YU9203A - Multifunctional mobile banking system - Google Patents

Multifunctional mobile banking system

Info

Publication number
YU9203A
YU9203A YU9203A YUP9203A YU9203A YU 9203 A YU9203 A YU 9203A YU 9203 A YU9203 A YU 9203A YU P9203 A YUP9203 A YU P9203A YU 9203 A YU9203 A YU 9203A
Authority
YU
Yugoslavia
Prior art keywords
series
based banking
banking system
mobile banking
multifunctional mobile
Prior art date
Application number
YU9203A
Other languages
Serbo-Croatian (sh)
Inventor
Jeffrey S. Clary
Kevin G. Lilles
Mark A. Mills
Keneth J. Vrana
Original Assignee
Euronet Services Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Euronet Services Inc. filed Critical Euronet Services Inc.
Publication of YU9203A publication Critical patent/YU9203A/en
Publication of RS49909B publication Critical patent/RS49909B/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/46Multiprogramming arrangements
    • G06F9/54Interprogram communication
    • G06F9/542Event management; Broadcasting; Multicasting; Notifications
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/211Software architecture within ATMs or in relation to the ATM network

Abstract

Integrisani sistem za upravljanje transakcijama (300) sadrži komunikacionu propusnicu (350) za obavljanje komunikacija i transakcija sa nizom mreža finansijskih podataka koja koristi niz komunikacionih protokola, nizom medjusklopova servera (330) koji nude medjusklop izmedju korisnika i niza aplikacija finansijskih servisa uključujući ATM (333), POS (335), Internet zasnovano bankarstvo (314), telefonski zasnovano bankarstvo, bežične servise kratkih poruka, i bankarstvo zasnovano na aplikacijama bežičnih protokola.The integrated transaction management system (300) includes a communication pass (350) for performing communications and transactions with a series of financial data networks using a series of communication protocols, a series of server interfaces (330) offering an interface between users and a series of financial services applications including ATM (333 ), POS (335), Internet-based banking (314), telephone-based banking, wireless short messaging services, and wireless protocol-based banking.

YUP-92/03A 2000-08-08 2001-03-05 Integrated system for control of transactions and method for financial services provision RS49909B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US63498400A 2000-08-08 2000-08-08

Publications (2)

Publication Number Publication Date
YU9203A true YU9203A (en) 2004-09-03
RS49909B RS49909B (en) 2008-09-29

Family

ID=24545938

Country Status (11)

Country Link
EP (1) EP1316035A4 (en)
CN (1) CN1555535A (en)
AU (2) AU2001241977B2 (en)
CA (1) CA2418991A1 (en)
CZ (1) CZ20031107A3 (en)
HR (1) HRP20030164A2 (en)
HU (1) HU230453B1 (en)
NZ (1) NZ523880A (en)
PL (1) PL365196A1 (en)
RS (1) RS49909B (en)
WO (1) WO2002013120A1 (en)

