CN104077840A - User terminal, method and device for bank counter transactions - Google Patents

User terminal, method and device for bank counter transactions Download PDF

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Publication number
CN104077840A
CN104077840A CN201410324608.XA CN201410324608A CN104077840A CN 104077840 A CN104077840 A CN 104077840A CN 201410324608 A CN201410324608 A CN 201410324608A CN 104077840 A CN104077840 A CN 104077840A
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China
Prior art keywords
user
input
password
terminal
teller terminal
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CN201410324608.XA
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Chinese (zh)
Inventor
邓敏捷
李小雍
石志新
陈旭伟
周大文
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN201410324608.XA priority Critical patent/CN104077840A/en
Publication of CN104077840A publication Critical patent/CN104077840A/en
Pending legal-status Critical Current

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Abstract

The invention provides a user terminal, method and device for bank counter transactions. The device comprises a shell provided with data interfaces, a displayer and a keyboard. The displayer is connected with a teller terminal through the data interface and used for synchronously displaying a password input interface on the teller terminal; the keyboard is connected with the teller terminal through the data interface and used for allowing a user to input a password. According to the user terminal, method and device for the bank counter transactions, the problem that the account password is prone to being stolen due to the fact that the user can not monitor the password input interface of the teller terminal in the prior art is solved and account information safety of the user is effectively guaranteed.

Description

The bank transaction of cabinet face user terminal, method and device
Technical field
The present invention relates to field of computer technology, particularly a kind of bank cabinet face transaction user terminal, method and device.
Background technology
At present, the teller of bank is when being user's transacting business, and the interface of the password typing of user's Transaction Information, particularly user is for user opaque.Under existing pattern, code keypad is to be generally connected with teller PC by Serial Port Line or USB mouth line, and after user inputs password, the subsequent action user that cabinet plane system is processed is sightless, therefore, is easy to occur following safety problem:
1) teller likely can utilize user cannot learn the leak of system concrete condition in sales counter, when the business such as handle deposit for user, withdraw the money or transfer accounts, take Password Input mistake as excuse, require user to repeat to input password, thereby user's account is done to some illegal operations such as withdrawing the money, transfer accounts or draw in advance.
2) in some bank's cabinet plane system, there are some testing of equipment transaction, if these transaction designs are perfect not, only consider when test code keypad, to return to password expressly whether consistent with the password of input with the password that allows tester come comparison system to return, such leak is likely used to steal client password.
Therefore, handling of bank's front-end business exists very serious potential safety hazard at present.
Summary of the invention
The embodiment of the present invention provides a kind of bank cabinet face transaction user terminal, reduces the object of the possibility that user's password is stolen to reach, and this user terminal comprises:
Housing is provided with data-interface, display and keyboard on described housing, wherein:
Described display, is connected with teller terminal by data-interface, for the interface for password input on simultaneous display teller terminal;
Keyboard, is connected with described teller terminal by described data-interface, for inputting password for user.
In one embodiment, described data-interface is usb hub, and described usb hub is connected with described teller terminal by USB cable.
In one embodiment, described display is color monitor.
In one embodiment, described display adopts 4 line resistive touch display screen processed, and the input circuit of described display screen is MOSFT pipe input circuit.
In one embodiment, described keyboard comprises: input keyboard and key scanning circuit, wherein: described input keyboard comprises 12 the represented buttons of 12 nodes that formed by 12 circuit; Described key scanning circuit, for detection of the button being triggered, is determined the represented key information of button being triggered.
The embodiment of the present invention also provides a kind of method of utilizing above-mentioned terminal to carry out the transaction of bank cabinet face, reduces the object of the possibility that user's password is stolen to reach, and the method comprises:
Comprise:
To the interface for password input on teller terminal described in user's simultaneous display;
Receive the password that user inputs in interface for password input;
By teller terminal, the password of user's input is submitted to the operation system on bank backstage.
In one embodiment, before the interface for password input on teller terminal described in user's simultaneous display, described method also comprises:
Receive the accounts information of user's input, and described accounts information is stored;
Receiving the uploading after accounts information instruction of user input, the user's of storage accounts information is uploaded to described teller terminal.
In one embodiment, after the password of user's input being submitted to the operation system on bank backstage by teller terminal, described method also comprises:
Detect user and whether initiate to remove information command;
If so, empty the user's of storage accounts information.
