CN102402744A - Data processing method and system for mobile equipment and mobile equipment - Google Patents
Data processing method and system for mobile equipment and mobile equipment Download PDFInfo
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- CN102402744A CN102402744A CN2011103516901A CN201110351690A CN102402744A CN 102402744 A CN102402744 A CN 102402744A CN 2011103516901 A CN2011103516901 A CN 2011103516901A CN 201110351690 A CN201110351690 A CN 201110351690A CN 102402744 A CN102402744 A CN 102402744A
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Abstract
The invention discloses a data processing method and a data processing system for mobile equipment and the mobile equipment. The method comprises the following steps of: receiving and reading payment data request information through a near field communication (NFC) chip by the mobile equipment; after communication between a data processing unit and a universal integrated circuit card (UICC) is established, forwarding the payment data request information to the UICC; and executing payment processing according to the payment data request information to acquire a payment processing result. By the method, near field mobile payment can be realized under the condition that the mobile equipment and the UICC do not need to support a single wire protocol (SWP) technology, so that the cost for reforming the mobile equipment and the UICC is reduced, and the success rate of mobile phone payment is improved.
Description
Technical field
The present invention relates to communication field, in particular to a kind of data processing method, system and mobile device of mobile device.
Background technology
Near field payment based on single-wire-protocol (Single Wire Protocol abbreviates SWP as) and the realization of near-field communication (Near Field Communication abbreviates NFC as) technology on the one hand, needs transform and customize mobile phone hardware, makes mobile phone support SWP; On the other hand; Universal Integrated Circuit Card (Universal Integrated Circuit Card; Abbreviate UICC as) also must support SWP as the carrier of subscriber identity information and key, could communicate with the mobile phone terminal of supporting SWP, make up complete near field payment application model.Above-mentioned near field payment scheme based on the SWP pattern necessarily requires the user to use mobile phone and the UICC that supports SWP, to having relatively high expectations of hardware, has influenced the promotion and application of near field payment.
The near field payment is a kind of of mobile payment; The NFC technology of using in the such scheme; Claiming wireless near field communication again, is a kind of short-range high frequency wireless communication technology, allows to carry out contactless Point-to-Point Data Transmission (in ten centimetres) swap data between the electronic equipment.This technology develops by exempting from contact RF identification (RFID), and contactless card reader, non-contact card and point-to-point (Peer-to-Peer) function are incorporated among the chips.
In the payment technology scheme of above-mentioned existing near field, the communicating pair of SWP is UICC and CLF (Contactless Frontend), and UICC can be packaged into forms such as SD card, SIM, and CLF need be encapsulated among the mobile devices such as mobile phone, PDA.
Fig. 1 is the structural representation of data handling system of the mobile device near field payment of related art.This scheme needs mobile device and UICC to support the SWP function could realize the near field payment simultaneously.As shown in Figure 1, it is following that this payment system is accomplished a near field mobile-phone payment application flow: user's NFC mobile phone is near POS machine (or other NFC equipment); The wireless telecommunications of CLF in foundation of POS machine and the NFC mobile phone; The POS machine transfers transaction request to radiofrequency signal, sends to CLF to transaction request; CLF receives transaction request through radiofrequency signal; CLF sets up the SWP communication with UICC; CLF sends to UICC with the transaction request of receiving through SWP and handles; UICC receives transaction request through SWP, and handles; UICC returns to CLF to the result of transaction request through SWP; CLF receives the result of UICC through SWP; CLF transfers the result of receiving to radiofrequency signal and sends to the POS machine; The POS machine is received the result of returning of CLF, and accomplishes one time transaction request.
As need be repeatedly mutual, then repeat the step of above-mentioned payment between NFC mobile phone and the POS machine (or other NFC equipment), accomplish up to transaction.But being prone to information through above-mentioned flow process bosom friend is to handle through directly mutual also completion of hardware such as antenna, CLF, UICC; Require mobile phone must possess the CLF chip of supporting SWP; Must have in the UICC and support SWP protocol with hardware module, and application market the most widely the universal smart card chip can't directly use.
