CN108288237A - A kind of credits, which are mediated, mediates with arbitration in conjunction with the system and method for solving credits dispute - Google Patents
A kind of credits, which are mediated, mediates with arbitration in conjunction with the system and method for solving credits dispute Download PDFInfo
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- CN108288237A CN108288237A CN201810160482.5A CN201810160482A CN108288237A CN 108288237 A CN108288237 A CN 108288237A CN 201810160482 A CN201810160482 A CN 201810160482A CN 108288237 A CN108288237 A CN 108288237A
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- 230000001404 mediated effect Effects 0.000 title claims abstract description 28
- 238000000034 method Methods 0.000 title claims abstract description 12
- 230000008520 organization Effects 0.000 claims abstract description 25
- 230000005540 biological transmission Effects 0.000 claims description 4
- 230000002159 abnormal effect Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000010276 construction Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 230000002265 prevention Effects 0.000 description 1
- 238000003672 processing method Methods 0.000 description 1
- 230000001105 regulatory effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/18—Legal services
- G06Q50/182—Alternative dispute resolution
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Abstract
The invention belongs to credits dispute system regions, it is mediated more particularly to a kind of credits and arbitrates the system and method mediated in conjunction with credits dispute is solved, its system includes that financial institution server, Financial organization mediation committee server, arbitration commission's server and credits mediate collection server, the financial institution server is used for typing debtor's information, and for the overdue debtor's information of credits to be sent to Financial organization mediation committee server；Financial organization mediation committee server is reached an agreement by the data of one side's filing of the award or conciliation and the data that cannot be fulfiled in time are sent to arbitration commission's server；Arbitration result is sent to the address of debtor to arbitration commission's server and the credits mediate collection server.A large amount of financial cases are introduced arbitration approach by the present invention, are shortened the financial claim disposition period, are improved and reconcile wind-up-case rate and refund rate, improve working efficiency, saved job costs.
Description
Technical field
The invention belongs to credits dispute system regions, and in particular to a kind of credits, which are mediated, mediates with arbitration in conjunction with solving credits
The system and method for dispute.
Background technology
Under economic new normality, country changes economic development thinking, controls the growth rate of M2, financial risks of keeping under strict control.
It along with economic downlink, puts on record resignation system implemented from civil action in 2012, financial loaning bill dispute quantity explodes and civil
Loaning bill quantity explodes superposition, and civil case quantity increases at multiple.However, the efficiency that people's court settles a case does not improve,
So huge caseload can not be coped with, causes a large amount of financial loaning bill cases to be failed to solve after a long delay, it is apparent that financial claim disposes the period
Extend, complete the period of contentious procedure, in addition to a small number of case preventions, basic no less than 6 months, becomes normality within 12 months.
According to《Chinese international commerce arbitration annual report（2015）》Statistics, each arbitration commission in the whole nation in 2015 is averaged acceptance number
561, the abnormal few scale of construction huge with civil action of caseload is compared, and is not enough to support the important solution of its people's commercial dispute
The role of approach." arbitration in China industry is developed so far, and is still fallen within ' minorityization '；As Social Dispute settling mode, service product
Also it is not viewed as ' emphasis '；Mainly it is also limited to traditional business scope.Minorityization, non-emphasis, these three excessively traditional features
It has been at present the developing outstanding problem of arbitration in China industry, has very likely formed serious restrict in the future.”
Financial claim disposition cycle stretch-out, arbitration commission's caseload caused by the processing method of traditional financial loaning bill case
It is abnormal less, adjust that wind-up-case rate is low, this low a series of problems of refund rate, it would be highly desirable to a kind of new technology and methods solve.
Invention content
In order to overcome the defect of above-mentioned technical problem, mediates the present invention provides a kind of credits and mediated in conjunction with solution with arbitration
The system and method for credits dispute.
Its technical solution is：
A kind of credits, which are mediated, mediates with arbitration in conjunction with the system for solving credits dispute, including financial institution server, Financial organization
Mediation committee's server, arbitration commission's server and credits mediate collection server；The financial institution server includes
Financial institutions databases, data input module and the sending module that expires, described information recording module is for recording debtor's information
Enter financial institutions databases, debtor's information includes necessary credits information, and necessity credits information includes agreeing to be sent to
Clause is promised to undertake, arbitration promises to undertake scanned copy and credits expiration time with conciliation, and information is recorded when only complete complete it is necessary to credits information
Entering module just allows, by necessary credits data input financial institutions databases, otherwise to refuse typing, the sending module use that expires
In the overdue debtor's information of credits is sent to Financial organization mediation committee server；The Financial organization mediation committee
Server is used to receive debtor's information of financial institution server transmission, will after being reconciled by Financial organization mediation committee
Debtor's information data of one side's filing of the award reconciles the debtor's information data transmission reached an agreement and cannot fulfiled in time
To arbitration commission's server；Arbitration commission's server is used to receive what Financial organization mediation committee server was sent
Data are also used for typing arbitration result data, and arbitration result are sent to the address of debtor and the credits are mediated and urged
Receive server.
