CN102867377B - Method and system for realizing services on point-of-sale (POS) terminal machine and POS terminal machine - Google Patents

Method and system for realizing services on point-of-sale (POS) terminal machine and POS terminal machine Download PDF

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CN102867377B
CN102867377B CN201210352024.4A CN201210352024A CN102867377B CN 102867377 B CN102867377 B CN 102867377B CN 201210352024 A CN201210352024 A CN 201210352024A CN 102867377 B CN102867377 B CN 102867377B
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pos terminal
business
resource
data
pos
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CN102867377A (en
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谢之波
李东
于华东
范唯谦
李高翔
彭尚峰
何健
王兵
张丽娜
张燕
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Agricultural Bank of China
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Agricultural Bank of China
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Abstract

The embodiment of the invention discloses a method and a system for realizing services on a point-of-sale (POS) terminal machine and the POS terminal machine. The method comprises the following steps that: a master control program and a sub-application control program are solidified to the POS terminal machine; various resources required for executing various services are preconfigured on the POS terminal machine, wherein the various services comprise data dictionaries, basic resources, menu resources and flow resources; whether the various resources are required to be updated and/or whether novel resources are required to be downloaded is judged responding to the registration of the POS terminal machine; the master control program and a POS access gateway subsystem are synchronized if the novel resources are required to be updated and/or downloaded so as to download the novel resources and/or update various resources; and the sub-application control program executes the flow corresponding to the service based on the various resources and the selected service. According to the embodiment, due to an incremental downloading mode, the problem that the service update efficiency on the POS terminal machine is low can be solved.

Description

POS terminal realizes the method for business, system and POS terminal
Technical field
The present invention relates to POS(Point of Sale, point of sales terminal) terminal applied technical field, especially, relate to a kind of on POS terminal, realize business method, system and POS terminal.
Background technology
At present, the application program on POS is generally developed according to bank's demand by manufacturer, and bank is more extensive to the program management on it.Storage space on POS terminal is very limited, program on it is mainly divided into controlling application program, subapplication and POS manufacturer are by IC(Integrated Circuit both domestic and external, integrated circuit) three parts such as card financial payment authentication module, about financial payment certification, the standard of domestic application is PBOC 2.0(People Bank of China, People's Bank of China), external enforcement be EMV standard (EUROPAY, MASTERCARD, the initialism of VISA tri-international credit card companies, these three companies combine the IC-card debit/credit application standard of formulation, referred to as EMV standard).Wherein, mutual, the responsible adjective full dose of controlling application program primary responsibility POS terminal and bank's background system is downloaded and security control, collection terminal program state etc.; The deployment of a certain type service of subapplication primary responsibility bank on terminal; IC-card financial payment authentication module is responsible for the mutual of card and terminal.
For a long time, the banking of POS terminal deploy is always more single, is only to receive single business.In recent years, not only receive single business and have larger development, and all kinds of value-added services businesses and other third-party enterprise applied business have also had significant progress, made the application program on current POS terminal can not meet the needs of development, mainly comprise following some:
(1) how by the program on business need fast Development POS terminal
Generally, bank, when purchasing terminal product, arranges the program developed by manufacturer on POS terminal.Bank proposes general development requires to the program on POS terminal, does not carry out very concrete requirement to its framework and implementation.
Bank technology department, when receiving new business demand, first according to the POS using standard of bank, writes an online business demand and interface document based on 8583 message formats, describes the operation flow on POS terminal and bank's back office interface.Wherein, 8583 agreements are Information Exchange Agreements of the packet format based on ISO8583 message international standard, 8583 bags are made up of 128 field domain at most, there is unified regulation in each territory, and have fixed length and elongated dividing, 8583 bags above one section be bitmap, it is that packing unpacks the key replacement determining field domain, and 8583 agreements are many to be used in the information exchanging process on POS terminal and bank backstage.
There is a lot of drawback in this kind of mode: one is the restriction being limited by 8583 message formats, is beyond expression compared with the business implication of horn of plenty, the interface mode simultaneously also constraining background service to access; Two is that POS terminal program development process is not controlled, and need the longer development time to comparatively complicated program POS manufacturer, bank is uncontrollable; Three is after program development, the realization of all business demands has just been fixed up substantially, when the demand of bank changes, even a small business factor changes, all need remodify and compile original program, again the program on POS disposed and upgrade; Four are programs that each demand generates is full dose programs, cumulative along with business, and the routine data amount on POS terminal is increasing, and this just causes download also increasing; Five is exploitation and deployment of the third-party application do not supported except bank and POS manufacturer, bank is when branching out, if need to dispose third-party business, because the enforcement of third party's business demand is not in the contract range of bank and POS manufacturer, POS manufacturer will not develop, and bank does not have ability to develop alone yet.
(2) how rapid deployment POS terminal program
After program development on POS terminal, notifying bank of POS manufacturer carries out business acceptance and checkout, after banking is checked and accepted, program after examination is given business department by POS manufacturer, program is given to engineering department by business department more again, program is transmitted to engineering department of branch by business department's requirement by engineering department, program is transmitted to business department of branch by engineering department of branch, business department of branch generally adopts manual mode program to be installed on POS terminal, the equipment being put into trade company to cloth also will be visited in-site installation or fetch upgrading, and then again lays.
Due to the requirement of bank's fine-grained management and the demand of business innovation, there is a lot of shortcoming in above-mentioned way: one is that workflow is tediously long, and the program development on POS terminal is complete is put into trade company to cloth needs a very long business processing flow; Two is need to safeguard the program on POS terminal continually according to original pattern, program development, functional test and regression test etc. need a very long time, function add up also cause program to become increasingly complex, cause the program development cycle long, the demand that business markets to trade company can not to be met to the response time of demand; Three to be that program on POS terminal lays cost comparatively large, owing to being install manually, needs bank to pay a large amount of human costs; Four are inefficiencys, owing to being manually lay and need in-site installation to the equipment laid, cause laying efficiency lower, the demand higher to some pressing degrees, as upgraded mistake or laying the characteristic service of some special time period onsets by trade company's requirement, all can be helpless; Five is that remote update technology is immature, although the technical solution of some remote update POS terminal program in recent years, but due to the processing power that is limited by POS terminal and communication function restriction, and because the dynamic base degree of stability that circuit question, far-end in communication process are not controlled, full dose program download data amount is larger, different vendor downloads is different, circuit data transmission quality is disturbed, transmit the many factors such as unstable, cause practical application effect very undesirable.
(3) how to support that IC-card is concluded the business
2011, domestic each big bank all started the hair fastener of IC-card and accepts business.POS tool is in order to support that the IC-card of international card accepts, and each manufacturer POS tool all can by international EMV related specifications certification.By authentication requesting, if changed to some extent the program by the certification of EMV specification, then must certification again, otherwise if there is dispute, the side not pressing code requirement is party responsible, bears total loss by it.
Therefore, for supporting accepting of domestic IC card business, bank must handle the problem of following several respects well: one is how to use the existing IC-card of POS terminal to accept module to support accepting of domestic IC-card; Two are, how to avoid the renewal of service logic from now on and cause manufacturer's relative program need the problem of certification again.
