CN101393666B - ENFC mobile terminal and electronic payment controlling method thereof - Google Patents

ENFC mobile terminal and electronic payment controlling method thereof Download PDF

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Publication number
CN101393666B
CN101393666B CN2008102148332A CN200810214833A CN101393666B CN 101393666 B CN101393666 B CN 101393666B CN 2008102148332 A CN2008102148332 A CN 2008102148332A CN 200810214833 A CN200810214833 A CN 200810214833A CN 101393666 B CN101393666 B CN 101393666B
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message
electronic payment
wire
protocol interface
interface
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CN101393666A (en
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贾倩
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ZTE Corp
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ZTE Corp
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Priority to PCT/CN2009/073476 priority patent/WO2010022642A1/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems

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  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
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Abstract

The invention provides a method for controlling electronic payment used for an eNFC mobile terminal. The method adopts the following steps: a UICC receives a message of request for stopping or starting electronic payment; the UICC judges the current state of an SWP interface; when the current state is activated, a CLF is requested to store the current work of the SWP interface, or the SWP interface is deactivated or activated after finishing the current work; and when the current state is deactivated or hung up, the SWP interface is directly deactivated or activated. The invention also provides an eNFC mobile terminal. By using the method, a user can flexibly stop the electronic payment function of the mobile terminal or reactivate the electronic payment function of the mobile terminal according to the actual personal need and the actual using condition.

Description

ENFC portable terminal and electronic payment controlling method thereof
Technical field
The present invention relates to the communications field, in particular to a kind of eNFC (enhancedNear Field Communication strengthens near-field communication) portable terminal and electronic payment controlling method thereof.
Background technology
IC (Integrated Circuit, integrated circuit) blocks particularly, and non-contact IC card has been widely used in fields such as public transport, gate inhibition, doit electronic payment.With cell-phone function and the combination of non-contact IC card technique, make mobile phone can be applied to the E-Payment field, it is convenient that this has brought for people's life, has broad application prospects.A kind of technical scheme of industry is eNFC at present, and this scheme is a kind of mobile payment solution of present domestic main flow, has obtained the support of operator and relevant manufacturer terminal.
The eNFC technology is to NFC (Near Field Communication, near-field communication) enhancing of technology and improvement, it is a kind of the short distance wireless communication technology that works in 13.56MHz, merge differentiation by RFID (Radio Frequency Identification, radio-frequency (RF) identification) technology and interconnection technique.Portable terminals such as mobile phone can be simulated non-contact IC card, the relevant application that is used to pay by mails after adopting the eNFC technology.Realizing on the portable terminal that this Technology Need increases NFC analog front-end chip and NFC antenna on terminal, and using SIM (Subscriber IdentityModule, the client identification module) card of supporting SWP (Single Wire Protocol, single-wire-protocol).The NFC analog front-end chip is communicated by letter with the terminal baseband chip by UART (UniversalAsynchronous Receiver/Transmitter, UART Universal Asynchronous Receiver Transmitter) interface; The NFC analog front-end chip is connected with the C6 pin of SIM card by a signal wire, uses the SWP agreement to communicate by letter with the applying portion in the SIM card; SIM card is connected by the baseband chip of ISO7816 interface and terminal.The characteristics of eNFC are to be placed on SIM card with the relevant application of E-Payment, to be paid by mails the processing of application by SIM card.
In realizing process of the present invention, the inventor find the user can not according to individual actual needs and actual operating position neatly turning-off mobile terminal pay function by mails or activate the electronic payment of mobile terminal function again, make existing eNFC electronic payment of mobile terminal lack security and dirigibility.
Summary of the invention
The present invention aims to provide a kind of eNFC portable terminal and electronic payment controlling method thereof, to solve the problem that existing NFC electronic payment of mobile terminal lacks security and dirigibility.
In an embodiment of the present invention, a kind of electronic payment controlling method of the eNFC of being used for portable terminal is provided, may further comprise the steps: UICC (Universal Integrated CircuitCard, Universal Integrated Circuit Card) accepts request and closes or the message of unlocking electronic payment; UICC judges the current state of SWP interface; When current state when activating, after then asking CLF (contactless frontend, non-contact front-end) to preserve the work at present of SWP interface or waiting for that the SWP interface is finished work at present, deactivation or activate the SWP interface again; When current state is deactivation or when hanging up, then direct deactivation or activate the SWP interface.