In one embodiment, by teller terminal, the password of user's input is submitted to the operation system on bank backstage, comprises:
After being obscured, encrypts again by the password of user's input;
Password after encrypting is submitted to the operation system on bank backstage by described teller terminal.
In one embodiment, described accounts information comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts.
The embodiment of the present invention also provides a kind of bank cabinet face transaction system, reduces the object of the possibility that user's password is stolen to reach, and this device comprises:
Display unit, for the interface for password input on teller terminal described in user's simultaneous display;
Receiving element, the password of inputting in interface for password input for receiving user;
Commit unit, for being submitted to the password of user's input by teller terminal the operation system on bank backstage.
In one embodiment, said apparatus comprises:
Storage unit, before the interface for password input on teller terminal described in user's simultaneous display, receives the accounts information of user's input, and described accounts information is stored;
Uploading unit, for receiving the uploading after accounts information instruction of user input, is uploaded to described teller terminal by the user's of storage accounts information.
In one embodiment, said apparatus also comprises:
Detecting unit, for after the password of user's input being submitted to the operation system on bank backstage by teller terminal, detects user and whether initiates to remove information command;
Empty unit, for initiating to remove after information command user being detected, empty the user's of storage accounts information.
In one embodiment, described commit unit comprises:
Encrypting module is encrypted after the password of user's input is obscured again;
Submit module to, for the password after encrypting is submitted to the operation system on bank backstage by described teller terminal.
In one embodiment, described accounts information comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts.
In embodiments of the present invention, the display of an interface for password input on can simultaneous display teller terminal is set in bank cabinet face transaction user terminal, thereby user can be monitored by this display to teller terminal, having solved user in prior art cannot monitor the interface for password input of teller terminal, and the problem that the account password causing is easily stolen has guaranteed the security of user's accounts information effectively.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, forms the application's a part, does not form limitation of the invention.In the accompanying drawings:
Fig. 1 is the structural representation of bank's cabinet face transaction user terminal of the embodiment of the present invention;
Fig. 2 is the method flow diagram of bank's cabinet face method of commerce of the embodiment of the present invention;
Fig. 3 is the cabinet face service system structural drawing of the embodiment of the present invention;
Fig. 4 is the schematic appearance of the client trading terminal of the embodiment of the present invention;
Fig. 5 is the circuit connection diagram of the client trading terminal of the embodiment of the present invention;
Fig. 6 is the logical organization schematic diagram of the client trading terminal of the embodiment of the present invention;
Fig. 7 is a kind of structured flowchart of bank's cabinet face transaction system of the embodiment of the present invention.
Embodiment
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with embodiment and accompanying drawing, the present invention is described in further details.At this, exemplary embodiment of the present invention and explanation thereof are used for explaining the present invention, but not as a limitation of the invention.
Consider when user arrives sales counter transacting business, on the device of Password Input, cannot see business personnel's operation interface, thereby the risk that the password that makes easily to produce user is expressly stolen, inventor's imagination, business personnel's operation interface can be synchronized to subscriber terminal side, for user, exercise supervision, thus the security that effectively improves user account.
In this example, provide a kind of bank cabinet face transaction user terminal, as shown in Figure 1, having comprised:
Housing 101 is provided with data-interface 102, display 103 and keyboard 104 on described housing, wherein:
Display 103, is connected with teller terminal by data-interface 102, for the interface for password input on simultaneous display teller terminal;
Keyboard 104, is connected with teller terminal by data-interface 102, for inputting password for user.
In the above-described embodiments, the display of an interface for password input on can simultaneous display teller terminal is set in bank cabinet face transaction user terminal, thereby user can be monitored by this display to teller terminal, having solved user in prior art cannot monitor the interface for password input of teller terminal, and the problem that the account password causing is easily stolen has guaranteed the security of user's accounts information effectively.
It should be noted that Fig. 1 is only a kind of schematically illustrating, in Fig. 1, the position of data-interface, display, keyboard is also not necessarily leaveed no choice but as shown in Figure 1, can arrange according to other mode, in this no limit.
In the specific implementation, above-mentioned data-interface 102 can be usb hub, and this usb hub is connected with teller terminal by USB cable.
Above-mentioned display 103 can be color monitor, by 24 RGB data buss, be connected with the processor in user terminal, because be that color monitor can show the display interface on teller terminal clearer and exactly, different from existing that cipher input equipment by essence, further, this display can adopt 4 line resistive touch display screen processed, the input circuit of display screen is MOSFT pipe input circuit, because the input of MOSFT pipe is stabilizing circuit, can effectively prevent the signal jitter of touch screens.