Summary of the invention
The technical matters that the embodiment of the present invention will solve is to provide a kind of on POS terminal, realize business method, system and POS terminal, and the mode can downloaded by increment is solved business on POS terminal and upgrades inefficient problem.
An embodiment provides a kind of method realizing business on POS terminal, comprise and primary control program and sub-utility control program are cured on POS terminal; All kinds of resources on POS terminal needed for pre-configured execution miscellaneous service, wherein, all kinds of resource comprises data dictionary, basic resource, menu resource and process resources; In response to registering of POS terminal, judge whether need upgrade all kinds of resource and/or whether need to download new resource; As upgraded and/or download new resource, then mutual by primary control program and POS access gateway subsystem, carries out synchronously to all kinds of resources on POS terminal, to download new resource and/or to upgrade all kinds of resource; Sub-utility control program performs the operation flow corresponding with selected business based on the business of all kinds of resource and selection.
Another embodiment of the present invention provides a kind of POS terminal, comprise storage unit, primary control program on POS terminal and sub-utility control program and all kinds of resources needed for the pre-configured execution miscellaneous service of POS terminal are cured to for storing, wherein, all kinds of resource comprises data dictionary, basic resource, menu resource and process resources; Main control unit, for when determining need upgrade all kinds of resource and/or download new resource, carries out alternately with POS access gateway subsystem, to carry out synchronously to all kinds of resources on POS terminal; Sub-application controls unit, performs the flow process corresponding with selected business for the business based on all kinds of resource and selection.
Another embodiment of the present invention provides a kind of system realizing business on POS terminal, comprise the POS terminal in terminal management system and previous embodiment, wherein, terminal management system, for generating and manage the primary control program on POS terminal, sub-utility control program and all kinds of resource.
The method of the business that realizes on POS terminal that the embodiment of the present invention provides, system and POS terminal, behaviors all on POS terminal are refined as the instruction of operational code and parameter, different instruction set (being made up of operational code collection and parameter set) constitutes all kinds of resource, and primary control program and subapplication run based on all kinds of resource.When upgrading operation flow, without the need to downloading POS primary control program and the subapplication of full dose again, only need download with incremental mode the part resource upgraded, can realize upgrading miscellaneous service flow process.Therefore, the embodiment of the present invention solves the problem that when business in prior art upgrades, POS terminal needs full dose to download, and then improves efficiency and the effect of download.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, forms a application's part.In the accompanying drawings:
Fig. 1 is the schematic flow sheet that the present invention realizes an embodiment of the method for business on POS terminal.
Fig. 2 is the schematic flow sheet that the sub-utility control program of the present invention performs an example of selected business.
Fig. 3 is the schematic flow sheet that the present invention realizes another embodiment of the method for business on POS terminal.
Fig. 4 is the schematic flow sheet that the present invention realizes the another embodiment of the method for business on POS terminal.
Fig. 5 is the schematic flow sheet that the present invention realizes an embodiment again of the method for business on POS terminal.
Fig. 6 is the schematic flow sheet of the mutual embodiment of POS terminal of the present invention and IC-card.
Fig. 7 is the structural representation of an embodiment of POS terminal of the present invention.
Fig. 8 is the structural representation of another embodiment of POS terminal of the present invention.
Fig. 9 is the structural representation of the another embodiment of POS terminal of the present invention.
Figure 10 is the structural representation of an embodiment again of POS terminal of the present invention.
Figure 11 is the structural representation that the present invention realizes an embodiment of the system of business on POS terminal.
Figure 12 is the structural representation that the present invention realizes another embodiment of the system of business on POS terminal.
Figure 13 is the structural representation that the present invention realizes an embodiment again of the system of business on POS terminal.
Figure 14 is the structural representation of an embodiment again of POS terminal of the present invention.
Embodiment
With reference to the accompanying drawings the present invention is described more fully, exemplary embodiment of the present invention is wherein described.Exemplary embodiment of the present invention and explanation thereof for explaining the present invention, but do not form inappropriate limitation of the present invention.
Illustrative to the description only actually of at least one exemplary embodiment below, never as any restriction to the present invention and application or use.
TMS(Terminal Management System, terminal management system) be the system managing POS terminal remote download application program and parameter, it carries out management and control to POS terminal program, comprise the distribution management of existing conventional P OS program, parameter, file etc., POS program remote download and renewal, terminal program version management, terminal program rapid deployment; Management and control is carried out to POS terminal business, comprises business fast Development and test, business rapid deployment etc.
In the prior art, the factor affecting TMS remote download comprises:
(1) terminal operator is uncontrollable: POS terminal is deployed in trade company, and terminal operator is the personnel of trade company, Bu Shi bank personnel, and about needing program updates and the attended operation of Attended mode, bank cannot arrange operating personnel to carry out relevant maintenance work;
(2) terminal environments and state uncontrollable: because POS terminal is deployed in trade company, so trade company determines when startup and shutdown, what does after start, and download program carries out when needing terminal to be in idle condition, program updates needs POS to apply the state after being in clearing, and these are all uncontrollable;
(3) asynchronous communication requires very high to line quality: POS terminal is when carrying out download program, in order to improve download efficiency, require to use asynchronous communication mode, asynchronous communication mode is very high to the quality requirements of communication line, and POS generally adopts phone dialing mode to carry out communication, therefore, the quality of communication line directly affects the success ratio of download;
(4) download program overlong time: according to the standard configuration of POS terminal, the asynchronous communication baud rate that POS is stable is 31200bps, the theoretical download time of the POS full dose program of 1MB is clock more than 4.5 points, and download program needs the long period, also causes teleprogram to download easily failure;
(5) stability of each manufacturer remote download dynamic base is relied on: POS download program, the POS program of different vendor needs the dynamic base using respective manufacturer to provide, the degree of stability in each Manufacturer News storehouse is inconsistent, causes the POS download program success ratio of different vendor also different.
