CN102547681B - Intelligent key device and identity authentication method - Google Patents
Intelligent key device and identity authentication method Download PDFInfo
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- CN102547681B CN102547681B CN201110029349.4A CN201110029349A CN102547681B CN 102547681 B CN102547681 B CN 102547681B CN 201110029349 A CN201110029349 A CN 201110029349A CN 102547681 B CN102547681 B CN 102547681B
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Abstract
The invention provides an intelligent key device which comprises a short-distance communication module, a first subscriber identity module (SIM) card interface, a second SIM card interface, a central processing unit (CPU), a security component and a memory, wherein the CPU is connected with the short-distance communication module, the first SIM card interface, the second SIM card interface, the security component and the memory respectively. The key device is matched with a mobile terminal with an Internet function to finish identity authentication of an online bank transaction, or the intelligent key device is matched with the mobile terminal, a wireless communication device, a network terminal and a server to finish the identity authentication of the online bank transaction. During identity authentication by using the technical scheme, operation details and detailed operation information can be displayed to an operator in real time by virtue of the mobile terminal, so that the participation of the operator and the security during the identity authentication process are improved.
Description
Technical field
The present invention relates to communication field, particularly relate to a kind of novel intelligent key device and utilize this intelligent key apparatus to carry out the authentication method of authentication.
Background technology
In current daily life, along with the development of Web bank and the universal of awareness of safety, KEY (intelligent key), as a kind of digital certificate store medium of operator's authentication, is just being widely used in the authenticating user identification of banking system Web bank, the multi-field identity validation such as Enterprises ' Financial Workers web-based registration, online business-electronic are paid duty.
Along with the development of communications industry, mobile terminal becomes one of carry-on articles of people's indispensability gradually.Such Net silver user must carry USB intelligent key and mobile terminal in daily life simultaneously, just can complete internet bank trade.This adds increased complexity when Net silver user operates and cost.And, at present USB identification authentication system on the market must coordinate with computer just can complete network bank business based, because open the Internet exists many unsafe factors, when user carries out online transaction by the Internet, just reduce the fail safe of financial application, and existing network bank business based flow process and the details cannot showing transaction intuitively to user, user lacks property of participation and operability, cannot meet the requirement of people gradually.
Summary of the invention
The object of the present invention is to provide a kind of easy to use, intelligent key apparatus that handling safety coefficient is high and utilize this device to carry out the method for certification.
As the one side of technical solution of the present invention, provide a kind of intelligent key apparatus, comprise short-range communication module, the first SIM card interface, the second SIM card interface, CPU, security component, memory,
Described CPU is connected with described memory with described short-range communication module, described first SIM card interface, described second SIM card interface, described security component respectively;
Described first SIM card interface communicates with the mobile terminal of described intelligent key apparatus outside; Described second SIM card interface communicates with the SIM card in described mobile terminal; Described short-range communication module realizes the short-distance wireless communication of this intelligent key apparatus; Described security component to the operation information of intelligent key apparatus user carry out digital signature and or encryption.
Further, described short-range communication module also has communication distance controlling functions, carries out the distance of radio communication for controlling described short-range communication module.
Further, described short-range communication module is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI communication module.
Further, described operation information comprises account of transferring accounts, transfer amounts, transfers accounts the time.
Further, described intelligent key apparatus is provided with at least one container cavity, described SIM card is fitted into described container cavity.
As the another aspect of technical solution of the present invention, also provide a kind of identity identifying method, above-mentioned intelligent key apparatus is fitted into mobile terminal, carries out authentication according to following steps:
Step one, described intelligent key apparatus passes through the second SIM card interface and/or sets up between short-range communication module with external server to communicate;
Step 2, described intelligent key apparatus reads the legal user's identity information preserved in its internal storage, carries out user's authentication to the user's identity information inputted via described mobile terminal;
Step 3, the operation information that described in the first SIM card interface of described intelligent key apparatus, mobile terminal sends, and the described operation information received is back to the confirmation of described mobile terminal by described first SIM card interface;
Step 4, described in described intelligent key apparatus wait-receiving mode, mobile terminal returns confirmation;
Step 5, after described intelligent key apparatus receives the confirmation that described mobile terminal returns, by security component, digital signature and encryption are carried out to described operation information, and be sent to described server by described second SIM card interface and/or described short-range communication module and carry out authenticating operation.