Keyboard as shown in Figure 1 is mainly comprised of two parts: a part is button, and another part is the key scanning circuit being connected with button, concrete, and above-mentioned keyboard can comprise: input keyboard and key scanning circuit, wherein:
Input keyboard comprises 12 the represented buttons of 12 nodes that formed by 12 circuit, and key scanning circuit, for detection of the button being triggered, is determined the represented key information of button being triggered.
In embodiments of the present invention, also provide the using method of a kind of above-mentioned bank cabinet face transaction user terminal, as shown in Figure 2, comprised the following steps:
Step 201: to the interface for password input on teller terminal described in user's simultaneous display;
Step 202: receive the password that user inputs in interface for password input;
Step 203: by teller terminal, the password of user's input is submitted to the operation system on bank backstage.
Further, consider that current bank outlets service pressure is larger, user is before sales counter transacting business, often to wait in line, when sales counter transacting business, because teller's typing Transaction Information needs spended time, so user still needs to wait for, cause a large amount of wastes of time, therefore, can consider if allow user just input user profile voluntarily when queuing up, when sales counter transacting business, directly submit the submission information of typing in advance to, can greatly improve teller's processing speed, improve bank outlets' efficiency of service.Concrete, in one embodiment, can be before user inputs password, or before user arrives sales counter, this user terminal obtain described user's accounts information, and described accounts information is stored; Receiving the uploading after information command of user input, the user's of storage accounts information is uploaded to teller terminal.
Because user's accounts information is to be stored in the terminal that everybody can take, therefore there is the risk of being obtained by others, further, these information have not had any effect after uploading from theory, can delete, in one embodiment, after the password after encrypting is submitted to the operation system on bank backstage, said method can also comprise: detect user and whether initiate to remove information command; If so, empty the user's of storage accounts information.
Concrete, the mode of the above-mentioned user's of obtaining accounts information has multiple, for example: the essential information that receives user's input; Or, according to the account information of user input, from the operation system on bank backstage, obtain user's essential information, can also take other mode to obtain user's essential information, the application is in this no limit.
In order to guarantee the security of user cipher, reduce the possibility being stolen, the password of user's input is submitted to the operation system on bank backstage, can comprise: after the password of user's input is obscured, encrypt again; Password after encrypting is submitted to the operation system on bank backstage.That is, before password is committed to the operation system on bank backstage, first password is encrypted to operation, can adopts the mode of encrypting again after mixing to be encrypted password, thereby effectively guaranteed the safety of user cipher.
In above-mentioned each embodiment, accounts information can comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts, can also comprise other essential information of user, the application is in this no limit.
Below in conjunction with a specific embodiment, above-mentioned user terminal and bank counter trading method are specifically described, yet it should be noted that specific embodiment is below only for the present invention is better illustrated, do not form inappropriate limitation of the present invention.
In order to improve the protection of banking system to service security and subscriber data safety, a kind of cabinet face customer transaction end device and system are provided in this example.By the use of this transaction terminal, user (the namely client of bank) can recognize type and the purposes of own input message in real time, and display mode, thereby effectively ensure the security of user cipher, and former operation flow is not had any impact.
This device possesses following functions:
1) the synchronous display function of Transaction Information: teller, when transacting business, can synchronously represent the display interface on teller terminal to client by the display screen of this device, thus the probability that transaction makes mistakes reduced.
2) code keypad input function: client can use this equipment to carry out Password Input, display screen and the cabinet face terminal synchronizes display password frame of this device of while, client can confirm input content, and can confirm password be whether with " * * * * * * " or " ● ● ● ● ● ● " mode on teller terminal, show, thereby effectively avoid password to be expressly stolen.
3) Data Enter function: client can use this equipment to carry out the typing of other information of client or transaction, and the information of typing is stored in this device, when cabinet face transacting business, directly submit these information to, thereby effectively improve the accuracy of information, remove the process that client fills out list and teller's Data Enter by hand from, improved the efficiency of business handling.