In conjunction with possibility Problems existing in above-mentioned remote download, the following embodiment of the present invention considers how to solve the problem from the following aspects:
(1) possibility of download program is reduced: from investigation in the early stage situation of the project implementation, POS terminal program full dose, asynchronous system download success ratio is lower, effect is poor and the comparatively not successful solution of industry, therefore, as far as possible the preferred plan of head it off reduce the possibility that POS terminal program adopts the download of asynchronous communication mode full dose, particularly, can realize from the following aspects:
(1a) application deployment: namely POS terminal application program carries out renewal and the compiling of full dose no longer according to demand, but adopt the mode of business configuration to carry out, when there being new demand, only change the configuration of original business or Added Business, can realize amendment or newly-increased POS apply, when designing the application program of POS terminal, the decomposed often changed according to business demand in application is become some class resources, as required these resources are reconfigured again, namely define the business procedure of various different application scene; When there being new demand, the object upgrading application program just can be reached by means of only increasing or redefine and configure application resource newly, and when carrying out program updates, only download the renewal that these resources changing or increase newly can realize program on POS terminal, significantly can reduce the download of program updates;
(1b) more new business is applied: adopt the POS application program that configuration mode generates, as long as pass through trading channel when upgrading, synchronous communication mode is adopted to download some controling parameters from backstage TMS, the renewal of program on POS terminal can be realized, such as, if application has increased the printing key element of the receipts list receipt of a business newly, the resource of single receipt is received in printing realization only need being changed this business, the POS terminal of all this resources of deployment finds that there is resource to be needed to download when registering, namely initiated the download of resource by synchronous communication pattern at once, resource needed for being downloaded by the pattern initiating a resource download request business, all resources on POS terminal are all downloaded by synchronous communication pattern, and the downloading mode of program is generally undertaken by asynchronous communication mode,
(1c) applied logic is received: POS terminal is when a process concrete business, main need carry out man-machine interaction, the information interaction of POS terminal and TMS, and IC-card card and POS terminal is mutual, the Service control logic of conventional P OS program is on POS terminal, after gathering a card account, it proceeds to account or produces account, terminal needs to provide clear and definite answer, and be placed on to specify in message territory and pass to TMS service end, this causes service logic to be bundled on POS terminal, as service logic slightly changes, then require that POS terminal revises full dose program, therefore, this partial service is received TMS service end by the present invention in logic, thus reduce the possibility of terminal program updates, after service logic is received, POS terminal is only responsible for by the resource issued in advance (such as, operation flow) image data, the business implication of concrete data is resolved by TMS service end, check that legitimacy is later by the requirement forwarding data of TMS Batch Processing system, after receiving the reply data of operation system, form response message by business need and be transmitted to POS terminal, by POS terminal analytic message, and carry out subsequent treatment to complete whole operation flow according to the every resource be preset on POS terminal.
Fig. 1 is the schematic flow sheet that the present invention realizes an embodiment of the method for business on POS terminal.
As shown in Figure 1, this embodiment can comprise the following steps:
S102, is cured on POS terminal by primary control program and sub-utility control program, and wherein, primary control program mainly realizes the POS terminal function relevant to TMS, carries out message exchange, office terminal program is installed, upgrades, deletion etc. with TMS; Sub-utility control program controls by master control application management.
S104, all kinds of resources on POS terminal needed for pre-configured execution miscellaneous service, wherein, all kinds of resource comprises data dictionary, basic resource, menu resource and process resources.
Particularly, basic resource can include but not limited to printing template information, indicating template information, application parameter, trade company's parameter, function prompt information, operation prompt information, miscue information, index information, business processing daily record, list of labels information, authentication center's PKI, terminal applies information, environmental variance, the positive information of punching, business verification information, clearing daily record, script advise fate, advertised information and logos information.
Menu resource is the resource collection for showing and drive operation flow for the customization of POS terminal, menu can be set to level Four, wherein, can establish at most 9 further menu, every further menu can establish at most 9 second-level menus, and every second-level menu can establish at most 9 three-stage menus, every three-stage menu can establish at most 9 level Four menus, the sum of menu item is no more than 200, in this menu structure, and the corresponding a kind of business of each leaf node.Menu memory block can be set up, for depositing menu relevant information on POS terminal.
Process resources is the set of the whole operation flows for the customization of POS terminal.Process resources comprises operational code collection and parameter set, and wherein, operational code determines the concrete n-back test of each operation steps, the execution of state modulator respective operations code and execution result.Operation flow is the part or all of performing step having described concrete business, its attribute comprises: service code, process mark, Business Name, function prompt index, main flow and sub-process etc., particularly, service code unique identification operation flow, main flow is the operational code collection that performs immediately after selection business and its parameter set, and sub-process is the operational code collection and its parameter set that perform under given conditions according to running status in main flow implementation.Wherein, a concrete flow process can include but not limited to operational code collection and parameter set.
Operational code collection is made up of operational code number and one or more sequence of opcodes; Operational code is made up of instruction and operation prompt information, describes a concrete operation; Instruction is the abstract of terminal specific behavior, and the numbering of distributing for each behavior is instruction number; Instruction sequences number is in flow performing process, to the numbering that the sequencing of instruction operation carries out; Parameter set is made up of order parameter sequence, with instruction one_to_one corresponding in operational code; Parameter is and instruction input or output parameter one to one, and the parameter sent under TMS is the input parameter of instruction, and the parameter that POS terminal send is instruction output parameter.
Data dictionary is for describing the attribute information of POS terminal data element used when the business of execution, and the definition of all data elements meets ISO/IEC 8825 standard and the definition of compatible BER-TLV data object.Wherein, operational code is also a kind of data element, comprises the definition of all data needed for POS terminal in data dictionary.POS terminal is explained by the definition of data element in data dictionary and the operation such as the computing of correct this data element of process and data display.
S106, POS terminal is after sign-out, if want to bring into use, need to go to register to TMS, registering, operator successfully just can operate POS terminal, in response to registering of POS terminal, judge whether need upgrade all kinds of resource and/or whether need to download new resource, now, version number current on the version number of all kinds of resources that POS terminal reports by TMS and backstage TMS compares, under normal circumstances, along with the renewal of version, version number increases gradually, the version number reported as POS is less than the version number on TMS, then determine to need all kinds of resources on POS terminal to carry out synchronously.
S108, as need be upgraded all kinds of resource and/or downloading new resource, then carries out synchronous with the mutual of the POS access gateway subsystem in TMS to all kinds of resources on POS terminal by primary control program, to download new resource and/or to upgrade all kinds of resource.
S110, sub-utility control program performs the flow process corresponding with selected business based on the business of all kinds of resource and selection.
POS terminal, after having gathered data, may perform following three flow processs:
(1) online: to determine subsequent treatment according to response result, comprise execution postpositive disposal, namely confirm and terminate current business, then initiate new business; Additional sub-stream journey, does not namely terminate current business, then initiates new business; Confirm and terminate current business;
(2) not online: winding-up or carry out off-line processing;
(3) online failure: perform OF(offline, off-line) sub-process.
Particularly, as shown in Figure 2, step S110 can be realized by following steps:
S202, the menu resource that sub-utility control program customizes according to POS terminal shows the menu comprising miscellaneous service, and wherein, whether each menu item can have at the attribute of screen display;
S204, receive user-selected menu item information, from process resources, the operation flow corresponding with selected menu item is obtained according to the flow process code that selected menu item is bound, based on the performing an action of Business Process Control POS terminal of data dictionary, basic resource and acquisition, and record the parameter gathered in implementation;
S206, POS terminal by the mode of operational code collection and parameter set and POS access gateway subsystem mutual, such as, after obtaining the parameter gathered, POS terminal can exchange data by operational code collection and parameter set mode, message is sent request to POS access gateway subsystem, also data are exchanged by operational code collection and parameter set mode and POS terminal after TMS process, response message is fed back to POS terminal, POS terminal performs an action according to the Row control POS terminal in response message, if necessary, POS terminal can also send request message according in the instruction again in response message.
POS terminal program Solidification is a primary control program and a sub-utility control program by this embodiment, TMS is that POS terminal has prepared a set of menu, flow process, display and print resource and some other basic resource, above-mentioned two control programs complete the application function on POS terminal according to these resources, reach the object of customization POS terminal application.Secondly, the operational code collection that POS terminal can also be used when flow performing and parameter set deliver to TMS, with the concrete business implication by TMS interpreter operation code and institute's image data, can also be simultaneously that POS terminal issues subsequent operation instruction according to business need, and then realize target that service logic is received.