By on can know that based on the solution of the near field of SWP payment as a kind of separation between machine and card, the applied environment of the existing mobile payment that coincide preferably, but the hardware of mobile phone, UICC is had unique requirement has restricted the development process of mobile payment industry.Its weak point specifically comprises following several aspect:
Because the scheme of this realization mobile phone near field payment needs portable terminal and UICC chip all to support the SWP agreement; Therefore; Need carry out hardware modification to general NFC mobile phone to support the SWP interface, promptly the CLF on the mobile phone need realize SWP agreement and hardware interface, thereby has increased the cost of mobile phone; And UICC also need support the SWP interface on hardware, need the related protocol of exploitation SWP on the software, thereby it is bigger to have increased UICC software development difficulty; In addition, use for the convenience of the user, the UICC chip generally encapsulates with SD card or SIM form; But because SWP is in the variation completion data transmission that physically is based on electric current and voltage; The instability of voltage and the fluctuation of electric current all can cause the SWP Communications failure, and transaction is interrupted; When the substrate exploitation of carrying out the SD card, technical difficulty is bigger in the power supply design thus.
At present all need support the SWP technology, cause that cost of development is higher, difficulty is big to mobile device in the near field payment system of correlation technique and UICC chip, and the problem of payment transaction success ratio decline, effective solution is not proposed at present as yet.
Summary of the invention
All need support the SWP technology to mobile device in the near field payment system of correlation technique and UICC chip; Cause that cost of development is higher, difficulty is big; And the problem that the payment transaction success ratio descends does not propose effective problem as yet at present and proposes the present invention, for this reason; Fundamental purpose of the present invention is to provide a kind of data processing method, system and mobile device of mobile device, to address the above problem.
To achieve these goals, according to an aspect of the present invention, a kind of data processing method of mobile device is provided, the data processing method of this mobile device comprises: mobile device receives and reads the payment data solicited message through near-field communication NFC chip; Data processing unit with Universal Integrated Circuit Card UICC set up communicate by letter after, forwarding payment data solicited message is to Universal Integrated Circuit Card UICC; Carry out payment processes according to the payment data solicited message, to obtain the payment processes result.
Further, carry out payment processes according to the payment data solicited message, comprise to obtain the payment processes result: Universal Integrated Circuit Card UICC receives the payment data solicited message; Universal Integrated Circuit Card UICC extracts the data of payment data solicited message after the identifying user identity success, and accomplishes payment processes according to the data of extracting, and generates the payment processes result.
Further, carry out payment processes according to the payment data solicited message, comprise to obtain the payment processes result: Universal Integrated Circuit Card UICC receives the payment data solicited message; Trigger Universal Integrated Circuit Card UICC identifying user identity through the payment data solicited message, after the identifying user identity success, Universal Integrated Circuit Card UICC generates and transmits confirmation to data processing unit; Data processing unit starts according to confirmation carries out payment processes, to obtain the payment processes result.
Further, carry out payment processes according to the payment data solicited message, comprise to obtain the payment processes result: Universal Integrated Circuit Card UICC receives the payment data solicited message; Trigger Universal Integrated Circuit Card UICC identifying user identity through the payment data solicited message, after the identifying user identity success, Universal Integrated Circuit Card UICC generates and transmits confirmation to data processing unit; Near-field communication NFC chip is transmitted the affirmation information of coming according to data processing unit and is started the execution payment processes, to obtain the payment processes result.
Further, Universal Integrated Circuit Card UICC is built in SD card or the SIM, and the communication interface that Universal Integrated Circuit Card UICC communicates by letter with data processing unit foundation comprises: SD interface, MMC interface, USB interface, SPI interface or UART interface.