As shown in Figure 3, it is the cabinet face service system structural drawing that adopts device that this example provides to carry out business handling, comprise: bank main system 1, teller terminal 2, client trading terminal 3, teller 4 and client 5, wherein, between bank main system 1 and teller terminal 2, by bank's internal network 6, connect, between teller terminal 2 and client trading terminal 3, by USB cable line 7, connect.Wherein:
Bank main system 1, for storing user's the information such as account, accepts client's financial business request etc.
Teller terminal 2, for operating for bank cashier, teller carries out transaction, typing Transaction Information etc. by this teller terminal according to client's needs.
Client trading terminal 3, input and the display device that client uses, before transaction starts, client can input essential information, these these essential informations of client trading terminal storage, when transaction starts, client trading terminal is uploaded to teller terminal 2 by client's essential information, and in the process of transaction, client carries out trading password input by this client trading terminal 3, this client trading terminal 3 can show Transaction Information to client simultaneously, for client, confirms.Inside in client trading terminal 3 is provided with battery, thereby terminal can be used by off-line, further, when client trading terminal is connected with USB cable, can automatically charge.
Example with an actual business transaction describes below:
In a typical process of exchange, client is when waiting in line, obtain client trading terminal 3, input essential information, when then client is to cabinet face transacting business, client trading terminal 3 connects teller terminal 2, upload client's essential information, teller terminal 2 is initiated transaction request to bank main system 1 simultaneously, bank main system 1 reception information, and require client to input password simultaneously, Password Input frame synchronously shows in teller terminal 2 and client trading terminal 3, client inputs password, in the process of input, password in password box with " * * * * * * " or " ● ● ● ● ● ● " mode show, after input completes, by the password of client's input being submitted to bank main system 1 by teller terminal, carry out subsequent transaction.
The schematic appearance of the client trading terminal 3 of the embodiment of the present invention as shown in Figure 4, comprise: the compositions such as indicator screen, code keypad, function key, safety when ensureing Password Input, above cryptographic key panel, be provided with opaque watching shield cover, thus the crypticity while effectively guaranteeing client's input message.
It as shown in Figure 5, is the circuit connection diagram of client trading terminal 3, mainly comprise: usb hub, liquid crystal touch screen, code keypad, host CPU, key scanning circuit etc., wherein, liquid crystal touch screen circuit is connected with host CPU by 24 bit data bus, code keypad carries out serial ports by key scanning circuit and host CPU and is connected, in two mouths of the USB of usb hub, one is connected with host CPU, and one is connected with code keypad.
Above-mentioned usb hub communicates by USB cable and host computer (teller terminal 2), and provides a plurality of USB entrance access points to access all kinds of USB device.In this device, this hub is connected with host CPU by USB mouth, due to the operating system otherness that shielding device is connected with main frame and is directly connected with main frame with equipment by usb hub well, so cabinet face terminal program can adopt original control mode signal location access means.
Liquid crystal touch screen, this display screen has screen and possesses touch function, by 24 R/G/B data buss, is connected with host CPU.
Code keypad, for receiving client's input, its functional part is encapsulated in device and is connected with key scanning circuit.
Key scanning circuit, can scan the input of code keypad and result is delivered to host CPU by serial ports in time.
Host CPU, for receiving the instruction from host computer, receives the key command scanning from key scanning circuit, then by the liquid crystal display circuit being attached thereto, input is presented in input frame.
In this example, touch screen circuitry adopts the 4 line electric resistance touch screen processed of standard, has used the input stabilizing circuit of MOSFT pipe, in case the signal jitter of touch screens is connected with host CPU by NYPON, NXPON, YMON, XMON stitch after the conversion of MOS circuit.
Backlight and the interface of liquid crystal display all adopts the liquid crystal circuit design of industrywide standard, liquid crystal display the 7th, 8,9,10 stitch (LED_K1, LED_K2, LED_K3, LED_K4) that pass through backlight are connected to obtain light with liquid crystal display excuse circuit, by TOUT1_LCM, be connected with the lower right corner F1 stitch in host CPU 2 circuit, host CPU 2 is controlled liquid crystal display demonstration opportunity backlight by this stitch.LCD Interface circuit is by SDI, SDO, VD2 ... VD23 altogether 24 road ports is connected with 24 road ports of [VD0:VD23] of host CPU 1, to obtain R, G, B three-color light source.
Host CPU can adopt the SAMSUNG ARM9 chip of industrywide standard, and the dominant frequency of chip is 400M Hz, can access 3 serial ports and 2 road USB mouths.The 3 road serial ports of port in host CPU [RXD:RX2, TXD:TX2] for supporting, [DM0/DM, DP0/DP] 2 road USB mouths for supporting.
