user.Above-mentioned fortune Row operational administrative implements system and may also include memory module, the user profile for storing user, and above-mentioned user profile is obtained Module obtains the user profile of user from the memory module;Publicity system server is announced, for performing bulletin;Credit investigation system takes Business device and credits inquiry terminal, to the publicity content acquisition typing credit investigation system server of bulletin publicity system server bulletin, Credit investigation system server is inquired about terminal by internet and credits and is connected.
Wherein, including between multiple credit and debt management servers, and each credit and debt management server independently inside Networking operation.
Wherein, credit and debt management server also includes data management module and data outputting module.
The data acquisition module also includes input module, output precision, communication component, the operational components, memory, secondary Memory, input module, output precision, communication component are connected with each other.
Wherein, the data message stored in data collection information table includes:Debtor's information, creditor's information, debt production Raw reason, generation time and debt number.
The condition of data is collected in above-mentioned Data Collection management information table storage, and the condition of data is collected by setting, can The information related to credit and debt is obtained from own net.
Database is wherein provided with legal services Platform Server, databases are placed with mandate credits essential information and tune Place personnel and mandate mediate the program flow information of bulletin collection, legal provisions license and carry out performing the credits processing notarized and examined Program circuit and notary public's monitoring data information.
Wherein, bulletin publicity system server includes data source, in addition to enquiry module, and the enquiry module includes:Request Message reception units, the access request message sent for the person that receives data access;Data access unit, for being disappeared according to request The type of message for the access request message that breath receiving unit is received, data access is carried out to data source;Access result feedback Member, for receiving the access result of data source transmission, and is preferably sent to the data by the access result by response message Visitor, wherein, above-mentioned request message receiving unit is additionally operable to after access request message is received, based on what is be pre-configured with Access strategy judges whether the data access person has access rights, if so, then trigger data access unit.
The enquiry module of wherein bulletin publicity system server also includes access rights judging unit, for request message The access request message that receiving unit is received is parsed, and obtains type of message, and sentence based on the access strategy being pre-configured with Whether the data access person of breaking has the access rights of this type of message, if so, then trigger data access unit.
Wherein, credit investigation system server includes credit inquiry module, and the credit inquiry module includes:Messenger service module, It is used to receive the inquiry request that above-mentioned inquiry terminal is sent, and the request data that the inquiry request is carried writes described The database on ground;Concurrent query procedure module, for obtaining the request data from the local database, is levied to described Letter system server is made a credit inquiry data, and obtains required credit data;Data parsing storage scheduler module, for it is described simultaneously Credit data that the query procedure module of hair is obtained carries out dissection process, to obtain required credit information, and by the parsing Handle obtained credit information and write the local data base, call described messenger service module, to the inquiry terminal hair The credit information for sending the dissection process to obtain.
By the present invention such scheme, simplify numerous and complicated in the prior art credits mediate bulletin collection processing and Notarization is examined, in modern society's internet system technology, creditor, mediate personnel and debtor can not and meanwhile meet without In the case of with meeting, sundry creditors is disperseed throughout the country or even global overdue credits mediate the civil law clothes of disposal The business networking whole nationization or even globalization, settling entanglements localization, mediate collection localization, and service behavior is standardized, legalized, text Brightization, meanwhile, the present invention meets the low-carbon that modern society's optimum management improves efficiency and reduction socialization operating cost and input Theory.
Generally, compared with disclosed technology, there is advantages below in the present invention:
1. the present invention is that the professional operation pipe in four fields of management is examined across legal services, internet, financial credit, notarization Reason system;
2. the present invention is the platform that legal system networking solves civil credits law comprehensive regulation system problem:In the whole nation Or even can not meet the internet localization of solution in global range according to legal procedure prevention credits and solve law and ask Topic, such as debtor's contract note section address, household register address and habitual residence address are inconsistent, and debt per capita can not be in identity card This kind of situation that registered address is found;
3. present invention Combining law integrated service system by way of internet, constitutes a safe and reliable credits Integrated system, information comprehensive management system and integrated information database that dispute over obligation networking prevention and notarization are examined;
4. the present invention makes credits mediate the legal services whole nationization of collection or even globalize with Internet technology, law clothes Business commercialization, settling entanglements localization, mediate collection localization, service behavior standardizes, legalizes, civilised;
5. the present invention is standardization, modularized design, can according to different creditor's types requirement it is customized and pass through Parties of contract party voluntarily agrees to that arranging corresponding credits dispute mediates service content, in creditor, mediates personnel and debt In the case that people does not meet, disposal speed and efficiency are reconciled in the lifting across the time, across space, reduce the time of mediating and place It is set to this.