To achieve these goals, according to a further aspect in the invention, a kind of data handling system of mobile device is provided, the data handling system of this mobile device comprises: payment devices is used to generate the payment data solicited message, and receives the payment processes result; Mobile device is communicated by letter with payment devices foundation, reads the payment data solicited message that payment devices sends; Universal Integrated Circuit Card UICC communicates by letter with the data processing unit foundation in the mobile device, receives by data processing unit and transmits the payment data solicited message of coming; Wherein, system carries out payment processes according to the payment data solicited message, to obtain the payment processes result.
Further, Universal Integrated Circuit Card UICC comprises: identity authenticating unit is used for the mobile device that sends the payment data solicited message is carried out subscriber authentication; The first payment processes unit is used for after the identifying user identity success, extracting the data of payment data solicited message, and accomplishes payment processes according to the data of extracting, and generates the payment processes result.
Further, mobile device comprises: data processing unit is used to transmit the payment data solicited message to Universal Integrated Circuit Card UICC; Near-field communication NFC chip is used to read the payment data solicited message that payment devices sends, and sends the payment data solicited message to data processing unit.
Further; Data processing unit comprises: the second payment processes unit; Be used for after the success of Universal Integrated Circuit Card UICC identifying user identity; Receive Universal Integrated Circuit Card UICC and generate and transmit next affirmation information, and payment processes is carried out in startup according to confirmation, to obtain the payment processes result.
Further; Near-field communication NFC chip comprises: the 3rd payment processes unit; Be used for after the success of Universal Integrated Circuit Card UICC identifying user identity, receive from the next affirmation information startup of data processing unit forwarding and carry out payment processes, to obtain the payment processes result; Wherein, confirmation is generated by Universal Integrated Circuit Card UICC.
To achieve these goals, according to another aspect of the invention, a kind of mobile device is provided, this mobile device comprises: near-field communication NFC chip is used to read the payment data solicited message; Data processing unit is set up with Universal Integrated Circuit Card UICC and communicate by letter, transmits the payment data solicited message to Universal Integrated Circuit Card UICC, and receives UICC completion payment processes and the payment processes result that obtains.
To achieve these goals, according to another aspect of the invention, a kind of mobile device is provided, this mobile device comprises: near-field communication NFC chip is used to read the payment data solicited message; Data processing unit is communicated by letter with Universal Integrated Circuit Card UICC foundation, transmits the payment data solicited message to Universal Integrated Circuit Card UICC, and receives the affirmation information that UICC returns after the identifying user identity success; Wherein, near-field communication NFC chip or data processing unit start according to confirmation carries out payment processes, to obtain the payment processes result.
Through the present invention, adopt the mobile device reception and read the payment data solicited message through near-field communication NFC chip; Data processing unit with Universal Integrated Circuit Card UICC set up communicate by letter after, forwarding payment data solicited message is to Universal Integrated Circuit Card UICC; Carry out payment processes according to the payment data solicited message; To obtain the payment processes result, mobile device in the near field payment system of the related art that has solved and UICC chip all need be supported the SWP technology, cause that cost of development is higher, difficulty is big; And payment transaction success ratio decline problem; And then realize need not mobile device and Universal Integrated Circuit Card support SWP technology, and reduced the success or failure of transforming mobile device and Universal Integrated Circuit Card, also improved the effect of the success ratio of mobile-phone payment.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the structural representation of data handling system of the mobile device near field payment of related art;
Fig. 2 is the structural representation according to the data handling system of the mobile device near field payment of the embodiment of the invention;
Fig. 3 is the process flow diagram according to the data processing method of the mobile device near field payment of the embodiment of the invention.
Embodiment
Need to prove that under the situation of not conflicting, embodiment and the characteristic among the embodiment among the application can make up each other.Below with reference to accompanying drawing and combine embodiment to specify the present invention.