Key scanning circuit also adopts the industry circuit of standard, by 2 road serial ports, is connected with host CPU 1, and connectivity port is the 32nd, 33 road port RXD, TXD.
Code keypad circuit diagram, code keypad circuit is by [KEYIN0:KEYIN3], [KEYOUT0:KEYOUT2] is connected with the corresponding ports of key scanning circuit, 12 circuit form 12 nodes and represent 12 buttons of code keypad, when any one button is pressed, key scanning circuit all can be recorded to this button, and it is shown on liquid crystal display by host CPU.
The circuit of usb hub, this chip adopts the Anguo USB chip of industrywide standard, supports altogether 2 USB interface, and wherein the 41st, 42 road port USB_DP+, USB_DM+ are external interface, and the 5th, 6 road port USB2_DM, USB2_DP connect host CPU 1.
The logical organization schematic diagram of client trading terminal as shown in Figure 6, comprise: scheduling unit 31, indicative control unit 32, display unit 33, Input Control Element 34, input block 35, ciphering unit 36, communication unit 37 and storage unit 38, wherein, indicative control unit 32, Input Control Element 34, ciphering unit 36, communication unit 37, storage unit 38 is connected with scheduling unit 31 respectively, indicative control unit 32 is connected with display unit 33, Input Control Element 34 is connected with input block 35, ciphering unit 36 is connected with communication unit 37, below unit is specifically described:
Scheduling unit 31, be used for dispatching each unit module and carry out work, when needs client inputs, drive indicative control unit 32 to generate the corresponding page, and the client who receives input block reception inputs, information is synchronously gone to display unit to be shown, after client has inputted, by client's essential information (as name on account, home address, telephone number etc.) deposit storage unit 38 in, password is sent to ciphering unit 36 to be obscured and encrypts, after receiving client's instruction of " uploading information ", from RAM, read client's essential information, by communication unit 37, be uploaded to teller terminal 2, when needs client confirms Transaction Information, drive indicative control unit 32 to generate displayed page.
Indicative control unit 32, for inputting as required the information type that maybe needs displaying, generate input or show picture, and when client inputs, input message is sent to input frame simultaneously to be shown, when needs are inputted client's essential information, generate essential information input frame, plaintext demonstration information in input, in the time of need to inputting client password, generating cipher input frame, in input with " * * * * * * " or " ● ● ● ● ● ● " mode show, while needing client to confirm Transaction Information, generate displayed page.
Display unit 33, for showing the picture being generated by indicative control unit 32.
Input Control Element 34, for the input pattern of information supervisory keyboard of input as required, and the input that input block 35 is received goes to scheduling unit.When input client essential information, open keyboard word input function, allow client to switch input method, when needs are inputted password, open keyboard numerical ciphers input function.
Input block 35, for receiving client by the input of keyboard or touch-screen.
Ciphering unit 36, obscures and encrypts for the password to client input, thus security and the privacy of assurance password from client trading terminal to host computer system process, and wherein, cryptographic algorithm can be used DES, 3-DES or other cryptographic algorithm.
Communication unit 37, realizes the communication with teller terminal 2.
Storage unit 38, for storing the essential information of client's input, can be used random access memory (RAM), and wherein, the content of storage empties when " removing information " button of device shutdown or client's pointing device.
Can also in this device, increase voice alerting unit, by voice message user, input or confirm.
Client's money transfer transactions take below as example, the treatment scheme of this device work be described:
S1: client comes bank, waits in line transacting business.Use client trading terminal 3, click " entry information " button, the scheduling unit 31 of client trading terminal 3 drives indicative control unit 32 to generate essential information input frame, prompting client inputs relevant essential information (as name on account, home address, telephone number, the account of the object of transferring accounts, name etc.).
S2: Input Control Element 34 is opened keyboard word input function, input block 35 is accepted client's input, and display unit 33 is synchronous expressly shows input content, and after input completes, scheduling unit 31 deposits information in storage unit 38 in.
S3: client starts transacting business to cabinet face, is connected by USB cable client trading terminal 3 with teller terminal 2, and clicks " uploading information " button, and client trading terminal 3 is uploaded to teller terminal 2 by canned data.