Further, in described step one, the described second SIM card interface of described intelligent key apparatus inside to be set up with described server by the SIM card in described mobile terminal and is communicated.
Further, in described step one, the described short-range communication module of described intelligent key apparatus inside, to be set up with described server by radio communication device and the network terminal and communicates;
Described radio communication device comprises first interface, the second interface, signal conversion module, and described signal conversion module is connected with described second interface with described first interface respectively;
Described first interface is connected with the described network terminal, operation information after the encryption that described in described second interface, intelligent key apparatus sends, be sent to the described network terminal through described signal conversion module and described first interface, be sent to described server by the described network terminal and carry out authenticating operation.
Further, described first interface is one or more in USB interface, SD interface, MMC interface; And/or described first interface is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI interface;
Described second interface is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI interface.
Further, in described step 2, described user's identity information is PIN code.
Further, described mobile terminal receives the described operation information that described intelligent key apparatus returns, and is shown, confirmed by operator by STK menu or the software with interface display function to operator.
The invention has the beneficial effects as follows: provide a kind of intelligent key apparatus and the authentication method that with communication, online transaction are carried out to authentication, like this, the authentication of online transaction not only can be completed when mobile terminal is Internet enabled, at mobile terminal, not Internet enabled or function of surfing the Net is by limited time, and intelligent key apparatus of the present invention can be utilized equally to complete the authentication of online transaction.In addition, when utilizing technical solution of the present invention to carry out authentication, also by mobile terminal in real time to operator's display operation details and operation detail, enhance property of participation and the fail safe of operator in authentication procedures.
Accompanying drawing explanation
Fig. 1 is the contour structures schematic diagram of intelligent key apparatus of the present invention;
Fig. 2 is the formation schematic diagram of intelligent key apparatus of the present invention;
Fig. 3 is the formation schematic diagram of the radio communication device in the present invention;
Fig. 4 is the first schematic flow sheet of identity identifying method of the present invention;
Fig. 5 is the second schematic flow sheet of identity identifying method of the present invention.
Embodiment
Be described principle of the present invention and feature below in conjunction with accompanying drawing, example, only for explaining the present invention, is not intended to limit scope of the present invention.
As the one side of technical solution of the present invention, provide a kind of intelligent key apparatus 12, its shape assumption diagram as shown in Figure 1, intelligent key apparatus 12 is provided with a container cavity 20, compact SIM card 30 embeds in container cavity 20, jointly be fitted in mobile terminal (such as mobile phone) with intelligent key apparatus 12, matched with mobile terminal authentication.Wherein, the profile of intelligent key apparatus 12 and large I identical with size with the profile of standard SIM card (such as ID-1 card); The profile of container cavity 20 and size should match with the shape of compact SIM card 30 to be assembled and size, can design with reference to the requirement of the Related products such as Micro SIM card.
Describe in detail to intelligent key apparatus 12 of the present invention below, as shown in Figure 2, intelligent key apparatus 11 comprises the first SIM card interface 100, second SIM card interface 200, CPU300, security component 400, memory 500, short-range communication module.CPU300 is connected with the first SIM card interface 100, second SIM card interface 200, security component 400, memory 500, short-range communication module respectively.Second SIM card interface 200 is connected with the SIM card in the mobile terminal of intelligent key apparatus 12 outside, and the second SIM card interface 200 is communicated with external server by the SIM card in mobile terminal.Short-range communication module, for realizing the communication between intelligent key apparatus and server.When intelligent key apparatus 12 is fitted into mobile terminal, user's identity information that the first SIM card interface 100 mobile terminal receive sends and operation information: user's identity information of reception is sent to CPU300 and carries out user's authentication by the first SIM card interface 100; Operation information is sent to after mobile terminal confirms by the first SIM card interface 100, then operation information is sent to security component 400 and carries out digital signature and encryption, is sent to server and carries out authenticating operation.Wherein, security component 400, for the control according to CPU300, carries out digital signature and encryption to operation information, and the operation information after encryption is sent to the second SIM card interface 200 and/or short-range communication module via CPU300.Memory 500, for preserving legal user's identity information, coordinates CPU300 to carry out user's authentication.Data between second SIM card interface 200 and the first SIM card interface 100 are also by CPU300 transparent transmission.Intelligent key apparatus 12 of the present invention not only can complete the authentication of online transaction when mobile terminal is Internet enabled, also can at mobile terminal not Internet enabled or function of surfing the Net by the authentication completing online transaction in limited time.Carry out certification from user's authentication, operation acknowledgement, authenticating operation tripartite in the face of the identity of the operator that carries out online transaction, and finally complete the associative operation action of online transaction.