Fig. 2 is the structural representation according to the data handling system of the mobile device near field payment of the embodiment of the invention.As shown in Figure 2, this system comprises: payment devices is used to generate the payment data solicited message, and receives the payment processes result; Mobile device is communicated by letter with payment devices foundation, reads the payment data solicited message that payment devices sends; Universal Integrated Circuit Card UICC communicates by letter with the data processing unit foundation in the mobile device through communication interface, receives by data processing unit and transmits the payment data solicited message of coming; Wherein, system carries out payment processes according to the payment data solicited message, to obtain the payment processes result.
The above embodiment of the present invention is through increasing the forwarding capability that data processing unit is realized the payment data solicited message in mobile device; Promptly utilize the existing communication interface of mobile device to realize that the payment data solicited message that mobile device is received is transmitted to corresponding general integrated circuit card UICC; Need not exploitation and support SWP technology on mobile device and Universal Integrated Circuit Card; Cost of development and difficulty have been reduced; Avoided simultaneously because the defective of SWP technology in the hardware view implementation procedure causes the problem of SWP communication failure, thereby improved the success ratio of mobile-phone payment.
Payment data solicited message among the application embodiment can comprise beneficiary account sign and payment; System sends this payment data solicited message via the network channel to bank's mobile-payment system; Payment system is handled relevant billing information according to this solicited message; And create the payment processes result, and the payment processes result who obtains is returned to payment devices.The payment processes that the application relates to can comprise the clearing account, also can be bankings such as transferring accounts before the individual.
The foregoing description is accomplished the transaction payment processing capacity and can in mobile device or Universal Integrated Circuit Card UICC, be realized in concrete implementation process.
Concrete, in Universal Integrated Circuit Card UICC, can comprise: identity authenticating unit is used for the mobile device that sends the payment data solicited message is carried out subscriber authentication; The first payment processes unit is used for after the identifying user identity success, extracting the data of payment data solicited message, and accomplishes payment processes according to the data of extracting, and generates the payment processes result.
The concrete implementation procedure of authentication can be: provide a user interface to make the user to import and land identifying code, after landing the affirmation correctly of identifying code check results, verify that current user is a validated user, promptly can get into the step of payment processes.In addition; Universal Integrated Circuit Card UICC can also obtain the hardware ID number of current mobile device automatically; If the hardware ID of this moment number is under the legal situation; It also is validated user that the current user who holds this mobile device is considered to, but it is higher to need to import the authentication mode security of landing identifying code.
In addition, the mobile device in the above-mentioned enforcement profit can comprise: data processing unit is used to transmit the payment data solicited message to Universal Integrated Circuit Card UICC; Near-field communication NFC chip is used to read the payment data solicited message that payment devices sends, and sends the payment data solicited message to data processing unit.
Preferably, except can in Universal Integrated Circuit Card UICC, realizing the transaction payment processing capacity, also can in mobile device, realize this transaction payment processing capacity in the above-mentioned enforcement profit.
Concrete; A kind of embodiment can be: in the data processing unit of mobile device, realize the second payment processes unit; This second payment processes unit is used for after the success of Universal Integrated Circuit Card UICC identifying user identity, receives Universal Integrated Circuit Card UICC and generates and transmit next affirmation information; And according to confirmation startup execution payment processes, to obtain the payment processes result.
A kind of in addition embodiment can be: in the near-field communication NFC of mobile device chip, realize the 3rd payment processes unit; The 3rd payment processes unit; Be used for after the success of Universal Integrated Circuit Card UICC identifying user identity, receive from the next affirmation information startup of data processing unit forwarding and carry out payment processes, to obtain the payment processes result; Wherein, confirmation is generated by Universal Integrated Circuit Card UICC.
Preferably; Universal Integrated Circuit Card UICC in the foregoing description can be built in SD card or the SIM, and the communication interface that Universal Integrated Circuit Card UICC communicates by letter with data processing unit foundation comprises: SD interface, MMC interface, USB interface, SPI interface or UART interface.