S4: teller is errorless from teller terminal 2 confirmations, initiates money transfer transactions request, and typing Transaction Information (amount of money etc.), uploads relevant information to host computer system 1 simultaneously, and host computer system 1, after receiving transaction request and relevant information, requires input password.
S5: teller terminal 2 points out client to input password by transaction step.
S6: client trading terminal 3 is after receiving password enter instruction, and scheduling unit 31 drives indicative control unit 32 generating cipher input frames, shows, and point out client to input by display unit 33.
S7: Input Control Element 34 is opened keyboard numerical ciphers input function, input block 35 receives client's input, display unit 33 with " * * * * * * " or " ● ● ● ● ● ● " mode shows the content of input, after input completes, scheduling unit 31 transfers to ciphering unit 36 to obscure rear encryption in password, then submits to by communication unit 37.
S8: system carries out that additional funding transfers etc. business operation.
S9: after transaction completes, client closes client trading terminal 3 or clicks " removing information " button, empties the client's who stores in the storage unit 38 of client trading terminal 3 essential information.
S10: closing the transaction.
In this example, by client's participation, greatly reduced the error probability of related service, because can utilizing this device, client grasps the information that needs typing, effectively evade teller and stolen client password risk expressly, improved the security of cabinet face transaction, take full advantage of the time that custom queueing is waited for simultaneously, client can use this equipment to carry out the typing of the out of Memory of client or transaction, improved on the one hand the accuracy of information, remove on the other hand client from and filled out by hand single process, improved customer experience, the more important thing is the link of having saved teller's typing customer information, improved efficiency of service.
Based on same inventive concept, in the embodiment of the present invention, also provide a kind of bank cabinet face transaction system, as described in the following examples.The principle of dealing with problems due to bank's cabinet face transaction system is similar to bank cabinet face method of commerce, so the enforcement of bank's cabinet face transaction system can, referring to the enforcement of bank's cabinet face method of commerce, repeat part and repeat no more.Following used, term " unit " or " module " can realize the combination of software and/or the hardware of predetermined function.Although the described device of following examples is preferably realized with software, hardware, or the realization of the combination of software and hardware also may and be conceived.Fig. 7 is a kind of structured flowchart of bank's cabinet face transaction system of the embodiment of the present invention, as shown in Figure 7, comprising: display unit 701, receiving element 702, commit unit 703, describe this structure below.
Display unit 701, for the interface for password input on teller terminal described in user's simultaneous display;
Receiving element 702, the password of inputting in interface for password input for receiving user;
Commit unit 703, for being submitted to the password of user's input by teller terminal the operation system on bank backstage.
In one embodiment, said apparatus also comprises: storage unit, before the interface for password input on teller terminal described in user's simultaneous display, receives the accounts information of user's input, and described accounts information is stored; Uploading unit, for receiving the uploading after accounts information instruction of user input, is uploaded to described teller terminal by the user's of storage accounts information.
In one embodiment, said apparatus also comprises: detecting unit, for after the password of user's input being submitted to the operation system on bank backstage by teller terminal, detects user and whether initiates to remove information command; Empty unit, for initiating to remove after information command user being detected, empty the user's of storage accounts information.
In one embodiment, above-mentioned commit unit comprises: encrypting module, and after being obscured, encrypts again by the password of user's input; Submit module to, for the password after encrypting is submitted to the operation system on bank backstage by described teller terminal.
In one embodiment, accounts information comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts.
In another embodiment, also provide a kind of software, the technical scheme that this software is described for carrying out above-described embodiment and preferred implementation.
In another embodiment, also provide a kind of storage medium, stored above-mentioned software in this storage medium, this storage medium includes but not limited to: CD, floppy disk, hard disk, scratch pad memory etc.
From above description, can find out, the embodiment of the present invention has realized following technique effect: the display that an interface for password input on can simultaneous display teller terminal is set in bank cabinet face transaction user terminal, thereby user can be monitored by this display to teller terminal, having solved user in prior art cannot monitor the interface for password input of teller terminal, and the problem that the account password causing is easily stolen has guaranteed the security of user's accounts information effectively.