6. the synthesis credit data for social civil subject's dynamic moving that pair all sectors of society publicity is formed, in administrative permission Automatic screen is examined, announces platform publicity content to previous series credit data under the precondition of collection, believes according to authoritative class With data and reference class credit data, typing credit investigation system database server is gathered.
Lawsuit in civil judicial procedure is avoided simultaneously, various tell such as assessment, auction is performed and involves cost, be one has very much Beneficial to the credits settling entanglements channel including the parties of contract party such as creditor, debtor, guarantor.
Brief description of the drawings
Fig. 1 is structure principle chart of the invention.
Embodiment
In order that technological means, creation characteristic, workflow, application method reached purpose and effect of the present invention are easy to bright It is white to understand, below in conjunction with the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, Obviously, described embodiment is only a part of embodiment of the invention, rather than whole embodiments.Based in the present invention Embodiment, the every other embodiment that those of ordinary skill in the art are obtained under the premise of creative work is not made, all Belong to the scope of protection of the invention.
As shown in figure 1, according to the preferred embodiment of the present invention, credits processing system of the invention may include:Credits debt Business management server, data sharing platform server, legal services Platform Server, credits verification system server, bulletin are public Show system server, credit investigation system server and credits inquiry terminal.Above-mentioned legal services Platform Server can be used for performing debt Prevention is weighed, above-mentioned credits verification system server, which can be used for being enforced by notary organs, examines credits.
Credit and debt management server is connected with data sharing platform server, and data sharing platform server is put down with law Platform server and credits verification system server are connected respectively.Above-mentioned law Platform Server and credits verification system server Be connected respectively with bulletin publicity system server, and, the bulletin publicity system server be connected to above-mentioned credit investigation system gather and Inquire about terminal.In the case of in the absence of bulletin publicity system server, the collection of above-mentioned credit investigation system and inquiry terminal directly with Law Platform Server and the connection of credits verification system server, so that the collection and inquiry of row information are entered by credit information service.
The various pieces included by the credits processing system of the present invention hereinafter will be described one by one.
First, credit and debt management server
It is preferably provided in bank and other financial mechanism, in the present invention, the credit and debt management server can be arranged on can As in the mechanism of creditor, it is preferable that may be provided in such as each business bank of each financial institution.The credit and debt is managed Can be set in server has credits database, such as including debtor's household register contact method and debt amount, it is overdue information, respectively Independently inside networking operation between the credit and debt management server set inside business bank.
It may include multiple credit and debt management servers in the credits processing system of the present invention.
The credit and debt management server preferably may include data acquisition module, data management module and data output mould Block.
Above-mentioned data acquisition module is preferably provided with communication function and data acquisition functions.The data acquisition mould is described below The preferred embodiment of block.
The data acquisition module may include operational components, memory, second-level storage, and preferably, in addition to input group Part, output precision, communication component, or may also include other assemblies.The operational components, memory, second-level storage, or also Including input module, output precision, communication component can be connected with each other.The operational components can be CPU, and the operational components can lead to Cross and be loaded in the function that above-mentioned memory Program realizes correlation function, such as realization implementation data acquisition.Above-mentioned secondary storage The drive device of device storage medium and storage medium such as can include CD, DVD, for storing the data obtained, and Data write-in and reading can be carried out.Above-mentioned input module can be conventional input unit, mouse, keyboard etc..On Stating output precision can be and conventional output device, display, loudspeaker etc..