By on can know; Native system is in the process that realizes, Universal Integrated Circuit Card UICC can accomplish the function that is used for authentication and transaction payment processing, but because the processing power of Universal Integrated Circuit Card UICC is limited; In handling complicated transaction payment processing procedure; The low problem of treatment effeciency can occur, therefore, the research staff can be placed on the transaction payment processing capacity in the mobile device and accomplish; But prerequisite is in Universal Integrated Circuit Card UICC, to accomplish subscriber authentication, and the data processing unit or the NFC chip that promptly on the basis of checking active user identity, just trigger in the mobile device start the function of accomplishing the transaction payment processing.The payment processes result who obtains at last will return to payment devices through antenna, and this payment devices can be POS machine or NFC equipment (NFC mobile phone).
Fig. 3 is that as shown in Figure 3, this method comprises the steps: according to the process flow diagram of the data processing method of the mobile device near field payment of the embodiment of the invention
Step S102, mobile device receive and read the payment data solicited message through near-field communication NFC chip.
Step S104, data processing unit with Universal Integrated Circuit Card UICC set up communicate by letter after, forwarding payment data solicited message is to Universal Integrated Circuit Card UICC.
Step S106 carries out payment processes according to the payment data solicited message, to obtain the payment processes result.
The above embodiment of the present invention is through increasing the forwarding capability that data processing unit is realized the payment data solicited message in mobile device; Promptly utilize the existing communication interface of mobile device to realize the payment data solicited message that the near-field communication NFC chip in the mobile device receives is transmitted to corresponding general integrated circuit card UICC; Need not exploitation and support SWP technology on mobile device and Universal Integrated Circuit Card; Cost of development and difficulty have been reduced; Avoided simultaneously because the defective of SWP technology in the hardware view implementation procedure causes the problem of SWP communication failure, thereby improved the success ratio of mobile-phone payment.
Step S106 in the above embodiment of the present invention carries out payment processes according to the payment data solicited message, comprises the steps: that with a kind of embodiment that obtains the payment processes result Universal Integrated Circuit Card UICC receives the payment data solicited message; Universal Integrated Circuit Card UICC extracts the data of payment data solicited message after the identifying user identity success, and accomplishes payment processes according to the data of extracting, and generates the payment processes result.
Step S106 in the above embodiment of the present invention carries out payment processes according to the payment data solicited message, comprises the steps: that with the second kind of embodiment that obtains the payment processes result Universal Integrated Circuit Card UICC receives the payment data solicited message; Trigger Universal Integrated Circuit Card UICC identifying user identity through the payment data solicited message, after the identifying user identity success, Universal Integrated Circuit Card UICC generates and transmits confirmation to data processing unit; Data processing unit starts according to confirmation carries out payment processes, to obtain the payment processes result.
Step S106 in the above embodiment of the present invention carries out payment processes according to the payment data solicited message, comprises the steps: that with the third embodiment that obtains the payment processes result Universal Integrated Circuit Card UICC receives the payment data solicited message; Trigger Universal Integrated Circuit Card UICC identifying user identity through the payment data solicited message, after the identifying user identity success, Universal Integrated Circuit Card UICC generates and transmits confirmation to data processing unit; Near-field communication NFC chip is transmitted the affirmation information of coming according to data processing unit and is started the execution payment processes, to obtain the payment processes result.
Preferably; Universal Integrated Circuit Card UICC in the above-mentioned enforcement profit is built in SD card or the SIM, and the communication interface that Universal Integrated Circuit Card UICC communicates by letter with data processing unit foundation comprises: SD interface, MMC interface, USB interface, SPI interface or UART interface.
