WO2023207251A1 - 终端设备、数据处理方法和存储介质 - Google Patents

终端设备、数据处理方法和存储介质 Download PDF

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Publication number
WO2023207251A1
WO2023207251A1 PCT/CN2023/075144 CN2023075144W WO2023207251A1 WO 2023207251 A1 WO2023207251 A1 WO 2023207251A1 CN 2023075144 W CN2023075144 W CN 2023075144W WO 2023207251 A1 WO2023207251 A1 WO 2023207251A1
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WIPO (PCT)
Prior art keywords
radio frequency
terminal device
card
signal
frequency signal
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PCT/CN2023/075144
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English (en)
French (fr)
Inventor
屈国涛
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中兴通讯股份有限公司
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Publication of WO2023207251A1 publication Critical patent/WO2023207251A1/zh

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Definitions

  • the present disclosure relates to the technical field of mobile payment, and in particular, to a terminal device, a data processing method and a storage medium.
  • NFC Near Field Communication
  • Embodiments of the present disclosure provide a terminal device, a data processing method and a storage medium.
  • an embodiment of the present disclosure provides a terminal device.
  • a physical radio frequency card is provided on the casing of the terminal device.
  • the terminal includes: a detection circuit, the detection circuit detects the first step of the sales terminal. radio frequency signal; and a built-in NFC unit that sends a second radio frequency signal to the physical radio frequency card; wherein the terminal device also controls the built-in NFC unit to send a second radio frequency signal to the physical radio frequency card according to the first radio frequency signal.
  • the card sends a second radio frequency signal to obtain the transaction data of the physical radio frequency card.
  • an embodiment of the present disclosure also provides a data processing method.
  • the method includes the following steps: acquiring a first radio frequency signal; sending a second radio frequency to the physical radio frequency card according to the first radio frequency signal. signal to cause the physical radio frequency card to send transaction data; and obtain the transaction data.
  • an embodiment of the present disclosure also proposes a data processing device.
  • the device includes a memory, a processor, a program stored on the memory and executable on the processor, and a program for A data bus realizes connection and communication between the processor and the memory.
  • the program is executed by the processor, the aforementioned data processing method is implemented.
  • an embodiment of the present disclosure also provides a storage medium for computer-readable storage, the storage medium stores one or more programs, and the one or more programs can be used by one or more A processor is executed to implement the aforementioned data processing method.
  • Figure 1 is a structural block diagram of a terminal device provided by an embodiment of the present disclosure.
  • FIG. 2 is a structural block diagram of a detection circuit provided by an embodiment of the present disclosure.
  • Figure 3 is a flow chart of a data processing method provided by an embodiment of the present disclosure.
  • Figure 4 is a flow chart of an application example of a data processing method provided by an embodiment of the present disclosure.
  • Figure 5 is a structural block diagram of a data processing device provided by an embodiment of the present disclosure.
  • the Near Field Communication (NFC) technology proposed in the embodiment of this disclosure has an operating frequency of 13.56Mhz. It is a short-distance high-frequency wireless communication technology that allows non-contact point-to-point communication between electronic devices. Data transmission, communication distance 0 ⁇ 20cm (actually most products are within 10cm), supports one or more protocols among type A, type B and type F.
  • NFC Near Field Communication
  • An embodiment of the present disclosure provides a terminal device, which includes: a detection circuit and a built-in NFC unit.
  • the physical radio frequency card is arranged on the casing of the terminal device; the detection circuit detects the first radio frequency signal; the built-in NFC unit sends the second radio frequency signal to the physical radio frequency card.
  • the terminal device also controls the built-in NFC unit to send a second radio frequency signal to the physical radio frequency card according to the first radio frequency signal to obtain the transaction data of the physical radio frequency card.
  • the POS machine Point Of Sale, sales terminals
  • the terminal device can perform data interaction through NFC technology, and the terminal device also needs to support text messages or data services.
  • the physical radio frequency card can be a bus card, a work card, or a bank card.
  • the main body of the terminal device can be a mobile terminal.
  • Mobile terminals include electronic devices such as mobile phones, tablets, laptops, desktop computers, personal digital assistants, and wearable devices.
  • NFC technology In the current application of NFC technology, users make purchases through physical radio frequency cards, or use virtual radio frequency cards simulated by NFC in mobile phones to make purchases. NFC technology has been added to mobile phones for nearly 10 years, but it is still unable to be used in practice due to many non-technical reasons. For example, there are compatibility issues between mobile phone radio frequency NFC antennas and POS machine antennas. And the use of virtual radio frequency cards requires the access permission of the merchant user. The mobile phone manufacturer or operator needs to complete the debugging work with the merchant user's POS machine before the virtual radio frequency card can be used for consumption. In the case where most merchant users do not support virtual radio frequency card access, physical radio frequency cards have become a mainstream consumption tool.
  • the transaction data generated by wards such as children and the elderly using physical radio frequency cards cannot be sent to the guardian in real time, which is not conducive to the guardian's tracking and supervision of the ward's consumption behavior. It should be noted that the transaction data includes: payment amount, payment time, consumption type and merchant name.
  • the terminal device proposed in this disclosure combines a physical radio frequency card, a detection circuit and a built-in NFC unit to realize real-time monitoring of physical radio frequency card transaction data.
  • an embodiment of the present disclosure provides a terminal device 100 .
  • the terminal device 100 includes a casing 101 , a card slot 102 , and a physical radio frequency card 103 .
  • the card slot 102 is provided on the casing 101 , and the card slot 102 can be configured to place a physical radio frequency card 103 .
  • the card slot 102 can be provided inside the casing 101 or outside the casing 101 .
  • the fixing method for placing the physical radio frequency card 103 in the card slot 102 includes any suitable method such as clamping, gluing or welding.
  • the card slot 102 may be a groove on the visible outer surface of the casing 101.
  • the card slot 102 can also be a pendant of the terminal device 100, and the pendant can be used with a rope chain.
  • the card slot 102 can also be provided on the protective case of the terminal device 100. In some examples, the card slot 102 can be the gap between the terminal device 100 and the protective case. The purpose is to ensure that the physical radio frequency card 103 is close enough to the case 101.
  • the terminal device 100 to ensure that the intensity of the first radio frequency signal received by the physical radio frequency card 103 is basically the same as the intensity of the first radio frequency signal received by the terminal device 100, to ensure that the terminal device 100 can accurately determine whether the physical radio frequency card 103 enters the external radio frequency field. .
  • the card slot 102 may be a groove on the invisible inner surface of the casing 101.
  • the card slot 102 can also be an embedded slot on the circuit board of the terminal device 100.