Preferably, the address is mobile phone or mailbox.
Preferably, debtor's information includes creditor's information of the debtor.
Preferably, debtor's information further includes the address of debtor.
Preferably, debtor's information further includes the credits data of debtor and creditor.
Preferably, it includes that credits mediate collection database and enquiry module, the debt that the credits, which mediate collection server,
Power mediates collection database for memory arbitration result data, and the enquiry module mediates collection data for inquiring the credits
Arbitration result data in library.
The present invention makes full use of internet+and legal services+financial credit service is combined, a large amount of financial cases introduced secondary
Sanction approach shortens the financial claim disposition period, and quickly handles finance by modes such as summary procedure documentary trials and borrow money and entangle
Confusingly, professional regulating mechanism intervention is introduced in hearing process to reconcile, improved in a manner of specialized, serve full time reconcile wind-up-case rate and
Refund rate, and working efficiency is improved, save job costs.
It mediates the present invention also provides a kind of credits and is mediated in conjunction with the method for solving credits dispute with arbitration, including walk as follows
Suddenly：
Step 1, by debtor's data input financial institution server, debtor's information includes necessary credits information, described
Necessary credits information includes agreeing to be sent to clause promise, arbitration and reconcile to promise to undertake scanned copy and credits expiration time；
The overdue debtor's information of credits is sent to Financial organization mediation committee and serviced by step 2, financial institution server
Device；
Step 3, Financial organization mediation committee inquire the overdue debt of credits on Financial organization mediation committee server
People's information, after relevant creditor and debtor are mediated, side's filing of the award or conciliation reach an agreement and cannot be timely
It fulfils, its debtor's information is sent to arbitration commission's server；
Step 4, arbitration commission is arbitrated by the information on arbitration commission's server, and arbitration result is sent to debt
The address of business people and the credits mediate collection server.
Credits are mediated after collection mechanism receives the data that credits mediate collection server, can be executed credits and be mediated collection work
Make.
Description of the drawings
Fig. 1 is the flow chart of the present invention.
Specific implementation mode
It is mediated in conjunction with the system for solving credits dispute, including financial institution's clothes with arbitration as shown in Figure 1, a kind of credits are mediated
Business device, Financial organization mediation committee server, arbitration commission's server and credits mediate collection server；The finance machine
Structure server includes financial institutions databases, data input module and the sending module that expires, and described information recording module is used for will
Debtor's data input financial institutions databases, debtor's information include necessary credits information, necessity credits information
It is sent to clause including agreement and promises to undertake, arbitrate and reconcile promise scanned copy and credits expiration time, only it is necessary to credits information is complete
Data input module just allows, by necessary credits data input financial institutions databases, otherwise to refuse typing when complete, described to arrive
Phase sending module is used to the overdue debtor's information of credits being sent to Financial organization mediation committee server；The finance is specially
Industry mediation committee server is used to receive debtor's information of financial institution server transmission, passes through Financial organization conciliation member
After reconciling, by debtor's information data of side's filing of the award or the debtor's letter reached an agreement and cannot fulfiled in time is reconciled
Breath data are sent to arbitration commission's server；Arbitration commission's server is for receiving Financial organization conciliation member's livery
It is engaged in the data that device sends, is also used for typing arbitration result data, and arbitration result is sent to the address of debtor and described
Credits mediate collection server.
The address is mobile phone or mailbox.
Debtor's information includes creditor's information of the debtor.
Debtor's information further includes the address of debtor.
Debtor's information further includes the credits data of debtor and creditor.
It includes that credits mediate collection database and enquiry module that the credits, which mediate collection server, and the credits, which are mediated, urges
Receive database be used for memory arbitration result data, the enquiry module for inquire the credits mediate it is secondary in collection database
Cut out result data.
A kind of credits, which are mediated, mediates with arbitration in conjunction with the method for solving credits dispute, includes the following steps：
Step 1, by debtor's data input financial institution server, debtor's information includes necessary credits information, described
Necessary credits information includes agreeing to be sent to clause promise, arbitration and reconcile to promise to undertake scanned copy and credits expiration time；
The overdue debtor's information of credits is sent to Financial organization mediation committee and serviced by step 2, financial institution server
Device；
Step 3, Financial organization mediation committee inquire the overdue debt of credits on Financial organization mediation committee server
People's information, after relevant creditor and debtor are mediated, side's filing of the award or conciliation reach an agreement and cannot be timely
It fulfils, its debtor's information is sent to arbitration commission's server；
Step 4, arbitration commission is arbitrated by the information on arbitration commission's server, and arbitration result is sent to debt
The address of business people and the credits mediate collection server.