The scheme of the application's the foregoing description need not mobile phone and UICC supports SWP, and standard N FC mobile phone and UICC all can accomplish the near field payment.The flow process following steps that a near field mobile-phone payment of realizing through the above embodiment of the present invention is used: user's mobile device, for example the NFC mobile phone is near POS machine (or other NFC equipment); The communication of NFC chip in foundation of POS machine and the mobile phone; The POS machine sends to the NFC chip with transaction request through radiofrequency signal; Data processing unit in the NFC mobile phone (mobile payment application software) reads transaction request from the NFC chip; Wherein, Data processing unit (mobile payment application software) is specifically accomplished following function: set up the communication with Universal Integrated Circuit Card UICC; Communication interface can be SD/MMC/USB/SPI/UART, converts the payment data solicited message into UICC accessible data layout simultaneously and afterwards sends to UICC to transaction request; Universal Integrated Circuit Card UICC carries out the payment processes function after receiving transaction request; UICC returns to data processing unit (mobile payment application software) to the payment processes result of transaction request; Data processing unit (mobile payment application software) sends to the NFC chip to result through driving; The NFC chip sends to the POS machine to result through radiofrequency signal; The POS machine is received the transaction request result that the NFC chip returns, and accomplishes one time transaction request; Repeatedly mutual between NFC mobile phone and the POS machine (or other NFC equipment) as needing, then repeat the 3-10 step, accomplish up to transaction.
Key point in the above-mentioned enforcement profit of the application is data processing unit (mobile payment application software); Main function is the bridge as POS machine and UICC communication; Realize the transmitting-receiving and the format conversion of communication data, but in practical application, can carry out following function expansion according to demand, as:
1, from security consideration, when UICC required to carry out the PIN code checking, data processing unit (mobile payment application software) can present to cellphone subscriber's PIN code inputting interface so that the input PIN code;
2, can expand the mode of mobile payment through the mobile payment application software, as: pay through bluetooth (BlueTooth, a kind of short distance communication radiotelegraphy), perhaps pay through WiFi (a kind of wireless interconnection technology).
The foregoing description has realized that mainly Universal Integrated Circuit Card UICC receives the payment processes function of concluding the business after the transaction request; Before the payment processes function of accomplishing transaction; Start from security consideration and also can accomplish the function of authentication simultaneously, promptly Universal Integrated Circuit Card UICC has authentication function simultaneously.
This method is in the concrete process that realizes; The research staff finds through long term studies because the processing power of Universal Integrated Circuit Card UICC is limited; In handling complicated transaction payment processing procedure; The low problem of treatment effeciency can appear; And upgrading hardware need drop into more R&D costs and production cost, and in line with the principle that reduces cost, the research staff can be placed on the transaction payment processing capacity in the mobile device and accomplish; But prerequisite is in Universal Integrated Circuit Card UICC, to accomplish subscriber authentication, and the data processing unit or the NFC chip that promptly on the basis of checking active user identity, just trigger in the mobile device start the function of accomplishing the transaction payment processing.The payment processes result who obtains at last will return to payment devices through antenna, and this payment devices can be POS machine or NFC equipment (NFC mobile phone).
Need to prove; Can in computer system, carry out in the step shown in the process flow diagram of accompanying drawing such as a set of computer-executable instructions; And; Though logical order has been shown in process flow diagram, in some cases, can have carried out step shown or that describe with the order that is different from here.
The application can also provide a kind of mobile device, and this mobile device can comprise: near-field communication NFC chip is used to read the payment data solicited message; Data processing unit is set up with Universal Integrated Circuit Card UICC and communicate by letter, transmits the payment data solicited message to Universal Integrated Circuit Card UICC, and receives UICC completion payment processes and the payment processes result that obtains.
The application can also provide other a kind of mobile device, and this mobile device can comprise: near-field communication NFC chip is used to read the payment data solicited message; Data processing unit is communicated by letter with Universal Integrated Circuit Card UICC foundation, transmits the payment data solicited message to Universal Integrated Circuit Card UICC, and receives the affirmation information that UICC returns after the identifying user identity success; Wherein, near-field communication NFC chip or data processing unit start according to confirmation carries out payment processes, to obtain the payment processes result.