  • the embedded opening of the card slot 102 is on the invisible outer side of the casing 101, and the physical radio frequency card 103 can be embedded in the casing through the embedded opening. 101 interior.
  • the physical radio frequency card 103 can be a bus card, a work card, a bank card, or other cards that can be used for transactions, and the protective case can be a decoration that protects or decorates the appearance of the terminal device 100 .
  • the terminal device 100 may further include a detection circuit and a built-in NFC unit.
  • the detection circuit and the built-in NFC unit may be provided inside the terminal device 100 enclosed by the casing 101 .
  • the terminal device 100 determines whether the physical radio frequency card 103 on the terminal device 100 enters the external radio frequency field through the detection circuit.
  • the external radio frequency field is the radio frequency field generated by the sales terminal.
  • the terminal device 100 turns off the NFC function of the mobile phone. Based on this, it is ensured that the physical radio frequency card 103 can stably transmit data when interacting with the sales terminal, ensuring that the user can swipe the card normally.
  • the terminal device 100 can automatically turn on the built-in NFC unit of the mobile phone to read the transaction data of the physical radio frequency card 103, and send it to the target user through SMS or other methods, ensuring that the target user The status of the monitored entity radio frequency card 103 can be understood immediately without a long delay.
  • the detection circuit 300 includes: a coupling circuit 301, a collection circuit 302 and a processing unit 303.
  • the working principle of the coupling circuit 301 is the inductive coupling principle.
  • the coupling circuit 301 detects the first radio frequency signal and converts the magnetic field energy of the external radio frequency field into electrical energy.
  • the coupling circuit 301 includes an induction coil, which may be an antenna with a built-in NFC unit in the terminal device 100 or an independently installed coil. If the induction coil and the built-in NFC unit share the same antenna, when the built-in NFC unit is turned off, the antenna is used as part of the coupling circuit 301; when the built-in NFC unit is turned on, the antenna is also used as the antenna of the built-in NFC unit.
  • the physical radio frequency card 103 can be a bank card, and the external radio frequency field can be generated by a POS machine.
  • both the bank card and the coupling circuit 301 can receive the first radio frequency signal, and the coupling circuit 301 will The first radio frequency signal is converted into an induced electrical signal such as a current signal or a voltage signal, and the terminal device 100 can determine whether the bank card has been swiped based on the induced electrical signal.
  • the terminal device 100 can determine whether the bank card has been swiped based on whether the voltage amplitude or current generated on the coil reaches a preset threshold value, and because the radio frequency NFC card will have a continuous magnetic field when the card is swiped. Energy generation, the terminal device 100 can also determine whether the bank card has been swiped based on the length of time the induced voltage or current is generated.
  • the induced electrical signal collected through the induction coil is usually a weak signal with noise and cannot be directly observed and analyzed, it is necessary to perform signal shaping such as rectification, filtering, amplification, etc. on the induced electrical signal to remove the noise in the signal. It becomes a characteristic electrical signal in a stable state.
  • the characteristic electrical signal records the characteristic information of the first radio frequency signal and can reflect the change pattern of the first radio frequency signal.
  • the acquisition circuit 302 converts the induction signal into a characteristic electrical signal, and transmits the characteristic electrical signal to the processing unit 303 .
  • the acquisition circuit 302 acquires the induced electrical signal generated by the coupling circuit 301, and performs signal shaping on the induced electrical signal through amplifiers, filters, etc. and transistor circuits. For example, the noise of the induced electrical signal is removed through a filter, and the induced electrical signal is provided with an amplifier. Excitation to generate characteristic electrical signals.
  • the characteristic electrical signal after signal shaping can be analyzed by the processing unit 303. Finally, the characteristic electrical signal is transmitted to the processing unit 303 through the acquisition circuit 302 .
  • the processing unit 303 analyzes the characteristic electrical signal and obtains the characteristic information of the first radio frequency signal to determine whether the terminal device 100 has entered the external radio frequency field.
  • the processing unit 303 may be an application processing unit (Application Processor, AP for short) of the terminal device 100, or may be another processor of the terminal device 100.
  • Application Processor Application Processor
  • the induced electrical signal as a voltage
  • the terminal device 100 enters the external radio frequency field
  • the coupling circuit 301 generates an induced voltage
  • the induced voltage is converted into a characteristic voltage through the sampling circuit.
  • the induced voltage disappears. The closer the distance between the terminal device 100 and the sales terminal, the greater the induced voltage.
  • the physical radio frequency card 103 on the casing 101 of the terminal device 100 can perform data interaction with the sales terminal.
  • the current The induced voltage is set as a reference value.
  • the processor can determine whether the physical radio frequency card 103 enters or exits the external radio frequency field according to the level of the characteristic voltage.
  • the processor can also process and analyze induced electrical signals such as current signals or interrupt signals. Since the physical radio frequency card 103 will continuously generate magnetic field energy when the card is swiped, the processor can also process and analyze the induced electrical signals according to the sensed voltage or The length of time the current is generated is used as the criterion. The processor can determine whether the terminal device 100 enters or exits the radio frequency field based on any one or more induced electrical signals.
  • the processing unit 303 determines whether the physical radio frequency card 103 enters or exits an external radio frequency field according to the characteristic electrical signal.
  • the characteristic electrical signal received by the processing unit 303 is greater than or equal to the preset intensity, and the built-in NFC unit of the terminal device 100 should be turned off to prevent interference between the physical radio frequency card 103 and the POS. Machine consumption payment.
  • the physical radio frequency card 103 leaves the external radio frequency field and the characteristic electrical signal received by the processing unit 303 changes from greater than or equal to the preset intensity to less than the preset intensity, the built-in NFC unit of the terminal device 100 should be activated to read it in time. Transaction data of the physical radio frequency card 103.
  • the physical radio frequency card 103 leaves the external radio frequency field.
  • the built-in NFC unit is started to send a second radio frequency signal to the physical radio frequency card to read the transaction data of the physical radio frequency card 103.
  • the interval can be Artificial setting.
  • the built-in NFC unit sends a second radio frequency signal to the physical radio frequency card 103, so that the physical radio frequency card 103 returns the transaction data, also obtains the transaction data returned by the physical radio frequency card 103, and transmits the transaction data to the application processor of the terminal device 100 .
  • the terminal device 100 also includes an application program on the mobile phone side.
  • the terminal device 100 needs to authorize corresponding permissions. For example, you can obtain permissions for current location information, user's mobile phone number, instant messaging software account and network information.
  • the terminal device 100 can generate notification information based on transaction data and related information, and send the notification information to the target user.