Fig. 3 is the schematic flow sheet that the present invention realizes another embodiment of the method for business on POS terminal.
As shown in Figure 3, step S302-S310 corresponds to the step S102-S110 in Fig. 1, after step S310, can also comprise the following steps:
S312, after the main flow of business is finished, can judge whether to need to carry out in-line processing according to process mark, wherein, process mark is the controlled attribute of flow performing process, is automatically processed, do not controlled by instruction by POS terminal according to identification conventions;
S314, as need in-line processing be carried out, then the parameter set of the operational code collection performed on POS terminal and collection is reported POS access gateway subsystem, by POS access gateway subsystem, the operational code collection received and parameter set are resolved, and whether feedback performs next flow process and performs which flow process, as online failure, then perform processed offline sub-process;
S316, as without the need to carrying out in-line processing, then current business flow process is disposed or by off line business flow processing, now, the release of POS terminal and the related resource being closed in application in process of service execution and opening.
As can be seen from this embodiment, operational code collection in the present invention and parameter set make an explanation by POS access gateway subsystem, therefore, when demand has small variations, POS terminal refresh routine may not be needed, but undertaken reinterpreting by POS access gateway subsystem, the change of demand can be supported so to a certain extent more neatly.
Fig. 4 is the schematic flow sheet that the present invention realizes the another embodiment of the method for business on POS terminal.
As shown in Figure 4, step S402-S414 corresponds to the step S302-S314 in Fig. 3, after S414, can also comprise the following steps:
S416, POS terminal receives operational code collection that POS access gateway subsystem reports according to POS terminal and the response message that parameter set generates;
S418, resolve response message, and determine whether to carry out postpositive disposal to current business or carry out supplementary service process according to all kinds of resource, wherein, this postpositive disposal is that current business process terminates the rear certain operations instruction needing to perform immediately.Consider the simplicity that flow process configures, in some cases, as online unsuccessful, after current business completes, can also according to the additional flow process of configuration process such as OF.In addition, the flow process processed under code error situation can be realized by postpositive disposal or supplementary service process.
Fig. 5 is the schematic flow sheet that the present invention realizes an embodiment again of the method for business on POS terminal.
As shown in Figure 5, step S502-S506 corresponds to the step S102-S106 in Fig. 1, after step S506, can also comprise the following steps:
S508, judges whether business demand changes or whether increase new business;
S510, as business demand changes, then by the operational code collection in the flow process of configuration mode amendment corresponding service and/or parameter set, and by synchronous communication pattern with the flow process on increment downloading mode renewal POS terminal, change owing to downloading with incremental mode, download is less, in order to ensure the correctness downloaded and reliability, can consider to adopt synchronous communication pattern;
S512, as Added Business, then generates the flow process corresponding with Added Business by increasing newly, redefining with the mode of resource allocation, and downloads newly-increased flow process by synchronous communication pattern to POS terminal.
S514 and S516 corresponds to S108 and S110 in Fig. 1.
Fig. 6 is the schematic flow sheet of the mutual embodiment of POS terminal of the present invention and IC-card.
In POS terminal and the mutual process of IC-card, first data to be used for EMV module are stored into EMV kernel data space by POS terminal, and arrange the interaction flow of EMV module; The flow process that EMV module utilizes EMV kernel data spatial data execution EMV specification to formulate, and related data is written to EMV kernel data space, so that POS terminal obtains corresponding data according to demand; In the flowchart process that execution EMV module is formulated, EMV module passes through readjustment POS terminal related function, to realize the man-machine interaction of EMV module.Wherein, EMV module installation, in POS terminal, can carry out repeatedly mutual with POS terminal, when POS terminal arranges EMV module desired data and interaction flow, can once set as required or each mutual front setting.
As shown in Figure 6, based on said process, this embodiment can comprise the following steps:
S602, after the operation of IC-card plug-in card being detected, POS terminal drives EMV module to obtain card data, and EMV module presses EMV regulation enforcement associative operation, control is returned POS terminal after related data being stored into EMV kernel data space and waits for that next step indicates;
S604, POS terminal drives EMV module to be undertaken alternately by EMV specification and IC-card, perform data authentication and related procedure, authentication result is written to EMV kernel data space and control is returned POS terminal and waits for that next step indicates by EMV module again after by data authentication, and the workflow wherein related in EMV specification will describe in detail later;
S606, after passing through EMV data authentication, POS terminal drives EMV module to carry out relevant treatment by EMV specification, once authorizes, after Authorization result being stored into EMV kernel data space, control is returned POS terminal and wait for that next step indicates to IC-card application;
S608, as off-line processing selected by card, then POS terminal presses according to an Authorization result flow processing arranged, as in-line processing selected by card, the information interaction of IC-card and POS access gateway subsystem is then realized by POS terminal, after online result returns, after POS terminal drives EMV module to carry out relevant treatment by EMV specification, to the mandate of IC-card application secondary, after Authorization result being stored into EMV kernel data space, control is returned POS terminal, so that POS terminal performs next step operation, POS terminal then presses the flow processing of POS terminal setting according to secondary Authorization result.
In the above-described embodiments, can also by carrier utility control program and primary control program under asynchronous communication pattern.
One of ordinary skill in the art will appreciate that, realize the whole of said method embodiment to have been come by the hardware that programmed instruction is relevant with part steps, aforesaid program can be stored in a computing equipment read/write memory medium, this program is when performing, perform and comprise the step of said method embodiment, and aforesaid storage medium can comprise ROM, RAM, magnetic disc and CD etc. various can be program code stored medium.
Fig. 7 is the structural representation of an embodiment of POS terminal of the present invention.
As shown in Figure 7, the POS terminal 70 in this embodiment can comprise storage unit 702, main control unit 704 and sub-application controls unit 706.
Wherein, storage unit 702 stores the primary control program and sub-utility control program that are cured on POS terminal and all kinds of resources needed for the pre-configured execution miscellaneous service of POS terminal, wherein, all kinds of resource comprises data dictionary, basic resource, menu resource and process resources; When determining need upgrade all kinds of resource and/or download new resource, main control unit 704 and POS access gateway subsystem carry out alternately, to carry out all kinds of resources on POS terminal synchronously, downloading new resource and/or upgrading all kinds of resource; Sub-application controls unit 706 performs the flow process corresponding with selected business based on the business of all kinds of resource and selection, alternatively, main control unit can be downloaded new resource by synchronous communication pattern and/or upgrade all kinds of resource, can also by carrier utility control program and primary control program under asynchronous communication pattern.
In addition, perform in business procedure at sub-application controls unit, storage unit also marks off current service data space, EMV kernel data space, history service data space and environmental variance data space, to store the data object of current business, the data object relevant to EVM, the data object of history service and the data object of systematic parameter and descriptive system ability respectively, each data space conducts interviews by the priority of setting.
Wherein, data object is the data can transmitting customizing messages, and its attribute comprises label, length, storage class, define styles, value.Data object is undertaken identifying and quoting by label, according to the coding rule of label, data object can be divided into EMV data object and self-defining data object.The coding rule of the label in EMV data object follows BER-TLV(Basic Encoding Rules-Tag Length Value, Basic Encoding Rules-label length value) label coding rule, label in self-defining data object first character joint be fixed as ' xFF ', next code rule follow BER-TLV label coding rule.