Above-mentioned two kinds of mobile devices can return to POS machine or NFC mobile phone with this payment processes result after obtaining the payment processes result.
From above description, can find out that the present invention has realized following technique effect: low cost: UICC need not integrated SWP functional module, and the NFC chip on the mobile phone need not to increase the SWP functional module; Development difficulty is little: UICC need not to develop the SWP related protocol, need not to develop the SWP related protocol on the mobile phone, and under SD card form, reduces the power supply difficulty of design; Be easy to promote: use general NFC mobile phone can realize the near field payment, need not to change mobile phone, need not mobile phone is transformed; Use flexibly: the mobile payment application software can be upgraded easily, to satisfy the follow-up demand of user.
Obviously, it is apparent to those skilled in the art that above-mentioned each module of the present invention or each step can realize with the general calculation device; They can concentrate on the single calculation element; Perhaps be distributed on the network that a plurality of calculation element forms, alternatively, they can be realized with the executable program code of calculation element; Thereby; Can they be stored in the memory storage and carry out, perhaps they are made into each integrated circuit modules respectively, perhaps a plurality of modules in them or step are made into the single integrated circuit module and realize by calculation element.Like this, the present invention is not restricted to any specific hardware and software combination.
The above is merely the preferred embodiments of the present invention, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.All within spirit of the present invention and principle, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (12)
1. the data processing method of a mobile device is characterized in that, comprising:
Mobile device receives and reads the payment data solicited message through near-field communication NFC chip;
Data processing unit with Universal Integrated Circuit Card UICC set up communicate by letter after, transmit extremely said Universal Integrated Circuit Card UICC of said payment data solicited message;
Carry out payment processes according to said payment data solicited message, to obtain the payment processes result.
2. method according to claim 1 is characterized in that, carries out payment processes according to said payment data solicited message, comprises to obtain the payment processes result:
Said Universal Integrated Circuit Card UICC receives said payment data solicited message;
Said Universal Integrated Circuit Card UICC extracts the data of said payment data solicited message after the identifying user identity success, and accomplishes said payment processes according to the data of extracting, and generates said payment processes result.
3. method according to claim 1 is characterized in that, carries out payment processes according to said payment data solicited message, comprises to obtain the payment processes result:
Said Universal Integrated Circuit Card UICC receives said payment data solicited message;
Trigger said Universal Integrated Circuit Card UICC identifying user identity through said payment data solicited message, after the identifying user identity success, said Universal Integrated Circuit Card UICC generates and transmits confirmation to said data processing unit;
Said data processing unit starts according to said confirmation carries out payment processes, to obtain said payment processes result.
4. according to the method described in the claim 1, it is characterized in that, carry out payment processes, comprise to obtain the payment processes result according to said payment data solicited message:
Said Universal Integrated Circuit Card UICC receives said payment data solicited message;
Trigger said Universal Integrated Circuit Card UICC identifying user identity through said payment data solicited message, after the identifying user identity success, said Universal Integrated Circuit Card UICC generates and transmits confirmation to said data processing unit;
Said near-field communication NFC chip is transmitted the said confirmation of coming according to said data processing unit and is started the execution payment processes, to obtain said payment processes result.
5. according to each described method among the claim 1-4; It is characterized in that; Said Universal Integrated Circuit Card UICC is built in SD card or the SIM, and the communication interface that said Universal Integrated Circuit Card UICC communicates by letter with said data processing unit foundation comprises: SD interface, MMC interface, USB interface, SPI interface or UART interface.
6. the data handling system of a mobile device is characterized in that, comprising:
Payment devices is used to generate the payment data solicited message, and receives the payment processes result;
Mobile device is communicated by letter with said payment devices foundation, reads the said payment data solicited message that said payment devices sends;
Universal Integrated Circuit Card UICC communicates by letter with the data processing unit foundation in the said mobile device, receives by said data processing unit and transmits the said payment data solicited message of coming;
Wherein, said system carries out payment processes according to said payment data solicited message, to obtain said payment processes result.