Further, short-range communication module 600 is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI communication module.
Further, short-range communication module 600 also has communication distance controlling functions, carries out the distance of radio communication for controlling short-range communication module 600.Carrying out the fail safe of online transaction in order to improve band short-range communications functionality intelligent key apparatus 12 of the present invention, by limiting the communication distance of intelligent key apparatus 12, ensureing the fail safe of online transaction.
As the another aspect of technical solution of the present invention, also provide a kind of identity identifying method, above-mentioned intelligent key apparatus is fitted into mobile terminal, carries out authentication according to following steps,
Step one, sets up between intelligent key apparatus with external server and communicates;
Step 2, intelligent key apparatus reads its inner legal user's identity information preserved, and carries out user's authentication to the user's identity information inputted via mobile terminal;
Step 3, the operation information that intelligent key apparatus mobile terminal receive sends, and the operation information received is back to mobile terminal confirmation;
Step 4, intelligent key apparatus wait-receiving mode mobile terminal returns confirmation;
Step 5, intelligent key apparatus carries out digital signature and encryption to operation information, is sent to server and carries out authenticating operation after receiving the confirmation that mobile terminal returns.
The step one of above-mentioned identity identifying method, set up communication between intelligent key apparatus and external server and following two kinds of modes can be adopted to realize:
The first implementation is: the second SIM card interface of intelligent key apparatus inside is communicated with setting up between server by the SIM card in mobile terminal.Adopt the manner to set up communication, and and then when carrying out the authentication of online transaction, mobile terminal must be Internet enabled.
The second implementation is: the short-range communication module of intelligent key apparatus inside, to be set up communicate by radio communication device and the network terminal with server.When mobile terminal is not Internet enabled or because of network limited can not operation on the net, intelligent key apparatus 12 is fitted into mobile terminal, radio communication device 800 is connected with the network terminal 900, radio communication device 800 is communicated with server by the network terminal 900, and radio communication device 800 also carries out radio communication with intelligent key apparatus 12.Thus the data transmission realized between intelligent key apparatus 12 and server.
As shown in Figure 3, radio communication device 800 comprises first interface 801, second interface 803, signal conversion module 802, and signal conversion module 802 is connected with the second interface 803 with first interface 801 respectively.First interface 801 is connected with the network terminal 900, second interface 803 receives the operation information after the encryption that intelligent key apparatus 12 sends, be sent to the network terminal 900 through signal conversion module 802 and first interface 801, be sent to server by the network terminal 900 and carry out authenticating operation.
User inputs the subscriber identity information (account of such as user by mobile terminal, account number cipher etc.) after, intelligent key apparatus 12 wait-receiving mode are outside again via user's identity information of mobile terminal input, and after completing the certification to user's identity by intelligent key apparatus 12, the operation information of the outside input received by mobile terminal is again sent to intelligent key apparatus 12, in order to the virus preventing some malice from invading user benefit distorts operation information, intelligent key apparatus 12 is after receiving operation information, also this operation information is fed back to mobile terminal to confirm.Only after the confirmation receiving mobile terminal input, intelligent key apparatus 12 just will carry out digital signature and encryption with operation information, and be sent to radio communication device 800 in the mode of radio communication.
Second interface 803 of radio communication device 800 receives operation information after above-mentioned encryption, after carrying out protocol conversion via signal conversion module 802, the network terminal 900 is sent to wire communication mode or communication by first interface 801, and then by the network terminal 900, operation information after encryption is sent to server, by the certification of server complete operation, and and then the corresponding operational motion of complete operation information.
The first interface 801 of radio communication device 800 is to realize the USB interface of interconnection system communication, SD interface, one or more in MMC interface; And/or, the first interface 801 of radio communication device 800 be can realize in the 2.4GHz RFID of Non-connecting communication, bluetooth, infrared, Zigbee, WIFI interface one or more.Second interface 803 of radio communication device 800 can be in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI interface one or more.
Further, user's identity information can be PIN code, and namely mobile terminal receives the PIN code of outside input, completes user's authentication by checking PIN code.Operation information comprises account of transferring accounts, transfer amounts, transfers accounts the time, and namely server is by carrying out above-mentioned several respects of operation information verifying the authenticating operation realized operator.