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* Cited by examiner, † Cited by third party
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US8977559B2 (en) 2000-04-07 2015-03-10 Zyzeba Holding Limited Interactive marketing system
CA2479179A1 (en) 2002-03-14 2003-09-25 Euronet Worldwide, Inc. A system and method for purchasing goods and services through data network access points over a point of sale network
US20040078327A1 (en) * 2002-10-16 2004-04-22 First Data Corporation Wireless communication device account payment notification systems and methods
US20050119969A1 (en) * 2003-03-21 2005-06-02 First Data Corporation Money transfer notification systems and methods
WO2005114886A2 (en) * 2004-05-21 2005-12-01 Rsa Security Inc. System and method of fraud reduction
CN1744128A (en) 2004-08-31 2006-03-08 中国银联股份有限公司 Bank card transaction exchange system
CA2656985A1 (en) * 2006-07-06 2008-01-10 Firethorn Holdings, Llc Methods and systems for financial transactions in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
WO2008065215A1 (en) * 2006-11-28 2008-06-05 Nilutesa, S.L. Method and system for performing banking transactions by simulating a virtual atm by means of a mobile telecommunications device
WO2009087668A2 (en) * 2007-12-11 2009-07-16 Rohit Bhargava System. method. and computer program for providing mobile access to financial data
GB2467530A (en) * 2009-02-03 2010-08-11 Eservglobal Uk Ltd Credit transfer between telecommunications networks
CN101930641A (en) * 2009-06-22 2010-12-29 黄金富 Short-message ticketing method for collecting money to sell air tickets by adopting Unionpay mobile-phone payment
CN101964125B (en) * 2009-07-24 2014-05-21 黄金富 Mobile phone payment system authenticated by double communication paths and corresponding method
US8781963B1 (en) 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
EP2736005A1 (en) * 2012-11-21 2014-05-28 Zakir Ibadullah oglu Mahalov Electronic payment system
JP6209942B2 (en) * 2013-10-31 2017-10-11 沖電気工業株式会社 Transaction apparatus and transaction method
GB2530471A (en) 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine and messaging
GB2530472A (en) * 2014-05-21 2016-03-30 Euronet Usa Llc Financial switching engine
CN104732676B (en) * 2015-04-01 2018-07-27 王子林 Commerce and trade and the integrated Internet of Things banking terminal system platform of bank finance
US10108965B2 (en) 2015-07-14 2018-10-23 Ujet, Inc. Customer communication system including service pipeline
WO2017096574A1 (en) * 2015-12-10 2017-06-15 深圳怡化电脑股份有限公司 Method and system for information exchange between financial machinery and user terminals, and financial machinery
US11049085B2 (en) 2019-02-05 2021-06-29 Freedompay, Inc. Point of sale client integration platform
US11375027B1 (en) 2020-10-28 2022-06-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11323523B1 (en) 2020-10-28 2022-05-03 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for improved multi-user channel management
US11681995B1 (en) 2020-11-06 2023-06-20 Wells Fargo Bank, N.A. Point of sale (POS) device for currency control
US11829976B1 (en) 2020-11-06 2023-11-28 Wells Fargo Bank, N.A. Apparatuses, computer-implemented methods, and computer program products for currency control

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US4464543A (en) * 1982-12-01 1984-08-07 Gte Business Communication Systems Inc. Network control center call trace
US5696486A (en) * 1995-03-29 1997-12-09 Cabletron Systems, Inc. Method and apparatus for policy-based alarm notification in a distributed network management environment
US5866889A (en) * 1995-06-07 1999-02-02 Citibank, N.A. Integrated full service consumer banking system and system and method for opening an account
US6061664A (en) * 1995-10-10 2000-05-09 Koninklijke Ptt Nederland N.V. System for facilitating the ordering and paying of services by means of a communication network
US5857190A (en) * 1996-06-27 1999-01-05 Microsoft Corporation Event logging system and method for logging events in a network system
IL120672A (en) * 1997-04-15 2000-06-29 Nush Marketing Man And Consult System for transaction over communication network
WO1998058356A2 (en) * 1997-06-16 1998-12-23 Keilani Badieh Z Ii System and method for processing multiple financial applications using a three-tier value network
US6098053A (en) * 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6078907A (en) * 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6064990A (en) * 1998-03-31 2000-05-16 International Business Machines Corporation System for electronic notification of account activity

Also Published As

Publication number Publication date
HUP0301709A3 (en) 2005-05-30
PL365196A1 (en) 2004-12-27
CN1555535A (en) 2004-12-15
RS49909B (en) 2008-09-29
CZ20031107A3 (en) 2004-01-14
CA2418991A1 (en) 2002-02-14
HRP20030164A2 (en) 2004-06-30
NZ523880A (en) 2005-11-25
AU4197701A (en) 2002-02-18
WO2002013120A1 (en) 2002-02-14
HU230453B1 (en) 2016-07-28
AU2001241977B2 (en) 2007-08-23
HUP0301709A2 (en) 2003-09-29
EP1316035A4 (en) 2006-05-17
EP1316035A1 (en) 2003-06-04

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