Data space is the physical memory space of data object, is divided into 4 classes: current service data space, EMV kernel data space, environmental variance data space and history service data space.
Wherein, current service data space is one piece of storage area that business is opened up when starting, and stores the data object of current business, creates when business starts, discharge related resource during service ending, the data object of storage comprises EMV data object and self-defining data object.Data Source comprises redirected, label data dump, initialize data dump, shares data element, peripheral hardware reads.In notebook data space, the data object of same label only deposits one, if label has new Data Source and this label exists, then upgrades, otherwise newly-increased.
EMV kernel data space is one piece of storage area that EMV kernel is opened up when business starts, store the data object that EMV kernel reads from IC-card and the service related data object applied to the setting of EMV kernel, create when business starts, during service ending, discharge related resource.The data object stored only comprises EMV data object, and Data Source comprises label data dump, initialize data dump, reads IC-card, and this data space is by EMV kernel service data object.
Environmental variance data space is the one piece of storage area opened up after system initialization, and this region has power-off protection function, and the data object of stores system parameters and descriptive system ability, creates during system initialization, in whole system life cycle effectively; The data object stored comprises EMV data object and self-defining data object, Data Source comprises label data dump, initialize data dump, shares data element, in notebook data space, the data object of same label only deposits one, if label has new Data Source and this label exists, then upgrade, otherwise newly-increased.
Historical trading data space is in business procedure, the history service record of coupling is found by retrieve log or position the record, the storage area associated with this history service record, store the data object of history service, in business procedure, first time creates when retrieving history service daily record, discharges during service ending.The data object stored comprises EMV data object and self-defining data object, when again retrieving, this data space is associated with the history service record newly retrieved, Data Source comprises retrieve log, position the record, label data dump, initialize data dump, in notebook data space, the data object of same label only deposits one, if label has new Data Source and this label exists, then upgrade, otherwise newly-increased.If the history service record of association can be write, then need synchronized update history service record, if the history service record of association is read-only, then do not support to upgrade and newly-increased operation.
In business use procedure during retrieve data object, data space has respective priority, according to priority sequential search from high to low, finds the data object of coupling, then not be used in the data space of low priority and continue to search in high-priority data space.
Fig. 8 is the structural representation of another embodiment of POS terminal of the present invention.
As shown in Figure 8, compared with the embodiment in Fig. 7, the POS terminal 80 in this embodiment can also comprise data transmission unit 802, message receiving element 804 and packet parsing unit 806.
Wherein, the parameter set of the operational code collection that POS terminal performs and collection is reported POS access gateway subsystem by data transmission unit 802, when online transmission failure, proceeds to and performs processed offline sub-process; Message receiving element 804 receives operational code collection that POS access gateway subsystem reports according to POS terminal and the response message that parameter set generates; Packet parsing unit 806 resolves response message, and determines whether to carry out postpositive disposal to current business or carry out supplementary service process according to all kinds of resource.
It is pointed out that the function that also can be realized data transmission unit 802, message receiving element 804 and packet parsing unit 806 by main control unit.
Fig. 9 is the structural representation of the another embodiment of POS terminal of the present invention.
As shown in Figure 9, compared with the embodiment in Fig. 7, the POS terminal 90 in this embodiment can also comprise data memory module 902 and EMV module 904.Wherein, data to be used for the EMV module be placed in POS terminal, when POS terminal needs to drive EMV module, are stored into EMV kernel data space, and arrange the interaction flow of EMV module by data memory module 902; EMV module 904 is from EMV kernel data spatial extraction desired data, and the flow process utilizing the data execution EMV specification extracted to formulate, after flow performing, after execution result being written to EMV kernel data space, control is handed to POS terminal.
Figure 10 is the structural representation of an embodiment again of POS terminal of the present invention.
As shown in Figure 10, compared with the embodiment in Fig. 7, the sub-application controls unit 102 in the POS terminal 100 in this embodiment can comprise menu displaying subelement 102a, operation flow obtains subelement 102b, business performs subelement 102c and data interaction subelement 102d.
Wherein, the menu resource that menu displaying subelement 102a customizes according to POS terminal shows the menu comprising miscellaneous service; Operation flow obtains subelement 102b and receives user-selected menu item information, obtains the operation flow corresponding with selected menu item according to the flow process code that selected menu item is bound from process resources; Business performs subelement 102c the performing an action of Business Process Control POS terminal based on data dictionary, basic resource and acquisition, and records the parameter gathered in implementation; Data interaction subelement 102d by the mode of operational code collection and parameter set and POS access gateway subsystem mutual.
Figure 11 is the structural representation that the present invention realizes an embodiment of the system of business on POS terminal.
As shown in figure 11, system 110 in this embodiment can comprise terminal management system 1102 and POS terminal 1104, wherein, terminal management system 1102 generates and manages the primary control program on POS terminal, sub-utility control program and all kinds of resource, and POS terminal 1104 can be realized by mode shown in embodiment any one of earlier figures 7 to Figure 10.
In detail, terminal management system 1102 can provide the remote download of POS application program, parameter and alternative document; Support that manual download is downloaded with automatic; The independence of support application program and parameter is downloaded; Guarantee the security of remote download process; Possess the management function relevant to remote download; Open interface is provided, supports the access of Duo Jia POS manufacturer; Sufficiently high parallel downloading performance can be supported; The deployment of POS terminal application and management; The management and control of POS terminal business, comprises application menu, operation flow, receipt printing etc.
This terminal management system by reduce POS terminal program and business correlativity, reduce POS terminal program exploitation and upgrade efficiency, provide the remote auto of terminal program remote download, parameter to upgrade and the mode such as SOT state of termination management reaches the maintenance cost reduced manually to POS terminal, make POS terminal can adapt to new business development neatly, and improve the efficiency of management further.
Wherein, terminal management system 1102 can comprise POS access gateway subsystem 1102a, for configuring and download all kinds of resource, resolve service request that POS terminal reported by operational code collection and parameter set, the service request reported is converted to setting form service message and on send, receive the service message that issues and be sent to POS terminal after the service message issued being converted to the business response message of the discernible operational code collection of POS terminal and parameter set.
Further, POS access gateway subsystem can also be used for judging whether when POS terminal is registered to upgrade all kinds of resource and/or to download new resource, judge whether business demand changes or whether increase new business, as business demand changes, then by the operational code collection in the flow process of configuration mode amendment corresponding service and/or parameter set and by synchronous communication pattern with the flow process on increment downloading mode renewal POS terminal, as Added Business, then by newly-increased, redefine and generate the flow process corresponding with Added Business with the mode of resource allocation and download newly-increased flow process by synchronous communication pattern to POS terminal.
Figure 12 is the structural representation that the present invention realizes another embodiment of the system of business on POS terminal.
As shown in figure 12, compared with the embodiment in Figure 11, the system 120 in this embodiment can also comprise IC-card 1202, mutual with POS terminal 1104, realizes miscellaneous service when ensureing to be placed in the EMV module in POS terminal without the need to when certification again.