Below for shopping online payment, the process utilizing intelligent key apparatus of the present invention to carry out authentication is simply introduced.Mainly comprise following two kinds of identity identifying methods,
As shown in Figure 4, when mobile terminal is Internet enabled, the process that intelligent key apparatus 12 of the present invention carries out authentication is as follows:
Then etc. first, operator is by oneself subscriber identity information of mobile terminal input, and the account, account number cipher etc. of such as user, technical solution of the present invention to be utilized carries out authentication, and then completes payment by the transfer of accounts operation.
Secondly, operator inputs PIN code by mobile terminal, and be sent to CPU300 via the first SIM card interface 100, CPU300 calls the legal PIN code of preserving in memory 500, the PIN code of input is compared, if PIN code is approved qualified, then to the information that mobile terminal return authentication is qualified, shown to operator by mobile terminal.If PIN code certification is defective, then stop this operation of transferring accounts.
Then, after operator receives the approved qualified information of PIN code, then again by mobile terminal input operation information (as account of transferring accounts, transfer amounts, transfer accounts the time); After intelligent key apparatus 12 receives aforesaid operations information, in order to prevent the information relating to operator's interests to be maliciously tampered, the operation information received is returned mobile terminal and carries out display confirmation by intelligent key apparatus 12.After mobile terminal receives the operation information that intelligent key apparatus returns, the software by STK menu or other with interface display function shows to operator, waits for that operator confirms.
Finally, intelligent key apparatus 12 is after receiving the confirmation that mobile terminal returns, and the safe computing module of its inside, then according to the control signal that CPU300 sends, carries out digital signature and data encryption to operation information; Again the operation information after encryption is sent to the SIM card in mobile terminal by CPU300 and the second SIM card interface 200, and then by mobile network, the operation information after encryption is sent to related operators background server; By background server, the subscriber identity information after encryption is decrypted, and certification is carried out to its legitimacy, if authenticating operation is qualified, then background server completes according to the operation information sent and relevant buys delivery operation action operational motions such as (such as draw account on the net from the bank that operator specifies) having confirmed an order, so far completes this online transaction.If authenticating operation is defective, then stop this operation of transferring accounts.
As shown in Figure 5, when mobile terminal cannot realize function of surfing the Net, the process that intelligent key apparatus of the present invention carries out authentication is as follows:
In this implementation, mobile terminal has the radio communication function of the prompting startup intelligent key apparatus 12 of the software of interface display function according to STK menu or other, namely wireless communication is set up by short-range communication module 600 and radio communication device 800, thus utilize radio communication device 800 to communicate with server with the network terminal 900 (such as computer), complete online money transfer transactions.After setting up communication port, the specific works process in this authentication method is identical with the process that intelligent key apparatus 12 carries out the first authentication.In this method, because the intelligent key apparatus 12 in mobile terminal cannot directly be communicated with server by network, therefore realize the communication between intelligent key apparatus 12 and server by the method arranging radio communication device 800 and the network terminal 900.Wherein, radio communication device 800 can contact connect or wireless connections two kinds of modes be connected with the network terminal 900 (such as computer) and communicate.Realized the transmission of authenticating operation information by the communication between radio communication device 800 and intelligent key apparatus 12, and finally the first carries out the method for authentication according to intelligent key apparatus 12, completes online money transfer transactions, repeats no more herein.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (10)
1. an intelligent key apparatus, it is characterized in that, comprise short-range communication module, the first SIM card interface, the second SIM card interface, CPU, security component, memory, described CPU is connected with described memory with described short-range communication module, described first SIM card interface, described second SIM card interface, described security component respectively;
Described first SIM card interface, its user's identity information for mobile terminal receive transmission and operation information, user's identity information is sent to CPU and carries out user's authentication, after operation information being sent to mobile terminal confirmation, operation information is sent to security component;
Described CPU, it carries out user's authentication for the authentication information receiving the first SIM card interface transmission, also carries out digital signature and encryption for controlling security component to operation information;
Described security component, it carries out digital signature and encryption for the control according to CPU to operation information, and the operation information after encryption is sent to the second SIM card interface and/or short-range communication module via CPU;
Described second SIM card interface, it, is connected by SIM card and server when mobile terminal is Internet enabled for communicating with the SIM card in mobile terminal;
Described short-range communication module, its for not Internet enabled at mobile terminal or because of network limited can not operation on the net time, connected by radio communication device and the network terminal and server;
Described memory, it is for preserving legal user's identity information, coordinates CPU to carry out user's authentication;
Described intelligent key apparatus is provided with at least one container cavity, described SIM card is fitted into described container cavity.
