CN103400182A - Fingerprint information identification based anti-forgery technology for bank card - Google Patents
Fingerprint information identification based anti-forgery technology for bank card Download PDFInfo
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- CN103400182A CN103400182A CN2013103594134A CN201310359413A CN103400182A CN 103400182 A CN103400182 A CN 103400182A CN 2013103594134 A CN2013103594134 A CN 2013103594134A CN 201310359413 A CN201310359413 A CN 201310359413A CN 103400182 A CN103400182 A CN 103400182A
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- bank card
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- print information
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- magnetic stripe
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Abstract
The invention provides a fingerprint information identification based anti-forgery technology for a bank card. The fingerprint information identification based anti-forgery technology is implemented as follows: a magnetic stripe interference layer capable of cutting off magnetic stripe information of the bank card is additionally added to the bank card, and fingerprint information of a cardholder is stored in a fingerprint information storage device of the bank card; when a cardholder uses the bank card, the fingerprint information of the cardholder is collected by utilizing a fingerprint identification area of the bank card, and the collected information is compared with the fingerprint information in the fingerprint information storage device of the bank card, the magnetic stripe interference layer stops working temporarily if the information is consistent, the magnetic stripe information of the bank card is in a readable state, and the transaction is continuous, and the magnetic stripe information of the bank card is cut off by the magnetic stripe interference layer and cannot be read if the information is inconsistent, so that the occurrence of transaction is prevented. According to the invention, biological characteristics of uniqueness and irreplaceable performance of the fingerprint information are utilized to be taken as the identification technology, and via the identification technology of fingerprint characteristics and a coding technology of the fingerprint characteristic points, fingerprint forgery can be avoided, and use is safe and convenient.
Description
Technical field
The invention belongs to bank card anti-counterfeit recognition technical field, relate in particular to a kind of bank card anti-counterfeiting technology based on finger print information identification.
Background technology
At present, society's card criminal activity that goes to bank is rampant, how to construct safer Information Security Defending System, protection holder's information security, becomes Banking sector's problem demanding prompt solution.The existing bank card encryption technology of domestic bank is that numerical ciphers is set, as long as obtain bank card and password, anyone can arrive bank outlets and withdraw cash, and this just provides opportunity to the offender.
Due to the whole continuous running of Global finance and development at a high speed, consumer groups have more and more selected to use the bank card bankcard consumption to substitute the custom of paying in cash, more and more outstanding its importance of the bank card authentication safety problem that involves, traditional cipher authentication mode is as easy as rolling off a log, and stolen possibility can occur, and in concluding the business day by day frequently, the safety problem of bank card seems more outstanding, and existing encryption technology can not meet the needs of safety of network trade mechanism.
Summary of the invention
In order to solve the problems of the technologies described above, the object of the present invention is to provide a kind of bank card fingerprint identification technology, guarantee that the card holder is with blocking safe ready.
complete skill scheme of the present invention is: a kind of bank card anti-counterfeiting technology based on finger print information identification, this technology is that bank card adds one deck and can cut off the magnetic stripe interfere with layer of bank card magnetic strip information, and holder's finger print information is stored in the finger print information memory storage of bank card, when the holder uses card, utilize the fingerprint recognition district of bank card to gather holder's finger print information, finger print information in finger print information memory storage in the information that collects and bank card is compared, information is consistent, the magnetic stripe interfere with layer temporarily quits work, the bank card magnetic strip information is for can read state, transaction continues, information inconsistency, the bank card magnetic strip information is cut off and can't read by the magnetic stripe interfere with layer, thereby stops the generation of transaction.
Further, described fingerprint recognition district is provided with optical pick-up head and pressure-sensitive capacitance.
Described pressure-sensitive capacitance when being under pressure, can be at short notice provides power supply for the fingerprint recognition circuit of bank card.
Preferably, bank card of the present invention is after finger print information is compared successfully activation, if do not conclude the business, after the electric weight that pressure-sensitive capacitance provides depletes, the magnetic stripe interfere with layer will reopen, and bank card recovers locking state.
Preferably, described finger print information memory storage can in reference finger of storage, can be stored a standby emergent finger print information simultaneously.
Preferably, the emergent finger print information of described finger print information memory device stores, can be when needed, by phone or when towards bank's application, activating, after activation, the reference finger Information Proofreading is temporarily inactive, gather standby emergent finger print information, after comparing successfully, get final product continuous business.
The present invention compared with prior art has following beneficial effect:
The invention provides a kind of bank card anti-counterfeiting technology based on finger print information identification, utilize the biological characteristic of the finger print information uniqueness that possesses and the property do not replaced as recognition technology, by the recognition techniques of fingerprint characteristics and the coding techniques of fingerprint feature point, can stop fingerprint forges, exempt the danger that exists when the user utilizes bank card to carry out various transaction, use safety convenient again, no longer need signature, convenient shopping is become a reality; Simultaneously owing to storing reference finger and emergent finger print information on the finger print information memory storage at bank card, in the situation that the card holder can guarantee holder's card just commonly used by the mode that activates emergent finger print information due to injured or other are suddenly former thereby can't gather reference finger.The power supply of fingerprint recognition circuit of the present invention is pressed the supply of fingerprint recognition district by the holder with when card, need not battery, and is simple in structure, applies convenient and reliable.
Description of drawings
Fig. 1 is bank card schematic diagram of the present invention, and in figure: 1 is the magnetic stripe interfere with layer, and 2 is the finger print information memory storage, and 3 is the fingerprint recognition district.