  • notification information is generated based on transaction data and current location information.
  • the terminal device 100 proposed in the embodiment of the present disclosure can obtain the transaction data generated when the ward uses the physical radio frequency card 103 for consumption in real time, and send the transaction data to the guardian to solve the problem of untimely notification of messages from the physical radio frequency card 103 and incomplete problems, thereby improving the guardian’s consumption supervision ability.
  • this embodiment provides a data processing method, which is applied to the above-mentioned terminal device.
  • the steps of the method may include the following operations: S101-S103.
  • NFC technology In the current application of NFC technology, users make purchases through physical radio frequency cards, or use virtual radio frequency cards simulated by NFC in mobile phones to make purchases.
  • NFC technology has been added to mobile phones for nearly 10 years, but it is still unable to be used in practice due to many non-technical reasons, such as mobile phone radio frequency NFC antennas and POS machines (Point of Sale, end of sale).
  • POS machines Point of Sale, end of sale
  • the mobile phone manufacturer or operator needs to complete the debugging work with the merchant user's POS machine before the virtual radio frequency card can be used for consumption.
  • physical radio frequency cards In the case where most merchant users do not support virtual radio frequency card access, physical radio frequency cards have become a mainstream consumption tool.
  • the transaction data generated cannot be sent to the guardian in real time, which is not conducive to the guardian's tracking and supervision of the ward's consumption behavior. It should be noted that the transaction data includes: payment amount, payment time, consumption type and merchant name.
  • the data processing method proposed in this disclosure can realize real-time monitoring of physical radio frequency card transaction data through the physical radio frequency card, detection circuit and built-in NFC unit on the terminal device.
  • the terminal device includes a physical radio frequency card, a detection circuit and a built-in NFC unit.
  • the detection circuit includes: a coupling circuit, an acquisition circuit and a processing unit.
  • the physical radio frequency card is placed in a casing or other place close enough to the mobile phone to ensure that the intensity of the first radio frequency signal received by the physical radio frequency card is basically the same as the intensity of the first radio frequency signal received by the mobile phone.
  • the terminal device may be a mobile phone. When the physical radio frequency card enters the external radio frequency field generated by the sales terminal, the first radio frequency signal output by the POS machine is obtained through the induction coil on the coupling circuit on the mobile phone.
  • the working principle of the coupling circuit is the inductive coupling principle.
  • the coupling circuit can detect the first radio frequency signal and convert the magnetic field energy of the external radio frequency field into electrical energy.
  • the coupling circuit includes an induction coil, which can be an antenna with a built-in NFC unit in the terminal device, or an independently installed coil. If the induction coil and the built-in NFC unit share the same antenna, when the built-in NFC unit is turned off, the antenna is used as part of the coupling circuit; when the built-in NFC unit is turned on, the antenna is also used as the antenna of the built-in NFC unit.
  • the physical radio frequency card can be a bank card.
  • the external radio frequency field is generated by the POS machine.
  • both the bank card and the coupling circuit can receive the first radio frequency signal.
  • the physical radio frequency card communicates with the sales terminal in the external radio frequency field.
  • the coupling circuit converts the first radio frequency signal into an induced electrical signal such as a current signal or a voltage signal.
  • the terminal device can determine whether the bank card has been swiped based on the induced electrical signal.
  • the induced electrical signal collected through the induction coil of the coupling circuit is usually a weak signal with noise and cannot be directly observed and analyzed, the induced electrical signal needs to be rectified, filtered, amplified and other signal shaping to remove the noise in the signal. Noise, turning it into a characteristic electrical signal in a stable state.
  • the characteristic electrical signal records the characteristic information of the first radio frequency signal and can reflect the change pattern of the first radio frequency signal.
  • the physical radio frequency card can be a bus card, a work card and a bank card.
  • the main body of the terminal device can also be other mobile terminals.
  • Mobile terminals include mobile phones, tablets, laptops, desktop computers, personal digital assistants and wearables. equipment and other electronic equipment.
  • the perception of the external radio frequency field by the physical radio frequency card and the mobile phone can be synchronized to achieve the acquisition of transaction status information of the physical radio frequency card in the subsequent process.
  • the terminal device can determine whether the bank card has been swiped based on whether the voltage amplitude or current generated on the coil reaches the preset threshold value, and because the radio frequency NFC card will have continuous magnetic field energy when the card is swiped.
  • the terminal device can also determine whether the bank card has been swiped based on the length of time the induced voltage or current is generated.
  • the induction signal is converted into a characteristic electrical signal through the collection circuit on the mobile phone, and the characteristic electrical signal is transmitted to the processing unit.
  • the acquisition circuit obtains the induced electrical signal generated by the coupling circuit, and performs signal shaping on the induced electrical signal through amplifiers, filters, etc. and transistor circuits. For example, the noise of the induced electrical signal is removed through the filter, and the induced electrical signal is provided with excitation through the amplifier.
  • the characteristic electrical signal after signal shaping can be analyzed by the processing unit. Finally, the characteristic electrical signal is transmitted to the processing unit through the acquisition circuit.
  • the induced electrical signal collected through the induction coil is usually a weak signal with noise and cannot be directly observed and analyzed, it is necessary to perform signal shaping such as rectification, filtering, amplification, etc. on the induced electrical signal to remove the noise in the signal. It becomes a characteristic electrical signal in a stable state.
  • the characteristic electrical signal records the characteristic information of the first radio frequency signal and can reflect the change pattern of the first radio frequency signal.
  • the acquisition circuit performs signal shaping on the induced electrical signal through amplifiers, filters, etc. and transistor circuits.
  • the filter removes the noise of the induced electrical signal
  • the amplifier provides excitation to the induced electrical signal.
  • the characteristic electrical signal after signal shaping can be analyzed by the processing unit. Finally, the characteristic electrical signal is transmitted to the processing unit through the acquisition circuit.
  • the processing unit analyzes the characteristic electrical signal to obtain the characteristic information of the first radio frequency signal to determine whether the terminal device has entered the radio frequency field.
  • the processing unit may be an application processing unit (Application Processor, AP for short) of the terminal device, or other processors of the terminal device.
  • Application Processor Application Processor
  • the processing unit detects that the first radio frequency signal is less than the preset intensity, it turns on the built-in NFC unit and sends the second radio frequency signal to the physical radio frequency card through the built-in NFC unit.
  • the induced electrical signal as a voltage
  • the terminal device enters the external radio frequency field
  • the coupling circuit generates an induced voltage
  • the induced voltage is converted into a characteristic voltage through the sampling circuit.
  • the processor can determine whether the physical radio frequency card enters or exits the external radio frequency field based on the level of the characteristic voltage.
