CN103336986A - Fingerprint bank card - Google Patents
Fingerprint bank card Download PDFInfo
- Publication number
- CN103336986A CN103336986A CN2013102852410A CN201310285241A CN103336986A CN 103336986 A CN103336986 A CN 103336986A CN 2013102852410 A CN2013102852410 A CN 2013102852410A CN 201310285241 A CN201310285241 A CN 201310285241A CN 103336986 A CN103336986 A CN 103336986A
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- bank
- card
- bank card
- fingerprint
- finger print
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Abstract
The invention relates to a fingerprint bank card. An IC (Integrated Circuit) card with a storage capacity greater than or equal to 16K is taken as a physical medium. When a customer goes to a bank to handle a bank card or change depositing and withdrawing authority of the bank card, fingerprint data of the customer is collected by a fingerprint scanner connected with a bank counter computer, written into the bank card by a card writing machine connected with the bank counter computer, and stored in a server of a bank data center by a bank intranet. When a cardholder uses the bank card, the fingerprint data of the user is collected by a fingerprint scanner connected with an ATM (Automatic Teller Machine) or a receipt computer; the fingerprint data on the bank card is read by a card reader of the ATM or a card reader connected with the receipt computer; the reserved fingerprint data of a corresponding account in the server of the bank data center is read by a network; the fingerprint data of the user, the fingerprint data on the bank card and the fingerprint data in the server are compared; and the user is allowed to operate if the fingerprint data is wholly consistent, or else, the user is not allowed to operate. The bank card can improve the safety, and the fund in the bank card of a card owner is prevented from being burglarized or transferred.
Description
Technical field
The present invention relates to a kind of fingerprint bank card, refer in particular to and adopt fingerprint collecting, fingerprint storage and fingerprint comparison technology, be the bank card of physical medium with the IC-card.
Background technology
At present, bank card adopts magnetic stripe card more, accesses to your password as access authentication technology means.This bank card is replicated easily, and password may be stolen or crack, and causes the stolen situation of bank card fund to happen occasionally.People's fingerprint is unique, is that the people is different from one of most important biological characteristic of other individuality.The fingerprint of fingerprint, storage and comparison technology are ripe.The memory capacity of IC-card is increasing, and cost is more and more littler.Common IC-card all can be used for storing finger print information.
Summary of the invention
In order to solve the problem of bank card security deficiency, the invention provides a kind of fingerprint bank card, its physical medium adopts memory capacity more than or equal to the IC-card of 16K.This bank card can improve security, prevents out that the fund of card people Ka Nei is stolen, steals commentaries on classics.
The technical scheme that the present invention takes is, when the client handles the access right of bank card or change bank card to bank, use is connected the finger print data of the fingerprint scanner collection client on the bank counter computing machine, by the writer that is connected on the bank counter computing machine finger print information that collects is write bank card, and these finger print datas are deposited on the server of bank data centers by bank's internal network.When the holder uses bank to snap into to deposit, withdraw on the ATM money or account transfer, by being connected the finger print data of the fingerprint scanner collection user on the ATM, the card reader that carries by ATM reads the finger print information on the bank card, and these two kinds of finger print datas are compared.Comparison result is inconsistent, and then finger print information is gathered in prompting again.Surpass the number of times inconsistent (such as three times) of regulation, confiscate or withdraw from bank card after the display reminding information.The comparison result unanimity, the corresponding finger print data of reserving on the internal network by bank and the bank data centers server of the account is further compared, and unanimity then allows operation, and inconsistent then display reminding information also withdraws from bank card.When the holder uses the bank card payment, use the finger print data that is connected the fingerprint scanner collection user on the gathering computing machine, use the card reader that is connected on the gathering computing machine to read the finger print data of bank card storage, comparison process is withdrawn the money identical with ATM.
The invention has the beneficial effects as follows, can improve the security of bank card, ensure the fund security of opening the card people.
Description of drawings
The invention will be further described below in conjunction with accompanying drawing and example.
The synoptic diagram of Fig. 1 when to be the client to bank counter handle bank card or change bank card access right.Wherein, the 1st, the bank counter computing machine, the 2nd, be connected the fingerprint scanner on the bank counter computing machine, the 3rd, be connected the writer on the bank counter computing machine, the 4th, bank's internal network, the 5th, the server of bank data centers.
Fig. 2 is that the client uses the synoptic diagram of fingerprint bank card when ATM deposits, withdraws money or transfers accounts.Wherein, the 1st, ATM, the 2nd, be connected the fingerprint scanner on the ATM, the 3rd, bank's internal network, the 4th, the server of bank data centers.
Fig. 3 is that the client uses the fingerprint bank card synoptic diagram in when payment.Wherein 1 is the gathering computing machine, the 2nd, be connected the fingerprint scanner on the gathering computing machine, and the 3rd, be connected the card reader on the gathering computing machine, the 4th, communication network, the 5th, the server of bank data centers.