Embodiment
the present embodiment provides a kind of bank card anti-counterfeiting technology based on finger print information identification, this technology is that bank card adds one deck and can cut off the magnetic stripe interfere with layer 1 of bank card magnetic strip information, and holder's finger print information is stored in the finger print information memory storage 2 of bank card, when the holder uses card, utilize the fingerprint recognition district 3 of bank card to gather holder's finger print information, finger print information in finger print information memory storage 2 in the information that collects and bank card is compared, information is consistent, magnetic stripe interfere with layer 1 temporarily quits work, the bank card magnetic strip information is for can read state, transaction continues, information inconsistency, the bank card magnetic strip information is cut off by magnetic stripe interfere with layer 1 and can't read, thereby stops the generation of transaction.
Described fingerprint recognition district 3 is provided with optical pick-up head and pressure-sensitive capacitance; Described pressure-sensitive capacitance when being under pressure, can be at short notice provides power supply for the fingerprint recognition circuit of bank card; Bank card of the present invention is after finger print information is compared successfully activation, if do not conclude the business, after the electric weight that pressure-sensitive capacitance provides depletes, the magnetic stripe interfere with layer will reopen, and bank card recovers locking state; Described finger print information memory storage can in reference finger of storage, can be stored a standby emergent finger print information simultaneously; The emergent finger print information of described finger print information memory device stores, can be when needed, by phone or when towards bank's application, activating, after activation, the reference finger Information Proofreading is temporarily stopped using, and gathers standby emergent finger print information, after comparing successfully, get final product continuous business.
The bank card anti-counterfeiting technology based on finger print information identification of this example comprises step:
When 1) possessor is to financial institution's application bank card, gather possessor's finger print information then and there, gather a finger print information and be made as reference finger information, gather in addition a fingerprint as standby emergent finger print information, and finger print information is input in the finger print information memory storage of bank card and stores, with finger print information and bank card account binding.
When 2) holder is with card, only need the finger print information of the middle legal holden of holder's finger print information and the finger print information memory storage in bank card is compared, can confirm whether the holder is me, complete payment process after comparison is correct.
3) if the user in step 2) process in, while carrying out fingerprint comparison, after mistake or error appear in comparison, the magnetic strip information of bank card can't correctly read, and stop the continuation of transaction.
4) if the card holder is due to injured or other are suddenly former thereby can't gather reference finger the time, the holder can be by phone or when towards bank's application, activating emergent fingerprint recognition, and during with card, the emergent finger print information of comparison can guarantee just commonly using card.
The above technical scheme that the embodiment of the present invention is provided is described in detail, applied specific case herein principle and the embodiment of the embodiment of the present invention are set forth, the explanation of above embodiment is only applicable to help to understand the principle of the embodiment of the present invention; Simultaneously,, for one of ordinary skill in the art,, according to the embodiment of the present invention, all will change on embodiment and range of application, in sum, this description should not be construed as limitation of the present invention.
Claims (5)
1. bank card anti-counterfeiting technology based on finger print information identification, it is characterized in that: this technology is that bank card adds one deck and can cut off the magnetic stripe interfere with layer of bank card magnetic strip information, and holder's finger print information is stored in the finger print information memory storage of bank card, when the holder uses card, utilize the fingerprint recognition district of bank card to gather holder's finger print information, finger print information in finger print information memory storage in the information that collects and bank card is compared, information is consistent, the magnetic stripe interfere with layer temporarily quits work, the bank card magnetic strip information is for can read state, transaction continues, information inconsistency, the bank card magnetic strip information is cut off and can't read by the magnetic stripe interfere with layer, thereby stops the generation of transaction.
2. a kind of bank card anti-counterfeiting technology based on finger print information identification according to claim 1, it is characterized in that: described fingerprint recognition district is provided with optical pick-up head and pressure-sensitive capacitance; Described pressure-sensitive capacitance when being under pressure, can be at short notice provides power supply for the fingerprint recognition circuit of bank card.
3. a kind of bank card anti-counterfeiting technology based on finger print information identification according to claim 2, it is characterized in that: bank card of the present invention is after finger print information is compared successfully activation, if do not conclude the business, after the electric weight that pressure-sensitive capacitance provides depletes, the magnetic stripe interfere with layer will reopen, and bank card recovers locking state.
4. according to claim 1-3 described a kind of bank card anti-counterfeiting technologies based on finger print information identification of any one, it is characterized in that: described finger print information memory storage can in reference finger of storage, can be stored a standby emergent finger print information simultaneously.
5. according to claim 1-4 described a kind of bank card anti-counterfeiting technologies based on finger print information identification of any one, it is characterized in that: the emergent finger print information of described finger print information memory device stores, can be when needed, by phone or when towards bank's application, activating, after activation, the reference finger Information Proofreading is temporarily stopped using, and gathers standby emergent finger print information, after comparing successfully, get final product continuous business.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013103594134A CN103400182A (en) | 2013-08-19 | 2013-08-19 | Fingerprint information identification based anti-forgery technology for bank card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013103594134A CN103400182A (en) | 2013-08-19 | 2013-08-19 | Fingerprint information identification based anti-forgery technology for bank card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103400182A true CN103400182A (en) | 2013-11-20 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2013103594134A Pending CN103400182A (en) | 2013-08-19 | 2013-08-19 | Fingerprint information identification based anti-forgery technology for bank card |
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| Country | Link |
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| CN (1) | CN103400182A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106355406A (en) * | 2015-07-17 | 2017-01-25 | 环达电脑(上海)有限公司 | Combined fingerprint authentication payment method |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
-
2013
- 2013-08-19 CN CN2013103594134A patent/CN103400182A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106355406A (en) * | 2015-07-17 | 2017-01-25 | 环达电脑(上海)有限公司 | Combined fingerprint authentication payment method |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
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| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| DD01 | Delivery of document by public notice |
Addressee: Ye Song Document name: Notification of before Expiration of Request of Examination as to Substance |
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| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20131120 |