  • the induced electrical signal can also be a current signal or use voltage as an interrupt signal. Since the physical radio frequency card will continuously generate magnetic field energy when the card is swiped, it can also be determined based on the length of time the induced voltage or current is generated. as a criterion for judgment. The processor can also determine whether the terminal device enters or exits the radio frequency field according to any one or more schemes.
  • the built-in NFC unit of the terminal device when the bank card is brought close to the POS machine for consumption payment, the built-in NFC unit of the terminal device should be turned off to prevent interference with the consumption payment between the bank card and the POS machine.
  • the built-in NFC unit of the terminal device When the physical RF card leaves the external RF field, the built-in NFC unit of the terminal device should automatically open to read the transaction data of the physical RF card in a timely manner.
  • the second radio frequency signal is sent to the physical radio frequency card through the built-in NFC unit, so that the physical radio frequency card returns transaction data, obtains the transaction data returned by the physical radio frequency card, and transmits the transaction data to the application processor of the terminal device.
  • the terminal device also includes an application on the mobile phone.
  • the terminal device needs to authorize corresponding permissions. For example, you can obtain permissions for current location information, user's mobile phone number, instant messaging software account and network information.
  • the present disclosure also proposes a flow chart of an application example of a data processing method.
  • the steps of the application example include: S201-S206.
  • step S203 Whether the detection circuit detects that the mobile phone enters and leaves the external radio frequency field. If it is detected that the mobile phone enters the external radio frequency field, step S204 is entered.
  • step S206 Send the transaction data and positioning data to the target user through SMS or data through the application. After the sending is completed, return to step S202.
  • the data processing method proposed based on the embodiments of the present disclosure can solve the problem of untimely and incomplete notification of physical radio frequency card messages, and can also solve the problem of non-technical reasons causing the virtual radio frequency card to be unable to be used.
  • the guardian can instantly know the ward's consumption status and current address, and can then supervise the ward's transactions in a timely manner.
  • the embodiment of the present disclosure proposes a data processing device 20.
  • the device 20 includes a memory 21, The processor 22, a program stored on the memory and executable on the processor, and a data bus 23 for realizing connection communication between the processor 21 and the memory 22, when the program is executed by the processor, to achieve The following steps are shown in Figure 3: obtain the first radio frequency signal; send the second radio frequency signal to the physical radio frequency card according to the first radio frequency signal, so that the physical radio frequency card sends transaction data; obtain the transaction data.
  • the data processing device 20 can also implement sending transaction data to the target user.
  • the data processing device 20 can also obtain the current location information of the terminal device and send the current location information and transaction data to the target user.
  • the data processing device 20 can also implement turning off the built-in NFC unit when detecting that the first radio frequency signal is greater than or equal to the preset strength.
  • the data processing device 20 can also turn on the built-in NFC unit when detecting that the first radio frequency signal is less than the preset strength, and send the second radio frequency signal to the physical radio frequency card through the built-in NFC unit.
  • Embodiments of the present disclosure provide a computer-readable storage medium.
  • the computer-readable storage medium stores one or more programs.
  • the one or more programs can be executed by one or more processors to implement the methods provided by the embodiments of the present disclosure. any data processing method.
  • the computer-readable storage medium may be an internal storage unit of the computer device of the aforementioned embodiments, such as a hard disk or memory of the computer device.
  • Computer-readable storage media can also be external storage devices of computer equipment, such as plug-in hard drives, smart memory cards (Smart Media Card, SMC), secure digital (Secure Digital, SD) cards, flash memory cards ( Flash Card), etc.
  • the consumption data of the physical radio frequency card is monitored and obtained through the mobile terminal, and the consumption data is combined with the mobile terminal.
  • the current location of the mobile terminal is sent to the target user, which can solve the problem of untimely and incomplete notification of physical radio frequency card messages, and can also solve the problem of non-technical reasons causing the virtual radio frequency card to be unable to be used.
  • the guardian can instantly know the ward's consumption status and current address, and can then supervise the ward's transactions in a timely manner.
  • the division between functional modules/units mentioned in the above description does not necessarily correspond to the division of physical components; for example, one physical component may have multiple functions, or one function or step may consist of several physical components. Components execute cooperatively. Some or all of the physical components may be implemented as software executed by a processor, such as a central processing unit, a digital signal characteristic electrical signal processor, or a microprocessor, or as hardware, or as an integrated circuit, such as ASIC. Such software may be distributed on computer-readable media, which may include computer storage media (or non-transitory media) and communication media (or transitory media).
  • Computer storage media includes volatile and nonvolatile, removable and non-volatile, removable and Non-removable media.
  • Computer storage media includes, but is not limited to, RAM, ROM, EEPROM, flash memory or other memory technology, CD-ROM, Digital Versatile Disk (DVD) or other optical disk storage, magnetic cassettes, tapes, disk storage or other magnetic storage devices, or may Any other medium that stores the desired information and can be accessed by a computer.
  • communication media typically embodies computer readable instructions, data structures, program modules or other data in a modulated data signal such as a carrier wave or other transport mechanism, and may include any information delivery media .