7. system according to claim 6 is characterized in that, said Universal Integrated Circuit Card UICC comprises:
Identity authenticating unit is used for the mobile device that sends said payment data solicited message is carried out subscriber authentication;
The first payment processes unit is used for after the identifying user identity success, extracting the data of said payment data solicited message, and accomplishes said payment processes according to the data of extracting, and generates said payment processes result.
8. system according to claim 6 is characterized in that, said mobile device comprises:
Data processing unit is used to transmit said payment data solicited message to said Universal Integrated Circuit Card UICC;
Near-field communication NFC chip is used to read the payment data solicited message that said payment devices sends, and sends said payment data solicited message to said data processing unit.
9. system according to claim 8 is characterized in that, said data processing unit comprises:
The second payment processes unit; Be used for after said Universal Integrated Circuit Card UICC identifying user identity success; Receive said Universal Integrated Circuit Card UICC and generate and transmit next affirmation information, and start the execution payment processes, to obtain said payment processes result according to said confirmation.
10. system according to claim 8 is characterized in that, said near-field communication NFC chip comprises:
The 3rd payment processes unit; Be used for after said Universal Integrated Circuit Card UICC identifying user identity success; Reception is transmitted the affirmation information of coming from said data processing unit and is started the execution payment processes; To obtain said payment processes result, wherein, said confirmation is generated by said Universal Integrated Circuit Card UICC.
11. a mobile device is characterized in that, comprising:
Near-field communication NFC chip is used to read the payment data solicited message;
Data processing unit is set up with said Universal Integrated Circuit Card UICC and communicate by letter, transmits said payment data solicited message to said Universal Integrated Circuit Card UICC, and receives said UICC completion payment processes and the payment processes result that obtains.
12. a mobile device is characterized in that, comprising:
Near-field communication NFC chip is used to read the payment data solicited message;
Data processing unit is communicated by letter with said Universal Integrated Circuit Card UICC foundation, transmits said payment data solicited message to said Universal Integrated Circuit Card UICC, and receive the affirmation information that said UICC returns after the identifying user identity success; Wherein,
Said near-field communication NFC chip or said data processing unit start according to said confirmation carries out payment processes, to obtain the payment processes result.
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| CN2011103516901A CN102402744A (en) | 2011-11-08 | 2011-11-08 | Data processing method and system for mobile equipment and mobile equipment |
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| CN102855562A (en) * | 2012-09-11 | 2013-01-02 | 守望者科技（北京）有限公司 | NFC (near field communication) mobile terminal and payment method |
| CN103377314A (en) * | 2012-04-28 | 2013-10-30 | 国民技术股份有限公司 | Medical doctor seeing operational system and implementation method thereof |
| WO2013174325A2 (en) * | 2013-06-07 | 2013-11-28 | 中兴通讯股份有限公司 | Method and apparatus for implementing mobile payment |
| WO2014154129A1 (en) * | 2013-03-26 | 2014-10-02 | Shao Tong | Two-time near distance connection secure payment device, method, and system |
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| WO2013174325A3 (en) * | 2013-06-07 | 2014-04-24 | 中兴通讯股份有限公司 | Method and apparatus for implementing mobile payment |
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| CN104683100B (en) * | 2013-11-26 | 2019-04-19 | 中国移动通信集团公司 | A kind of electronic data processing method and equipment |
| CN104700262B (en) * | 2013-12-10 | 2019-01-18 | 中国银联股份有限公司 | A kind of payment system based on NFC mobile terminal and POS terminal |
| CN104700262A (en) * | 2013-12-10 | 2015-06-10 | 中国银联股份有限公司 | NFC (near field communication) mobile terminal and POS (point of sale) terminal based payment system |
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