According to EMV specification, its workflow is divided into following 5 key steps:
(1) select EMV application, comprise and set up application candidate list GPO(Get Processing Option, a kind of Physical strategies be associated with territory, address or organization unit);
(2) application data is read;
(3) offline data certification;
(4) online front business processing function, comprises process restriction, holder's checking and terminal risk management, terminal behavior analysis, first time GAC(Generation Application Crypto, request application cryptogram) etc.;
(5) online complete after business processing function, comprise credit card issuer certification, the process of credit card issuer script, second time GAC etc.
The action of man-machine interaction can be related in above 5 steps, such as, selective gist, input the amount of money, input online or off line PIN(Personal Identification Number, Personal Identification Number), holder's certificate certification etc.The action of man-machine interaction determines whether perform jointly by conditions such as card data, terminal capability, types of service.
The implementation not changing EMV kernel library comprises following two kinds substantially:
(1) whole EMV operation flow is by interior nuclear control, and man-machine interaction adopts call-back manner, and application is responsible for realizing man-machine interaction, and the data of collection and interaction results are returned to EMV kernel;
(2) EMV kernel provides the api interface in EMV business each stage, according to EMV specification, and application self-organization process invocation order, finishing man-machine interaction process simultaneously.
Based on the above-mentioned flow process of EMV specification defined and the implementation of EMV kernel library, this embodiment is that EMV devises following 5 instructions:
(1) EMV optimum configurations: the relevant controling parameters of man-machine interaction and EMV Business Process Control parameter are set;
(2) card data is gathered: complete the powering on of card medium, select EMV to apply, read application data;
(3) EMV data authentication: offline data authentication function
(4) EMV once authorizes: comprise process restriction, holder checking and terminal risk management, terminal behavior analysis, first time GAC;
(5) EMV authorizes for bis-times: comprise credit card issuer certification, the process of credit card issuer script, second time GAC.
The treatment scheme of EMV has been configured by the script of above-mentioned five instructions.Other instruction can be interted between instruction calls, such as, (as online in trade company's pressure, setting is used for AUC(Authentication Centre to arrange EMV Service control parameter, AUC) type of service etc. that controls), arrange determined by type of service EMV label data, gather other business datum etc.
In sum, the function that each stage of EMV flow process will complete has clear and definite requirement, is convenient to split; Above-mentioned instruction split based on several stages of EMV process requirements, had nothing to do with concrete business; The part relating to man-machine interaction is only arranged to the controling parameters of each interactive action, not controlling specifically calling order, the processing requirements of different vendor EMV kernel can be met like this; According to business characteristic, rational path combination is carried out in 5 instructions, both can complete the process of EMV entire flow, also can complete the process of EMV simple process; Adopt data dictionary to be described data element property, correct storage and the displaying of each data element can be realized according to the definition of data element attribute; Adopt script expression formula calculation mechanism can realize dynamic Row control.As can be seen here, this embodiment can when ensureing that IC-card realizes miscellaneous service without the need to when certification again.
Figure 13 is the structural representation that the present invention realizes an embodiment again of the system of business on POS terminal.
As shown in figure 13, the TMS in this embodiment comprises head office TMS, branch TMS, POS terminal, trade company of head office management platform, key machine, agricultural bank's integrated application front-end system and other business platforms.
Wherein, head office TMS and trade company of head office management platform synchronous trade company data and assets information, key is obtained from key machine by data security service, data syn-chronization is realized with branch TMS, head office TMS also supports the application download function of POS terminal request simultaneously, such as, be responsible for full dose POS terminal download program, comprise controlling application program and sub-utility control program.The controlling application program downloaded on POS terminal is responsible for and terminal management system is mutual, realize adjective full dose downloads and security control, is responsible for the program state gathering POS terminal simultaneously; The sub-utility control program downloaded on POS terminal is responsible for resolving end command, carries out the operations such as menu display, Business Process Control, receipt printing, data are sent according to command request.
CPOS(Control Configurable POS in branch TMS, controlled configurable POS, namely the POS terminal in previous embodiment) access gateway subsystem and POS terminal mutual, be responsible for parameter downloads and the service data acquisition of CPOS, branch TMS also supports the application download function of POS terminal request simultaneously, obtain master key by branch's data security service from agricultural bank's integrated application front-end system, obtain value-added service from other business platforms.
In addition, the data mutual with POS terminal are also passed to agricultural bank's integrated application front-end system by CPOS access gateway subsystem, and obtain the data being sent to POS terminal from agricultural bank's integrated application front-end system.Particularly, CPOS access gateway subsystem completes the explanation to the data that POS terminal sends over, and convert thereof into the data message meeting agricultural bank's integrated application front-end system interface, on deliver to agricultural bank's integrated application front-end system, receive the service message that agricultural bank's integrated application front-end system issues simultaneously, convert thereof into the message that POS terminal can identify, and be sent to POS terminal.
As shown in figure 14, the bottom of POS terminal is system, hardware and driving layer thereof, on be followed successively by application-interface layer, sub-applied customization programming controller and host applications.Wherein, each subapplication of the prior art is integrated into the sub-applied customization programming controller of of being solidificated in POS terminal, integrate IC-card application to apply with magnetic stripe card, sub-application parameter and business and technical need controlling behavior etc. are refined as all kinds of resource, POS terminal determines operational mode by the resource of configuration, and the comprehensive soverlay technique of all kinds of resource and business etc. need the various aspects of management and control.
It is pointed out that the EMV module mentioned in the above embodiment of the present invention makes a general reference the IC-card processing module by EMV specification and the certification of PBOC specification on POS terminal.
As can be seen from above-described embodiment, because sub-utility control program is direct and terminal management system is mutual, only have primary control program and terminal management system alternately, therefore, when terminal management system upgrading upgrades, the primary control program and no longer involve subapplication of only need upgrading.In addition, sub-utility control program on POS terminal has carried out a complete business by resolving and performing flow process code command that POS access gateway subsystem formulates one by one, so generally POS access gateway subsystem can not change because of the change of operation flow and business function, the sub-utility control program on POS terminal is made to avoid upgrading because of the renewal of business or increase.
In this instructions, each embodiment all adopts the mode of going forward one by one to describe, and what each embodiment stressed is the difference with other embodiments, and part identical with similar between each embodiment can cross-reference.For device embodiment, due to itself and embodiment of the method basic simlarity, so description is fairly simple, relevant part can see the explanation of embodiment of the method part.
The above embodiment of the present invention has following beneficial effect:
(1) the upper receipts of service logic are achieved
By the execution result of POS terminal by operational code collection and parameter set deliver to TMS, by the business implication of backstage interpreter operation code institute image data, be simultaneously that POS terminal issues subsequent operation instruction according to business need, reach the target that service logic is received.
(2) terminal applied customization
Be a control program by POS terminal program Solidification, backstage is that terminal prepares a set of menu, flow process, display and print resource and some other basic resource, control program completes the application function of terminal according to these resources, reaches the object of customization POS terminal application.
(3) complete end command design
Devise 51 instructions, cover the acquisition of the data that all application are concerned about, displaying and Business Process Control mechanism etc.
(4) the operational code design of simplifying
Operational code is elongated data, and its length is 1-3 byte, wherein, first and second bit representation operational code attribute of first character joint, whether the first bit representation has operation prompt information, byte number shared by second presentation directives, the three to eight bit representation instruction number (maximum be numbered 63).Second byte is operation prompt information call number, and the 3rd byte is operation prompt information call number.