Preferably, UICC accepts request and closes or the message of unlocking electronic payment specifically comprises: main frame provides the interface; Main frame receives from user's request by the interface and cuts out or the indication of unlocking electronic payment; Main frame generates the message that request is closed or unlocking electronic is paid according to indication; Main frame sends to UICC with message.
Preferably, UICC accepts request and closes or the message of unlocking electronic payment also comprises: checking message; If the success of checking message then enters the step that UICC judges the current state of SWP interface; Otherwise end operation.
Preferably, checking message specifically comprises: prompting is entered password; Whether the password of checking input is correct; If correct, then verify described message success; If incorrect, then verify message failure.
Preferably, CLF preserves the work at present of SWP interface or waits for that the SWP interface finishes work at present and specifically comprise: UICC sends to CLF and closes or the unlocking electronic payment message; CLF preserves the work at present or the wait SWP interface of SWP interface and finishes work at present; CLF sends to UICC and closes or unlocking electronic payment affirmation message.
Preferably, deactivation or activation SWP interface specifically comprise: UICC sends proactive command to portable terminal: " deactivation " or " activation "; Portable terminal sends to UICC and shows the order of finishing assigned operation, for example " TERMINAL RESPONSE (response of host) " order.
In an embodiment of the present invention, also provide a kind of eNFC portable terminal, having comprised: UICC, it comprises: accept module, be used to accept request and close or the message of unlocking electronic payment; Judge module is used to judge the current state of SWP interface; Between connection module, be used for when current state when activating, after then asking CLF to preserve the work at present of SWP interface or waiting for that the SWP interface is finished work at present, deactivation or activate the SWP interface again; Directly module is used for when current state is deactivation or hang-up, then direct deactivation or activation SWP interface; The SWP interface, the interface as CLF communicates by letter with UICC is used for by deactivation or activation, to close or the unlocking electronic payment; CLF possesses the contactless communication function, is used to preserve the work at present of SWP interface.
Preferably, main frame comprises: interface module is used to provide the interface, by the indication that the interface reception is closed from user's request or unlocking electronic is paid; Creation module is used for generating the message that request is closed or unlocking electronic is paid according to indication; Sending module is used for message is sent to UICC.
Preferably, main frame also comprises: authentication module is used to verify message: if the success of checking message then triggers judge module and operates; Otherwise do not trigger judge module.
Preferably, authentication module specifically comprises: reminding module is used for prompting and enters password; Confirm module, be used to confirm whether the password of importing is correct:, then verify the message success if correct; If incorrect, then verify message failure.
Preferably, a connection module is used for closing or the unlocking electronic payment message to the CLF transmission; CLF is used to preserve the work at present of SWP interface or waits for that the SWP interface finishes work at present; And send to UICC and to close or unlocking electronic payment affirmation message.
The eNFC portable terminal and the electronic payment controlling method thereof of the foregoing description, because the function of closing with the unlocking electronic payment is provided to the eNFC portable terminal, lack security and flexibility problem so overcome existing eNFC electronic payment of mobile terminal, so the user can according to individual actual needs and actual operating position neatly turning-off mobile terminal pay function by mails or activate the electronic payment of mobile terminal function again.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 shows the process flow diagram according to the electronic payment controlling method of the eNFC portable terminal of the embodiment of the invention;
Fig. 2 shows the process flow diagram that eNFC portable terminal is according to the preferred embodiment of the invention closed E-Payment;
Fig. 3 shows the process flow diagram of eNFC mobile terminal activating E-Payment according to the preferred embodiment of the invention.
Embodiment
Below with reference to the accompanying drawings and in conjunction with the embodiments, describe the present invention in detail.
Fig. 1 shows the process flow diagram according to the electronic payment controlling method of the eNFC portable terminal of the embodiment of the invention, may further comprise the steps:
Step S10, UICC accept request and close or the message of unlocking electronic payment;
Step S20, UICC judges the current state of SWP interface;
For activating, then enter step S30 as if current state, request CLF preserves the work at present or the wait SWP interface of SWP interface and finishes work at present;
Step S40 then, deactivation or activate the SWP interface;
If current state is deactivation or hang-up, then directly enter step S40.