Obviously, those skilled in the art should be understood that, each module of the above-mentioned embodiment of the present invention or each step can realize with general calculation element, they can concentrate on single calculation element, or be distributed on the network that a plurality of calculation elements form, alternatively, they can be realized with the executable program code of calculation element, thereby, they can be stored in memory storage and be carried out by calculation element, and in some cases, can carry out shown or described step with the order being different from herein, or they are made into respectively to each integrated circuit modules, or a plurality of modules in them or step are made into single integrated circuit module to be realized.Like this, the embodiment of the present invention is not restricted to any specific hardware and software combination.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for a person skilled in the art, the embodiment of the present invention can have various modifications and variations.Within the spirit and principles in the present invention all, any modification of doing, be equal to replacement, improvement etc., within all should being included in protection scope of the present invention.

Claims (15)

1.Yi Zhong bank cabinet face transaction user terminal, is characterized in that, comprising:
Housing is provided with data-interface, display and keyboard on described housing, wherein:
Described display, is connected with teller terminal by data-interface, for the interface for password input on simultaneous display teller terminal;
Keyboard, is connected with described teller terminal by described data-interface, for inputting password for user.
2. bank as claimed in claim 1 cabinet face transaction user terminal, is characterized in that, described data-interface is usb hub, and described usb hub is connected with described teller terminal by USB cable.
3. bank as claimed in claim 1 cabinet face transaction user terminal, is characterized in that, described display is color monitor.
4. bank as claimed in claim 1 cabinet face transaction user terminal, is characterized in that, described display adopts 4 line resistive touch display screen processed, and the input circuit of described display screen is MOSFT pipe input circuit.
5. the bank's cabinet face transaction user terminal as described in any one in claim 1 to 4, is characterized in that, described keyboard comprises: input keyboard and key scanning circuit, wherein:
Described input keyboard comprises 12 the represented buttons of 12 nodes that formed by 12 circuit;
Described key scanning circuit, for detection of the button being triggered, is determined the represented key information of button being triggered.
6. utilize the method that in claim 1 to 5, the terminal described in any one is carried out bank's cabinet face transaction, it is characterized in that, comprising:
To the interface for password input on teller terminal described in user's simultaneous display;
Receive the password that user inputs in interface for password input;
By teller terminal, the password of user's input is submitted to the operation system on bank backstage.
7. method as claimed in claim 6, is characterized in that, before the interface for password input on teller terminal described in user's simultaneous display, described method also comprises:
Receive the accounts information of user's input, and described accounts information is stored;
Receiving the uploading after accounts information instruction of user input, the user's of storage accounts information is uploaded to described teller terminal.
8. method as claimed in claim 7, is characterized in that, after the password of user's input being submitted to the operation system on bank backstage by teller terminal, described method also comprises:
Detect user and whether initiate to remove information command;
If so, empty the user's of storage accounts information.
9. method as claimed in claim 6, is characterized in that, by teller terminal, the password of user's input is submitted to the operation system on bank backstage, comprising:
After being obscured, encrypts again by the password of user's input;
Password after encrypting is submitted to the operation system on bank backstage by described teller terminal.
10. the method as described in any one in claim 6 to 9, is characterized in that, described accounts information comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts.
11.Yi Zhong bank cabinet face transaction system, is characterized in that, comprising:
Display unit, for the interface for password input on teller terminal described in user's simultaneous display;
Receiving element, the password of inputting in interface for password input for receiving user;
Commit unit, for being submitted to the password of user's input by teller terminal the operation system on bank backstage.
12. devices as claimed in claim 11, is characterized in that, also comprise:
Storage unit, before the interface for password input on teller terminal described in user's simultaneous display, receives the accounts information of user's input, and described accounts information is stored;
Uploading unit, for receiving the uploading after accounts information instruction of user input, is uploaded to described teller terminal by the user's of storage accounts information.
13. devices as claimed in claim 12, is characterized in that, also comprise:
Detecting unit, for after the password of user's input being submitted to the operation system on bank backstage by teller terminal, detects user and whether initiates to remove information command;
Empty unit, for initiating to remove after information command user being detected, empty the user's of storage accounts information.
14. devices as claimed in claim 11, is characterized in that, described commit unit comprises:
Encrypting module is encrypted after the password of user's input is obscured again;
Submit module to, for the password after encrypting is submitted to the operation system on bank backstage by described teller terminal.
15. devices as described in any one in claim 11 to 14, is characterized in that, described accounts information comprise following one or more: the account of name on account, home address, telephone number, the object of transferring accounts, the name of the object of transferring accounts.
CN201410324608.XA 2014-07-09 2014-07-09 User terminal, method and device for bank counter transactions Pending CN104077840A (en)

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