(5) information exchange system of spread
Exchange data and the behavior of control POS terminal by operational code collection and parameter set, can expand by demand, not limit by specific rules.
(6) parameter management become more meticulous
Unification manages respectively to application parameter and trade company's parameter, reduces the download of Data Update on the one hand, is convenient to management on the other hand.
(7) the multiple method of calling of custom service is supported
When a customization concrete operation flow, can menu-drive be relied on, also can be driven by Third party system by modes such as serial ports, meanwhile, not need the business of showing to imply in a menu.
(8) support that magnetic card, EMV card pay, electronic cash card pays
In order to realize the transaction of IC-card class, designing and having formulated a set of perfect mechanism and the instruction of EMV Authorization class, can pay at simple magnetic card payment function basis completing EMV card and electronic cash card.
(9) dynamic flow controls
CPOS devises can the Row control class instruction of control program logic trend, as condition shunting, circular treatment and flow process switching etc., therefore can complete the Branch control of dynamic flow during operation, dynamic circulation controls to switch with dynamic flow.
(10) perfect flow process configuration is considered
Consider the simplicity that flow process configures, for some situation, as online unsuccessful, if be configured with OF sub-process, then terminal performs the instruction of OF flow process voluntarily; After having concluded the business, service background has needed terminal to complete the mutual etc. of some information, then by process mark inform terminal will after the flow process just performed at present execution business complete after instruction flow; As additional flow process, mainly for the treatment of the flow process configuration under the wrong situation of password, equally, be similar to the service environment under the wrong situation of password, also can realize by additional flow process.
(11) more perfect, unified Programming
Because flow process has been configured by a unified service background end, terminal just explains flow process, so have more unified Programming.
(12) perfect, rational data management function
POS terminal, owing to receiving the restriction of single memory capacity, must carry out concrete plan and design to the storage space of data.Meanwhile, coordinate with dump operation, the data of different spaces can dump mutually, the dirigibility that increase data use and rationality.
(13) compatible EMV data object
Data object is undertaken identifying and quoting by label, and the coding rule according to label can be divided into two classes: EMV data object and self-defining data object, self-defining data object not only compatible label coding rule but also can realize spread.
(14) POS terminal program industry application architecture is followed, compatible conventional P OS program updates
In whole POS terminal transformation process, follow the original application framework of POS tool completely, the application program done transformation does not impact the original authentication system of terminal and security system, manufacturer without the need to more extra because of this transformation relevant authentication inside and outside applicant country again.
(15) visual business development and configuration
In order to reduce the operation complexity of business development and deployment, realize the design concept of fast Development, rapid deployment, business development is become parametrization configuration mode with deployment partial design by terminal management system, significantly simplify the difficulty of operation.
(16) design terminal data dictionary, same data referencing and conversion
Data dictionary is for describing the association attributes of the data element of POS terminal care.POS terminal correctly can process the operations such as the computing of this data element and data display by the definition of data element in data dictionary, and under solving different application scene, the different-format of same Data Elements uses problem.
(17) printing is templated with display information
Print the formatted message that masterplate describes voucher and the data element information be cited, as a kind of system resource, all Application share, quoted by No. ID of printing masterplate, the printing masterplate that each business is quoted and print vouchers number are described by specific data element.
Display masterplate describes screen formatting information and the data element information be cited, and as a kind of system resource, all Application share, applied by No. ID of showing masterplate, the display masterplate that each business is quoted is described by specific data element.
(18) support that multiple utility program is disposed
Terminal interpreter can store the information of the many application of association, and by dissimilar application deployment on same POS terminal, uses simultaneously." renewal application parameter " can allow terminal safeguard many application messages voluntarily with " synchronous trade company parameter " instruction.
(19) configurable menu and operation flow
Menu and operation flow can coordinate on backstage, and by " renewal service menu " and " renewal operation flow " instruction download menu and operation flow, terminal explains execution automatically.
(20) associated services of configurable terminal default-action triggering
Swipe the card, associated services that plug-in card and Serial Port Event trigger can be downloaded to terminal by platform by environmental variance, the monitoring flow range code of the various event of execution after terminal parses completes.
(21) host applications and sub-utility control program shared key system
Controlling application program for download program and the two cover security systems for business processing can shared key systems.Under normal circumstances, download program and business processing are two cover key code systems, but, when practical application, the system of distributed deployment due to security system difference can not shared key system.One in two cover key code systems can be shared by the mode transmitting cipher key index in host applications and sub-utility control program at any time, realize Authentication theory.
(22) program onset time, conventional P OS application can be disposed as required
When POS utility control program upgrades, by setting program onset time, can first download POS utility control program, and according to the time refresh routine of arranging, reach the requirement disposed as required.
(23) multiple communication modes is supported
POS gateway accessing subsystem supports net control device access and IP access etc., to improve speed of download.
(24) program development easily
Due to the function that POS terminal is instruction interpreter, the exploitation of new business just by the modularization stored in terminal instruction is rearranged be combined to form service resources after directly issue.
(25) installation and deployment fast
POS terminal is gone out once deployment, just no longer needs replacing program, only formed service resources need be updated to POS terminal by the instruction of source synchronous, can form new business, and this mode transmitted data amount be little, dispose very quick.
(26) easy operation maintenance
Representing by remote download in terminal interpreter of new business, do not need arrangement personnel to spot replace program, O&M is very easy.
(27) support that control program and POS terminal support resource remote download and upgrade
The renewal of long-range POS primary control program and sub-utility control program and the renewal of POS terminal support resource can be realized by controlling application program.
Although be described in detail specific embodiments more of the present invention by example, it should be appreciated by those skilled in the art, above example is only to be described, instead of in order to limit the scope of the invention.It should be appreciated by those skilled in the art, can without departing from the scope and spirit of the present invention, above embodiment be modified.Scope of the present invention is limited by claims.

Claims (19)

1. on POS terminal, realize a method for business, it is characterized in that, comprising:
Primary control program and sub-utility control program are cured on described POS terminal;
All kinds of resources on described POS terminal needed for pre-configured execution miscellaneous service, wherein, described all kinds of resource comprises data dictionary, basic resource, menu resource and process resources;
In response to registering of described POS terminal, judge whether need upgrade described all kinds of resource and/or whether need to download new resource;
As upgraded and/or download new resource, then carry out synchronous with the mutual of POS access gateway subsystem to all kinds of resources on described POS terminal by described primary control program, to download new resource and/or to upgrade described all kinds of resource;
Described sub-utility control program performs the flow process corresponding with selected business based on the business of described all kinds of resource and selection;
Wherein, the step that described sub-utility control program performs the flow process corresponding with selected business based on the business of described all kinds of resource and selection comprises:
The menu resource that described sub-utility control program customizes according to described POS terminal shows the menu comprising miscellaneous service;
Receive user-selected menu item information, from described process resources, obtain the operation flow corresponding with selected menu item according to the flow process code that selected menu item is bound;
Based on described data dictionary, described basic resource and acquisition Business Process Control described in the performing an action of POS terminal, and record the parameter gathered in implementation;
Described POS terminal by the mode of operational code collection and parameter set and described POS access gateway subsystem mutual.