As can be seen, this electronic payment controlling method is because of the function of closing with the unlocking electronic payment is provided to the eNFC portable terminal, lack security and flexibility problem so overcome existing eNFC electronic payment of mobile terminal, so the user can according to individual actual needs and actual operating position neatly turning-off mobile terminal pay function by mails or activate the electronic payment of mobile terminal function again.
Preferably, step S10 specifically comprises: main frame provides the interface; Main frame receives from user's request by the interface and cuts out or the indication of unlocking electronic payment; Main frame generates the message that request is closed or unlocking electronic is paid according to indication; Main frame sends to UICC with message.
By interface (for example menu interface) user operating mobile terminal easily.
Preferably, step S10 specifically comprises: checking message; If the success of checking message then enters the step that UICC judges the current state of SWP interface; Otherwise end operation.
Preferably, checking message specifically comprises: prompting is entered password; Whether the password of checking input is correct; If correct, then verify described message success; If incorrect, then verify message failure.
Above preferred embodiment has strengthened the security of electronic payment of mobile terminal function.
Preferably, step S30 specifically comprises: UICC sends to CLF and closes or the unlocking electronic payment message; CLF preserves the work at present or the wait SWP interface of SWP interface and finishes work at present; CLF sends to UICC and closes or unlocking electronic payment affirmation message.
By above preferred embodiment, avoided the current ongoing professional loss of data of paying by mails.
Preferably, deactivation or activation SWP interface specifically comprise: UICC sends proactive command to portable terminal: " deactivation " or " activation "; Portable terminal sends " response of host (TERMINAL RESPONSE) " order to UICC, shows and finishes assigned operation.
Fig. 2 shows the process flow diagram that eNFC portable terminal is according to the preferred embodiment of the invention closed E-Payment, and wherein 1 is portable terminal, and 2 is the UICC card, and 3 is CLF, and concrete steps are as follows:
Step S201, the user sends " close and pay message by mails " to UICC card 2 by portable terminal 1;
Step S202, portable terminal 1 waits for that the user confirms and password;
If the user is unconfirmed or password does not pass through, then enter step S203 ': portable terminal 1 refusal is sent out message to UICC card 2, quits a program;
If the user confirms and password passes through, then enter step S203:UICC card 2 and will judge the state that the SWP interface is current, if current being in " activation " state, then next step will enter step 204; If current being in " suspended state " or " deactivation status " then with skips steps S204, S205, directly enter step S206.
Step S204, UICC card 2 sends " closing electronic payment requests " message and gives CLF3, and in this process, the CLF3 reply is suitably preserved operation or is waited for that current operation finishes when pre-treatment and data;
Step S205, CLF3 sends " close to pay by mails and confirm " message to UICC card 2;
Step S206, UICC card 2 sends proactive command " deactivation " (DEACTIVE) to portable terminal 1, " deactivation " order is not the order that defines in the etsi standard at present, but can increase in the ETSI TS102.223 standard, this order is used for the interface of an appointment of requesting terminal deactivation, for example, SWP interface or UICC-USB interface etc.If terminal is finished deactivation or interface is in " deactivation " state, terminal is answered loopback " response of host " order.
" deactivation " (DEAVTIVE) ordered and be can be defined as follows:
Description Clause M/O/C Min Length
Proactive?UICC?command?Tag 9.2 M Y 1
Length(A+B+C) - M Y 1or2
Command?details 8.6 M Y A
Device?identities 8.7 M Y B
Deactivate?descriptor 8.Y M Y C
" Proactive UICC command Tag ", " Command details ", " Deviceidentities " define at the 9.2nd joint, the 8.6th joint and 8.7 joints of ETSI TS102.223 respectively.
" Deactivate descriptor " can be increased in the son joint of the 8th chapters and sections of ETSI TS102.223, is defined as follows:
Byte(s) Description Length
1 Activate?descriptor?tag 1
2 Length 1
3 Target 1
The coding of " Target " is as follows:
‘01’=UICC-CLF?interface?according?to?ETSI?TS102.613
‘00’and‘02’to‘FF’=RFU
" response of host " order is used for responding " deactivation " order, and expression is " deactivation " SWP interface, and response of host is to order at the APDU of ETSI TS102.22111.2.4 joint definition.