Embodiment
In Fig. 1, when the client handles bank card or change access right to bank, gather client's finger print data by the fingerprint scanner 2 that is connected on the bank counter computing machine 1, by the writer 3 that is connected on the bank counter computing machine finger print data of gathering is write on the bank card, and by the internal network 4 of bank these finger print datas are deposited on the server 5 of bank data centers.
In Fig. 2, when the holder uses bank to snap into to deposit, withdraw on the ATM money or account transfer, gather users' finger print data by the fingerprint scanner 2 that is connected on the ATM 1, the card reader that carries by ATM 1 reads the finger print information on the bank card, and these two kinds of finger print datas are compared.Comparison result is inconsistent, and then finger print information is gathered in prompting again.Surpass the number of times inconsistent (such as three times) of regulation, confiscate or withdraw from bank card after the display reminding information.The corresponding finger print data of reserving on the comparison result unanimity, the internal network 3 by bank and bank data centers server 4 of the account is further compared, and unanimity then allows operation, and inconsistent then display reminding information also withdraws from bank card.
In Fig. 3, when the holder uses the bank card payment, gather user's finger print data by the fingerprint scanner 2 that is connected on the gathering computing machine 1, read the finger print data of bank card storage by the card reader 3 that is connected on the gathering computing machine 1, comparison process is withdrawn the money identical with ATM.
Claims (3)
1. a fingerprint bank card is characterized in that card people or order's finger print data is opened in storage on the card, and reserves these finger print datas at bank server.
2. bank card according to claim 1, it is characterized in that: when the client handles bank card or change and deposits, withdraws the money authority to bank counter, by being connected the finger print data of the fingerprint scanner collection client on the bank counter computing machine, the writer that use is connected on the bank counter computing machine writes bank card to the finger print data of gathering, and these finger print datas is deposited in the server of bank data centers by the network of bank inside.
3. bank card according to claim 1, it is characterized in that: when the client uses bank card, the fingerprint scanner collection user's who connects on the computing machine by ATM or gathering finger print data, the card reader that connects on the card reader that carries by ATM or the gathering computing machine reads the finger print data on the bank card, read the respective account finger print data of reserving on the bank data centers server by network, this three compares, and all unanimity then allows operation, otherwise does not allow operation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013102852410A CN103336986A (en) | 2013-04-03 | 2013-07-09 | Fingerprint bank card |
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201320160633.X | 2013-04-03 | ||
| CN201320160633 | 2013-04-03 | ||
| CN2013102852410A CN103336986A (en) | 2013-04-03 | 2013-07-09 | Fingerprint bank card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103336986A true CN103336986A (en) | 2013-10-02 |
Family
ID=49245142
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2013102852410A Pending CN103336986A (en) | 2013-04-03 | 2013-07-09 | Fingerprint bank card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103336986A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103761805A (en) * | 2014-01-22 | 2014-04-30 | 鲁辰超 | Fingerprint identification ATM cash withdrawal system |
| CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040117308A1 (en) * | 2002-12-12 | 2004-06-17 | International Business Machines Corporation | Instant, physiologically-based execution of customer-oriented transactions |
| CN102204211A (en) * | 2011-05-30 | 2011-09-28 | 华为技术有限公司 | Real-name account-opening method based on self-help terminal and terminal thereof |
| CN102521928A (en) * | 2011-12-26 | 2012-06-27 | 胡维朗 | System and method for operating banking business |
| CN102915594A (en) * | 2011-08-04 | 2013-02-06 | 深圳市凯智汇科技有限公司 | Bank card security system based on human body biological information code and operation method thereof |
-
2013
- 2013-07-09 CN CN2013102852410A patent/CN103336986A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040117308A1 (en) * | 2002-12-12 | 2004-06-17 | International Business Machines Corporation | Instant, physiologically-based execution of customer-oriented transactions |
| CN102204211A (en) * | 2011-05-30 | 2011-09-28 | 华为技术有限公司 | Real-name account-opening method based on self-help terminal and terminal thereof |
| CN102915594A (en) * | 2011-08-04 | 2013-02-06 | 深圳市凯智汇科技有限公司 | Bank card security system based on human body biological information code and operation method thereof |
| CN102521928A (en) * | 2011-12-26 | 2012-06-27 | 胡维朗 | System and method for operating banking business |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103761805A (en) * | 2014-01-22 | 2014-04-30 | 鲁辰超 | Fingerprint identification ATM cash withdrawal system |
| CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
| CN106920103A (en) * | 2017-03-13 | 2017-07-04 | 信利光电股份有限公司 | A kind of safety certifying method and safety certification device for obtaining bank card information |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20131002 |