It is highly preferred that above-mentioned memory has data collection information table, data collection information table can store current collected Data message, and the data message stored in the data collection information table do not repeat, the number stored in data collection information table It is believed that breath for example may include:Debtor's information household register and contact method etc., creditor's information, debt producing cause, generation The relevant information such as time and debt number.Above-mentioned memory may also include Data Collection management information table, Data Collection management Information table can store the condition for collecting data, and the condition of data is collected by setting, and can obtain debtor from own net and disobey The information related to credit and debt such as about, credits are overdue, the information such as the expenses of taxation are overdue, credit card is overdue, administrative penalty is overdue. Above-mentioned memory may also include historical data management information table, and it stores the data with collecting and storing in the past, or also stores Currently without the related information of the data collected and stored.Above-mentioned historical data management information table, it may include data name, data Source information, collects date etc..Data name is the corresponding title of each data, and data source information includes data path information, category Property information etc., data path refers to the path passed through during data transmit-receive, and attribute information refers to the corresponding data of the data name The term of validity, the sampling period in source etc., the collection date refer to the date and time for receiving latest data value.
The present invention above-mentioned data management module such as can realize storage to data, inquire about, call at the management function.
The above-mentioned data outputting module of the present invention can realize the output to data, for example, related data can be uploaded into data Shared platform server.
2nd, data sharing platform server, legal services Platform Server and credits verification system server
In the credits database of credit and debt management server, to needing to advocate to mediate or apply to enforce what is examined Credits partial data is isolated in security gateway, preferably after bank and other financial mechanism mandate, by the partial data typing debt The legal prevention shared platform server of power networking.Data sharing platform server is preferably connected with law by internet and taken Business Platform Server and credits verification system server.Legal services Platform Server typing end is arranged on each legal services Place, so that legal services provide legal services by the server, credits verification system server is arranged on each notary machine Close, so that notary organs carry out compulsory execution verification to the part credits data.
The legal services Platform Server and credits verification system server of the present invention preferably includes unified respectively Run operational administrative and implement system, it is highly preferred that the operation operational administrative, which implements system, may include request receiving module, for connecing Receive the service request of user;User profile acquisition module, the user profile for obtaining user;Judge module, for utilizing The user profile of User profile acquisition module acquisition is stated, the user is verified, the user's checking result is obtained, according to The result know the user whether the business that can be made requests on, wherein, the result includes:Authentication And/or Authority Verification result as a result;Service module, if it is determined that module knows the business that the user can make requests on, institute State the business that service module provides request for the user.Above-mentioned operation operational administrative implements system and may also include memory module, User profile for storing user, above-mentioned User profile acquisition module obtains the user profile of user from the memory module. Certainly, during actual use, above-mentioned User profile acquisition module can also obtain user's from other network equipments User profile, for example:It can obtain, not repeat herein from customer data base.
Pass through the legal services Platform Server with above-mentioned configuration structure and/or credits verification system server, this hair Bright credits processing system realizes the rights management and control of user, it is ensured that Information Security.
And, it is preferable that database is provided with legal services Platform Server of the invention, databases are placed with mandate Credits essential information and mediate personnel and authorize mediate bulletin collection program flow information, legal provisions license carry out perform public affairs Demonstrate,prove the credits processing routine flow and notary public's monitoring data information examined.
In the present invention, server is examined by legal services Platform Server and credits, can many places, many people networking Office, by the data sharing platform of rights management diversification, in creditor, mediates personnel and debtor without situation about meeting Under, based on Internet technology realize credits networking mediate collection coordinated management, allow be dispersed in the whole nation so that all parts of the world system User is cooperated, and the program and legal provisions of voluntary restraint mode are mediated as agreed, in terms of realizing credit and debt The legal processes disposal of non-performing asset.
3rd, publicity system server is announced
On the premise of arranging by contract and meeting the legal requirements, to administrative permission ratify bulletin (including law court perform Bulletin, public security, quality supervision, the administrative penalty bulletin of Deng Ge administrations of food Bureau of Drugs Supervision, the tax arrear bulletin of the tax bureau, social labor is protected Barrier office does not pay social insurance funds bulletin etc.), in the bulletin publicity system server of the network media, issued by internet, Preferably, it is computer, mobile phone or tablet personal computer that the credits bulletin inquires about terminal according to open authority.