From above preferred embodiment as can be seen, the user can close the E-Payment function of portable terminal of the support ENFC function of oneself flexibly.
Fig. 3 shows the process flow diagram of ENFC mobile terminal activating E-Payment according to the preferred embodiment of the invention, and 1 is portable terminal, and 2 is the UICC card, and 3 is CLF, and concrete steps are as follows:
Step S301, the user sends " active electron payment message " by end portable terminal 1, to UICC card 2;
Step S302, portable terminal 1 waits for that the user confirms and password;
If the user is unconfirmed or password does not pass through, then enter step S303 ': portable terminal 1 refusal is sent out message to UICC card 2, quits a program;
If the user confirms and password passes through, then enter step S303:UICC card 2 and will judge the state that the SWP interface is current, if current being in " activation " state, then next step will enter step S304; If current being in " suspended state " or " deactivation status " then with skips steps S304, S305, directly enter step S306.
Step S304, UICC card 2 sends " active electron Payment Request " message and gives CLF3, and in this process, the CLF3 reply is suitably preserved operation or is waited for that current operation finishes when pre-treatment and data;
Step S305, CLF3 sends " active electron payment affirmation " message to UICC card 2;
Step S306, UICC card 2 sends proactive command " activation " to portable terminal 1 and (ACTIVE) orders." ACTIVE " order also is not the order that defines in the etsi standard at present, but can add in the ETSI TS102.223 standard revise original text.
" response of host " order is used for responding " activation " order, and expression is " activation " SWP interface.
From above preferred embodiment as can be seen, the user can activate the E-Payment function of portable terminal of the support ENFC function of oneself flexibly.
The eNFC portable terminal of another embodiment of the present invention comprises:
UICC, it comprises: accept module, be used to accept request and close or the message of unlocking electronic payment; Judge module is used to judge the current state of SWP interface; Between connection module, be used for when current state when activating, after then asking CLF to preserve the work at present of SWP interface or waiting for that the SWP interface is finished work at present, deactivation or activate the SWP interface again; Directly module is used for when current state is deactivation or hang-up, then direct deactivation or activation SWP interface;
The SWP interface, the interface as CLF communicates by letter with UICC is used for by deactivation or activation, to close or the unlocking electronic payment;
CLF possesses the contactless communication function, is used to preserve the work at present of SWP interface.
Preferably, the main frame among the UICC comprises: interface module is used to provide the interface, by the indication that the interface reception is closed from user's request or unlocking electronic is paid; Creation module is used for generating the message that request is closed or unlocking electronic is paid according to indication; Sending module is used for message is sent to UICC.
By interface (for example menu interface) user operating mobile terminal easily.
Preferably, main frame also comprises: authentication module is used to verify message: if the success of checking message then triggers judge module and operates; Otherwise do not trigger judge module.
Preferably, authentication module specifically comprises: reminding module is used for prompting and enters password; Confirm module, be used to confirm whether the password of importing is correct:, then verify the message success if correct; If incorrect, then verify message failure.
Above preferred embodiment has strengthened the security of electronic payment of mobile terminal function.
Preferably, a connection module is used for closing or the unlocking electronic payment message to the CLF transmission; CLF is used to preserve the work at present of SWP interface or waits for that the SWP interface finishes work at present; And send to UICC and to close or unlocking electronic payment affirmation message.
By above preferred embodiment, avoided the current ongoing professional loss of data of paying by mails.
Obviously, those skilled in the art should be understood that, above-mentioned each module of the present invention or each step can realize with the general calculation device, they can concentrate on the single calculation element, perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element, thereby, they can be stored in the memory storage and carry out by calculation element, perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize.Like this, the present invention is not restricted to any specific hardware and software combination.