2. the method realizing business on POS terminal according to claim 1, is characterized in that, described method also comprises:
Judge whether to need to carry out in-line processing;
As need in-line processing be carried out, then the parameter set of the operational code collection performed on described POS terminal and collection is reported described POS access gateway subsystem, by described POS access gateway subsystem, the operational code collection received and parameter set are resolved, as online failure, then perform processed offline sub-process;
As without the need to carrying out in-line processing, then terminate current business flow process or by off line business flow processing.
3. the method realizing business on POS terminal according to claim 2, is characterized in that, described method also comprises:
Described POS terminal receives operational code collection that described POS access gateway subsystem reports according to described POS terminal and the response message that parameter set generates;
Resolve described response message, and determine whether to carry out postpositive disposal to current business or carry out supplementary service process according to described all kinds of resource.
4. the method realizing business on POS terminal according to claim 1, is characterized in that, described method also comprises:
Judge whether business demand changes or whether increase new business;
As business demand changes, then by the operational code collection in the flow process of configuration mode amendment corresponding service and/or parameter set, and to be upgraded the flow process on described POS terminal with increment downloading mode by synchronous communication pattern;
As Added Business, then generate the flow process corresponding with Added Business by increasing newly, redefining with the mode of resource allocation, and download newly-increased flow process by synchronous communication pattern to described POS terminal.
5. the method realizing business on POS terminal according to claim 1, is characterized in that, described method also comprises:
Data to be used for the EMV module be placed in described POS terminal are stored into EMV kernel data space when needing driving EMV module by described POS terminal, and arrange the interaction flow of EMV module;
Described EMV module from EMV kernel data spatial extraction desired data, and utilizes the data extracted to be undertaken alternately by EMV specification and IC-card;
After mutual, execution result is written to described EMV kernel data space by described EMV module, and control is handed to described POS terminal.
6. the method realizing business on POS terminal according to claim 1, is characterized in that, downloads described sub-utility control program and described primary control program by asynchronous communication pattern.
7. the method realizing business on POS terminal according to claim 1, it is characterized in that, described basic resource comprises printing template information, indicating template information, application parameter, trade company's parameter, function prompt information, operation prompt information, miscue information, index information, business processing daily record, list of labels information, authentication center's PKI, terminal applies information, environmental variance, the positive information of punching, business verification information, clearing daily record, script advise fate, advertised information and logos information.
8. the method realizing business on POS terminal according to claim 1, it is characterized in that, described process resources comprises operational code collection and parameter set, wherein, operational code determines the concrete n-back test of each operation steps, the execution of state modulator respective operations code and execution result.
9. the method realizing business on POS terminal according to claim 1, is characterized in that, described data dictionary describes the attribute information of described POS terminal data element used when the business of execution.
10. a POS terminal, is characterized in that, comprising:
Storage unit, primary control program on described POS terminal and sub-utility control program and all kinds of resources needed for the pre-configured execution miscellaneous service of described POS terminal are cured to for storing, wherein, described all kinds of resource comprises data dictionary, basic resource, menu resource and process resources;
Main control unit, for when determining need upgrade described all kinds of resource and/or download new resource, carries out alternately with POS access gateway subsystem, to carry out synchronously to all kinds of resources on POS terminal, downloads new resource and/or upgrades described all kinds of resource;
Sub-application controls unit, performs the flow process corresponding with selected business for the business based on described all kinds of resource and selection;
Wherein, described sub-application controls unit comprises:
Menu displaying subelement, for showing according to the menu resource of described POS terminal customization the menu comprising miscellaneous service;
Operation flow obtains subelement, for receiving user-selected menu item information, obtains the operation flow corresponding with selected menu item according to the flow process code that selected menu item is bound from described process resources;
Business performs subelement, for performing an action of POS terminal described in the Business Process Control based on described data dictionary, described basic resource and acquisition, and records the parameter gathered in implementation;
Data interaction subelement, for by the mode of operational code collection and parameter set and described POS access gateway subsystem mutual.
11. POS terminals according to claim 10, is characterized in that, described POS terminal also comprises:
Data transmission unit, for the parameter set of the operational code collection performed on described POS terminal and collection is reported described POS access gateway subsystem, when online transmission failure, proceeds to and performs processed offline sub-process;
Message receiving element, for receiving operational code collection that described POS access gateway subsystem reports according to described POS terminal and the response message that parameter set generates;
Packet parsing unit, for resolving described response message, and determines whether to carry out postpositive disposal to current business or carry out supplementary service process according to described all kinds of resource.
12. POS terminals according to claim 10, is characterized in that, described POS terminal also comprises data memory module and EMV module, wherein,
Data to be used for the EMV module be placed in described POS terminal are stored into EMV kernel data space for needing at POS terminal when driving EMV module, and arrange the interaction flow of described EMV module by described data memory module;
Described EMV module, for from EMV kernel data spatial extraction desired data, and the flow process utilizing the data extracted to perform EMV specification to formulate, after flow performing, execution result is written to described EMV kernel data space, and control is handed to described POS terminal.
13. POS terminals according to claim 10, is characterized in that, described main control unit is downloaded new resource by synchronous communication pattern and/or upgraded described all kinds of resource.
14. POS terminals according to claim 10, is characterized in that, described main control unit downloads described sub-utility control program and described primary control program by asynchronous communication pattern.
15. POS terminals according to claim 10, it is characterized in that, perform in business procedure at described sub-application controls unit, described storage unit also marks off current service data space, EMV kernel data space, history service data space and environmental variance data space, to store the data object of current business, the data object relevant to EVM, the data object of history service and the data object of systematic parameter and descriptive system ability respectively, each data space conducts interviews by the priority of setting.
16. 1 kinds of systems realizing business on POS terminal, is characterized in that, comprise terminal management system and according to claim 10 to the POS terminal according to any one of 15, wherein,
Described terminal management system, for generating and manage the primary control program on described POS terminal, sub-utility control program and all kinds of resource.
17. systems realizing business on POS terminal according to claim 16, it is characterized in that, described system also comprises:
IC-card, mutual with described POS terminal, realize miscellaneous service without the need to when certification again when ensureing to be placed in the EMV module in described POS terminal.
18. systems realizing business on POS terminal according to claim 16, it is characterized in that, described terminal management system comprises:
POS access gateway subsystem, for configuring and download described all kinds of resource, resolve service request that described POS terminal reported by operational code collection and parameter set, the service request reported is converted to setting form service message and on send, receive the service message that issues and be sent to described POS terminal after the service message issued being converted to the business response message of described POS terminal discernible operational code collection and parameter set.
19. systems realizing business on POS terminal according to claim 18, it is characterized in that, described POS access gateway subsystem also need upgrade described all kinds of resource for judging whether when described POS terminal is registered and/or download new resource, judge whether business demand changes or whether increase new business, as business demand changes, then by the operational code collection in the flow process of configuration mode amendment corresponding service and/or parameter set and the flow process upgraded with increment downloading mode by synchronous communication pattern on described POS terminal, as Added Business, then by newly-increased, redefine and generate the flow process corresponding with Added Business with the mode of resource allocation and download newly-increased flow process by synchronous communication pattern to described POS terminal.
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