Abstract

公开了一种终端设备，数据处理方法和存储介质，属于移动支付技术领域。该终端设备的机壳上设有实体射频卡，该终端设备包括：检测电路，所述检测电路检测销售终端的第一射频信号；内置NFC单元，所述内置NFC单元向所述实体射频卡发送第二射频信号；其中，所述终端设备还根据所述第一射频信号控制所述内置NFC单元向所述实体射频卡发送第二射频信号，以获取所述实体射频卡的交易数据。

Description

终端设备、数据处理方法和存储介质
相关申请的交叉引用
本公开要求享有2022年04月26日提交的名称为“终端设备、数据处理方法、终端设备和存储介质”的中国专利申请CN202210445900.1的优先权，其全部内容通过引用并入本公开中。
技术领域
本公开涉及移动支付技术领域，尤其涉及一种终端设备、数据处理方法和存储介质。
背景技术
目前，随着近场通信(Near Field Communication，简称NFC)技术的发展，用户的消费行为逐步走向电子化，催化了一种新型的消费模式和业务模式。在NFC技术的实际应用中，消费者用户使用实体射频卡或者使用移动终端NFC模块模拟的虚拟射频卡来进行消费支付。但是在消费市场上的大多数商家用户不支持虚拟射频卡的使用准入，实体射频卡仍是主要的支付工具。因此，当被监护人(例如儿童)使用实体射频卡进行消费支付时，监护人不能够及时地获取到实体射频卡的消费数据，不利于监护人进行消费监管。
发明内容
本公开实施例提出了一种终端设备、数据处理方法和存储介质。
根据本公开的一个方面，本公开实施例提供了一种终端设备，所述终端设备的机壳上设有实体射频卡，所述终端包括：检测电路，所述检测电路检测销售终端的第一射频信号；以及内置NFC单元，所述内置NFC单元向所述实体射频卡发送第二射频信号；其中，所述终端设备还根据所述第一射频信号控制所述内置NFC单元向所述实体射频卡发送第二射频信号，以获取所述实体射频卡的交易数据。
根据本公开的一个方面，本公开实施例还提供了一种数据处理方法，所述方法包括以下步骤：获取第一射频信号；根据所述第一射频信号向所述实体射频卡发送第二射频信号，以使所述实体射频卡发送交易数据；以及获取所述交易数据。
根据本公开的一个方面，本公开实施例还提出了一种数据处理的设备，所述设备包括存储器、处理器、存储在所述存储器上并可在所述处理器上运行的程序以及用于实现所述处理器和所述存储器之间的连接通信的数据总线，所述程序被所述处理器执行时实现前述数据处理方法。
根据本公开的一个方面，本公开实施例还提供了一种存储介质，用于计算机可读存储，所述存储介质存储有一个或者多个程序，所述一个或者多个程序可被一个或者多个处理器执行，以实现前述数据处理方法。
附图说明
图1是本公开实施例提供的一种终端设备的结构框图。
图2是本公开实施例提供的一种检测电路的结构框图。
图3是本公开实施例提供的一种数据处理方法的流程图。
图4是本公开实施例提供的一种数据处理方法的应用示例的流程图。
图5是本公开实施例提供的一种数据处理设备的结构框图。
具体实施方式
应当理解，此处所描述的具体实施例仅仅用以解释本公开，并不用于限定本公开。
在后续的描述中，使用用于表示元件的诸如“模块”、“部件”或“单元”的后缀仅为了有利于本公开的说明，其本身没有特有的意义。因此，“模块”、“部件”或“单元”可以混合地使用。
本公开实施例中提出的近场通信(Near Field Communication，简称NFC)技术，其工作频率为13.56Mhz频率，是一种短距离的高频无线通讯技术，电子设备之间允许进行非接触式点对点数据传输，通信距离0～20cm(实际大部分产品都在10cm以内),支持type A，type B，type F中的一种或几种协议。
本公开的实施例提供了一种终端设备，该终端设备包括：检测电路和内置NFC单元。实体射频卡设置在终端设备的机壳上；检测电路检测第一射频信号；内置NFC单元向实体射频卡发送第二射频信号。终端设备还根据第一射频信号控制内置NFC单元向实体射频卡发送第二射频信号，以获取实体射频卡的交易数据。
本公开应用于有消费POS机(Point Of Sale，销售终端)的场合，例如：公交车，地铁站，饮料贩卖机等。该POS机(销售终端)和该终端设备能够通过NFC技术进行数据交互，该终端设备还需要支持短信或数据业务。实体射频卡可以是公交卡、工卡和银行卡，该终端设备的主体可以是移动终端，移动终端包括手机、平板电脑、笔记本电脑、台式电脑、个人数字助理和穿戴式设备等电子设备。
目前的NFC技术应用中，用户通过实体射频卡进行消费，或者使用手机中的NFC来模拟的虚拟射频卡进行消费。NFC技术加入到手机上也有近10年了，但是仍然因为很多非技术原因导致无法实际使用，例如，手机射频NFC天线和POS机的天线有兼容性问题， 以及使用虚拟射频卡需要商家用户的准入许可，手机厂家或运营商需要和商家用户的pos机完成调试工作后，才能够使用虚拟射频卡进行消费。在大部分商家用户不支持虚拟射频卡接入的情况下，实体射频卡成为了主流消费工具。然而儿童、老人等被监护人使用实体射频卡而产生的交易数据不能实时地发送给监护人，不利于监护人对被监护人的消费行为进行跟踪和监管。需要说明的是，交易数据包括：支付金额、支付时间、消费类型和商家名称。
基于此，本公开提出的终端设备，将实体射频卡、检测电路和内置NFC单元进行结合，以实现实时监控实体射频卡交易数据。
如图1所示，本公开实施例提出了一种终端设备100，该终端设备100包括机壳101、卡槽102、实体射频卡103。卡槽102设置在机壳101上，卡槽102可被构造为放置实体射频卡103。
卡槽102既可以设置在机壳101的内部，也可以设置在机壳101的外部。卡槽102放置实体射频卡103的固定方式包括：夹持、粘合或焊接等任意适合的方式。
若卡槽102设置在机壳101的外部，卡槽102可以是机壳101的可见外侧面上的凹槽。卡槽102还可以是终端设备100的挂件，该挂件可以配合绳链进行使用。卡槽102还可以设置在终端设备100的防护壳上，在一些示例中，卡槽102可以是终端设备100与防护壳的夹缝，其目的是保证实体射频卡103与机壳101的距离足够近，以保证实体射频卡103接收到的第一射频信号的强度与终端设备100接收到的第一射频信号的强度基本相同，以确保终端设备100能够准确地判断实体射频卡103是否进入外部射频场。
若卡槽102设置在机壳101的内部，卡槽102可以是机壳101的不可见内侧面上的凹槽。卡槽102还可以是终端设备100的电路板上的嵌入槽，在一些示例中，卡槽102的嵌入口在机壳101的不可见外侧面上，实体射频卡103可以通过嵌入口嵌入机壳101的内部。