Claims (5)
- It is mediated in conjunction with the system for solving credits dispute with arbitration 1. a kind of credits are mediated, it is characterised in that：It is taken including financial institution Business device, Financial organization mediation committee server, arbitration commission's server and credits mediate collection server；The finance machine Structure server includes financial institutions databases, data input module and the sending module that expires, and described information recording module is used for will Debtor's data input financial institutions databases, debtor's information include necessary credits information, necessity credits information It is sent to clause including agreement and promises to undertake, arbitrate and reconcile promise scanned copy and credits expiration time, only it is necessary to credits information is complete Data input module just allows, by necessary credits data input financial institutions databases, otherwise to refuse typing when complete, described to arrive Phase sending module is used to the overdue debtor's information of credits being sent to Financial organization mediation committee server；The finance is specially Industry mediation committee server is used to receive debtor's information of financial institution server transmission, passes through Financial organization conciliation member After reconciling, the data of side's filing of the award or conciliation are reached an agreement and the data that cannot be fulfiled in time are sent to arbitration committee member It can server；Arbitration commission's server is used to receive the data that Financial organization mediation committee server is sent, and will Arbitration result is sent to the address of debtor and the credits mediate collection server.
- It is mediated in conjunction with the system for solving credits dispute, feature with arbitration 2. a kind of credits according to claim 1 are mediated It is：The address is mobile phone or mailbox.
- It is mediated in conjunction with the system for solving credits dispute, feature with arbitration 3. a kind of credits according to claim 1 are mediated It is：Debtor's information includes creditor's information of the debtor.
- It is mediated in conjunction with the system for solving credits dispute, feature with arbitration 4. a kind of credits according to claim 1 are mediated It is：It includes that credits mediate collection database and enquiry module that the credits, which mediate collection server, and the credits mediate collection Database is used for memory arbitration result data, and the enquiry module is used to inquire the credits and mediates arbitration in collection database Result data.
- It is mediated in conjunction with the side for solving credits dispute with arbitration 5. a kind of credits according to any one of claims 1 to 4 are mediated Method, which is characterized in that include the following steps：Step 1, by debtor's data input financial institution server, debtor's information includes necessary credits information, described Necessary credits information includes agreeing to be sent to clause promise, arbitration and reconcile to promise to undertake scanned copy and credits expiration time；The overdue debtor's information of credits is sent to Financial organization mediation committee and serviced by step 2, financial institution server Device；Step 3, Financial organization mediation committee inquire the overdue debt of credits on Financial organization mediation committee server People's information, after relevant creditor and debtor are mediated, side's filing of the award or conciliation reach an agreement and cannot be timely It fulfils, its debtor's information is sent to arbitration commission's server；Step 4, arbitration commission is arbitrated by the information on arbitration commission's server, and arbitration result is sent to debt The address of business people and the credits mediate collection server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810160482.5A CN108288237A (en) | 2018-02-27 | 2018-02-27 | A kind of credits, which are mediated, mediates with arbitration in conjunction with the system and method for solving credits dispute |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810160482.5A CN108288237A (en) | 2018-02-27 | 2018-02-27 | A kind of credits, which are mediated, mediates with arbitration in conjunction with the system and method for solving credits dispute |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108288237A true CN108288237A (en) | 2018-07-17 |
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ID=62833076
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810160482.5A Pending CN108288237A (en) | 2018-02-27 | 2018-02-27 | A kind of credits, which are mediated, mediates with arbitration in conjunction with the system and method for solving credits dispute |
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| CN (1) | CN108288237A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111667228A (en) * | 2019-03-07 | 2020-09-15 | 安徽海汇金融投资集团有限公司 | Civil-commercial dispute resolution system and method |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102096884A (en) * | 2010-12-13 | 2011-06-15 | 苏州德融嘉信信用管理技术有限公司 | Receivable plan processing method based on comprehensive financial management system |
| CN104376492A (en) * | 2014-12-18 | 2015-02-25 | 云南家旺科技有限公司 | Creditor right handling system |
-
2018
- 2018-02-27 CN CN201810160482.5A patent/CN108288237A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102096884A (en) * | 2010-12-13 | 2011-06-15 | 苏州德融嘉信信用管理技术有限公司 | Receivable plan processing method based on comprehensive financial management system |
| CN104376492A (en) * | 2014-12-18 | 2015-02-25 | 云南家旺科技有限公司 | Creditor right handling system |
Non-Patent Citations (1)
| Title |
|---|
| 朱昕昱: "P2P网贷纠纷解决的新路径", 《中国注册会计师》 * |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111667228A (en) * | 2019-03-07 | 2020-09-15 | 安徽海汇金融投资集团有限公司 | Civil-commercial dispute resolution system and method |
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