ZA892976B - Token and payment system - Google Patents

Token and payment system

Info

Publication number
ZA892976B
ZA892976B ZA892976A ZA892976A ZA892976B ZA 892976 B ZA892976 B ZA 892976B ZA 892976 A ZA892976 A ZA 892976A ZA 892976 A ZA892976 A ZA 892976A ZA 892976 B ZA892976 B ZA 892976B
Authority
ZA
South Africa
Prior art keywords
token
payment system
payment
Prior art date
Application number
ZA892976A
Inventor
David Robert Brooks
Robert Brooks David
Original Assignee
Magellan Corp Australia
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Magellan Corp Australia filed Critical Magellan Corp Australia
Publication of ZA892976B publication Critical patent/ZA892976B/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
ZA892976A 1988-04-22 1989-04-21 Token and payment system ZA892976B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AUPI788088 1988-04-22

Publications (1)

Publication Number Publication Date
ZA892976B true ZA892976B (en) 1990-12-28

Family

ID=3773041

Family Applications (1)

Application Number Title Priority Date Filing Date
ZA892976A ZA892976B (en) 1988-04-22 1989-04-21 Token and payment system

Country Status (4)

Country Link
EP (1) EP0413733A4 (en)
JP (1) JPH04501026A (en)
WO (1) WO1989010599A1 (en)
ZA (1) ZA892976B (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2242769B (en) * 1990-04-02 1994-02-09 Brandsystem Ltd Card security systems
EP0607950B1 (en) * 1993-01-19 1998-11-25 Siemens Aktiengesellschaft Method and data carrier for checking the authenticity of chip memories

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3870866A (en) * 1971-11-11 1975-03-11 Halpern John Wolfgang Fee charging system
US3906460A (en) * 1973-01-11 1975-09-16 Halpern John Wolfgang Proximity data transfer system with tamper proof portable data token
US4001550A (en) * 1975-12-04 1977-01-04 Schatz Vernon L Universal funds transfer and identification card
GB1558521A (en) * 1977-01-25 1980-01-03 Bell Fruit Mfg Co Ltd Amusement machines
FR2386080A1 (en) * 1977-03-31 1978-10-27 Cii Honeywell Bull ACCOUNTING SYSTEM FOR PREDETERMINED HOMOGENEOUS UNITS
US4341951A (en) * 1980-07-02 1982-07-27 Benton William M Electronic funds transfer and voucher issue system
GB2092353B (en) * 1981-01-30 1984-05-31 Halpern John Wolfgang Token
FR2503423A1 (en) * 1981-03-31 1982-10-08 Flonic Sa Electronic memory for telephone prepaid transaction card - uses encoded memory to validate alteration of credit balance in on-card non-volatile memory
JPS5854426B2 (en) * 1981-04-08 1983-12-05 株式会社日立製作所 portable terminal device
AU560023B2 (en) * 1982-07-20 1987-03-26 Paperless Accounting Inc. Portable data carrier incorporating manually presentable processing modes
US4614861A (en) * 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
JPH065554B2 (en) * 1985-05-20 1994-01-19 大日本印刷株式会社 Recording method of numerical memory card
GB2206431B (en) * 1987-06-30 1991-05-29 Motorola Inc Data card circuits

Also Published As

Publication number Publication date
EP0413733A1 (en) 1991-02-27
JPH04501026A (en) 1992-02-20
WO1989010599A1 (en) 1989-11-02
EP0413733A4 (en) 1991-10-16

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