需要说明的是，实体射频卡103可以是公交卡、工卡或银行卡等可以实现交易的卡片，防护壳可以是对终端设备100的外观进行保护或装饰的装饰品。
在一些示例性的实施方式中，终端设备100还可以包括检测电路和内置NFC单元。
检测电路和内置NFC单元可以设置在由机壳101包裹的终端设备100的内部。终端设备100通过检测电路判断终端设备100上的实体射频卡103是否进入外部射频场，外部射频场是由销售终端产生的射频场，当用户使用实体射频卡103消费时，实体射频卡103进入外部射频场，为了防止交易过程被干扰，终端设备100关闭手机的NFC功能。基于此，保证了实体射频卡103与销售终端交互的时候能稳定地进行数据传输，保证用户能够正常刷卡。当实体射频卡103脱离外部射频场后，终端设备100能够自动打开手机的内置NFC单元读取实体射频卡103的交易数据，并通过短信等方式发送给目标用户，保证目标用户 能即时了解被监控实体射频卡103的状态，而不是延时很久。
如图2所示，本公开提出一种检测电路300，检测电路300包括：耦合电路301、采集电路302和处理单元303。
耦合电路301的工作原理是电感耦合原理，耦合电路301检测第一射频信号，将外部射频场的磁场能量转换为电能量。耦合电路301包括感应线圈，感应线圈可以是终端设备100中内置NFC单元的天线，也可以是独立安装的线圈。若感应线圈和内置NFC单元共用同一天线，当内置NFC单元关闭时，该天线作为耦合电路301的一部分；当内置NFC单元打开时，该天线还作为内置NFC单元的天线进行使用。
示例性的，实体射频卡103可以是银行卡，外部射频场可以由POS机产生，当银行卡进入外部射频场时，银行卡和耦合电路301都能接收到第一射频信号，耦合电路301将第一射频信号转化为电流信号或电压信号等感应电信号，终端设备100能够根据感应电信号确定银行卡是否进行了刷卡操作。为了防止误报，终端设备100可以根据线圈上产生的电压幅值或电流大小是否达到预设的门限值来判断银行卡是否进行了刷卡操作，且由于射频NFC卡刷卡时会有持续的磁场能量产生，终端设备100还可以根据感应到的电压或电流产生的时间长短来判断银行卡是否进行了刷卡操作。
由于通过感应线圈采集到的感应电信号通常是带有噪声的弱信号，不能直接被观察和分析，因此需要对感应电信号进行整流、滤波、放大等信号整形，以去除信号中的噪声，使之成为处于稳定状态的特征电信号。特征电信号记录了第一射频信号的特征信息，能够反映第一射频信号的变化规律。
采集电路302将感应信号转化为特征电信号，并将特征电信号输送至处理单元303。采集电路302获取耦合电路301产生的感应电信号，通过放大器、滤波器等和三极管电路等对感应电信号进行信号整形，例如，通过滤波器去除感应电信号的噪声，通过放大器对感应电信号提供激励，以生成特征电信号。经过信号整形后的特征电信号，能够被处理单元303分析。最后，通过采集电路302将特征电信号传递至处理单元303。
处理单元303分析特征电信号，获取第一射频信号的特征信息，以判断终端设备100是否进入了外部射频场。处理单元303可以是终端设备100的应用处理单元(Application Processor，简称AP)，也可以是终端设备100的其他处理器。
以感应电信号是电压为例，当用户通过终端设备100的实体射频卡103进行消费时，终端设备100进入外部射频场，耦合电路301产生感应电压，通过采样电路将感应电压转化为特征电压，而当实体射频卡103消费完毕，感应电压消失。终端设备100与销售终端的距离越近，感应电压越大，当终端设备100与销售终端达到预设距离时，终端设备100的机壳101上的实体射频卡103能够与销售终端进行数据交互以实现消费支付，将此时的 感应电压设置为参考值，当获取到的感应电压大于或等于该参考值时，即认为实体射频卡103进入了销售终端的外部射频场。由此，处理器可以根据特征电压的高低来判断实体射频卡103是否进出外部射频场。
在其他实施例中，处理器还可以针对电流信号或中断信号等感应电信号进行处理分析，由于实体射频卡103刷卡时会有持续的磁场能量产生，因此处理器还可以根据感应到的电压或电流产生的时间长短来作为判断标准。处理器可以根据任意一种或多种感应电信号来判断终端设备100是否进出射频场。
处理单元303根据特征电信号确定实体射频卡103是否进出外部射频场。当实体射频卡103进入外部射频场进行消费支付时，处理单元303接收到的特征电信号大于或等于预设强度，终端设备100的内置NFC单元应该被关闭，以防止干扰实体射频卡103与POS机的消费支付。当实体射频卡103从外部射频场中离开后，处理单元303接收到的特征电信号从大于或等于预设强度变为小于预设强度，终端设备100的内置NFC单元应该启动，以及时读取实体射频卡103的交易数据。例如，识别到实体射频卡103从外部射频场中离开，间隔1秒后，启动内置NFC单元，向实体射频卡发送第二射频信号，以读取实体射频卡103的交易数据，其中间隔时间可以人为设置。
内置NFC单元向实体射频卡103发送第二射频信号，以使实体射频卡103回传交易数据，还获取实体射频卡103回传的交易数据，并将交易数据传送给终端设备100的应用处理器。
终端设备100还包括手机侧的应用程序，在终端设备100中安装该应用程序时需要终端设备100授权相应的权限。比如可以获取当前位置信息、用户的手机号、即时通讯软件账号和网络信息的权限。
通过该应用程序，终端设备100能够根据交易数据和相关信息生成通知信息，并将通知信息发送给目标用户。例如，根据交易数据和当前位置信息生成通知信息。
基于此，本公开实施例提出的终端设备100，能够实时地获取被监护人使用实体射频卡103进行消费时产生的交易数据，并将交易数据发送给监护人，以解决实体射频卡103消息通知不及时和不全面的问题，从而提高监护人的消费监管能力。
如图3所示，本实施例提供了一种数据处理方法，该数据处理方法应用于上述终端设备，该方法的步骤可以包括下述操作：S101-S103。
S101、获取销售终端的第一射频信号。
目前的NFC技术应用中，用户通过实体射频卡进行消费，或者使用手机中的NFC来模拟的虚拟射频卡进行消费。NFC技术加入到手机上也有近10年了，但是仍然因为很多非技术原因导致无法实际使用，例如，手机射频NFC天线和POS机(Point Of Sale，销售终 端)的天线有兼容性问题，以及使用虚拟射频卡需要商家用户的准入许可，手机厂家或运营商需要和商家用户的pos机完成调试工作后，才能够使用虚拟射频卡进行消费。在大部分商家用户不支持虚拟射频卡接入的情况下，实体射频卡成为了主流消费工具。然而当儿童、老人等被监护人使用实体射频卡而产生的交易数据不能实时地发送给监护人，不利于监护人对被监护人的消费行为进行跟踪和监管。需要说明的是，交易数据包括：支付金额、支付时间、消费类型和商家名称。