Preferably, bulletin publicity system server of the invention may include data source, it is highly preferred that may also include inquiry mould Block, the enquiry module includes request message receiving unit, for the person that receives data access, the access of i.e. above-mentioned inquiry terminal transmission Request message;Data access unit, for the type of message of the access request message received according to request message receiving unit, Data access is carried out to data source;Result feedback unit is accessed, for receiving the access result of data source transmission, and this is accessed As a result the data access person, i.e. above-mentioned inquiry terminal are preferably sent to by response message.Above-mentioned request message receives single Member, is additionally operable to after access request message is received, based on the access strategy being pre-configured with judge the data access person, i.e. on State whether inquiry terminal has access rights, if so, then trigger data access unit.
Preferably, the enquiry module of bulletin publicity system server of the invention may also include:Access rights judging unit, For being parsed to the access request message that request message receiving unit is received, type of message is obtained, and is based on matching somebody with somebody in advance The access strategy put judges the data access person, i.e., whether above-mentioned inquiry terminal has the access rights of this type of message, If so, then trigger data access unit.
The bulletin publicity system server of the present invention may include above-mentioned data source, it is preferable that the data source can receive access Solicited message simultaneously obtains access result according to the type of accessing request information.
4th, credit investigation system server and credits inquiry terminal
Credit information service is under the precondition that administrative permission is collected, and automatic screen is examined, and above-mentioned bulletin publicity system is taken (including law court performs bulletin to the publicity content such as serial credit data of business device bulletin publicity, public security, quality supervision, eats Bureau of Drugs Supervision etc. respectively The administrative penalty bulletin of administration, the tax arrear bulletin of the tax bureau, social labor guarantee office does not pay social insurance funds bulletin etc.), According to the credit investigation system server of authoritative class credit data and reference class credit data, respectively collection collection typing credit information service, Credit investigation system server is connected by internet with credits data inquiry terminal, it is preferable that the credit data according to the rules and Authority inquiry terminal is computer, mobile phone or tablet personal computer.
Preferably, above-mentioned credit investigation system server may include credit inquiry module, and the credit inquiry module may include message Service module, it is used to receive the inquiry request that above-mentioned inquiry terminal is sent, and the request data that the inquiry request is carried Write the local database;Concurrent query procedure module, for obtaining the number of request from the local database According to the credit investigation system server lookup credit data, and obtaining required credit data;Data parsing storage scheduler module, Credit data for being obtained to the concurrent query procedure module carries out dissection process, to obtain required credit information, And the credit information for obtaining the dissection process writes the local data base, described messenger service module is called, to institute State inquiry terminal and send the credit information that the dissection process is obtained.
Substantial amounts of data are stored in credit investigation system server such as Central Bank's credit investigation system server, include the hair of payment for goods card To one's heart's content condition, the asset-liabilities situation of borrower, enterprise's chronicle of events, various trends of the times indexs etc., are very valuable information materials, it Convenient query function can be provided for each financial institution, the credit position to understanding borrower prevents financial swindling, strike malice Increasing effect is served in terms of evasion of debts debt.But, because credit investigation system server such as Central Bank's credit investigation system takes The basic data of collection typing is all the credit financing data of the financial institution such as each business bank typing in business device, lacks the social people The credit data of the synthesis all sectors of society dynamic moving of victim's body, so, by the society third party among the people having authoritative weight Channel and publicity platform, the synthesis credit data of the social civil subject's all sectors of society dynamic moving of collection collection, is to reference The data of system server such as Central Bank's credit investigation system server are comprehensive, objectivity, authoritative strong supplement.
The internet by be wirelessly transferred or optical fiber transmission connected according to permissions.
General principle, principal character and the advantages of the present invention of the present invention has been shown and described above.The technology of the industry Personnel are it should be appreciated that the present invention is not limited to the above embodiments, and the simply explanation described in above-described embodiment and specification is originally The principle of invention, without departing from the spirit and scope of the present invention, various changes and modifications of the present invention are possible, these changes Change and improvement all fall within the protetion scope of the claimed invention.The claimed scope of the present invention by appended claims and Its equivalent thereof.