The above is the preferred embodiments of the present invention only, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (9)

1. an electronic payment controlling method that is used to strengthen the near-field communication portable terminal is characterized in that, may further comprise the steps:
Universal Integrated Circuit Card accepts request and closes or the message of unlocking electronic payment;
Described Universal Integrated Circuit Card is judged the current state of single-wire-protocol interface;
When described current state when activating, after then asking non-contact front-end to preserve the work at present of described single-wire-protocol interface or waiting for that described single-wire-protocol interface is finished work at present, deactivation or activate described single-wire-protocol interface again;
When described current state is deactivation or when hanging up, then direct deactivation or activate described single-wire-protocol interface;
Wherein, described non-contact front-end is preserved the work at present of described single-wire-protocol interface or is waited for that described single-wire-protocol interface finishes work at present and specifically comprise:
Described Universal Integrated Circuit Card sends to described non-contact front-end and closes or the unlocking electronic payment message;
Described non-contact front-end is preserved the work at present of described single-wire-protocol interface or is waited for that described single-wire-protocol interface finishes work at present;
Described non-contact front-end sends to described Universal Integrated Circuit Card and closes or unlocking electronic payment affirmation message.
2. electronic payment controlling method according to claim 1 is characterized in that, Universal Integrated Circuit Card accepts request and closes or the message of unlocking electronic payment specifically comprises:
Main frame provides the interface;
Described main frame receives from user's request by described interface and cuts out or the indication of unlocking electronic payment;
Described main frame generates the message that described request is closed or unlocking electronic is paid according to described indication;
Described main frame sends to described Universal Integrated Circuit Card with described message.
3. electronic payment controlling method according to claim 1 is characterized in that, Universal Integrated Circuit Card accepts request and closes or the message of unlocking electronic payment specifically comprises:
Verify described message;
If verify described message success, then enter the step that described Universal Integrated Circuit Card is judged the current state of single-wire-protocol interface;
Otherwise end operation.
4. electronic payment controlling method according to claim 3 is characterized in that, verifies that described message specifically comprises:
Prompting is entered password;
Whether the password of checking input is correct;
If correct, then verify described message success;
If incorrect, then verify described message failure.
5. electronic payment controlling method according to claim 1 is characterized in that, deactivation or activation single-wire-protocol interface specifically comprise:
Described Universal Integrated Circuit Card sends proactive command to portable terminal: " deactivation " or " activation ";
Described portable terminal sends to described Universal Integrated Circuit Card and shows the order of finishing assigned operation.
6. one kind strengthens the near-field communication portable terminal, it is characterized in that, comprising:
Universal Integrated Circuit Card, it comprises:
Accept module, be used to accept request and close or the message of unlocking electronic payment;
Judge module is used to judge the current state of single-wire-protocol interface;
Between connection module, be used for when described current state when activating, after then asking non-contact front-end to preserve the work at present of described single-wire-protocol interface or waiting for that described single-wire-protocol interface is finished work at present, deactivation or activate described single-wire-protocol interface again;
Directly module is used for when described current state is deactivation or hang-up, then direct deactivation or activate described single-wire-protocol interface;
Described single-wire-protocol interface, the interface as described non-contact front-end is communicated by letter with described Universal Integrated Circuit Card is used for by deactivation or activation, to close or the unlocking electronic payment;
Described non-contact front-end possesses the contactless communication function, is used to preserve the work at present of described single-wire-protocol interface;
Described connection module is used for closing or the unlocking electronic payment message to described non-contact front-end transmission; Described non-contact front-end is used to preserve the work at present of described single-wire-protocol interface or waits for that described single-wire-protocol interface finishes work at present, and sends to described Universal Integrated Circuit Card and to close or unlocking electronic payment affirmation message.
7. enhancing near-field communication portable terminal according to claim 6 is characterized in that, also comprises:
Main frame, it comprises:
Interface module is used to provide the interface, by the indication that the reception of described interface is closed from user's request or unlocking electronic is paid;
Creation module is used for generating the message that described request is closed or unlocking electronic is paid according to described indication;
Sending module is used for described message is sent to described Universal Integrated Circuit Card.
8. enhancing near-field communication portable terminal according to claim 7 is characterized in that,
Described main frame also comprises:
Authentication module is used to verify described message: if verify described message success, then trigger described judge module and operate; Otherwise do not trigger described judge module.
9. enhancing near-field communication portable terminal according to claim 8 is characterized in that,
Authentication module specifically comprises:
Reminding module is used for prompting and enters password;
Confirm module, be used to confirm whether the password of importing is correct:, then verify described message success if correct; If incorrect, then verify described message failure.
CN2008102148332A 2008-08-29 2008-08-29 ENFC mobile terminal and electronic payment controlling method thereof Expired - Fee Related CN101393666B (en)

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