基于此，本公开提出的数据处理方法，其可通过终端设备上的实体射频卡、检测电路和内置NFC单元实现实时监控实体射频卡交易数据。
终端设备包括实体射频卡、检测电路和内置NFC单元，检测电路包括：耦合电路、采集电路和处理单元。将实体射频卡设置在与手机距离足够近的机壳等地方，以保证实体射频卡接收到的第一射频信号的强度与手机接收到的第一射频信号的强度基本相同。终端设备可以是手机作，当实体射频卡进入销售终端产生的外部射频场时，通过手机上的耦合电路上的感应线圈获取POS机输出第一射频信号。
耦合电路的工作原理是电感耦合原理，耦合电路可以检测第一射频信号，将外部射频场的磁场能量转换为电能量。耦合电路包括感应线圈，感应线圈可以是终端设备中内置NFC单元的天线，也可以是独立安装的线圈。若感应线圈和内置NFC单元共用同一天线，当内置NFC单元关闭时，该天线作为耦合电路的一部分；当内置NFC单元打开时，该天线还作为内置NFC单元的天线进行使用。
实体射频卡可以是银行卡，外部射频场由POS机产生，当银行卡进入外部射频场时，银行卡和耦合电路都能接收到第一射频信号，实体射频卡在外部射频场中与销售终端完成交易，耦合电路将第一射频信号转化为电流信号或电压信号等感应电信号。终端设备能够根据感应电信号确定银行卡是否进行了刷卡操作。
由于通过耦合电路的感应线圈采集到的感应电信号通常是带有噪声的弱信号，不能直接被观察和分析，因此需要对感应电信号进行整流、滤波、放大等信号整形，以去除信号中的噪声，使之成为处于稳定状态的特征电信号。特征电信号记录了第一射频信号的特征信息，能够反映第一射频信号的变化规律。
需要说明的是，实体射频卡可以是公交卡、工卡和银行卡，该终端设备的主体还可以是其他移动终端，移动终端包括手机、平板电脑、笔记本电脑、台式电脑、个人数字助理和穿戴式设备等电子设备。
这样一来，针对实体射频卡和手机对外部射频场的感知能够同步进行，以实现后续过程中对实体射频卡的交易状态信息获取。
S102、根据第一射频信号向实体射频卡发送第二射频信号，以使实体射频卡发送交易 数据。
为了防止误报，终端设备可以根据线圈上产生的电压幅值或电流大小是否达到预设的门限值来判断银行卡是否进行了刷卡操作，且由于射频NFC卡刷卡时会有持续的磁场能量产生，终端设备还可以根据感应到的电压或电流产生的时间长短来判断银行卡是否进行了刷卡操作。
通过手机上采集电路将感应信号转化为特征电信号，并将特征电信号输送至处理单元。采集电路获取耦合电路产生的感应电信号，通过放大器、滤波器等和三极管电路等对感应电信号进行信号整形，例如，通过滤波器去除感应电信号的噪声，通过放大器对感应电信号提供激励。经过信号整形后的特征电信号，能够被处理单元分析。最后，通过采集电路将特征电信号传递至处理单元。
由于通过感应线圈采集到的感应电信号通常是带有噪声的弱信号，不能直接被观察和分析，因此需要对感应电信号进行整流、滤波、放大等信号整形，以去除信号中的噪声，使之成为处于稳定状态的特征电信号。特征电信号记录了第一射频信号的特征信息，能够反映第一射频信号的变化规律。
采集电路通过放大器、滤波器等和三极管电路等对感应电信号进行信号整形，例如，通过滤波器去除感应电信号的噪声，通过放大器对感应电信号提供激励。经过信号整形后的特征电信号，能够被处理单元分析。最后，通过采集电路将特征电信号传递至处理单元。
通过处理单元分析特征电信号，获取第一射频信号的特征信息，以判断终端设备是否进入了射频场。处理单元可以是终端设备的应用处理单元(Application Processor，简称AP)，也可以是终端设备的其他处理器。
终端设备和销售终端的距离越近，终端设备接收到的第一射频信号的信号强度越大，当实体射频卡接收到的第一射频信号的信号强度达到预设值时，即可认为实体射频卡在销售终端完成了支付。因此，当终端设备检测到第一射频信号大于或等于预设强度时，关闭内置NFC单元，以防止内置NFC单元产生的内部射频场对交易过程产生干扰。由于第一射频信号经过转换后得到感应电信号，感应电信号再经过采集电路放大得到特征电信号，因此特征电信号经过换算可以得到第一射频信号的信号强度。当处理单元检测到第一射频信号小于预设强度时，开启内置NFC单元，通过内置NFC单元向实体射频卡发送第二射频信号。
以感应电信号是电压为例，当用户通过终端设备的实体射频卡进行消费时，终端设备进入外部射频场，耦合电路产生感应电压，通过采样电路将感应电压转化为特征电压，而当实体射频卡消费完毕，感应电压消失。由此，处理器可以根据特征电压的高低来判断实体射频卡是否进出外部射频场。
在其他实施例中，感应电信号还可以是电流信号或将电压作为中断信号，由于实体射频卡刷卡时会有持续的磁场能量产生，因此还可以根据感应到的电压或电流产生的时间长短来作为判断标准。处理器也可以根据任意一种或多种方案来判断终端设备是否进出射频场。
在实施例中，当银行卡贴近POS机进行消费支付时，终端设备的内置NFC单元应该被关闭，以防止干扰银行卡与POS机的消费支付。当实体射频卡从外部射频场中离开后，终端设备的内置NFC单元应该自动打开，以及时读取实体射频卡的交易数据。
通过内置NFC单元向实体射频卡发送第二射频信号，以使实体射频卡回传交易数据，获取实体射频卡回传的交易数据，并将交易数据传送给终端设备的应用处理器。
这样一来，在不干扰实体射频卡消费的情况下，实现了实体射频卡消费监控和消费数据处理。
S103、获取交易数据。
终端设备还包括手机侧的应用程序，在终端设备中安装该应用程序时需要终端设备授权相应的权限。比如可以获取当前位置信息、用户的手机号、即时通讯软件账号和网络信息的权限。
利用该应用程序，根据交易数据和当前位置信息生成通知信息，并将通知信息发送给目标用户。
如图4所示，本公开还提出了一种数据处理方法的应用示例的流程图，该应用示例的步骤包括：S201-S206。
S201、开启手机。
S202、关闭手机的内置NFC单元。
S203、检测电路是否检测到手机进入并离开外部射频场。若检测到手机进入外部射频场，则进入步骤S204。
S204、开启内置NFC单元，进入读卡模式，从实体射频卡获取交易数据。
S205、通过应用程序获取交易数据和定位数据。
S206、通过应用程序将交易数据和定位数据通过短信或数据的方式发送给目标用户。发送完毕后返回步骤S202。