2. according to intelligent key apparatus according to claim 1, it is characterized in that, described short-range communication module also has communication distance controlling functions, carries out the distance of radio communication for controlling described short-range communication module.
3. according to intelligent key apparatus according to claim 1, it is characterized in that, described short-range communication module is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI communication module.
4. according to intelligent key apparatus according to claim 1, it is characterized in that, described operation information comprises account of transferring accounts, transfer amounts, transfers accounts the time.
5. an identity identifying method, is characterized in that,
Arbitrary for Claims 1-4 described intelligent key apparatus is fitted into mobile terminal, carries out authentication according to following steps:
Step one, described intelligent key apparatus passes through the second SIM card interface and/or sets up between short-range communication module with external server to communicate;
Step 2, described intelligent key apparatus reads the legal user's identity information preserved in its internal storage, carries out user's authentication to the user's identity information inputted via described mobile terminal;
Step 3, the operation information that described in the first SIM card interface of described intelligent key apparatus, mobile terminal sends, and the described operation information received is back to the confirmation of described mobile terminal by described first SIM card interface;
Step 4, described in described intelligent key apparatus wait-receiving mode, mobile terminal returns confirmation;
Step 5, after described intelligent key apparatus receives the confirmation that described mobile terminal returns, by security component, digital signature and encryption are carried out to described operation information, and be sent to described server by described second SIM card interface and/or described short-range communication module and carry out authenticating operation.
6., according to identity identifying method according to claim 5, it is characterized in that,
In described step one, the described second SIM card interface of described intelligent key apparatus inside to be set up with described server by the SIM card in described mobile terminal and is communicated.
7., according to identity identifying method according to claim 5, it is characterized in that,
In described step one, the described short-range communication module of described intelligent key apparatus inside, to be set up with described server by radio communication device and the network terminal and communicates;
Described radio communication device comprises first interface, the second interface, signal conversion module, and described signal conversion module is connected with described second interface with described first interface respectively;
Described first interface is connected with the described network terminal, operation information after the encryption that described in described second interface, intelligent key apparatus sends, be sent to the described network terminal through described signal conversion module and described first interface, be sent to described server by the described network terminal and carry out authenticating operation.
8. according to identity identifying method according to claim 7, it is characterized in that, described first interface is one or more in USB interface, SD interface, MMC interface; And/or described first interface is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI interface;
Described second interface is one or more in 2.4GHz RFID, bluetooth, infrared, Zigbee, WIFI interface.
9. according to identity identifying method according to claim 5, it is characterized in that, in described step 2, described user's identity information is PIN code.
10., according to identity identifying method according to claim 5, it is characterized in that,
After step 3, described mobile terminal proceeds as follows: described mobile terminal receives the described operation information that described intelligent key apparatus returns, and is shown, confirmed by operator by STK menu or the software with interface display function to operator.
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| CN104102870B (en) * | 2013-04-12 | 2017-08-01 | 北京旋极信息技术股份有限公司 | Electron underwriting authentication expansion equipment and information processing method |
| CN103368743A (en) * | 2013-07-08 | 2013-10-23 | 深圳市文鼎创数据科技有限公司 | Multifunctional intelligent card and identity authentication method and operation method of multifunctional intelligent card |
| CN105190670A (en) * | 2013-09-03 | 2015-12-23 | 黄金富 | System and method for online shopping communication authentication of local goods picking-up |
| CN103580870A (en) * | 2013-11-07 | 2014-02-12 | 李宾 | Mobile phone identity authentication terminal |
| CN106651366A (en) * | 2015-11-03 | 2017-05-10 | 国民技术股份有限公司 | Mobile terminal and transaction confirmation method and device thereof, and smart card |
| CN111400737A (en) * | 2020-03-17 | 2020-07-10 | 中孚信息股份有限公司 | Multi-application physical isolation encrypted SIM card implementation device, method and terminal |
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| US20100020975A1 (en) * | 2008-07-24 | 2010-01-28 | Electronic Data Systems Corporation | System and method for electronic data security |
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