Claims (8)

1. a kind of credits processing system, including credit and debt management server, data sharing platform server, legal services platform Server, credits verification system server announces publicity system server, and credit investigation system server and credits inquiry terminal, Credit and debt management server is connected with data sharing platform server, data sharing platform server and law Platform Server Connected respectively with credits verification system server, above-mentioned law Platform Server and credits verification system server respectively with public affairs The connection of publicity system server is accused, and, the bulletin publicity system server is connected to above-mentioned credit investigation system collection and inquiry terminal, Wherein
Credit and debt management server includes credits database, in addition to data acquisition module, and the data acquisition module possesses logical Telecommunication function and data acquisition functions, and including operational components, memory, second-level storage, above-mentioned memory, which has, to be used to store The Data Collection management information table of the condition of data is collected in the data collection information table of current collected data message, storage, Above-mentioned second-level storage includes storage medium and the drive device of the storage medium, for storing the data obtained, and can Data write-in and reading are carried out, above-mentioned operational components realize correlation function by being loaded in above-mentioned memory Program;
Data sharing platform server is connected by internet with legal services Platform Server and credits verification system server, The legal services Platform Server and credits verification system server include operation operational administrative and implement system, operation behaviour respectively Making management implementation system includes:Request receiving module, the service request for receiving user;User profile acquisition module, is used for Obtain the user profile of user;Judge module, for the user profile obtained using the User profile acquisition module, to described User is verified, is obtained the user's checking result, is known whether the user can be asked according to the result The business asked, wherein, the result includes:Authentication result and/or Authority Verification result;Service module, if sentenced Disconnected module knows the business that the user can make requests on, and the service module provides the business of request for the user;On State operation operational administrative implementation system and may also include memory module, the user profile for storing user, above-mentioned user profile Acquisition module obtains the user profile of user from the memory module;
Publicity system server is announced, for performing bulletin;
Credit investigation system server and credits inquiry terminal, the publicity content acquisition typing to bulletin publicity system server bulletin are levied Believe system server, credit investigation system server is inquired about terminal by internet and credits and is connected,
Database is wherein provided with legal services Platform Server, databases are placed with mandate credits essential information and mediate people Member and mandate mediate the program flow information of bulletin collection, legal provisions license and carry out performing the credits processing routine notarized and examined Flow and notary public's monitoring data information.
2. credits processing system as claimed in claim 1, wherein, including multiple credit and debt management servers, and each credits Independently inside networking operation between debt management server.
3. credits processing system as claimed in claim 1, wherein, credit and debt management server also includes data management module And data outputting module.
4. credits processing system as claimed in claim 1, the data acquisition module also includes input module, output precision, led to Believe component, the operational components, memory, second-level storage, input module, output precision, communication component are connected with each other.
5. credits processing system as claimed in claim 1, wherein, the data message stored in data collection information table includes: Debtor's information, creditor's information, debt producing cause, generation time and debt number.
6. the condition of data is collected in credits processing system as claimed in claim 1, above-mentioned Data Collection management information table storage, The condition of data is collected by setting, the information related to credit and debt can be obtained from own net.
7. the credits processing system as any one of claim 1-6, wherein, bulletin publicity system server includes data Source, in addition to enquiry module, the enquiry module include:Request message receiving unit, the visit sent for the person that receives data access Ask request message;Data access unit, for the message class of the access request message received according to request message receiving unit Type, data access is carried out to data source;Result feedback unit is accessed, the access result for receiving data source transmission, and should Access result and be sent to the data access person,
Wherein, above-mentioned request message receiving unit is additionally operable to after access request message is received, based on the visit being pre-configured with Ask that strategy judges whether the data access person has access rights, if so, then trigger data access unit.
8. credits processing system as claimed in claim 1, wherein the enquiry module of bulletin publicity system server also includes visiting Authority judging unit is asked, for being parsed to the access request message that request message receiving unit is received, message class is obtained Type, and judge whether the data access person has the access rights of this type of message based on the access strategy being pre-configured with, If so, then trigger data access unit.
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