基于本公开实施例提出的数据处理方法，能够解决实体射频卡消息通知不及时和不全面的问题，还能够解决非技术原因导致虚拟射频卡不能被使用的问题。当被监护人使用终端设备时，监护人能够即时地获知被监护人的消费状况和当前所在地址，进而能够对被监护人的交易做出及时地监管。
如图5所示，本公开实施例提出了一种数据处理设备20，该设备20包括存储器21、 处理器22、存储在该存储器上并可在该处理器上运行的程序以及用于实现处理器21和存储器22之间的连接通信的数据总线23，该程序被该处理器执行时，以实现以下如图3所示的步骤：获取第一射频信号；根据第一射频信号向实体射频卡发送第二射频信号，以使实体射频卡发送交易数据；获取交易数据。
在一些实施例中，数据处理设备20还可以实现将交易数据发送给目标用户。
在一些实施例中，数据处理设备20还可以实现获取终端设备的当前位置信息，将当前位置信息和交易数据发送给目标用户。
在一些实施例中，数据处理设备20还可以实现当检测到第一射频信号大于或等于预设强度时，关闭内置NFC单元。
在一些实施例中，数据处理设备20还可以实现当检测到第一射频信号小于预设强度时，开启内置NFC单元，通过内置NFC单元向实体射频卡发送第二射频信号。
本公开实施例提出一种计算机可读存储介质，该计算机可读存储介质存储有一个或者多个程序，该一个或者多个程序可被一个或者多个处理器执行，以实现本公开实施例提供的任一项数据处理方法。
计算机可读存储介质可以是前述实施例的计算机设备的内部存储单元，例如计算机设备的硬盘或内存。计算机可读存储介质也可以是计算机设备的外部存储设备，例如计算机设备上配备的插接式硬盘、智能存储卡(Smart Media Card，SMC)、安全数字(Secure Digital，SD)卡、闪存卡(Flash Card)等。
基于本公开实施例提出的终端设备、数据处理方法、设备和存储介质，通过将实体射频卡和移动终端进行绑定，通过移动终端来监测和获取实体射频卡的消费数据，并将消费数据和移动终端的当前位置发送给目标用户，能够解决实体射频卡消息通知不及时和不全面的问题，还能够解决非技术原因导致虚拟射频卡不能被使用的问题。当被监护人使用终端设备时，监护人能够即时地获知被监护人的消费状况和当前所在地址，进而能够对被监护人的交易做出及时地监管。
本领域普通技术人员可以理解，上文中所公开方法中的全部或某些步骤、系统、设备中的功能模块/单元可以被实施为软件、固件、硬件及其适当的组合。
在硬件实施方式中，在以上描述中提及的功能模块/单元之间的划分不一定对应于物理组件的划分；例如，一个物理组件可以具有多个功能，或者一个功能或步骤可以由若干物理组件合作执行。某些物理组件或所有物理组件可以被实施为由处理器，如中央处理器、数字信号特征电信号处理器或微处理器执行的软件，或者被实施为硬件，或者被实施为集成电路，如专用集成电路。这样的软件可以分布在计算机可读介质上，计算机可读介质可以包括计算机存储介质(或非暂时性介质)和通信介质(或暂时性介质)。如本领域普通技 术人员公知的，术语计算机存储介质包括在存储信息(诸如计算机可读指令、数据结构、程序模块或其他数据)的任何方法或技术中实施的易失性和非易失性、可移除和不可移除介质。计算机存储介质包括但不限于RAM、ROM、EEPROM、闪存或其他存储器技术、CD-ROM、数字多功能盘(DVD)或其他光盘存储、磁盒、磁带、磁盘存储或其他磁存储装置、或者可以存储期望的信息并且可以被计算机访问的任何其他的介质。此外，本领域普通技术人员公知的是，通信介质通常包含计算机可读指令、数据结构、程序模块或者诸如载波或其他传输机制之类的调制数据信号中的其他数据，并且可包括任何信息递送介质。
以上参照附图说明了本公开的可选实施例，并非因此局限本公开的权利范围。本领域技术人员不脱离本公开的范围和实质内所作的任何修改、等同替换和改进，均应在本公开的权利范围之内。

Claims (10)

  1. 一种终端设备，所述终端设备上设有实体射频卡，所述终端设备包括：
    检测电路，所述检测电路检测销售终端的第一射频信号；以及
    内置NFC单元，所述内置NFC单元向所述实体射频卡发送第二射频信号；
    其中，所述终端设备还根据所述第一射频信号控制所述内置NFC单元向所述实体射频卡发送第二射频信号，以获取所述实体射频卡的交易数据。
  2. 根据权利要求1所述的终端设备，其中，所述终端设备的机壳包括卡槽，所述卡槽被构造为放置所述实体射频卡。
  3. 根据权利要求1所述的终端设备，其中，所述检测电路包括：耦合电路、采集电路和处理单元；
    所述耦合电路包括感应线圈，所述耦合电路根据所述第一射频信号生成感应电信号，并将所述感应电信号输出至采集电路；
    所述采集电路将所述感应信号转化为特征电信号，并将所述特征电信号输出至处理单元；以及
    所述处理单元在所述特征电信号大于或等于预设强度的情况下，关闭所述内置NFC单元，以及在所述特征电信号从大于或等于预设强度变为小于预设强度之后，控制所述终端设备向所述实体射频卡发送第二射频信号。
  4. 一种数据处理方法，应用于如权利要求1-3中任一项所述的终端设备，所述数据处理方法包括：
    获取销售终端的第一射频信号；
    根据所述第一射频信号向所述实体射频卡发送第二射频信号，以使所述实体射频卡发送交易数据；以及
    获取所述交易数据。
  5. 根据权利要求4所述的数据处理方法，还包括：
    将所述交易数据发送给目标用户。
  6. 根据权利要求5所述的数据处理方法，还包括：
    获取所述终端设备的当前位置信息，将所述当前位置信息和所述交易数据发送给所述目标用户。
  7. 根据权利要求4所述的数据处理方法，还包括：
    在检测到所述第一射频信号大于或等于预设强度的情况下，关闭所述内置NFC单元。
  8. 根据权利要求4所述的数据处理方法，其中，所述根据所述第一射频信号向所 述实体射频卡发送第二射频信号，包括：
    在检测到所述第一射频信号小于预设强度的情况下，开启所述内置NFC单元，通过所述内置NFC单元向所述实体射频卡发送第二射频信号。
  9. 一种终端设备，所述设备包括存储器、处理器、存储在所述存储器上并可在所述处理器上运行的程序以及用于实现所述处理器和所述存储器之间的连接通信的数据总线，所述程序被所述处理器执行时实现如权利要求4-8中任一项所述的数据处理方法。
  10. 一种存储介质，用于计算机可读存储，其中，所述存储介质存储有一个或者多个程序，所述一个或者多个程序可被一个或者多个处理器执行，以实现如权利要求4-8中任一项所述的数据处理方法。
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